Two Unum Group Insiders Make Major Moves in the Market
Two Unum Group directors, Cynthia Egan and Timothy Keaney, recently sold a combined 13,500 shares of company stock worth nearly $1 million. This insider activity comes as Unum Group shares reacted to Q4 results showing solid premium growth but an earnings miss due to higher benefit costs. Spark, TipRanks’ AI Analyst, rates UNM as Neutral due to solid capitalization and a positive 2026 outlook, despite 2025 profitability downturn and weak technicals.
Insider Selling: Unum Group (NYSE:UNM) Director Sells 9,000 Shares of Stock
Unum Group (NYSE:UNM) Director Cynthia Egan recently sold 9,000 shares of the company's stock for $657,000, reducing her ownership by over 17%. This sale follows the company missing Q4 earnings estimates and issuing FY2026 guidance lower than analyst expectations, despite announcing a $1 billion share buyback and a quarterly dividend.
Unum Group (NYSE:UNM) Director Sells $326,610.00 in Stock
Unum Group director Timothy Keaney sold 4,500 shares of the company's stock for $326,610.00, reducing his stake by 10.44%. The sale occurred amidst Unum Group missing Q4 EPS estimates but setting optimistic FY2026 guidance and authorizing a $1.0 billion share repurchase program and a quarterly dividend. Analysts currently rate Unum Group as a "Moderate Buy" with an average price target of $96.75.
What Makes Unum Group (UNM) Highly Favored by Hedge Funds
Unum Group (UNM) is favored by hedge funds as one of 12 oversold financial stocks despite lowered price targets from analysts following a weak quarterly report and modest 2026 guidance. Evercore ISI maintained an "Outperform" rating, while J.P. Morgan reiterated a "Neutral" rating, both noting the company's financial protection benefit solutions. The article also suggests that certain AI stocks might offer greater upside potential.
How Investors Are Reacting To Unum Group (UNM) Buybacks Amid Sharply Lower Net Income
Unum Group reported sharply lower net income in its fourth-quarter and full-year 2025 results, despite an increase in revenue and the completion of a significant share buyback program. This decline in profitability raises concerns among investors about the resilience of Unum's earnings and its ability to consistently support dividends and future buybacks without straining profit margins. While the company's long-term growth forecasts remain positive, the wide range of fair value estimates from the Simply Wall St Community highlights investor uncertainty regarding the sustainability of Unum's earnings power.
Cibc World Market Inc. Decreases Stake in Unum Group $UNM
Cibc World Market Inc. reduced its stake in Unum Group by 37.0% in Q3, selling nearly 30,000 shares and ending the quarter with holdings valued at about $3.96 million. Despite this, other institutions significantly increased their positions, with Norges Bank initiating a new $1.11 billion stake. Unum Group continues to boost shareholder returns through a $1.0 billion share buyback program and a $0.46 quarterly dividend, maintaining a "Moderate Buy" consensus rating from analysts.
Rhumbline Advisers Cuts Holdings in Unum Group $UNM
Rhumbline Advisers reduced its stake in Unum Group (NYSE:UNM) by 5.0% in the third quarter, selling 24,181 shares and retaining 459,898 shares valued at approximately $35.8 million. Despite missing Q3 earnings and revenue estimates, Unum Group's board authorized a $1.0 billion share buyback program and declared a quarterly dividend of $0.46. Institutional investors currently hold about 86.6% of the company's stock, and analysts have a "Moderate Buy" rating with a consensus target price of $97.69.
A Look At Unum Group’s Valuation As Shares Weaken Despite Strong Profitability
Unum Group's shares have recently weakened despite the company's strong profitability, making investors question its current valuation. Simply Wall St's analysis suggests the stock is undervalued with a fair value of $95.62 against a $70.82 share price, based on its long-term earnings power and capital use. However, the analysis also flags potential risks such as elevated benefit ratios and competition.
