Press Release: Upstart to Announce Second Quarter 2026 Results on August 4, 2026
Upstart Holdings, Inc. will announce its second quarter 2026 financial results on Tuesday, August 4, 2026, after the market closes. The company will also host a conference call and webcast at 1:30 p.m. PT / 4:30 p.m. ET to discuss these results, which will be accessible online and via replay.
Upstart to Announce Second Quarter 2026 Results on August 4, 2026
Upstart Holdings, Inc. (NASDAQ: UPST) will report its second quarter 2026 financial results on Tuesday, August 4, 2026. The company will host a conference call and webcast at 1:30 p.m. PT / 4:30 p.m. ET to discuss the results, with earnings materials available on its investor relations website following the market close on that day. Upstart is a leading artificial intelligence (AI) lending marketplace connecting consumers with banks and credit unions.
Upstart Publishes June 2026 Origination Volume
Upstart Holdings, Inc. (NASDAQ: UPST) announced its monthly origination volume for June 2026, totaling $1,500.1 million over 27.1 origination days, equating to $55.5 million per day. For Q2 2026 (April-June), the total origination volume reached $4,227.2 million over 78.4 origination days, averaging $53.9 million per day. The company also clarified the definitions of "Originations" and "Origination days" used in their reporting.
Upstart Stock Outlook Hinges on Funding, AI and Product Mix
Upstart Holdings (UPST) is gaining attention as loan volumes recover, driven by its lending marketplace's reliance on third-party capital. The article discusses how committed funding, advanced AI automation, and new product offerings like Auto and Home loans are crucial for Upstart to achieve steady growth beyond its core personal loans. While the company shows promising sales growth and expanding AI applications, risks remain regarding margin recovery and product execution, with the stock currently holding a "Hold" rating from Zacks.
UPST - Upstart Holdings Inc Volatility & Greeks
This article provides a detailed overview of Upstart Holdings Inc (UPST), including its latest stock performance, key financial metrics, and options-related data. It covers various fundamental and technical indicators relevant to investors. The data was last updated on July 2, 2026, at 4:00 PM ET.
Upstart and the Lending Trends Shaping Its Next Growth Phase
Upstart Holdings (UPST) is entering a new growth phase focused on loan growth, funding access, and automation, moving beyond its traditional reliance on personal lending. The company is expanding into larger categories like Auto and Home loans, utilizing AI extensively in its operations, and aims to maintain a capital-light model for scalability. While new products might lead to lower near-term take rates, the strategy is expected to improve unit economics and broader market reach, supported by strong sales growth projections for 2026 and 2027.
Is Upstart Stock a Buy Now or Still a Wait-and-See Story?
Upstart Holdings (UPST) shows a recovery driven by strong revenue growth and increased platform activity, with Q1 2026 revenues up 44% year over year. However, valuation is mixed, and concerns about lower yields and market sensitivity temper a strong bull case. The stock currently holds a Zacks Rank #3 (Hold), indicating improving fundamentals but still requiring further evidence of sustained earnings conversion and margin improvement.
Enterprise value to revenue forward of Upstart Holdings, Inc. – NASDAQ:UPST
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ETFs Investing in Upstart Holdings, Inc. Stocks
This article lists various ETFs that invest in Upstart Holdings, Inc. stocks. It provides a detailed table including each fund's market value, weight of UPST stock, issuer, management style, focus, expense ratio, assets under management (AUM), price, change percentage, and 3-year NAV total return. The ETFs cover a range of investment focuses, primarily small-cap, extended market, financials, and theme-based sectors like artificial intelligence and fintech.
The Technical Signals Behind (UPST) That Institutions Follow
This article analyzes the technical signals for Upstart Holdings Inc. (NASDAQ: UPST), indicating strong near and mid-term sentiment but a weak long-term outlook. It identifies compelling upside potential due to no resistance levels above the current price and provides AI-generated institutional trading strategies for long, breakout, and short positions with specific entry, target, and stop-loss levels. The analysis also includes multi-timeframe signal strengths, support, and resistance levels for various holding periods.
