Assessing Whether Universal Insurance Holdings (UVE) Shares Look Undervalued After Their Recent Multi‑Period Gains
Universal Insurance Holdings (UVE) has seen significant share price gains recently, up 11% in the past month and 26% in three months, with a 24.35% YTD return. Despite these gains, the stock trades at $39.43 against an analyst target of $44 and an intrinsic value implying a 31% discount, suggesting it might still be undervalued. The narrative for this valuation includes improved risk selection through data analytics and proprietary technology, which is expected to support better net margins and claims ratios, though rising competition and reinsurance cost uncertainty pose potential challenges.
New Strong Buy Stocks for May 19th
Zacks Investment Research has identified five new "Strong Buy" stocks for May 19th. These companies, including Universal Insurance Holdings, Lifetime Brands, CrossAmerica Partners, nCino, and FGI Industries, have all seen significant increases in their current year earnings estimates over the last 60 days. The article encourages investors to consider these stocks, particularly in the context of the "second wave" of AI opportunities beyond well-known names.
Trading the Move, Not the Narrative: (UVE) Edition
This article provides an AI-generated analysis for Universal Insurance Holdings Inc (UVE), highlighting neutral near and mid-term readings with a positive long-term bias. It details an exceptional short setup with a 32.2:1 risk-reward ratio and offers three distinct trading strategies: Position Trading, Momentum Breakout, and Risk Hedging, along with multi-timeframe signal analysis. The report emphasizes trading based on AI-predicted moves rather than market narratives.
Universal Insurance Holdings Insider Sold Shares Worth $774,604, According to a Recent SEC Filing
An insider at Universal Insurance Holdings sold shares worth $774,604, as disclosed in a recent SEC filing. The transaction involved the sale of 44,263 shares at an average price of $17.50 per share. This sale reduced the insider's direct ownership in the company to 2,056 shares.
Vanguard Group Inc. Buys 54,004 Shares of Universal Insurance Holdings Inc $UVE
Vanguard Group Inc. increased its stake in Universal Insurance Holdings Inc. (NYSE:UVE) by 2.8% in the fourth quarter, purchasing an additional 54,004 shares to hold a total of 2,007,725 shares valued at $67.9 million. This news follows Universal Insurance Holdings Inc.'s recent earnings report, where the company announced $2.00 EPS, surpassing the consensus estimate of $1.39, although revenue of $398.16 million was below expectations. Analysts currently rate the stock as a "Buy" with a consensus target price of $40.00.
Universal Insurance Holdings (UVE) Earnings Expected to Grow: Should You Buy?
Universal Insurance Holdings (UVE) is expected to report a year-over-year increase in earnings for the quarter ended December 2025, despite lower projected revenues. With a Zacks Rank of #3 and a 0% Earnings ESP, there's no strong indication of an earnings beat, though the company has consistently surpassed EPS estimates in the past four quarters. Investors are advised to consider other factors beyond just earnings expectations.
Universal Insurance (UVE) chair Sean Downes sells 20,000 common shares
Sean P. Downes, Executive Chairman of Universal Insurance Holdings, Inc. (UVE), reported selling 20,000 shares of common stock on May 15, 2026, for a total of approximately $775,000. The sales were executed in two tranches at weighted average prices of $38.7136 and $39.4024. Following these transactions, Downes still holds over one million shares directly, in addition to indirect holdings through his spouse and children.
Universal Insurance Holdings executive chairman sells $774,604 in stock
Sean P. Downes, Executive Chairman of Universal Insurance Holdings, Inc. (NASDAQ:UVE), sold common stock worth $774,604 on May 15, 2026, through multiple transactions. Following the sales, Downes retains a significant direct and indirect stake in the company. This insider sale comes amidst strong performance for UVE shares, which have seen a nearly 50% return over the past year, and recent Q1 2026 earnings that beat EPS expectations despite a revenue miss.
Universal Insurance Holdings Insider Sold Shares Worth $774,604, According to a Recent SEC Filing
An insider at Universal Insurance Holdings sold shares valued at $774,604, according to a recent SEC filing. This transaction follows another insider sale of $295,433 reported on May 14th. The company, operating in property and casualty insurance, also announced its Q1 2026 earnings, reporting adjusted EPS of $2.00 per share and revenue of $393.6 million.
