$6B Texas bank expands with Keystone merger, adds Austin branches
Third Coast Bancshares (NYSE: TCBX) announced the successful completion of its merger with Keystone Bancshares, effective February 1, 2026, creating a combined entity with over $6 billion in assets. This merger expands Third Coast's presence in Texas, adding three new branch locations in Austin and Ballinger, and a loan production office in Bastrop. Key leadership from Keystone, including Jeff Wilkinson and Bryan St. George, will assume new roles within Third Coast Bank as part of the integration process.
Third Coast Bancshares Completes Keystone Merger, Expands Texas Footprint
Third Coast Bancshares has completed its merger with Keystone Bancshares, Inc., expanding its Texas footprint and reaching over $6 billion in total assets. This transaction integrates Keystone's branches and a loan production office, while also incorporating its leadership into Third Coast's enlarged board and management team. An analyst rating suggests a "Buy" for TCBX stock, with TipRanks' AI Analyst also assessing it as "Outperform" due to strong financial performance, reasonable valuation, and a positive outlook despite some potential merger-related variability.
Third Coast Bancshares Appoints New Directors Following Merger
Third Coast Bancshares, Inc. (TCBX) announced the appointment of Jeffrey A. Wilkinson and Clint Greenleaf as new directors, effective immediately after the completion of a merger agreement on February 2, 2026. Both individuals will serve on the Company Board and the Bank Board. This move follows a merger and aligns with an original SEC filing by Third Coast Bancshares.
Third Coast Bancshares (NYSE: TCBX) completes Keystone Bancshares merger
Third Coast Bancshares (NYSE: TCBX) has completed its merger with Keystone Bancshares, Inc., involving a payment of approximately 2.6 million shares of Third Coast common stock and $20 million in cash. The merger integrated Keystone into Third Coast's structure, with Keystone Bank merging into Third Coast Bank. As part of the agreement, Jeffrey A. Wilkinson and Clint Greenleaf from Keystone joined Third Coast's boards, and Wilkinson will serve as Chairman – Austin Market under a two-year employment agreement with significant compensation.
Third Coast Bancshares (NASDAQ:TCBX) Upgraded at Zacks Research
Zacks Research has upgraded Third Coast Bancshares (NASDAQ:TCBX) from a "hold" to a "strong-buy" rating, with a consensus analyst target price of $45.50. The company recently reported $1.03 EPS for its last quarter and analysts expect a 3.1 EPS for the current fiscal year. Insider ownership is at 10.28% and institutional ownership is substantial at 36.88%, with several major funds increasing their stakes.
Third Coast Bancshares, Inc. (NASDAQ:TCBX) Q4 2025 Earnings Call Transcript
Third Coast Bancshares, Inc. (NASDAQ: TCBX) exceeded expectations in Q4 and full year 2025 with significant growth in loans, assets, and deposits, achieving a record annual net income of $66.3 million. Management highlighted disciplined risk management and underwriting, with plans to integrate their merger with Keystone Bancshares, Inc. to form a $6 billion entity with 22 locations across Texas. The company provided an outlook for 2026, targeting $75 million to $100 million in quarterly loan growth and aiming to enhance operational efficiency while maintaining profitability.
TCBX: Analyst Maintains Rating and Raises Price Target to $45
Keefe, Bruyette & Woods has maintained its "Market Perform" rating for Third Coast Bancshares (TCBX) and increased its price target from $43.00 to $45.00, reflecting continued confidence in the bank's performance. This adjustment aligns with multiple previous target increases from various analysts. Third Coast Bancshares focuses on commercial banking for small to medium-sized businesses, operating branches across Texas and one in Detroit.
Third Coast Bancshares (NASDAQ:TCBX) Price Target Raised to $45.00 at Keefe, Bruyette & Woods
Keefe, Bruyette & Woods has increased its price target for Third Coast Bancshares (NASDAQ:TCBX) to $45.00, maintaining a "market perform" rating, which suggests an 11.5% upside. The consensus analyst rating for TCBX is "Hold" with an average price target of $45.50. The company recently reported quarterly EPS of $1.03, and institutional investors have been adjusting their stakes in the regional bank.