Upstart Under Pressure: What Are the Core Allegations
Upstart Holdings (UPST) is facing a securities class action lawsuit alleging that its Model 22 AI lending system was misrepresented, leading to a significant stock price drop. The lawsuit claims the AI model "overreacted" to macroeconomic signals, impacting its accuracy and loan approval rates, and investors who purchased shares between May 14, 2025, and November 4, 2025, have until June 8, 2026, to seek lead plaintiff status. This situation highlights critical vulnerabilities for AI-driven financial platforms and has broader implications for the AI lending industry regarding transparency and the robustness of algorithms in dynamic economic environments.
Enterprise value to EBIT forward of Upstart Holdings, Inc. – NASDAQ:UPST
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Upstart Publishes May 2026 UMI
Upstart Holdings, Inc. has updated its Upstart Macro Index (UMI) to include May 2026 data, showing UMI rose to 1.49 from 1.43 in April. The UMI provides insight into the impact of the macroeconomy on credit losses for Upstart-powered unsecured personal loans, with recent revisions noted for April, March, and February. Upstart emphasizes that their risk models are regularly adjusted to account for UMI trends, influencing interest and approval rates for new loan originations.
Price to earnings forward of Upstart Holdings, Inc. – NASDAQ:UPST
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Price to sales forward of Upstart Holdings, Inc. – DUS:855
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What Upstart's $600M Neuberger Deal Means for UPST Investors
Upstart Holdings (UPST) saw its shares rise over 3% following the renewal of a $600 million forward-flow agreement with Neuberger Specialty Finance. This deal enhances Upstart's funding base for consumer loans, allowing it to grow without heavily relying on its balance sheet and supporting competitive borrower rates. The fintech company's continued partnerships with credit unions and strong first-quarter 2026 results contributed to this positive outlook, though the company remains sensitive to credit conditions and market appetite.
Price to earnings forward of Upstart Holdings, Inc. – DUS:855
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Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh
This page provides an overview of Upstart Holdings, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 0.05 Sh (U2PS34) on the B3 exchange, focusing on financial actuals and estimates. It allows users to explore reported financial data and analyst estimates across income statements, balance sheets, cash flow statements, and valuation metrics. The platform emphasizes comparing actual results with average, high, and low estimates, and visualizing financial trends over time.
Price to book forward of Upstart Holdings, Inc. – NASDAQ:UPST
This page from TradingView provides financial data for Upstart Holdings, Inc. (NASDAQ: UPST), specifically focusing on its "Price to book forward" metric. The content indicates that the market is closed and no trades have occurred. It also provides an overview of available financial tools and educational resources on the TradingView platform.
Enterprise value to EBITDA forward of Upstart Holdings, Inc. – NASDAQ:UPST
This article provides financial data for Upstart Holdings, Inc. (NASDAQ: UPST), specifically focusing on its enterprise value to EBITDA forward metric. The content, sourced from TradingView, presents an overview of the company's financial performance and market data.
Upstart stock jumps on renewed $600M loan agreement
Upstart Holdings Inc. (NASDAQ:UPST) shares jumped following the announcement of a renewed forward-flow agreement with Neuberger Specialty Finance for up to $600 million in consumer loans. This agreement allows funds managed by Neuberger Specialty Finance to invest in consumer loans originated through Upstart’s AI lending marketplace. Both companies highlighted their strong, enduring partnership and Upstart's commitment to innovation and disciplined credit practices, which helps provide more competitive rates for borrowers.
Upstart renews funding agreement with Neuberger for $600m
Upstart Holdings (NASDAQ:UPST) has renewed its forward-flow agreement with Neuberger Specialty Finance for up to $600 million in consumer loans. This collaboration extends the partnership between the AI lending marketplace and the asset-based investment team within Neuberger, building on a relationship that has spanned various market environments. Despite a 35% stock decline in the past six months, Upstart shows strong revenue growth of 55% over the last year and is considered slightly undervalued with expected net income growth.
KBRA gives preliminary ratings to Upstart's $320M loan deal
KBRA has assigned preliminary ratings to Upstart Securitization Trust 2026-3, a $320.005 million consumer loan asset-backed securitization (ABS). This marks the 51st ABS securitization collateralized by loans originated through Upstart Network, Inc., a subsidiary of publicly traded Upstart Holdings, Inc. The preliminary ratings reflect initial credit enhancement levels ranging from 20.50% to 64.75% across different classes of notes, with credit support provided by overcollateralization, excess spread, a cash reserve, and subordination.
