A Look At Synchrony Financial (SYF) Valuation After New Figo Pet Insurance Partnership
Synchrony Financial (SYF) has partnered with Figo Pet Insurance, linking Figo policies with CareCredit cards for veterinary payments. Despite recent stock volatility, including a 22.66% decline over 90 days and a 3.65% 7-day return, the stock shows long-term momentum with a 55.47% one-year total shareholder return. Valuation models suggest SYF is undervalued, with an intrinsic value of $145 per share compared to its current trading price of US$68.42, although market sentiment and short-term earnings expectations keep consensus targets lower.
A Look At Synchrony Financial (SYF) Valuation After New Figo Pet Insurance Partnership
Synchrony Financial (SYF) has partnered with Figo Pet Insurance, linking its CareCredit cards with Figo policies for veterinary payments. Despite recent mixed stock performance, a common valuation narrative suggests SYF is significantly undervalued at $68.42, with a fair value estimated around $105 per share. Analysts note the potential for a Federal Reserve rate cut to boost profitability, while cautioning about consumer credit stress and regulatory shifts as risks.
Synchrony Financial Is Maintained at Overweight by Barclays
Barclays has reiterated its "Overweight" rating on Synchrony Financial. This indicates the firm's positive outlook on the company's stock performance. The report provided no further details on the rationale behind the rating.
Synchrony Financial stock outperforms competitors on strong trading day
Synchrony Financial (SYF) shares rose 1.23% to $69.26 on Monday, marking its fifth consecutive day of gains. This performance outpaced the broader market, with the S&P 500 Index rising 0.44% and the Dow Jones Industrial Average gaining 0.36%.
Synchrony Financial (NYSE:SYF) Price Target Cut to $82.00 by Analysts at Barclays
Barclays has reduced its price target for Synchrony Financial (NYSE:SYF) shares from $93.00 to $82.00, while maintaining an "overweight" rating. This new target implies a potential upside of approximately 19.2% from the stock's previous closing price. The consensus rating for Synchrony Financial is "Moderate Buy" with a target price of $85.84, reflecting mixed opinions among other analysts who have also adjusted their price targets.
Synchrony Puts Teachers First This Financial Literacy Month with $2 Million Commitment to Bring Training, Tools, and Financial Literacy Labs to U.S. High Schools
Synchrony announced a $2 million commitment to enhance financial literacy education in U.S. high schools, bringing its total philanthropic investment in the Empowering Financial Futures program to $3 million. This initiative focuses on teacher development, classroom resources, and the establishment of "Synchrony Financial Literacy Labs" in 10 public high schools. Additionally, the program will provide free financial counseling services for public school teachers nationwide through partnerships with the National Foundation for Credit Counseling and Operation HOPE.
Synchrony Puts Teachers First This Financial Literacy Month with $2 Million Commitment to Bring Training, Tools, and Financial Literacy Labs to U.S. High Schools
Synchrony announced a $2 million commitment to enhance financial literacy education in U.S. high schools. This initiative, part of its "Empowering Financial Futures" program, will fund teacher development, classroom resources, and the creation of Synchrony Financial Literacy Labs in 10 public high schools. The company will also provide free financial counseling services for public school teachers through partnerships with the National Foundation for Credit Counseling and Operation HOPE.
10 high schools get financial literacy labs in Synchrony’s $2M push
Synchrony (NYSE: SYF) has committed an additional $2 million to its Empowering Financial Futures program, bringing the total funding to $3 million. This initiative will establish 10 Financial Literacy Labs in high schools, provide $1 million for teacher development and resources, and nearly $1 million for free financial counseling services for public school teachers. The program aims to enhance K-12 personal finance education nationwide, partnering with various nonprofits and utilizing employee volunteers.
