TransUnion ARM Industry Survey Now Open
TransUnion has launched its 2026 Debt Collection Industry Study to gather insights from collection professionals on the evolving accounts receivable management (ARM) landscape. The study builds on findings from the 2025 report, which noted significant increases in AI adoption and digital self-service capabilities. Participation from ACA members is particularly encouraged, as the collected data will strengthen the association's advocacy efforts with regulators and policymakers.
Trust and Transparency Matter Most in Wealth Management Relationships, TransUnion Survey Finds
A new TransUnion survey reveals that trust, reputation, and transparency are the most crucial factors for consumers when choosing and maintaining relationships with wealth management providers, even more so than fees. The research indicates that investors are increasingly concerned about fraud and prioritize firms that can safeguard their data. This shift highlights a significant opportunity for wealth managers to differentiate themselves by focusing on building confidence through strong protection and personalized client experiences.
Trust and reputation overtake fees as top factors for wealth management clients, TransUnion Finds
A TransUnion study involving 1,000 US consumers with at least $20,000 in investable assets found that trust, transparency, and reputation are now more critical than fees when selecting wealth management providers. Nearly two-thirds of existing investors and 58% of prospective investors cited trust and reputation as leading factors, surpassing traditional considerations like pricing. This shift indicates a changing competitive landscape where confidence and credibility are paramount, influenced by growing concerns about fraud and security.
TransUnion (TRU) Stock Up 5.1% and Still Undervalued -- GF Score: 91/100
TransUnion (TRU) shares rose 5.1% to $83.54, trading significantly below its GF Value™ of $98.25, indicating it is undervalued. The company boasts a strong GF Score™ of 91/100, driven by robust growth and profitability, despite concerns about its financial strength. While gurus show positive sentiment, insider selling suggests a cautious outlook from within the company.
Filipinos’ perception of credit ‘maturing’–TransUnion
A TransUnion survey indicates that Filipinos' perception of credit is maturing, with the credit perception index rising to 75 out of 100, the highest since 2023. This improvement occurs despite a challenging economic environment, as consumers increasingly use credit for strategic purposes like emergency expenses and show a greater intent to save and seek financial education.
TransUnion (TRU) Could Be 12% Undervalued After Its Dividend Affirmation
TransUnion (TRU) recently affirmed a quarterly cash dividend of $0.125 per share, yet its stock has seen declines over the past year. Despite this, Simply Wall St's valuation narrative suggests the stock is 11.8% undervalued with a fair value of $90.10, driven by projected free cash flow increases post-2025 tech investments. However, potential investors should consider regulatory pressures and a class-action lawsuit as risks.
TransUnion’s 2026 Credit Perception Index Reports a Record-High Score and Growing Momentum for Digital Banks
TransUnion's 2026 Credit Perception Index for the Philippines reached a record high of 75, driven by increased favorability, product trust, and product knowledge. Despite a softening in financial confidence due to inflation, Filipinos are proactively engaging with financial products, with digital banks showing significant growth in consumer knowledge, favorability, and perceived safety. The report emphasizes the need for clear information and education to further financial inclusion and trust in the financial system.
Gore v. MOHELA, TransUnion: 5th Circuit Affirms Fee Award Against Pro Se Plaintiff
The 5th Circuit Court of Appeals has affirmed a fee award against a pro se plaintiff in the case of Gore v. MOHELA, TransUnion. The article, published by ACA International, categorizes this decision under "Daily Decision" and tags it with themes like attorney fees, credit reporting, FCRA, and vexatious litigant. Access to the full details of this legal development is restricted to logged-in ACA members.
S&P 500 Futures Climb In Premarket Trading; TransUnion, OceanaGold Lead
The S&P 500 futures showed an increase in premarket trading. This positive movement was led by companies such as TransUnion and OceanaGold. Further details regarding specific stock performances or market drivers were not provided.
TransUnion India shows signs of recovery as revenue growth turns positive - Wolfe
TransUnion India's revenue growth has turned positive, recovering from earlier declines. Wolfe Research reports an 8% year-over-year consumer credit growth in Q2, up from negative 5.5% in Q1, driven by stabilized inquiry volumes and new business. The company anticipates continued acceleration in growth for Q3 and Q4, supported by regulatory changes and improving economic conditions in India.
TransUnion India shows signs of recovery as revenue growth turns positive - Wolfe
TransUnion India is showing strong signs of recovery in its consumer credit revenue growth, moving from a negative 5.5% in Q1 to a positive 8% in Q2. Wolfe Research projects continued acceleration with 11% growth in Q3 and 15% in Q4, driven by stabilizing inquiry volumes, new business, and supportive regulatory changes. Improved GDP and inflation figures are also contributing to a more favorable environment for credit lending activity in India.
