Analysts’ Top Technology Picks: Toast Inc (TOST), Microsoft (MSFT)
This article highlights bullish sentiments from financial analysts regarding several technology companies. Wells Fargo maintained a Buy rating for Toast Inc (TOST) with a $47.00 price target, and Bernstein also upgraded it to Buy. Citi reiterated a Buy rating on Microsoft (MSFT) with a $635.00 price target, while Needham maintained a Buy rating on Vicor (VICR) with a $180.00 price target, reflecting strong analyst consensus for all three.
Restaurant Tipping: What's the Average Tip Percentage in 2025?
This article analyzes average restaurant tipping percentages in 2025, drawing insights from Toast's data through Q3 2024. It highlights that full-service restaurants typically see tips around 19.3-19.4%, while quick-service establishments average 15.9-16%. The article also discusses regional variations, the impact of dining method, and the economic factors influencing tipping, noting a general stabilization of tip percentages despite some decrease in tipping frequency.
Toast Inc-Class A (NYSE:TOST) Matches Key Growth Filters from Navellier's "Little Book"
Toast Inc-Class A (NYSE:TOST) has been identified as matching key growth filters from Louis Navellier's "The Little Book That Makes You Rich," which focuses on companies with strong earnings momentum, sales growth, and rising profitability. The company demonstrates positive earnings revisions and surprises, significant sales and earnings growth, widening operating margins, and strong free cash flow. Despite a high valuation, its fundamental strength suggests it's a considerable option for growth investing, aligning with Navellier's criteria for identifying high-growth stocks.
How Toast Inc. Class A (TOST) Affects Rotational Strategy Timing
This article analyzes Toast Inc. Class A (TOST) using AI models to determine its effect on rotational strategy timing. It highlights weak sentiment across all time horizons, supporting a short bias and elevated downside risk. The analysis provides specific trading strategies including position trading, momentum breakout, and risk hedging, along with multi-timeframe signal analysis and support/resistance levels.
Analysts’ Top Technology Picks: Twilio (TWLO), Toast Inc (TOST)
The article highlights positive analyst sentiment for several technology stocks, including Twilio (TWLO), Toast Inc (TOST), and JFrog (FROG). Analysts from Mizuho Securities and Truist Financial reiterated "Buy" ratings for these companies, citing potential upsides ranging from 31.2% to 40.9% based on average price targets. The reports detail specific analyst ratings, price targets, and key statistics like success rates and average returns.
Analysts’ Top Technology Picks: Twilio (TWLO), Toast Inc (TOST)
This article highlights bullish sentiments from analysts on several technology stocks, specifically Twilio (TWLO), Toast Inc (TOST), and JFrog (FROG). Mizuho Securities reiterated a Buy rating for Twilio with a $150 price target, while Truist Financial maintained Buy ratings for both Toast Inc and JFrog, with price targets of $39.47 and $73.00 respectively. The article provides analyst consensus ratings and potential upsides for each company.
Toast (TOST) Margin Breakthrough Reinforces Bullish Profitability Narratives
Toast (TOST) has reported strong first-half FY 2025 results with revenue of US$2.9 billion and basic EPS of US$0.24, showing a significant improvement in profitability from previous periods. The company's net profit margin has surged to 5.6% from 0.4% year-over-year, supporting a bullish outlook for its financial trajectory. Despite a premium P/E ratio, the DCF fair value of US$33.35 suggests potential for further growth given expected revenue and earnings increases.
Toast Inc. (NYSE:TOST) Reports Mixed Q4 2025 Results with Earnings Beat and Revenue Miss
Toast Inc. (NYSE:TOST) announced mixed financial results for Q4 2025, beating earnings expectations with a non-GAAP EPS of $0.23, but missing revenue forecasts with $1.63 billion. The stock saw a negative reaction in after-hours trading, declining by approximately 5.7%. Despite the revenue miss, the company showed strong full-year 2025 growth, improved profitability, and robust cash generation, along with an authorized $500 million share repurchase program.
