[425] UNITED COMMUNITY BANKS INC Business Combination Communication | UCB SEC Filing - Form 425
United Community Banks, Inc. (UCB) and Peach State Bancshares, Inc. have agreed to a merger, with Peach State Bank & Trust combining into United Community. The merger is subject to shareholder and regulatory approvals, anticipated to close in Q3 2026 with operational conversion in February 2027. UCB, with $28.2 billion in assets, will acquire Peach State, which holds $789 million in assets, expanding United Community's presence in Hall County, Georgia.
GSA Capital Partners LLP Takes $1.94 Million Position in United Community Banks, Inc. $UCB
GSA Capital Partners LLP has acquired a new stake of 62,180 shares, valued at approximately $1.94 million, in United Community Banks, Inc. during the fourth quarter. The bank's recent Q1 earnings met expectations with an EPS of $0.70 and revenue of $278.27 million, marking an 11.6% increase year-over-year. United Community Banks also declared a quarterly dividend of $0.25 per share, yielding about 3.1%, and analysts maintain a "Moderate Buy" consensus with an average target price of $38.40.
Assessing United Community Banks (UCB) Valuation After Recent Share Price Pullback
United Community Banks (UCB) has experienced a recent stock price pullback but maintains strong longer-term returns. Simply Wall St's analysis suggests the stock is undervalued with an intrinsic fair value of $38.17 compared to its current price of $32.47, highlighting diversification of income streams as a key factor. However, potential risks include competition and real estate exposure.
Tax withholding trims UCB (UCB) CAO Alan Kumler stake by 113 shares
Alan H. Kumler, SVP and Chief Accounting Officer of UNITED COMMUNITY BANKS INC, had 113 shares of common stock withheld on May 15, 2026, to cover tax obligations arising from the vesting of time-based stock units. These shares were valued at $32.06 each. After this transaction, Kumler directly holds 21,094 shares of the company's common stock.
Regional Banks Stocks Q1 Highlights: United Community Banks (NYSE:UCB)
This article reviews Q1 earnings for regional banks, focusing on United Community Banks (UCB). UCB reported revenues up 9.6% year-on-year, but slightly missed analyst expectations, with its stock down 6.6% since the report. The article also highlights top and bottom performers in the sector, like UMB Financial (UMBF) and The Bancorp (TBBK), noting the sector's overall decline in Q1 and a recent market shift from tech to geopolitical risk.
Regional Banks Stocks Q1 Highlights: United Community Banks (NYSE:UCB)
This article reviews the Q1 performance of regional bank stocks, highlighting United Community Banks (UCB), UMB Financial (UMBF), BankUnited (BKU), Lake City Bank (LKFN), and The Bancorp (TBBK). It notes that regional banks overall had a slower Q1, with collective share price declines despite some individual variations. United Community Banks' revenue fell short of estimates, while UMB Financial delivered strong results, and BankUnited and The Bancorp experienced significant misses in their Q1 financial performance.
United Community Banks (UCB) Tops Q2 Earnings Estimates
United Community Banks (UCB) reported its second-quarter earnings, surpassing analyst estimates. Despite beating earnings expectations, the company's revenue for the quarter fell short of the consensus forecast. The report indicates a mixed financial performance for UCB during Q2.
United Community Banks shareholders elect directors and approve proposals at annual meeting
United Community Banks (NYSE: UCB) shareholders approved the election of directors, executive compensation, and the ratification of their independent auditor at their 2026 annual meeting. All twelve director nominees were elected, and both executive compensation and the appointment of PricewaterhouseCoopers LLP were approved. The company has a history of raising dividends and recently reported Q1 2026 earnings in line with forecasts, alongside plans for a significant acquisition and a CFO retirement.
United Community Banks (UCB) 2026 meeting: directors elected, pay and auditor approved
United Community Banks, Inc. (UCB) held its 2026 annual shareholder meeting on May 13, 2026, where shareholders elected all nominated directors, approved the non-binding advisory vote on Named Executive Officers' compensation, and ratified PricewaterhouseCoopers LLP as the independent auditor for the fiscal year ending December 31, 2026. A substantial majority of votes were cast in favor of all three proposals.
