Is Upstart Stock a Buy, Sell, or Hold At Its New 52-Week Low?
Upstart (NASDAQ: UPST) stock has reached a new 52-week low, down over 70% from its peak last July, making investors question its future. Despite the stock's persistent weakness since its IPO, the AI-powered credit bureau reported a 42% year-over-year revenue increase in Q2 and anticipates 40% full-year top-line growth compared to 2025. While analysts have a consensus price target 70% above its current price, The Motley Fool's Stock Advisor team did not include Upstart in its list of 10 best long-term growth stocks.
Upstart Holdings (UPST) Expanded Into HELOC And Auto Lending With A Credit Union
Upstart Holdings (UPST) has expanded its partnership with Commonwealth Credit Union to include home equity lines of credit (HELOC) and indirect auto lending. This move broadens Upstart's AI-driven underwriting platform beyond unsecured personal loans into secured credit products. The expansion aligns with Upstart's strategy to grow HELOCs and deepen relationships with banks and credit unions, providing a new way for the company to generate revenue.
Upstart Holdings stock hits 52-week low at 22.78 USD By Investing.com
Upstart Holdings (UPST) stock has dropped to a new 52-week low of $22.78, reflecting a 56.79% decline over the past year. Despite its high volatility (beta of 2.17) and market challenges, InvestingPro analysis suggests the stock may be undervalued, appearing on their "Most Undervalued" list. The company reported strong revenue growth of 45% in the last twelve months and analysts predict profitability this year, although recent Q2 2026 earnings showed mixed results with revenue exceeding expectations but EPS falling short.
Upstart Holdings stock hits 52-week low at 22.78 USD By Investing.com
Upstart Holdings (UPST) stock has dropped to a new 52-week low of $22.78 USD, reflecting a 56.79% decline over the past year due to market volatility and sector headwinds. Despite this, InvestingPro analysis suggests the stock might be undervalued, and the company reported impressive 45% revenue growth in the last twelve months, with analysts predicting profitability this year. Upstart recently reported mixed Q2 2026 results, surpassing revenue expectations but missing on EPS, while analysts hold differing views on its future prospects.
Upstart Holdings stock hits 52-week low at 22.78 USD
Upstart Holdings Inc. (UPST) stock has dropped to a new 52-week low of $22.78, reflecting a 56.79% decline over the past year. Despite this downturn, the company reported impressive revenue growth of 45% in the last twelve months and analysts predict profitability this year. The stock's high volatility and recent mixed Q2 2026 results (surpassing revenue but missing EPS expectations) contribute to differing analyst ratings.
Upstart Holdings Inc (UPST) Stock News & Articles
This article provides a compilation of news and articles related to Upstart Holdings Inc (UPST), a tech company using AI for lending. It covers stock performance, earnings reports, analyst ratings, and comparisons with other fintech companies like SoFi and Affirm. The content highlights Upstart's business model, recent market reactions to its earnings, and various investment perspectives on the company and the broader fintech sector.
3 Niche Growth Stocks With an Edge Their Rivals Can’t Ignore
This article highlights three niche growth stocks—Upstart Holdings (UPST), Sezzle (SEZL), and Intuitive Machines (LUNR)—that possess competitive advantages in specialized industries. Upstart has returned to profitability with growing loan originations, Sezzle is experiencing rapid revenue and subscriber growth driven by buy-now-pay-later demand, and Intuitive Machines is seeing record revenue and a growing backlog from NASA missions. While each company faces specific risks, such as high short interest for Upstart, valuation concerns for Sezzle, and negative operating cash flow for Intuitive Machines, they are identified as having significant growth potential.
Upstart Stock Reverses Higher After Hitting 52-Week Low
Upstart Holdings Inc. (NASDAQ: UPST) shares reversed higher after touching a new 52-week low of $23.72 on Thursday. This bounce follows a strong second-quarter report where the company beat revenue estimates, reported positive GAAP earnings, and saw significant loan growth. Despite a mixed sector performance, Upstart managed to trade higher, bucking the trend of money favoring defensive stocks.
