Understanding the Setup: (SPFI) and Scalable Risk
This article from Stock Traders Daily analyzes South Plains Financial Inc. (NASDAQ: SPFI), identifying a weak near-term sentiment that could precede shifts in mid and long-term outlook. It highlights an exceptional 24.6:1 risk-reward setup, targeting a 7.2% gain against a 0.3% risk. The analysis includes AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis for support and resistance levels.
Earnings Estimates Rising for South Plains Financial (SPFI): Will It Gain?
South Plains Financial (SPFI) is showing an attractive earnings outlook, with analysts raising their earnings estimates for the company. The stock has performed strongly, and its positive momentum is expected to continue due to the correlation between earnings estimate revisions and stock price movements. The company has earned a Zacks Rank #1 (Strong Buy), indicating potential for outperformance.
South Plains Financial, Inc. Named One of America’s Best Banks by Forbes
South Plains Financial, Inc. and its subsidiary City Bank have been recognized by Forbes as one of America’s Best Banks, ranking 7th nationally and as the top bank in Texas. This honor reflects the company's commitment to credit quality, profitability, and stock performance. CEO Curtis Griffith attributes this success to the dedication of their employees and their positive impact on customers and communities.
South Plains Financial, parent company of City Bank, named among best banks in country
South Plains Financial, Inc., the parent company of City Bank, has been recognized as one of America's Best Banks by Forbes, ranking number 7 nationally. This designation also places City Bank as the top bank in Texas. The ranking is based on an analysis of credit quality, profitability, and stock performance over a twelve-month period.
The Technical Signals Behind (SPFI) That Institutions Follow
This article provides a technical analysis of South Plains Financial Inc. (NASDAQ: SPFI), highlighting strong institutional sentiment and various trading strategies. It details specific entry and target points for long and short positions, along with support and resistance levels across multiple timeframes, suggesting an overweight bias for the stock.
South Plains Financial (NASDAQ:SPFI) Sets New 1-Year High - What's Next?
South Plains Financial (NASDAQ:SPFI) recently hit a new 52-week high of $43.90, closing at $42.605. Analyst sentiment is predominantly positive, with a consensus "Buy" rating and an average target price of $46.00, supported by several firms raising their targets. The company also reported strong Q4 EPS, slightly missed revenue estimates, and increased its quarterly dividend to $0.17 per share.
Earnings call transcript: South Plains Financial Q4 2025 results show steady performance
South Plains Financial (SPFI) reported mixed results for Q4 2025, with an EPS of $0.90 surpassing the forecast of $0.88, but revenue of $53.88 million falling short of the $54.11 million estimate. Despite an initial aftermarket dip, the stock rebounded in premarket trading. The company emphasized its strategic focus on acquisitions, particularly the pending Bank of Houston deal, and continued investments in technology and talent to drive mid to high single-digit loan growth in 2026.
South Plains Financial, Inc. (NASDAQ:SPFI) Receives Average Rating of "Buy" from Analysts
South Plains Financial, Inc. (NASDAQ:SPFI) has been assigned an average "Buy" rating from six analysts, with a consensus 12-month target price of $46.00. Several firms have recently raised their ratings or price targets for SPFI, including Zacks, Hovde Group, and Raymond James Financial. The company reported strong Q4 earnings, topping EPS expectations, and recently increased its quarterly dividend to $0.17 per share.
Earnings Estimates Rising for South Plains Financial (SPFI): Will It Gain?
South Plains Financial (SPFI) is showing an attractive earnings outlook, with analysts consistently raising their earnings estimates for the company. This positive sentiment is reflected in its strong recent stock performance and a Zacks Rank #1 (Strong Buy), indicating potential for continued gains. The company's earnings per share are expected to increase significantly for both the current quarter and the full year, driven by favorable estimate revisions.
South Plains Financial (NASDAQ:SPFI) Stock Rating Upgraded by Zacks Research
Zacks Research has upgraded South Plains Financial (NASDAQ:SPFI) stock from "hold" to "strong-buy," resulting in a consensus "Buy" rating and a $46.00 price target. The company recently reported Q4 earnings of $0.90 EPS, surpassing estimates by $0.06, with analysts projecting $2.85 EPS for the current fiscal year. SPFI currently trades around $40.87, has a market cap of approximately $664 million, a P/E of 11.88, and institutional investors hold about 55% of its stock.
Short Interest in South Plains Financial, Inc. (NASDAQ:SPFI) Grows By 105.7%
Short interest in South Plains Financial, Inc. (NASDAQ:SPFI) increased by 105.7% in January, reaching 139,222 shares, which represents about 1.1% of its float. Despite analysts maintaining a consensus "Buy" rating and a $46 price target, this surge indicates growing bearish sentiment. The company recently reported an EPS beat of $0.90 against a $0.84 consensus and also increased its quarterly dividend to $0.17.