UVE (NYSE) Rule 144: Director/entity sales total 40,000 shares reported
Universal Insurance Holdings, Inc. (UVE) filed Rule 144 notices for sales of common stock, including two sales by Sean Downes totaling 40,000 shares with aggregate proceeds of over $1.48 million. The filing also indicates 20,000 shares are to be sold on May 5, 2026, as in lieu compensation via the issuer. These are routine sale notifications that report past sales and a scheduled issuance, providing insight into insider activity.
Universal Insurance Holdings executive chairman sells $774,604 in stock
Sean P. Downes, Executive Chairman of Universal Insurance Holdings, Inc. (NASDAQ:UVE), sold common stock worth $774,604 on May 15, 2026. This transaction involved the sale of 19,518 shares at an average price of $38.7136 and an additional 482 shares at $39.4024. Despite the insider sale, UVE shares have performed strongly, returning 49.83% over the past year, and InvestingPro analysis suggests the stock is undervalued.
Universal Insurance Holdings Insider Sold Shares Worth $295,433, According to a Recent SEC Filing
An insider at Universal Insurance Holdings recently sold shares valued at $295,433, as reported in a new SEC filing. This transaction indicates a significant insider sale for the company.
Universal Insurance Holdings (UVE) director sells 7,500 shares, keeps 81,293
Michael Pietrangelo, a director at Universal Insurance Holdings (UVE), reported selling a total of 7,500 shares of common stock in open-market transactions on May 12 and May 13, 2026. The sales were made at weighted average prices of approximately $39.55 and $39.29 per share, respectively. Following these transactions, Pietrangelo retains direct ownership of 81,293 shares of UVE stock.
Universal insurance director sells $295,433 in company stock
Michael Pietrangelo, a director at Universal Insurance Holdings, Inc. (NASDAQ:UVE), sold 7,500 shares of company stock in two transactions on May 12 and May 13, 2026, totaling $295,433. The sales occurred at weighted average prices between $39.2876 and $39.5464 per share. Following these transactions, Pietrangelo's direct holdings in UVE stood at 81,293 shares, even as the company's shares have seen a significant 56% gain over the past year and recently beat EPS expectations despite a revenue miss.
[144] UNIVERSAL INSURANCE HOLDINGS, INC. SEC Filing
This article reports on a Form 144 SEC filing by Universal Insurance Holdings, Inc. (UVE). The filing indicates a proposed sale of 7500 shares of common stock by an individual, acquired on March 11, 2019, as a stock award. The aggregate market value of the shares to be sold is $293,850, and the approximate date of sale is May 12, 2026.
Best Value Stocks to Buy for May 7th
The article highlights three value stocks, Centene (CNC), Slide Insurance Holdings (SLDE), and Universal Insurance Holdings (UVE), recommended for May 7th. All three companies hold a Zacks Rank #1 (Strong Buy), have seen positive revisions in their current year earnings estimates, and possess a Value Score of A, indicating strong value characteristics for investors.
Best Value Stocks to Buy for May 6th
This article identifies three value stocks with a Zacks Rank #1 (Strong Buy) for May 6th: Slide Insurance Holdings (SLDE), Universal Insurance Holdings (UVE), and Hilton Grand Vacations (HGV). Each company is highlighted for its strong value characteristics, including competitive price-to-earnings ratios compared to its industry, and recent positive revisions to their current year earnings estimates.
Best Value Stocks to Buy for May 6th
This article highlights three top-ranked value stocks for investors to consider on May 6th, based on Zacks Rank #1 (Strong Buy) and strong value characteristics. The featured companies are Slide Insurance Holdings (SLDE), Universal Insurance Holdings (UVE), and Hilton Grand Vacations (HGV), all of which have seen positive revisions in their earnings estimates and boast attractive price-to-earnings ratios compared to their respective industries. Each company also holds a Value Score of A.
A Look At Universal Insurance Holdings (UVE) Valuation After Recent Share Price Strength
Universal Insurance Holdings (UVE) has seen recent share price strength, closing at $39.77, which is about 11% below analyst targets and implies a 30% intrinsic discount. Despite strong past performance and a narrative suggesting undervaluation due to data analytics investment, potential risks like higher loss ratios and increased competition could challenge this optimistic view. Investors are advised to consider rewards and risks and explore other opportunities.
How many employees work at Universal Prop & Casualty?
Universal Property & Casualty Insurance Co. currently has 628 employees, according to Revelio Labs' workforce intelligence data, reflecting a -20.0% year-over-year growth rate. The company's headcount has declined over the past three years, from 863 in 2023 to 629 in 2025. Universal Prop & Casualty also saw a decline in active job postings in 2025.
