* Note: Prices are in Million (M) USD.
Description:
Synovus Financial Corp. The company is headquartered in Columbus, Georgia.
These criteria used Company's Cash, EBITDA and Debt balance to determines its fair value:
Cash : $0 M
Debt : $0 M
EBITDA : $0 M
This criteria used industry in which company operates:
Sector: Financial services
Industry: Banks - regional - us
Based on industry, 3 points assigned.
This criteria used Company's Price To Earning (P/E) Ratio to determines its fair value:
Forward PE Ratio: 9.30
Since Forward PE Ratio is less than 15, 5 points assigned.
This criteria used Company's ability to convert Sales into free cash flow to determine fair value:
Using last 20 overlapping fiscal years (max 20).Average Free Cash Flow: $588 M
Average Revenue: $1,975 M
Revenue Converted To Free Cash Flow (%): 29.8%
Since Free Cash Flow (FCF) to Revenue percentage is greater than 25, 5 points assigned.
This criteria used company's growth potential to calculate its fair value:
Latest Revenue (2024-12-31): $3,424 M
Revenue 4 Years Ago (2020-12-31): $2,311 M
Last 5 Years Average Revenue Growth: 10%
Since Revenue Growth is between 5 - 10, 2 points assigned.
This criteria used Company's ability to buy back its own share:
Latest Share Count (2024-12-31): $145 M
Share Count 5 Years Ago (2020-12-31): $148 M
Company is buying back its own shares, 3 points assigned.
This criteria used Company's dividend payout ratio to determine its fair value:
Next Year Earnings Per Share (EPS): $5.69
Trailing 12-Month Earnings Per Share (EPS): $5.41
Average Earnings Per Share (EPS): $5.55
Dividend Per Share (DPS): $2
Payout Ratio: 28%
Dividend Yield: 3%
Since company Payout Ratio is less than 50, 2 points assigned.
Since Dividend Yield is greater than 3, 3 points assigned.
This criteria used Company's Return On Equity (ROE%) to determine its fair value:
Using last 20 valid ROE years (max 20).Average ROE: 5.0%
Since Average ROE is less than 10, 1 point assigned.
This criteria used Company's current price to its 52 week low price to determines its fair value:
Current Price: $52
52-Week Low: $36
Threshold Price (15% Above 52-Week Low): $41
Since Current price is not within 15% threshold, 0 point assigned.
This criteria used Company's Market Cap to determines its fair value:
Market Capitalization: $7,022 M
Since Market Cap is less than 10B, 1 point assigned.
% Exposure to Total Portfolio
Based on the market cap, we recommend do not exceed 2% exposure of Total Portfolio.
Value-Trade has assigned 25 points to above Synovus Financial Corp (SNV) stock.
Heads up: One or more P/E inputs look exaggerated and may skew the blend.
• RCFC Based PE 33.82 (>2× median)
Further research is recommended; please use your own due diligence.
In such cases, multiplying earnings by the long-run average P/E typically gives a closer, more reliable fair value.
Fair Value PE 15, Industry Based PE 13, Growth Based PE 9, RCFC Based PE 33.82, ROE Based PE 13.96, Risk-Free Anchored PE (25% MoS) 17.08. Based on these 6 values, average assigned is 16.98. Value-Trades has assined P/E value 16.98. Since an average (Current Year EPS + Next Year EPS) earning per share is $5.55.
The fair value of Synovus Financial Corp (SNV) stock should be (16.98 x $5.55) = $94.22.
