Upstart (NASDAQ: UPST) officer lines up new stock sale tied to RSU taxes
Upstart Holdings, Inc. (UPST) officer Scott Darling has filed a Form 144 to sell 7,696 shares of common stock, valued at $216,216.00, to cover tax obligations from vested Restricted Stock Units. This proposed sale follows two previous sales by Darling within the last three months, totaling 6,634 shares for $190,912.00 and 814 shares for $23,898.00. The transaction is being handled by Charles Schwab & Co., Inc.
Upstart Stock Slides Thursday: What's Going On?
Upstart Holdings Inc. (UPST) stock fell on Thursday, reversing gains from the previous day. This decline is attributed to rising long-term Treasury yields and recent insider stock sales, although the sales are part of pre-scheduled plans. Despite the current slide, Upstart reported strong Q2 2026 earnings and received conditional OCC approval to establish Upstart Bank, N.A.
Upstart Stock Is Down 50% This Year. Its Best Quarter Ever Just Happened.
Upstart Holdings (UPST) stock has dropped 50% over the past year despite a strong Q2 performance where it beat revenue estimates, achieved its highest contribution profit ever, and returned to GAAP net income. CEO Paul Gu noted a significant gap between the company's internal perception of its business strength and the market's valuation. While Street analysts have a mean target of $41, TIKR's mid-case model values Upstart stock at $151 by December 2030, projecting a 394% total return, based on continued reacceleration in core personal loans and secured product growth.
UPST Investors Have Opportunity to Lead Upstart Holdings, Inc. Securities Fraud Lawsuit with the Schall Law Firm
The Schall Law Firm is encouraging investors who purchased Upstart Holdings, Inc. (NASDAQ: UPST) securities between May 14, 2025, and November 4, 2025, to join a class action lawsuit. The lawsuit alleges that Upstart made false and misleading statements about its "Model 22" AI, claiming it frequently reacted poorly to macroeconomic signals and that its overall accuracy was overstated, negatively impacting business performance. Investors who suffered losses are advised to contact The Schall Law Firm before June 8, 2026.
Upstart Holdings (UPST) Is Up 5.2% After Announcing Plans To Launch Upstart Bank
Upstart Holdings (UPST) has announced plans to launch Upstart Bank early next year, marking a "second leg" in its development. This move, alongside a focus on secured credit products and a vertically integrated bank model, aims to deepen funding access and broaden Upstart's role in consumer credit. The company's CEO, Paul Gu, stated this shift will help turn its AI lending platform into sustained profitable growth, while addressing funding constraints and expanding its investment narrative.
Upstart (NASDAQ: UPST) CFO logs tax-withholding and trading-plan sale
Upstart Holdings, Inc. (UPST) CFO Andrea Blankmeyer sold a total of 10,175 shares of common stock in two transactions in August 2026. The sales included 7,175 shares at a weighted average price of $29.3583 to cover tax withholding obligations from restricted stock units (RSUs) and 3,000 shares at $29.33 under a pre-arranged Rule 10b5-1 trading plan. After these transactions, Blankmeyer directly holds 152,208 shares of common stock.
Upstart (NASDAQ: UPST) president sells shares to cover RSU taxes
Upstart Holdings, Inc. President, Capital & Enterprise, Sanjay Datta, sold 2,033 shares of common stock on August 17, 2026, at a weighted average price of $29.3571 per share. The sale, totaling approximately $60,000, was made to cover tax withholding obligations arising from the vesting of restricted stock units (RSUs). Following this transaction, Datta directly holds 311,523 shares of common stock, including RSUs.
Las ETF que invierten en acciones de Upstart Holdings, Inc.
This article lists various Exchange Traded Funds (ETFs) that hold shares of Upstart Holdings, Inc. It provides detailed financial data for each ETF, including market value, percentage weight of UPST, issuer, management style, expense ratio, and total returns. The information aims to facilitate investment decisions in Upstart Holdings through diversified ETF options.
