Should Value Investors Buy Universal Insurance Holdings (UVE) Stock?
The article evaluates Universal Insurance Holdings (UVE) as a potential buy for value investors, highlighting its Zacks Rank #1 (Strong Buy) and a Value Grade of A. It points to UVE's favorable Forward P/E, P/S, and P/CF ratios compared to its industry averages, suggesting the stock may be undervalued. The analysis concludes that UVE appears to be a great value stock given its current metrics and earnings outlook.
This Insider Has Just Sold Shares In Universal Insurance Holdings
Sean Downes, Executive Chairman at Universal Insurance Holdings, recently sold shares worth US$692k at an average price of US$34.60, representing 1.6% of his holding. While the CEO and Director, Stephen Donaghy, also made a larger insider sale of US$1.7m in the last year at a similar price, the article notes that insiders have not bought any shares recently but continue to own 9.2% of the company. Despite these sales, the company is profitable and growing, though the history of insider selling suggests caution for potential investors.
UVE SEC Filings - Universal Ins Hldgs Inc 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for Universal Insurance Holdings (UVE) SEC filings, including 10-K, 10-Q, and 8-K forms, accompanied by AI-powered summaries and sentiment analysis. It details the types of information found in these filings, such as financial results, share repurchase authorizations, and dividend declarations. The platform tracks 73 UVE SEC filings, with the most recent filed on July 24, 2025, and also offers stock data and rankings for the company.
Universal Insurance (NYSE: UVE) exec sells 946 shares after RSU vesting
Universal Insurance Holdings CIO & CAO, Kimberly D. Campos, sold 946 shares of company stock for approximately $32,278 after RSU vesting. Following the transactions, which included 1,251 RSUs converting to common shares and 305 shares withheld for taxes, Campos now directly holds 7,422 common shares. The sale occurred on March 31, 2026, following RSU vesting on March 27, 2026.
Universal Insurance (NYSE: UVE) files Form 144 for 946-share sale notice
Universal Insurance Holdings, Inc. (NYSE: UVE) has filed a Form 144 notice for the proposed sale of 946 shares of Common/Class A Common Stock, with a trade date of March 31, 2026. The filing also notes recent sales by Kim Campos, including 1,710 shares on March 19, 2026, and 879 shares on March 27, 2026, with proceeds of $59,559.75 and $30,676.36 respectively. This Form 144 serves as a regulatory notice for an affiliate sale, indicating an intention to sell rather than a confirmed transaction.
Richard Peterson, Universal Insurance director, sells $68k in UVE stock
Richard Peterson, a director at Universal Insurance Holdings (NYSE:UVE), sold 2,000 shares of company stock for approximately $68,207 on March 30, 2026. This sale occurred after UVE shares surged 48% over the past year. Despite the insider sale, the stock maintains a low P/E ratio, and the company recently reported strong Q4 2025 EPS, significantly exceeding analyst expectations.
UVE Financials: Revenue Breakdown, Margins & Competitor Comparison
This report provides a financial analysis of Universal Insurance Holdings Inc (UVE), detailing its profitability ratios such as operating margin (21.39%), net margin (16.47%), and Return on Equity (39.59%). It highlights the company's competitive position with a market capitalization of $956.76M and compares its efficiency against competitors like UFCS and ASIC, although specific gross margin figures for UVE and its competitors are noted as "N/A".
[Form 4] UNIVERSAL INSURANCE HOLDINGS, INC. Insider Trading Activity
UNIVERSAL INSURANCE HOLDINGS, INC. CEO Stephen Donaghy reported routine equity compensation activities, including the exercise of 14,598 restricted stock units (RSUs) and the withholding of 12,031 shares for tax obligations. These transactions, occurring on March 27 and March 30, 2026, were not open-market sales. Following these activities, Donaghy directly owns 699,461 shares of common stock.
Director’s trust trims Universal Insurance (UVE) stake by 2,000 shares
Universal Insurance Holdings director Richard D. Peterson, through The RDP Revocable Trust, sold 2,000 shares of common stock at a weighted average price of $34.1035 per share on March 30, 2026. Following this transaction, the trust holds 6,319 shares, and Peterson directly owns 19,136 shares. The sale by the trust was an open-market transaction and represents a neutral filing impact with a negative sentiment.
Campos Kimberly D, cio & cao of Universal Insurance, sells $32k in UVE stock
Kimberly D. Campos, CIO & CAO of Universal Insurance Holdings (NASDAQ:UVE), sold 946 shares of UVE common stock for $32,277 on March 31, 2026, and also exercised options to acquire 1,251 shares at no cost. This transaction follows the company's Q4 2025 financial results, where Universal Insurance Holdings reported an EPS of $2.17, significantly surpassing analysts' expectations, despite a slight revenue miss.
