How Gator Capital’s Focus on TFSL’s Mutual Structure Has Changed TFS Financial’s Investment Story
Gator Capital Management recently invested in TFS Financial Corporation, citing its mutual holding company structure and the potential benefits from lower short-term interest rates. This investment highlights an underappreciated earnings recovery potential, which could offer an attractive risk/reward profile for shareholders. While the mutual structure may amplify the benefits of any earnings recovery and support the dividend, TFS Financial still faces risks from high valuation multiples, insider selling, and a dividend that appears stretched relative to earnings.
TFS Financial CEO Stefanski sells $572k in shares By Investing.com
TFS Financial CEO Marc A. Stefanski sold 37,844 shares of common stock in two transactions for approximately $572,081, reducing his direct holdings to 71,997 shares. The sales occurred while the stock traded near its 52-week high, and the company offers a 7.37% dividend yield. This comes as TFS Financial recently reported Q1 earnings that missed analyst expectations for both EPS and revenue.
Marc Stefanski Sells 36,844 Shares of TFS Financial (NASDAQ:TFSL) Stock
TFS Financial CEO Marc Stefanski sold 36,844 shares of the company's stock, reducing his ownership by over 33%. The sale occurred amidst concerns about the company's high dividend payout ratio (353.13%) and a recent miss on quarterly EPS estimates. Despite the stock trading near its 52-week high, analysts maintain a consensus "Hold" rating with a $15 target, citing the high P/E ratio and elevated debt-to-equity.
TFS Financial Corporation stock hits 52-week high at 15.37 USD
TFS Financial Corporation's stock has reached a new 52-week high of $15.37, reflecting positive investor confidence and an 11.97% growth over the past year. Despite this milestone, the company recently reported first-quarter earnings and revenue that missed analyst expectations, with an EPS of $0.08 against an anticipated $0.09, and revenue of $83.73 million compared to a forecast of $84.97 million. Investors are advised to consider valuation metrics, such as the P/E ratio of 47.94, as the stock is trading above its Fair Value.
TFS Financial Corporation stock hits 52-week high at 15.37 USD
TFS Financial Corporation (TFSL) reached a 52-week high of $15.37. This significant milestone comes amidst a positive 1-year change of 11.97%, reflecting investor confidence, although the company recently missed analyst expectations for its first-quarter earnings and revenue. Investors are advised to consider valuation metrics, such as its P/E ratio of 47.94 and trading above its Fair Value, alongside its growth potential.
Trading the Move, Not the Narrative: (TFSL) Edition
This article analyzes Tfs Financial Corporation (NASDAQ: TFSL) using AI models, highlighting a near-term neutral sentiment amidst mid and long-term strength. It outlines three distinct trading strategies—Position, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels. The analysis also points out a strong risk-reward short setup and provides multi-timeframe signal analysis for support and resistance levels.
Investment Manager Bets Big on TFSL, Adds 470,000 Shares, According to Recent SEC Filing
Gator Capital Management, LLC has acquired 470,125 shares of TFS Financial Corporation (NASDAQ:TFSL), representing a new position valued at approximately $6.29 million. This transaction, revealed in a recent SEC filing, signifies a significant investment for the fund, making TFSL 1.28% of its total reportable assets under management. The move highlights TFSL's appeal as an income play for investors, attributed to its high dividend yield and low beta, despite concerns about its high P/E ratio and muted growth expectations.
TFS Financial CEO Stefanski sells $107,554 in shares
TFS Financial CORP (NASDAQ:TFSL) Chairman, President, and CEO Marc A. Stefanski sold 7,156 shares of common stock for approximately $107,554 in early February 2026. These sales occurred as the stock neared its 52-week high, and an InvestingPro analysis suggests potential overvaluation. Concurrently, TFS Financial reported Q1 earnings that missed analyst expectations, despite a revenue increase.