Upstart Stock Reverses Higher After Hitting 52-Week Low
Upstart Holdings Inc. (UPST) shares reversed higher after touching a new 52-week low of $23.72, climbing back toward $24.54. This bounce follows a strong second-quarter report where the company beat revenue estimates, posted positive GAAP earnings, and saw originations increase by 50%. Despite the broader sector showing a mixed performance, Upstart managed to trade higher.
Upstart Holdings stock hits 52-week low at $23.94
Upstart Holdings (UPST) stock has fallen to a 52-week low of $23.96, representing a nearly 60% decline over the past year. Despite this, InvestingPro analysis suggests the stock may be undervalued with a fair value of $31.83. The company recently reported mixed Q2 2026 results, beating revenue expectations but slightly missing adjusted EPS, prompting varied analyst ratings from Mizuho (Outperform, $45 target) and Loop Capital (Hold, $34 target).
Sensitive Sector: Why Are Upstart, Affirm, and SoFi Dropping Faster Than the Broader Equities Market?
Shares of consumer lending companies Upstart (UPST), Affirm (AFRM), and SoFi (SOFI) dropped significantly on Wednesday afternoon, even as the broader financial sector remained stable. This indicates a sector-specific repricing of consumer credit rather than issues with individual companies. The downturn highlights the sensitivity of these lenders to interest rates and consumer credit performance, a dynamic that has historically affected them collectively.
UPST Reiterates by BTIG -- Price Target Maintained at $43
BTIG has reiterated a "Buy" rating for Upstart Holdings (UPST), maintaining its price target at $43.00, suggesting confidence in the company's growth potential despite its current unprofitability. GuruFocus calculates UPST's GF Value™ at $60.95, indicating the stock is significantly undervalued at its current price of $25.58. However, the company's GF Score™ of 59/100, while showing strong growth potential, also highlights weaknesses in financial strength and profitability, leading to mixed sentiment among institutional investors and insiders.
Kuehn Law Encourages Investors of Upstart Holdings, Inc. to Contact Law Firm
Kuehn Law, PLLC is investigating Upstart Holdings, Inc. (NASDAQ: UPST) after a federal securities lawsuit alleged that the company misrepresented its AI model's accuracy and its impact on revenue. The lawsuit claims that Upstart's Model 22 frequently overreacted to negative macroeconomic signals, leading to overstated loan approval rates and unreliable FY 2025 revenue guidance. The law firm is encouraging investors who purchased shares prior to May 14, 2025, to contact them to discuss their rights, emphasizing that their participation helps maintain the integrity of financial markets.
Upstart holdings president Datta sells $3.17m in stock
Sanjay Datta, President of Capital & Enterprise at Upstart Holdings, Inc., sold 116,000 shares of company stock worth approximately $3.17 million on September 8, 2026, after exercising employee stock options. The sale occurred shortly before a more than 10% drop in the stock's value. Datta still holds 476,578 shares and 302,607 derivative securities, while analysts have mixed views on Upstart's financial trajectory following its recent Q2 2026 earnings report.
Upstart (NASDAQ: UPST) CEO boosts stake in open-market buy
Upstart Holdings, Inc. CEO Paul Gu recently purchased 50,000 shares of UPST common stock on September 10, 2026, through JECCO, LLC, an entity he manages. The transaction, executed at a weighted average price of $25.55 per share, increased his indirect holdings to 130,000 shares and his direct holdings to 1,102,616 shares. This insider buy signals a positive sentiment from the CEO regarding the company's prospects.
Loop Capital Starts Upstart Holdings Inc (UPST) at Hold
Loop Capital analyst Reginald Smith initiated coverage on Upstart Holdings Inc (UPST) with a "Hold" rating. This news was updated shortly after its initial publication. The full details of the analyst's report are available to premium subscribers of StreetInsider.com.
