Discipline and Rules-Based Execution in UBSI Response
This article provides an in-depth analysis of United Bankshares Inc. (UBSI) using AI models to determine trading strategies based on different risk profiles. It highlights weak near-term sentiment but strong mid and long-term support signals, offering specific entry, target, and stop-loss zones for position, momentum breakout, and risk hedging strategies. The analysis is geared towards providing institutional-grade insights for traders.
United Bankshares, Inc. (NASDAQ:UBSI) Given Consensus Recommendation of "Moderate Buy" by Analysts
United Bankshares, Inc. (NASDAQ:UBSI) has received a "Moderate Buy" consensus recommendation from five analyst firms, with an average 12-month price target of $44.67. Key points highlighted include strong institutional investment, with Norges Bank and First Trust Advisors accumulating shares, leading to approximately 70.8% institutional ownership. The company recently surpassed quarterly earnings expectations and increased its quarterly dividend, offering a 3.4% yield with a 46.5% payout ratio.
United Bankshares stock hits 52-week high at $43.87
United Bankshares Inc. (UBSI) stock reached a new 52-week high of $43.87, demonstrating strong investor confidence with a 19.32% total return over the past year and a 25.36% gain in the last six months. The company has maintained dividend payments for 42 consecutive years, offering a 3.53% yield, and InvestingPro data suggests the stock is currently undervalued. Recent strong Q4 2025 earnings surpassed analyst expectations and led Stephens to raise its price target to $44.00.
Does UBSI’s Earnings Beat And Buyback Completion Change The Bull Case For United Bankshares (UBSI)?
United Bankshares, Inc. (UBSI) recently reported strong fourth-quarter and full-year 2025 financial results, including an increase in net interest income and net income, plus the completion of a significant share buyback. These favorable results reinforce the bank's investment narrative of steady profitability, dividends, and disciplined capital management, despite some concerns about rising net charge-offs. The stock's current valuation suggests it might be undervalued, prompting investors to consider various perspectives on its growth and risks.
United Bankshares stock hits 52-week high at $43.87 By Investing.com
United Bankshares (UBSI) stock recently hit a new 52-week high of $43.87, reflecting a significant 19.32% total return over the past year and a 25.36% gain in six months. This positive momentum is supported by strong financial results, including above-expected fourth-quarter earnings and record net interest income, and a raised price target from Stephens. The company maintains a 3.53% dividend yield and has consistently paid dividends for 42 years, with InvestingPro data suggesting the stock is currently undervalued.
Does UBSI’s Earnings Beat And Buyback Completion Change The Bull Case For United Bankshares (UBSI)?
United Bankshares (UBSI) recently reported strong Q4 2025 results, including higher net interest income and net income, plus the completion of a significant share buyback. This reinforces their investment narrative of a conservative bank offering dividends and disciplined buybacks. While the stock has seen gains, investor views on its fair value still vary widely, reflecting differing expectations on credit risk and growth.
Does UBSI’s Earnings Beat And Buyback Completion Change The Bull Case For United Bankshares (UBSI)?
United Bankshares, Inc. reported strong Q4 2025 earnings with increased net interest income and net income, along with the completion of a share buyback program. These results reinforce the investment narrative of a conservative regional bank combining dividends and disciplined buybacks. While the stock has seen recent gains, potential undervaluation and concerns about rising net charge-offs suggest investors should consider various perspectives on credit risk and growth.
Rice Lacy I III, director at United Bankshares, buys $4,201 in UBSI stock
United Bankshares director Rice Lacy I III recently purchased 101 shares of UBSI common stock for $4,201. This transaction increased Rice Lacy's direct holdings to over 36,966 shares. The purchase follows United Bankshares reporting strong fourth-quarter earnings that surpassed analyst expectations and resulted in a raised price target from Stephens.