Can Toast’s Strong Recurring Revenue Offset Profitability and AI Disruption Risks For (TOST)?
Toast's (TOST) annual recurring revenue reached US$2.02 billion in Q3, demonstrating strong growth despite concerns about profitability and potential AI disruption. While analysts are divided on its valuation and future performance, the company faces key near-term catalysts including Q4 results and the integration of new AI tools. The stock's current premium valuation coupled with high customer acquisition costs present risks if growth falters.
Investors Give Toast, Inc. (NYSE:TOST) Shares A 25% Hiding
Toast, Inc. (NYSE:TOST) shareholders have experienced a significant 25% drop in share price over the last month, contributing to a 36% decline over the past year. Despite this, the company's price-to-sales (P/S) ratio of 2.7x is similar to the Diversified Financial industry median of 2.5x, which the article finds intriguing given Toast's strong revenue growth (26% last year, 137% over three years) and a forecasted 18% annual growth over the next three years, higher than the industry's 9.0% forecast. This suggests the market may be pricing in certain risks preventing the P/S ratio from reflecting its positive outlook.
Assessing Toast (TOST) Valuation After Q3 ARR Reaches US$2.02b
Toast (TOST) reported annual recurring revenue (ARR) of US$2.02 billion in Q3, with a 31.3% year-over-year growth and a negative customer acquisition cost payback period. Despite recent share price declines, analysts a widely consider the stock undervalued, with a fair value estimate of $46.63 against a last close of $28.25. However, the company's high P/E ratio of 60.8x compared to a peer average of 35.8x suggests potential valuation risks.
Why Toast Stock Is Falling After PayPal Earnings
Toast Inc. (NYSE: TOST) shares are declining after PayPal Holdings Inc. (NASDAQ: PYPL) reported weaker-than-expected fourth-quarter results and withdrew its long-term financial targets, causing a sell-off in payments and merchant-technology stocks. Investors link Toast and PayPal due to their shared monetization of payment volume from small and mid-sized businesses and sensitivity to consumer discretionary spending. This news raises concerns about slower ticket growth and weaker traffic for Toast's restaurant operators, impacting its transaction-based revenue.
Is Toast’s (TOST) Recurring Revenue Momentum Enough To Reframe Its Upcoming Earnings Narrative?
Toast (TOST), a cloud-based restaurant technology provider, is preparing for its February 12, 2026, earnings report, with analysts anticipating increased EPS and revenue. The company's strong annualized recurring revenue growth and customers' willingness to commit to multi-year agreements are key factors, despite a recent share pullback and a premium valuation. The article suggests focusing on execution, large chain rollouts, and continued multi-year contracts as critical for its investment narrative.
New Toast Accounting Chief Signals Focus On Payments Reporting And Growth
Toast, Inc. (NYSE: TOST) has appointed Rossana Niola, formerly of Mastercard, as its new Chief Accounting Officer and Principal Accounting Officer. This strategic hire is expected to bolster Toast's financial controls and reporting processes, particularly in payments-related accounting, as the company scales its cloud-based restaurant management and payment solutions. Investors will be watching for greater clarity and consistency in financial disclosures, especially concerning payments and recurring revenue.
Responsive Playbooks and the TOST Inflection
This article provides an AI-driven analysis of Toast Inc. (NASDAQ: TOST) stock, highlighting a neutral near-term sentiment with potential for moderate mid-term weakness. It details three distinct trading strategies—Position, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels, and offers a multi-timeframe signal analysis, providing support and resistance levels for various time horizons.
A Look At Toast (TOST) Valuation After New AI Tools And Rising Investor Attention
Toast (TOST) is gaining investor attention due to new AI tools for its platform, an analyst upgrade, and improved tech market sentiment. The article discusses Toast's valuation, highlighting a narrative that suggests it is 29.2% undervalued at $47.75 based on future growth and a premium P/E, while an opposing view points to its high current P/E of 72.8x. Investors are encouraged to consider these differing perspectives and conduct their own research on the company's prospects.