Upstart Publishes August 2026 Originations and Latest UMI
Upstart Holdings, Inc. has released its monthly origination volume for August 2026, totaling $1,342.1 million over 26.5 origination days, averaging $50.7 million per day. The company also published its latest Upstart Macro Index (UMI) reading, which remains at 1.50, indicating elevated default risk compared to a normal economy. This UMI value has been above 1.0 since early 2022, reflecting sustained macroeconomic impact on credit losses.
How Upstart Holdings Inc. (UPST) Affects Rotational Strategy Timing
Upstart Holdings Inc. (UPST) is showing weak sentiment across all time horizons, indicating a short bias according to AI models. The analysis highlights an exceptional 88.0:1 risk-reward short setup targeting a 25.0% downside with minimal risk. Three distinct trading strategies—Position, Momentum Breakout, and Risk Hedging—are provided, outlining entry, target, and stop-loss levels for different risk profiles.
Upstart Holdings’ chief accounting officer sells $27,417 in stock
Natalia Mirgorodskaya, Chief Accounting Officer at Upstart Holdings, sold 913 shares of company stock worth $27,417 on August 25, 2026, through a pre-arranged trading plan. This transaction occurred after a 56% decline in Upstart shares over the past year, though the stock recently gained 5.5%. Following the sale, Mirgorodskaya beneficially owns 35,875 shares, including restricted stock units.
Upstart (NASDAQ: UPST) officer plans 913-share Rule 144 sale
Upstart Holdings, Inc. (NASDAQ: UPST) officer Natalia Mirgorodskaya has filed a Rule 144 notice to sell 913 shares of common stock through Charles Schwab, valued at $27,417.00. These shares are related to a Restricted Stock Lapse and equity compensation. The filing also discloses previous sales by Mirgorodskaya on May 26, 2026 (974 shares for $28,236.00) and August 20, 2026 (586 shares for $16,461.00).
Analysts Offer Insights on Financial Companies: Ionic Digital Inc. Class A (IOND) and Upstart Holdings (UPST)
BTIG analysts have issued bullish sentiments for Ionic Digital Inc. Class A (IOND) and Upstart Holdings (UPST). Ionic Digital Inc. Class A received a Buy rating and an $85.00 price target from BTIG and Jefferies. Upstart Holdings also maintained a Buy rating from BTIG with a $43.00 price target.
Upstart Stock Rallies 7% After-Hours Today — Who Is The New CEO?
Upstart's stock rallied nearly 7% after-hours following the announcement that co-founder and CTO Paul Gu will succeed Dave Girouard as CEO on May 1, 2026. The company also reported strong fourth-quarter revenue of $296 million, a 35% increase year-over-year, and provided an optimistic full-year 2026 revenue outlook of $1.4 billion, exceeding analyst expectations. Girouard will transition to Executive Chairman, ensuring a smooth leadership change.
Upstart Holdings’ chief accounting officer sells $16,460 in shares
Upstart Holdings' Chief Accounting Officer, Natalia Mirgorodskaya, sold 586 shares of the company's common stock for $16,460 to cover tax withholding obligations. This transaction, occurring at a weighted average price of $28.0899 per share, leaves Mirgorodskaya with 36,788 beneficially owned shares. The sale follows a mixed Q2 2026 performance where Upstart exceeded revenue expectations but missed on adjusted EPS, though it returned to GAAP profitability.
Upstart president Sanjay Datta sells $565k in company stock
Sanjay Datta, President of Capital & Enterprise at Upstart Holdings, Inc., recently sold 18,945 shares of company common stock worth approximately $565,931. The sales occurred over two days, partly to cover tax withholding obligations. Following these transactions, Datta's direct beneficial ownership in Upstart stands at 292,578 shares.
Upstart president Sanjay Datta sells $565k in company stock
Sanjay Datta, President of Capital & Enterprise at Upstart Holdings, Inc., recently sold 18,945 shares of company stock worth approximately $565,931. These transactions, which occurred on August 19 and 20, 2026, included sales to cover tax withholding obligations. Following these sales, Datta's direct beneficial ownership stands at 292,578 shares.
