Toast Inc: General counsel Elworthy sells $95,949 in shares By Investing.com
Toast Inc.'s General Counsel, Brian R. Elworthy, sold 3,664 shares of Class A Common Stock for $95,949 at a price of $26.187 per share on April 2, 2026. This sale occurred while the company's shares were trading near their 52-week low. Elworthy also acquired 10,045 shares through RSU conversion on April 1, 2026, and indirectly owns additional shares through a trust.
Toast (NYSE: TOST) CRO sells shares to cover RSU tax obligations
Toast, Inc.'s Chief Revenue Officer, Jonathan Vassil, completed a routine transaction involving Restricted Stock Units (RSUs). On April 1, 2026, 13,163 RSUs vested, converting into Class A Common Stock. To cover tax withholding obligations associated with this vesting, Vassil subsequently sold 6,438 Class A shares at $26.187 on April 2, 2026, a move explicitly stated as non-discretionary. Following these transactions, Vassil directly holds 146,618 Class A shares.
[Form 4] Toast, Inc. Insider Trading Activity
Toast, Inc. General Counsel Brian R. Elworthy reported the vesting of Restricted Stock Units (RSUs) and a subsequent sale of 3,664 shares of Class A Common Stock at $26.187 per share. This sale was explicitly stated to cover tax withholding obligations tied to the RSU vesting and was not a discretionary trade. After these transactions, Elworthy directly holds 243,642 Class A shares and indirectly holds 39,368 shares through a trust.
Toast (TOST) president logs RSU vesting and tax-driven share sale
Toast, Inc. president Stephen Fredette reported a routine equity compensation event where 15,207 Restricted Stock Units (RSUs) vested and converted into Class A Common Stock. Concurrently, 7,289 shares were sold at $26.187 per share to cover tax withholding obligations, which was noted as a non-discretionary trade. After these transactions, Fredette directly owned 920,985 shares of Class A Common Stock, with additional indirect holdings through family trusts.
Toast Inc: General counsel Elworthy sells $95,949 in shares
Toast Inc.'s General Counsel, Brian R. Elworthy, sold 3,664 shares of Class A Common Stock worth $95,949 on April 2, 2026, while previously acquiring 10,045 shares through RSU conversions. The sale occurred as Toast shares traded near their 52-week low. The company recently reported mixed Q4 2025 earnings with an EPS miss but a revenue beat, leading to various analyst rating adjustments.
Toast (NYSE: TOST) CEO covers RSU tax obligations with share sale
Toast CEO Aman Narang sold 13,463 shares of Class A Common Stock at $26.187 per share to cover tax withholding obligations associated with the vesting of 27,503 Restricted Stock Units. This transaction, which is not a discretionary trade, occurred on April 2, 2026, following the RSU conversion on April 1, 2026. After these activities, Narang directly holds 54,013 shares, along with significant indirect holdings through various trusts.
Toast (NYSE: TOST) CFO converts RSUs and sells shares to cover taxes
Toast, Inc.'s President and CFO, Elena Gomez, conducted a routine equity compensation transaction. She reported that Restricted Stock Units (RSUs) vested and converted into 17,364 Class A Common Stock shares, and subsequently, 8,929 shares were sold at $26.187 each to cover tax withholding obligations, which was not a discretionary trade. Following these transactions, Gomez directly holds 173,064 shares of Toast Class A Common Stock.
Assessing Toast (TOST) Valuation After Analyst Upgrades And Restaurant Platform Growth Expectations
Toast (TOST) is under fresh scrutiny following analyst upgrades and expectations for improved EPS and restaurant platform growth. Despite recent weak stock performance, the company is trading at an implied discount to an intrinsic value estimate and analysts' price targets. While a narrative fair value suggests a significant undervaluation due to long-term earnings potential and market expansion, a high P/E ratio compared to peers indicates potential valuation risk.
Rule 144 notice to sell Class A shares filed (TOST) — insider sales listed
An insider at Toast, Inc. (TOST) has filed a Rule 144 notice to sell 13,463 Class A shares related to restricted stock vesting and compensation. The filing also disclosed two previous sales by Aman Narang, totaling 10,239 shares for over $345,000, in January and February 2026. Fidelity Brokerage Services LLC is named as the broker for these transactions, with sale dates indicated for April 2026.