5 Must-Read Analyst Questions From Unum Group’s Q4 Earnings Call
Unum Group's Q4 earnings fell short of Wall Street expectations due to higher-than-expected benefits experience in group disability and life insurance. Despite this, management emphasized that the core return on equity remained resilient and the adverse trends were not indicative of a lasting shift in earnings power. Analysts questioned various aspects including disability loss ratios, competitive dynamics, international claims volatility, and long-term care risk transfer.
5 Must-Read Analyst Questions From Unum Group’s Q4 Earnings Call
Unum Group's Q4 earnings fell short of analyst expectations, with revenue and adjusted EPS missing estimates. The shortfall was attributed to higher-than-expected benefits experience in group disability and life insurance. Management, however, expressed confidence in the company's underlying earnings power and addressed analyst concerns regarding loss ratios, competitive dynamics, and long-term care block exposure.
Unum Group Reaffirms 2026 Growth Targets, 100% Capital Return, Shifts Closed Block “Below the Line”
Unum Group reaffirmed its 2026 growth targets, including 4%-7% premium growth and 8%-12% EPS growth, with a commitment to return approximately 100% of earnings to shareholders. The company plans to report Closed Block results "below the line" as a special item to highlight core business performance. Management also detailed group disability claims trends, pricing, and capital deployment strategies, emphasizing sustained recovery rates and strategic investments in leave management and AI.
Unum Group gears up to report Q4 earnings: Here's what to expect
This article states that Unum Group is preparing to report its Q4 earnings. It informs readers about the upcoming financial announcement from the company.
Analysts Offer Insights on Financial Companies: Grupo Supervielle SA (SUPV), Banco Bradesco SA (BBD) and Unum Group (UNM)
Bank of America Securities analysts have provided new ratings for financial companies. Ernesto Gabilondo maintained a Hold rating on Grupo Supervielle SA (SUPV), while Mario Pierry maintained a Buy rating on Banco Bradesco SA (BBD). Joshua Shanker issued a Hold rating on Unum Group (UNM), with J.P. Morgan also maintaining a Hold rating for UNM.
Unum Capital Strength And Buybacks Confront Softer Earnings And Flat Sales
Unum Group (NYSE:UNM) is demonstrating strong capital and liquidity, completing acquisitions, raising dividends, and executing share repurchases despite softer Q4 earnings and flat sales. The company's financial strength, including a 440% risk-based capital ratio and US$3.2 billion in holding company cash, indicates a proactive approach to capital deployment, which management views as supportive of long-term per-share metrics. Investors are weighing the strong capital position and shareholder-friendly actions against the backdrop of lower year-over-year earnings and ongoing competitive pressures in the group benefits market.
Unum Group (NYSE:UNM) Q4 2025 Earnings Call Transcript
Unum Group (NYSE:UNM) discusses its Q4 2025 earnings, highlighting a strong focus on core operations, digital capabilities, and risk reduction in its closed block. The company reported adjusted EPS of $8.13 for full year 2025, driven by higher-than-expected benefits experience, and expects 8% to 12% EPS growth in 2026. Management also detailed strategic shifts, including reclassifying closed block earnings and committing to returning approximately $1 billion to shareholders through repurchases and dividends.
Principal Financial Group Inc. Sells 15,735 Shares of Unum Group $UNM
Principal Financial Group Inc. reduced its stake in Unum Group by 4.3% in the third quarter, selling 15,735 shares and holding 348,517 shares worth approximately $27.1 million. This reduction follows Unum Group's disappointing Q4 results, where EPS and revenue missed expectations, and its FY 2026 guidance was slightly below Street estimates. Despite the near-term selling pressure, Unum's board approved a $1.0 billion share buyback program and declared a $0.46 quarterly dividend, signaling capital returns to shareholders.