Upstart Holdings (UPST) legal chief sells 7,696 shares for RSU taxes
Upstart Holdings' Chief Legal Officer, Scott Darling, sold 7,696 shares of common stock on August 20, 2026, at a weighted average price of $28.0946 per share. This transaction was carried out to cover tax withholding obligations related to the vesting of restricted stock units (RSUs). Following the sale, Darling directly holds 73,306 shares and indirectly holds 46,610 shares through the Darling Family Trust.
Upstart (NASDAQ: UPST) exec sells 18,945 shares, partly for RSU taxes
Sanjay Datta, President, Capital & Enterprise at Upstart Holdings, Inc. (NASDAQ: UPST), sold a total of 18,945 shares of common stock over two days. On August 19, 2026, he sold 10,000 shares at $31.4633 per share, and on August 20, 2026, he sold 8,945 shares at $28.0937 per share, with the latter sale primarily to cover tax withholding obligations related to vesting restricted stock units (RSUs). After these transactions, Datta directly holds 292,578 shares of common stock.
Upstart (NASDAQ: UPST) officer lines up $251K stock sale tied to restricted stock units
Upstart Holdings, Inc. officer Sanjay Datta has filed a Rule 144 notice to sell 8,945 shares of common stock, valued at $251,298.00. The sale is intended to cover tax obligations arising from the settlement of vested restricted stock units. This filing also details several prior share sales by Datta over the last three months.
UPST Investors Have Opportunity to Lead Upstart Holdings, Inc. Securities Fraud Lawsuit
The Rosen Law Firm is reminding investors who purchased Upstart Holdings, Inc. (NASDAQ: UPST) securities between May 14, 2025, and November 4, 2025, that they have an opportunity to join a securities fraud class action lawsuit. Investors have until June 8, 2026, to move the Court to serve as lead plaintiff. The lawsuit alleges that Upstart's Model 22 frequently overreacted to negative macroeconomic signals, leading to overstated accuracy and a negative impact on revenue, rendering the 2025 revenue guidance unreliable.
Upstart (NASDAQ: UPST) officer lines up new stock sale tied to RSU taxes
Upstart Holdings, Inc. (UPST) officer Scott Darling has filed a Form 144 to sell 7,696 shares of common stock, valued at $216,216.00, to cover tax obligations from vested Restricted Stock Units. This proposed sale follows two previous sales by Darling within the last three months, totaling 6,634 shares for $190,912.00 and 814 shares for $23,898.00. The transaction is being handled by Charles Schwab & Co., Inc.
Upstart Stock Slides Thursday: What's Going On?
Upstart Holdings Inc. (UPST) stock fell on Thursday, reversing gains from the previous day. This decline is attributed to rising long-term Treasury yields and recent insider stock sales, although the sales are part of pre-scheduled plans. Despite the current slide, Upstart reported strong Q2 2026 earnings and received conditional OCC approval to establish Upstart Bank, N.A.
Upstart Stock Is Down 50% This Year. Its Best Quarter Ever Just Happened.
Upstart Holdings (UPST) stock has dropped 50% over the past year despite a strong Q2 performance where it beat revenue estimates, achieved its highest contribution profit ever, and returned to GAAP net income. CEO Paul Gu noted a significant gap between the company's internal perception of its business strength and the market's valuation. While Street analysts have a mean target of $41, TIKR's mid-case model values Upstart stock at $151 by December 2030, projecting a 394% total return, based on continued reacceleration in core personal loans and secured product growth.
UPST Investors Have Opportunity to Lead Upstart Holdings, Inc. Securities Fraud Lawsuit with the Schall Law Firm
The Schall Law Firm is encouraging investors who purchased Upstart Holdings, Inc. (NASDAQ: UPST) securities between May 14, 2025, and November 4, 2025, to join a class action lawsuit. The lawsuit alleges that Upstart made false and misleading statements about its "Model 22" AI, claiming it frequently reacted poorly to macroeconomic signals and that its overall accuracy was overstated, negatively impacting business performance. Investors who suffered losses are advised to contact The Schall Law Firm before June 8, 2026.
