The Truth About Univest Financial Corp (UVSP): Quiet Bank Stock, Loud Opportunity?
Univest Financial Corp (UVSP) is presented as a quiet, under-the-radar regional bank stock that offers a potential opportunity for value and dividend investors, despite lacking mainstream social media hype. The article suggests it's a "cop for research" for long-term, income-focused portfolios due to its fundamental strengths, moderate volatility, and regional banking model, contrasting it with volatile meme stocks and flashy fintech. It advises investors to conduct thorough research into company filings and earnings trends before considering investment.
The Truth About Univest Financial Corp (UVSP): Quiet Bank Stock, Loud Opportunity?
This article explores Univest Financial Corp (UVSP), a regional bank stock, contrasting its quiet, fundamentals-driven nature with the hype surrounding meme stocks and fintechs. It assesses UVSP as a potential opportunity for value and income-focused investors, emphasizing its stability and dividend potential over explosive growth, and advises research into its business model, loan quality, and regional economic health. The piece concludes that UVSP might be a "cop" for long-term, diversified portfolios seeking steady banking exposure, despite its lack of social media buzz.
Univest Financial extends exchange offer deadline for 6.00% notes to February 11
Univest Financial Corporation has extended the expiration date for its exchange offer regarding its 6.00% Fixed-to-Floating Subordinated Notes due 2035 to 5:00 p.m. Eastern time on Wednesday, February 11, unless further extended. This offer allows holders of unregistered notes to exchange them for newly registered notes of the same series. The announcement follows Univest Financial's strong fourth-quarter 2025 earnings, which exceeded analysts' expectations, leading to a raised price target from Keefe, Bruyette & Woods.
According to the latest documents disclosed by the U.S. Securities and Exchange Commission (SEC), Univest Financial Corp has decided to extend the expiration date of its exchange offer for fixed-to-floating rate subordinated notes due 2035 with a coupon ra
Univest Financial Corp has extended the expiration date of its exchange offer for 6.00% fixed-to-floating rate subordinated notes due 2035. This extension, disclosed in SEC filings, aims to give investors more decision-making time and optimize the bank's debt structure. The adjustment reflects a prudent approach to debt management, particularly concerning bonds with interest rates transitioning from fixed to floating.
According to the latest documents disclosed by the U.S. Securities and Exchange Commission (SEC), Univest Financial Corp has decided to extend the expiration date of its exchange offer for fixed-to-floating rate subordinated notes due 2035 with a coupon ra
Univest Financial Corp has extended the expiration date of its exchange offer for 6.00% fixed-to-floating rate subordinated notes due 2035, as disclosed by the SEC. This extension aims to provide investors with more decision-making time and optimize the bank's debt structure. The move highlights Pennsylvania Yuyi Bank's prudent debt management strategy in response to interest rate fluctuations.
Univest Financial extends exchange offer deadline for 6.00% notes to February 11
Univest Financial Corp (NASDAQ:UVSP) has extended the expiration date for its exchange offer concerning its 6.00% Fixed-to-Floating Subordinated Notes due 2035 to 5:00 p.m. Eastern time on Wednesday, February 11. This offer allows holders of previously unregistered notes to exchange them for registered notes of the same series, with all other terms and conditions remaining unchanged. The announcement follows strong fourth-quarter 2025 earnings for Univest, which surpassed analyst expectations, leading Keefe, Bruyette & Woods to raise its price target for the company.
Univest Financial extends exchange offer deadline for 6.00% notes to February 11
Univest Financial Corp (NASDAQ:UVSP) has extended the expiration date for its exchange offer concerning its 6.00% Fixed-to-Floating Subordinated Notes due 2035 to February 11. This offer allows holders of unregistered notes to exchange them for newly issued, registered notes of the same series. The company recently reported strong fourth-quarter 2025 earnings, surpassing analyst expectations, leading to an increased price target from Keefe, Bruyette & Woods.
Univest Financial extends exchange offer deadline for 6.00% notes to February 11
Univest Financial has extended the expiration date for its exchange offer regarding its 6.00% Fixed-to-Floating Subordinated Notes due 2035 until 5:00 p.m. Eastern time on Wednesday, February 11. This offer allows holders to exchange unregistered notes for newly issued, registered notes without changing other terms and conditions. The announcement follows strong fourth-quarter 2025 earnings for Univest Financial, which surpassed analyst expectations, leading to a raised price target from Keefe, Bruyette & Woods.