Stephens Highlights Strong Returns at United Bankshares (UBSI) After Earnings Beat
Stephens analyst Russell Gunther raised his price target on United Bankshares, Inc. (UBSI) to $44 from $40, maintaining an Equal Weight rating after the company's Q4 2025 earnings beat expectations. Gunther noted that UBSI's returns are strong compared to peers and that share buybacks, with approximately 3.6 million shares repurchased in 2025, support its premium valuation. The company reported solid profitability with strong annualized returns on assets, equity, and tangible equity for Q4 2025.
Stephens Highlights Strong Returns at United Bankshares (UBSI) After Earnings Beat
Stephens analyst Russell Gunther raised his price target for United Bankshares (UBSI) to $44 from $40, maintaining an Equal Weight rating, after the company surpassed consensus and his own EPS estimates. Gunther noted that United Bankshares' returns are strong compared to its peers, and share buybacks utilizing excess capital support its premium valuation. The company reported solid fourth-quarter 2025 earnings of $0.91 per diluted share and repurchased approximately 3.6 million shares throughout 2025.
United Bankshares Record 2025 Earnings Highlight Scale And Capital Return
United Bankshares (NasdaqGS:UBSI) reported record earnings for 2025, driven by its acquisition of Piedmont Bancorp and the successful integration of the acquired entity. The company also completed a significant share repurchase program, emphasizing its commitment to returning capital to shareholders. These developments highlight the bank's increased scale and focus on capital utilization for future growth.
A Look At United Bankshares (UBSI) Valuation After Record 2025 Earnings And Q4 Beat
United Bankshares (UBSI) reported record 2025 earnings and a Q4 beat, leading to upgraded analyst views and significant share price momentum. While its P/E ratio suggests it's overvalued compared to the US Banks industry, a discounted cash flow model indicates the stock is undervalued. This article explores the mixed valuation signals for UBSI, urging investors to consider both price-to-earnings and cash flow perspectives.
Keefe, Bruyette & Woods Forecasts Strong Price Appreciation for United Bankshares (NASDAQ:UBSI) Stock
Keefe, Bruyette & Woods raised its price objective for United Bankshares (NASDAQ:UBSI) to $43 from $40, maintaining a "market perform" rating and implying a 3.7% upside. This adjustment follows United Bankshares' recent earnings beat, reporting $0.91 EPS against an expected $0.86, and revenues significantly exceeding expectations at $430.85 million. The stock currently trades near $41.46 with a market capitalization of $5.82 billion, and institutional ownership stands at 70.8%.
United Bankshares, City Holding report record increased earnings for 2025
United Bankshares Inc., parent company of United Bank, and City Holding Co., parent company of City National Bank of West Virginia, both reported record net incomes for 2025. United Bankshares earned $464.6 million in 2025, an increase from $373.0 million in 2024, with its fourth-quarter net income also rising. City Holding Co. reported $130.5 million in net income for 2025, up from $117.1 million in 2024, emphasizing its focus on exceptional customer service, community engagement, and strong employee morale.
United Bankshares announces record earnings for 2025
United Bankshares Inc. reported record earnings for 2025, reaching $464.6 million, or $3.27 per diluted share, marking one of the best financial performances in the company's history. The strong results were attributed to high-quality organic growth, robust capital, and resilient credit, with the acquisition of Piedmont Bancorp Inc. significantly contributing to increased average balances, income, and expenses. The company also reported strong fourth-quarter earnings and strategic stock repurchases, underscoring its commitment to shareholder value and continued growth.
United Bankshares (UBSI) Receives Updated Price Target from Step
Stephens & Co. has maintained its "Equal-Weight" rating on United Bankshares (UBSI) but increased its price target from $40.00 to $44.00, reflecting a 10% adjustment and positive expectations for the stock. This follows a previous upgrade by Piper Sandler in October 2025. Wall Street analysts currently forecast an average target price of $42.70 for UBSI, implying a 2.59% upside from its current price.