Dockside LLC Buys New Position in TransUnion $TRU
Dockside LLC has acquired a new position of 21,396 shares in TransUnion (NYSE:TRU) during the second quarter, valued at approximately $1.54 million. Other institutional investors also increased their stakes, while TransUnion exceeded quarterly expectations with $1.23 EPS and $1.31 billion in revenue, leading to a "Moderate Buy" consensus from analysts with an average price target of $94.38. Insiders, however, sold a significant number of shares in the past three months.
Walmart (NYSE: WMT), Bank Of America, And TransUnion (NYSE: TRU) Sound The Alarm On U.S. Consumer Financial Health
Walmart, Bank of America, and TransUnion are all indicating growing financial stress among U.S. consumers due to high energy costs and inflation. Walmart reports customers buying less fuel per visit, Bank of America notes lower and middle-income households pulling back on discretionary spending, and TransUnion observes that lower-income consumers are struggling more with debt. The article highlights that rising costs for food, housing, and energy have significantly eroded purchasing power, suggesting assets like gold and real estate as inflation hedges.
Gen Z Drivers Most Likely to Drive Uninsured: TransUnion
A new TransUnion report indicates that Gen Z drivers are the most likely generation to drive uninsured, with nearly one-third admitting to having done so in the past six months. While affordability is a factor, many Gen Z individuals chose not to renew coverage. TransUnion suggests insurers use telematics, accident/violation histories, educational outreach, and flexible coverage options to address this retention risk.
PODCAST: Deeper dive into rising LTVs with TransUnion’s Satyan Merchant
This podcast episode features Satyan Merchant of TransUnion discussing the significant changes in loan-to-value (LTV) ratios over the last five years, as highlighted in TransUnion’s Q2 2026 Credit Industry Insights Report. Merchant explains the importance of LTVs in auto financing and provides insights into current credit market trends.
TransUnion (TRU): Wellington group reports 3.43% beneficial stake in updated filing
Wellington Management Group LLP, Wellington Group Holdings LLP, and Wellington Investment Advisors Holdings LLP have collectively reported an updated beneficial ownership of 6,603,464 shares in TransUnion (TRU), representing 3.43% of the common stock. This disclosure, made in a Schedule 13G/A filing, indicates that while the entities hold shared voting power over 5,688,643 shares and shared dispositive power over 6,603,407 shares, no single client owns more than five percent of TransUnion's common stock. The filing emphasizes Wellington's role as a parent holding structure for various investment advisers, managing these shares on behalf of their advisory clients.
How Stronger Earnings, Higher Guidance, and Capital Returns At TransUnion (TRU) Have Changed Its Investment Story
TransUnion (TRU) recently reported strong second-quarter earnings, raised its full-year 2026 guidance, and approved a dividend, signaling management confidence. These factors are influencing its investment narrative, though long-term concerns like data privacy and cybersecurity remain significant risks. Despite the positive short-term outlook, investors are encouraged to consider both the growth potential and regulatory challenges.
TransUnion (TRU) stock price, news, quote and history
This page provides a comprehensive overview of TransUnion (TRU) stock, including its current price, news, and historical data. It highlights recent financial performance, analyst ratings, and a declared cash dividend. The page also offers performance comparisons against the S&P 500, showing TRU's trailing total returns.
Is TRU Stock Worth Buying as Growth Improves but Debt Stays High?
TransUnion (TRU) is experiencing improved revenue and earnings growth and trades at a discount to industry benchmarks, making it a potentially attractive investment. However, its significant debt load remains a concern, raising operating costs and limiting financial flexibility. While new growth avenues like OneTru and international expansion in Mexico offer promise, the high debt necessitates a cautious approach, with continued organic growth and deleveraging crucial for a stronger bullish case.
TRU Stock Climbs 15.3% in 3 Months: Can the Rally Continue From Here?
TransUnion (TRU) stock has risen 15.3% in the past three months, driven by strong Q2 2026 results including increased revenues and adjusted EBITDA, and a raised outlook for the year. However, the company faces challenges such as a debt-heavy balance sheet, a decline in its adjusted EBITDA margin, and competitive pressures, which could impact the rally's sustainability. Analysts maintain a "Hold" rating on TRU, suggesting a cautious outlook despite recent gains.
Insider Selling: TransUnion (NYSE:TRU) EVP Sells $680,743.77 in Stock
TransUnion (NYSE:TRU) EVP Alicia Brooke Zuiker sold 8,673 shares of company stock for approximately $680,744, reducing her direct holdings by over 17%. This sale occurred under a pre-arranged trading plan, following strong quarterly results where TransUnion beat EPS and revenue estimates and provided positive guidance. Analysts maintain a "Moderate Buy" rating with an average price target above the current trading price.