Rule 144: Richard D. Peterson sells 1,855 shares (UVE)
Richard D. Peterson, affiliated with Universal Insurance Holdings, Inc. (UVE), filed a Rule 144 notice to sell restricted common stock. The filing discloses a Restricted Stock Award of 2,000 shares granted on June 10, 2022, and indicates that 1,855 shares were sold on December 30, 2025. This is a routine administrative filing for the disposition of previously issued restricted shares.
UVE PE Ratio & Valuation, Is UVE Overvalued
Universal Insurance Holdings Inc (UVE) is currently assessed as being in the "Fair zone," with a forward P/S ratio of 0.59, deemed fair when compared to its five-year average of 6.53. The company's fair price is estimated to be between $27.86 and $35.40 using a relative valuation method. While UVE's P/S ratio of 0.59 is below the industry average of 1.08, its robust revenue growth of 4.58% suggests this premium might be unsustainable.
Have Universal Insurance Holdings Insiders Been Selling Stock?
Universal Insurance Holdings' Executive Chairman recently sold US$692k worth of stock, reducing his holding by 1.6%. Over the past year, the CEO also sold US$1.7m in shares at a price near the current share price. While there have been no insider purchases, the company is showing earnings growth, though insider ownership is not particularly high, leading to caution.
Have Universal Insurance Holdings Insiders Been Selling Stock?
Universal Insurance Holdings (NYSE: UVE) has seen insider selling over the past year, with the Executive Chairman selling US$692k worth of stock recently and the CEO selling US$1.7m worth of shares previously. Despite these sales, the Executive Chairman remains significantly invested, and the sales occurred around the current share price. Insiders currently own 9.2% of the company, and while there haven't been recent insider purchases, the company is showing earnings growth, though some warning signs exist in their investment analysis.
Universal Insurance (NYSE:UVE) Chairman Sells $692,000.00 in Stock
Universal Insurance Holdings (NYSE:UVE) Chairman Sean Downes recently sold 20,000 shares of company stock for $692,000, reducing his stake by 1.63%. The sale occurred after the company reported strong quarterly earnings, beating analyst expectations with $2.17 EPS and $403.6 million in revenue. Analysts generally have bullish ratings on UVE, with a consensus price target of $40.
Universal Insurance Holdings Insider Sold Shares Worth $692,072, According to a Recent SEC Filing
An insider at Universal Insurance Holdings recently sold shares valued at $692,072. This transaction was disclosed in a recent SEC filing, indicating a significant change in the insider's holdings within the company.
Universal Insurance Holdings Insider Sold Shares Worth $692,072, According to a Recent SEC Filing
An insider at Universal Insurance Holdings sold shares valued at $692,072, as revealed in a recent SEC filing. This transaction occurred on March 27, 2026. Universal Insurance Holdings is a property and casualty insurance company that provides various insurance services and products, primarily for personal residential homeowners.
Kimberly Campos (UVE) makes open-market sale of 879 company shares
Kimberly D. Campos, a director and CIO & CAO of Universal Insurance Holdings, Inc. (UVE), reported an open-market sale of 879 shares of company common stock. The transaction occurred on March 26, 2026, at a price of $33.84 per share. After the sale, Campos directly holds 7,422 shares of UVE common stock.
Universal Insurance (UVE) chair sells 20,000 shares in open-market trade
Universal Insurance Holdings Executive Chairman Sean P. Downes sold 20,000 shares of common stock in an open-market trade at a weighted average price of $34.6036 per share. Following this transaction, he directly holds 1,206,788 shares, with additional indirect holdings through his children and spouse. The sale was executed in multiple trades ranging from $34.19 to $35.07 per share.
Vanguard disaggregates holdings for Universal Insurance (UVE) after realignment
The Vanguard Group has filed an amended Schedule 13G/A for Universal Insurance Holdings Inc (UVE), reporting 0 shares beneficially owned and 0% of the common stock following an internal realignment effective January 12, 2026. This change reflects Vanguard's reliance on SEC Release No. 34-39538, allowing certain subsidiaries to report beneficial ownership separately. The filing clarifies that this is a procedural reporting change and not an indication of Vanguard selling its shares, with all voting and dispositive powers also listed as zero for the parent entity.
Universal Insurance Valuation: Is 1.78x Book Value Too Rich?