Upstart Holdings (UPST) Is Up 5.2% After Announcing Plans To Launch Upstart Bank
Upstart Holdings (UPST) has announced plans to launch Upstart Bank early next year, marking a "second leg" in its development. This move, alongside a focus on secured credit products and a vertically integrated bank model, aims to deepen funding access and broaden Upstart's role in consumer credit. The company's CEO, Paul Gu, stated this shift will help turn its AI lending platform into sustained profitable growth, while addressing funding constraints and expanding its investment narrative.
Upstart (NASDAQ: UPST) CFO logs tax-withholding and trading-plan sale
Upstart Holdings, Inc. (UPST) CFO Andrea Blankmeyer sold a total of 10,175 shares of common stock in two transactions in August 2026. The sales included 7,175 shares at a weighted average price of $29.3583 to cover tax withholding obligations from restricted stock units (RSUs) and 3,000 shares at $29.33 under a pre-arranged Rule 10b5-1 trading plan. After these transactions, Blankmeyer directly holds 152,208 shares of common stock.
Upstart Holdings Inc (UPST) News, Articles, Events & Latest Updates
This article compiles recent news and updates on Upstart Holdings Inc. (UPST), focusing on its stock performance, financial results, and analyst ratings. Key highlights include Upstart's Q2 2026 earnings beating estimates, leading to a stock surge and increased analyst forecasts, despite some recent stock slides. The article also features comparisons with other fintech lending companies like SoFi and Pagaya.
Las ETF que invierten en acciones de Upstart Holdings, Inc.
This article lists various Exchange Traded Funds (ETFs) that hold shares of Upstart Holdings, Inc. It provides detailed financial data for each ETF, including market value, percentage weight of UPST, issuer, management style, expense ratio, and total returns. The information aims to facilitate investment decisions in Upstart Holdings through diversified ETF options.
Upstart (NASDAQ: UPST) president sells shares to cover RSU taxes
Upstart Holdings, Inc. President, Capital & Enterprise, Sanjay Datta, sold 2,033 shares of common stock on August 17, 2026, at a weighted average price of $29.3571 per share. The sale, totaling approximately $60,000, was made to cover tax withholding obligations arising from the vesting of restricted stock units (RSUs). Following this transaction, Datta directly holds 311,523 shares of common stock, including RSUs.
SoFi Climbs 6%, Upstart Jumps 8%, Affirm Rises 7% as Fintech Names Rebound With Bond Market Catalyst
Fintech stocks like SoFi, Upstart, and Affirm saw significant gains on Wednesday, driven by a retreat in long-end Treasury yields rather than company-specific news. SoFi and Upstart remain down substantially year-to-date despite the rally, while Affirm has performed better. Investors are cautioned that these gains are linked to macro-economic factors and could reverse if bond yields change direction.
SoFi vs. Upstart: Which Fintech Lending Stock Fits Your Portfolio Best?
This article compares two fintech lending stocks, SoFi (SOFI) and Upstart (UPST), analyzing their business models, recent financial performance, and future outlook. While both companies are experiencing growth, SoFi is presented as a more diversified and stable investment due to its broader financial platform and stronger profitability, whereas Upstart's reliance on external capital and sensitivity to credit conditions make its recovery less durable. The analysis concludes that SoFi is a stronger candidate for long-term investment compared to Upstart, despite Upstart's lower valuation on a price-to-sales basis.
Mizuho reiterates Upstart stock rating citing conservative guidance By Investing.com
Mizuho has reiterated an Outperform rating and a $45.00 price target for Upstart Holdings Inc (NASDAQ:UPST), believing the company's 2026 revenue guidance to be conservative given its recent growth. Despite a 52% stock decline over the past year, InvestingPro analysis indicates the shares are slightly undervalued, with anticipated net income growth and continued profitability expected this year. The firm also noted progress in Upstart's home equity line of credit and auto lending products, along with positive indications regarding Google AI overviews and the planned bank charter.
