* Note: Prices are in Million (M) USD.
Description:
Claros Mortgage Trust Inc (CMTG) is a specialized real estate investment trust (REIT) that focuses on investing in and managing a diverse portfolio of high-quality commercial mortgage loans and real estate-related assets. By leveraging its deep expertise and disciplined underwriting practices, the company aims to deliver attractive risk-adjusted returns primarily through loans secured by income-generating properties in key urban markets. With a strategic emphasis on adapting to evolving market conditions and opportunities within the commercial real estate sector, Claros Mortgage Trust is poised to provide consistent income streams and facilitate long-term value appreciation for its investors.
These criteria used Company's Cash, EBITDA and Debt balance to determines its fair value:
Note: Financial institutions (banks/insurers/brokers/REITs) are evaluated using sector, P/E, growth, ROE and other factors. The 3.5× Net Debt/EBITDA rule is skipped to avoid misleading signals; however, Cash/Debt/EBITDA are still displayed and counted for scoring.
Cash : $173 M
Debt : $3,399 M
EBITDA : $11 M
Net Debt (Debt - Cash): $3,226 M
This criteria used industry in which company operates:
Sector: Financials
Industry: Reit - mortgage
Based on industry, 3 points assigned.
This criteria used Company's Price To Earning (P/E) Ratio to determines its fair value:
Message: Cannot calculate PE Ratio since EPS is either 0 or negative.
Using default values for calculation.
Forward PE Ratio (using default values): 20.00
Since Forward PE Ratio is between 20 - 25, 2 points assigned.
This criteria used Company's ability to convert Sales into free cash flow to determine fair value:
Using last 8 overlapping fiscal years (max 20).Average Free Cash Flow: $106 M
Average Revenue: $210 M
Revenue Converted To Free Cash Flow (%): 50.8%
Since Free Cash Flow (FCF) to Revenue percentage is greater than 25, 5 points assigned.
This criteria used company's growth potential to calculate its fair value:
Latest Revenue (2025-12-31): $202 M
Revenue 5 Years Ago (2020-12-31): $273 M
Total Growth over 5 Years: -26.2%
5-Year Revenue CAGR (Historical): -5.9%
Forward 5-Year CAGR (Tapered): -5.3%
Since historical Revenue CAGR is between 0 - 5, 1 point assigned.
This criteria used Company's ability to buy back its own share:
Latest Share Count (2025-12-31): $141 M
Share Count 5 Years Ago (2021-12-31): $135 M
Company is not buying back its own shares, 0 points assigned.
This criteria used Company's dividend payout ratio to determine its fair value:
Next Year Earnings Per Share (EPS): $-0.05
Trailing 12-Month Earnings Per Share (EPS): $-0.90
Average Earnings Per Share (EPS): $0.00
Dividend Per Share (DPS): $0
Payout Ratio: 0%
Dividend Yield: 0.00%
⚠️ Caution: Negative earnings detected — Further research is recommended - Next Fiscal Yr EPS: $-0.05
- Latest/TTM EPS: $-0.90
Since Dividend Per Share is less than or equal to 0, 0 point assigned.
Since Dividend Yield is less than 1, 0 point assigned.
This criteria used Company's Return On Equity (ROE%) to determine its fair value:
Using last 8 valid ROE years (max 20).Average ROE: -1.1%
Since Average ROE is non-positive, 0 point assigned.
This criteria used Company's current price to its 52 week low price to determines its fair value:
Current Price: $2.39
52-Week Low: $2.05
Threshold Price (15% Above 52-Week Low): $2.35
Since Current price is not within 15% threshold, 0 point assigned.
This criteria used Company's Market Cap to determines its fair value:
Market Capitalization: $334 M
Since Market Cap is less than 10B, 1 point assigned.
% Exposure to Total Portfolio
Based on the market cap, we recommend do not exceed 0.5% exposure of Total Portfolio.
Warren Buffett's Owners' Earnings:
Owners' Earnings (FCF/Share, latest positive annual) (2024-12-31): $0.59
Note: Many fast-growing companies reinvest heavily, so Owners' Earnings may appear low.
Consider other factors in your valuation.
Value-Trade has assigned 12 points to above Claros Mortgage Trust Inc (CMTG) stock.
Heads up: One or more P/E inputs look exaggerated and may skew the blend.
• RCFC Based PE 50.00 (>2× median)
Further research is recommended; please use your own due diligence.
In such cases, multiplying earnings by the long-run average P/E typically gives a closer, more reliable fair value.
Last 3 Years Avg PE 21, Fair Value PE 12, Industry Based PE 15, RCFC Based PE 50, Risk-Free Anchored PE (25% MoS) 17.65. Based on these 5 values, average assigned is 23.13. The fair value of Claros Mortgage Trust Inc (CMTG) stock cannot be calculated since EBITDA and EPS are either 0 or negative.