Third Coast Bancshares TCBX Net Margin Surge Challenges Cautious Earnings Narratives
Third Coast Bancshares (TCBX) reported strong financial results for FY 2025, with revenue reaching US$201.3 million and EPS of US$4.45, alongside a net profit margin of 30.6%. The company's earnings growth and net interest margin performance suggest solid profitability, while its valuation indicates the stock may be undervalued compared to its DCF fair value and peer P/E ratios. Despite these positive indicators, the article encourages investors to consider the long-term sustainability of the current margin and earnings profile.
Third Coast Bancshares Shares Steady After Q4 Profit Rise
Third Coast Bancshares (NYSE: TCBX) shares remained steady after reporting a rise in Q4 and full-year 2025 profits. The company achieved record net income for the full year and continued to grow loans and deposits, despite broader sector pressures on regional banks. Third Coast also announced a definitive merger agreement with Keystone Bancshares Inc. and a transfer of its stock listing to the NYSE and NYSE Texas.
Shareholders at Third Coast (NYSE: TCBX) approve stock issuance for Keystone merger
Third Coast Bancshares, Inc. (NYSE: TCBX) shareholders have approved the issuance of additional common shares required for its merger with Keystone Bancshares, Inc. This approval, which satisfies NYSE Listing Rule 312.03, is a critical step, although the merger's completion remains contingent on other closing conditions and regulatory approvals. The vote, held on January 23, 2026, saw overwhelming support for the share issuance.
Third Coast Bancshares (TCBX) investors approve stock issuance for Keystone merger
Third Coast Bancshares (TCBX) shareholders have approved the issuance of additional common shares required for its merger with Keystone Bancshares, Inc. The vote, which took place on January 23, 2026, met the necessary margin, including compliance with NYSE Listing Rule 312.03 for issuing more than 20% of outstanding shares. While this removes a significant governance hurdle, the merger's completion is still contingent on satisfying or waiving other closing conditions outlined in the merger agreement.
Stonegate Updates Coverage on Third Coast Bancshares, Inc. (TCBX) Q4 2025
Stonegate Capital Partners updated its coverage on Third Coast Bancshares, Inc. (TCBX) for Q4 2025, reporting net income of $17.9M, a slight decline from Q3 but an increase from Q4 2024. The company's merger is on track, and its Net Interest Margin (NIM) held steady at 4.10%. Stonegate anticipates continued focus on operational efficiency despite near-term expense fluctuations due to an ongoing integration.
Third Coast Bancshares outlines $75M–$100M quarterly loan growth target as Keystone merger integration begins
Third Coast Bancshares (TCBS) aims for a quarterly loan growth target of $75 million to $100 million, excluding loans from its recently acquired Keystone Bank. The company is actively integrating Keystone's operations and expects the merger to significantly contribute to its loan portfolio. This strategic growth initiative is a key focus as TCBS navigates its expansion.
Third Coast Bancshares Shares Steady After Q4 Profit Rise
Third Coast Bancshares Inc. (NYSE: TCBX) reported a rise in profit for the fourth quarter and full-year 2025, with net income reaching $17.9 million for Q4 and a record $66.3 million for the full year. Despite broader sector pressures affecting regional bank stocks, the company saw growth in gross loans and deposits, maintained a steady net interest margin, and announced a merger agreement with Keystone Bancshares Inc.
Earnings call transcript: Third Coast Bancshares Q4 2025 beats expectations
Third Coast Bancshares (TCBX) reported strong fourth-quarter and full-year 2025 financial results, surpassing analyst expectations with an EPS of $1.02 and revenue of $56.46 million. The company's stock rose 3.96% in after-hours trading, reflecting investor confidence. Key highlights include a 39% year-over-year increase in net income, robust loan and deposit growth, and a planned merger with Keystone Bankshares, Inc. in Q1 2026, aiming to create a combined $6 billion entity.