US$46.75 - That's What Analysts Think South Plains Financial, Inc. (NASDAQ:SPFI) Is Worth After These Results
Analysts have revised their forecasts for South Plains Financial (NASDAQ:SPFI) following its latest yearly results, leading to a modest increase in revenue and earnings per share predictions for 2026. Consequently, the consensus price target for SPFI has been raised by 5.1% to US$46.75. The company is expected to see significant revenue growth, accelerating to 20% by the end of 2026 annually, outperforming the broader industry estimates.
South Plains Financial, Inc. (NASDAQ:SPFI) Q4 2025 Earnings Call Transcript
South Plains Financial, Inc. (NASDAQ:SPFI) reported strong Q4 2025 earnings, exceeding expectations with diluted EPS of $0.90. The company highlighted a 17.8% increase in diluted EPS for the full year and significant loan growth, along with an agreement to acquire Bank of Houston to expand its presence in Texas. Management expressed optimism for accelerated loan growth in 2026, driven by new hires and strategic acquisitions, while also maintaining a focus on deposit cost management and shareholder returns through dividends.
South Plains Financial (NASDAQ:SPFI) Is Paying Out A Larger Dividend Than Last Year
South Plains Financial (NASDAQ:SPFI) has announced a larger dividend payment of $0.17, an increase from the previous year, resulting in a 1.6% dividend yield. The company's payout ratio is a low 17%, with EPS forecast to grow by 17.7% over the next three years, ensuring dividend sustainability. While the dividend history is relatively short at 6 years, the compound annual growth rate of approximately 34% indicates strong dividend growth potential.
South Plains Financial stock price target raised to $45 by Piper Sandler
Piper Sandler has increased its price target for South Plains Financial Inc. (NASDAQ:SPFI) to $45.00 from $41.00, maintaining a Neutral rating. This adjustment is based on the company's accelerated growth, strong fourth-quarter 2025 results, and anticipated mid to high-single-digit loan growth for 2026, alongside its pending Bank of Houston acquisition. Despite a slight revenue miss, the company's Q4 2025 EPS of $0.90 surpassed analyst expectations, signaling effective earnings management.
South Plains Financial (NASDAQ:SPFI) Given New $49.00 Price Target at Hovde Group
Hovde Group has increased its price target for South Plains Financial (NASDAQ:SPFI) to $49.00, maintaining an "outperform" rating, indicating an 18.6% potential upside. This comes after South Plains Financial reported a strong Q4 EPS of $0.90, surpassing analyst estimates, and projects mid-to-high single-digit loan growth for 2026. The company also demonstrated solid capital and profitability metrics, with a tangible book value of approximately $29.05 and a net interest margin of around 4.0%.
South Plains Financial Highlights Key Growth Areas in 2025 Results
South Plains Financial, Inc. (NASDAQ: SPFI) reported significant growth in its Q4 and full-year 2025 results, with net income surging to $58.5 million and diluted EPS reaching $3.44. The company saw substantial increases in total assets, loans, and deposits, demonstrating strong profitability and strategic expansion. A key move for future growth includes the acquisition of BOH Holdings and Bank of Houston, aiming to scale operations in the Houston market.
South Plains Financial (NASDAQ:SPFI) Is Paying Out A Larger Dividend Than Last Year
South Plains Financial (NASDAQ:SPFI) announced an increased dividend of $0.17, payable on February 17th, resulting in a dividend yield of 1.6%. The company has a 6-year history of paying dividends, with a current payout ratio of 17% which is well covered by earnings, and analysts expect future EPS growth and a sustainable payout ratio of 16%. Despite a relatively short dividend history, the annual dividend has grown significantly at a CAGR of 34% over the last five years, indicating strong potential for continued dividend growth.
South Plains Financial Q4 Earnings Call Highlights
South Plains Financial reported strong Q4 2025 results, including a 17.8% rise in diluted EPS and 33 basis points of NIM expansion. The company anticipates mid- to high-single-digit loan growth for 2026 and expects its acquisition of Bank of Houston to be 11% accretive to earnings in 2027. Management is focused on deposit cost management and strategic expansion in key markets like Houston.
South Plains Financial: Fourth Quarter Earnings Overview
South Plains Financial, Inc. reported strong fourth-quarter earnings with a net profit of $15.3 million, or $0.90 per share, surpassing analyst revenue expectations with $74.4 million in total revenue. For the full year, the company achieved a net income of $58.5 million, or $3.44 per share, on total revenue of $211.9 million. This financial performance indicates a successful year for the Lubbock, Texas-headquartered bank.
