World Acceptance Corp stock (US9814191045): earnings miss but revenue jumps for US consumer lender
World Acceptance Corp reported higher quarterly revenue of $177.6 million, exceeding expectations, but narrowly missed earnings per share estimates at $7.70. The stock has seen a double-digit percentage gain in 2026, trading above its 52-week low. The company's business model focuses on small personal loans to non-prime borrowers, balancing strong demand with elevated credit risk and a tightening regulatory environment.
World Acceptance Corp stock (US9814191045): earnings volatility meets cautious outlook
World Acceptance Corp (WRLD) stock's recent earnings report highlights the volatility in the niche consumer lending sector, primarily due to shifts in US employment, inflation, and Federal Reserve policy. The company, focused on small-dollar installment loans to subprime and near-prime consumers, faces challenges from tighter underwriting, regulatory risks, and rising interest rates. Its hybrid model, balancing physical branches and digital capabilities, and sensitivity to economic cycles, makes it a key indicator for US consumer credit trends outside mainstream banking.
World Acceptance Corp (WRLD) CEO has shares withheld to cover taxes
World Acceptance Corp's Interim President and CEO, Janet Lewis Matricciani, had 264 shares of common stock withheld on May 13, 2026, to cover tax liabilities. The shares were valued at $149.88 each, and following this transaction, she directly holds 6,831 shares. This was a routine tax-withholding disposition, not an open-market sale, and is a common administrative event for equity compensation.
Insider sells 7,853 WRLD shares via Fidelity (WRLD)
Daniel C. Dyer filed a Form 144 indicating an intent to sell Common Stock of World Acceptance Corporation (WRLD) through Fidelity Brokerage Services LLC. The filing also disclosed a sale of 7,853 shares on May 4, 2026, for $1.18 million, along with details of prior restricted stock vesting events. The transaction is a routine insider resale, providing details on recent share disposals and stock vesting.
WRLD (NASDAQ: WRLD) Rule 144 lists 7,853 shares via Fidelity
World Acceptance Corporation (WRLD) has filed a Rule 144 notice for the proposed sale of 7,853 shares of common stock through Fidelity Brokerage Services LLC. These shares are associated with restricted stock vesting, with 4,548 shares vesting on October 15, 2023, and 3,305 shares vesting on October 15, 2024. The filing indicates the sale is to be listed on NASDAQ.
Insider Selling: World Acceptance (NASDAQ:WRLD) Director Sells 180 Shares of Stock
World Acceptance (NASDAQ:WRLD) Director Benjamin Robinson III sold 180 shares of the company's stock for $28,800 under a pre-arranged 10b5-1 plan on April 30th. This transaction reduced his stake by 3.53% to 4,926 shares. The company recently reported mixed quarterly results, beating revenue expectations but narrowly missing EPS, while also outlining a personnel expense plan involving headcount reductions.
World Acceptance (WRLD) director sells $28.8K in open-market trade
Benjamin E. Robinson III, a director at World Acceptance Corp (WRLD), sold 180 shares of the company's common stock in an open-market transaction for approximately $28,800. The sale occurred at $160.00 per share, leaving him with 4,926 directly held shares. This transaction was made pursuant to a Rule 10b5-1 plan.
World Acceptance (NASDAQ: WRLD) Q4 profit drops while loan book expands
World Acceptance (NASDAQ: WRLD) reported a Q4 fiscal 2026 net income drop to $36.5M from $44.3M in the prior year, despite a 7.4% revenue increase and a 4.4% expansion in its loan book to $1.28B. For the full year, net income sharply declined to $35.0M from $89.7M. The company aggressively repurchased 16.5% of its outstanding shares, leading to increased leverage while credit metrics showed modest improvement in delinquency rates.
World Acceptance Q4 Earnings Call Highlights
World Acceptance (NASDAQ: WRLD) reported Q4 fiscal 2026 EPS of $7.70, driven by a 7.4% rise in revenue and loan growth. Management expressed optimism for fiscal 2027, despite monitoring consumer pressures like elevated gas prices. The company also announced share repurchases of $37.8 million and plans for mid-single-digit loan growth with a strategic shift towards relying less on new customers to improve credit metrics.
World Acceptance (NASDAQ:WRLD) Announces Quarterly Earnings Results, Misses Expectations By $0.04 EPS
World Acceptance (WRLD) reported Q4 EPS of $7.70, falling short of the consensus estimate of $7.74 by $0.04, which included an after-tax charge related to a senior executive's retirement. Despite missing EPS, the company saw a 7.4% increase in total revenue, driven by higher loans outstanding and improved delinquencies, and repurchased $37.8 million of stock in the quarter. Analysts currently have a "Hold" rating on the stock.