Synchrony Financial Earnings Preview: What to Expect
Synchrony Financial (SYF) is predicted to announce its Q1 2026 earnings on April 21, with analysts forecasting a 24.3% increase in profit per share to $2.35. The company, which provides credit products, has outperformed the S&P 500 over the past year. Despite a recent dip following Q4 2025 results and weak 2026 guidance, analysts maintain a "Moderate Buy" rating for SYF, expecting a potential upside of 27.3%.
Aberdeen Group plc Has $25.01 Million Holdings in Synchrony Financial $SYF
Aberdeen Group plc decreased its stake in Synchrony Financial by 4.9% during the fourth quarter, now holding 299,772 shares valued at $25.01 million. Other hedge funds also adjusted their positions in Synchrony Financial, with institutional investors and hedge funds collectively owning 96.48% of the company's stock. Synchrony Financial also announced a quarterly dividend of $0.30 per share and reported Q4 earnings per share of $2.18, exceeding analyst estimates.
Sovran Advisors LLC Has $4.26 Million Stake in Synchrony Financial $SYF
Sovran Advisors LLC reduced its stake in Synchrony Financial by 41% in the fourth quarter, selling 38,088 shares but still holding 54,788 shares valued at $4.26 million. Synchrony Financial reported strong Q4 results, surpassing EPS estimates, and has an annualized dividend of $1.20, representing a 1.8% yield. Institutional investors own a significant 96.48% of the stock, while recent insider transactions show substantial selling activity.
Jim Cramer Says He Prefers Capital One Over Synchrony Financial
Jim Cramer discussed his preference for Capital One over Synchrony Financial during CNBC's "Mad Money" show. He cited Capital One's diverse offerings beyond just credit cards as a key differentiator. Cramer also briefly touched upon other stocks, including General Motors and Oracle, and provided insights into their market positions.
Synchrony Financial (SYF) director receives 883 restricted stock units grant
Synchrony Financial director Alves Paget Leonard received a grant of 883 restricted stock units (RSUs) valued at $68.02 per share, which will vest fully on March 31, 2027. This compensation-related award increased his direct holdings to 51,441 shares. The transaction, detailed in a Form 4 SEC filing, represents a routine equity award rather than an open-market purchase.
Synchrony Financial (SYF) director granted 883 restricted stock units vesting in 2027
Synchrony Financial director Daniel O. Colao was granted 883 restricted stock units (RSUs) on March 31, 2026, as a compensation-related equity award. These RSUs, valued at a reference price of $68.02 per share, will fully vest on March 31, 2027, converting into common stock. Following this transaction, Colao directly holds 4,869 shares of Synchrony Financial.
Synchrony Financial (NYSE:SYF) Receives Average Recommendation of "Moderate Buy" from Brokerages
Synchrony Financial (NYSE:SYF) has received an average recommendation of "Moderate Buy" from twenty-one brokerages, with a 12-month average price target of $86.42. Insiders have recently sold approximately $26.17 million worth of shares, reducing their ownership to 0.32%. The company reported strong Q4 EPS of $2.18, beating estimates, and provided positive FY2026 guidance, alongside paying a quarterly dividend of $0.30.
Synchrony Financial (SYF) director granted 883 restricted stock units
Synchrony Financial director Deborah G. Ellinger was granted 883 restricted stock units (RSUs) valued at $68.02 per share. These RSUs will fully vest on March 31, 2027, and will increase her direct holdings to 1,546 shares of Synchrony Financial common stock. This transaction is a compensation-related award, not an open-market purchase.
Synchrony Financial (SYF) director receives 1,343 restricted stock units
Synchrony Financial director Jeffrey G. Naylor received an equity award of 1,343 restricted stock units, valued at $68.02 per share, increasing his direct holdings to 64,020 shares. These units are compensation-related and will vest entirely on March 31, 2027, converting to common stock if vesting conditions are met. This transaction is a non-market acquisition, not an open-market purchase or sale.