According to the latest documents disclosed by the U.S. Securities and Exchange Commission (SEC), Univest Financial Corp has decided to extend the expiration date of its exchange offer for fixed-to-floating rate subordinated notes due 2035 with a coupon ra
Univest Financial Corp has extended the expiration date of its exchange offer for 6.00% fixed-to-floating rate subordinated notes due 2035. This decision, disclosed by the SEC, aims to give investors more time and optimize the bank's debt structure. The move reflects the bank's prudent approach to debt management amidst interest rate fluctuations, using a bond design that transitions interest rates from fixed to floating.
Univest Financial Extends Exchange Offer Expiration
Univest Financial Corporation announced on February 9, 2026, that it has extended the expiration date for its Exchange Offer. The new deadline for the offer, involving 6.00% Fixed-to-Floating Subordinated Notes, is now February 11, 2026, at 5:00 p.m. ET, with all other terms remaining unchanged. UMB Bank is serving as the exchange agent for the offer.
Univest Financial extends exchange offer deadline for 6.00% notes to February 11
Univest Financial (NASDAQ:UVSP) has extended the expiration date for its exchange offer for 6.00% Fixed-to-Floating Subordinated Notes due 2035 to 5:00 p.m. Eastern time on Wednesday, February 11. This offer allows holders to exchange unregistered notes for registered ones, with all other terms remaining unchanged. The announcement follows Univest's strong fourth-quarter 2025 earnings, which surpassed analyst expectations and led to a raised price target from Keefe, Bruyette & Woods.
Univest Corporation stock hits 52-week high at $35.66
Univest Corporation of Pennsylvania's stock recently hit a 52-week high of $35.66, reflecting strong investor confidence and solid performance. The company has a 48-year history of consistent dividend payments and is seen as potentially undervalued according to InvestingPro. This milestone follows a positive fourth-quarter 2025 earnings report, which surpassed analyst expectations.
Analysts Have Conflicting Sentiments on These Financial Companies: Citizens Financial (CFG), Univest Of Pennsylvania (UVSP) and Aon (AON)
This article summarizes analyst ratings for Citizens Financial (CFG), Univest Of Pennsylvania (UVSP), and Aon (AON). Citizens Financial received a Hold rating from Robert W. Baird and Truist Financial, with a Strong Buy consensus. Univest Of Pennsylvania was rated Hold by KBW and Piper Sandler, aligning with a general Hold consensus. Aon received a Buy rating from KBW and an upgrade from TipRanks – Google, contributing to a Moderate Buy consensus.
UVSP: Analyst Maintains Rating, Raises Price Target to $36 | UVS
Keefe, Bruyette & Woods has maintained its "Market Perform" rating on Univest Financial (UVSP) and increased its price target to $36 from $34, representing a 5.88% increase. This decision, made by analyst Timothy Switzer, reflects a positive shift in the company's outlook while maintaining a neutral stance on market performance. Despite the raised price target, other analysts and GuruFocus' GF Value suggest potential downside from the current stock price.
Uninvest financial (UVSP) director Paquin buys $20k in shares By Investing.com
UNIVEST FINANCIAL Corp (NASDAQ:UVSP) Director Natalye Paquin recently purchased 580 shares for a total of $20,055 and also acquired 1,766 shares from restricted stock unit vesting. The company reported strong fourth-quarter 2025 earnings, exceeding analyst expectations for both EPS and revenue. Following these results, Keefe, Bruyette & Woods raised its price target for Univest, maintaining a Market Perform rating.
Keefe, Bruyette & Woods raises Univest stock price target on solid Q4
Keefe, Bruyette & Woods increased its price target for Univest Corporation of Pennsylvania (NASDAQ:UVSP) to $36.00 from $34.00, maintaining a Market Perform rating, following the company's strong fourth-quarter results. The research firm noted that Univest's core pre-provision net revenue exceeded estimates, and its credit performance was solid with declining non-performing assets. Univest also surpassed analyst expectations for both earnings per share and revenue in Q4 2025.