Toast Expands AI Platform As It Reaches Beyond Restaurants Into Retail
Toast (NYSE: TOST) is expanding its AI-powered platform beyond its core restaurant business into the broader retail sector. The new tools aim to address challenges like catalog management, invoice scanning, and digital advertising for retailers, positioning Toast as a wider retail operating system. This strategic shift could significantly enlarge Toast's addressable market but also introduces new execution risks and competition.
Assessing Toast (NYSE:TOST) Valuation As AI Retail Tools And Profitable Growth Gain Attention
Toast (NYSE:TOST) is drawing investor attention with its new AI-powered tools for retailers and the appointment of Rossana Niola as Chief Accounting Officer, prompting a re-evaluation of its product direction, profitability, and valuation. While analysts suggest it is undervalued by nearly 30% with a fair value of $47.75, its current P/E ratio of 72.2x indicates potential valuation risk compared to industry averages. The company's recent stock performance shows softer returns compared to earlier growth, but its integration of AI and focus on profitability could offer future upside.
How Toast’s New AI Retail Workflows At Toast (TOST) Have Changed Its Investment Story
Toast announced new AI-driven retail features for its Toast IQ assistant, including real-time inventory management, catalog optimization, and AI invoice scanning. These updates are expected to deepen Toast's role in retailers' daily operations, potentially increasing Average Revenue Per User (ARPU) through additional software and fintech modules. While these advancements support Toast's strategy to expand beyond restaurants and improve profitability, they don't significantly alter the near-term focus on transaction and software growth amidst competitive pressures.
Understanding the Setup: (TOST) and Scalable Risk
This article analyzes Toast Inc. Class A (NASDAQ: TOST), highlighting a neutral sentiment across all time horizons and an exceptional 50.8:1 risk-reward short setup. It details three AI-generated trading strategies—Position, Momentum Breakout, and Risk Hedging—tailored to different risk profiles, emphasizing risk management and suggesting a wait-and-see approach.
Assessing Toast’s Valuation After New AI Retail Features And Product Expansion Push
Toast (TOST) has launched new AI-driven tools for retailers, including updates to Toast IQ and AI invoice scanning, amidst positive short-term share price momentum. While analysts generally view the stock as undervalued with a consensus price target of $50.54, its high P/E ratio of 78.9x compared to industry averages suggests that significant future execution is already priced in. Investors are encouraged to conduct their own analysis, considering both potential growth and market expectations.
Toast CFO Elena Gomez sells $81,318 in company stock
Toast CFO Elena Gomez recently sold 4,960 shares of the company's common stock for a total value of $81,318. The sale was executed at an average price of $16.40 per share, and following the transaction, Gomez still directly owns 391,324 shares of Toast stock.
Why Toast (TOST) Stock Is Falling Today
Shares of Toast (NYSE:TOST) fell 4.5% after a stockholder filed a notice of intent to sell 66,390 Class A shares, valued at approximately $2.38 million. This type of large insider sale often makes investors uneasy, suggesting a potential lack of confidence from a key stakeholder and putting downward pressure on the stock price. The market's reaction today reflects this concern, although the stock has historically been quite volatile.
Uber, Toast And More On CNBC's 'Final Trades'
CNBC's "Halftime Report Final Trades" featured several analysts sharing their top picks. Joshua Brown recommended Toast, Inc. (NYSE: TOST) following an upgrade by JPMorgan. Stephen Weiss highlighted Uber Technologies, Inc. (NYSE: UBER), noting its partnership with Baidu's Robotaxi company Apollo Go, while Liz Thomas suggested State Street Materials Select Sector SPDR ETF (NYSE: XLB) and Joe Terranova picked State Street SPDR S&P Biotech ETF (NYSE: XBI).
