Territorial Bancorp Inc stock (US88145C1027): earnings trends and Hawaii-focused franchise in view
Territorial Bancorp Inc. (TBNK), parent company of Territorial Savings Bank in Hawaii, is facing investor attention due to recent quarterly results indicating margin pressure and challenges in the local real estate market. The bank's core business revolves around retail banking in Hawaii, with net interest income as its primary revenue source, significantly influenced by interest rate dynamics and local economic conditions. Despite ongoing profitability pressures from higher funding costs, the company maintains a focus on conservative underwriting and capital strength in its concentrated geographic market.
The Bancorp stock (US88238L1035): Q1 earnings beat but revenue miss
The Bancorp (TBBK) reported Q1 adjusted EPS of $1.41, surpassing analyst expectations of $1.34, although its revenue of $132.50 million missed the anticipated $189.17 million. Despite the earnings beat, the stock has seen a 22.1% year-to-date decline, closing at $52.62 on May 13, 2026. The company specializes in prepaid card programs and institutional banking, benefiting from its niche in fintech infrastructure.
UBS Group AG Sells 36,243 Shares of The Bancorp, Inc. $TBBK
UBS Group AG reduced its stake in The Bancorp, Inc. (NASDAQ:TBBK) by 11.9% in the fourth quarter, selling 36,243 shares and retaining a holding valued at $18.1 million. Despite mixed quarterly results with an EPS beat but a revenue miss, analysts maintain a "Moderate Buy" consensus rating with an average price target of $59.50. Other institutional investors showed varied activity, while insider sales also occurred.
Vanguard Group Inc. Has $204.49 Million Position in The Bancorp, Inc. $TBBK
Vanguard Group Inc. trimmed its stake in The Bancorp, Inc. by 4.3% in the fourth quarter, reducing its holdings to 3.03 million shares valued at approximately $204.5 million. Despite this reduction, Vanguard still owns about 6.9% of the company. Bancorp recently reported strong quarterly earnings of $1.41 per share, beating analyst expectations, although revenue fell short of forecasts.
The Bancorp, Inc. (NASDAQ:TBBK) Receives Average Rating of "Moderate Buy" from Brokerages
The Bancorp, Inc. (NASDAQ:TBBK) has received an average rating of "Moderate Buy" from ten brokerages, with an average one-year price target of $59.50. The bank recently reported Q1 EPS of $1.41, beating estimates, but revenue of $132.5 million missed expectations. Institutional investors hold approximately 96.22% of the shares, while insiders have been net sellers over the past 90 days.
TBBK (NASDAQ: TBBK) CMO sells 8,400 shares, retains 24,942
Bancorp, Inc.'s EVP & Chief Marketing Officer, Maria Wainwright, sold 8,400 shares of common stock on April 28, 2026, at an average price of $60.2405 per share. Following this open-market transaction, she directly retains 24,942 shares. The sale, detailed in a Form 4 filing, signals a net seller activity of 8,400 shares valued at approximately $506,020.
Customers Bank announces strategic collaboration with OpenAI
Customers Bank, a subsidiary of Customers Bancorp Inc., has announced a multiyear strategic collaboration with OpenAI. This partnership aims to integrate artificial intelligence across the bank's commercial banking operations, making it one of the first AI-enabled regional banks in the U.S. The collaboration builds on an existing relationship from 2023 and will involve direct onsite engagement with OpenAI's technical teams to build custom AI capabilities for lending, deposits, and payments.
The Bancorp, Inc. (NASDAQ:TBBK) Q1 2026 Earnings Call Transcript
The Bancorp, Inc. (NASDAQ:TBBK) reported strong Q1 2026 earnings, with EPS growth of 18% year-over-year and significant expansion in its credit sponsorship business. The company reiterated its 2026 EPS guidance of $5.90 and provided a robust outlook for 2027, driven by fintech initiatives, platform efficiency, and substantial capital return through buybacks. Discussions focused on the growth of fintech lending, the strategy for off-balance sheet deposits, and the stable performance of its REBL portfolio.