Universal Insurance Holdings (UVE) has seen its stock rally, leading to questions about its valuation. Currently priced at 1.78x trailing 12-month book value per share, the company has shown a significant surge in book value due to improved balance-sheet momentum and underwriting performance. Its reinsurance progress and consistent shareholder returns, including dividends and share repurchases, provide additional support for its valuation, leading the stock to a Zacks Rank #1 (Strong Buy).
[144] UNIVERSAL INSURANCE HOLDINGS, INC. SEC Filing
This article reports on a Form 144 SEC filing by Universal Insurance Holdings, Inc. (UVE) on March 25, 2026, indicating a proposed sale of 20,000 common shares with an aggregate market value of $696,000. The securities were acquired on March 13, 2014, through lieu compensation from the issuer. The filing provides detailed information about the transaction and the filer.
CWA Asset Management Group LLC Sells 50,225 Shares of Universal Insurance Holdings Inc $UVE
CWA Asset Management Group LLC significantly reduced its stake in Universal Insurance Holdings Inc. (NYSE: UVE) by 77.9% in the fourth quarter, selling 50,225 shares. Despite this, Universal Insurance reported strong Q4 results, surpassing earnings and revenue expectations, and offers a quarterly dividend. The company maintains a "Buy" consensus rating from analysts with an average target price of $40.00, notwithstanding recent insider selling by its CEO.
(UVE) Risk Channels and Responsive Allocation
This article provides an AI-driven analysis of Universal Insurance Holdings Inc (NYSE: UVE), highlighting weak near-term sentiment despite potential long-term strength. It details different trading strategies—Position, Momentum Breakout, and Risk Hedging—tailored for various risk profiles and holding periods, based on multi-timeframe signal analysis. The analysis also points out specific support and resistance levels across different time horizons, with exceptional risk-reward (33.6:1) for a short setup.
Universal Insurance Holdings Inc (UVE) hit a 52 week high, can the run continue?
Universal Insurance Holdings Inc (UVE) recently reached a 52-week high, raising questions about the sustainability of its stock market performance. The article title suggests a discussion on whether the company's positive momentum can be maintained.
Universal Insurance (UVE) CEO RSUs vest; shares withheld for taxes
Universal Insurance Holdings CEO Stephen Donaghy reported the vesting of 13,566 Restricted Stock Units (RSUs) on March 19, 2026, receiving an equivalent number of common shares. To cover tax obligations, 5,339 shares were withheld at $32.89 per share. Following these transactions, Donaghy directly holds 696,894 Common Stock shares, with additional RSU vestings scheduled for March 2027 and March 2028.
UVE (NYSE: UVE) CIO Campos vests 1,163 RSUs; 284 shares for tax
Kimberly D. Campos, CIO & CAO of UNIVERSAL INSURANCE HOLDINGS, INC. (NYSE: UVE), vested 1,163 restricted stock units on March 19, 2026. For tax obligations, 284 shares were withheld at $32.89 per share. Campos now directly owns 8,301 shares, with additional RSUs scheduled to vest in 2027 and 2028.
UVE CFO Frank Wilcox vests RSUs, increases Universal (UVE) share stake
Universal Insurance Holdings, Inc.'s CFO Frank Wilcox exercised 2,326 restricted stock units (RSUs) into common shares while 567 shares were withheld to cover tax obligations. Following these transactions, Wilcox directly owns 134,379 shares of common stock. Additional RSUs are scheduled to vest in March 2027 and March 2028, contingent on his continued employment.
Universal Insurance Holdings Inc $UVE Shares Sold by ArrowMark Colorado Holdings LLC
ArrowMark Colorado Holdings LLC reduced its stake in Universal Insurance Holdings Inc (NYSE:UVE) by 22.3% in the third quarter, selling 70,000 shares and holding 244,000 shares valued at $6.42 million. Despite this, other institutional investors have increased their holdings, and analysts have issued "Buy" and "Strong-Buy" ratings, with an average price target of $40.00. The company reported strong Q4 earnings, beating estimates, and announced a quarterly dividend of $0.16 per share, maintaining a low payout ratio.
(UVE) Movement as an Input in Quant Signal Sets
This article from Stock Traders Daily discusses Universal Insurance Holdings Inc (UVE) and its movement as an input in quantitative signal sets. It highlights weak near-term sentiment with a potential shift in mid and long-term outlook, presenting an exceptional risk-reward setup. The analysis provides AI-generated trading strategies for different risk profiles and a multi-timeframe signal analysis.
American Century Companies Inc. Has $22.17 Million Stock Holdings in Universal Insurance Holdings Inc $UVE
American Century Companies Inc. increased its stake in Universal Insurance Holdings Inc (NYSE:UVE) by 11.3% in the third quarter, now owning 843,059 shares valued at $22.17 million. Several other institutional investors also adjusted their holdings in UVE. The article provides an overview of Universal Insurance's stock performance, recent earnings, dividend announcement, and analyst ratings, alongside recent insider selling activity.