TransUnion (TRU): MFS discloses 10.7M-share, 5.6% beneficial ownership stake
Massachusetts Financial Services Company (MFS) has reported a 5.6% beneficial ownership stake in TransUnion (TRU), amounting to 10,667,983 shares of common stock. MFS holds sole voting power over 10,509,251 shares and sole dispositive power over all 10,667,983 shares, as detailed in an amended Schedule 13G/A filing. The disclosure indicates MFS's significant, passive investment in the credit reporting agency.
Credit delinquencies hit highest level in recent quarters as consumers struggle with affordability
Credit card delinquencies among borrowers reached 2.26% in Q2 2026, the highest level in recent quarters, as consumers face affordability issues and high interest rates. While borrower-level delinquencies increased, balance-level delinquencies remained relatively stable, suggesting lenders are managing risk through smaller credit lines. The rise is largely attributed to a growing subprime population and high interest rates, which make it difficult for consumers to pay down debt.
TransUnion SEC Filing (Aug 11, 2026)
This article reports on a TransUnion (TRU) SEC Form 144 filing from August 11, 2026. The filing indicates a proposed sale of 8,673 shares of common stock by an individual, acquired through restricted stock vesting on July 1, 2026, with an aggregate market value of $680,743.77. The transaction is handled by Fidelity Brokerage Services LLC.
How TransUnion’s AI Findings Should Change the Way SEOs Pitch GEO
A new TransUnion study reveals that while marketers are confident in AI's future, they struggle with measuring its effectiveness due to data and process readiness gaps. This "confidence-readiness paradox" extends to AI search visibility, which is a symptom of a broader company-wide measurement failure, rather than an isolated SEO problem. SEOs should reframe AI search visibility budget requests as part of this larger measurement challenge, focus on data quality, and build incrementality testing to prove business impact.
TransUnion Reports Gen Z Drivers Most Likely to Have Owned or Driven Uninsured Vehicles, Highlights Coverage Lapse Risk
TransUnion's latest research indicates that 30% of Gen Z drivers have owned or driven an uninsured vehicle in the last six months, significantly higher than other generations, making them the most likely to lack insurance. This trend is largely attributed to affordability issues, although many Gen Z individuals chose not to renew coverage rather than being unable to pay. Insurers are challenged to retain this growing demographic and are advised to use telematics, educational outreach, and flexible coverage options to address the coverage lapse risk.
Nearly One-Third of Gen Z Drivers Reported Owning or Driving An Uninsured Vehicle in the Past Six Months
A new TransUnion study reveals that nearly one-third of Gen Z drivers (30%) have driven an uninsured vehicle in the past six months, a significantly higher rate compared to older generations. While affordability is a factor, many Gen Z drivers chose not to renew coverage rather than being unable to pay. TransUnion suggests insurers use tools like telematics and provide educational outreach and flexible options to address this trend and reduce coverage lapses among younger drivers.
Insurers May Need Telematics to Keep Gen Z Drivers Covered
A TransUnion Q3 2026 report reveals that 30% of Gen Z drivers have owned or driven an uninsured vehicle in the last six months, a significantly higher rate compared to other generations. Reasons include choosing not to renew, inability to pay, or being dropped by insurers. TransUnion suggests that insurers leverage telematics, violation histories, educational outreach, and flexible coverage options to better assess and mitigate lapse risk among this growing demographic.
How Stronger Earnings, Higher Guidance, and Capital Returns At TransUnion (TRU) Have Changed Its Investment Story
TransUnion (TRU) recently reported strong Q2 earnings, raised its full-year 2026 guidance, and continued its share repurchase program while approving a cash dividend. These actions signal management's confidence in the company's financial health and operating trends. While the updated outlook supports near-term earnings delivery, long-term risks related to data privacy, cybersecurity, and competition remain key considerations for investors.
How Stronger Earnings, Higher Guidance, and Capital Returns At TransUnion (TRU) Have Changed Its Investment Story
TransUnion (TRU) reported stronger second-quarter earnings, raised its full-year 2026 guidance, and continued its share repurchase program, alongside approving a cash dividend. These actions signal management's confidence in the company's operational trends and financial health, reinforcing the investment narrative despite ongoing concerns about data privacy and cybersecurity. While the immediate outlook is positive, investors should also consider potential long-term regulatory scrutiny and competition challenges.