Earnings call transcript: Third Coast Bancshares Q4 2025 beats expectations
Third Coast Bancshares (TCBX) reported strong Q4 2025 earnings, surpassing analyst expectations with EPS of $1.02 and revenue of $56.46 million. The company achieved significant growth in loans, deposits, and net income, with total assets reaching $5.34 billion, and its stock rose in after-hours trading. Looking ahead, Third Coast Bancshares is focused on integrating the merger with Keystone Bankshares, expanding its presence in Texas, and maintaining disciplined loan growth and operational efficiency for 2026.
Houston bank's $66M year rides 10.8% loan growth, deposit gains
Third Coast Bancshares (NYSE: TCBX) announced record financial results for 2025, with net income reaching $66.3 million and diluted EPS of $3.79, driven by robust loan growth of 10.8% year-over-year to $4.39 billion and increased deposits. The bank maintained a stable net interest margin at 4.10% in Q4 2025 and saw its total assets grow by 8.1% to $5.34 billion, while book value per share also increased significantly. The company also completed the transfer of its common stock listing to the NYSE and NYSE Texas during the year.
Third Coast Bancshares, Inc. Reports 2025 Fourth Quarter and Full Year Financial Results
Third Coast Bancshares, Inc. reported strong financial results for its 2025 fourth quarter and full year, achieving record annual net income of $66.3 million and diluted earnings per share of $3.79. The company also saw significant growth in gross loans, deposits, and tangible book value per share, while maintaining a consistent net interest margin and improving asset quality. These results reflect successful execution and transformation into a high-performing institution, highlighted by a 10.8% increase in gross loans and a 7.3% rise in deposits year-over-year.
Third Coast Bancshares (TCBX) to Announce Q4 Earnings on January 21, Forecasting $53.07M Revenue
Third Coast Bancshares (TCBX) is scheduled to release its Q4 2023 earnings on January 21, with analysts forecasting EPS of $0.91 and revenue of $53.07 million, indicating a potential 14.6% year-over-year growth. Analyst estimates for both EPS and revenue have seen upward revisions, reflecting confidence in the company's profitability and market outlook, especially following its $123 million acquisition of Keystone Bancshares. Seeking Alpha's Quant Rating views TCBX as an undervalued investment, with Wall Street analysts projecting an average 1-year price target of $44.50.
Third Coast Bancshares issues supplemental disclosures on Keystone merger
Third Coast Bancshares (TCBX) has released supplemental disclosures regarding its proposed merger with Keystone Bancshares, Inc., following shareholder demand letters alleging omissions in the initial proxy statement. While denying the allegations, Third Coast provided additional financial details, including analyses by Raymond James and unaudited prospective financial information for both companies. The company states these disclosures will not impact the merger consideration or the timing of shareholder meetings, which are scheduled for late January 2026.
Third Coast Bancshares issues supplemental disclosures on Keystone merger By Investing.com
Third Coast Bancshares announced supplemental disclosures regarding its proposed merger with Keystone Bancshares, addressing shareholder demand letters alleging omissions in the proxy statement. Despite denying the allegations, Third Coast provided additional details on financial analyses and prospective financial information. The company also previously reported strong Q3 2025 results and a dividend, with Keefe, Bruyette & Woods raising its price target following the Keystone acquisition.
Deroy & Devereaux Private Investment Counsel Inc. Takes $3.46 Million Position in Third Coast Bancshares, Inc. $TCBX
Deroy & Devereaux Private Investment Counsel Inc. has acquired a new position of 91,170 shares, valued at $3.46 million, in Third Coast Bancshares, Inc. (TCBX) during the third quarter, representing 0.66% ownership. Other institutional investors like AQR Capital Management LLC and Millennium Management LLC also increased their stakes in TCBX. The article notes that TCBX has a market capitalization of $537.35 million, a P/E ratio of 11.83, and analysts currently rate the stock as a "Hold" with an average target price of $42.67.
Third Coast Bancshares Inc - Receiveed Four Demand Letters Alleging Material Information Omissions - SEC Filing
Third Coast Bancshares Inc. has received four demand letters alleging material information omissions, as disclosed in an SEC filing. This news was reported by Reuters via Refinitiv. The article provides a headline only, without further details.