United Bankshares Q4 2025 Earnings: Revenue and EPS Top Analyst Forecasts - News and Statistics
United Bankshares reported strong Q4 2025 results, exceeding analyst expectations for both revenue and earnings per share. The company's sales rose 20.9% year-on-year to $318.4 million, and adjusted EPS of $0.91 surpassed the $0.86 forecast. Despite a strong quarter, the article notes that the company's five-year compounded annual revenue growth of 3.4% was considered a poor baseline, and even the two-year annualized growth of 7.8% was described as disappointing.
United Bankshares (NASDAQ:UBSI) Issues Quarterly Earnings Results, Beats Estimates By $0.05 EPS
United Bankshares (NASDAQ:UBSI) announced strong quarterly earnings, reporting $0.91 EPS, which exceeded analyst estimates by $0.05, and revenue of $430.85 million, significantly above predictions. The company also increased its quarterly dividend to $0.38 per share, representing a 3.6% yield. Institutional investors have been actively trading UBSI shares, with several prominent funds increasing their stakes, reflecting ongoing interest despite a "Hold" consensus rating from analysts.
United Bankshares stock price target raised to $44 by Stephens
Stephens has increased its price target for United Bankshares Inc. (NASDAQ:UBSI) to $44.00 from $40.00, while maintaining an Equal Weight rating. This adjustment follows strong fourth-quarter earnings where the company exceeded EPS estimates, driven by improved asset quality, robust net interest income, and effective cost management. The company's impressive performance and strategic capital deployment, including share buybacks, contribute to its premium valuation and positive outlook.
United Bankshares UBSI Margin Strength And 20.2% Earnings Growth Reinforce Bullish Narratives
United Bankshares (UBSI) closed FY 2025 with strong Q4 revenues of US$311.6 million and EPS of US$0.92, backed by 20.2% earnings growth and improved net profit margins of 38.1%. While these figures support a bullish outlook, moderate forecast growth (6.3% for earnings, 6.9% for revenue) and an increase in non-performing loans present a mixed picture for investors. The company's valuation, marked by a 14x P/E, is above the industry average but below its DCF fair value of US$60.88, leaving room for debate on its current pricing.
United Bankshares (NASDAQ:UBSI) Surprises With Q4 CY2025 Sales
United Bankshares (NASDAQ:UBSI) exceeded Wall Street's expectations for Q4 CY2025, reporting a 20.9% year-on-year sales increase to $318.4 million and a non-GAAP profit of $0.91 per share, beating consensus estimates. The regional banking company's net interest income and overall revenue narrowly topped analyst predictions, contributing to a positive quarterly performance. Despite a sluggish five-year sales growth rate, recent performance indicates an acceleration, although long-term growth trends are still a point of analysis.
United Bankshares (NASDAQ:UBSI) Surprises With Q4 CY2025 Sales
United Bankshares (NASDAQ:UBSI) reported stronger-than-expected revenue in Q4 CY2025, with sales up 20.9% year-on-year to $318.4 million, exceeding Wall Street estimates. The regional banking company also surpassed analyst consensus for its non-GAAP profit at $0.91 per share. Despite historical sluggish growth, the company showed robust performance in net interest income and a healthy tangible book value per share.
United Bankshares: Q4 Earnings Snapshot
United Bankshares Inc. (UBSI) reported a fourth-quarter profit of $128.8 million, or 91 cents per share, surpassing Wall Street expectations. The bank's revenue net of interest expense reached $319.2 million, also beating forecasts. For the full year, United Bankshares posted a profit of $464.6 million on revenue of $1.24 billion.
United Bankshares, Inc. Announces Record Earnings for 2025
United Bankshares, Inc. announced record earnings for 2025, reporting a net income of $464.6 million, or $3.27 per diluted share, a significant increase from 2024. The company's net interest income grew by 21% to $1.1 billion, and its net interest margin improved. This strong performance was partly attributed to the acquisition of Piedmont Bancorp, Inc. and strategic share repurchases.
United Bankshares' $464.6M profit caps year of Piedmont deal
United Bankshares, Inc. announced record earnings of $464.6 million, or $3.27 per diluted share, for the year 2025, a significant increase from $373.0 million in 2024. This growth was largely driven by the acquisition of Piedmont Bancorp, Inc. in January 2025, which contributed to increased average balances, income, and expenses. The company reported strong credit quality, capital ratios, and also repurchased approximately 3.6 million shares of its common stock during the year.