The Bancorp, Inc. Q1 2026 Earnings Call Summary
The Bancorp, Inc. reported strong Q1 2026 performance driven by 18% year-over-year growth in Fintech Gross Dollar Volume and a 15% increase in total revenue. The company reiterated its 2026 EPS guidance of $5.90 and provided a 2027 target of $8.10 to $8.30, supported by strategic initiatives like the Cash App program launch and planned credit sponsorship deals. Management discussed a shift towards higher-returning, lower-cost assets through credit sponsorships and detailed plans for the Aubrey property monetization and future balance sheet allocation.
The Bancorp Inc (TBBK) Stock Down 4.2% -- Now Undervalued? GF Sc
The Bancorp Inc (TBBK) stock recently fell 4.2% to $57.91, marking a 14.2% year-to-date decrease, though it gained 16.5% over the past year. GuruFocus assesses TBBK as "Modestly Undervalued" with a GF Value™ of $66.34, representing a 12.7% undervaluation. The company's GF Score™ of 78/100 indicates above-average quality, driven by a strong valuation score despite moderate financial strength, and insider buying suggests confidence in its future.
Earnings call transcript: The Bancorp beats EPS but misses revenue in Q1 2026
The Bancorp (TBBK) reported mixed financial results for Q1 2026, beating EPS expectations with $1.41 against a forecast of $1.33, but missing revenue targets by 27.75% at $132.5 million. Despite the revenue shortfall, the company's stock saw a slight increase, and it reported strong loan portfolio growth, particularly in credit sponsorship loans. The Bancorp maintained its optimistic EPS guidance for 2026 ($5.90) and 2027 ($8.10-$8.30), driven by fintech and credit sponsorship initiatives.
The Bancorp (NASDAQ: TBBK) posts strong Q1 EPS and sets 2027 guidance with major buybacks
The Bancorp (NASDAQ: TBBK) announced strong Q1 2026 results, with diluted EPS of $1.41, an 18% increase year-over-year, and significant profitability metrics like ROA of 2.57% and ROE of 35.1%. The company reaffirmed its 2026 EPS guidance of $5.90 and provided preliminary 2027 EPS guidance between $8.10 and $8.30, attributed to fintech growth, efficiency gains, and substantial share repurchases, including $50 million in buybacks during Q1. Fintech initiatives continue to drive loan and deposit growth, with improved credit quality in Q1 2026.
Bancorp (TBBK) Expected to Announce Quarterly Earnings on Thursday
Bancorp (TBBK) is anticipated to release its Q1 2026 earnings after market close on Thursday, April 23rd, with analysts forecasting an EPS of $1.35 and revenue of $189.17 million. The company missed prior quarter estimates with an EPS of $1.28 and generated $132.21 million in revenue. Analysts project the company to achieve $5 EPS for the current fiscal year and $7 for the next, with the stock currently holding a "Moderate Buy" consensus rating and a $59.50 average target price.
The Bancorp Inc stock (US88238L1035): Why its niche banking model matters more now for steady return
The Bancorp Inc. (US88238L1035) focuses on specialized financial services like prepaid debit cards and lending to institutional clients, providing stable revenue streams less tied to traditional retail banking cycles. This niche model generates recurring fee income and allows for predictable cash flows, appealing to U.S. investors seeking reliable growth amid economic shifts and market volatility. The company's strategic focus on payment platforms, risk control, and partnerships with fintechs positions it as a resilient player in the evolving digital finance landscape, offering a blend of domestic stability and exposure to global payment trends.
The Bancorp Inc stock (US88238L1035): Why its niche banking model matters more now for steady return
The Bancorp Inc. (US88238L1035) focuses on specialized financial services like prepaid debit cards and institutional lending, offering stability in volatile markets. This niche model provides steady revenue streams less tied to traditional retail banking cycles, appealing to U.S. investors seeking reliable growth. The company's strategy involves scaling its payment platform and maintaining strict risk controls, leveraging its expertise in a regulated space to drive organic growth through partnerships.
[ARS] Bancorp, Inc. SEC Filing
This article announces an SEC filing of Form ARS by Bancorp, Inc. (TBBK) on April 13, 2026, at 05:03 PM. The filing is available as a PDF document and contains an acceptance date of 2026-04-13T17:03:54.000Z. The article also provides general information about Bancorp, Inc., including its rank by market capitalization, recent news, and other SEC filings.
