HANOVER INSURANCE GROUP, INC. SEC 10-K Report
The Hanover Insurance Group, Inc. has released its 2025 Form 10-K report, detailing strong financial performance with total revenues of $6,594.4 million and a net income of $662.5 million. The report covers the company's four main segments: Core Commercial, Specialty, Personal Lines, and Other, outlining strategic initiatives like capital structure enhancement and shareholder value returns, while also addressing market, operational, regulatory, and catastrophe risks.
Does Hanover Insurance Group (THG) Offer Value After Strong Five Year Share Price Gains
Hanover Insurance Group (THG) has seen significant share price gains over five years. This article from Simply Wall St analyzes whether the stock still offers value using an Excess Returns model and Price vs. Earnings ratio, concluding that THG appears undervalued by both metrics, suggesting potential upside for investors.
The Hanover Insurance Group, Inc. $THG Shares Sold by Allianz Asset Management GmbH
Allianz Asset Management GmbH recently reduced its stake in The Hanover Insurance Group (NYSE:THG) by 45.3%, selling 9,796 shares. Despite this, other institutional investors like Alliancebernstein L.P., Adage Capital Partners GP L.L.C., AQR Capital Management LLC, Ameriprise Financial Inc., and First Trust Advisors LP increased their holdings. Analysts maintain a "Moderate Buy" consensus rating with an average price target of $200.40 for the company.
Thrivent Financial for Lutherans Has $1.81 Million Stake in The Hanover Insurance Group, Inc. $THG
Thrivent Financial for Lutherans significantly reduced its stake in The Hanover Insurance Group (THG) by 46.1% in the third quarter, selling 8,496 shares and now holding 9,938 shares valued at approximately $1.81 million. Despite this, Hanover Insurance Group reported strong Q4 earnings, beating estimates with $5.79 EPS and increasing revenue by 3% year-over-year, leading to a raised quarterly dividend. Several other institutional investors adjusted their positions in THG, and analysts maintain a "Moderate Buy" rating with a consensus target price of $200.40.
A Look At Hanover Insurance Group (THG) Valuation After Recent Mixed Short Term Share Performance
Hanover Insurance Group (THG) has shown mixed short-term stock performance but a strong long-term total shareholder return. The company is currently considered 12.6% undervalued with a fair value of $199.63, underpinned by investments in technology, data analytics, and AI for improved risk assessment and efficiency. The analysis highlights potential value, while also noting risks such as catastrophe losses or increased competition.
The 5 Most Interesting Analyst Questions From The Hanover Insurance Group's Q4 Earnings Call
The Hanover Insurance Group (THG) reported strong Q4 results, with management attributing success to disciplined underwriting and operational improvements, despite missing revenue estimates but beating adjusted EPS forecasts. The article highlights key analyst questions from Oppenheimer, BMO, Piper Sandler, RBC Capital Markets, and Morgan Stanley, covering topics such as casualty lines, non-catastrophe benefits, competitive dynamics, expense guidance, and E&S growth. The company's strategic focus on risk selection, technology investments, and selective sector participation appears to be driving profitability.
The Hanover Insurance Group, Inc. $THG Shares Bought by ProShare Advisors LLC
ProShare Advisors LLC increased its stake in The Hanover Insurance Group (THG) by 5.6% in Q3, bringing its total to 213,676 shares. Several other institutional investors also raised their positions, with institutional ownership now at 86.61%. Despite insider selling by two EVPs, the company reported strong Q4 earnings, beating EPS estimates, and increased its quarterly dividend to $0.95.
Keefe, Bruyette & Woods Forecasts Strong Price Appreciation for The Hanover Insurance Group (NYSE:THG) Stock
Keefe, Bruyette & Woods raised its price target for The Hanover Insurance Group (NYSE:THG) to $207, maintaining an "outperform" rating and implying an 18.2% upside. This follows the company beating quarterly EPS estimates, though revenue slightly missed expectations. Despite an executive vice president selling a significant number of shares, institutional investors maintain a strong position in the company.