United Community (NYSE: UCB) to combine with Peach State Bank — merger timeline
United Community Banks, Inc. (NYSE: UCB) and Peach State Bancshares, Inc. have announced a merger agreement, with the transaction expected to close in the third quarter of 2026, pending regulatory and shareholder approvals. United Community and Peach State reported assets of $28.2 billion and $789 million, respectively, as of March 31, 2026. Peach State's operations are planned to convert to United's systems in early 2027, and United will file a Form S-4 registration statement including a proxy statement/prospectus.
Press Release: United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock
United Community Banks, Inc. has announced a quarterly cash dividend of $0.23 per share on its common stock. The dividend is payable on July 5, 2026, to shareholders of record as of June 15, 2026. This announcement highlights the company's consistent return of value to its shareholders.
United Community (UCB) director receives 2,330 restricted stock units grant
United Community Banks Inc. director Jennifer M. Bazante was granted 2,330 restricted stock units (RSUs) as compensation, vesting the day before the next annual meeting. These RSUs were awarded at $0.00 per share, increasing her direct holdings to 7,345 shares, with an additional 6,020 shares held indirectly through a trust. This transaction is noted as equity-based compensation rather than an open-market purchase.
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock
United Community Banks, Inc. announced that its Board of Directors approved a quarterly cash dividend of $0.25 per share on the company's common stock. The dividend will be payable on July 3, 2026, to shareholders of record as of June 15, 2026. The company is a top-100 U.S. financial institution with $28.2 billion in assets as of March 31, 2026, operating 200 offices across several southeastern states.
Restricted stock grant boosts United Community Banks (UCB) director holdings
United Community Banks director George B. Bell received a grant of 2,330 restricted stock units (RSUs) on May 13, 2026, as reported in a Form 4 filing. These RSUs, which were granted at a stated price of $0.00 per share, are set to vest the day before the company's next annual meeting. Following this transaction, Bell's direct holdings in United Community Banks common stock now total 11,393 shares.
United Community Banks (UCB) director receives 2,330-share stock award
James P. Clements, a director at United Community Banks (UCB), was granted 2,330 common-share-linked restricted stock units on May 13, 2026. This equity award has no cash exercise price and will vest the day before the company's next annual meeting. Following this transaction, Clements' direct holdings in UCB now total 15,600 shares.
[Form 4] UNITED COMMUNITY BANKS INC Insider Trading Activity
Jennifer Mann, a director at United Community Banks Inc., reported a compensation-related stock grant of 2,330 restricted stock units. These units vest the day before the company's next annual meeting, increasing her direct holdings to 18,849 shares of common stock. The transaction had a neutral impact and sentiment according to the filing analysis.
United Community Banks (UCB) director receives 2,330 restricted units
United Community Banks (UCB) director Lance F. Drummond received a grant of 2,330 restricted stock units (RSUs) as compensation, not through an open-market purchase. These RSUs will vest the day before the company's next annual meeting. Following this grant, Drummond's direct holdings in UCB total 18,849 common shares.
United Community Banks (UCB) director granted 2,330 restricted stock units
John Marc James, a director at United Community Banks (UCB), has been granted 2,330 restricted stock units as equity compensation, valued at $0.00 per share. These units will vest the day before the company's next annual meeting. Following this grant, James directly owns 4,856 shares and indirectly holds 3,446 shares through a revocable trust.
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock
United Community Banks, Inc. announced that its Board of Directors approved a quarterly cash dividend of $0.25 per share on the company's common stock. The dividend is scheduled to be paid on July 3, 2026, to shareholders of record as of June 15, 2026. The company, which is based in Greenville, S.C., also provided an overview of its operations, assets, and various accolades, including being a top-100 U.S. financial institution.
Loan loss coverage ratio of United Community Banks, Inc. – NYSE:UCB
This article focuses on the loan loss coverage ratio of United Community Banks, Inc. (NYSE:UCB). It provides a high-level overview of where this financial data can be accessed on the TradingView platform, alongside other financial information for the company. The content appears to be a stub or a starting point for more detailed financial analysis on the platform.
A Look At United Community Banks (UCB) Valuation After Recent Choppy Share Price Moves
United Community Banks (UCB) has experienced mixed share price performance recently, with short-term fluctuations but positive momentum over longer periods. The stock currently trades at a significant discount to its intrinsic value and analyst targets, raising questions about whether it's a genuine buying opportunity or if future growth is already priced in. The article suggests UCB is 12.1% undervalued based on a fair value of $38.17, despite its P/E ratio being slightly above the industry average.