Average basic shares outstanding of Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh – BCBA:UPST.CI
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Upstart, Atlassian, and Asure Software Shares Are Falling, What You Need To Know
Shares of Upstart, Atlassian, and Asure Software declined following concerns about AI's impact on the traditional enterprise software subscription model and high-profile AI talent departures from Alphabet. This decline comes despite a recent rally in software stocks and strong performance from companies like Snowflake, Dell, ServiceNow, Okta, and MongoDB, which suggest AI is accelerating rather than displacing enterprise software demand. Investors are currently pricing in significant cannibalization by AI, even though income statements may not fully reflect this yet, with Asure Software, for instance, down 13.9% year-to-date.
Upstart Holdings, Inc. (UPST) Suffers a Larger Drop Than the General Market: Key Insights
Upstart Holdings, Inc. (UPST) experienced a 3.42% drop, underperforming the broader S&P 500, Dow, and Nasdaq in its most recent trading session, despite a 13.55% gain over the past month. The company is projected to report significant year-over-year growth in upcoming earnings, with analysts anticipating a 52.78% EPS increase and a 37.93% revenue rise. UPST currently holds a Zacks Rank of #3 (Hold) and trades at a premium valuation compared to its industry.
Upstart Stock Jumped 15% This Month. Here’s What Its CEO Just Told Investors at Morgan Stanley
Upstart Holdings (UPST) stock has risen 15% this month despite being down 29% for the year, largely due to comments from CEO Paul Gu at a Morgan Stanley conference and a Needham Buy rating. Gu emphasized Upstart's superior underwriting accuracy and its widening lead over traditional models, aiming to shift focus from funding dependency to its compounding technology story. Investors are now keenly watching Q2 2026 results for signs of margin recovery to validate management's technology-driven narrative.
Upstart Stock: Improving Investment Setup At A 10x P/E (NASDAQ:UPST)
Upstart (UPST) is rated a "Strong Buy" due to expected multi-year EBITDA growth from its AI-powered loan origination platform and anticipated Fed rate cuts. Despite delays in rate cuts, Upstart's Q1 transaction volumes rose 61% year-over-year to $3.4 billion, and revenue increased by 44%. The stock trades at a significant discount to its Fintech peers and its 3-year average P/E, suggesting substantial revaluation potential, with a fair value indicating 111% upside.
Precision Trading with Upstart Holdings Inc. (UPST) Risk Zones
This article provides a precision trading analysis for Upstart Holdings Inc. (UPST), identifying key risk zones and potential trading strategies. It highlights a positive near-term sentiment that may shift and notes the absence of resistance levels above the current price, suggesting upside potential. The analysis includes AI-generated signals for various time horizons and offers specific long, breakout, and short strategies with entry zones, targets, and stop losses.
Upstart Holdings Inc (UPST) Institutional Confidence
The article details the institutional confidence in Upstart Holdings Inc (UPST), noting its current institutional shareholding score of 7.00. This ranks UPST 71st out of 399 in the Banking Services industry, with institutional shareholding increasing to 78.37% quarter-over-quarter. Bill Nygren | OAKMX is highlighted as the largest institutional shareholder.
Upstart Holdings Inc (UPST) Earnings Forecast: Future EPS & Revenue Growth Estimates
The article provides an earnings forecast for Upstart Holdings Inc (UPST), indicating a current earnings forecast score of 7.20 and ranking 178 in the Banking Services industry. Analysts project an average price target of $60.50, with a "Buy" trend based on 15 analysts. The expected revenue for the next quarter is $346.97 million, and EPS is forecasted at $0.56.
Upstart Holdings Inc (UPST) Revenue Breakdown: Business Segments, Regional Revenue & Profit Contribution
This article provides a revenue breakdown for Upstart Holdings Inc (UPST), focusing on its business segments, regional revenue, and profit contribution. It notes that relevant data for FY2025 has not yet been disclosed by the company. The currently available regional data indicates that 100% of the reported $950.01 million revenue comes from the United States.
Lawsuit Notice: Investors Who Hold Upstart Holdings, Inc. (NASDAQ:UPST) Shares Should Contact the Shareholders Foundation
The Shareholders Foundation, Inc. has announced that a lawsuit is pending against Upstart Holdings, Inc. (NASDAQ:UPST) due to alleged securities law violations. Investors who purchased UPST shares before May 2025 and still hold them are encouraged to contact the Shareholders Foundation for options. The lawsuit claims Upstart made false and misleading statements regarding its Model 22's accuracy and impact on revenue.