Unum Group Reports Q4 Earnings with Adjusted EPS Guidance for 2026
Unum Group announced its Q4 earnings, reporting an adjusted EPS of $8.13 for 2025, falling short of expectations due to increased benefits experience. Management has reset the 2025 base to $7.93 and provided 2026 adjusted EPS guidance between $8.60 and $8.90. The company also detailed plans for increased capital returns to shareholders through dividends and buybacks, and highlighted its digital strategy as a competitive advantage.
Unum Group Q4 Earnings Call Highlights
Unum Group's 2025 adjusted EPS of $8.13 fell below expectations, mainly due to higher benefits experience, prompting a reclassification of Closed Block items in 2026 and a redefined 2025 base of $7.93. The company provided a 2026 adjusted EPS guidance of $8.60–$8.90 with 4%–7% premium growth, and emphasized strong capital returns, including a 10% dividend increase and $1 billion in share buybacks planned for 2026. Despite challenges in Group Disability, management expects stabilization and continued focus on digital strategy and long-term care block risk reduction.
Unum Group (NYSE:UNM) Q4 2025 earnings call transcript
This article provides the Q4 2025 earnings call transcript for Unum Group (NYSE:UNM). It contains a detailed record of the conference call discussions regarding the company's financial performance and future outlook. The transcript is a valuable resource for investors and analysts to understand Unum Group's operational results and management's commentary.
Unum Group Q4 Margin Compression Challenges Bullish Earnings Growth Narratives
Unum Group (UNM) reported Q4 revenue of US$3.2 billion and EPS of US$1.04, with its trailing net profit margin decreasing to 5.6% from 13.8% a year earlier. This margin compression and high P/E ratio challenge bullish narratives, despite analysts projecting 28.8% annual earnings growth and a DCF fair value significantly higher than the current share price. The article highlights a tension between historical earnings volatility, current profitability concerns, and optimistic future growth projections.
Unum Group (NYSE:UNM) Given New $90.00 Price Target at JPMorgan Chase & Co.
JPMorgan Chase & Co. has lowered its price target for Unum Group (NYSE:UNM) to $90.00 from $92.00, while maintaining a "neutral" rating. This adjustment follows Unum's Q4 earnings miss, with EPS and revenue falling below analyst expectations, and a fiscal year 2026 guidance that was slightly below Street estimates. Despite the earnings miss, the company announced a $1.00 billion share buyback program.
Unum Group (UNM) Q4 2025 Earnings Call Highlights: Strong Capital Position and Strategic Growth Amid Challenges
Unum Group (UNM) reported strong Q4 2025 results, demonstrating robust capital and liquidity with a 440% risk-based capital level and 20% return on equity from core operations. Despite facing challenges like higher-than-expected benefits experience leading to a decline in adjusted EPS and a loss in the corporate segment, the company highlighted strategic growth in international markets, significant digital advancements, and successful shareholder value returns through acquisitions and dividends. Unum Group remains confident in its 2026 EPS outlook, projecting 8-12% growth, and continues to manage its long-term care block and address potential AI impacts.
3 companies shed pension obligations through termination and buyout transactions
TFS Financial, Trane Technologies, and Unum Group have shed pension obligations through termination and buyout transactions. This article highlights their strategies for de-risking their pension plans.
Unum Group Q4 2025 Earnings: Revenue and Profit Below Forecasts - News and Statistics
Unum Group (UNM) reported Q4 2025 earnings that fell short of Wall Street's revenue and profit expectations, with sales flat year-on-year at $3.25 billion and non-GAAP profit at $1.92 per share. Management attributed the weaker results to higher-than-expected benefits experience in group disability and life insurance but provided a positive 2026 outlook, anticipating premium growth and a stabilizing benefit ratio. The company also highlighted strategic initiatives like strong persistency rates and a completed long-term care risk transfer.