Q4 2026 World Acceptance Corp Earnings Call Transcript
This article provides the Q4 2026 earnings call transcript for World Acceptance Corp (WRLD). Key points highlight positive results including an EPS of $7.70, a 7.4% increase in total revenue, and significant share repurchases. Negative aspects include an executive's retirement impact, a 5% reduction in field personnel, and potential operational challenges.
World Acceptance (NASDAQ:WRLD) Trading Down 7.4% on Disappointing Earnings
World Acceptance (NASDAQ:WRLD) saw its shares drop 7.4% after reporting quarterly earnings per share of $7.70, missing analyst estimates of $7.74. The stock traded as low as $138.01 on below-average volume, closing previously at $153.25. Analysts maintain a consensus "Hold" rating for the credit services provider, and insider John L. Calmes Jr. recently sold 1,000 shares of the company's stock.
WORLD ACCEPTANCE CORP SEC Filing
This article announces a Form 144 SEC filing by World Acceptance Corp (WRLD), indicating a proposed sale of securities under Rule 144. The filing details the sale of 180 shares of common stock acquired through restricted stock vesting by an individual, with an aggregate market value of $2880.00, to be sold on NASDAQ. The article also provides recent news, SEC filings, and stock data for WRLD.
This lender bought back 16.5% of its stock while loans grew 4.4%
World Acceptance Corporation reported its fiscal 2026 fourth-quarter results, showing a diluted EPS of $7.70 and a 7.4% increase in revenue. The company successfully grew its gross loans outstanding by 4.4% from the prior year, reversing a previous trend of decline, while initiating a strategy shift towards sustainable portfolio growth. Additionally, World Acceptance repurchased a significant 16.5% of its outstanding common stock during fiscal year 2026.
World Acceptance: Fiscal Q4 Earnings Snapshot
World Acceptance Corp. (WRLD) announced its fiscal fourth-quarter results, reporting net income of $36.5 million, or $7.70 per share, on revenue of $177.6 million. For the full fiscal year, the subprime consumer lender achieved a profit of $35 million, or $6.97 per share, with total revenue reaching $585.7 million. This financial data was generated by Automated Insights using information from Zacks Investment Research.
World Acceptance (NASDAQ:WRLD) Shares Cross Above 200 Day Moving Average - Time to Sell?
World Acceptance (NASDAQ:WRLD) shares have risen above their 200-day moving average, reaching $153.25 against a $141.21 average, which could signal a technical shift. Despite this, the company reported a quarterly EPS miss of ($0.19) against an expected $0.58, and revenue also fell short of estimates. Analysts currently hold a consensus "Hold" rating on the stock, while an insider recently sold 1,000 shares.
World Acceptance: Fiscal Q4 Earnings Snapshot
World Acceptance Corp. (WRLD) announced its fiscal fourth-quarter results, reporting a net income of $36.5 million, or $7.70 per share, on revenue of $177.6 million. For the full fiscal year, the subprime consumer lender achieved a profit of $35 million, or $6.97 per share, with total revenue reaching $585.7 million.
World Acceptance Corp. Experiences Valuation Adjustment Amid Competitive Market Landscape
World Acceptance Corp., a microcap finance company, has seen a valuation adjustment with its stock at $154.69, a slight increase from its previous close. Despite strong operational efficiency metrics like a ROCE of 93.51% and ROE of 13.26%, its 12.67% stock return over the past year significantly underperformed the S&P 500's 29.12% return. The company's P/E ratio is 14 and its price-to-book value is 1.87.
World Acceptance to webcast April 30 earnings call at 10 a.m. ET
World Acceptance Corporation (NASDAQ: WRLD) announced it will host a webcast and rebroadcast of its Q4 2026 earnings conference call on Thursday, April 30, 2026, at 10:00 a.m. Eastern Time. The earnings release will precede the call. The company provides personal installment loans and tax services through over 1,000 World Finance branches.
World Acceptance (WRLD) to Release Earnings on Wednesday
World Acceptance (WRLD) is scheduled to release its Q4 2026 earnings before market open on Wednesday, April 29th, with analysts forecasting EPS of $7.74 and revenue of $168.40 million. This follows a previous quarter where the company missed consensus estimates, reporting ($0.19) EPS against an expected $0.58. The stock currently trades around $147.76, and analysts maintain a "Hold" rating.