TFS Financial CEO Stefanski sells $107,554 in shares
TFS Financial CEO Marc A. Stefanski sold 7,156 shares of common stock for approximately $107,554 on February 11 and 12, 2026. The sales occurred as the stock trades near its 52-week high, and Stefanski still directly owns 109,841 shares. Despite recent earnings missing analyst expectations, TFS Financial maintains a substantial 7.62% dividend yield.
TFS Financial (NASDAQ:TFSL) CEO Marc Stefanski Sells 7,149 Shares
TFS Financial CEO Marc Stefanski sold 7,149 shares of company stock for approximately $107,449, reducing his holdings by 6.11%. This transaction follows the company missing its fourth-quarter earnings and revenue estimates. Despite a 7.6% dividend yield, the company faces a very high dividend payout ratio, and analysts generally maintain a "Hold" rating on the stock.
TFS Financial CEO Stefanski sells $107,554 in shares
Marc A. Stefanski, CEO of TFS Financial CORP, sold 7,156 shares of company stock on February 11 and 12, 2026, for a total of approximately $107,554. These sales occurred while the stock was trading near its 52-week high. Despite the sales, Stefanski retains significant direct and indirect holdings, and the company maintains a substantial 7.62% dividend yield, although it recently missed first-quarter earnings and revenue expectations.
Free tax prep in Cleveland helps residents claim refunds
Third Federal is partnering with several organizations to offer free income tax preparation services at Cleveland Central Catholic High School for individuals and families earning under $69,000. This initiative aims to help eligible tax filers, especially those with children, claim the Earned Income Tax Credit (EITC), which is a key poverty relief program. The event on Saturday, February 14, 2026, will have IRS-trained preparers available to assist with electronic filing and help participants access their deserved refunds.
TFS Financial (NASDAQ:TFSL) Sets New 52-Week High - Here's Why
TFS Financial (NASDAQ:TFSL) recently hit a new 52-week high of $15.04, trading at $14.97 with heavy volume, largely aligning with the average analyst price target of $15.00. Despite narrowly missing quarterly estimates for EPS and revenue, and showing a high P/E ratio, the company offers a significant 7.5% dividend yield. However, the dividend's sustainability is questioned due to a high payout ratio and recent insider selling.
Third Federal Continues Free Tax Preparation Services for Low-Income Families
Third Federal is continuing its free tax preparation services for low-income families earning under $69,000, partnering with non-profits to ease tax filing burdens and help residents access the Earned Income Tax Credit. A "Super Refund Saturday EITC" event will be held on February 14, 2026, at Cleveland Central Catholic High School, offering electronic filing with IRS-certified preparers. This initiative, supported by various community organizations, highlights Third Federal's commitment to community economic development since 2012.
TFS Financial Appoints Jason Cirankewitch as Vice President of Strategic Initiatives
TFS Financial has appointed Jason Cirankewitch as Vice President of Strategic Initiatives. In this role, he will be responsible for developing and launching advanced financing programs, including white-label solutions for various equipment financing clients. Cirankewitch brings extensive experience from the equipment finance and prime lending sectors, having previously served at Coast Capital Equipment Finance Ltd.
(TFSL) Volatility Zones as Tactical Triggers
This article analyzes Tfs Financial Corporation (TFSL) using AI models to identify volatility zones and tactical triggers for trading. It outlines three strategies—Position Trading, Momentum Breakout, and Risk Hedging—tailored for different risk profiles. The analysis highlights a strong near-term sentiment with a 17.5:1 risk-reward setup targeting a 4.9% gain.
TFS Financial stock hits 52-week high at 14.74 USD By Investing.com
TFS Financial Corporation's stock has reached a 52-week high of $14.74, reflecting positive investor confidence and a 14.48% rise over the past year. Despite this, InvestingPro analysis suggests the stock might be trading above its Fair Value with a high P/E ratio, and the company recently missed analyst expectations for its first-quarter earnings, though revenue increased year-over-year. The financial services provider maintains a "FAIR" overall financial health score.