A Look At Universal Insurance Holdings (UVE) Valuation After Recent Share Price Strength
Universal Insurance Holdings (UVE) has shown strong recent performance with a 19.43% 30-day return and a 59.24% one-year total shareholder return. Despite this, the stock, currently trading at $39.77, is considered undervalued by analysts, with a fair value pegged around $40, implying a potential discount. The article suggests that investments in data analytics and risk selection could support better margins, although higher loss ratios and market competition could challenge this undervaluation.
(UVE) Volatility Zones as Tactical Triggers
This article analyzes Universal Insurance Holdings Inc (NYSE: UVE) using AI models to identify volatility zones and tactical trading triggers. It notes weak near-term sentiment potentially preceding shifts in mid and long-term outlook, with a mid-channel oscillation pattern in play. The analysis provides specific institutional trading strategies (Position, Momentum Breakout, Risk Hedging) with entry zones, targets, and stop losses, along with a multi-timeframe signal analysis.
KBRA Assigns Issuer Rating to Universal, as Q1 Results Mark ‘Fantastic’ Start to 2026
KBRA has assigned a BBB issuer rating and BBB credit rating to Universal Insurance Holdings, slightly lower than the A- ratings for its carriers. This comes as Universal plans to refinance $100 million in unsecured notes. The company reported a "fantastic" first quarter for 2026, with a 31% increase in net income and a 6% gain in policies in force, indicating strong financial performance and flexibility.
There's A Lot To Like About Universal Insurance Holdings' (NYSE:UVE) Upcoming US$0.16 Dividend
Universal Insurance Holdings (NYSE:UVE) is set to pay a US$0.16 dividend on May 15th, with an ex-dividend date of May 8th. The company boasts a trailing yield of 1.9% and has a very conservative payout ratio of 9.1% of its profits, indicating strong dividend sustainability. Furthermore, Universal Insurance Holdings has demonstrated significant earnings growth of 64% per annum over the past five years, while also increasing its dividend annually by an average of 2.0% over the last decade.
Universal Insurance Holdings (UVE) price target decreased by 21.51% to 32.02
This article reports a significant decrease in the price target for Universal Insurance Holdings (UVE). The new price target is set at $32.02, representing a 21.51% reduction.
There's A Lot To Like About Universal Insurance Holdings' (NYSE:UVE) Upcoming US$0.16 Dividend
Universal Insurance Holdings (NYSE:UVE) is set to pay a US$0.16 dividend on May 15th, with the ex-dividend date on May 8th. The company boasts a conservative dividend payout ratio of only 9.1% of its profits, indicating strong affordability and margin for safety. With earnings per share growing at 64% per annum over the past five years and a consistent dividend increase, UVE presents an attractive combination of growth and dividend stability.
Universal moves to refinance $100M debt with new 2031 notes
KBRA has assigned a BBB issuer rating to Universal Insurance Holdings, Inc. (UVE) and a BBB preliminary long-term credit rating to its proposed $100 million fixed-rate senior unsecured notes due 2031. UVE plans to use the proceeds to refinance existing debt due in November 2026, thereby extending its debt maturity profile. The ratings reflect UVE's financial flexibility, including substantial non-insurance subsidiary dividends, modest leverage, and strong debt service capacity, despite structural subordination to its insurance subsidiaries.
Universal Insurance (UVE) chair sells 20,000 shares at ~$39–41
Sean P. Downes, Executive Chairman of Universal Insurance Holdings (UVE), sold a total of 20,000 shares of common stock in open-market transactions on April 29, 2026. The sales were executed in three blocks at weighted average prices ranging from $39.2466 to $41.0107 per share. Following these transactions, Downes directly holds approximately 1.19 million shares, with additional indirect holdings through his children and spouse.
KBRA Assigns Issuer Rating to Universal Insurance Holdings and Preliminary Rating to Senior Unsecured Note Offering
KBRA has assigned an issuer rating to Universal Insurance Holdings (UVE) and a preliminary rating to its senior unsecured note offering. The article highlights recent activities for UVE, including an executive's share sale, multiple SEC filings, and recent financial results and dividend announcements. Quantisnow, a market data platform, delivered this insight to investors.