Hanover employees raise $1.5M for nonprofits
Hanover employees have successfully raised $1.5 million for various nonprofit organizations. The article title provides this key information, but the article content is minimal beyond that.
The Hanover Insurance Group, Inc. $THG Shares Sold by Federated Hermes Inc.
Federated Hermes Inc. significantly reduced its stake in The Hanover Insurance Group (THG) by 69.5%, selling over 7,000 shares, though institutional ownership remains high at 86.6% due to other major institutional investments. The insurance provider exceeded quarterly EPS expectations, raised its quarterly dividend, and despite some insider selling by executives, analysts maintain a "Moderate Buy" rating with a consensus price target of $199.00.
Did Strong 2025 Earnings and Completed Buybacks Just Shift Hanover Insurance Group's (THG) Investment Narrative?
Hanover Insurance Group reported strong fourth-quarter and full-year 2025 results, exceeding analyst expectations for earnings per share, and also completed a substantial share repurchase program. These developments reinforce the company's investment narrative as a disciplined insurer committed to shareholder returns. While the earnings beat and buybacks support a bullish outlook, underlying concerns about future earnings trends and competitive pressures persist.
Hantz Financial Services Inc. Sells 11,857 Shares of The Hanover Insurance Group, Inc. $THG
Hantz Financial Services Inc. sold 11,857 shares of The Hanover Insurance Group, Inc. (NYSE:THG) in the third quarter, reducing its stake by 59.3% to 8,149 shares valued at $1.48 million. Despite this reduction by Hantz, other institutional investors like AlphaQuest LLC, Vest Financial LLC, and Boston Partners significantly increased their holdings, contributing to total institutional ownership of 86.61%. The Hanover Insurance Group reported strong quarterly earnings, beating expectations, and has a "Moderate Buy" consensus rating from analysts with a target price of $199.00, alongside increasing its quarterly dividend.
Hanover targets mid-single-digit premium growth and 88%-89% ex-CAT combined ratio for 2026 while advancing technology and margin discipline
This article outlines Hanover's financial targets for 2026, aiming for mid-single-digit premium growth and an ex-CAT combined ratio of 88%-89%. The company plans to achieve these goals by leveraging technology and maintaining margin discipline.
Insider Selling: The Hanover Insurance Group (NYSE:THG) EVP Sells 24,420 Shares of Stock
Richard Lavey, EVP of The Hanover Insurance Group (NYSE:THG), sold 24,420 shares of company stock on February 5th, totaling over $4.3 million. This sale reduced his stake by 43.15% to 32,174 shares. The company recently reported quarterly EPS of $5.79, beating estimates, and raised its quarterly dividend to $0.95.
Did Strong 2025 Earnings and Completed Buybacks Just Shift Hanover Insurance Group's (THG) Investment Narrative?
Hanover Insurance Group (THG) reported strong Q4 and full-year 2025 results, exceeding EPS expectations and showing increased revenue and net income. Concurrently, the company completed a US$1.17 billion share repurchase program initiated in 2018. These actions reinforce Hanover's investment narrative as a disciplined insurer committed to shareholder returns, even as long-term earnings growth faces questions about margin pressure and catastrophe losses.
The Hanover and its Employees Contribute More Than $1.5 Million to Nonprofits Countrywide
The Hanover Insurance Group, Inc. and its employees have raised over $1.5 million through their annual giving campaign to support more than 2,000 nonprofit organizations across the country. In 2025, 82% of employees participated, with the company's charitable foundation providing a matching contribution. This initiative, which has run for over 70 years, demonstrates the company's commitment to community impact, as highlighted by CEO John C. Roche and IICF Vice President Betsy Myatt.
The Hanover Insurance Group, Inc. (NYSE:THG) Q4 2025 Earnings Call Transcript
The Hanover Insurance Group (NYSE: THG) reported record-breaking Q4 2025 and full-year results, with an operating return on equity of 20% and an all-time high operating EPS. The company highlighted strong execution across Personal Lines, Core Commercial, and Specialty segments, driven by disciplined underwriting, strategic growth in key states, and investments in technology. Despite some competitive pressures in certain markets, Hanover remains confident in its strategy for sustainable growth and profitability, reiterating its commitment to shareholder value through dividends and share repurchases.