Upstart Holdings Inc (UPST) News, Articles, Events & Latest Updates
This article compiles recent news and updates on Upstart Holdings Inc. (UPST), focusing on its stock performance, financial results, and analyst ratings. Key highlights include Upstart's Q2 2026 earnings beating estimates, leading to a stock surge and increased analyst forecasts, despite some recent stock slides. The article also features comparisons with other fintech lending companies like SoFi and Pagaya.
SoFi Climbs 6%, Upstart Jumps 8%, Affirm Rises 7% as Fintech Names Rebound With Bond Market Catalyst
Fintech stocks like SoFi, Upstart, and Affirm saw significant gains on Wednesday, driven by a retreat in long-end Treasury yields rather than company-specific news. SoFi and Upstart remain down substantially year-to-date despite the rally, while Affirm has performed better. Investors are cautioned that these gains are linked to macro-economic factors and could reverse if bond yields change direction.
SoFi vs. Upstart: Which Fintech Lending Stock Fits Your Portfolio Best?
This article compares two fintech lending stocks, SoFi (SOFI) and Upstart (UPST), analyzing their business models, recent financial performance, and future outlook. While both companies are experiencing growth, SoFi is presented as a more diversified and stable investment due to its broader financial platform and stronger profitability, whereas Upstart's reliance on external capital and sensitivity to credit conditions make its recovery less durable. The analysis concludes that SoFi is a stronger candidate for long-term investment compared to Upstart, despite Upstart's lower valuation on a price-to-sales basis.
Mizuho reiterates Upstart stock rating citing conservative guidance By Investing.com
Mizuho has reiterated an Outperform rating and a $45.00 price target for Upstart Holdings Inc (NASDAQ:UPST), believing the company's 2026 revenue guidance to be conservative given its recent growth. Despite a 52% stock decline over the past year, InvestingPro analysis indicates the shares are slightly undervalued, with anticipated net income growth and continued profitability expected this year. The firm also noted progress in Upstart's home equity line of credit and auto lending products, along with positive indications regarding Google AI overviews and the planned bank charter.
Mizuho on Upstart Holdings Inc (UPST) Post Mgmt. Meet: 'We walked away still feeling upbeat about the story'
Mizuho analyst Dan Dolev reiterated an Outperform rating and $45.00 price target for Upstart Holdings Inc (UPST) after a management meeting. The upbeat sentiment stems from conservative 2026 guidance, strong progress in HELOCs and Auto loans, no degradation from Google AI overviews, stable UMI indicating flat originations, and a belief that a bank charter would be accretive without needing an equity raise.
Upstart Holdings, Inc. SEC Filing (Aug 17, 2026)
This article reports on an SEC Form 144 filing by Upstart Holdings, Inc. (UPST) on August 17, 2026, indicating a proposed sale of 7,175 shares of common stock by an individual, acquired through restricted stock lapse. The filing, categorized as "neutral" in impact and sentiment by AI analysis, shows an aggregate market value of $210,646 for the shares.
August 2026's Top Growth Picks With Insider Confidence
This article identifies top growth companies in the United States with significant insider ownership, highlighting their strong performance and future prospects. It features detailed analyses of PDF Solutions (PDFS), Upstart Holdings (UPST), and Riskified (RSKD), discussing their financial growth, revenue forecasts, and insider confidence. The U.S. market itself has shown robust growth, with a 20% increase over the past year and an expected 17% annual earnings growth.
Upstart Holdings Inc (UPST) Stock Price, Quote, News & History
This article provides a comprehensive overview of Upstart Holdings Inc. (UPST) stock, including its current price, key statistics, recent news, financial data, and analyst forecasts. It highlights the company's strong Q2 results, record loan origination growth, and increased analyst price targets. The article also includes a section on valuation metrics, company debt, and answers frequently asked questions about buying UPST stock and its competitors.
August 2026's Top Growth Picks With Insider Confidence
This article identifies top growth companies in the United States for August 2026 that also exhibit high insider ownership, suggesting strong internal confidence. It highlights PDF Solutions, Upstart Holdings, and Riskified as notable picks, detailing their financial performance, growth forecasts, and insider ownership percentages. The US market itself has shown robust performance, with earnings projected to grow by 17% annually.