TFS Financial (NASDAQ:TFSL) Director Sells $156,310.00 in Stock
TFS Financial (NASDAQ:TFSL) Director Barbara Anderson sold 11,000 shares of the company's stock for $156,310, reducing her position by 63.95%. This transaction comes as TFS Financial missed Q4 earnings estimates, reporting EPS of $0.08 against an expected $0.09. Despite a high dividend yield of 7.7%, the company's dividend payout ratio is 353.13%, and the stock currently has a "Hold" consensus rating with a $15 average target price.
TFS Financial stock hits 52-week high at 14.74 USD By Investing.com
TFS Financial Corporation's stock has reached a 52-week high of $14.74, reflecting an impressive 14.48% increase over the past year, and indicating strong investor confidence despite missing recent Q1 earnings and revenue estimates. While the company demonstrates resilience, InvestingPro analysis suggests the stock might be trading above its Fair Value with a high P/E ratio, and it faces challenges with weak gross profit margins.
TFS Financial (NASDAQ:TFSL) Rating Lowered to Sell at Wall Street Zen
Wall Street Zen downgraded TFS Financial (NASDAQ:TFSL) from "hold" to "sell" after the company reported Q4 EPS of $0.08, missing estimates, and revenue of $83.73 million, also below expectations. Company insiders have been net sellers, with 47,600 shares sold totaling approximately $665,316 in the last 90 days. Despite the downgrade, the consensus analyst rating remains a "Hold" with a $15.00 price target.
TFS Financial (NASDAQ:TFSL) Trading Down 9.2% on Disappointing Earnings
TFS Financial (NASDAQ:TFSL) shares dropped 9.2% after reporting disappointing quarterly earnings, with EPS of $0.08 against an expected $0.09 and revenue of $83.73 million, missing estimates. The company's high dividend payout ratio of 353.13% raises sustainability concerns, and insiders have sold stock worth over $665K in the last 90 days. Despite the downturn, analysts maintain a consensus "Hold" rating with a $15.00 price target.
Can TFS Financial’s Margin and Cost Pressures Recast Its Profit Story for Investors in TFSL?
TFS Financial (TFSL) reported stable net income and earnings per share in its recent first-quarter results, despite facing pressure on net interest margins and rising non-interest costs related to bonuses, marketing, and technology. The company's investment narrative is centered on steady, income-focused growth with a consistent dividend, strong capital, and credit quality. However, investors should consider the sustainability of its dividend given the margin pressures and elevated costs, with fair value estimates from the community varying widely.
Can TFS Financial’s Margin and Cost Pressures Recast Its Profit Story for Investors in TFSL?
TFS Financial Corporation recently reported steady first-quarter net income despite rising net interest income, with earnings per share holding at US$0.08. The company faces margin pressures and increased non-interest costs due to bonuses, marketing, and technology investments. While management highlights strong capital and credit quality, the investment narrative suggests a focus on income stability rather than rapid growth, with the sustainability of its dividend being a less visible risk amid these pressures.
TFS Financial Corporation Announces First Quarter Fiscal Year 2026 Results
TFS Financial Corporation announced its first-quarter fiscal year 2026 results, reporting net income of $22.3 million. The company experienced a decrease in net interest income primarily due to recent Fed rate cuts affecting home equity lines of credit, though net interest income increased year-over-year. Despite challenges, TFS Financial maintained strong capital ratios, exceeding "well capitalized" requirements.
TFS Financial Corporation Announces First Quarter Fiscal Year 2026 Results (2026-01-29)
TFS Financial Corporation reported net income of $22.3 million for the first quarter of fiscal year 2026, slightly down from $26.0 million in the previous quarter and $22.4 million in the same quarter last year. The decrease was attributed to lower net interest income and higher non-interest expenses, partially offset by a release of credit loss provisions. The company maintained a strong capital position, with a Tier 1 leverage ratio of 10.75%, exceeding "well capitalized" requirements.
TFS Financial Corporation Q1 Fiscal Year 2026 Results
TFS Financial Corporation reported its financial results for the first quarter of fiscal year 2026, ending December 31, 2025, with a net income of $22.3 million, down from $26.0 million in the previous quarter. This decrease was primarily due to a reduction in net interest income and an increase in non-interest expenses, driven by higher salaries, benefits, and marketing costs. Despite the decline in net income, total assets slightly increased, and the company emphasized its strong capital ratios and commitment to navigating a competitive landscape.