Synchrony Financial (NYSE: SYF) director granted 883 restricted stock units
Synchrony Financial director Roy A. Guthrie was granted 883 restricted stock units (RSUs) of common stock at a price-equivalent of $68.02 per share. These RSUs will fully vest on March 31, 2027, and entitle him to one common stock share per unit. Following this grant, Guthrie directly holds 39,763 shares, in addition to 34,106 shares held by Guthrie 2012 Investments LP, for which he disclaims beneficial ownership except for his direct pecuniary interest.
Synchrony Financial (SYF) director granted 883 restricted stock units vesting 2027
Synchrony Financial director Richie Laurel was granted 883 restricted stock units (RSUs) valued at $68.02 per unit, which will vest in full on March 31, 2027. This RSU grant is part of his compensation and not an open-market purchase. Following this transaction, Laurel holds 50,767 shares directly, with each RSU representing a contingent right to receive one share of Synchrony Financial common stock upon vesting.
Director Parker receives 883 RSUs in Synchrony Financial (NYSE: SYF)
Synchrony Financial director P.W. Parker was granted 883 restricted stock units (RSUs) valued at $68.02 per share, which will fully vest on March 31, 2027. This equity award is a form of compensation and not an open-market purchase. Following this grant, Parker directly holds 33,672 shares of Synchrony Financial common stock.
How Synchrony’s Expanded Pet-Health Reimbursement Network Could Shape Synchrony Financial (SYF) Investors’ View
Synchrony Financial recently partnered with Figo Pet Insurance, allowing pet owners to use CareCredit for upfront vet bills and receive reimbursements directly to their CareCredit accounts. This initiative expands CareCredit's pet insurance reimbursement network, aiming to simplify veterinary payments and diversify Synchrony's revenue. While it supports growth in health and wellness financing, the article notes that investors should still be aware of risks like flat purchase volumes and increased credit competition.
How Synchrony’s Expanded Pet-Health Reimbursement Network Could Shape Synchrony Financial (SYF) Investors’ View
Synchrony Financial (SYF) recently partnered with Figo Pet Insurance, allowing CareCredit users to pay vet bills and receive insurance reimbursements directly to their accounts. This expands CareCredit's pet insurance reimbursement network, aiming to simplify payments for pet owners and clinics and diversify Synchrony's revenue. While it supports growth in health and wellness financing, the article notes that investors should consider the broader risks of flat purchase volumes and rising credit competition.
Why innovation never sleeps at Synchrony
Synchrony's CEO, Brian Doubles, attributes the company's continuous innovation to a culture of "productive paranoia." This mindset encourages curiosity, collaboration, and creativity, driving significant change within the workplace. The article suggests that such an approach is key to an organization where innovation is constantly thriving.
Stamford-Based Synchrony Named Best Workplace in US, Beating Out Major Brands
Stamford-based Synchrony has been recognized as the No. 1 best place to work in the nation by Fortune magazine. The financial services firm, headquartered on Long Ridge Road, earned the top spot on Fortune’s 2026 “100 Best Companies to Work For” list due to high employee satisfaction driven by benefits, work-life balance, flexibility, leadership, and growth opportunities. Synchrony beat out major brands like Hilton, Cisco, American Express, and Wegmans Food Market.
Synchrony Named No. 1 Best Company to Work For in the U.S., Powered by a High-Trust Culture that Fuels Innovation
Synchrony has been named the No. 1 Best Company to Work For in the U.S. by Fortune and Great Place To Work, rising from No. 37 in 2021. This recognition highlights Synchrony's high-trust culture, which fosters innovation, particularly with AI adoption, and contributes to strong business performance. The company emphasizes a flexible hybrid model, skills-first development, and a focus on employee well-being as key drivers of its success.
From No. 37 to No. 1: Synchrony leads Fortune's workplace ranking
Synchrony (NYSE: SYF) has been recognized as the No. 1 Best Company to Work For in the U.S. by Great Place To Work and Fortune, a significant jump from its No. 37 ranking in 2021. This achievement highlights the company's high-trust culture, accelerated innovation, broad AI adoption among its senior leaders, and strong financial performance with $3.6 billion in net earnings and $9.28 EPS in 2025. The company attributes its success to an employee-first approach, emphasizing skills-first development, a flexible hybrid model, and continuous learning.