Moving Sioux Falls Forward: The Bancorp Bank
The Bancorp Bank NA, a fintech-driven bank, is highlighted for its innovative role in financial services and its strong presence in Sioux Falls. Executives Greg Garry and Ryan Harris discuss the company's growth, its unique business model of partnering with fintech firms, and the strategic advantages of operating in Sioux Falls, including access to talent and a business-friendly environment. The article also emphasizes The Bancorp's commitment to investing in the community through initiatives like Forward Sioux Falls to foster economic development and talent retention.
How Wall Street Zen’s Post‑Earnings Downgrade At Bancorp (TBBK) Has Changed Its Investment Story
Wall Street Zen recently downgraded Bancorp (TBBK) from a hold to a sell rating following the announcement of its first-quarter 2026 financial results. This downgrade raises concerns about Bancorp's financial performance, outlook, and its banking-as-a-service model, particularly regarding its dependence on a concentrated set of fintech partners. Investors are looking to the upcoming earnings call on April 24, 2026, for more details on these issues and how they might impact the company's future.
Bancorp (NASDAQ:TBBK) Lowered to "Sell" Rating by Wall Street Zen
Wall Street Zen has downgraded Bancorp (NASDAQ:TBBK) from a "hold" to a "sell" rating. This comes despite a mixed analyst landscape that generally leans positive, with a "Moderate Buy" consensus and an average price target of $59.50. Bancorp recently reported quarterly earnings per share of $1.28, missing estimates, although revenue exceeded expectations.
The Bancorp, Inc. Sets First Quarter 2026 Financial Results Release Date and Conference Call
The Bancorp, Inc. (NASDAQ: TBBK) announced that it will release its first quarter 2026 financial results after market hours on Thursday, April 23, 2026. The company invites investors to a conference call on Friday, April 24, 2026, at 8:00 a.m. Eastern time to discuss the results. Interested parties can access the live webcast or replay through The Bancorp's website or by phone.
The Bancorp, Inc. Sets First Quarter 2026 Financial Results Release Date and Conference Call
The Bancorp, Inc. announced it will release its first quarter 2026 financial results after market hours on Thursday, April 23, 2026. A conference call for investors and interested parties will be held on Friday, April 24, 2026, at 8:00 a.m. Eastern time. Participants can access the webcast or dial into the call using the provided details.
The Bancorp, Inc. Sets First Quarter 2026 Financial Results Release Date and Conference Call
The Bancorp, Inc. (NASDAQ: TBBK) announced it will release its first quarter 2026 financial results after market hours on Thursday, April 23, 2026. The company invites investors and interested parties to a conference call on Friday, April 24, 2026, at 8:00 a.m. Eastern time to discuss the results. Information regarding the webcast and replay will be available on The Bancorp's website.
The Bancorp, Inc. (NASDAQ:TBBK) Receives Consensus Rating of "Moderate Buy" from Analysts
The Bancorp, Inc. (NASDAQ:TBBK) has received a consensus "Moderate Buy" rating from analysts, with ten analysts covering the stock and an average 1-year price target of $59.50. Recent insider activity showed EVP Ryan Harris selling shares while CFO Dominic Canuso purchased shares, and insiders collectively acquired 9,080 shares in the last 90 days. Despite missing EPS estimates, the company's quarterly revenue beat expectations, and it reported strong net margins and return on equity.
The Bancorp Inc Stock: A Deep Dive into Specialty Banking and Payments Growth for North American Inv
The Bancorp Inc. focuses on specialty finance and payment solutions, differentiating itself from traditional banks. It operates through Specialty Finance, Payments, and Corporate segments, capitalizing on the expansion of digital finance and avoiding reliance on consumer deposits. The company holds a strong position in niche markets, competing with B2B-focused institutions through its fintech partnerships, and positions itself to benefit from the shift towards embedded finance.
Vanguard disaggregates holdings; TBBK shows 0% stake (TBBK)
The Vanguard Group has filed an Amendment No. 3 to Schedule 13G for The Bancorp, Inc. (TBBK), reporting 0 shares and 0% beneficial ownership. This change follows an internal realignment on January 12, 2026, where Vanguard's subsidiaries and business divisions will now report their ownership separately. The filing, signed by Ashley Grim, Head of Global Fund Administration, indicates that Vanguard no longer claims beneficial ownership of securities held by these disaggregated entities.