TOST (NYSE: TOST) notice: insider proposes sale of 7,289 Class A shares
A Form 144 SEC filing shows a proposed sale of 7,289 Class A shares of Toast, Inc. (NYSE: TOST) by Stephen Fredette, linked to restricted stock vesting on April 1, 2026. The filing also details two prior sales by Fredette in early 2026 totaling 5,926 shares. These disclosures are routine for insider stock transactions and indicate a proposed sale rather than a completed one, with Fidelity Brokerage Services LLC listed as the broker.
TOST (NYSE) Form 144 shows Jonathan Vassil sales and 04/01/2026 vesting
Toast, Inc. (NYSE: TOST) filed a Form 144 detailing insider sales of restricted Class A shares by Jonathan S. Vassil. The filing indicates a scheduled restricted stock vesting on April 1, 2026, and reports multiple sales by Vassil in January and February 2026, including 66,390 shares on January 2nd, 2026, for over $2.3 million. These disclosures provide transparency regarding executive compensation and stock transactions.
TOST (NYSE) notice: 3,664 Class A shares flagged for resale via Fidelity
Toast, Inc. (TOST) has filed a Form 144 notice indicating a proposed sale of 3,664 Class A shares with an aggregate value of $95,949.90 through Fidelity Brokerage Services LLC. The shares are categorized under "Restricted Stock Vesting." The filing also notes previous dispositions by Brian R. Elworthy in January and February 2026.
Should Toast’s Teriyaki Madness Win Shape How Investors View TOST’s Enterprise Growth Story?
In March 2026, Teriyaki Madness adopted Toast's enterprise technology across over 200 US locations, signaling Toast's growing success with larger restaurant chains. This win supports Toast's investment narrative focused on scaling high average revenue per user (ARPU) accounts and expanding its digital ordering and delivery role for both small and enterprise customers. Investors should consider how this, alongside other partnerships, impacts Toast's financial projections for revenue and earnings by 2028, and be aware of potential risks like rising costs and dependence on third-party delivery.
Toast director Chapman-Hughes sells $246k in stock
Toast director Susan Chapman-Hughes sold 8,500 shares of Class A Common Stock for $246,245. This transaction occurred amidst a 31% decline in Toast's shares over the past six months, though analysis suggests the company remains undervalued. The sale follows mixed Q4 2025 results and varying analyst ratings.
Toast (NYSE: TOST) CEO makes 1,201,500-share estate planning gifts
Toast, Inc. CEO Aman Narang engaged in significant share transactions, converting 300,000 Class B shares to Class A shares on March 11, 2026. Two days later, he gifted a total of 1,201,500 Class A shares for estate planning purposes, involving various trusts. These actions significantly reduced his direct Class A holdings while maintaining a substantial number of Class B shares.
Toast (NYSE: TOST) director sells 8,500 Class A shares at $28.97
Toast, Inc. director Susan Chapman-Hughes sold 8,500 shares of Class A common stock at $28.97 per share in an open-market transaction. Following this sale, she still directly holds 14,530 Toast Class A shares, indicating she maintains a significant equity stake. The transaction is categorized as a standard liquidity event, with no derivative activity reported in the accompanying SEC Form 4 filing.
Toast (NYSE: TOST) CFO receives new stock options and RSU awards
Toast, Inc. President and CFO Elena Gomez was granted new equity awards, including a stock option for 167,133 shares of Class A Common Stock with an exercise price of $28.90, and 101,275 Restricted Stock Units (RSUs). Both awards vest in sixteen equal quarterly installments starting April 1, 2026. Following these grants, Gomez directly holds 164,629 shares of Class A Common Stock, with no sales reported in this Form 4 filing.