Loan losses (actual) to loan loss reserve of United Community Banks, Inc. – NYSE:UCB
This article provides financial data related to the loan losses (actual) to loan loss reserve for United Community Banks, Inc. (NYSE: UCB). It displays the period, value, and change in these figures, offering insights into the bank's financial health regarding its loan portfolio. The information is presented within the context of TradingView's financial data platform.
Savings deposits to total deposits of United Community Banks, Inc. – NYSE:UCB
The article presents information on the savings deposits to total deposits for United Community Banks, Inc. (NYSE: UCB). It appears to be a financial data point provided by TradingView, with data sourced from ICE Data Services and FactSet. While the specific financial figures are not visible, the title indicates a focus on a key financial metric for the bank.
Demand deposits to total deposits of United Community Banks, Inc. – DUS:UCBN
This article focuses on the demand deposits to total deposits ratio for United Community Banks, Inc. (DUS:UCBN). It appears to be a financial data point provided by TradingView, detailing various metrics for the bank. The content highlights the availability of this specific financial ratio for the company.
United Community Banks (NYSE:UCB) Downgraded by Wall Street Zen to "Sell"
Wall Street Zen has downgraded United Community Banks (NYSE:UCB) from "hold" to "sell," despite the broader analyst consensus being a "Moderate Buy" with an average target price of $38.40 compared to its current trading price of around $33.37. The company recently reported solid earnings, matching EPS estimates of $0.70 and seeing an 11.6% increase in revenue year-over-year. Institutional ownership in UCB remains high at 82.29%, although an executive recently sold a portion of their shares.
United Community (NYSE: UCB) to acquire Peach State Bank; close eyed Q3 2026
United Community Banks, Inc. (NYSE: UCB) announced an agreement to combine with Peach State Bancshares, Inc., with the merger expected to close in Q3 2026 and system conversion planned for early 2027. United Community had $28.2 billion in assets and 200 offices as of March 31, 2026, while Peach State had $789 million in assets and two branches. The transaction is subject to shareholder and banking regulatory approvals, with Peach State employees' current roles expected to continue through at least March 12, 2027.
Horizon Investments LLC Invests $1.15 Million in United Community Banks, Inc. $UCB
Horizon Investments LLC has acquired a new stake of 36,925 shares in United Community Banks, Inc. (NYSE:UCB) valued at approximately $1.15 million during the fourth quarter. United Community Banks reported Q4 earnings of $0.70 per share, meeting analyst estimates, with revenue up 11.6% year-over-year. The company maintains a "Moderate Buy" consensus rating from analysts with an average target price of $38.40.
Vanguard Group Inc. Has $453.15 Million Position in United Community Banks, Inc. $UCB
Vanguard Group Inc. increased its stake in United Community Banks (UCB) by 0.8% in Q4, bringing its total holdings to 14,514,731 shares valued at $453.15 million. This represents 11.94% of the company. United Community Banks reported Q4 EPS of $0.70 and revenue of $277.3 million, with an average analyst rating of "Moderate Buy" and a consensus target price of $38.40.
United Community Banks, Inc. (NYSE:UCB) Given Average Recommendation of "Moderate Buy" by Analysts
United Community Banks, Inc. (NYSE:UCB) has received a consensus "Moderate Buy" rating from analysts, with an average 1-year price target of $38.40. The company recently reported Q1 EPS of $0.70, meeting estimates, and revenue of $277.3 million, an 11.6% increase year-over-year. UCB also announced a quarterly dividend of $0.25, amounting to a 3.0% yield.
Vanguard Capital Management (NYSE: UCB) reports 6.32M shares
Vanguard Capital Management has reported a beneficial ownership of 6,319,637 shares, or 5.28% of United Community Banks Inc. common stock, as of March 31, 2026. This Schedule 13G filing indicates a passive investment stance, with Vanguard holding sole dispositive power over all shares and sole voting power over 943,448 shares. The filing was signed by Ashley Grim on April 30, 2026.
Vanguard Portfolio Management boosts stake in United Community Banks (UCB) to 6.77%
Vanguard Portfolio Management has increased its stake in United Community Banks (UCB) to 6.77%, as reported in a Schedule 13G SEC filing. This represents beneficial ownership of 8,107,083 shares as of March 31, 2026, with Vanguard possessing sole dispositive power over these shares and sole voting power over 62,091 shares. The filing indicates a passive investment intent, meaning Vanguard does not intend to actively influence or change the control of the company.