Mizuho on Upstart Holdings Inc (UPST) Post Mgmt. Meet: 'We walked away still feeling upbeat about the story'
Mizuho analyst Dan Dolev reiterated an Outperform rating and $45.00 price target for Upstart Holdings Inc (UPST) after a management meeting. The upbeat sentiment stems from conservative 2026 guidance, strong progress in HELOCs and Auto loans, no degradation from Google AI overviews, stable UMI indicating flat originations, and a belief that a bank charter would be accretive without needing an equity raise.
Upstart Holdings, Inc. SEC Filing (Aug 17, 2026)
This article reports on an SEC Form 144 filing by Upstart Holdings, Inc. (UPST) on August 17, 2026, indicating a proposed sale of 7,175 shares of common stock by an individual, acquired through restricted stock lapse. The filing, categorized as "neutral" in impact and sentiment by AI analysis, shows an aggregate market value of $210,646 for the shares.
August 2026's Top Growth Picks With Insider Confidence
This article identifies top growth companies in the United States with significant insider ownership, highlighting their strong performance and future prospects. It features detailed analyses of PDF Solutions (PDFS), Upstart Holdings (UPST), and Riskified (RSKD), discussing their financial growth, revenue forecasts, and insider confidence. The U.S. market itself has shown robust growth, with a 20% increase over the past year and an expected 17% annual earnings growth.
Upstart Holdings Inc (UPST) Stock Price, Quote, News & History
This article provides a comprehensive overview of Upstart Holdings Inc. (UPST) stock, including its current price, key statistics, recent news, financial data, and analyst forecasts. It highlights the company's strong Q2 results, record loan origination growth, and increased analyst price targets. The article also includes a section on valuation metrics, company debt, and answers frequently asked questions about buying UPST stock and its competitors.
August 2026's Top Growth Picks With Insider Confidence
This article identifies top growth companies in the United States for August 2026 that also exhibit high insider ownership, suggesting strong internal confidence. It highlights PDF Solutions, Upstart Holdings, and Riskified as notable picks, detailing their financial performance, growth forecasts, and insider ownership percentages. The US market itself has shown robust performance, with earnings projected to grow by 17% annually.
Q2 2026 Upstart Holdings Inc Earnings Call Transcript
Upstart Holdings Inc (UPST) reported strong Q2 2026 results, with originations up 50% year-over-year and a return to GAAP profitability. The company secured significant institutional funding, and its AI model continues to outperform traditional credit scoring. Despite macroeconomic headwinds and the discontinuation of its auto refinance business, Upstart maintains its full-year guidance, reflecting cautious optimism.
Upstart Investors Sue Over an AI Model That Quietly Rejected Borrowers
Upstart Holdings is facing a securities fraud class action lawsuit alleging that executives concealed the fact its Model 22 AI underwriting system was quietly rejecting borrowers, even as they provided positive revenue guidance. Investors claim the company overstated Model 22's accuracy and ability to raise approval rates, leading to a stock drop in November 2025 when revenue missed expectations. The lawsuit highlights the critical issue of corporate AI disclosure and transparency regarding how models behave, especially when financial performance is tied to their function.
UPST: Record Q2 profits and strategic focus on core lending signal a new phase of AI-driven growth
Upstart Holdings, Inc. (UPST) reported record Q2 profits, driven by strong performance in core personal loans and improved margins in secured products. The company is undergoing a leadership transition and renewed focus on contribution profit, addressing investor concerns about capital efficiency and operating leverage. Management outlined a strategy for sustainable, AI-driven growth during the Bank of America SMID Cap Virtual Conference.
UPST INVESTOR ALERT: Bronstein, Gewirtz and Grossman, LLC Reminds
Bronstein, Gewirtz and Grossman, LLC has filed a class action lawsuit against Upstart Holdings, Inc. (NASDAQ:UPST) and some of its officers. The lawsuit alleges that Upstart made false and misleading statements regarding its AI underwriting model's accuracy and impact on revenue. Investors who purchased Upstart securities between May 14, 2025, and November 4, 2025, are encouraged to contact the firm by June 8, 2026, to request to be appointed as lead plaintiff.