Edmunds & TransUnion with Q2 trade & financing trends connected to EVs & hybrids
New data from Edmunds and TransUnion reveals a growing trend of consumers, particularly Tesla owners, trading in their electric vehicles for hybrid models, often accompanied by increased financing. This shift is attributed to consumers seeking efficiency without full battery commitments, especially after the federal tax credit for EVs ended. The average amount financed for new hybrids rose 7.2% year-over-year, and 10.1% for used hybrids, while the average financed for used EVs decreased by 18.8%.
TransUnion (NYSE:TRU) Downgraded to Hold Rating by Wall Street Zen
Wall Street Zen has downgraded TransUnion (NYSE:TRU) from a "Buy" to a "Hold" rating, despite a broader analyst consensus of "Moderate Buy" with an average target price of $94.38. The company recently exceeded Q2 earnings expectations with adjusted EPS of $1.23 and revenue of $1.31 billion, a 14.9% increase year over year. Despite insider selling activity totaling approximately $3.93 million, these transactions were made under pre-arranged Rule 10b5-1 trading plans.
TransUnion (TRU) Receives a Buy from RBC Capital
RBC Capital analyst Ashish Sabadra reiterated a Buy rating on TransUnion (TRU) with a $100 price target, following the company's shares closing at $79.20. J.P. Morgan also maintained a Buy rating with a $105 price target. TransUnion reported strong Q2 earnings with revenue of $1.31 billion and a net profit of $252.9 million, significantly up from the previous year.
The Bull Case For TransUnion (TRU) Could Change Following Upgraded 2026 Guidance And Profitability Outlook - Learn Why
TransUnion reported strong second-quarter 2026 results, with increased revenue and net income, leading to an upgraded full-year 2026 guidance for revenue, net income, and diluted EPS. This improved outlook, coupled with an ongoing share buyback, strengthens the investment narrative for TRU despite existing concerns about data privacy and competition. The company's projections anticipate significant revenue and earnings growth by 2029, suggesting a potential 13% upside to its current price.
TransUnion Warns Lenders on Private Student Loan Risk After US Rules
TransUnion has analyzed new US federal student loan rules, cautioning private lenders that increased demand for non-federal financing doesn't guarantee profitable growth. The reforms, effective July 1, 2026, introduce borrowing restrictions and narrower repayment options, likely pushing some student borrowers to the private market. TransUnion emphasizes the critical need for sound underwriting practices given the high federal student loan delinquency rate, suggesting that private lenders must distinguish between short-term and persistent repayment difficulties through alternative data and longitudinal credit views.
TransUnion declares $0.125 quarterly dividend
TransUnion (NYSE:TRU) has announced a cash dividend of $0.125 per share for the second quarter of 2026. The dividend is scheduled to be paid on September 4, 2026, to shareholders recorded as of August 20, 2026. This declaration was approved by the company's Board of Directors.
TransUnion (NYSE:TRU) Declares $0.12 Quarterly Dividend
TransUnion (NYSE:TRU) has declared a quarterly dividend of $0.125 per share, payable on September 4th to shareholders of record on August 20th. This translates to an annualized dividend of $0.50 per share and a yield of approximately 0.6%, with a payout ratio of 10.5%. The company recently surpassed its quarterly earnings and revenue estimates and holds a "Moderate Buy" consensus rating from analysts with an average price target of $94.38.
FMR LLC discloses 6.0% TransUnion (TRU) stake totaling 11.63M shares
FMR LLC and Abigail P. Johnson have reported a 6.0% beneficial ownership stake in TransUnion (TRU), amounting to 11,634,421.71 shares of common stock. This disclosure was made via a Schedule 13G filing, indicating a passive investment. FMR LLC holds sole voting power over 10,354,665.59 shares and sole dispositive power over all 11.63 million shares, with Abigail P. Johnson also having sole dispositive power over the same amount.
TransUnion Declares Cash Dividend for the Second Quarter 2026, Payable on September 4, 2026
TransUnion's Board of Directors has declared a cash dividend of $0.125 per share for the second quarter of 2026. This dividend is scheduled to be paid on September 4, 2026, to shareholders who are on record as of August 20, 2026. The announcement was published on August 6, 2026, at 09:58 am EDT.
Credit cards are becoming easier to access for subprime borrowers
A TransUnion report indicates a nearly 12% increase in credit card issuance in Q1 2026, with a notable expansion to subprime borrowers. Lenders are offering low-limit cards (around $500) to individuals with credit scores as low as 550, reflecting the growing need for credit among lower-income individuals to cover rising everyday costs like gas and groceries. This trend suggests that while it provides cash flow for struggling consumers, it also presents a profitable opportunity for credit card issuers due to high interest rates and fees.