Y Intercept Hong Kong Ltd Makes New $1 Million Investment in Univest Corporation of Pennsylvania $UVSP
Y Intercept Hong Kong Ltd has made a new investment of $1 million in Univest Corporation of Pennsylvania (NASDAQ:UVSP), acquiring 33,439 shares. This investment represents approximately 0.12% of Univest's stock. Other institutional investors have also adjusted their holdings in UVSP, which recently reported Q4 earnings of $0.79 per share, beating estimates, and declared a quarterly dividend of $0.22.
Univest Financial Corp (UVSP) Q4 2025 Earnings Call Highlights: Strong Earnings Growth and Strategic Share Repurchases
Univest Financial Corp (UVSP) reported strong Q4 2025 earnings with a 21.5% increase in EPS and solid loan growth, despite challenges in net interest margin and deposit competition. The company is actively repurchasing shares and expects continued net interest income growth in 2026. Management addressed analyst questions regarding deposit seasonality, NIM trajectory, deposit competition, and their agricultural portfolio, highlighting conservative strategies and ongoing share buybacks.
Univest Financial Corp (UVSP) Q4 2025 Earnings Call Highlights: Strong Earnings Growth and Strategic Share Repurchases
Univest Financial Corp (UVSP) reported a strong fourth quarter of 2025, with net income rising 21.5% to $22.7 million and solid loan growth. Despite a decrease in net interest margin and deposits, the company successfully reduced non-accrual loans and repurchased 480,000 shares, with plans for continued buybacks and anticipated net interest income growth of 4-6% in 2026. Management addressed seasonality in deposits, NIM trajectory, deposit competition, and the agricultural portfolio, maintaining a positive outlook.
Meta Platforms, Inc. $META Position Reduced by UNIVEST FINANCIAL Corp
UNIVEST FINANCIAL Corp reduced its stake in Meta Platforms by 4.2% in the third quarter, selling 2,665 shares but still holding 61,323 shares valued at $45 million. Despite Meta's strong Q4 earnings beat and analyst upgrades, concerns persist regarding the planned $115–$135 billion capital expenditure for 2026 and continued losses from Reality Labs. This reduction by UNIVEST FINANCIAL Corp reflects a cautious approach amidst these financial considerations, even as other institutional investors increased their positions.
Univest Financial Corporation (NASDAQ:UVSP) Q4 2025 Earnings Call Transcript
Univest Financial Corporation reported strong Q4 2025 results with net income up 21.5% year-over-year, leading to record annual earnings per share of $3.13. The company saw solid loan growth, improved non-performing asset ratios, and initiated a share repurchase plan targeting $10 million to $12 million per quarter in 2026. Univest also provided 2026 guidance, forecasting net interest income growth of 4% to 6%, noninterest income growth of 5% to 7%, and expense growth of 3% to 5%.
UNIVEST FINANCIAL Corp Sells 22,546 Shares of Broadcom Inc. $AVGO
UNIVEST FINANCIAL Corp has reduced its stake in Broadcom Inc. by 14.5%, selling 22,546 shares but still holding 133,153 shares valued at about $43.93 million, making it their 10th largest holding. Concurrently, Broadcom's CFO sold 30,000 shares, while another director acquired 1,000 shares, contributing to total insider sales of 779,901 shares worth $284.07 million over the past three months. Analysts maintain a "Buy" rating for Broadcom, with an average target price of $438.61, following strong quarterly results and a dividend increase.
Earnings call transcript: Univest beats Q4 2025 earnings expectations
Univest Financial Corporation reported Q4 2025 earnings that surpassed analyst expectations, with an EPS of $0.79 against a forecast of $0.77 and revenue of $84.57 million compared to an anticipated $82.54 million. Despite these positive results and significant loan growth, the company's stock price experienced a slight decline after hours. Univest provided optimistic guidance for 2026, projecting growth in loans, net interest income, and non-interest income.
Univest Financial Corporation Reports Fourth Quarter 2025 Results
Univest Financial Corporation (UVSP) announced strong financial results for the fourth quarter and full year 2025, with significant increases in diluted EPS and net income. The company reported a 12.8% increase in net interest income for Q4 2025 and an improved net interest margin. Univest also highlighted growth in gross loans and leases, strategic share repurchases, and a declared quarterly cash dividend of $0.22 per share.