Q2 2026 Upstart Holdings Inc Earnings Call Transcript
Upstart Holdings Inc (UPST) reported strong Q2 2026 results, with originations up 50% year-over-year and a return to GAAP profitability. The company secured significant institutional funding, and its AI model continues to outperform traditional credit scoring. Despite macroeconomic headwinds and the discontinuation of its auto refinance business, Upstart maintains its full-year guidance, reflecting cautious optimism.
Upstart Investors Sue Over an AI Model That Quietly Rejected Borrowers
Upstart Holdings is facing a securities fraud class action lawsuit alleging that executives concealed the fact its Model 22 AI underwriting system was quietly rejecting borrowers, even as they provided positive revenue guidance. Investors claim the company overstated Model 22's accuracy and ability to raise approval rates, leading to a stock drop in November 2025 when revenue missed expectations. The lawsuit highlights the critical issue of corporate AI disclosure and transparency regarding how models behave, especially when financial performance is tied to their function.
UPST: Record Q2 profits and strategic focus on core lending signal a new phase of AI-driven growth
Upstart Holdings, Inc. (UPST) reported record Q2 profits, driven by strong performance in core personal loans and improved margins in secured products. The company is undergoing a leadership transition and renewed focus on contribution profit, addressing investor concerns about capital efficiency and operating leverage. Management outlined a strategy for sustainable, AI-driven growth during the Bank of America SMID Cap Virtual Conference.
UPST INVESTOR ALERT: Bronstein, Gewirtz and Grossman, LLC Reminds
Bronstein, Gewirtz and Grossman, LLC has filed a class action lawsuit against Upstart Holdings, Inc. (NASDAQ:UPST) and some of its officers. The lawsuit alleges that Upstart made false and misleading statements regarding its AI underwriting model's accuracy and impact on revenue. Investors who purchased Upstart securities between May 14, 2025, and November 4, 2025, are encouraged to contact the firm by June 8, 2026, to request to be appointed as lead plaintiff.
Upstart Holdings (UPST) Is Up 5.8% After $4 Billion Loan Pact And Conditional Bank Approval
Upstart Holdings (UPST) saw its stock rise by 5.8% following two significant announcements: a new $4 billion forward-flow agreement with Castlelake-managed funds for consumer loan purchases, and conditional approval from the Office of the Comptroller of the Currency to establish a nationwide, AI-driven digital bank. These developments are expected to strengthen Upstart's funding profile and address liquidity concerns, reinforcing the belief in its AI models' ability to deliver attractive risk-adjusted returns and secure stable, low-cost funding.
Upstart (UPST) Stock Still Looks Pricey Following Its 82% Five Year Slump
Upstart Holdings (UPST) stock has seen an 82.4% decline over the last five years, yet traditional valuation metrics still suggest it is expensive. The company's P/E ratio of 48.7x is significantly higher than the industry average, indicating overvaluation even after recent banking and funding developments. While conditional approval for Upstart Bank and a new agreement with Castlelake could support growth, regulatory scrutiny and funding concentration remain concerns for investors.
Upstart Holdings, Inc. $UPST Shares Purchased by Dimensional Fund Advisors LP
Dimensional Fund Advisors LP significantly increased its stake in Upstart Holdings, Inc. (NASDAQ:UPST) during the first quarter, purchasing 744,190 additional shares to own over 1 million shares valued at approximately $26.2 million. This comes as Upstart reported strong second-quarter revenue growth, exceeding analyst expectations, and maintained its full-year guidance, despite mixed investor sentiment regarding its profitability metrics and recent insider selling. The stock currently holds a "Hold" rating from analysts with an average price target of $44.40.