Third Coast Bancshares Provides Supplemental Disclosures for Merger
Third Coast Bancshares announced supplemental disclosures related to its merger with Keystone Bancshares following four demand letters alleging disclosure omissions. The company clarified that these additional disclosures address shareholder concerns, but denied any legal violations in the original filings. The merger terms and meeting schedules are unaffected by these supplemental disclosures.
Third Coast Bancshares (NASDAQ:TCBX) Trading Down 1.3% - Should You Sell?
Third Coast Bancshares (NASDAQ:TCBX) saw its shares trade down 1.3% mid-day, closing at $37.96 with lower than average trading volume. The company's stock is currently hovering near its 50-day and 200-day moving averages, and analysts have a mixed view, with an average "Hold" rating and target price of $42.67. Recent insider trading shows a director selling a portion of their shares, while institutional investors hold a significant stake in the company.
Regional bank plans public call to explain its 2025 results in January
Third Coast Bancshares (TCBX) will report its 2025 fourth-quarter and full-year financial results on January 21, 2026, after market close. The company will host a conference call and webcast on January 22, 2026, at 11:00 a.m. ET to discuss these results. Investors can access the live call via phone or webcast, with replays available through January 29, 2026, and a webcast archive for 90 days.
Third Coast Bancshares, Inc. Announces 2025 Fourth Quarter and Full Year Earnings Release and Conference Call Schedule
Third Coast Bancshares, Inc. (TCBX) will report its 2025 fourth-quarter and full-year financial results on Wednesday, January 21, 2026, after the market closes. Management has scheduled a conference call and webcast for Thursday, January 22, 2026, at 11:00 a.m. Eastern Time to discuss these results. Details for accessing the live call or webcast, as well as replay information, are provided.
Third Coast Bancshares, Inc. Announces 2025 Fourth Quarter and Full Year Earnings Release and Conference Call Schedule
Third Coast Bancshares, Inc. (NYSE & NYSE Texas: TCBX) announced its 2025 fourth quarter and full year financial results will be released on Wednesday, January 21, 2026, after market close. A conference call and webcast will follow on Thursday, January 22, 2026, at 11:00 a.m. Eastern Time to discuss these results.
Third Coast Bancshares, Inc. Announces 2025 Fourth Quarter and Full Year Earnings Release and Conference Call Schedule
Third Coast Bancshares, Inc. (TCBX) will announce its fourth quarter and full year 2025 financial results on January 29, 2026, after the market closes. Following the earnings release, the company will host a conference call on January 30, 2026, at 10:00 AM CT to discuss the results and participate in a question and answer session. Investors can access the event via webcast or a toll-free dial-in number provided for the call.
TCBX SEC Filings - Third Coast Bancshares, Inc. 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for Third Coast Bancshares (TCBX) SEC filings, including annual 10-K reports, quarterly 10-Q earnings, 8-K material events, and insider trading forms. It leverages AI to summarize dense documents, offers real-time updates, and highlights key financial and event data for investors and traders. Recent filings detail the merger agreement with Keystone Bancshares, upcoming investor calls, and Q3 2025 earnings.
Bank holding company sets $17.25 quarterly payout on preferred shares
Third Coast Bancshares (NYSE: TCBX) announced a quarterly cash dividend of $17.25 per share for its 6.75% Series A Convertible Non-Cumulative Preferred Stock. The dividend is payable on January 15, 2026, to shareholders of record as of December 31, 2025. This declaration follows a 2.53% decline in TCBX stock on the day the news was published.
Third Coast Bancshares declares quarterly dividend on preferred stock By Investing.com
Third Coast Bancshares, Inc. announced a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock, payable on January 15, 2026, to shareholders of record as of December 31, 2025. This follows their strong third-quarter 2025 financial results, which exceeded market expectations, and the acquisition of Keystone Bancshares, prompting Keefe, Bruyette & Woods to adjust their price target for the company.