UVSP Reports Strong Q4 with Increased Revenue and Net Interest I
Univest Financial Corp (UVSP) announced strong fourth-quarter results, exceeding revenue expectations with $84.5 million and a 12.8% year-over-year increase in net interest income. The company's net interest margin improved to 3.10%, and while gross loans and leases grew, total deposits saw a sequential decline. Despite strong financial health indicators like net margin and ROE, the report also highlights warning signs including specific insider activity and new debt issuance.
Earnings Flash (UVSP) Univest Financial Corporation Reports Q4 Revenue $84.6M, vs. FactSet Est of $82.5M
Univest Financial Corporation (UVSP) announced its Q4 revenue of $84.6 million, surpassing the FactSet estimate of $82.5 million. The report also highlights other recent financial news for the company, including earnings and dividend declarations. Univest Financial is a bank holding company that operates through its Banking, Wealth Management, and Insurance segments.
Univest: Fourth Quarter Earnings Overview
Univest Corp. of Pennsylvania reported strong financial results for the fourth quarter, with a net profit of $22.7 million and earnings of $0.79 per share. The company's total revenue after interest expenses reached $84.6 million, exceeding analyst expectations. For the full fiscal year, Univest achieved a total profit of $90.8 million ($3.13 per share) on annual revenue of $328.1 million.
Univest Financial Corporation Reports Fourth Quarter 2025 Results
Univest Financial Corporation (NASDAQ: UVSP) reported strong financial results for the fourth quarter and full year 2025. The company announced a 21.5% increase in diluted earnings per share for Q4 2025 compared to the previous year, reaching $0.79. Net income for the year ended December 31, 2025, totaled $90.8 million, or $3.13 diluted earnings per share, reflecting significant growth over 2024.
‘AI in the Boardroom’ author takes helm at NACD Philadelphia
The NACD Philadelphia chapter has announced leadership transitions, with Melissa Ludwig concluding her term as Chapter Chair and being recognized with a Directorship100 honor. Tom Petro, director at Univest Financial Corporation and author of "AI in the Boardroom," will succeed her as the new Chapter Chair. The chapter also welcomed four new board members, emphasizing its commitment to advancing corporate governance and director effectiveness.
Univest Reports Higher Q2 Earnings as Net Interest Margin and Noninterest Income Rise
Univest Corporation reported increased earnings in the second quarter due to growth in net interest income and noninterest income. The company highlighted improvements across various financial metrics, indicating a strong performance for the quarter.
How Univest Financial Corporation (UVSP) Affects Rotational Strategy Timing
This article provides an analysis of Univest Financial Corporation (UVSP) for rotational strategy timing, indicating strong sentiment across all horizons. It identifies an exceptional risk-reward short setup and outlines three distinct institutional trading strategies: a Position Trading Strategy, a Momentum Breakout Strategy, and a Risk Hedging Strategy. The analysis includes multi-timeframe signal strengths, support, and resistance levels generated by AI models.
UNIVEST FINANCIAL Corp Buys 4,894 Shares of Accenture PLC $ACN
UNIVEST FINANCIAL Corp increased its stake in Accenture PLC by 21.6%, purchasing an additional 4,894 shares to own a total of 27,587 shares valued at $6.80 million. This comes as Accenture reported strong quarterly earnings, beating estimates with $3.94 EPS and $18.74 billion revenue, and declared a quarterly dividend of $1.63. Despite insider sales totaling $5.66 million, institutional investors and hedge funds maintain a significant 75.14% ownership of the company's stock.
UNIVEST FINANCIAL Corp Decreases Stock Position in Zoetis Inc. $ZTS
UNIVEST FINANCIAL Corp reduced its stake in Zoetis Inc. by 14.8% in Q3, selling 8,406 shares and holding 48,257 shares valued at $7.06 million. Analyst sentiment for Zoetis is mixed, with a consensus "Hold" rating and a target price of $152.91, following several downgrades and price target reductions. Despite this, Zoetis recently increased its quarterly dividend to $0.53 per share, beat EPS estimates for the quarter, and issued a positive FY2025 earnings per share guidance.