South Plains Financial: Fourth Quarter Earnings Overview
South Plains Financial, Inc. announced a net profit of $15.3 million for the fourth quarter, or $0.90 per share, with total revenue reaching $74.4 million, exceeding analyst expectations. For the full year, the company achieved a net income of $58.5 million or $3.44 per share, on total revenue of $211.9 million. This article was generated by Automated Insights using data from Zacks Investment Research.
South Plains Financial: Q4 Earnings Snapshot
South Plains Financial, Inc. (SPFI) reported a net income of $15.3 million for its fourth quarter, translating to earnings of 90 cents per share. The company's revenue, net of interest expense, reached $53.9 million, surpassing Street forecasts. For the full year, South Plains Financial reported a profit of $58.5 million on revenues of $211.9 million.
South Plains Financial: Q4 Earnings Snapshot
South Plains Financial, Inc. (SPFI) reported a net income of $15.3 million for its fourth quarter, with earnings of 90 cents per share. The company's revenue net of interest expense was $53.9 million, surpassing Street forecasts. For the full year, South Plains Financial reported a profit of $58.5 million, or $3.44 per share, on revenue of $211.9 million.
South Plains Financial, Inc. Reports Fourth Quarter and Year-End 2025 Financial Results
South Plains Financial, Inc. reported strong financial results for the fourth quarter and full year 2025, with full-year net income reaching $58.5 million and diluted earnings per share growing by 17.8%. The company saw significant loan growth, expanded its net interest margin, and increased tangible book value per share. South Plains also announced an agreement to acquire BOH Holdings, Inc. and its banking subsidiary, Bank of Houston, to further its growth strategy.
South Plains Financial (NASDAQ:SPFI) Releases Earnings Results, Beats Estimates By $0.06 EPS
South Plains Financial (NASDAQ:SPFI) reported earnings per share of $0.90 for the quarter, exceeding the consensus estimate of $0.84 by $0.06, although revenue of $53.88 million was slightly below the $54.11 million estimate. The company's board also increased the quarterly dividend to $0.17 per share, resulting in an annualized payout of $0.68 and a 1.6% yield. SPFI shares traded up to $41.32 and hold a consensus "Moderate Buy" rating with a target price of $44.75.
Precision Trading with South Plains Financial Inc. (SPFI) Risk Zones
This article from Stock Traders Daily discusses precision trading strategies for South Plains Financial Inc. (SPFI), highlighting strong sentiment across all horizons and an exceptional 23.5:1 risk-reward setup. It outlines three distinct AI-generated trading strategies—Position, Momentum Breakout, and Risk Hedging—tailored for different risk profiles and holding periods, along with multi-timeframe signal analysis. The report targets a 7.0% gain versus 0.3% risk, providing specific entry zones, targets, and stop-loss levels.
Bank behind City Bank boosts quarterly payout; $0.17 due Feb. 17
South Plains Financial, Inc. (NASDAQ: SPFI), the parent company of City Bank, has announced a 6% increase in its quarterly cash dividend to $0.17 per share. The dividend will be payable on February 17, 2026, to shareholders of record as of February 2, 2026. This move aims to increase near-term cash returns to shareholders, despite a moderate negative market reaction (-3.85%) to the news.
South Plains Financial increases quarterly dividend by 6%
South Plains Financial, Inc. announced a 6% increase in its quarterly cash dividend to $0.17 per share, marking its seventh consecutive year of dividend raises. The bank holding company, trading near its 52-week high, also recently reported strong Q3 2025 earnings and is set to acquire BOH Holdings, Inc. in a $105.9 million deal.
South Plains Financial Increases Quarterly Dividend for Shareholders
South Plains Financial announced a 6% increase in its quarterly cash dividend to $0.17 per share, payable on February 17, 2026. This increase reflects the company's confidence in its financial performance and commitment to returning capital to investors. Analysts maintain a "Buy" rating on SPFI stock with a $46.00 price target.
South Plains Financial increases quarterly dividend by 6%
South Plains Financial, Inc. (NASDAQ:SPFI) has announced a 6% increase in its quarterly cash dividend to $0.17 per share, payable on February 17, 2026, to shareholders of record as of February 2, 2026. This marks the company's seventh consecutive year of dividend increases, reflecting a 14.29% dividend growth over the past year. The announcement follows a strong Q3 2025 earnings report and a merger agreement to acquire BOH Holdings, Inc., signaling continued expansion in its market.