TFS Financial shares fall as first quarter earnings miss estimates By Investing.com
TFS Financial Corporation reported first-quarter earnings that missed analyst expectations, causing its shares to drop 4% in after-hours trading. The company posted diluted earnings per share of $0.08 and revenue of $83.73 million, both below consensus forecasts. Despite the miss, net interest income increased year-over-year, and the company maintained strong capital ratios while repurchasing shares and paying a dividend.
TFS Financial Corporation Announces First Quarter Fiscal Year 2026 Results
TFS Financial Corporation reported net income of $22.3 million for the first quarter of fiscal year 2026, slightly down from $26.0 million in the previous quarter, primarily due to decreased net interest income and increased non-interest expenses. Despite recent Fed rate cuts impacting yields on home equity lines of credit, net interest income increased by $7.4 million compared to the same period in 2025. The company maintains a strong capital position with a Tier 1 capital ratio of 10.75%, exceeding "well capitalized" requirements.
TFS Financial Corporation Announces First Quarter Fiscal Year 2026 Results
TFS Financial Corporation (NASDAQ: TFSL) reported net income of $22.3 million for the first quarter of fiscal year 2026, ending December 31, 2025. This represents a decrease from the previous quarter's $26.0 million due to lower net interest income and higher non-interest expenses, but is comparable to the $22.4 million from the same quarter in the prior year. Despite recent Fed rate cuts, the company's net interest income increased by $7.4 million year-over-year, and its Tier 1 capital ratio remains strong at 10.75%, exceeding the "well capitalized" threshold.
Price-Driven Insight from (TFSL) for Rule-Based Strategy
This article provides a price-driven analysis for Tfs Financial Corporation (NASDAQ: TFSL), indicating strong sentiment across all horizons with an overweight bias. It highlights a mid-channel oscillation pattern and an exceptional 17.3:1 risk-reward setup targeting a 4.9% gain. The piece outlines three distinct AI-generated trading strategies (Position, Momentum Breakout, and Risk Hedging) tailored for different risk profiles, along with multi-timeframe signal analysis.
TFS Financial (TFSL) Projected to Post Earnings on Thursday
TFS Financial (TFSL) is expected to announce its Q1 2026 earnings before market open on Thursday, January 29th, with analysts projecting $0.09 EPS and $84.97 million in revenue. The company recently paid a $0.2825 quarterly dividend, resulting in a 7.8% yield, though its high payout ratio of 353.13% raises sustainability concerns. Insider selling has been observed, while institutional investors have adjusted their positions, and analysts maintain a consensus "Hold" rating with a $15 price target.
TFS Financial (NASDAQ:TFSL) Rating Increased to Hold at Zacks Research
Zacks Research has upgraded TFS Financial (NASDAQ:TFSL) to a "hold" rating. This follows other analyst actions, with the company currently holding an average "Hold" rating and a consensus target price of $15.00 based on MarketBeat.com data. The article also details recent insider selling and institutional investor activity, alongside the company's financial metrics and latest earnings results.
3 Reasons to Avoid TFSL and 1 Stock to Buy Instead
This article advises investors to avoid TFS Financial (TFSL) due to its historically poor net interest income growth, low net interest margin, and barely growing EPS. The stock is currently trading at a high forward P/B multiple, suggesting it is overvalued. Instead, the author recommends considering "High Quality" stocks with strong momentum, citing Nvidia and Kadant as examples of past successes.
(TFSL) Price Dynamics and Execution-Aware Positioning
This article analyzes Tfs Financial Corporation (NASDAQ: TFSL) stock, identifying a neutral near and mid-term outlook with a possible moderation of its long-term positive bias. It presents three AI-generated trading strategies—Position, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis, including support and resistance levels. The analysis highlights an exceptional 18.2:1 risk-reward short setup, targeting a 5.2% downside with 0.3% risk.