Earnings call transcript: Unum Group Q4 2025 misses EPS, shares drop
Unum Group (UNM) reported Q4 2025 earnings, missing EPS and revenue forecasts, leading to a 2.2% drop in pre-market trading. The company posted an EPS of $1.92 against an estimated $2.11, and revenue of $3.24 billion versus an anticipated $3.29 billion. Despite the miss, Unum projects 4%-7% top-line growth and 8%-12% EPS growth for 2026, alongside plans for a $1 billion share repurchase and a 10% dividend increase.
Unum Group price target lowered to $103 from $105 at Evercore ISI
Evercore ISI has lowered its price target for Unum Group (UNM) to $103 from $105 while maintaining an Outperform rating. This adjustment follows what the firm described as a "rough disability quarter" for the company. The analyst noted that Unum Group's 2026 guidance is approximately 1%-2% lower on an "apples to apples" basis.
Unum: A 'Hold' For 2026, Better Alternatives Exist (NYSE:UNM)
The article maintains a 'Hold' rating for Unum Group (UNM) in 2026, citing limited upside and valuation concerns despite operational improvements. It highlights cost pressures, slower premium growth compared to peers, and a reduced dividend yield of 2.4% as factors detracting from its appeal. The author sets a fair value estimate of $65/share and a price target of $52, reflecting muted growth prospects and ongoing risks from the long-term care block.
Unum Group Reports Fourth Quarter 2025 Results
Unum Group reported net income of $174.1 million ($1.04 per diluted common share) for the fourth quarter of 2025, with full-year results showing strong premium growth and return on equity. The company announced a robust balance sheet and returned $1.3 billion to shareholders in 2025. Unum also provided a positive outlook for 2026, expecting continued premium growth and an increase in after-tax adjusted operating income per share.
Unum: Underwriting Disappoints Again, But Valuation Is Low
Shares of Unum Group (UNM) are a 'buy' despite a Q4 earnings miss and ongoing underwriting weakness because its current valuation already reflects these downside risks. The company's core business faces margin compression from higher claims and increased competition, leading management to guide to lower-than-consensus EPS for 2024. However, a strong capital position supports continued buybacks and dividends, backing a 20% upside to a revised $85 fair value target.
Assessing Unum Group (UNM) Valuation After Recent Weak Momentum And Undervaluation Signals
Unum Group (UNM) is currently showing negative short-term momentum but strong long-term shareholder returns, leading to a recent share price of US$75.66. Despite recent declines, the company is considered undervalued with a fair value derived from its long-term cash flow potential estimated at US$95.62, implying significant upside. This valuation is supported by strong capital generation, excess liquidity, and anticipated shareholder returns, contingent on managing benefit ratios and the long-term care block.
Unum Group Reports Q4 2025 Results and 2026 Outlook
Unum Group (UNM) announced its Q4 2025 results, reporting a decline in net income year-over-year but strong full-year premium growth and a robust capital position. While U.S. disability earnings were weaker, group life and AD&D saw stronger performance, leading the company to project continued premium growth and higher operating EPS for 2026. Analysts currently rate UNM stock as a Hold with an $87.00 price target.
UNUM GROUP ($UNM) Releases Q4 2025 Earnings
UNUM GROUP ($UNM) reported its Q4 2025 earnings, missing analyst estimates for both earnings per share ($1.92 vs $2.13) and revenue ($3.234 billion vs $3.316 billion). Following the announcement, the stock price decreased by 7.48%. The article also details recent insider trading sales, institutional investor activity, congressional stock trading, and analyst ratings with price targets for $UNM.
Unum: Q4 Earnings Snapshot
Unum Group (UNM) reported fourth-quarter profit of $174.1 million, or $1.04 per share, with adjusted earnings of $1.92 per share. These results did not meet Wall Street expectations. The company's revenue of $3.24 billion also fell short of analyst forecasts.
Unum Group (NYSE:UNM) Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings, Stock Drops
Unum Group (NYSE:UNM) reported Q4 CY2025 earnings with sales of $3.24 billion, missing analyst estimates, and GAAP EPS significantly below expectations at $1.04. The stock subsequently dropped 7.5%. Despite recent acceleration in Book Value Per Share growth, the overall results for the quarter were weaker than anticipated.