These Analysts Increase Their Forecasts On Upstart After Upbeat Q2 Results
Upstart Holdings (NASDAQ: UPST) reported strong second-quarter results, exceeding revenue estimates and affirming its FY2026 sales guidance. Following the upbeat performance, analysts from Piper Sandler and Needham both increased their price targets for the stock, maintaining their Overweight and Buy ratings, respectively. The company's shares rose significantly in pre-market trading.
Upstart’s Q2 auto loan originations surge 264% YoY
Upstart, an AI-based fintech, significantly increased its auto loan originations in Q2 2026, reaching $426 million, a 264.1% year-over-year increase. The company decided to discontinue its auto refinance business to concentrate on more promising areas of its portfolio and has also received conditional approval for a bank charter. Upstart further solidified its funding through new institutional deals and an asset-backed securitization.
Upstart Holdings, Inc. Stock 12‑Month Price Target Raised to $39.62, Implies 31% Upside
Upstart Holdings, Inc.'s average 12-month price target has been increased to $39.62 by 16 analysts, representing a potential upside of approximately 31% from its August 4th closing price. The consensus rating from 17 analysts remains a "Buy," with a breakdown of 9 Buys, 6 Holds, and 2 Sells. This updated target suggests continued positive sentiment for the stock among analysts.
Upstart Holdings, Inc. (UPST) Q2 Earnings and Revenues Surpass Estimates
Upstart Holdings, Inc. (UPST) reported strong Q2 earnings of $0.59 per share, beating the Zacks Consensus Estimate of $0.58, and revenues of $364.71 million, surpassing the estimate by 2.77%. Despite these positive results, the company's shares have underperformed the S&P 500 year-to-date, and its Zacks Rank is currently a #3 (Hold), indicating expected market-in-line performance. The article also touches on the outlook for the Financial - Miscellaneous Services industry and mentions Ridgepost Capital, Inc. (RPC) as another company in the same sector.
Why Is UPST Stock Surging Over 11% Overnight?
Upstart Holdings (UPST) stock surged over 11% overnight after reporting stellar second-quarter results that exceeded Wall Street's revenue expectations. The AI lending company reported $365 million in revenue, a 42% year-over-year increase, and $4.2 billion in loan originations, up 50% year-over-year. CEO Paul Gu highlighted the new management team's success in achieving simultaneous loan growth, strong credit performance, and expanding margins.
Upstart returns to GAAP profitability, reports $16.5M Q2 income
Upstart Holdings, Inc. (NASDAQ: UPST) announced its second-quarter 2026 financial results, revealing a return to GAAP profitability with a net income of $16.5 million, up 195% year-over-year. The company reported a 50% year-over-year increase in originations to $4.2 billion and total revenue of $365 million, up 42% YoY, driven by strong growth in core personal loans and improved performance in secured products. Upstart also reaffirmed its full-year 2026 financial outlook, expecting approximately $1.4 billion in total revenue.
Upstart trades sharply higher as Q2 earnings climb, helped by core personal loan growth (UPST:NASDAQ)
Upstart Holdings' stock surged 13% after reporting Q2 revenue and adjusted EBITDA that strongly beat consensus estimates, driven by a re-acceleration in its core personal loan business. The company achieved this growth by increasing third-party funding and reducing loans held on its balance sheet. Despite macroeconomic headwinds and increased default risk reflected in the Upstart Macro Index, the company reaffirmed its guidance.
Upstart faces earnings test after surprise Q1 loss
Upstart Holdings Inc. is set to announce its second-quarter earnings, with analysts anticipating a return to profitability after a surprise Q1 loss. Investors will be closely watching for sustained momentum, clarity on new product lines like HELOCs and Cash Line, and the strategic implications of its conditional OCC approval for a national bank charter. The company's ability to maintain growth while addressing credit quality concerns and navigating regulatory compliance will be key.
Earnings Flash (UPST) Upstart Holdings, Inc. Reports Q2 Revenue $364.7M, vs. FactSet Est of $352.3M
Upstart Holdings, Inc. (UPST) reported its Q2 revenue at $364.7 million, surpassing the FactSet estimate of $352.3 million. This financial update indicates a stronger-than-expected performance for the artificial intelligence lending marketplace. The company also expects full-year 2026 revenue of $1.4 billion, slightly below the FactSet estimate of $1.42 billion.