Hanover Insurance Group (THG) Combined Ratio Improvement Challenges Bearish Profitability Narratives
Hanover Insurance Group (THG) reported strong FY 2025 results with a significant 55.3% jump in net income, reaching US$660.7 million, and improved combined ratios challenging negative profitability outlooks. Despite a P/E ratio below industry averages and a DCF fair value indicating undervaluation, analysts forecast a 2.1% annual earnings decline over the next three years, creating tension between current strong fundamentals and a softer forward profit profile. This analysis suggests THG's recent performance indicates efficient conversion of premiums to profit, making it a compelling case for investors weighing short-term metrics against long-term forecasts.
Hanover Insurance Group (THG) Combined Ratio Improvement Challenges Bearish Profitability Narratives
Hanover Insurance Group (THG) reported strong FY 2025 results, with significant net income growth and an improved combined ratio, challenging bearish profitability outlooks. The company's trailing profit jumped 55.3%, driven by increased efficiency in converting premiums to profit, and its shares trade at a P/E of 9.4x, below the industry average. Despite a forecast for a 2.1% annual earnings decline over the next three years, the company's current valuation appears undervalued based on a DCF fair value of US$394.73.
Hanover Insurance Group Reports Record Q4 2025 Earnings and Strong Outlook
Hanover Insurance Group reported record Q4 2025 operating earnings per share and a 20% operating return on equity, demonstrating strong financial performance and market position. The company also saw significant premium growth in both Personal and Small Commercial Lines, alongside a 24.9% increase in net investment income. Management expressed an optimistic outlook for 2026, forecasting mid-single-digit consolidated net written premium growth and a combined ratio target of 88%-89%.
Earnings call transcript: Hanover Insurance beats Q4 2025 earnings expectations
The Hanover Insurance Group (THG) exceeded Q4 2025 earnings expectations with an EPS of $5.79 and revenue of $1.56 billion, leading to an initial stock increase. The company reported record quarterly operating earnings and a full-year operating return on equity of 20%, driven by disciplined underwriting, strategic investments in technology, and strong growth in Personal Lines and Core Commercial segments. Hanover Insurance anticipates mid-single-digit net written premium growth for 2026 and projects a combined ratio, excluding catastrophes, of 88-89%.
THG Q4 Deep Dive: Margin Gains and Selective Growth Drive Positive Market Reaction
The Hanover Insurance Group (THG) reported Q4 CY2025 results, missing revenue expectations but beating non-GAAP profit estimates, which led to a positive market reaction. Management attributed this to disciplined underwriting, targeted risk selection, and strategic pricing in Personal Lines and Specialty segments. The company plans continued margin durability and measured premium growth through technology investments, risk diversification, and focus on high-margin segments.
The Hanover Reports 18% Growth in Q4 Net Income
The Hanover Insurance Group reported an 18% increase in fourth-quarter 2025 net income, reaching $198.5 million. The company's Q4 combined ratio remained stable at 89.0, and net premiums written rose by 3% to $1.49 billion, with personal lines showing the most growth. CEO John C. Roche highlighted 2025 as a "record year" for the company, with full-year net income up 55.5% to $662.5 million.
The Hanover posts record net income of $198.5m in Q4’25
The Hanover Insurance Group, Inc. reported a record net income of $198.5 million in Q4 2025, an 18.2% increase year-over-year, and a full-year 2025 net income of $662.5 million, up 55.5%. The company achieved stronger operating income, increased net premiums written, and an improved combined ratio for both the quarter and the full year. Key executives highlighted disciplined execution, strong market positioning, and a shareholder-focused capital management strategy, including a 21st consecutive annual dividend increase.
Hanover Insurance Q4 2025 Results: Revenue Miss, EPS Beats - News and Statistics
The Hanover Insurance Group (NYSE:THG) reported its Q4 2025 results, with revenue of $1.67 billion falling short of Wall Street estimates, despite a 3.3% year-on-year increase. However, the company's GAAP earnings per share of $5.47 exceeded analyst expectations by 3.6%. The insurer achieved a strong combined ratio of 89% and recorded significant book value per share growth.