United Community Banks Announces CFO Retirement and Transition
United Community Banks (UCB) announced that CFO Jefferson L. Harralson will retire on December 31, 2026, after nine years with the company. He will remain in his role until then to ensure a smooth transition and will receive a severance package and early retirement benefits. The company has engaged Korn Ferry to find his successor, aiming to maintain stability.
United Community Banks (NYSE:UCB) EVP Richard Bradshaw Sells 1,510 Shares
United Community Banks (NYSE:UCB) EVP Richard Bradshaw sold 1,510 shares of the company's stock on April 27th for a total of $49,965.90, reducing his stake by 1.76%. The company recently reported quarterly EPS of $0.70, meeting estimates, with revenue of $277.3 million, and pays a quarterly dividend of $0.25. Analysts currently rate UCB as a "Moderate Buy" with a consensus price target of $38.40.
United Community Banks EVP Bradshaw sells $49,965 in UCB stock By Investing.com
Richard Bradshaw, EVP and Chief Banking Officer at United Community Banks Inc. (NASDAQ:UCB), sold 1,510 shares for $49,965. This transaction, executed via a 10b5-1 trading plan, leaves him with 84,497 shares. The sale occurred after the stock delivered 26% returns over the past year, although InvestingPro analysis considers it slightly overvalued.
UCB executive (UCB) sells 1,510 shares under Rule 10b5-1 plan
Richard Bradshaw, EVP and Chief Banking Officer at United Community Banks Inc. (UCB), sold 1,510 shares of common stock at $33.09 per share under a pre-arranged Rule 10b5-1 trading plan. Following this transaction, Bradshaw directly holds 84,497 shares of UCB common stock. The open-market sale amounted to approximately $49,966.
UCB: United Community Bank CFO to Retire, Transition Underway
United Community Bank (UCB) announced the retirement of its Executive Vice President and CFO, Jefferson Harralson, after nine years. Harralson will remain until the end of the year to ensure a smooth transition, and the bank has engaged Korn Ferry to find a successor. While UCB shows solid financial strength and profitability with a GF Score of 72, concerns include moderate growth and recent insider selling activity.
United Community finance chief to retire after nine years; search starts
United Community (NYSE: UCB) announced that its CFO, Jefferson Harralson, will retire at the end of the year after nine years of service. He will remain with the company to ensure a smooth transition, and a nationwide search for his successor, led by Korn Ferry, is underway. This transition follows a period of positive developments for United Community, including strong first-quarter earnings and strategic acquisitions.
United Community Chief Financial Officer Jefferson Harralson to Retire After Nearly a Decade of Dedicated Service
Jefferson Harralson, Executive Vice President and CFO of United Community (NYSE: UCB), will retire after nine years of service. He will remain with the company until the end of the year to ensure a smooth transition, and a nationwide search for his successor is underway. The company expressed gratitude for his dedication and acknowledged his contributions to its strong foundation.
United Community (NYSE: UCB) CFO Jefferson Harralson to retire at end of 2026
United Community Banks, Inc. (NYSE: UCB) announced that CFO Jefferson Harralson will retire effective December 31, 2026, after nine years of service. An agreement outlines his continued employment, salary, benefits, and a $1 million cash severance if he remains until year-end, along with an annual early retirement benefit of $70,000. The company has engaged Korn Ferry to conduct a nationwide search for his successor, with Harralson supporting a smooth transition until his departure.
The 5 Most Interesting Analyst Questions From United Community Banks’s Q1 Earnings Call
United Community Banks (UCB) experienced a Q1 CY2026 revenue miss, leading to a negative market reaction despite management highlighting loan growth and an improving net interest margin. The article details five key analyst questions from the earnings call, covering topics such as deposit costs, loan growth sustainability, M&A activity, share buybacks, and mortgage fee growth, along with management's responses. Key catalysts for future quarters include the integration of Peach State Bank, impact of hiring, and net interest margin trajectory.
Earnings call transcript: United Community Banks Q1 2026 sees stable EPS, revenue beat
United Community Banks (UCB) reported stable Q1 2026 EPS of $0.70, meeting analyst forecasts, and a revenue beat of 1.01% with $276.5 million. Despite these positive results, the stock saw a 4.14% drop in pre-market trading, reflecting cautious investor sentiment. The company also announced the acquisition of Peach State Bank for $100 million, a move expected to be accretive to EPS by $0.12 in 2027 with planned share buybacks.