Bancorp (Nasdaq:TBBK) - Stock Analysis
This report provides a comprehensive stock analysis of The Bancorp, Inc. (TBBK), highlighting its valuation, future growth prospects, financial health, and past performance. It notes that the company is trading significantly below its fair value, with earnings expected to grow by 16.77% annually, driven by expanding fintech partnerships. The analysis also covers recent news, price performance, and fundamental data, indicating strong analyst consensus for a stock price increase.
Boothbay Fund Management LLC Takes Position in The Bancorp, Inc. $TBBK
Boothbay Fund Management LLC has acquired a new stake of 47,116 shares in The Bancorp, Inc. (NASDAQ:TBBK), valued at approximately $3.53 million, according to its latest SEC filing. This makes Boothbay Fund Management LLC own about 0.11% of Bancorp. Other institutional investors have also adjusted their holdings in the company, which currently has a "Moderate Buy" consensus rating from analysts.
The Bancorp, Inc. (NASDAQ:TBBK) Given Average Recommendation of "Moderate Buy" by Analysts
The Bancorp, Inc. (NASDAQ:TBBK) has received an average "Moderate Buy" rating from ten analysts, with a consensus 12-month price target of $59.50. Recent insider buying activity shows directors Matthew Cohn and Mark E. Tryniski acquiring significant shares, boosting their holdings. Institutional investors have also adjusted their positions, and the company reported mixed financial results for its last quarter, missing EPS estimates but exceeding revenue expectations.
Kennedy Capital Management LLC Increases Stock Position in The Bancorp, Inc. $TBBK
Kennedy Capital Management LLC has significantly increased its stake in The Bancorp, Inc. (TBBK) by 57.4% in Q3, now owning 281,256 shares valued at approximately $21.06 million. This increase contributes to the overall institutional investment in the bank, alongside recent insider buying activities from CFO Dominic Canuso and Director Mark Tryniski. Despite missing EPS estimates in its last quarterly report, The Bancorp's revenue exceeded expectations, and analysts maintain a "Moderate Buy" rating with a consensus target price of $59.50.
1 Bank Stock Worth Investigating and 2 We Ignore
This article identifies one bank stock, The Bancorp (TBBK), as worth investigating due to its strong annual net interest income growth, earnings per share growth driven by share buybacks, and superb tangible book value growth. Conversely, KeyCorp (KEY) and Cathay General Bancorp (CATY) are flagged as stocks to ignore because of slow growth, low net interest margins, and stagnant sales, respectively. The piece highlights that while the broader banking industry has seen a pullback, specific high-quality businesses like TBBK can still deliver earnings growth.
Quantbot Technologies LP Trims Stake in The Bancorp, Inc. $TBBK
Quantbot Technologies LP significantly reduced its stake in The Bancorp, Inc. (NASDAQ:TBBK) by 84.3% in the third quarter, selling 49,257 shares. Despite this reduction by Quantbot, company insiders, including Directors Mark E. Tryniski and Matthew Cohn, increased their holdings. The Bancorp reported mixed Q4 results with an EPS miss but a revenue beat, and analysts currently rate the stock as a "Moderate Buy" with an average target price of $58.20.
JPMorgan Chase & Co. Lowers Holdings in The Bancorp, Inc. $TBBK
JPMorgan Chase & Co. decreased its stake in The Bancorp, Inc. by 44.3% in the third quarter, selling 112,141 shares and retaining 141,250 shares. Despite this, other institutional investors have adjusted their holdings, and company insiders, including Director Mark Tryniski and Matthew Cohn, increased their positions. Wall Street analysts have a "Moderate Buy" consensus rating for TBBK with a target price of $58.20, although individual ratings vary from "Strong Buy" to "Sell."
The Bancorp (TBBK): Buy, Sell, or Hold Post Q4 Earnings?
The Bancorp (TBBK) stock has dropped 28.6% in the last six months following soft quarterly results, trading at $54.68. Despite this, the company shows strong attributes like 14% annualized net interest income growth over five years and 28.9% compounded annual EPS growth over the same period. However, a declining net interest margin, which contracted by 54.2 basis points, raises a concern for potential investors.