UPST SHAREHOLDER ALERT: Bronstein, Gewirtz and Grossman, LLC Announces that Upstart Holdings, Inc. Shareholders Have Opportunity to Lead Class Action Lawsuit!
Bronstein, Gewirtz & Grossman, LLC has announced a class action lawsuit against Upstart Holdings, Inc. (NASDAQ:UPST) and its officers. The lawsuit alleges that Upstart's AI underwriting model, Model 22, was frequently overconservative, impacting revenue and making 2025 revenue guidance unreliable. Investors who purchased Upstart securities between May 14, 2025, and November 4, 2025, are encouraged to join the class action by June 8, 2026.
UPST Stock Edges Higher Overnight: Can Earnings Keep The Recovery Alive?
Shares of Upstart Holdings Inc. (UPST) edged higher, continuing a three-day winning streak ahead of its Q2 earnings report. Analysts expect significant increases in EPS and revenue, but investors are watching for the impact of rising macro-driven credit risks. Despite a challenging macro environment indicated by Upstart's Macro Index, retail sentiment on Stocktwits has improved to 'neutral'.
UPST Stock Edges Higher Overnight: Can Earnings Keep The Recovery Alive?
Upstart Holdings (UPST) is set to report its Q2 earnings, with analysts expecting $0.55 EPS on $352.23 million revenue. Shares have risen for three consecutive sessions, but investors are cautious about rising macro-driven credit risks despite strong preliminary loan originations in July. Retail sentiment for UPST stock has improved to 'neutral' on Stocktwits, though some users remain skeptical given its high P/E ratio.
Upstart Holdings (UPST) Is Up 5.8% After $4 Billion Loan Pact And Conditional Bank Approval
Upstart Holdings (UPST) saw a 5.8% increase in its stock price following two significant announcements: a US$4 billion loan purchase agreement with Castlelake-managed funds and conditional approval from the Office of the Comptroller of the Currency to establish a nationwide, AI-driven digital bank. These developments address concerns about stable, low-cost funding and liquidity, potentially reshaping Upstart's investment narrative and funding profile, while its AI models continue to deliver risk-adjusted returns. The company's future growth hinges on these funding mechanisms and its ability to navigate macro-economic conditions.
Upstart Holdings (UPST) Is Up 5.8% After $4 Billion Loan Pact And Conditional Bank Approval
Upstart Holdings (UPST) saw a 5.8% stock increase following two major announcements: a $4 billion loan purchase agreement with Castlelake-managed funds and conditional approval from the Office of the Comptroller of the Currency to establish an AI-driven digital bank. These developments aim to stabilize Upstart's funding and address liquidity concerns, reinforcing confidence in its AI lending model and future growth projections.
Ahead of Upstart (UPST) Q2 Earnings: Get Ready With Wall Street Estimates for Key Metrics
Wall Street analysts are anticipating Upstart Holdings, Inc. (UPST) to report Q2 earnings of $0.58 per share, a 61.1% increase year-over-year, with revenues expected to climb 37.9% to $354.89 million. Key metric estimates include "Revenue- Total interest income, interest expense, and fair value adjustments, net" at $24.80 million, and "Revenue- Revenue from fees, net" at $329.99 million. Transaction volume is projected to be $4.17 million.
Miscellaneous funds of Upstart Holdings, Inc. – NASDAQ:UPST
The article provides a title indicating it will discuss the "Miscellaneous funds" of Upstart Holdings, Inc. (NASDAQ: UPST). However, the content provided primarily consists of navigation links, legal disclaimers, and various product/community/business solution categories from TradingView, rather than specific financial details about Upstart's funds.
Dave vs. Upstart: Which AI Fintech Stock Is the Better Choice in 2026?