Understanding Momentum Shifts in (TOST)
This article analyzes Toast Inc. Class A (NASDAQ: TOST), highlighting an exceptional 56.2:1 risk-reward setup targeting a 16.7% gain. It details three AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—tailored for different risk profiles. The analysis indicates strong near and mid-term sentiment, with a neutral long-term outlook, supported by multi-timeframe signal analysis.
Avoiding Lag: Real-Time Signals in (TOST) Movement
This article presents a real-time signal analysis for Toast Inc. Class A (NASDAQ: TOST), indicating a neutral near-term sentiment while a mid-term strong sentiment may be stalling. It highlights an exceptional risk-reward setup and provides institutional trading strategies for various risk profiles, including long, breakout, and short positions. The analysis also includes multi-timeframe signal analysis and an offer for real-time signal access.
Toast Announces $101 Million in Additional Funding
Toast, a prominent restaurant technology platform, has secured an additional $101 million in funding led by Generation Investment Management and Lead Edge Capital, with participation from existing investors like Bessemer Venture Partners. The company plans to utilize these funds to further enhance its cloud platform, focusing on innovations in online ordering, self-ordering kiosks, CRM, marketing tools, and advanced reporting, with the goal of improving guest experiences and operational efficiency for restaurants. This investment will also support Toast's significant hiring ramp-up, aiming to nearly double its workforce in the coming 18 months.
Discipline and Rules-Based Execution in TOST Response
This article provides an analysis of Toast Inc. Class A (NASDAQ: TOST), highlighting divergent sentiment across different time horizons and indicating chopiness. It identifies elevated downside risk and presents three AI-generated trading strategies tailored to various risk profiles, along with multi-timeframe signal analysis and resistance/support levels for TOST.
Toast, Inc. Reports Strong Q3 2025 Financial Performance
Toast, Inc. (TOST) announced strong financial results for Q3 2025. The company, which provides cloud-based digital technology for the restaurant industry, released its earnings report, highlighting its performance for investors.
Behavioral Patterns of TOST and Institutional Flows
This article analyzes Toast Inc. Class A (NASDAQ: TOST) using AI models, identifying weak near and mid-term sentiment, although long-term outlook is neutral. It presents three institutional trading strategies tailored for different risk profiles and provides multi-timeframe signal analysis with support and resistance levels. The analysis points to elevated downside risk due to a lack of additional long-term support signals.
Toast, Inc. Earnings Call: Strong Growth and Innovations
Toast, Inc. (TOST) recently held its Q3 earnings call, reporting strong growth with Annual Recurring Revenue (ARR) surpassing $2 billion, a 34% increase in top-line growth, and a 35% margin. The company expanded into new markets, secured partnerships with major brands, and launched successful AI-driven products like Toast IQ and Toast Advertising. Despite some concerns about consumer spending normalization and a minor website pricing error, Toast provided positive forward-looking guidance, projecting continued growth and market share gains.
Toast Inc-Class A (NYSE:TOST) Shows Strong Growth Metrics in Navellier-Based Screen
Toast Inc-Class A (NYSE:TOST) has been identified as a strong candidate in a screen based on Louis Navellier's "The Little Book That Makes You Rich" growth investing strategy. The company exhibits robust growth metrics, including significant increases in analyst EPS estimates, consistent earnings surprises, and powerful year-over-year and quarter-over-quarter revenue and EPS growth. Additionally, Toast shows improving profitability with a notable increase in operating margin and free cash flow, alongside strong earnings speed and a healthy Return on Equity, aligning with key tenets of Navellier's growth ideas despite a high valuation.
Toast, Inc. Earnings Call: Strong Growth and Innovations
Toast, Inc. reported strong Q3 earnings, surpassing $2 billion in Annual Recurring Revenue (ARR) for the first time and achieving a 34% increase in top-line growth. The company expanded into new markets with key partnerships and launched AI-driven products like Toast IQ and Toast Advertising. Despite minor concerns about consumer spending normalization and a website pricing error, Toast projects continued strong performance for Q4, anticipating significant growth in fintech and subscription gross profit.