South Plains Financial Ups Quarterly Dividend by 6% to $0.17 a Share, Payable on Feb. 17 to Shareholders of Record on Feb. 2
South Plains Financial has announced a 6% increase in its quarterly cash dividend, raising it to $0.17 a share. This dividend is scheduled to be paid on February 17 to shareholders of record as of February 2. The company's stock, trading on Nasdaq, has seen a positive performance recently, with a 5.93% increase year-to-date and 9.87% over the last month.
South Plains Financial, Inc. Announces 6% Increase to Quarterly Cash Dividend
South Plains Financial, Inc. (NASDAQ:SPFI) has announced a 6% increase in its quarterly cash dividend, raising it to $0.17 per share of common stock. This dividend is payable on February 17, 2026, to shareholders of record as of February 2, 2026. South Plains Financial is the parent company of City Bank, a significant independent bank operating across Texas and New Mexico.
South Plains Financial (NASDAQ:SPFI) Reaches New 52-Week High - Should You Buy?
South Plains Financial (NASDAQ:SPFI) recently hit a new 52-week high of $42.50, trading up approximately 5.3%. The company maintains a "Moderate Buy" consensus rating from analysts with an average price target of $44.75, backed by solid Q3 earnings that beat estimates. Institutional investors actively trade SPFI shares, highlighting continued interest in the community-oriented financial institution.
South Plains Financial (SPFI) Expected to Announce Quarterly Earnings on Monday
South Plains Financial (NASDAQ:SPFI) is scheduled to release its Q4 2025 earnings after market close on Monday, January 26th. Analysts project earnings of $0.84 per share and revenue of $54.114 million. The company's stock currently holds a "Moderate Buy" consensus rating with a target price of $44.75, and institutional investors own approximately 54.95% of its shares.
South Plains Financial (NASDAQ:SPFI) shareholders have earned a 17% CAGR over the last five years
South Plains Financial (NASDAQ:SPFI) shareholders have seen a 17% compound annual growth rate over the last five years, with the stock price increasing by 103%. While EPS growth was 11% annually over the same period, suggesting increased market regard, the total shareholder return (TSR) including dividends was even higher at 121%. Insider buying also indicates positive sentiment for the company.
Technical Reactions to SPFI Trends in Macro Strategies
This article provides a technical analysis of South Plains Financial Inc. (NASDAQ: SPFI), highlighting a strong near-term sentiment that could lead to a mid-term neutrality and a long-term positive bias. It details an exceptional risk-reward setup targeting a 7.2% gain, along with three AI-generated institutional trading strategies for different risk profiles. The analysis also includes multi-timeframe signal analysis, identifying key support and resistance levels.
South Plains Financial, Inc. to Release Fourth Quarter 2025 Financial Results on January 26, 2026
South Plains Financial, Inc. (NASDAQ:SPFI) will release its fourth quarter 2025 financial results after market close on January 26, 2026, followed by a conference call and webcast at 5:00 p.m. ET on the same day. The company, which operates City Bank, will discuss its performance and offer a replay of the call until February 9, 2026. Recent data shows insider sales of SPFI stock, institutional investor activity, Q3 2025 revenues of $54.2 million, and analyst ratings with a median price target of $44.0.
South Plains Financial, Inc. Announces Fourth Quarter 2025 Earnings Call
South Plains Financial, Inc. announced that its fourth quarter 2025 financial results will be released on Monday, January 26, 2026, after market close. The company will host a conference call and webcast at 5:00 p.m. ET on the same day to discuss the results. Investors can access the call via phone or through the company's website, with a replay available until February 9, 2026.
South Plains Financial, Inc. Announces Fourth Quarter 2025 Earnings Call
South Plains Financial, Inc. announced its fourth quarter 2025 financial results will be released after market close on Monday, January 26, 2026. The company will host a conference call and webcast at 5:00 p.m. ET on the same day to discuss the results. Replay information for the call will be available until February 9, 2026.
South Plains Financial, Inc. to Release Fourth Quarter 2025 Financial Results on January 26, 2026
South Plains Financial, Inc. will release its fourth quarter 2025 financial results after market close on January 26, 2026. The company will host a conference call and webcast at 5:00 p.m. ET on the same day to discuss these results, providing transparency to investors and analysts. Details for accessing the call and webcast, as well as replay information, are available for interested parties.
South Plains Financial, Inc. Announces Fourth Quarter 2025 Earnings Call
South Plains Financial, Inc. (NASDAQ:SPFI) announced that its fourth quarter 2025 financial results will be released after market close on Monday, January 26, 2026. The company will host a conference call and webcast at 5:00 p.m. ET on the same day to discuss these results. Investors can access the call via dial-in or through the company's website, with a replay available until February 9, 2026.