Citizens reiterates Market Outperform rating on Hanover Insurance stock
Citizens has reaffirmed its Market Outperform rating on The Hanover Insurance Group (NYSE:THG), setting a price target of $200.00, suggesting a 15% upside. The firm highlighted Hanover's focus on small and middle-market segments as a key strength, expecting it to drive stronger growth and insulate the company from intense competition in other areas. Hanover's strong financial health and consistent dividend payments further support the positive outlook.
Strs Ohio Lowers Position in The Hanover Insurance Group, Inc. $THG
Strs Ohio significantly reduced its stake in The Hanover Insurance Group (THG) by 95.3% in the third quarter, while other institutional investors made various adjustments to their holdings. The Hanover Insurance Group reported strong Q3 earnings, beating EPS estimates, and increased its quarterly dividend. Analysts maintain a "Moderate Buy" rating for THG with an average target price of $199.00.
The Hanover Insurance Group (THG) Q4 Earnings: What To Expect
The Hanover Insurance Group (THG) is set to announce its Q4 earnings, with analysts expecting revenue growth of 5.5% to $1.71 billion and adjusted earnings of $4.98 per share. The company has a mixed past performance, having met revenue expectations last quarter but missing book value per share estimates, while its stock has recently underperformed the property & casualty insurance sector.
The Hanover Insurance Group (NYSE:THG) Misses Q4 CY2025 Revenue Estimates
The Hanover Insurance Group (NYSE:THG) reported its Q4 CY2025 results, missing revenue estimates with sales up 3.3% year-on-year to $1.67 billion, though its GAAP profit of $5.47 per share exceeded analysts' consensus by 3.6%. The company's net premiums earned also fell short of expectations, indicating challenges in its core underwriting activities despite record results touted by the CEO for the full year 2025. Book value per share showed strong recent growth, accelerating to 21% annually over the last two years.
Hanover Insurance: Fourth Quarter Earnings Overview
Hanover Insurance Group announced strong financial results for the fourth quarter, with net income of $198.5 million and adjusted earnings of $5.79 per share, surpassing Wall Street expectations. The company also reported total revenue of $1.67 billion for the quarter. For the full year, Hanover Insurance recorded a profit of $662.5 million and annual revenue of $6.64 billion.
Hanover Insurance Q4 2025 Earnings Exceed Expectations
Hanover Insurance reported strong Q4 2025 results, with Non-GAAP EPS of $5.79 surpassing expectations by $0.76 and revenue reaching $1.67 billion, a 5.7% year-over-year increase. The company also saw a significant rise in net investment income and approved a 5.6% increase in its quarterly cash dividend, reflecting robust profitability and confidence in future cash flows.
HANOVER INSURANCE GROUP ($THG) Releases Q4 2025 Earnings
HANOVER INSURANCE GROUP ($THG) reported strong Q4 2025 earnings, beating both earnings per share and revenue estimates. The company reported earnings of $5.79 per share against estimates of $5.01 and revenue of $1.69 billion against estimates of $1.54 billion. Insider trading data shows one insider sale in the last six months, while institutional holdings data reveals mixed activity with some large investors decreasing positions and others increasing.
The Hanover Insurance Group (NYSE:THG) Announces Quarterly Earnings Results
The Hanover Insurance Group (NYSE:THG) announced strong quarterly earnings, reporting $5.79 EPS, beating analyst estimates, although revenue slightly missed consensus. The company also increased its quarterly dividend to $0.95 and maintains a "Moderate Buy" rating from analysts with an average price target of $199. Insider trading and institutional investor activity further highlight the company's financial movements.
The Hanover Reports Record Fourth Quarter Net Income and Operating Income of $5.47 and $5.79 per Diluted Share, Respectively; Record Full-Year Net Income and Operating Income of $18.16 and $19.09 per Diluted Share, Respectively
The Hanover Insurance Group, Inc. reported record fourth-quarter and full-year net income and operating income for 2025. Fourth-quarter diluted net income was $5.47 per share and operating income was $5.79 per share, while full-year figures reached $18.16 and $19.09 per diluted share, respectively. These record results were driven by disciplined execution, strong underlying performance across all business segments, and significant improvements in underwriting and investment income.