TD Asset Management Inc Takes $7.64 Million Position in The Bancorp, Inc. $TBBK
TD Asset Management Inc has acquired a new position in The Bancorp, Inc. (NASDAQ:TBBK), purchasing 102,041 shares valued at approximately $7.64 million during the third quarter. This move makes TD Asset Management Inc a 0.22% owner of Bancorp. Insider buying has also increased, with Director Mark E. Tryniski and CFO Dominic C. Canuso making significant share purchases, bringing total insider ownership to 5.20%.
The Bancorp, Inc. $TBBK Stock Holdings Decreased by Vanguard Group Inc.
Vanguard Group Inc. recently reduced its stake in The Bancorp, Inc. (NASDAQ:TBBK) by 0.7% in the third quarter, selling 22,819 shares, though still holding a significant portion of the company's stock. Despite missing quarterly EPS estimates, The Bancorp demonstrated strong revenue and profitability, and analysts maintain a "Moderate Buy" rating with a consensus price target of $58.20. Additionally, company insiders have shown confidence in the stock through recent purchases.
Is Bancorp's (TBBK) Fintech-Heavy Deposit Base a Differentiated Edge or a Concentration Risk?
Bancorp's recent 10-K report highlights that 91% of its deposits are sourced from its Fintech Solutions segment, emphasizing its unique position as a fintech-focused bank but also revealing significant concentration risk. While this strategy offers strong capital returns and fee income growth, investors are urged to consider the resilience of these fintech deposits. The article suggests exploring multiple perspectives due to wide variations in fair value estimates and encourages investors to examine underlying financial health and potential risks.
Envestnet Asset Management Inc. Grows Stake in The Bancorp, Inc. $TBBK
Envestnet Asset Management Inc. significantly increased its stake in The Bancorp, Inc. (TBBK) by 284.9% in Q3, now holding 41,996 shares worth approximately $3.15 million. Other institutional investors, such as the New York State Common Retirement Fund, also drastically increased their holdings, bringing total institutional ownership to 96.22%. Despite missing EPS consensus in its latest earnings report, the company maintains a "Moderate Buy" consensus rating from analysts with an average price target of $58.20.
Jupiter Asset Management Ltd. Reduces Position in The Bancorp, Inc. $TBBK
Jupiter Asset Management Ltd. significantly reduced its stake in The Bancorp, Inc. (NASDAQ:TBBK) by 68.7% in the third quarter, selling over 356,000 shares. Despite this, other institutional investors like Nantahala Capital Management LLC and New York State Common Retirement Fund increased their holdings. The Bancorp reported Q3 earnings per share of $1.28, missing analyst estimates, and has a "Moderate Buy" consensus rating from analysts.
The Bancorp, Inc. (NASDAQ:TBBK) Given Consensus Recommendation of "Moderate Buy" by Brokerages
The Bancorp, Inc. (NASDAQ:TBBK) has received a consensus "Moderate Buy" rating from ten brokerages, with an average one-year price target of $58.20. Despite missing EPS estimates in its last quarterly report, the company exceeded revenue expectations and shows strong return on equity and net margin. Insider buying activity and high institutional ownership further highlight confidence in the bank.
Public Sector Pension Investment Board Has $13.45 Million Position in The Bancorp, Inc. $TBBK
The Public Sector Pension Investment Board significantly increased its stake in The Bancorp, Inc. (TBBK) by 12.8% to 179,654 shares, now valued at $13.45 million. This comes as insiders have also been actively purchasing shares, with two directors making recent acquisitions totaling over $343,000. Despite the company missing its quarterly EPS estimate, it exceeded revenue expectations, and analysts currently hold a "Moderate Buy" consensus rating with a $58.20 price target.
AlphaQuest LLC Trims Stock Holdings in The Bancorp, Inc. $TBBK
AlphaQuest LLC significantly reduced its stake in The Bancorp, Inc. (NASDAQ:TBBK) by 95.6% during the third quarter, selling 25,714 shares and retaining only 1,170 shares. Despite this, company insiders, including CFO Dominic C. Canuso and Director Matthew Cohn, have recently increased their holdings. The Bancorp reported mixed Q4 earnings with revenue beating expectations but EPS missing estimates, while analysts maintain a "Moderate Buy" consensus rating with a $58.20 price target.
Bancorp (NASDAQ:TBBK) Director Matthew Cohn Buys 680 Shares
Bancorp director Matthew Cohn recently purchased 680 shares of the company's stock for $42,255.20, increasing his direct holdings to 3,655 shares. These transactions occurred on separate days in February, following Bancorp's Q4 earnings report where EPS missed estimates but revenue exceeded expectations. The stock is currently trading below its moving averages, and institutional ownership remains high at 96.22%.