South Plains Financial, Inc. (NASDAQ:SPFI) Receives Consensus Recommendation of "Moderate Buy" from Brokerages
Six brokerages have assigned South Plains Financial, Inc. (NASDAQ:SPFI) a consensus "Moderate Buy" rating, with an average 12-month price target of $44.25. The company recently exceeded earnings expectations, reporting a quarterly EPS of $0.96 against an anticipated $0.87, and projects an EPS of 2.85 for the current fiscal year. South Plains Financial also announced a quarterly dividend of $0.16, contributing to an annualized yield of approximately 1.6%.
Trading the Move, Not the Narrative: (SPFI) Edition
This article provides an AI-driven analysis for South Plains Financial Inc. (NASDAQ: SPFI), identifying a weak near-term sentiment despite long-term strength. It outlines various trading strategies including position trading, momentum breakout, and risk hedging, along with specific entry, target, and stop-loss levels. The analysis emphasizes a significant risk-reward setup targeting a 7.5% gain versus 0.3% risk, highlighting divergent sentiments across different time horizons.
South Plains Financial (NASDAQ:SPFI) Sees Unusually-High Trading Volume - Time to Buy?
South Plains Financial (NASDAQ:SPFI) experienced an unusually high trading volume, with 77,312 shares traded, a 35% increase from the prior session. Analyst sentiment is moderately positive, with a "Moderate Buy" consensus and a price target of $44.25, while the company demonstrates solid fundamentals including an EPS beat and a 1.6% quarterly dividend yield. The increased trading activity and positive analyst outlook suggest potential investor interest in SPFI.
Behavioral Patterns of SPFI and Institutional Flows
This article analyzes behavioral patterns and institutional flows for South Plains Financial Inc. (NASDAQ: SPFI), identifying weak near-term sentiment but strong mid and long-term outlooks. It provides specific trading strategies—Position, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis and support/resistance levels. The analysis highlights a significant 26.1:1 risk-reward setup targeting a 7.2% gain.
South Plains Financial (NASDAQ: SPFI) deal builds $5.4B Texas community bank
South Plains Financial (NASDAQ: SPFI) announced an all-stock acquisition of BOH Holdings for approximately $105.9 million, aiming to create a banking franchise with about $5.4 billion in assets. This merger will expand South Plains' presence in the Houston market, with expectations of 11% EPS accretion in 2027 and a tangible book value earnback of less than 3.0 years. The deal is projected to close in Q2 2026, pending regulatory and shareholder approvals.
South Plains Financial, Inc. (NASDAQ:SPFI) Receives Consensus Recommendation of "Moderate Buy" from Brokerages
South Plains Financial, Inc. (NASDAQ:SPFI) has received a consensus "Moderate Buy" rating from six brokerages, with an average 12-month price target of $44.25. Analyst actions have been mixed, with some firms raising price targets and others downgrading ratings. The company recently reported an EPS beat, strong ROE and net margin, and pays a quarterly dividend.
South Plains Financial stock price target raised to $46 by KBW on BOH acquisition
KBW has increased its price target for South Plains Financial Inc. (NASDAQ:SPFI) to $46.00, maintaining an Outperform rating, following the company's acquisition of BOH Holdings. This $105.9 million all-stock deal is expected to be 11% accretive to South Plains Financial's EPS by 2027 and will enhance its presence in the Houston market. Despite a recent downgrade by Piper Sandler, the company's strong financial health, consistent dividend growth, and attractive valuation metrics suggest continued growth prospects.
South Plains Financial stock price target raised to $46 by KBW on BOH acquisition
KBW has increased its price target for South Plains Financial Inc. to $46 from $45, reiterating an Outperform rating, following the announcement of its $105.9 million acquisition of BOH Holdings. This all-stock deal is expected to be 11% accretive to South Plains Financial's EPS by 2027 and will enhance its presence in the Houston market. Despite a recent downgrade from Piper Sandler due to stock outperformance, the company recently surpassed Q3 2025 earnings and revenue expectations.
South Plains Financial stock price target raised to $46 by KBW on BOH acquisition
KBW has increased its price target for South Plains Financial (NASDAQ:SPFI) to $46 from $45, reiterating an Outperform rating following the company's acquisition of BOH Holdings for $105.9 million. This all-stock deal will add $772 million in assets and is expected to be 11% accretive to EPS by 2027 with a short tangible book value earnback period. Despite a recent downgrade by Piper Sandler, KBW highlights SPFI's attractive valuation metrics, strong financial health, and seven consecutive years of dividend increases.