United Bankshares, Inc. Announces Record Earnings for the Year of 2025
United Bankshares, Inc. reported record earnings for the year 2025, reaching $464.6 million, or $3.27 per diluted share, with strong profitability and robust capital. The company's financial performance was boosted by the acquisition of Piedmont Bancorp, Inc., leading to increased average balances, income, and managed expenses throughout the year. The CEO, Richard M. Adams, Jr., highlighted that these results were among the best in the company's history, driven by successful organic growth.
United Bankshares, Inc. Announces Record Earnings for the Year of 2025
United Bankshares, Inc. reported record earnings for 2025 of $464.6 million, or $3.27 per diluted share, with strong profitability and capital led by organic growth and the acquisition of Piedmont Bancorp, Inc. The company's financial performance included increased net interest income and earning assets, alongside a decrease in non-performing loans by year-end. United Bankshares reaffirmed its well-capitalized status and repurchased 3.6 million shares of common stock during the year.
United Bankshares stock hits 52-week high at $41.55
United Bankshares Inc. (UBSI) stock reached a 52-week high of $41.55, reflecting a 6.37% increase over the past year. The company, with a market capitalization of $5.8 billion and a P/E ratio of 13.3, is considered undervalued by InvestingPro. United Bankshares has a strong dividend history, having maintained payments for 42 consecutive years with a current yield of 3.76%.
United Bankshares stock hits 52-week high at $41.55 By Investing.com
United Bankshares (UBSI) stock reached a 52-week high of $41.55, reflecting positive investor confidence and a 6.37% increase over the past year. The company boasts a market capitalization of $5.8 billion and a P/E ratio of 13.3, with InvestingPro analysis suggesting it may be undervalued. United Bankshares has a strong dividend history, maintaining payments for 42 consecutive years and currently offering a 3.76% yield, while also announcing a new stock repurchase plan and recent record third-quarter earnings.
The Truth About United Bankshares Inc: Sleeping-Quiet Stock That Might Be Smarter Than Your Favorite
This article analyzes United Bankshares Inc (UBSI) as a stable, dividend-paying regional bank stock, contrasting it with volatile "meme stocks." It highlights UBSI's strong dividend track record, stability, and reasonable valuation as key benefits for long-term income-oriented investors, despite its lack of social media hype. The piece suggests that while UBSI might be considered "boring," its consistent performance and reliable cash flow could make it a smarter financial move than chasing high-risk, high-reward plays.
The Truth About United Bankshares Inc: Sleeping-Quiet Stock That Might Be Smarter Than Your Favorite
United Bankshares Inc (UBSI) is presented as a stable, dividend-paying regional bank stock that offers a reliable alternative to volatile "meme stocks." While lacking viral hype, UBSI appeals to long-term investors and dividend hunters due to its consistent profitability, solid dividend track record, and reasonable valuation. The article contrasts UBSI's steady, income-focused approach with the high-risk, high-reward nature of trendier investments, positioning it as a sensible choice for a diversified portfolio.
SG Americas Securities LLC Has $789,000 Stake in United Bankshares, Inc. $UBSI
SG Americas Securities LLC significantly reduced its holdings in United Bankshares (UBSI) during Q3, selling 76.2% of its shares but retaining a stake worth $789,000. Institutional investors collectively own about 70.8% of the company's stock. United Bankshares reported strong Q3 EPS that beat estimates, though revenue was slightly below expectations, and the company also increased its quarterly dividend.
United Bankshares (UBSI) Expected to Announce Quarterly Earnings on Friday
United Bankshares (UBSI) is set to release its Q4 2025 earnings before the market opens on Friday, January 23rd, with analysts forecasting earnings per share of $0.86 and revenue of $315.50 million. The company recently increased its quarterly dividend to $0.38 and is trading near its 52-week high, while analysts currently hold a "Hold" consensus rating with a target price of $41.83.