Q4 Earnings Highs And Lows: The Bancorp (NASDAQ:TBBK) Vs The Rest Of The Regional Banks Stocks
This article reviews the Q4 earnings performance of regional banks, highlighting both the best and worst performers. The Bancorp (NASDAQ:TBBK) is identified as a weak performer due to missed revenue and tangible book value per share estimates, leading to a stock decline. In contrast, Merchants Bancorp (NASDAQ:MBIN) is noted as a strong performer with revenues exceeding expectations.
Insider Buying: Bancorp (NASDAQ:TBBK) CFO Acquires $12,100.00 in Stock
Bancorp (NASDAQ:TBBK) CFO Dominic Canuso recently acquired 200 shares of the company's stock for $12,100, increasing his direct stake to 3,700 shares. This transaction comes after the company missed EPS estimates but beat revenue expectations in its last earnings report. Despite a "Moderate Buy" consensus from analysts, the stock has experienced a dip following the earnings release.
Dominic Canuso Buys 2,000 Shares of Bancorp (NASDAQ:TBBK) Stock
Dominic Canuso, CFO of The Bancorp, Inc. (NASDAQ:TBBK), recently purchased 2,000 shares of the company's stock for $121,080, increasing his total holdings to 16,169 shares. This transaction comes as Bancorp reported mixed quarterly results, missing EPS estimates but exceeding revenue expectations. The stock currently holds a "Moderate Buy" rating from analysts with an average target price of $58.20.
Insider Buying: Bancorp (NASDAQ:TBBK) Director Buys 5,000 Shares of Stock
Bancorp (NASDAQ:TBBK) director Mark Tryniski purchased 5,000 shares of the company's stock on February 4th, increasing his direct ownership to 18,966 shares. The acquisition was valued at $301,150.00. This insider buying comes as the bank reported Q4 earnings that missed analyst estimates but exceeded revenue expectations, with the stock currently trading below its 50 and 200-day moving averages.
The Bancorp, Inc. (NASDAQ:TBBK) Q4 2025 Earnings Call Transcript
The Bancorp, Inc. (NASDAQ:TBBK) reported strong Q4 and fiscal 2025 results, with EPS growth of 11% year-over-year and record ROE of 30.4% in Q4. The company announced 2026 EPS guidance of $5.90, targeting $1.75 per share in Q4 2026, driven by growth in fintech initiatives, platform efficiency, and continued stock buybacks. Management discussed progress in credit sponsorship, embedded finance, and new program implementations, while also addressing asset quality improvements and the strategy for managing off-balance sheet deposits.
Lisanti Capital Growth LLC Takes Position in The Bancorp, Inc. $TBBK
Lisanti Capital Growth LLC has acquired a new position in The Bancorp, Inc. (TBBK), purchasing 98,156 shares valued at approximately $7.35 million in Q3, making it their 9th largest holding. This comes as Bancorp reported a Q4 EPS miss despite a revenue beat, leading to a 15.7% stock plunge, though management is confident in longer-term profitability and has announced share repurchases. Institutional investors own a significant portion of the stock, and the CFO recently increased his stake.
The Bancorp (TBBK) Q4 Earnings and Revenues Lag Estimates
The Bancorp (TBBK) reported Q4 earnings of $1.28 per share, missing the Zacks Consensus Estimate of $1.46, and revenues of $172.61 million, also below the $189.3 million estimate. The company's stock has underperformed the S&P 500 this year, and its current Zacks Rank is #3 (Hold), indicating expected market-performances in the near future.
The Bancorp Inc (NASDAQ:TBBK) Reports Q4 2025 Earnings Miss Despite Record Revenue
The Bancorp Inc (NASDAQ:TBBK) reported Q4 2025 earnings per share of $1.28, missing analyst estimates of $1.49, despite record revenue of $172.6 million which significantly surpassed expectations. The stock saw a negative market reaction, trading down approximately 2.2% in after-market activity. Despite the earnings miss, management provided strong forward guidance for 2026 and 2027 EPS, indicating confidence in fintech growth, efficiency gains, and aggressive share repurchases.