World Acceptance Corp stock (US9814191045): Is its non-prime lending model resilient enough for toda
World Acceptance Corp specializes in small, unsecured loans to non-prime borrowers, primarily in the southeastern and midwestern U.S. This business model relies on high-interest, short-term loans, generating revenue through interest income and fees. The company's strategy involves geographic expansion, investment in digital tools, and a focus on share repurchases and dividends, aiming to capitalize on the demand for alternative credit amidst economic shifts.
World Acceptance Corp. Experiences Valuation Adjustment Amid Mixed Financial Performance Indicators
World Acceptance Corp. recently adjusted its valuation, now showing a P/E ratio of 14 and a price-to-book value of 1.87, alongside high operational efficiency with ROCE at 93.51% and ROE at 13.26%. Despite a recent one-week stock decline of 11.18%, the company has delivered strong returns of 10.19% over the past year and 63.23% over three years, though it has slightly lagged the S&P 500 in these periods. These metrics provide a mixed picture for investors assessing its competitive standing in the finance industry.
World Acceptance (WRLD) interim CEO Janet Matricciani submits initial Form 3
World Acceptance Corp.'s interim President and CEO, Janet Lewis Matricciani, has filed an initial Form 3 statement of beneficial ownership. This filing indicates her new insider status but reports no transactions or share/derivative holdings in the company. Form 3 is a mandatory initial declaration for new insiders to disclose their ownership of company securities.
World Acceptance Corp (WRLD) interim CEO receives 7,095-share grant
World Acceptance Corp's Interim President and CEO, Janet Lewis Matricciani, received a grant of 7,095 shares of common stock, as reported in a recent Form 4 filing. This equity award, valued at $0.00 per share, increases her direct holdings to 7,095 shares and is considered a routine compensation-related transaction to align management interests with shareholders. The filing confirms it was a grant, not an open-market purchase, and no sales or disposals were reported.
World Acceptance Corp. Experiences Revision in Stock Evaluation Amid Market Dynamics
World Acceptance Corp. (WAC) has seen a revised stock evaluation due to current market dynamics, with its stock price at $154.37. The company has shown strong returns compared to the S&P 500 over various periods, including a 348.36% return over ten years, despite mixed technical indicators for future trends. This highlights the company's resilience in a competitive finance market.
World Acceptance Corporation Names Janet Matricciani Interim CEO
World Acceptance Corporation has appointed Janet Matricciani as interim president and CEO, effective April 13, 2026, following the resignation of R. Chad Prashad. Ms. Matricciani previously served as CEO and is welcomed back for her leadership and knowledge to guide the company through this transitional phase. The board has initiated a search for a permanent replacement.
[8-K] WORLD ACCEPTANCE CORP Reports Material Event
World Acceptance Corporation announced that President and CEO R. Chad Prashad resigned effective April 10, 2026, to pursue other opportunities, receiving a severance package. Former CEO Janet L. Matricciani was appointed Interim President and CEO, effective April 13, 2026, for a 12-month term with a monthly salary of $83,333, a $350,000 signing bonus, and a stock grant. The board size was also reduced from seven to six directors.
Tudor Investment Corp Reduces Stake in World Acceptance Corporation
Tudor Investment Corp has significantly reduced its stake in World Acceptance Corporation, selling 72.7% of its shares in the third quarter of 2026. The hedge fund now owns 6,240 shares valued at $1,055,000, representing about 0.12% of the company. This reduction by a major institutional investor could indicate a shift in sentiment regarding World Acceptance, a consumer finance company providing short-term installment loans.
World Acceptance (NASDAQ: WRLD) CEO uses 8,277 shares to pay taxes
World Acceptance (NASDAQ: WRLD) President and CEO Chad R. Prashad reported a tax-withholding disposition of 8,277 company shares at $148.80 per share to cover a tax liability. This transaction was not an open-market sale, and after the withholding, Prashad directly holds 53,779 shares and indirectly holds 5,513 shares through his spouse. The filing provides details from the SEC Form 4 and clarifies key figures and terms related to the insider transaction.
World Acceptance (WRLD) Appoints Interim CEO Amid Leadership Change
World Acceptance Corp (WRLD) has appointed Janet Matricciani as interim president and CEO after R. Chad Prashad resigned. The company's shares dropped by 10.55% following the announcement. WRLD has a P/E ratio of 17.66 and a GF Score of 72/100, though its financial strength is rated 3/10 due to debt levels, and insiders have sold shares totaling $0.1 million in the last three months.
