* Note: Prices are in Million (M) USD.
Description:
Oscar Health, Inc. is a cutting-edge health insurance provider based in New York, recognized for its innovative, technology-driven solutions for individuals, families, and businesses across the United States. The company utilizes a proprietary platform to enhance member engagement, offering personalized care management and streamlined access to healthcare services, aimed at improving health outcomes while controlling costs. As a leader at the intersection of technology and health insurance, Oscar Health is strategically positioned to transform industry dynamics, appealing to a diverse range of health-conscious consumers and solidifying its role as a significant player in the evolving healthcare market.
These criteria used Company's Cash, EBITDA and Debt balance to determines its fair value:
Cash : $0 M
Debt : $0 M
EBITDA : $-183 M
Since Ebitda is less than 0, 0 points assigned.
This criteria used industry in which company operates:
Sector: Finance
Industry: Hospital & medical service plans
Based on industry, 3 points assigned.
This criteria used Company's Price To Earning (P/E) Ratio to determines its fair value:
Message: Cannot calculate PE Ratio since EPS is either 0 or negative.
Using default values for calculation.
Forward PE Ratio (using default values): 20.00
Since Forward PE Ratio is between 20 - 25, 2 points assigned.
This criteria used Company's ability to convert Sales into free cash flow to determine fair value:
Using last 6 overlapping fiscal years (max 20).Average Free Cash Flow: $136 M
Average Revenue: $3,705 M
Revenue Converted To Free Cash Flow (%): 3.7%
Since Free Cash Flow (FCF) to Revenue percentage is less than 15, 1 point assigned.
This criteria used company's growth potential to calculate its fair value:
Latest Revenue (2024-12-31): $9,178 M
Revenue 5 Years Ago (2019-12-31): $554 M
Total Growth over 5 Years: 1,557.3%
5-Year Revenue CAGR (Historical): 75.3%
Forward 5-Year CAGR (Tapered): 37.7%
Since historical Revenue CAGR is greater than 20, 5 points assigned.
This criteria used Company's ability to buy back its own share:
Error: Invalid balance sheet data provided.Using default values for calculation.
Based on default values, 0 points assigned.
This criteria used Company's dividend payout ratio to determine its fair value:
Next Year Earnings Per Share (EPS): $-0.09
Trailing 12-Month Earnings Per Share (EPS): $0.00
Average Earnings Per Share (EPS): $0.00
Dividend Per Share (DPS): $0
Payout Ratio: 0%
Dividend Yield: 0.00%
⚠️ Caution: Negative earnings detected — Further research is recommended - Next Fiscal Yr EPS: $-0.09
Since Dividend Per Share is less than or equal to 0, 0 point assigned.
Since Dividend Yield is less than 1, 0 point assigned.
This criteria used Company's Return On Equity (ROE%) to determine its fair value:
Error: Invalid balance sheet data provided.Skipping ROE-based PE.
This criteria used Company's current price to its 52 week low price to determines its fair value:
Error: Invalid quote data provided.Using default values for calculation.
Based on default values, 0 points assigned.
This criteria used Company's Market Cap to determines its fair value:
Market Capitalization: $4,262 M
Since Market Cap is less than 10B, 1 point assigned.
% Exposure to Total Portfolio
Message: Invalid quote data provided.Using default recommendation.
Based on the calculated score, we don't recommend any investment in this stock.
Warren Buffett's Owners' Earnings:
No positive free cash flow found (TTM or annual) to compute Owners' Earnings per share.
Note: Many fast-growing companies reinvest heavily, so Owners' Earnings may appear low.
Consider other factors in your valuation.
Value-Trade has assigned 12 points to above Oscar Health Inc (OSCR) stock.
Heads up: One or more P/E inputs look exaggerated and may skew the blend.
• Growth Based PE 50.00 (>2× median)
Further research is recommended; please use your own due diligence.
In such cases, multiplying earnings by the long-run average P/E typically gives a closer, more reliable fair value.
Fair Value PE 12, Industry Based PE 18, Growth Based PE 50, RCFC Based PE 3.66, Risk-Free Anchored PE (25% MoS) 18.34. Based on these 5 values, average assigned is 20.40. The fair value of Oscar Health Inc (OSCR) stock cannot be calculated since EBITDA and EPS are either 0 or negative.