Universal Insurance (NYSE:UVE) Chairman Sean Downes Sells 20,000 Shares of Stock
Universal Insurance Holdings Inc (NYSE:UVE) Chairman Sean Downes sold 20,000 shares of the company's stock on April 29th at an average price of $39.69, totaling $793,800. This reduced his stake by 1.66% to 1,188,255 shares, valued at approximately $47.16 million. The sale occurred shortly after the company announced quarterly earnings where EPS beat expectations but revenue missed, and declared a quarterly dividend.
Universal Insurance Holdings (NYSE:UVE) - Stock Analysis
Universal Insurance Holdings (NYSE:UVE) is currently trading at US$39.70, which is 31% below its estimated fair value. The company has shown strong past performance with earnings growing by 193.5% over the last year and pays a reliable dividend of 1.94%. However, future earnings are projected to decline by 23.5% annually for the next three years, and there has been significant insider selling recently.
Universal Insurance Holdings (UVE) price target decreased by 21.51% to 32.02
The price target for Universal Insurance Holdings (UVE) has been decreased by 21.51%, bringing it down to $32.02. This adjustment reflects a significant re-evaluation of the company's valuation.
Sean P. Downes sells 20,000 shares; UVE (NYSE: UVE) Form 144
Sean P. Downes reported the disposition of 40,000 shares of Universal Insurance Holdings, Inc. (UVE) common stock through two transactions in March and April 2026. This includes a sale of 20,000 shares on April 2, 2026, classified as "Lieu Compensation," and another 20,000 shares sold on March 25, 2026, for $691,066.05. Raymond James & Associates acted as the broker for these transactions, which were disclosed in a Form 144 filing.
Universal Insurance Holdings (UVE) price target decreased by 21.51% to 32.02
The article reports that the price target for Universal Insurance Holdings (UVE) has been decreased by 21.51%, bringing the new target to $32.02.
Universal Insurance stock hits 52-week high at 40.0 USD
Universal Insurance Holdings Inc. stock has reached a new 52-week high of $39.53, trading at $39.48 with a market capitalization of $1.1 billion. The stock has delivered a 71.6% total return over the past year, indicating strong performance and investor confidence, despite a mixed Q1 2026 earnings report where EPS beat expectations but revenue fell short.
Universal Insurance Holdings (UVE) Is Up 11.1% After Profit Beat And Reinsurance Expansion - Has The Bull Case Changed?
Universal Insurance Holdings (UVE) reported a strong first quarter in 2026, with improved profitability despite flat revenue, and secured additional multi-year reinsurance coverage. This performance, marked by stronger earnings and a lower net loss ratio, supports the company's investment narrative of disciplined underwriting and risk transfer. However, investors still need to consider potential impacts of inflation on claims severity and reconstruction costs.
Universal Insurance Holdings, Inc. (NYSE:UVE) Q1 2026 Earnings Call Transcript
Universal Insurance Holdings, Inc. (NYSE:UVE) reported a strong start to 2026, with a 38.5% annualized adjusted return on common equity and growth across its multistate footprint, including Florida. The company also successfully completed its 2026-2027 reinsurance renewal and secured $352 million in additional multiyear coverage. Frank Wilcox, CFO, highlighted adjusted diluted earnings per common share of $2 and core revenue of $398.2 million, driven by a lower net loss ratio and higher net investment income.
Universal Insurance Q1 2026 earnings preview
This article provides a Q1 2026 earnings preview for Universal Insurance. It is a placeholder or very short article, indicating that detailed financial information typically found in such reports is not yet available, or it serves as an announcement for upcoming results.
Universal Insurance (UVE) details 2026 votes, board slate and executive pay plan
Universal Insurance Holdings (UVE) announced details for its 2026 annual meeting on June 11, 2026, where shareholders will vote to elect 12 directors, approve executive compensation on an advisory basis, and ratify Plante & Moran as the 2026 auditor. The company highlighted its strong governance with a majority of independent directors and performance-based executive pay. Executive Chairman Sean P. Downes also received a significant one-time restricted stock grant in 2025 to ensure his continued leadership through 2029, a decision the Compensation Committee tied to his critical role in UVE's complex, vertically integrated business model.
[ARS] UNIVERSAL INSURANCE HOLDINGS, INC. SEC Filing
This article announces an ARS SEC filing for Universal Insurance Holdings, Inc. (UVE) on April 24, 2026. The filing is categorized with low impact and neutral sentiment. The article also provides an overview of UVE's stock data, recent news, and other SEC filings.