This article compares Dave (DAVE) and Upstart (UPST), two AI fintech companies, to determine which is the better investment in 2026. It highlights Dave's focused strategy on short-term liquidity and strong margins, contrasting it with Upstart's broader lending marketplace and greater product diversity. While Dave offers a cleaner investment case with better profitability, Upstart presents more complexity and sensitivity to market conditions despite its scale and technology.
Upstart receives approval to establish bank
Upstart Holdings Inc., an AI lending marketplace, has received conditional approval from the Office of the Comptroller of the Currency to establish Upstart Bank, N.A. This new bank will be based in Delaware, operate without physical branches, and aims to lower lending costs and expand Upstart's product offerings across all 50 states. The bank will accept deposits and originate loans while continuing to partner with other financial institutions.
Interest paid of Upstart Holdings, Inc. – NASDAQ:UPST
This article provides financial data for Upstart Holdings, Inc. (NASDAQ: UPST), specifically focusing on the "Interest paid" metric. It appears to be a financial data page from TradingView, offering an overview of the company's financial performance. The content includes the company name and stock ticker but no detailed analysis or narrative.
Net change in cash of Upstart Holdings, Inc. – NASDAQ:UPST
This article focuses on the net change in cash for Upstart Holdings, Inc. (NASDAQ: UPST). It appears to be a financial data point from TradingView, highlighting the company's cash flow information without providing further analysis or details.
Upstart Holdings, Inc. (UPST) Increases Yet Falls Behind Market: What Investors Need to Know
Upstart Holdings, Inc. (UPST) closed at $27.03 with a 1.6% gain but underperformed the broader market indices like the S&P 500, Dow, and Nasdaq. The stock has depreciated 25.57% over the past month, while the Finance sector gained. Investors are anticipating its Q2 earnings report on August 4, 2026, with analysts forecasting a 61.11% year-over-year EPS increase and a 37.93% revenue increase.
Upstart Stock Steady Ahead of Earnings as AI Lending Momentum Builds
Upstart Holdings (UPST) stock is trading steadily ahead of its Q2 earnings report, following a strong Q1 performance where loan originations grew by 61% and revenue by 44%. The company, which emphasizes funding expansion through third-party capital rather than shareholder dilution, is positioned to meet its full-year revenue outlook of $1.4 billion. Key drivers include its AI underwriting models and growing auto and home lending segments, with investors keenly watching Q2 results for continued momentum and contribution margin expansion.
UPST|Upstart Holdings Inc|Price:26.600|Chg%:-1.220
This article analyzes Upstart Holdings Inc (UPST), an AI lending marketplace, providing real-time stock quotes, market trends, and expert analysis. Despite a recent weak stock market performance, the company exhibits strong fundamentals, including high revenue growth and a turnaround to profitability. Analysts currently rate UPST as a "Buy" with a price target of $39.80, indicating a significant upside.
Upstart Secures $4B Loan Agreement with Castlelake
Upstart has secured a significant $4 billion loan agreement with Castlelake, allowing Castlelake-managed funds to purchase consumer loans over the next 24 months. This forward-flow arrangement, the largest collaboration between the two entities, reflects strong market confidence in Upstart's AI-based credit assessment and loan quality. Following the announcement, Upstart's stock price showed strong performance, indicating increased investor confidence in its future growth.
Upstart Holdings, Inc. (UPST) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Upstart Holdings, Inc. (UPST) is projected to report a year-over-year increase in earnings and revenues for the quarter ended June 2026. While the Zacks Consensus Estimate predicts a 61.1% EPS growth and 37.9% revenue increase, the company's Zacks Earnings ESP of -13.79% combined with a Zacks Rank #3 makes it difficult to definitively predict an earnings beat. Investors are advised to consider other factors alongside these metrics before Upstart's earnings release, expected on August 4.
Upstart Holdings, Inc. (UPST) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Upstart Holdings, Inc. (UPST) is expected to report a year-over-year increase in earnings and revenues for the quarter ended June 2026. Despite the positive outlook, the company's Earnings ESP is negative, making it difficult to predict an earnings beat. Investors are advised to consider other factors in addition to earnings predictions.