United Bankshares (NASDAQ:UBSI) Hits New 12-Month High - Here's Why
United Bankshares (NASDAQ:UBSI) recently reached a new 52-week high of $41.05. The company's stock is trading above its 50-day and 200-day moving averages, supported by a recent quarterly EPS beat and a dividend increase to $0.38 per share. Analyst sentiment is generally a "Hold" with a consensus price target of $41.83, though Piper Sandler rates it "Overweight" with a $42.50 target.
United Bankshares, Inc. (NASDAQ:UBSI) is a favorite amongst institutional investors who own 72%
Institutional investors hold a significant 72% stake in United Bankshares, Inc. (UBSI), indicating strong confidence from professional investors. BlackRock, The Vanguard Group, and State Street Global Advisors are the largest shareholders, with the top 12 collectively owning 51%. Insiders also hold a meaningful $129 million stake, while the general public owns 26% of the company.
United Bankshares, Inc. (NASDAQ:UBSI) Receives Consensus Rating of "Hold" from Brokerages
United Bankshares, Inc. (NASDAQ:UBSI) has received a consensus "Hold" rating from five brokerages, with an average 12-month target price of $41.83. The company recently increased its quarterly dividend to $0.38 per share, resulting in an annualized dividend of $1.52 and a yield of approximately 3.7%. UBSI reported Q3 earnings per share of $0.92, surpassing analyst estimates, though revenue missed expectations, and institutional investors have been actively trading its shares.
United Bankshares' (NASDAQ:UBSI) Five-year Earnings Growth Trails the 6.6% YoY Shareholder Returns
United Bankshares Inc. (UBSI) has seen its share price increase by 13% over the last five years, which is less than the broader market return. While its earnings per share (EPS) grew by 5.9% annually over the same period, the total shareholder return (TSR), which includes dividends, was a more impressive 38%. This suggests that dividend payments significantly contribute to shareholder returns, even as the market appears more cautious towards the stock after factoring in EPS growth.
United Bankshares stock reaches 52-week high at $40.53 By Investing.com
United Bankshares Inc. (UBSI) stock hit a 52-week high of $40.53, reflecting a 10.8% total return over the past year. The company, which boasts a market capitalization of $5.67 billion and has increased dividends for 37 consecutive years, appears undervalued with a P/E ratio of 13.26 and a 3.87% dividend yield. This performance follows strong third-quarter earnings that surpassed analyst expectations, and the company recently declared a fourth-quarter dividend and approved a new stock repurchase plan.
Ações da United Bankshares atingem máxima de 52 semanas a US$ 40,53
As ações da United Bankshares Inc. (UBSI) atingiram uma máxima de 52 semanas de US$ 40,53, impulsionadas por um histórico de aumento de dividendos por 37 anos consecutivos e resultados impressionantes no terceiro trimestre. A empresa superou as expectativas de lucro e receita, declarou um dividendo robusto e aprovou um novo plano de recompra de ações, demonstrando confiança e força operacional. A análise do InvestingPro sugere que a UBSI pode estar subvalorizada, destacando o foco do banco na alocação de capital e crescimento de empréstimos.
United Bankshares stock reaches 52-week high at $40.53 By Investing.com
United Bankshares Inc. (UBSI) stock hit a 52-week high of $40.53, reflecting a 10.8% total return over the past year. The company boasts a P/E ratio of 13.26 and a 3.87% dividend yield, appearing undervalued according to InvestingPro. UBSI also reported strong third-quarter earnings, surpassing analyst expectations, and approved a new stock repurchase plan.
United Bankshares (NASDAQ:UBSI) Hits New 52-Week High - Should You Buy?
United Bankshares (NASDAQ:UBSI) recently hit a new 52-week high of $40.52, closing at $40.41. The company beat EPS estimates, raised its quarterly dividend, and holds a consensus "Hold" rating from analysts with a price target of $41.83. Institutional investors own approximately 70.8% of the stock.