(TFSL) as a Liquidity Pulse for Institutional Tactics
An article on TFS Financial Corporation (NASDAQ: TFSL) indicates a weak near-term sentiment challenging long-term strength, with a mid-channel oscillation pattern observed. Stock Traders Daily's AI models have generated three distinct trading strategies catering to different risk profiles and holding periods, including position trading, momentum breakout, and risk hedging strategies. The analysis highlights an exceptional 18.5:1 risk-reward short setup targeting a 5.3% downside versus a 0.3% risk.
How Tfs Financial Corporation (TFSL) Affects Rotational Strategy Timing
This article analyzes TFS Financial Corporation (TFSL) using AI models to determine its effect on rotational strategy timing, highlighting strong near-term sentiment and a mid-channel oscillation pattern. It presents three institutional trading strategies tailored for different risk profiles, including position trading, momentum breakout, and risk hedging, along with multi-timeframe signal analysis. The analysis identifies an exceptional 17.0:1 risk-reward setup, targeting a 4.9% gain versus 0.3% risk.
TFS Financial (TFSL): Valuation Check After Record Earnings and 14% Revenue Growth
TFS Financial (TFSL) reported strong Q3 results with a 14% year-on-year revenue increase and record annual earnings. Despite this performance and a solid year-to-date share price return, the company's valuation appears stretched, trading at a P/E of 44.6x compared to a peer average of 14.9x. A discounted cash flow (DCF) model suggests a fair value of $1.39, indicating significant overvaluation compared to its current share price of $14.31.
Is Record Earnings And a Dividend Waiver Altering The Investment Case For TFS Financial (TFSL)?
TFS Financial (TFSL) recently reported record fiscal 2025 earnings of US$91 million, a 14.3% increase, driven by improved net interest margins and higher mortgage originations. The company also declared a quarterly dividend of US$0.2825, which its mutual holding company waived, directing more cash to public shareholders and indicating internal confidence. This financial performance and capital allocation strategy are key elements shaping TFS Financial's investment narrative, particularly considering its conservative, income-focused approach.
TFS Financial (NASDAQ:TFSL) Director Anthony Asher Buys 1,439 Shares
TFS Financial (NASDAQ:TFSL) Director Anthony Asher recently purchased 1,439 shares of the company's stock, increasing his holdings by 3.82%. The transaction was valued at $19,987.71 and raised his total stake to 39,114 shares. The company also announced a quarterly dividend of $0.2825 per share, yielding 8.1%, despite a high payout ratio of 353.13%.
Q3 Earnings Outperformers: TFS Financial (NASDAQ:TFSL) And The Rest Of The Thrifts & Mortgage Finance Stocks
This article analyzes the Q3 2025 earnings for thrifts & mortgage finance stocks, highlighting TFS Financial (TFSL) as a key performer. It details results for several companies including Ellington Financial (EFC), WaFd Bank (WAFD), PennyMac Financial Services (PFSI), and AGNC Investment (AGNC), noting revenue beats and misses against analyst expectations. The piece also provides a brief market update, discussing the impact of Fed rate hikes and recent stock market performance.
Ashley Williams Sells 7,600 Shares of TFS Financial (NASDAQ:TFSL) Stock
Ashley Williams, a director at TFS Financial (NASDAQ:TFSL), recently sold 7,600 shares of the company's stock for over $103,000, reducing her total holdings by 31.52%. The company's stock traded down 0.1% recently, with a market cap of $3.85 billion and a P/E ratio of 42.94. TFS Financial also announced a quarterly dividend, offering an 8.2% yield, and recently beat its Q3 EPS estimates.
(TFSL) and the Role of Price-Sensitive Allocations
This article provides an analysis of Tfs Financial Corporation (NASDAQ: TFSL), highlighting weak near-term sentiment but strong long-term projections. It details specific institutional trading strategies, including long, breakout, and short positions, along with multi-timeframe signal analysis for support and resistance levels. A significant 17.5:1 risk-reward setup is identified, aiming for a 5.1% gain versus a 0.3% risk.
