* Note: Prices are in Million (M) USD.
Description:
Claros Mortgage Trust Inc (CMTG) is a differentiated real estate investment trust (REIT) that specializes in the acquisition and management of premier commercial mortgage loans and related real estate assets. Leveraging a robust understanding of market dynamics and disciplined underwriting processes, the company aims to achieve strong risk-adjusted returns through its targeted investments in income-generating properties across key urban markets. CMTG's commitment to delivering consistent income and long-term value appreciation positions it as an attractive option for institutional investors seeking stable cash flows and growth potential in a fluctuating economic landscape.
These criteria used Company's Cash, EBITDA and Debt balance to determines its fair value:
Note: Financial institutions (banks/insurers/brokers/REITs) are evaluated using sector, P/E, growth, ROE and other factors. The 3.5× Net Debt/EBITDA rule is skipped to avoid misleading signals; however, Cash/Debt/EBITDA are still displayed and counted for scoring.
Cash : $117 M
Debt : $2,304 M
EBITDA : $-446 M
Net Debt (Debt - Cash): $2,187 M
Since Ebitda is less than 0, 0 points assigned.
This criteria used industry in which company operates:
Sector: Financials
Industry: Reit - mortgage
Based on industry, 3 points assigned.
This criteria used Company's Price To Earning (P/E) Ratio to determines its fair value:
Message: Cannot calculate PE Ratio since EPS is either 0 or negative.
Using default values for calculation.
Forward PE Ratio (using default values): 20.00
Since Forward PE Ratio is between 20 - 25, 2 points assigned.
This criteria used Company's ability to convert Sales into free cash flow to determine fair value:
Using last 8 overlapping fiscal years (max 20).Average Free Cash Flow: $106 M
Average Revenue: $238 M
Revenue Converted To Free Cash Flow (%): 44.7%
Since Free Cash Flow (FCF) to Revenue percentage is greater than 25, 5 points assigned.
This criteria used company's growth potential to calculate its fair value:
Latest Revenue (2025-12-31): $430 M
Revenue 5 Years Ago (2020-12-31): $273 M
Total Growth over 5 Years: 57.6%
5-Year Revenue CAGR (Historical): 9.5%
Forward 5-Year CAGR (Tapered): 7.6%
Since historical Revenue CAGR is between 5 - 10, 2 points assigned.
This criteria used Company's ability to buy back its own share:
Latest Share Count (2025-12-31): $141 M
Share Count 5 Years Ago (2021-12-31): $135 M
Company is not buying back its own shares, 0 points assigned.
This criteria used Company's dividend payout ratio to determine its fair value:
Next Year Earnings Per Share (EPS): $-0.62
Trailing 12-Month Earnings Per Share (EPS): $-0.78
Average Earnings Per Share (EPS): $0.00
Dividend Per Share (DPS): $0
Payout Ratio: 0%
Dividend Yield: 0.00%
⚠️ Caution: Negative earnings detected — Further research is recommended - Next Fiscal Yr EPS: $-0.62
- Latest/TTM EPS: $-0.78
Since Dividend Per Share is less than or equal to 0, 0 point assigned.
Since Dividend Yield is less than 1, 0 point assigned.
This criteria used Company's Return On Equity (ROE%) to determine its fair value:
Using last 8 valid ROE years (max 20).Average ROE: -1.1%
Since Average ROE is non-positive, 0 point assigned.
This criteria used Company's current price to its 52 week low price to determines its fair value:
Current Price: $2.15
52-Week Low: $2.05
Threshold Price (15% Above 52-Week Low): $2.35
Since Current price is within 15% threshold, 5 points assigned.
This criteria used Company's Market Cap to determines its fair value:
Market Capitalization: $301 M
Since Market Cap is less than 10B, 1 point assigned.
% Exposure to Total Portfolio
Based on the market cap, we recommend do not exceed 0.5% exposure of Total Portfolio.
Warren Buffett's Owners' Earnings:
Owners' Earnings (FCF/Share, latest positive annual) (2024-12-31): $0.59
Note: Many fast-growing companies reinvest heavily, so Owners' Earnings may appear low.
Consider other factors in your valuation.
Value-Trade has assigned 18 points to above Claros Mortgage Trust Inc (CMTG) stock.
Heads up: One or more P/E inputs look exaggerated and may skew the blend.
• RCFC Based PE 44.67 (>2× median)
Further research is recommended; please use your own due diligence.
In such cases, multiplying earnings by the long-run average P/E typically gives a closer, more reliable fair value.
Last 3 Years Avg PE 21, Fair Value PE 12, Industry Based PE 15, Growth Based PE 15, RCFC Based PE 44.67, Risk-Free Anchored PE (25% MoS) 17.36. Based on these 6 values, average assigned is 20.84. The fair value of Claros Mortgage Trust Inc (CMTG) stock cannot be calculated since EBITDA and EPS are either 0 or negative.