Universal Insurance: Q1 Earnings Snapshot
Universal Insurance Holdings Inc. (UVE) announced first-quarter earnings of $54.3 million, translating to $1.88 per share. Adjusted for non-recurring costs, earnings were $2 per share. The property and casualty insurer reported revenues of $393.6 million for the period.
Earnings Flash (UVE) Universal Insurance Holdings, Inc. Posts Q1 Adjusted EPS $2.00 per Share, vs. FactSet Est of $1.42
Universal Insurance Holdings, Inc. (UVE) reported adjusted earnings per share of $2.00 for the first quarter, significantly surpassing the FactSet estimate of $1.42. This positive earnings surprise comes despite a reported decline in revenue to $393.6 million, which fell short of the FactSet estimate of $481.1 million for the same quarter. The company also recently announced a quarterly dividend of $0.16 per share, payable on May 15, 2026.
Universal Reports First Quarter 2026 Results
Universal Insurance Holdings (NYSE: UVE) reported strong first-quarter 2026 results, with diluted GAAP EPS of $1.88 and diluted adjusted EPS of $2.00, along with an annualized return on average common equity of 38.2%. The company saw significant growth in direct premiums written, up 8.5% to $506.5 million, and an increase in book value per share by 39.9% year-over-year. Universal also successfully completed its 2026-2027 reinsurance renewal, securing additional multi-year coverage.
Universal Insurance (NYSE: UVE) boosts Q1 2026 profit, margins and book value
Universal Insurance Holdings reported strong first-quarter 2026 results, with net income rising to $54.3 million and diluted adjusted EPS reaching $2.00. The company saw improved underwriting performance, with the combined ratio falling to 89.7%, and increased its book value per share by 39.9% to $20.95. Additionally, Universal repurchased shares, declared a quarterly dividend, and secured additional multi-year reinsurance coverage.
Universal Insurance: Q1 Earnings Snapshot
Universal Insurance Holdings Inc. (UVE) announced first-quarter earnings of $54.3 million, translating to $1.88 net income per share. Adjusted for non-recurring costs, earnings were $2 per share. The property and casualty insurance company reported revenue of $393.6 million for the period.
Earnings Flash (UVE) Universal Insurance Holdings, Inc. Reports Q1 Revenue $393.6M, vs. FactSet Est of $481.1M
Universal Insurance Holdings, Inc. (UVE) reported its first-quarter revenue of $393.6 million, falling short of the FactSet estimate of $481.1 million. This financial update indicates a revenue decline for the property and casualty insurer, despite an earlier report of rising adjusted earnings for the same quarter. The article highlights the company's Q1 financial performance compared to analyst expectations.
Earnings Preview: UVE to Report Financial Results Post-market on April 23
Universal Insurance Holdings (UVE) is scheduled to announce its financial results after the market closes on April 23. The company is expected to report earnings of $0.62 per share, with revenue projected to be $290.43 million for the quarter. Investors will be closely watching these results to gauge UVE's financial health and future outlook.
UVE Forecast, Price Target & Analyst Ratings | UNIVERSAL INSURANCE HOLDINGS (NYSE:UVE)
This article provides an analyst forecast for Universal Insurance Holdings (UVE), including a consensus price target of $40.80, representing a 14.67% upside from its current price. It details upcoming earnings estimates for Q1 2026, analyst rating history, and long-term growth forecasts for EPS and revenue.
51,636 Shares in Universal Insurance Holdings Inc $UVE Acquired by Pursuit Wealth Management LLC
Pursuit Wealth Management LLC recently acquired 51,636 shares of Universal Insurance Holdings Inc (NYSE:UVE), valued at approximately $1.745 million, making it the 16th largest holding in Pursuit's portfolio. Other institutional investors like Millennium Management LLC and Goldman Sachs Group Inc. also increased their stakes in UVE. Despite recent insider selling, analysts maintain a "Buy" rating for Universal Insurance, which reported strong quarterly earnings, a 1.9% dividend yield, and a return on equity of 37.28%.
(UVE) Price Dynamics and Execution-Aware Positioning
This article from Stock Traders Daily provides an AI-driven analysis for Universal Insurance Holdings Inc (NYSE: UVE), highlighting strong near-term sentiment and a long-term positive bias. It details specific trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with entry zones, targets, and stop losses. The analysis also includes multi-timeframe signal assessments for support and resistance levels.