TFS Financial CORP SEC 10-K Report
TFS Financial Corp has released its annual 10-K report, detailing a strong financial performance with increased interest and dividend income, net interest income, and net income. The company, operating primarily in Ohio and Florida, also reported growth in earnings per share and non-interest income, alongside strategic initiatives like a new core processing system and continued capital management. Despite facing market competition, economic conditions, and regulatory risks, TFS Financial Corp plans to leverage its strong capital position and customer-focused strategies for future growth.
TFS Financial (NASDAQ:TFSL) Insider Cathy Zbanek Sells 20,000 Shares of Stock
Cathy Zbanek, an insider at TFS Financial (NASDAQ:TFSL), sold 20,000 shares of the company's stock on December 3rd for $282,600, reducing her ownership by over 27%. The company recently reported strong earnings, beating EPS and revenue estimates, and announced a quarterly dividend of $0.2825 per share, yielding 8.0%. Several analysts have issued positive ratings for TFSL, and institutional investors have adjusted their holdings.
How Rising Institutional Interest and Rich Dividend Policy Will Impact TFS Financial (TFSL) Investors
TFS Financial (TFSL) is experiencing increased institutional interest and has declared a high-yield dividend, alongside quarterly earnings that surpassed analyst expectations. These factors, combined with insider share sales, create a complex investment narrative. The article examines how strong institutional ownership and a generous dividend policy influenced the bank's investment prospects for shareholders, especially given concerns about valuation, balance sheet strength, and dividend sustainability.
TFS Financial Corp chief synergy officer sells $282k in shares
Cathy W. Zbanek, Chief Synergy Officer at TFS Financial CORP, sold 20,000 shares of common stock for $282,600 on December 3, 2025. Following this transaction, she directly owns 53,197 shares, with additional indirect holdings and derivative securities. Separately, TFS Financial Corporation declared a quarterly cash dividend of $0.2825 per share, payable on December 16, 2025, to shareholders on record by December 2, 2025.
Thrifts & Mortgage Finance Stocks Q2 Results: Benchmarking TFS Financial (NASDAQ:TFSL)
This article benchmarks TFS Financial (NASDAQ:TFSL) against other thrifts and mortgage finance stocks based on their Q2 earnings results. It details the financial performance of TFS Financial, Ellington Financial (EFC), WaFd Bank (WAFD), PennyMac Financial Services (PFSI), and Arbor Realty Trust (ABR), highlighting revenue changes, EPS performance, and stock reactions post-reporting. The article also touches upon the general industry outlook, including both tailwinds and headwinds.
Creative Planning Buys 40,594 Shares of TFS Financial Corporation $TFSL
Creative Planning significantly increased its stake in TFS Financial Corporation by 117.7%, now owning 75,076 shares valued at $972,000. TFS Financial reported strong Q4 earnings, beating estimates with $0.09 EPS and $85.48M in revenue, and analysts have issued a consensus "Buy" rating. However, the company's high dividend payout ratio of 353.13% and recent insider selling raise concerns about dividend sustainability and potential insider sentiment.
Thrifts & Mortgage Finance Stocks Q2 Results: Benchmarking TFS Financial (NASDAQ:TFSL)
This article reviews the Q2 2025 financial results for TFS Financial and several peers within the thrifts and mortgage finance sector. It highlights TFS Financial's performance, along with the best and weakest Q2 results from Ellington Financial and WaFd Bank, respectively, and provides updates on other companies like PennyMac Financial Services and Arbor Realty Trust. The piece also includes a brief market update discussing economic factors influencing the sector.
TFS Financial Corporation stock hits 52-week high at 14.52 USD
TFS Financial Corporation's stock has reached a 52-week high of $14.53 USD, representing a 21.24% year-to-date gain and a 6.95% total return over the past year. The company boasts a significant 7.92% dividend yield and has consistently paid dividends for 12 years. Investors are now scrutinizing whether its premium valuation, with a P/E ratio of 44.47, is sustainable.