UVE (UVE) CFO receives 4,127 RSUs vesting through 2029
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) CFO Frank Wilcox was granted 4,127 restricted stock units (RSUs) on March 2, 2026. These RSUs will vest in three equal-time tranches on March 2, 2027, March 2, 2028, and March 2, 2029, contingent upon his continued employment. Each RSU represents the right to receive one share of common stock.
Is Universal Insurance Holdings (UVE) Still Attractively Priced After A 71% One Year Rally
Universal Insurance Holdings (UVE) has seen a significant rally over the past year, prompting questions about its current valuation. Despite the recent price appreciation, Simply Wall St's analysis, using the Excess Returns model and P/E ratio comparison, suggests the stock is currently undervalued. The article encourages investors to develop their own "Narratives" to assess the stock's future value based on risks and opportunities.
Why Universal Insurance Holdings (UVE) Is Up 11.3% After Earnings Beat And Bigger Buyback Plan
Universal Insurance Holdings (UVE) saw its stock rise 11.3% after reporting strong Q4 and full-year 2025 earnings, which included US$407.93 million in Q4 revenue and US$182.95 million in full-year net income. The company also announced the completion of a US$19.8 million share repurchase and a new US$20 million buyback authorization, alongside a cash dividend, signaling a commitment to returning capital to shareholders. Despite these positive developments and improved profitability, investors are still advised to consider the ongoing risks related to Florida weather exposure, reinsurance markets, and potential catastrophe losses.
Universal Insurance (NYSE: UVE) CEO awarded 24,072 time‑vested RSUs
Universal Insurance Holdings CEO Stephen Donaghy was awarded 24,072 time-vested Restricted Stock Units (RSUs) on March 2, 2026, as per a recent SEC Form 4 filing. These RSUs, which represent one share of common stock each, will vest in three equal installments on March 2, 2027, 2028, and 2029, contingent on his continued employment. Donaghy did not pay a purchase price for these units.
Universal Insurance (NYSE: UVE) exec sells stock but receives new RSU award
Universal Insurance Holdings, Inc. (NYSE: UVE) CIO & CAO Kimberly D. Campos engaged in mixed insider activity, selling 1,710 shares of common stock at $35.375 per share and receiving a grant of 2,063 restricted stock units (RSUs). The RSUs are set to vest in three equal annual installments starting in March 2027, subject to continued employment. This activity highlights simultaneous stock disposition and future equity awards for an executive.
Ex-Dividend Reminder: Flagstar Bank, National Association, Universal Insurance Holdings and WesBanco
Flagstar Bank, National Association (FLG), Universal Insurance Holdings Inc (UVE), and WesBanco Inc (WSBC) are set to trade ex-dividend on March 6, 2026. Each company will pay its quarterly dividend, impacting their stock prices by a small percentage. Investors can review dividend history charts to assess the stability and potential continuation of these dividends and their associated yields.
Best Value Stocks to Buy for March 2nd
This article identifies three value stocks recommended by Zacks Investment Research for March 2nd: Encore Capital Group (ECPG), Universal Insurance Holdings (UVE), and Carter's (CRI). Each company holds a Zacks Rank #1 (Strong Buy), has shown increased consensus estimates for current year earnings, and boasts a Value Score of A, alongside attractive price-to-earnings ratios compared to their respective industries. The report also highlights a special offer for five additional stock picks from Zacks.
Liquidity Mapping Around (UVE) Price Events
This article provides a liquidity mapping analysis for Universal Insurance Holdings Inc (NYSE: UVE), detailing near-term sentiment, mid-channel oscillation, and strong risk-reward short setup. It presents three AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—alongside multi-timeframe signal analysis for various horizons. The report highlights specific entry, target, and stop-loss levels for different risk profiles.
PSU vesting lifts Universal Insurance (UVE) CEO Donaghy’s share holdings
Universal Insurance Holdings, Inc. CEO Stephen Donaghy reported the vesting of 47,919 performance-based stock units (PSUs) on February 24, 2026, which were granted in March 2023 for the 2023-2025 performance period. The company's compensation committee certified that the maximum performance threshold was achieved. After tax withholdings of 14,213 shares, Donaghy's direct ownership increased to 688,667 common stock shares.