Insiders Are Betting Big On These 3 High Growth Stocks
The US market is experiencing significant growth, with a 25% increase over the past year and expected annual earnings growth of 19%. This article highlights three high-growth companies with substantial insider ownership: Evolus (EOLS), Hennessy Capital Investment VII (HVII), and Upstart Holdings (UPST). These companies are distinguished by their high insider ownership, strong projected earnings growth, and promising market positions, indicating confidence from those deeply involved in their operations.
Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh Trade Ideas — BCBA:UPST.CI
This article compiles various trade ideas and technical analyses for Upstart Holdings, Inc. (BCBA:UPST.CI) from multiple traders on TradingView. The perspectives range from predictions of further downside and short opportunities due to bearish indicators like death crosses and resistance levels, to potential breakouts and long positions based on strong support, volume, and upcoming events like a share repurchase program. Traders offer diverse short-term and long-term outlooks, emphasizing the volatility and speculative nature of the stock.
Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh Trade Ideas — BCBA:UPST.CI
This article compiles various trading ideas and analyses for Upstart Holdings, Inc. (UPST.CI, NASDAQ:UPST) from different traders on TradingView. The analyses cover technical indicators, potential for short squeezes, upcoming earnings reports, and the impact of the macroeconomic environment, particularly interest rates. Opinions are mixed, with some predicting significant upside due to AI integration and a potential Fed rate hike pause, while others foresee corrections or express skepticism regarding the company's fundamentals.
Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh Trade Ideas — BCBA:UPST.CI
This article compiles various trade ideas and technical analyses for Upstart Holdings, Inc. (BCBA:UPST.CI, NASDAQ:UPST) from different traders on TradingView. The ideas range from bullish predictions based on cup and handle formations and bullish divergences to bearish outlooks due to rising wedges and gap closures. Several analyses also discuss Upstart's recent financial performance, analyst upgrades, and the implications of its convertible senior notes offering.
Long term debt to total assets ratio of Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh – BCBA:UPST.CI
This article focuses on the "Long term debt to total assets ratio" for Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh (BCBA:UPST.CI). It presents a financial data point (Period Value, Change, Change %) related to this ratio. The page largely consists of standard TradingView interface elements and disclaimers.
Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh Trade Ideas — BCBA:UPST.CI
Upstart Holdings (UPST) is at a critical technical juncture, testing a key descending trendline after a prolonged downtrend. The company's AI-driven lending platform has shown strong operational progress and a return to profitability in 2025, but faces macroeconomic anxieties about credit risk. Technical analysis suggests a potential trend reversal if UPST can break above $33.56, while a rejection could lead to further declines.
Upstart Holdings, Inc. (UPST) is a trending stock: Facts to know before betting on it
This article identifies Upstart Holdings, Inc. (UPST) as a currently trending stock. It suggests that investors research key facts about the company before making any investment decisions. The content implies that understanding the underlying factors driving its popularity is crucial for informed investment.
Upstart (NASDAQ: UPST) exec sells 15,000 shares, still holds 313K
Upstart Holdings, Inc. executive Sanjay Datta, President, Capital & Enterprise, sold 15,000 shares of common stock on June 9, 2026, at a weighted average price of $30.4077 per share. Following this transaction, he directly holds 313,556 shares of Upstart common stock. The sale, detailed in a Form 4 filing, involved multiple trades and included a note about his RSUs representing contingent rights to common stock.
Citizens reiterates Upstart stock rating on credit disclosure plans
Citizens has reiterated a Market Underperform rating and a $20.00 price target for Upstart Holdings Inc. following a discussion with the new CFO about growth dynamics and disclosure plans. The company plans to continue focusing on its core subprime borrower base for growth and aims to maintain a capital-light business model. Upstart also intends to provide more regular disclosures on credit and growth metrics.