Toast (NYSE: TOST) CRO receives new stock options and RSU awards
Toast, Inc.'s Chief Revenue Officer, Jonathan Vassil, has been granted new stock options and Restricted Stock Units (RSUs). He received options for 29,066 Class A shares at an exercise price of $28.90, set to expire in March 2036, and 17,613 RSUs. Both awards will vest in sixteen equal quarterly installments starting April 1, 2026, and after these grants, his direct holdings of Class A common stock are 139,893 shares.
Toast (NYSE: TOST) president receives new stock options and RSU grants
Toast, Inc. President Stephen Fredette has been granted new equity compensation awards, including an option to purchase 116,266 shares of Class A Common Stock at $28.90 per share and 70,452 Restricted Stock Units. Both awards will vest in sixteen equal quarterly installments starting April 1, 2026, indicating a long-term retention strategy. Following these grants, Fredette directly holds 913,067 Class A shares, with additional holdings through family trusts.
[Form 4] Toast, Inc. Insider Trading Activity
Toast, Inc.'s General Counsel, Brian R. Elworthy, received new equity awards comprising stock options for 94,466 shares at an exercise price of $28.90 and 57,242 restricted stock units (RSUs). These awards, outlined in a Form 4 SEC filing, vest in sixteen equal quarterly installments starting April 1, 2026, and are considered routine compensation. Following these grants, Elworthy's direct holdings amount to 237,261 Class A shares and 39,368 Class A shares indirectly.
[Form 4] Toast, Inc. Insider Trading Activity
Toast, Inc.'s Principal Accounting Officer, Rossana Niola, was granted new equity awards on March 10, 2026. These awards include 87,391 stock options with an exercise price of $28.90 per share and 52,839 restricted stock units (RSUs). These are compensation-related grants that will vest over several years, beginning August 1, 2026, and not open-market purchases.
Toast, Inc. SEC Filing
A Form 144 SEC filing for Toast, Inc. (TOST) indicates a proposed sale of Class A shares by Fidelity Brokerage Services LLC. The filing details two restricted stock vesting entries for 3,792 shares on June 2, 2023, and 4,708 shares on June 6, 2024, with a transaction date of March 12, 2026, on the NYSE. The total number of shares to be sold is 8,500, with an aggregate market value of $246,245.00.
Toast (TOST) CEO granted 261,600 options and 52,839 RSUs in new award
Toast, Inc. CEO Aman Narang received new equity awards comprising 261,600 stock options with an exercise price of $28.90 per share and 52,839 restricted stock units (RSUs), both tied to Class A common stock. These awards will vest in sixteen equal quarterly installments starting April 1, 2026, gradually over four years. Following these grants, Narang directly holds 340,723 shares of Class A common stock, with options expiring on March 10, 2036.
How (TOST) Movements Inform Risk Allocation Models
This article analyzes Toast Inc. Class A (NASDAQ: TOST) using AI models, indicating a mid-channel oscillation pattern and mixed sentiment across different time horizons. It outlines three distinct trading strategies—position trading, momentum breakout, and risk hedging—tailored for various risk profiles, along with multi-timeframe signal analysis and support/resistance levels. The analysis highlights an exceptional risk-reward setup targeting a 23.2% gain versus 0.3% risk.
Is Toast (TOST) Quietly Becoming Restaurants’ Irreplaceable Operating System or Just Another Vendor?
Toast, Inc. is highlighted as a core software and payments layer for the restaurant industry, currently supporting 156,000 locations and processing US$51.50 billion in gross payment volume. The article discusses Toast's potential to become an irreplaceable operating system for restaurants due to its unified platform, expanding enterprise, and international footprint, which could increase switching costs. However, it also cautions investors about rising sales, marketing, and AI infrastructure costs potentially weighing on margins, contrasting different analyst perspectives on the company's future revenue and earnings.
Toast shares rise 5.6% as investors revisit Q4 strength, 2026 outlook, and expanded buyback
Shares of Toast (TOST) rose 5.6% after investors re-evaluated the company's strong Q4 2025 results, positive 2026 outlook, and an expanded share repurchase program. The rebound suggests market focus on improving cash generation and capital return, despite a volatile post-earnings period for fintech and software stocks. Toast also highlighted key customer wins, including a deal with Papa Murphy's.