Third Coast Bancshares, Inc. Declares Quarterly Cash Dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock
Third Coast Bancshares, Inc. announced a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. This dividend is payable on January 15, 2026, to shareholders of record as of December 31, 2025. The company, a Texas-based bank holding company, operates primarily in major Texas metropolitan areas through its subsidiary, Third Coast Bank.
Third Coast Bancshares declares quarterly dividend on preferred stock By Investing.com
Third Coast Bancshares, Inc. announced a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. The dividend is payable on January 15, 2026, to shareholders of record as of December 31, 2025. This follows strong third-quarter 2025 financial results, which exceeded market expectations, and the acquisition of Keystone Bancshares.
Third Coast Bancshares declares $17.25 dividend
Third Coast Bancshares (TCBX) declared its regular quarterly cash dividend of $17.25 per share. The dividend will be payable on January 29, 2025, to shareholders of record as of January 15, 2025.
Third Coast Bancshares declares quarterly dividend on preferred stock
Third Coast Bancshares, Inc. announced a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock, payable on January 15, 2026, to shareholders of record as of December 31, 2025. This follows their strong third-quarter 2025 financial results, which exceeded market expectations, and the acquisition of Keystone Bancshares.
Third Coast Bancshares, Inc. Declares Quarterly Cash Dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock
Third Coast Bancshares, Inc. (TCBX) announced a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. This dividend is payable on January 15, 2026, to shareholders of record as of December 31, 2025. Third Coast Bancshares operates primarily in major Texas metropolitan areas through its subsidiary, Third Coast Bank.
Third Coast Bancshares, Inc. $TCBX Shares Purchased by American Century Companies Inc.
American Century Companies Inc. increased its stake in Third Coast Bancshares by 17.5% in Q2, acquiring 230,942 shares valued at approximately $7.55 million, representing about 1.67% ownership. Third Coast Bancshares reported $1.03 EPS and $54.48 million in quarterly revenue, with a "Moderate Buy" consensus rating and a $42.67 price target from analysts. The stock, currently trading near $38.68, has a market cap of $537.4 million, while director W. Donald Brunson recently sold 1,500 shares.
Third Coast Bancshares, Inc. $TCBX Shares Bought by Geode Capital Management LLC
Geode Capital Management LLC increased its stake in Third Coast Bancshares, Inc. (NASDAQ: TCBX) by 11.1% in Q2, now owning 313,962 shares worth approximately $10.26 million. Other institutional investors like Vanguard Group and Millennium Management also increased their positions, bringing total institutional ownership to 36.88%. The stock is currently trading higher, with a "Moderate Buy" consensus rating and an average price target of $42.67 from analysts.
Third Coast Bancshares (NASDAQ:TCBX) Director Sells $57,825.00 in Stock
Third Coast Bancshares (NASDAQ:TCBX) Director W. Donald Brunson sold 1,500 shares of the company's stock for $57,825.00 on December 1st, reducing his stake by 3.87%. The stock recently traded down $0.46 at $38.11, with a market cap of $529.5M. Analysts currently have an average "Moderate Buy" rating with a price target of $42.67 for TCBX.
Third Coast Bancshares: I'm Still Banking On It
Third Coast Bancshares (TCBX) continues to demonstrate resilience amidst macroeconomic volatility, driven by stable topline growth, strong fundamentals, and prudent loan management. The company's robust asset diversification and strong capital ratios prepare it well for inflation and economic uncertainty. The author reiterates a buy rating due to attractive valuation, EPS growth potential, and technical momentum, even with recent price weakness.
Hillsdale Investment Management Inc. Acquires 37,600 Shares of Third Coast Bancshares, Inc. $TCBX
Hillsdale Investment Management Inc. significantly increased its stake in Third Coast Bancshares (NASDAQ:TCBX) by 33.8% in Q2, acquiring an additional 37,600 shares, bringing its total to 148,900 shares valued at $4.865 million. Third Coast Bancshares trades around $36.95 with a market cap of $513.3M and a P/E of 11.3, reporting strong Q2 EPS of $1.03 and revenue of $54.48 million. Analysts maintain a "Moderate Buy" rating for TCBX, with an average price target of $42.67, following recent upgrades from firms like Stephens and Zacks.