The Truth About United Bankshares Inc: Boring Bank Stock or Secret Dividend Cheat Code?
United Bankshares Inc (UBSI) is presented as a quiet, steady regional bank stock that might appeal to long-term, dividend-focused investors. It is characterized as a "sleep-at-night" investment with regular dividend payouts and moderate risk, contrasting with flashy tech stocks and meme coins. The article suggests UBSI is a "cop" for those seeking income and balanced portfolio exposure, but a "drop" for high-growth, high-volatility traders.
United Bankshares (NASDAQ:UBSI) Stock Rating Lowered by Zacks Research
Zacks Research downgraded United Bankshares (NASDAQ:UBSI) from a "strong-buy" to a "hold" rating due to its latest report. Despite beating Q3 EPS estimates with $0.92, the company missed revenue expectations at $280.9M. The stock currently has an average "Hold" rating from analysts with a target price of $41.83, and institutional investors collectively own approximately 70.8% of the shares.
3 Bank Stocks Walking a Fine Line
This article identifies three bank stocks—United Bankshares (UBSI), Annaly Capital Management (NLY), and Citigroup (C)—that may face challenges despite the banking industry's recent growth. It highlights specific risks for each, including muted revenue growth, inferior net interest margins, and limited growth potential. The author cautions investors to be careful with these stocks and suggests exploring other opportunities.
United Bankshares stock hits 52-week high at 40.42 USD
United Bankshares Inc (UBSI) stock reached a 52-week high of $40.42, marking a 6.67% increase over the past year and reflecting positive investor confidence. The company also reported strong third-quarter earnings, exceeding analyst expectations, and announced a new stock repurchase plan and its 52nd consecutive year of dividend increases. Keefe, Bruyette & Woods reiterated a Market Perform rating, optimistic about future capital deployment.
Ações da United Bankshares atingem máxima de 52 semanas a US$ 40,42
As ações da United Bankshares Inc (UBSI) alcançaram um pico de 52 semanas, chegando a US$ 40,42, um aumento de 6,67% no último ano. A empresa também divulgou lucros recordes no terceiro trimestre, superando as expectativas e anunciou um plano de recompra de ações e um aumento de dividendos, marcando o 52º ano consecutivo de elevação dos dividendos. Analistas reiteraram uma classificação de Desempenho de Mercado para a United Bankshares, indicando otimismo.
United Bankshares, Inc. (NASDAQ:UBSI) Given Average Rating of "Moderate Buy" by Analysts
United Bankshares, Inc. (NASDAQ:UBSI) has received an average rating of "Moderate Buy" from analysts, with a consensus 1-year price target of $41.83. The company recently exceeded EPS expectations but missed on revenue, and its board increased the quarterly dividend to $0.38 per share. Several institutional investors have adjusted their holdings in UBSI, which currently trades near $39.50 with a market cap of $5.55 billion.
The Credit Due: Two United Bank employees reach 50-year milestones
Jeff Wade and Rick Gant, two long-serving employees of United Bank, formerly Parkersburg National Bank, have both reached 50-year milestones with the company. Their careers began when the bank was still known as Parkersburg National Bank and have spanned its transformation into one of the largest banking companies in the country. Both individuals credit the bank for providing opportunities and a supportive environment for their long and successful careers.
United Bankshares Announces New Share Repurchase Plan
United Bankshares, Inc. has announced a new share repurchase plan, authorizing the repurchase of up to 5% of its outstanding shares. This new plan supercedes the previous repurchase authorization and indicates the company's confidence in its financial position and future prospects.
Ex-Dividend Reminder: New Jersey Resources, Acadian Asset Management and United Bankshares
New Jersey Resources Corp (NJR), Acadian Asset Management Inc (AAMI), and United Bankshares Inc (UBSI) are set to trade ex-dividend on December 12, 2025. Investors should expect a slight dip in their stock prices corresponding to the dividend payout for each company. The article provides dividend history charts and estimated annualized yields for these three companies.