Assessing Toast (TOST) Valuation After Fresh Coverage On Its Restaurant Platform Role
The article discusses Toast (TOST) valuation following new coverage highlighting its role in 156,000 restaurants processing $51.5 billion in payments. Despite recent stock fluctuations, Toast is considered 22.5% undervalued with a fair value of $37.58, driven by digital adoption, AI integration, and operational efficiency demands in the restaurant industry. However, its high P/E ratio compared to the industry and peers suggests rich expectations and potential challenges from market trends and competition.
Toast Stock Slides On Q4 Earnings: The Details
Toast Inc. (NYSE: TOST) shares slid in after-hours trading despite the company beating Q4 revenue and EPS estimates. The company reported Q4 revenue of $1.63 billion and EPS of 16 cents, with annualized recurring run-rate growing 26% and Gross Payment Volume increasing 22%. Toast's board also authorized a $500 million increase to its share repurchase program, but the stock was still down over 8% after hours.
Is Toast (TOST) Offering Value After Recent Share Price Pullback?
This article analyzes Toast (TOST) using two valuation methods after a recent share price pullback. The Excess Returns model suggests the stock is undervalued by 20.4%, with an intrinsic value of US$34.32 per share, while the Price vs Earnings (P/E) ratio indicates it is overvalued compared to its industry and Simply Wall St's Fair Ratio. The article also introduces "Narratives" as a way for investors to customize valuation based on their own expectations.
Trading Systems Reacting to (TOST) Volatility
The article discusses the volatility of Toast Inc. Class A (NASDAQ: TOST) as analyzed by AI models from Stock Traders Daily. It highlights weak sentiment across all horizons, supporting a short bias, and provides specific trading strategies including position, momentum breakout, and risk hedging, along with multi-timeframe signal analysis. The analysis emphasizes elevated downside risk and offers institutional-grade signals for subscribers.
Analysts Offer Insights on Technology Companies: DigitalOcean Holdings (DOCN), Toast Inc (TOST) and GoDaddy (GDDY)
Analysts from Cantor Fitzgerald and Truist Financial have provided ratings for several technology companies. DigitalOcean Holdings (DOCN) received a "Moderate Buy" consensus with an $83.00 price target from Cantor Fitzgerald. Toast Inc (TOST) was maintained as a "Buy" by Truist Financial with a $36.00 price target, and GoDaddy (GDDY) received a "Hold" rating from Cantor Fitzgerald with a $90.00 price target, though the overall consensus for GoDaddy is a "Moderate Buy" at $132.00.
Toast (TOST) Is Down 7.6% After Strong Q4 Profitability And ARR Milestone – What's Changed
Toast, Inc. (TOST) reported strong fourth-quarter 2025 revenues of US$1.63 billion and net income of US$101 million, with full-year figures of US$6.15 billion and US$342 million respectively, exceeding prior year results. The company also reached US$2 billion in annual recurring revenue and expanded significantly, including an international launch in Australia. Despite these strong results, the stock was down 7.6%, prompting an examination of how improved profitability and expanding recurring revenue might influence its investment narrative, especially considering growth investments and a recent share buyback authorization.
Analysts’ Top Technology Picks: Toast Inc (TOST), Microsoft (MSFT)
This article highlights bullish sentiments from financial analysts regarding technology stocks. Specifically, it details Buy ratings and price targets for Toast Inc (TOST) from Wells Fargo and Bernstein, Microsoft (MSFT) from Citi and Barclays, and Vicor (VICR) from Needham and Craig-Hallum, indicating significant upside potential for these companies.
Analysts’ Top Technology Picks: Toast Inc (TOST), Microsoft (MSFT)
This article highlights bullish sentiments from financial analysts regarding several technology companies. Wells Fargo maintained a Buy rating for Toast Inc (TOST) with a $47.00 price target, and Bernstein also upgraded it to Buy. Citi reiterated a Buy rating on Microsoft (MSFT) with a $635.00 price target, while Needham maintained a Buy rating on Vicor (VICR) with a $180.00 price target, reflecting strong analyst consensus for all three.
Restaurant Tipping: What's the Average Tip Percentage in 2025?