Vaughan Nelson Investment Management L.P. Sells 226,705 Shares of Synchrony Financial $SYF
Vaughan Nelson Investment Management L.P. significantly reduced its stake in Synchrony Financial (NYSE:SYF) during the fourth quarter, selling 226,705 shares and ending the period with 284,156 shares valued at $23.7 million. Despite this insider selling and an overall trend of insiders disposing of shares, Synchrony Financial reported strong Q4 EPS of $2.18, beating estimates, and provided positive FY2026 guidance. Institutional investors, including hedge funds, own a substantial 96.48% of the company's stock, and analysts maintain a "Moderate Buy" rating with an average price target of $86.42.
Synchrony Named No. 1 Best Company to Work For in the U.S., Powered by a High-Trust Culture that Fuels Innovation
Synchrony has been recognized as the No. 1 Best Company to Work For in the U.S. by Great Place To Work® and Fortune, significantly rising from No. 37 in 2021. This achievement highlights the company's culture of high trust, employee empowerment, and a strong focus on innovation, particularly with AI. The recognition is based on confidential employee feedback, with 94% of Synchrony employees considering it a great place to work, fostering an environment that enhances business performance and customer experiences.
The real engine of innovation is trust
Brian Doubles, President and CEO of Synchrony, argues that trust is the fundamental engine of innovation, especially in an era of rapid technological advancement like AI where trust in institutions is often low. He explains how Synchrony leverages trust with its customers and employees, using advanced tools like PRISM and AI to expand credit access while fostering an innovative environment. Doubles emphasizes that technology alone is insufficient; it is people, empowered by trust, who transform these tools into real value for partners, consumers, and society.
Synchrony Financial stock outperforms competitors on strong trading day
Synchrony Financial (SYF) shares rose 3.04% to $68.02 on Tuesday, outperforming its competitors and the broader market. This marked the stock's second straight day of gains, occurring on a strong trading day where the S&P 500 and Dow Jones Industrial Average also saw significant increases.
Truist Lowers Synchrony Financial (SYF) Price Target to $71
Truist has lowered its price target for Synchrony Financial (NYSE:SYF) to $71 from $84, maintaining a Hold rating due to a higher cost of equity and lower market valuation multiples. Separately, Bank of America also reduced its price target for Synchrony Financial to $90 from $96, citing an uncertain macroeconomic environment and lower market multiples while keeping a Buy rating. Synchrony Financial is a consumer financial services company providing customized financing programs across various industries.
11 Best Stocks You’ll Wish You Bought Sooner
This article identifies PulteGroup, Inc. (NYSE:PHM) as one of the top stocks investors will wish they bought sooner. It highlights a new strategic partnership between PulteGroup and The St. Joe Company to develop over 1,300 homesites in Florida, marking PulteGroup's entry into Northwest Florida. Additionally, Truist initiated coverage on PulteGroup with a Buy rating and a $170 price target, expecting strong earnings growth in 2027 and believing the market undervalues the company's long-term profitability.
Assenagon Asset Management S.A. Sells 434,737 Shares of Synchrony Financial $SYF
Assenagon Asset Management S.A. significantly reduced its stake in Synchrony Financial, selling 89.4% of its shares or 434,737 units in Q4, leaving it with 51,526 shares valued at $4.30 million. Despite this insider selling, institutional ownership remains high at 96.48%, and analysts maintain a "Moderate Buy" consensus with a price target of $86.42. Synchrony Financial also reported strong Q4 EPS of $2.18, beating estimates, and issued positive FY2026 EPS guidance.