Third Coast’s $123M deal extends Texas M&A hot streak
Houston-based Third Coast Bancshares plans to acquire Austin-based Keystone Bank in a $123 million deal expected to close in Q1 2026, creating a bank with over $6 billion in assets and expanding Third Coast's footprint in Austin. This acquisition is part of a broader M&A hot streak in Texas, with several other significant bank mergers recently announced in the state. The transaction involves Keystone investors receiving Third Coast common stock or cash, with specific exchange ratios and cash limits.
TCBX Stock Alert: Halper Sadeh LLC is Investigating Whether the Merger of Third Coast Bancshares, Inc. is Fair to Shareholders
Halper Sadeh LLC, an investor rights law firm, is investigating whether the merger of Third Coast Bancshares, Inc. (NYSE: TCBX) and Keystone Bancshares, Inc. is fair to Third Coast shareholders. The investigation seeks to determine if Third Coast's board violated federal securities laws or breached fiduciary duties by not obtaining the best consideration or disclosing all material information. Halper Sadeh LLC encourages affected shareholders to contact them to discuss their legal rights and options.
Earnings call transcript: Third Coast Bancshares Q3 2025 earnings beat forecasts
Third Coast Bancshares (TCBX) reported strong Q3 2025 financial results, surpassing market expectations with an EPS of $1.03 and revenue of $54.48 million. The company announced a definitive merger agreement with Keystone Bancshares, expected to close in Q1 2026, which will increase total assets to over $6 billion and strengthen its presence in the Texas Triangle. Executives highlighted consistent outperformance, strategic growth initiatives, and disciplined risk management, despite potential integration challenges and market competition.
Stonegate Updates Coverage on Third Coast Bancshares, Inc. (TCBX) Q3 2025
Stonegate Capital Partners has updated its coverage on Third Coast Bancshares, Inc. (TCBX) for Q3 2025, reporting a net income increase to $18.1M, up from $16.7M in Q3 2024. This growth was driven by stronger net interest income and higher non-margin loan fees, despite an increase in provision for credit losses. The company is also prioritizing operational efficiency and announced an agreement to acquire Keystone Bancshares for approximately $123 million.
Third Coast Bancshares Inc (TCBX) Q3 2025 Earnings Call Highlights: Record Asset Growth and ...
Third Coast Bancshares Inc (TCBX) reported strong Q3 2025 earnings, achieving record total assets of over $5 billion, a 19.3% compound annual growth rate since its IPO, and record book and tangible book values. Despite a slight decline in net interest margin to 4.10% and an increase in non-performing loans, the company demonstrated strong profitability with an annualized ROA of 1.41% and improved operational efficiency. The integration of the Keystone merger is expected to be straightforward, and the company plans for continued loan growth and potential future securitization.
Third Coast Bancshares, Inc. and Keystone Bancshares, Inc. Announce Definitive Merger Agreement
Third Coast Bancshares, Inc. and Keystone Bancshares, Inc. have announced a definitive merger agreement, with Third Coast acquiring Keystone in a stock and cash transaction valued at approximately $123 million. This merger will result in a combined entity with total assets exceeding $6 billion, operating under the Third Coast name and brand. The strategic move aims to strengthen Third Coast's presence in the greater Austin market, leveraging the cultural alignment and shared commitment to customer service of both community banks.
Third Coast Bancshares, Inc. Wins SCI Transaction of the Year - MarketScreener
Third Coast Bancshares, Inc. has been recognized as the 2025 North American Transaction of the Year by Structured Credit Investor for its innovative synthetic risk transfer (SRT) deal. This landmark $100 million securitization, executed in partnership with EJF Capital, LLC, is the first of its kind for a U.S. bank with $5 billion in assets, reducing real estate concentration risk and improving capital ratios. The company plans to continue expanding its balance-sheet optimization strategy with further securitizations.