This article analyzes average restaurant tipping percentages in 2025, drawing insights from Toast's data through Q3 2024. It highlights that full-service restaurants typically see tips around 19.3-19.4%, while quick-service establishments average 15.9-16%. The article also discusses regional variations, the impact of dining method, and the economic factors influencing tipping, noting a general stabilization of tip percentages despite some decrease in tipping frequency.
Toast Inc-Class A (NYSE:TOST) Matches Key Growth Filters from Navellier's "Little Book"
Toast Inc-Class A (NYSE:TOST) has been identified as matching key growth filters from Louis Navellier's "The Little Book That Makes You Rich," which focuses on companies with strong earnings momentum, sales growth, and rising profitability. The company demonstrates positive earnings revisions and surprises, significant sales and earnings growth, widening operating margins, and strong free cash flow. Despite a high valuation, its fundamental strength suggests it's a considerable option for growth investing, aligning with Navellier's criteria for identifying high-growth stocks.
How Toast Inc. Class A (TOST) Affects Rotational Strategy Timing
This article analyzes Toast Inc. Class A (TOST) using AI models to determine its effect on rotational strategy timing. It highlights weak sentiment across all time horizons, supporting a short bias and elevated downside risk. The analysis provides specific trading strategies including position trading, momentum breakout, and risk hedging, along with multi-timeframe signal analysis and support/resistance levels.
Will Strong Q4 Profits and AI Adoption Shift Toast's (TOST) Risk‑Reward Narrative?
Toast (TOST) reported strong Q4 2025 results with increased revenue and net income, alongside rapid adoption of its AI-powered ToastIQ assistant. This improved profitability and AI integration could positively impact the company's investment narrative, although risks like hardware costs and softer gross payment volume per location persist. The article suggests re-evaluating bullish analyst expectations and the company's fair value in light of these developments.
Toast Announces Fourth Quarter and Full Year 2025 Financial Results
Toast (NYSE: TOST) announced strong financial results for the fourth quarter and full year ended December 31, 2025, with record additions of 30,000 net locations and a 33% growth in recurring gross profit. The company reported full-year 2025 GAAP net income of $342 million and Adjusted EBITDA of $633 million, showing significant increases from the previous year. Toast also provided a positive outlook for fiscal year 2026 and authorized an additional $500 million for its share repurchase program, alongside recent business partnerships and platform updates aimed at growth and efficiency in the hospitality sector.
Analysts’ Top Technology Picks: Twilio (TWLO), Toast Inc (TOST)
The article highlights positive analyst sentiment for several technology stocks, including Twilio (TWLO), Toast Inc (TOST), and JFrog (FROG). Analysts from Mizuho Securities and Truist Financial reiterated "Buy" ratings for these companies, citing potential upsides ranging from 31.2% to 40.9% based on average price targets. The reports detail specific analyst ratings, price targets, and key statistics like success rates and average returns.
Analysts’ Top Technology Picks: Twilio (TWLO), Toast Inc (TOST)
This article highlights bullish sentiments from analysts on several technology stocks, specifically Twilio (TWLO), Toast Inc (TOST), and JFrog (FROG). Mizuho Securities reiterated a Buy rating for Twilio with a $150 price target, while Truist Financial maintained Buy ratings for both Toast Inc and JFrog, with price targets of $39.47 and $73.00 respectively. The article provides analyst consensus ratings and potential upsides for each company.
Toast (TOST) Margin Breakthrough Reinforces Bullish Profitability Narratives
Toast (TOST) has reported strong first-half FY 2025 results with revenue of US$2.9 billion and basic EPS of US$0.24, showing a significant improvement in profitability from previous periods. The company's net profit margin has surged to 5.6% from 0.4% year-over-year, supporting a bullish outlook for its financial trajectory. Despite a premium P/E ratio, the DCF fair value of US$33.35 suggests potential for further growth given expected revenue and earnings increases.