UNIVEST FINANCIAL Corp Has $16.66 Million Holdings in UnitedHealth Group Incorporated $UNH
UNIVEST FINANCIAL Corp significantly increased its stake in UnitedHealth Group (UNH) by 41% in Q3, now holding 48,250 shares valued at $16.66 million. Despite UnitedHealth beating Q3 EPS estimates and showing strong revenue growth, the stock faces near-term risks from regulatory scrutiny and rising medical costs, with analysts maintaining a "Moderate Buy" rating with an average target of $385.75 pending detailed Q4 results.
UNIVEST FINANCIAL Corp Has $3.22 Million Position in Veeva Systems Inc. $VEEV
UNIVEST FINANCIAL Corp significantly reduced its stake in Veeva Systems Inc. by 38.4% in the third quarter, now holding 10,806 shares valued at $3.22 million. Despite this, Veeva's board authorized a $2.0 billion share repurchase program, and the company exceeded Q3 EPS expectations with a 16% year-over-year revenue increase. Analyst ratings are mixed, with a consensus of "Moderate Buy" and an average target price of $308.04, though some recent ratings range from "Sell" to "Buy" with differing price targets.
Univest Corporation of Pennsylvania (UVSP) Projected to Post Earnings on Wednesday
Univest Corporation of Pennsylvania (UVSP) is projected to release its Q4 2025 earnings after market close on Wednesday, January 28th, with analysts anticipating $0.78 EPS and $82.54 million in revenue. The company's stock is currently trading down 1.9% at $32.89, with an average "Hold" rating and a $33.00 price target from analysts. Institutional investors have recently adjusted their holdings in UVSP, with 75.07% of the stock owned by institutions and hedge funds.
Univest Corporation of Pennsylvania (NASDAQ:UVSP) Shares Cross Above Two Hundred Day Moving Average - Time to Sell?
Univest Corporation of Pennsylvania (NASDAQ:UVSP) shares have recently risen above their 200-day moving average. Analysts currently hold a consensus "Hold" rating with a $33.00 price target, though some recent targets have been set or raised to $34.00. The company reported strong Q3 earnings, beating estimates, and maintains a 2.6% dividend yield with high institutional ownership.
Univest Sets the Stage for a High-Stakes Earnings Reveal in Late January
Univest Financial Corporation (Nasdaq: UVSP) is scheduled to release its fourth-quarter and full-year 2025 earnings after the market closes on January 28, 2026, followed by a conference call the next morning. The report is highly anticipated by investors for insights into how the Mid-Atlantic banking group managed volatile interest rates and credit conditions, and how it is positioning itself for 2026. As of September 30, 2025, Univest reported $8.6 billion in total assets and $5.7 billion in assets under management.
Univest Corporation of Pennsylvania (NASDAQ:UVSP) Shares Cross Above 200 Day Moving Average - Here's Why
Univest Corporation of Pennsylvania (NASDAQ:UVSP) saw its shares cross above the 200-day moving average, reaching $33.31 on Thursday with a trading volume of 159,636 shares. Analysts currently have a "Hold" consensus rating on the stock with a target price of $33.00, while the company demonstrates solid fundamentals including a P/E of 11.1 and a 2.6% dividend yield. Institutional investors hold a significant portion of the stock, with 75.07% owned by hedge funds and other institutions.
Univest Financial Corporation to Host Fourth Quarter 2025 Earnings Conference Call on January 29, 2026
Univest Financial Corporation will host a conference call on January 29, 2026, to discuss its fourth-quarter 2025 earnings, which are expected to be released after market close on January 28, 2026. The company, based in Souderton, Pa., reported approximately $8.6 billion in assets and $5.7 billion in assets under management as of September 30, 2025. The announcement includes details for pre-registration, dialing into the conference call, and accessing a replay, highlighting the company's commitment to investor engagement.
Univest Financial Corporation to Hold Fourth Quarter 2025 Earnings Call
Univest Financial Corporation (Nasdaq: UVSP) announced it will host a conference call on Thursday, January 29, 2026, at 9:00 a.m. to discuss its fourth-quarter 2025 earnings. The earnings report is scheduled for release after market close on Wednesday, January 28, 2026. Participants can pre-register for the call or dial in directly using the provided details.