World Acceptance Corporation Names Janet Matricciani Interim CEO
World Acceptance Corporation has appointed Janet Matricciani as interim President and CEO, effective April 13, 2026. This appointment follows the resignation of R. Chad Prashad, and Ms. Matricciani, a former CEO of the company, will guide it through this transition while a permanent replacement is sought. Her extensive experience in financial services and a track record of operational improvement are highlighted as key assets.
A former CEO is back at World Acceptance after Chad Prashad resigns
World Acceptance Corporation (NASDAQ: WRLD) has announced that Janet Matricciani, a former CEO of the company, has been appointed as interim president and chief executive officer, effective April 13, 2026. This appointment follows the resignation of R. Chad Prashad, who served as president, CEO, and a board member. The board praised Ms. Matricciani's leadership and deep knowledge of the business, noting her previous success in implementing systems and improving operations during her prior tenure.
World Acceptance Corp (WRLD) Stock Down 3.6% -- Now Undervalued? GF Score: 72/100
World Acceptance Corp (WRLD) stock recently dropped 3.6% to $148.80, making it undervalued according to the GF Value™ estimate of $157.41, with a margin of safety of 5.5%. Despite this, the company's financial strength is rated low at 3/10, and insiders have been selling shares without buying, indicating potential concerns. While the GF Score™ is 72/100, its current P/E ratio is 35% above its 5-year median, suggesting caution for investors.
World Acceptance Corp. Experiences Valuation Adjustment Amid Strong Market Performance Indicators
World Acceptance Corp. recently adjusted its valuation, now showing a P/E ratio of 14, a price-to-book value of 1.87, and an impressive ROCE of 93.51%. The company demonstrates strong operational efficiency with EV to EBIT at 2.13 and EV to EBITDA at 2.06. Its market performance includes a 9.96% year-to-date return and a remarkable 348.36% return over the last decade, highlighting its resilience and competitive position in the finance industry.
World Acceptance Corp (WRLD) Income Statement
This article presents the quarterly and annual income statements for World Acceptance Corp (WRLD), providing detailed financial figures related to revenue, operating expenses, depreciation, operating profit, and net income. It allows users to analyze the company's financial performance and operational efficiency over various periods. The data includes year-over-year percentage changes for key financial metrics.
World Acceptance Corp stock: What smart investors need to know now
World Acceptance Corp (NASDAQ: WRLD) specializes in small-dollar installment loans for lower-income customers in the U.S. Southeast and Midwest. The company's business model focuses on borrowers underserved by traditional banks, utilizing a branch-based approach and data-driven underwriting to manage risk. While offering steady revenue and resilience due to its counter-cyclical nature, investors should monitor regulatory changes and competition from fintechs.
WRLD Earning Date, Earning Analysis and Earning Prediction
This article provides an earnings analysis and prediction for WRLD, detailing past quarterly results including revenue and EPS, along with AI predictions. It also outlines analyst forecasts for Q4 2026, noting unchanged revenue and EPS estimates over the past three months and a 4.41% stock price increase. The report emphasizes the correlation between earnings forecast revisions and stock price movements, and provides insights into historical stock performance around earnings release dates.
World Acceptance Corp stock: What smart investors need to know now
World Acceptance Corp (NASDAQ: WRLD) specializes in small-dollar installment loans for underserved borrowers, primarily in the U.S. Southeast. The company's business model focuses on building customer loyalty through its branch network and data-driven underwriting, allowing it to thrive in a niche often overlooked by larger banks. While facing regulatory and fintech competition risks, its financial health and counter-cyclical nature make it an interesting option for value investors seeking diversification.
World Acceptance Corp stock: What smart investors need to know now
World Acceptance Corp (NASDAQ: WRLD) specializes in small-dollar installment loans for underserved borrowers in the U.S. Southeast and Midwest. The company's niche focus, branch-based model, and data-driven underwriting provide a competitive edge in subprime lending. Investors should consider its counter-cyclical nature and resilient cash flows, while monitoring regulatory changes and macroeconomic risks like unemployment.
WRLD Stock News Today | Earnings, Events & Price Alerts
This article provides news and event updates for WRLD stock, detailing recent insider trading activity, executive appointments, and earnings reports. Key events include World Acceptance Corporation's approval of a $50 million share repurchase program and its Q3 revenue report. The company is actively working towards strategic growth and improving financial results.