A Look At Synchrony Financial’s (SYF) Valuation As Figo Partnership Expands Pet Healthcare Payments Reach
Synchrony Financial recently partnered with Figo Pet Insurance to streamline pet healthcare payments, a move that could impact its valuation. Despite recent short-term share price fluctuations, the company shows strong long-term returns. Simply Wall St's analysis suggests SYF is undervalued, with a fair value of $105, though this assessment comes with inherent risks related to credit costs and regulatory changes.
Bread Financial Holdings Stock: Business Model, Competitive Position and Investor Considerations for North American Markets
Bread Financial Holdings (BFH) is a key player in the U.S. consumer finance sector, specializing in private-label credit cards and digital commerce solutions through retail partnerships. The company's revenue streams include interest income, interchange fees, and performance-based marketing services, with a strong focus on digital-first offerings. Investors should consider its business model, competitive position, and risks such as credit risk, dependence on partner base, and potential technological disruptions.
American Express Shareholder Votes Test Policies And Perceived Valuation Discount
American Express (NYSE:AXP) is facing shareholder proposals regarding political activity oversight and transgender healthcare coverage for minors, which the board recommends voting against. These proposals bring attention to governance quality and potential reputational risks for the financial services giant. Despite perceived undervaluation by analysts and Simply Wall St's fair value assessment, the company faces scrutiny over its policies and potential for social and regulatory impact.
Will Synchrony’s (SYF) Expanded Pet Insurance Partnerships Redefine Its Health and Wellness Financing Narrative?
Synchrony (SYF) has expanded its pet insurance partnerships by integrating with Figo Pet Insurance, allowing policyholders to pay vet bills with CareCredit and have reimbursements automatically credited. This move builds on existing partnerships with Pets Best and Pumpkin, deepening Synchrony's reach in pet health financing and reinforcing its health and wellness financing strategy. While this expansion enhances convenience, investors are advised to consider Synchrony's concentration in key retail partners and its financial forecasts, which project significant revenue and earnings growth by 2028.
Wedge Capital Management L L P NC Cuts Stock Position in Synchrony Financial $SYF
Wedge Capital Management L L P NC significantly reduced its stake in Synchrony Financial by 23% in the fourth quarter, selling over 127,000 shares and now holding 427,143 shares valued at approximately $35.64 million. This reduction comes despite Synchrony Financial reporting strong Q4 EPS of $2.18, exceeding analyst expectations, and setting a robust FY2026 EPS guidance of 9.10–9.50. Meanwhile, company insiders have been net sellers, disposing of over 379,000 shares worth about $26.17 million in the last 90 days.
Pinnacle Financial Partners expands COBRA and employee benefits team with four experienced advisors
Pinnacle Financial Partners has expanded its health and benefits team by hiring four experienced professionals: Shawnica Robinson, Amy Kincaid, Rick Chandler, and Carmen Maalouf. These new additions bring extensive experience in benefits administration, compliance, and engagement, particularly in COBRA and tax-advantaged employee accounts. The expansion aims to enhance the firm's ability to serve clients navigating complex benefit plans nationwide.
Vanguard disaggregates holdings, reports 0% in Synchrony Financial (SYF)
The Vanguard Group has filed an Amendment No. 10 to a Schedule 13G/A for Synchrony Financial (SYF), reporting 0% beneficial ownership. This change is due to an internal realignment on January 12, 2026, where certain Vanguard subsidiaries will now report their holdings separately in reliance on SEC Release No. 34-39538. Vanguard clarifies that this is an administrative disclosure, not a trading event, and future ownership disclosures by those disaggregated entities will provide clarity on institutional exposure to SYF.
Synchrony Financial stock underperforms Friday when compared to competitors
Synchrony Financial (SYF) stock fell 2.16% to $65.36 on Friday, underperforming the broader market as the S&P 500 and Dow Jones Industrial Average also declined. This marked the second consecutive day of losses for the stock.
Synchrony to Announce First Quarter 2026 Financial Results on April 21, 2026
Synchrony (NYSE: SYF) announced it will release its first-quarter 2026 financial results on Tuesday, April 21, 2026. The company will also host a conference call and webcast to review the results, which will be accessible to the public.