Toast Inc. (NYSE:TOST) Reports Mixed Q4 2025 Results with Earnings Beat and Revenue Miss
Toast Inc. (NYSE:TOST) announced mixed financial results for Q4 2025, beating earnings expectations with a non-GAAP EPS of $0.23, but missing revenue forecasts with $1.63 billion. The stock saw a negative reaction in after-hours trading, declining by approximately 5.7%. Despite the revenue miss, the company showed strong full-year 2025 growth, improved profitability, and robust cash generation, along with an authorized $500 million share repurchase program.
Can Toast’s Strong Recurring Revenue Offset Profitability and AI Disruption Risks For (TOST)?
Toast's (TOST) annual recurring revenue reached US$2.02 billion in Q3, demonstrating strong growth despite concerns about profitability and potential AI disruption. While analysts are divided on its valuation and future performance, the company faces key near-term catalysts including Q4 results and the integration of new AI tools. The stock's current premium valuation coupled with high customer acquisition costs present risks if growth falters.
Investors Give Toast, Inc. (NYSE:TOST) Shares A 25% Hiding
Toast, Inc. (NYSE:TOST) shareholders have experienced a significant 25% drop in share price over the last month, contributing to a 36% decline over the past year. Despite this, the company's price-to-sales (P/S) ratio of 2.7x is similar to the Diversified Financial industry median of 2.5x, which the article finds intriguing given Toast's strong revenue growth (26% last year, 137% over three years) and a forecasted 18% annual growth over the next three years, higher than the industry's 9.0% forecast. This suggests the market may be pricing in certain risks preventing the P/S ratio from reflecting its positive outlook.
Investors Give Toast, Inc. (NYSE:TOST) Shares A 25% Hiding
Toast, Inc. (NYSE:TOST) recently experienced a 25% drop in its share price over the last month, contributing to a 36% decline over the past year. Despite this, the company's price-to-sales (P/S) ratio of 2.7x is similar to the industry median of 2.5x, which the article suggests might indicate investors are overlooking potential opportunities or risks. Toast has shown strong revenue growth, with a 26% increase in the last year and 137% over three years, and analysts forecast an 18% annual growth for the next three years, higher than the industry average.
Assessing Toast (TOST) Valuation After Q3 ARR Reaches US$2.02b
Toast (TOST) reported annual recurring revenue (ARR) of US$2.02 billion in Q3, with a 31.3% year-over-year growth and a negative customer acquisition cost payback period. Despite recent share price declines, analysts a widely consider the stock undervalued, with a fair value estimate of $46.63 against a last close of $28.25. However, the company's high P/E ratio of 60.8x compared to a peer average of 35.8x suggests potential valuation risks.
Why Toast Stock Is Falling After PayPal Earnings
Toast Inc. (NYSE: TOST) shares are declining after PayPal Holdings Inc. (NASDAQ: PYPL) reported weaker-than-expected fourth-quarter results and withdrew its long-term financial targets, causing a sell-off in payments and merchant-technology stocks. Investors link Toast and PayPal due to their shared monetization of payment volume from small and mid-sized businesses and sensitivity to consumer discretionary spending. This news raises concerns about slower ticket growth and weaker traffic for Toast's restaurant operators, impacting its transaction-based revenue.
Is Toast’s (TOST) Recurring Revenue Momentum Enough To Reframe Its Upcoming Earnings Narrative?
Toast (TOST), a cloud-based restaurant technology provider, is preparing for its February 12, 2026, earnings report, with analysts anticipating increased EPS and revenue. The company's strong annualized recurring revenue growth and customers' willingness to commit to multi-year agreements are key factors, despite a recent share pullback and a premium valuation. The article suggests focusing on execution, large chain rollouts, and continued multi-year contracts as critical for its investment narrative.
New Toast Accounting Chief Signals Focus On Payments Reporting And Growth
Toast, Inc. (NYSE: TOST) has appointed Rossana Niola, formerly of Mastercard, as its new Chief Accounting Officer and Principal Accounting Officer. This strategic hire is expected to bolster Toast's financial controls and reporting processes, particularly in payments-related accounting, as the company scales its cloud-based restaurant management and payment solutions. Investors will be watching for greater clarity and consistency in financial disclosures, especially concerning payments and recurring revenue.