The Hanover Insurance Group (NYSE:THG) Misses Q4 CY2025 Revenue Estimates
The Hanover Insurance Group (NYSE:THG) reported Q4 CY2025 results, missing revenue estimates with sales of $1.67 billion, a 3.3% year-on-year increase. Despite the revenue miss, the property and casualty insurer's GAAP profit of $5.47 per share exceeded analyst expectations by 3.6%. The company's book value per share saw significant growth, accelerating by 21% annually over the last two years to reach $100.90.
The Hanover Insurance Group (NYSE:THG) Misses Q4 CY2025 Revenue Estimates
The Hanover Insurance Group (NYSE:THG) reported Q4 CY2025 revenue of $1.67 billion, missing analyst estimates of $1.71 billion, despite a 3.3% year-on-year growth. However, the company's GAAP profit of $5.47 per share exceeded consensus estimates by 3.6%. The article highlights that net premiums earned were below estimates, but the combined ratio beat expectations, and year-on-year book value per share growth was strong at 27.5%.
THG Q4 2025 Earnings Preview: Hanover Insurance Reports Feb 2026 - News and Statistics
The Hanover Insurance Group (NYSE:THG) is set to announce its Q4 2025 earnings after market close on Tuesday, February 2, 2026. Analysts expect revenue to grow 5.5% year-on-year to $1.71 billion, with adjusted earnings of $4.98 per share. The company's stock has underperformed, down 3.5% over the last month, against a backdrop of general underperformance in the property and casualty insurance sector and economic uncertainty.
The Hanover Insurance Group (THG) Q4 Earnings: What To Expect
The Hanover Insurance Group (THG) is scheduled to announce its Q4 earnings this Tuesday after the bell. Analysts anticipate a 5.5% year-on-year revenue growth to $1.71 billion and adjusted earnings of $4.98 per share, with estimates reconfirmed over the last 30 days. Despite some peers showing stronger performance, THG has underperformed recently, with its stock down 3.5% over the last month.
The Hanover Insurance Group (THG) Fourth Quarter Results: Anticipated Outcomes
The Hanover Insurance Group (THG) is set to release its Q4 earnings report, with analysts expecting $1.71 billion in revenue and adjusted EPS of $4.98. The company has a mixed past performance regarding revenue forecasts and has seen its stock decline by 3.5% over the past month. Despite a volatile market outlook, the average analyst price target for THG remains significantly above its current price.
The Hanover Insurance Group, Inc. $THG Shares Acquired by AlphaQuest LLC
AlphaQuest LLC significantly increased its stake in The Hanover Insurance Group (THG) by 563.1% in Q3, now holding 13,296 shares valued at $2.415 million. This comes as institutional investors collectively own about 86.61% of the stock. The company reported strong Q3 earnings of $5.09 EPS, surpassing consensus estimates, and raised its quarterly dividend to $0.95.
The Hanover Insurance Group, Inc. to Present at the Bank of America Securities 2026 Financial Services Conference
The Hanover Insurance Group, Inc. (NYSE: THG) announced that its President and CEO, John C. Roche, and Executive Vice President and CFO, Jeffrey M. Farber, will participate in a fireside chat at the Bank of America Securities Financial Services Conference. The event is scheduled for Tuesday, February 10, 2026, from 2:40 p.m. to 3:20 p.m. Eastern Time, and will be broadcast live on the company's website. They will also hold one-on-one and group meetings with investors on the same day.
The Hanover Insurance Group, Inc. to Present at the Bank of America Securities 2026 Financial Services Conference
The Hanover Insurance Group, Inc. announced that its President and CEO, John C. Roche, and Executive Vice President and CFO, Jeffrey M. Farber, will participate in a fireside chat at the Bank of America Securities Financial Services Conference on February 10, 2026. They will also hold one-on-one and group meetings with investors. The fireside chat will be broadcast live on the company's website.