Universal Insurance Holdings, Inc. (NYSE:UVE) Q4 2025 Earnings Call Transcript
Universal Insurance Holdings, Inc. reported an outstanding Q4 2025 with an adjusted return on common equity over 46% and adjusted diluted earnings per common share of $2.17. The company's CEO, Stephen Donaghy, highlighted the positive impact of Florida's legislative reforms on market stability and improved capital position, while CFO Frank Wilcox detailed significant increases in net premiums earned and net investment income, leading to a substantial decrease in the net combined ratio. Universal also announced a new share repurchase program and a quarterly cash dividend.
Universal Insurance Holdings Combined Ratios Below 100% Challenge Bearish Profitability Narratives
Universal Insurance Holdings (UVE) reported strong FY 2025 results with a significant increase in net profit margin to 11.4% and 210.5% earnings growth, driven by combined ratios falling below 100%. Despite these positive results, analysts forecast a 22.8% annual earnings decline over the next three years, creating a divergence between recent performance and future expectations. The article highlights the "bull" case based on trailing EPS and valuation, contrasted with the "bear" case focusing on projected declines and potential pressure from loss and expense ratios.
Earnings call transcript: Universal Insurance Q4 2025 sees EPS soar, stock rises
Universal Insurance Holdings Inc. (UVE) greatly exceeded Q4 2025 EPS forecasts, reporting $2.17 against an expected $0.94, despite a slight revenue miss. This strong performance, attributed to underwriting and diversification, led to a 7.18% stock surge in premarket trading. The company also announced a new share repurchase program and a quarterly dividend, maintaining an optimistic outlook due to strategic market management in Florida and ongoing growth initiatives.
Universal Insurance Holdings Q4 & Annual Results: Profit, Revenue, EPS - News and Statistics
Universal Insurance Holdings Inc. reported its financial results for Q4 and the full year, achieving a quarterly profit of $66.6 million, or $2.28 per share, on revenues of $407.9 million. For the entire year, the company posted a profit of $183 million, with earnings per share at $6.32, and total annual revenue reaching $1.6 billion. These figures highlight the property and casualty insurer's performance for the period.
Florida insurer Universal profit up 1,006.8% after Hurricane Milton
Universal Insurance Holdings (NYSE: UVE) reported strong fourth-quarter and full-year 2025 results, with net income available to common stockholders soaring by 1,006.8% to $66.6 million for the quarter. This significant improvement was largely attributed to a lower net loss ratio and higher net premiums earned, with favorable legislative reforms in Florida also playing a role. The company also announced a new $20 million share repurchase program and a quarterly cash dividend of 16 cents per share.
Universal Insurance Holdings Inc Q4 Profit Advances
Universal Insurance Holdings Inc (UVIH.OB) reported a significant increase in its fourth-quarter profit, with earnings reaching $66.58 million, or $2.28 per share, compared to $6.01 million, or $0.21 per share, in the prior year. Excluding certain items, adjusted earnings were $63.30 million or $2.17 per share. The company's revenue also saw a rise of 6.0% to $407.92 million for the period.
Universal Insurance: Fourth Quarter Financial Overview
Universal Insurance Holdings Inc. reported a net profit of $66.6 million for the fourth quarter, with earnings of $2.28 per share and adjusted earnings of $2.17 per share. The Fort Lauderdale-based property and casualty insurer generated $407.9 million in revenue during this period.
Universal Insurance (UVE) Expected to Announce Earnings on Tuesday
Universal Insurance (NYSE:UVE) is scheduled to announce its Q4 2025 earnings after the market close on Tuesday, February 24th, with analysts expecting $0.60 EPS and $372.99 million in revenue. The company recently announced a quarterly dividend of $0.16 per share, and its stock currently has an average target price of $40.00 from Wall Street analysts. Recent insider selling has been noted, with the chairman and CEO selling shares, while institutional investors have adjusted their holdings.
Why (UVE) Price Action Is Critical for Tactical Trading
The article provides an AI-generated analysis for Universal Insurance Holdings Inc (UVE), indicating a near-term neutral sentiment amidst mid and long-term strength. It details three trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry points, targets, and stop losses. The analysis highlights a critical 35.2:1 risk-reward short setup and offers multi-timeframe signal analysis for tactical trading decisions.
Universal Insurance Holdings Inc $UVE Stake Boosted by Allianz Asset Management GmbH
Allianz Asset Management GmbH significantly increased its stake in Universal Insurance Holdings Inc ($UVE) by 219.5% in the third quarter, now owning 62,898 shares valued at $1.65 million. Other institutional investors like Goldman Sachs and American Century Companies also boosted their holdings. Despite some insider selling, the stock maintains a "Moderate Buy" consensus rating from analysts with an average price target of $40.00.