Toast Inc. Q3 Earnings Miss on EPS, Beat on Revenue
Toast Inc. (NYSE: TOST) reported a Q3 adjusted EPS of $0.16, missing expectations of $0.23, but achieved strong revenue growth of $1.63 billion, beating consensus. Despite the EPS miss, shares rose sharply in after-hours trading as investors focused on the company's robust operational metrics, increased guidance, and strategic initiatives in AI and partnerships. The market's positive reaction suggests confidence in Toast's long-term growth trajectory rather than short-term profit fluctuations.
A Fresh Look at Toast (TOST) Valuation as Shareholder Returns Outpace Near-Term Momentum
This article analyzes Toast (TOST) stock valuation amidst solid revenue growth and strong long-term shareholder returns, despite recent share price fluctuations. While analysts suggest it's 26% undervalued with a fair value of $48.92 due to projected growth and fintech adoption, market multiples present a pricier picture, trading at 94.1x P/E compared to an industry average of 15.1x. The report encourages investors to consider both growth potential and valuation risks.
Toast Data Breach Exposes SSNs, More; Attorneys Investigating
Attorneys are investigating a potential class action lawsuit against Toast, Inc. following a data breach that occurred between June 30 and July 17, 2025. The breach, which was reported in early September 2025, may have exposed personal information including Social Security numbers, email addresses, phone numbers, dates of birth, and bank account information for individuals using the Toast Payroll application. Individuals who received a notice of impact are encouraged to contact attorneys for potential compensation and to hold Toast accountable for data protection.
Toast, Inc. Earnings Call: Strong Growth and Strategic Moves
Toast, Inc. (TOST) reported strong Q2 2025 earnings, surpassing expectations with record new location additions, international expansion into Australia, and robust financial performance including 35% recurring gross profit growth. Despite minor challenges like a slight decline in GPV per location and increased tariff expenses, the company provided optimistic forward-looking guidance, projecting continued growth and margin expansion through strategic initiatives and product innovation.
Northeast Investment Management Buys 27,365 Shares of Toast, Inc. $TOST - MarketBeat
Northeast Investment Management significantly increased its stake in Toast, Inc. by 52.3%, acquiring 27,365 additional shares, bringing its total holdings to 79,690 shares valued at $3.53 million. Institutional investors collectively hold 82.91% of Toast's stock, and while the company missed analyst earnings estimates in the last quarter, it has a "Moderate Buy" consensus rating from analysts with an average price target of $46.05.
Toast, Inc. Hits Day High with Strong 5.44% Intraday Surge - Markets Mojo
Toast, Inc., a mid-cap software products company, saw a significant 5.44% intraday surge, outperforming the S&P 500. The company reported strong financial performance, including a 471.43% growth in net profit, record operating cash flow, and robust returns over the past year. High institutional holdings further demonstrate its solid market position.
Toast Inc. (NYSE:TOST) Fits a Proven Growth Stock Framework
Toast Inc. (NYSE:TOST) has been identified as a growth stock fitting Louis Navellier's "The Little Book That Makes You Rich" framework, demonstrating strong earnings revisions, sales and EPS momentum, and improved profitability. The company shows outstanding growth numbers and a very good financial condition, despite a high valuation due to its rapid expansion in the restaurant technology sector. This article suggests Toast's position in a digitally transforming industry could support its premium valuation for growth-focused investors.
Toast, Inc. Experiences Revision in Stock Evaluation Amid Mixed Performance Indicators - Markets Mojo
Toast, Inc., a midcap software company, has seen its stock price rise to $35.84 with an annual return of 26.46%, outperforming the S&P 500. Despite this, technical indicators present a mixed outlook, with recent monthly declines contrasting with stronger long-term performance. The company's stock has undergone a technical trend adjustment, showing fluctuating performance across different timeframes.