The Hanover Insurance Group, Inc. to Present at the Bank of America Securities 2026 Financial Services Conference
The Hanover Insurance Group, Inc. announced that its President and CEO, John C. Roche, and Executive Vice President and CFO, Jeffrey M. Farber, will participate in a fireside chat at the Bank of America Securities Financial Services Conference on February 10, 2026. They will also hold one-on-one and group meetings with investors. The fireside chat will be broadcast live and available for replay on the company's website.
The Hanover Insurance Group, Inc. to Present at the Bank of America Securities 2026 Financial Services Conference
The Hanover Insurance Group, Inc. announced that its President and CEO, John C. Roche, and Executive Vice President and CFO, Jeffrey M. Farber, will present at the Bank of America Securities Financial Services Conference on February 10, 2026. They are scheduled for a fireside chat and one-on-one meetings with investors. The fireside chat will be broadcast live and available for replay on the company's website.
Why Hanover Insurance (THG) is Poised to Beat Earnings Estimates Again
Hanover Insurance Group (THG) is expected to beat earnings estimates again, driven by a strong track record of surprises in its previous two quarters and a positive Zacks Earnings ESP of +11.15%. Combined with a Zacks Rank #2 (Buy), these indicators suggest a high probability of another positive surprise in their upcoming earnings report on February 3, 2026, based on Zacks Investment Research's methodology.
The Hanover Insurance Group (THG) Projected to Post Earnings on Tuesday
The Hanover Insurance Group (THG) is expected to announce its Q4 2025 earnings after market close on Tuesday, February 3rd, with analysts forecasting earnings of $4.73 per share and revenue of $1.5216 billion. For the current fiscal year, analysts project EPS of $14 and $16 for the next fiscal year, with a consensus "Moderate Buy" rating and an average price target of $199. The company has a market cap of $6.10 billion, a P/E ratio of 9.91, and recently increased its quarterly dividend to $0.95.
Hanover Insurance Group (THG) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
Hanover Insurance Group (THG) is projected to beat its December 2025 quarter earnings estimates, with expected earnings of $5.08 per share despite a year-over-year decline, and revenues of $1.71 billion, up 5.9%. The company's Zacks Earnings ESP of +11.15% combined with a Zacks Rank #2 strongly suggests an earnings beat. Historically, Hanover Insurance has surpassed EPS estimates in its last four reported quarters, increasing the likelihood of another positive surprise.
Assessing Hanover Insurance Group’s Valuation After Winter Storm Concerns Shift Investor Sentiment
Hanover Insurance Group (THG) shares have faced pressure due to winter storm concerns, which are expected to increase property and casualty claims, ahead of Q4 2025 earnings. Despite a recent decline, the company shows strong long-term shareholder returns and is assessed as 15% undervalued at $169.49, with a fair value of $199.50, based on its strategic investments and scalability advantages. However, potential risks such as catastrophe exposure and rising claims costs could challenge this valuation.
Assessing Hanover Insurance Group’s Valuation After Winter Storm Concerns Shift Investor Sentiment
Hanover Insurance Group (THG) shares are under pressure due to expected higher claims from winter storms, despite a reported 56.6% intrinsic discount and trading 17.7% below analyst targets. The article suggests THG may be undervalued, with a narrative fair value of $199.50, driven by advanced technology and data analytics, but warns of potential risks from catastrophic exposure and rising claims costs. Investors are encouraged to assess the narrative and consider other investment opportunities.
Vest Financial LLC Grows Stock Position in The Hanover Insurance Group, Inc. $THG
Vest Financial LLC significantly increased its stake in The Hanover Insurance Group (THG) by 84.4% in Q3, now holding 22,670 shares valued at $4.12 million. The Hanover Insurance Group reported stronger-than-expected Q3 EPS of $5.09 and a 6.4% year-over-year revenue increase, leading to a raised quarterly dividend of $0.95 and a "Moderate Buy" consensus rating among analysts. Several other institutional investors also adjusted their positions in THG during the same period, with institutional investors collectively owning 86.61% of the company's stock.