Unum Group (NYSE:UNM) Announces Q4 CY2025 Earnings With Revenue Falling Short of Analyst Expectations, Shares Decline
Unum Group (NYSE: UNM) reported disappointing Q4 2025 earnings, with revenue unchanged year-over-year at $3.24 billion, missing analyst expectations. GAAP EPS was $1.04, nearly half of what was anticipated, leading to a 7.5% drop in stock price. Despite the shortfalls, the company's CEO highlighted the execution of its strategy, strengthening of its Closed Block, and significant capital return to shareholders in 2025.
Unum Group (UNM) Misses Q4 EPS by 19c, Misses on Revenue; Offers FY26 EPS Guidance
Unum Group (UNM) reported fourth-quarter EPS of $1.92, missing the analyst estimate of $2.11 by $0.19. The company also missed on revenue, coming in at $3.24 billion against a consensus estimate of $3.29 billion. Additionally, Unum Group provided FY2026 EPS guidance of $8.60-$8.90, which is below the consensus forecast of $9.30.
Unum Group faces earnings test as LTC de-risking accelerates
Unum Group is facing an earnings test as it reports fourth-quarter results, with investors focusing on the company's ability to sustain profitability while aggressively exiting its long-term care (LTC) business. Analysts expect earnings of $2.11 per share on $3.29 billion in revenue, and the insurer has a "Buy" rating with an implied 24% upside. The company's strategic direction, particularly its LTC de-risking efforts and capital deployment through share repurchases, will be key to investor confidence and future valuation.
TD Waterhouse Canada Inc. Sells 17,392 Shares of Unum Group $UNM
TD Waterhouse Canada Inc. significantly reduced its stake in Unum Group (NYSE:UNM) by 88.3% in the third quarter, selling 17,392 shares. Despite this, other institutional investors have increased their holdings, and Unum Group has announced a share buyback program and a quarterly dividend. Analyst ratings for Unum Group generally lean towards "Moderate Buy" with a consensus target price of $97.08.
Insights into Unum Gr's Upcoming Earnings
Unum Group (NYSE: UNM) is set to announce its quarterly earnings on Thursday, February 5, 2026, with analysts anticipating an EPS of $2.11. The article highlights the importance of future projections for investors and reviews Unum Gr's past earnings performance, noting a 7.23% share price increase after the last quarter's EPS miss.
Unum Group (NYSE:UNM) Given Average Rating of "Moderate Buy" by Analysts
Unum Group (NYSE:UNM) has received a consensus "Moderate Buy" rating from fourteen analysts, with an average 12-month target price of $97.08. The company recently authorized a $1 billion share buyback and declared a quarterly dividend of $0.46, representing a 2.4% yield. Despite missing recent quarterly EPS estimates, analysts remain largely positive on the financial services provider.
Unum Group (UNM) Reports Earnings Tomorrow: What To Expect
Unum Group (UNM) is scheduled to report its earnings tomorrow, with analysts expecting a 1.4% year-on-year revenue growth to $3.29 billion and adjusted earnings of $2.11 per share. The company missed revenue expectations last quarter, and its stock has underperformed, down 2.2% over the last month, against an average analyst price target of $95.62.
Allianz Asset Management GmbH Acquires 978,937 Shares of Unum Group $UNM
Allianz Asset Management GmbH significantly increased its stake in Unum Group (UNM) by 63.7% in Q3, purchasing an additional 978,937 shares to own a total of 2,516,126 shares valued at $195.7 million. This move coincides with Unum Group's board approving a $1.00 billion share buyback and declaring a quarterly dividend of $0.46 per share, reinforcing a strong shareholder-return focus. Despite mixed institutional activity, analysts maintain a "Moderate Buy" rating with a consensus target price of $97.08 for UNM.