Global X Japan Co. Ltd. Increases Stock Holdings in Synchrony Financial $SYF
Global X Japan Co. Ltd. significantly increased its stake in Synchrony Financial (NYSE:SYF) during the fourth quarter, boosting its holdings by 365.8% to 26,488 shares. Other institutional investors also adjusted their positions in SYF, with several funds increasing their stakes. This comes as Synchrony Financial reported strong quarterly earnings, beating analyst estimates, despite some recent insider stock sales.
RBC Capital Cuts Synchrony Financial (SYF) Price Target but Touts Growth Outlook
RBC Capital has reduced its price target for Synchrony Financial (SYF), revising it from $53 to $49 while maintaining an "Outperform" rating. Despite the price target cut, the firm emphasizes Synchrony's strong growth prospects, particularly highlighting its consistent execution and expected improvement in credit performance. This adjustment comes ahead of the company's investor day, where RBC Capital anticipates further positive guidance and strategic insights.
Is It Time To Reconsider Synchrony Financial (SYF) After Its Recent Share Price Pullback?
Synchrony Financial (SYF) has experienced a recent share price pullback, with declines over the last month and year-to-date, despite strong long-term returns. Simply Wall St's analysis suggests the stock is undervalued, with the Excess Returns model indicating a 57.1% undervaluation and the Price vs. Earnings approach also showing it as undervalued compared to its fair ratio. The article encourages investors to consider these valuation methods and their own investment narratives for SYF.
Synchrony Broadens Pet Care Financing and Streamlines Claims Through Figo Partnership
Synchrony Financial has partnered with Figo Pet Insurance to enhance pet care financing by allowing pet owners to use CareCredit for veterinary services, with Figo reimbursing the funds directly to the CareCredit account. This collaboration aims to minimize out-of-pocket expenses and streamline the claims process, benefiting pet owners and increasing CareCredit usage for Synchrony. The article also notes Synchrony's strong stock performance and highlights other top-rated financial stocks.
Synchrony Expands Pet Care Financing, Simplifies Claims With Figo Deal
Synchrony Financial has partnered with Figo Pet Insurance to streamline pet care financing. This collaboration allows pet owners to use CareCredit for vet bills, with Figo reimbursements directly applied to their CareCredit accounts, simplifying the claims process. The deal aims to increase CareCredit usage, grow loan receivables, and enhance customer retention for Synchrony.
Wealth Enhancement Advisory Services LLC Grows Holdings in Synchrony Financial $SYF
Wealth Enhancement Advisory Services LLC significantly increased its stake in Synchrony Financial by 273.1% in the fourth quarter, now holding 177,780 shares worth $15.7 million. Other institutional investors also adjusted their positions in the financial services provider. The article also covers Synchrony Financial's Q4 earnings, dividend announcement, insider trading activity, and recent analyst ratings.
SYF (Synchrony Financial) Earnings Power Value (EPV) : $7.61 (As of Dec25)
This article analyzes Synchrony Financial's (NYSE:SYF) Earnings Power Value (EPV), which is calculated at $7.61 as of December 25th. GuruFocus rates SYF with a GF Score™ of 86/100 and a GF Value™ of $58.16, indicating it is modestly overvalued with four warning signs. The EPV methodology values a stock based on current free cash flow, assuming sustainable profitability, rather than speculative future projections.
Is Synchrony Financial’s (SYF) Expanding Pet Health Ecosystem Quietly Reshaping Its Consumer Financing Strategy?
Synchrony Financial (SYF) recently announced a partnership with Figo Pet Insurance, integrating pet insurance reimbursements directly with its CareCredit card. This expansion into the pet health ecosystem, alongside existing partnerships, allows for streamlined veterinary payment and aims to diversify Synchrony's financing strategy beyond traditional retail credit. While strengthening CareCredit's position, the core investment narrative for SYF still revolves around purchase volumes, credit trends, and potential retail partner concentration risk.