TransUnion (TRU) Lifts Guidance As Fair Value Comes Back Into Focus
TransUnion (TRU) has reported strong Q2 and H1 2026 results, leading to increased full-year guidance, with the company's fair value estimated at $90.10, indicating it is currently undervalued at $79.97. The company's future growth is supported by projected significant free cash flow conversion from 2025 to 2026, driven by technology modernization and operational transformation. Despite this positive outlook, the company faces ongoing regulatory scrutiny and potential risks from cyber or data issues.
More Americans Have Access to Credit While Debt Growth Has Moderated
TransUnion's Q2 2026 Credit Industry Insights Report reveals that consumer credit access is expanding, with credit usage growing at a pace consistent with inflation. Despite economic uncertainty, lenders are broadening credit availability while managing risk through strategies like smaller credit lines. The report indicates that while some delinquency rates have risen, overall debt obligations have increased at a manageable pace for most borrowers, suggesting that increased credit access has not led to excessive consumer debt burdens.
TransUnion Declares Second Quarter 2026 Dividend of $0.125 per Share
TransUnion announced that its Board of Directors declared a cash dividend of $0.125 per share for the second quarter of 2026. The dividend will be payable on September 4, 2026, to shareholders of record on August 20, 2026. TransUnion is a global information and insights company operating in over 30 countries.
TransUnion Sets Sept. 4 Payment Date for Q2 2026 Dividend
TransUnion (NYSE: TRU) has announced a cash dividend of $0.125 per share for the second quarter of 2026. The dividend is scheduled to be paid on September 4, 2026, to shareholders who are on record as of August 20, 2026. This declaration provides direct cash returns to eligible shareholders.
TransUnion Declares Second Quarter 2026 Dividend of $0.125 per Share
TransUnion (NYSE: TRU) announced that its Board of Directors has declared a cash dividend of $0.125 per share for the second quarter of 2026. This dividend is scheduled to be payable on September 4, 2026, to shareholders who are on record as of August 20, 2026. The company, a global information and insights firm, highlights its mission to ensure reliable representation in the marketplace through its "Information for Good" philosophy.
Only 53% of marketers get meaningful ROI from AI, TransUnion finds
A TransUnion survey revealed that while 89% of senior US marketing leaders plan to increase AI spending, only 53% currently achieve meaningful ROI from AI-driven marketing initiatives. The study highlights an "AI Confidence-Readiness Paradox," where marketers are confident in AI's potential but lack the robust data foundations, processes, and skilled personnel necessary to scale AI effectively. Fragmentation of data, limited measurement capabilities, and an over-reliance on efficiency metrics rather than revenue generation are identified as key obstacles preventing broader AI success in marketing.
TransUnion (TRU) President, US Markets Steven Chaouki Sells 1,00
Steven Chaouki, President of US Markets at TransUnion (TRU), sold 1,000 shares of the company's stock for approximately $79,960. This transaction continues a trend of significant insider selling over the past year, with 31 sells and no buys. Despite GuruFocus's GF Value model suggesting the stock is modestly undervalued, the consistent insider selling raises questions for investors.
Marketers Expect AI Spending to Rise, but 70% Report Cross-Channel Blind Spots
A TransUnion study reveals a "confidence-readiness paradox" among marketers regarding AI adoption. While 89% expect AI marketing investments to increase and 64% are confident in achieving AI goals, only a small percentage rate their people (42%) and data/process (36%) readiness as high. The research highlights data fragmentation, "walled garden" blind spots, and cross-channel visibility issues as major obstacles preventing marketers from effectively measuring AI impact and realizing its full potential beyond basic efficiency gains.
TransUnion Research Finds Marketers Confident in AI but Unprepared to Scale It
TransUnion's latest research reveals a "confidence-readiness paradox" among marketers regarding AI; while 89% plan to increase AI investments, only 42% feel their teams are ready. The study, based on a survey of 100 senior marketing and technology leaders, highlights that marketers are confident in AI's potential but lack the necessary foundations, particularly in data and process readiness, to effectively scale AI and measure its business impact beyond basic efficiency gains. Data fragmentation, incomplete data, and cross-channel blind spots are identified as major barriers, underscoring the need for strong data foundations and independent measurement for successful AI implementation.
Canadians still feel financially stretched despite improvement: TransUnion survey
A TransUnion Canada survey indicates that while Canadians are showing modest signs of financial improvement, many still feel financially stretched. Despite increases in household income and optimism for the future, a significant portion of consumers find their income isn't keeping pace with inflation, leading them to make deliberate trade-offs and focus on essential expenses.