World Acceptance Corp to pay $21.7 million to settle SEC charges
World Acceptance Corporation (NASDAQ: WRLD), a consumer lender, has agreed to pay $21.7 million to settle charges brought by the Securities and Exchange Commission (SEC). The settlement includes disgorgement, prejudgment interest, and penalties, without the company admitting or denying the allegations. The SEC accused the company's former Mexican subsidiary of bribing government and union officials for loan repayment assurance and inappropriately recording these bribes as "commission" expenses.
WRLD Should I Buy
World Acceptance Corp (WRLD) is not considered a strong buy for long-term beginner investors due to a lack of positive financial performance, significant news, or catalysts, leading to a "hold" recommendation. The company experienced a significant decline in net income and EPS in 2026/Q3, despite a slight revenue increase. Technical analysis shows a bullish MACD but neutral RSI, suggesting no strong directional momentum.
World Acceptance (STU:WOA) Interest Paid
This article provides financial data for World Acceptance Corp (STU:WOA), focusing on its "Interest Paid" metric. It highlights that this feature is available for Premium Members and indicates that the stock appears undervalued according to GuruFocus's analysis, trading below its estimated GF Value. The article also includes a business description and comparable companies for World Acceptance.
World Acceptance (WRLD) officer uses 3,467 shares to cover tax bill
Daniel Clinton Dyer, an officer at World Acceptance Corp (WRLD), reported a tax-related disposition where 3,467 shares of common stock were withheld to satisfy tax liabilities. These shares were valued at $135.04 each and were used for tax withholding rather than an open-market sale. Following this transaction, Dyer directly holds 27,583 shares of the company.
Tudor Investment Corp ET AL Sells 16,602 Shares of World Acceptance Corporation $WRLD
Tudor Investment Corp ET AL significantly reduced its stake in World Acceptance Corporation (NASDAQ:WRLD) by selling 16,602 shares, decreasing its position by 72.7%. This move leaves the fund with 6,240 shares valued at approximately $1.055 million. The credit services provider recently missed quarterly earnings estimates, reporting an EPS of ($0.19) against a consensus of $0.58 and revenue of $128.47 million compared to an expected $133.49 million.
Vanguard realignment: WRLD shows 0 shares after Schedule 13G/A (WRLD)
Vanguard Group has filed an amended Schedule 13G/A for World Acceptance Corp (WRLD), reporting zero beneficial ownership of common stock. This change is due to an internal realignment effective January 12, 2026, causing Vanguard's subsidiaries to report holdings on a disaggregated basis in accordance with SEC Release No. 34-39538. Vanguard clarifies that it no longer has, or is deemed to have, beneficial ownership over securities held by these subsidiaries.
World Acceptance Corp erwartet einen Gewinn von $5,84 pro Aktie - Earnings Preview
World Acceptance Corp (WRLD) prepares to report its Q4 earnings on April 29th, with analysts expecting a 3.0% decline in quarterly revenue to $154.522 million and an estimated earnings per share of $5.84. The current average analyst rating for the stock is "Hold," and the median 12-month price target is $136.00.
World Acceptance Corp stock faces scrutiny amid subprime lending slowdown and regulatory pressures i
World Acceptance Corp (WRLD) is facing scrutiny due to higher funding costs and softer consumer demand in the subprime lending market. The article details operational challenges, regulatory pressures from U.S. bodies like the CFPB, and key risks including delinquency spikes and competition from fintechs for the company, while also offering insights relevant to DACH region investors.
World Acceptance Corp stock faces scrutiny amid subprime lending slowdown and regulatory pressures i
World Acceptance Corp (WRLD) is facing scrutiny due to a slowdown in subprime lending and increased regulatory pressures. The company grapples with higher funding costs and softer consumer demand, making it a key stock for investors to watch for U.S. credit cycle risks. While traditionally offering higher yields, its reliance on small-dollar loans for non-prime borrowers means it is sensitive to economic downturns and changes in regulatory environments.
WRLD PE Ratio & Valuation, Is WRLD Overvalued
World Acceptance Corp (WRLD) is currently in the "Fair zone" according to its forward PS ratio of 1.21, compared to a five-year average of 39.71. The relative valuation method suggests a fair price for WRLD between $110.69 and $178.77. While WRLD's current P/S ratio of 1.21 is above the industry average of 1.00, this premium is considered unsustainable given its 1.89% revenue growth.