Univest Financial Corporation to Hold Fourth Quarter 2025 Earnings Call
Univest Financial Corporation (Nasdaq: UVSP) will hold a conference call on Thursday, January 29, 2026, at 9:00 a.m. to discuss its fourth-quarter 2025 earnings. Earnings are expected to be released after market close on Wednesday, January 28, 2026. The company, headquartered in Souderton, Pa., offers a range of financial solutions and has approximately $8.6 billion in assets.
Univest Financial Corporation (NASDAQ:UVSP) is largely controlled by institutional shareholders who own 79% of the company
Institutional shareholders control 79% of Univest Financial Corporation (NASDAQ:UVSP), indicating their significant influence on the company's stock performance. While this institutional ownership suggests credibility, the concentration of shares among the top 10 shareholders also points to potential risks if a "crowded trade" goes wrong. Insiders hold a smaller stake of US$14M, which is considered a positive alignment of interests with shareholders.
Univest Corporation of Pennsylvania (NASDAQ:UVSP) Shares Pass Above 200-Day Moving Average - Here's What Happened
Univest Corporation of Pennsylvania (NASDAQ:UVSP) shares recently rose above their 200-day moving average, trading as high as $34.97 with a 200-day moving average of $30.66. Analysts currently rate the stock with a consensus "Hold" and a $33.00 price target. The company also announced a quarterly dividend, resulting in an annualized dividend of $0.88 and a yield of 2.6%.
Univest Financial (UVSP) Buyback Expansion: What the Larger Share Repurchase Means for the Bank’s Valuation
Univest Financial (UVSP) has authorized a significant increase in its share repurchase program, indicating management's belief in the stock's current value. Despite strong recent performance and trading above analyst targets, the stock still appears undervalued compared to Simply Wall St's intrinsic value estimate. The buyback suggests an opportunity for investors to consider the stock's long-term potential.
Why (UVSP) Price Action Is Critical for Tactical Trading
This article analyzes Univest Financial Corporation (NASDAQ: UVSP) price action, providing key findings and AI-generated trading strategies. It highlights strong near and mid-term sentiment, identifies support and resistance levels across multiple timeframes, and offers specific entry, target, and stop-loss parameters for position, momentum breakout, and risk hedging strategies.
Univest Financial Corp Expands Share Repurchase Program
Univest Financial Corp (UVSP) announced an expansion of its share repurchase program, adding 2,000,000 shares for repurchase on December 10, 2025. This new authorization represents 7.1% of its common stock as of November 30, 2025, bringing the total available shares for repurchase to 2,423,000 after previously repurchasing 577,000 shares.
Arrowstreet Capital Limited Partnership Increases Stock Holdings in Univest Corporation of Pennsylvania $UVSP
Arrowstreet Capital Limited Partnership increased its stake in Univest Corporation of Pennsylvania (NASDAQ:UVSP) by 26.9% in the second quarter, bringing its total holdings to 359,737 shares valued at $10.81 million. Other institutional investors also adjusted their positions in Univest, which has a market cap of $954.36 million, a P/E ratio of 11.17, and pays a quarterly dividend of $0.22. Analysts currently hold a consensus "Hold" rating for the stock.
Univest Corporation of Pennsylvania (NASDAQ:UVSP) Reaches New 1-Year High - Here's Why
Univest Corporation of Pennsylvania (NASDAQ:UVSP) recently hit a new 52-week high of $33.85, closing at $33.34 with significant trading volume. The company has a consensus "Hold" rating from analysts with an average target price of $33.00, and it declared a quarterly dividend of $0.22, representing an annualized yield of 2.6%. Institutional investors hold a substantial 75.07% of the stock.
Univest Corporation of Pennsylvania (NASDAQ:UVSP) Upgraded to "Hold" at Zacks Research
Zacks Research upgraded Univest Corporation of Pennsylvania (NASDAQ:UVSP) to a "hold" rating. The company's shares opened at $33.46, nearing its 52-week high, with a market cap of $952.94 million and a P/E ratio of 11.15. Institutional investors hold approximately 75.07% of the stock.