Hovde Group Lowers United Community Banks (NYSE:UCB) Price Target to $37.00
Hovde Group has reduced its price target for United Community Banks (NYSE:UCB) from $38.00 to $37.00, maintaining a "market perform" rating, which implies a potential 10.45% upside. This adjustment follows UCB's recent quarterly earnings report, where the company met analyst EPS estimates of $0.70 on $277.3 million in revenue, an 11.6% increase year-over-year. Institutional investors hold a significant portion of the company's stock, with firms like Norges Bank, Vaughan Nelson, and Goldman Sachs increasing their stakes.
Earnings call transcript: United Community Banks Q1 2026 sees stable EPS, revenue beat
United Community Banks (UCB) reported stable Q1 2026 EPS of $0.70, meeting analyst forecasts, and revenue of $276.5 million, exceeding expectations by 1.01%. Despite the revenue beat, the stock saw a 4.14% drop in pre-market trading, reflecting cautious investor sentiment. The company also announced the acquisition of Peach State Bank for $100 million, aiming for accretion to EPS in 2027, and highlighted strong performance in AI initiatives and mortgage banking.
Earnings call transcript: United Community Banks Q1 2026 sees stable EPS, revenue beat
United Community Banks reported stable Q1 2026 EPS of $0.70, meeting analyst forecasts, and a revenue beat of 1.01% with $276.5 million. Despite these positive financial results, the stock dropped 4.14% in pre-market trading, reflecting cautious investor sentiment. The company announced the acquisition of Peach State Bank for $100 million and projects continued growth, driven by AI initiatives and mortgage banking.
Assessing United Community Banks (UCB) Valuation After Recent Share Price Momentum
United Community Banks (UCB) has seen recent share price momentum, closing at $33.08, which is approximately 17% below one intrinsic value estimate and at a discount to an analyst target of US$38.17. While strong capital ratios and disciplined management support potential for future growth and M&A activity, investors should also consider competition from larger banks and fintechs, as well as credit risks related to commercial real estate. The stock is currently deemed "UNDERVALUED" with a fair value of $38.17 based on a narrative focusing on steady revenue and resilient margins.
Earnings Update: United Community Banks, Inc. (NYSE:UCB) Just Reported Its First-Quarter Results And Analysts Are Updating Their Forecasts
United Community Banks, Inc. (NYSE:UCB) recently announced its first-quarter results, hitting analyst revenue and earnings per share targets. Following the release, analysts have updated their forecasts for 2026, slightly adjusting EPS expectations but largely maintaining revenue projections. The consensus price target remains unchanged at US$38.17, with analysts expecting the company's growth to outpace the wider industry.
United Community Banks' (UCB) "Buy" Rating Reiterated at DA Davidson
DA Davidson has reiterated a "Buy" rating for United Community Banks (NYSE:UCB) with a $39.00 price target. This comes after the bank reported steady Q1 results, meeting EPS estimates and showing revenue growth, alongside an acquisition expected to bring cost savings. The stock, currently trading around $32.74, holds a "Moderate Buy" consensus rating from analysts.
97,641 Shares in United Community Banks, Inc. $UCB Bought by Ruffer LLP
Ruffer LLP acquired a new stake of 97,641 shares in United Community Banks (NYSE:UCB) during the fourth quarter, valued at approximately $3.05 million. This purchase represents about 0.08% of the company's stock. United Community Banks reported strong Q1 results with revenue beating expectations and adjusted EPS in line with consensus, and also announced the acquisition of Peach State Bancshares.
United Community Banks: Q1 Earnings Snapshot
United Community Banks Inc. (UCB) reported a first-quarter profit of $83.7 million, with earnings of 69 cents per share, or 70 cents adjusted. These results did not meet Wall Street expectations of 71 cents per share. The bank holding company's revenue net of interest expense was $276.5 million, also falling short of analysts' forecasts.
United Community Banks (NYSE: UCB) to Merge with Peach State Bancshares
United Community Banks (NYSE: UCB) and Peach State Bancshares, Inc. announced a merger agreement on April 21, 2026, where Peach State will merge into United, and Peach State Bank & Trust will merge into United Community Bank. United will file a registration statement on Form S-4, which will include Peach State’s proxy statement and United’s prospectus, to register the shares issued in the merger, requiring shareholder and regulatory approvals. The filing includes a joint press release and an investor presentation, with full financial details and transaction considerations expected in the forthcoming S-4.