Why Toast Inc’s Stock is on the Move - TipRanks
Toast Inc's stock is experiencing volatility due to a combination of impressive financial results showing significant revenue and profit growth, and concerns arising from insider selling. This dynamic has led to a mixed market sentiment, with some analysts lowering price targets despite strong quarterly earnings. Investors are watching to see how these conflicting factors will influence the stock's future trajectory.
Toast Inc. Executives Sell Shares to Cover Tax Obligations
Several executives at Toast, Inc. recently sold shares of the company's Class A Common Stock to cover tax withholding obligations related to the vesting of Restricted Stock Units (RSUs). These sales included significant amounts from the Chief Revenue Officer, President and CFO, President, General Counsel, and CEO, all at a consistent price of $35.564 per share. Following these transactions, the executives retain substantial direct and indirect ownership in the company.
Toast Inc. (NYSE:TOST) Identified as a Top Growth Stock by Navellier Screen
Toast Inc. (NYSE:TOST) has been identified as a top growth stock using Louis Navellier's "The Little Book That Makes You Rich" screening method. The company exhibits strong earnings momentum with upward EPS revisions and consistent surprises, along with significant revenue growth and widening operating margins. Toast also shows impressive free cash flow and earnings per share growth, coupled with a healthy return on equity, making it an attractive candidate for growth-focused investors despite its high valuation.
Restaurant Tech Leader Toast Powers 70% of Bon Appétit's Best New Restaurants for 2025
Toast (NYSE: TOST) has partnered with Bon Appétit to present its 2025 Best New Restaurants list, with Toast's platform powering 14 out of the 20 recognized establishments. This collaboration highlights Toast's commitment to supporting new hospitality ventures and showcases how its technology helps drive restaurant success. Exclusive content, special menu offerings, and print magazine features will celebrate the honored restaurants.
Merchant Agreement
This Merchant Agreement outlines the terms and conditions for merchants using Toast's services, software, and hardware, covering scope, usage restrictions, billing, payment processing, data privacy, and intellectual property. It specifies that by using Toast's offerings, merchants agree to these terms, including an arbitration agreement that waives class action participation. The document details the responsibilities of both Toast and the merchant, outlining operational, financial, and legal aspects of their partnership.
Toast Inc. Data Breach Exposes Restaurant Employee Info
Toast Inc., a provider of point-of-sale and payroll systems, experienced a data breach on July 16, 2025, which exposed personal information of employees from Wusong Road LLC. The compromised data included names, addresses, Social Security numbers, and bank account details. Wusong Road LLC took immediate action to secure its systems and notify affected employees, while also reporting the incident to state attorneys general, noting Toast's alleged lack of response and responsibility.
Toast Inc (NYSE:TOST) Demonstrates Exceptional Growth Across Key Navellier Metrics
Toast Inc (NYSE:TOST) has shown exceptional growth across several key financial metrics identified by Louis Navellier's investment methodology. The company exhibits strong positive earnings revisions and surprises, accelerating revenue and EPS growth, expanding operating margins, and significant free cash flow generation. Despite a neutral overall rating from ChartMill and seemingly high valuation, Toast's strong growth and market position in the restaurant technology sector suggest a premium could be justified.
Toast Guest Terms of Service
This document outlines the legal terms of service for guests using Toast's technology, software, and services, including mobile applications and online ordering platforms. It covers user responsibilities, data usage, payment processing, intellectual property, and dispute resolution through mandatory arbitration. The terms specify conditions for accessing and using Toast's services, emphasizing that interactions with merchants are the merchant's sole responsibility.
Toast, Inc. Earnings Call: Strong Growth and Strategic Moves
Toast, Inc. (TOST) reported strong Q2 2025 earnings, showcasing significant growth in new locations, international expansion into Australia, and strategic partnerships like the one with American Express. Despite a minor decline in Gross Payment Volume per location and increased tariff expenses, the company surpassed financial expectations and provided optimistic future guidance, anticipating continued growth in subscription and fintech gross profit, and an increased adjusted EBITDA for the full year.