Upstart's President Is Selling $456K In Stock, While Wall Street Analysts Hike Price Targets: What Gives
Upstart's President and Chief Capital Officer, Sanjay Datta, plans to sell 15,000 shares worth approximately $456,000, following previous sales, despite Wall Street analysts raising price targets for the AI lending platform. This comes amidst a significant leadership transition at Upstart, including a new CEO and CFO. Analysts like Jefferies and BofA have adjusted their price targets upwards, citing factors such as a focus on the non-prime segment and strong monthly origination volumes, even as the company's shares have declined over 32% this year and retail sentiment is bearish.
UPST DEADLINE ALERT: ROSEN, NATIONAL TRIAL LAWYERS, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important June 8 Deadline in Securities Class Action - UPST
Rosen Law Firm is reminding investors who purchased Upstart Holdings, Inc. (NASDAQ: UPST) securities between May 14, 2025, and November 4, 2025, about the June 8, 2026, lead plaintiff deadline for a securities class action lawsuit. The lawsuit alleges that Upstart made false and misleading statements regarding its Model 22's accuracy and impact on revenue, leading to investor damages. Investors are encouraged to contact Rosen Law Firm to secure counsel and potentially join the class action.
Sanjay Datta to sell Upstart shares (NASDAQ: UPST) — Form 144 notice
Sanjay Datta has filed a Form 144 notice indicating proposed sales of Upstart Holdings, Inc. common stock, totaling 1,817 shares on May 15, 2026, for $53,707.00 and 7,985 shares on May 20, 2026, for $229,740.00. The filing also details prior restricted stock lapses in February and August 2025, which were related to equity compensation. A Form 144 notice signifies an intent to sell but does not confirm the actual execution of the sale.
CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Highlights Class Action Against Upstart Holdings (UPST) and Upcoming Lead Plaintiff Deadline of June 8, 2026
Faruqi & Faruqi, LLP is highlighting a class action lawsuit against Upstart Holdings (UPST) for alleged federal securities law violations between May 14, 2025, and November 4, 2025. The firm encourages affected investors to contact them directly, emphasizing the lead plaintiff deadline of June 8, 2026. The lawsuit claims Upstart’s Model 22 frequently overreacted to negative macroeconomic signals, impacting revenue and rendering previous guidance unreliable, leading to a significant stock price drop after Q3 2025 earnings were released.
Upstart Holdings (UPST) Faces Class Action Lawsuit Over Misleading Statements
Upstart Holdings (UPST) is facing a federal securities class action lawsuit alleging the company made misleading statements about its "Model 22" AI credit underwriting model between May and November 2025. Despite the legal challenges and a low GF Score™ of 60/100, GuruFocus indicates UPST is currently undervalued by 48.3%, with insiders showing confidence through recent stock purchases. Investors are advised to carefully consider these factors.
UPST DEADLINE TODAY: ROSEN, LEADING INVESTOR COUNSEL, Encourages Upstart Holdings, Inc. ...
The Rosen Law Firm is reminding purchasers of Upstart Holdings, Inc. (NASDAQ: UPST) securities between May 14, 2025, and November 4, 2025, of the June 8, 2026, lead plaintiff deadline for a class action lawsuit. The lawsuit alleges that Upstart made false or misleading statements regarding its Model 22's accuracy and impact on loan approval rates, leading to investor damages. Investors are encouraged to contact the firm to potentially serve as lead plaintiff.
Upstart Holdings, Inc. Stock 12‑Month Price Target Cut to $39, Implies 31% Upside
Upstart Holdings, Inc.'s average 12-month price target has been slightly lowered from $39.31 to $39 by 16 analysts, implying a potential 31% upside from its recent closing price. Despite the small reduction, the consensus rating for UPST remains a "Buy," with a majority of analysts recommending to either buy or hold the stock. Investors can find more detailed analyst data and historical recommendations on TradingView's platform.
UPST Deadline: UPST Investors Have Opportunity to Lead Upstart Holdings, Inc. Securities Fraud Lawsuit
The Rosen Law Firm is reminding investors of Upstart Holdings, Inc. (NASDAQ: UPST) who purchased securities between May 14, 2025, and November 4, 2025, about the June 8, 2026, deadline to seek appointment as lead plaintiff in a securities fraud lawsuit. The lawsuit alleges that Upstart made false and misleading statements regarding its Model 22's accuracy and impact on revenue, leading to investor damages. Investors are encouraged to contact the Rosen Law Firm for more information on joining the class action.