A.M. Best affirms ratings of Northwind Holdings
A.M. Best has affirmed the "a" long-term issuer credit rating on the $800 million floating rate insured notes due 2037 issued by Northwind Holdings, a wholly-owned subsidiary of Unum Group. The outlook remains stable. Northwind Holdings, a Vermont-domiciled entity, holds Northwind Reinsurance Company, which provides reinsurance coverage to Unum's subsidiaries and helps fund a closed block of individual disability income policies.
Bank of New York Mellon Corp Sells 54,198 Shares of Unum Group $UNM
Bank of New York Mellon Corp decreased its stake in Unum Group by 2.9%, selling 54,198 shares, yet still maintaining an ownership of 1.05% in the company. Unum Group faces near-term risk after missing recent EPS expectations and having multiple future forecasts lowered by Zacks, despite authorizing a $1.0 billion share buyback program. Institutional investors hold 86.57% of Unum Group's stock, though insider sales of 12,400 shares have also occurred recently.
A.M. Best affirms ratings of Northwind Holdings
A.M. Best has affirmed the "a" long-term issuer credit rating on the $800 million floating rate insured notes due 2037 issued by Northwind Holdings. Northwind Holdings is a Delaware limited liability company and a wholly-owned subsidiary of Unum Group, formed to hold the stock of Northwind Reinsurance Company and issue notes. The affirmation takes into consideration Unum’s operating subsidiaries’ financial strength and the adequacy of cash flows from Northwind Re, though negative pressure could arise from insufficient cash flows, Unum Group's credit deterioration, or poor operating performance.
Unum’s 2026 Outlook in Focus Ahead of Earnings Release
Unum Group is set to release its Q4 and full-year 2025 financial results on February 5, 2026, with investors eagerly awaiting its 2026 outlook. The company previously showed strong Q3 2025 performance, including currency-adjusted premium growth and a robust adjusted return on equity, and has returned $980 million to shareholders through dividends and share repurchases by September 2025. Key areas of scrutiny for the upcoming release include operational trends across its segments, margin development, and new business volume for 2026.
Unum Group (UNM) to Release Quarterly Earnings on Thursday
Unum Group (UNM) is scheduled to release its Q4 2025 earnings after market close on Thursday, February 5th, with analysts forecasting EPS of $2.12 and revenue of $3.2877 billion. The company recently announced a $1.00 billion share buyback program and a quarterly dividend of $0.46. Insider sales and institutional investment activity have also been noted, alongside various analyst ratings.
Unum (UNM) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Unum (UNM) is expected to report a year-over-year increase in earnings and higher revenues for the quarter ended December 2025, with an earnings release anticipated on February 5. Despite the positive outlook for growth, the company's Zacks Earnings ESP of -0.54% and a Zacks Rank #4 suggest difficulty in definitively predicting an earnings beat. Investors are advised to consider other factors alongside the Earnings ESP and Zacks Rank when evaluating the stock.
Mitsubishi UFJ Trust & Banking Corp Sells 25,351 Shares of Unum Group $UNM
Mitsubishi UFJ Trust & Banking Corp has reduced its stake in Unum Group by 16.6%, selling 25,351 shares and retaining 127,142 shares valued at $9.889 million. Despite this, institutional ownership remains high at 86.57%, with other major firms like Norges Bank increasing their positions. Unum Group has also authorized a $1 billion stock buyback and declared a quarterly dividend of $0.46 per share, amidst analyst ratings of "Moderate Buy" with an average target price of $97.08.
Is It Too Late To Revisit Unum Group (UNM) After Its Strong Multi‑Year Rally?
This article analyzes Unum Group (UNM) after its significant multi-year rally, comparing its current price to intrinsic value estimates. Using an Excess Returns model and P/E ratio analysis, Simply Wall St suggests that UNM is currently undervalued, despite recent short-term declines. The article also introduces "Narratives" as a tool for investors to create and compare their own valuation models and forecasts.
