Why SoFi Technologies Stock Slipped Last Month
SoFi Technologies' stock dropped 10.6% in March 2026 following harsh allegations from short seller Muddy Waters Research regarding the digital banking platform's accounting practices. Muddy Waters claims SoFi is inflating profitability in its lending business by misrepresenting charge-off rates and loan valuations. Despite SoFi's strong growth in members and deposits, the uncertainty surrounding these allegations makes it a risky investment for now.
SoFi Gets A Price Target Cut From Barclays Ahead Of Q1 Earnings As Macro Pressures Weigh On Fintech Valuations
Barclays has reduced its price target for SoFi Technologies Inc. (SOFI) from $28 to $18, while maintaining an 'Equal Weight' rating, citing a murky economic outlook and broader pressures on fintech valuations. Despite the price target cut, the firm sees a potential 20% upside from the stock's Friday closing price, and analysts anticipate first-quarter revenues of $1.05 billion and EPS of $0.12. SoFi recently launched a new 24/7 banking platform integrating traditional and cryptocurrency services, expanding its digital finance offerings ahead of its earnings report on April 29.
Stratos Wealth Partners LTD. Has $5.81 Million Stake in SoFi Technologies, Inc. $SOFI
Stratos Wealth Partners LTD. increased its stake in SoFi Technologies (NASDAQ:SOFI) by 17.6% in Q4, acquiring an additional 33,290 shares, bringing their total holdings to $5.81 million. Despite this, SoFi shares are under pressure from mixed analyst views and investor skepticism, even after the company launched a new "Big Business Banking" product and expanded its loan platform. Insiders show mixed activity, with the General Counsel buying shares while a director sold a significant number.
Jim Cramer Discusses Why He Refuses to Cut and Run on SoFi Technologies
Jim Cramer has expressed his continued belief in SoFi Technologies (NASDAQ: SOFI), despite its stock price dropping from $30 to $15. He highlighted the company's robust digital platform offering various financial services and praised CEO Anthony Noto's character and leadership. Cramer asserted that "the bulls are right" regarding SoFi.
SoFi Technologies, Inc. Experiences Revision in Its Stock Evaluation Amid Market Dynamics
SoFi Technologies, Inc. has adjusted its valuation, with its stock currently at $15.63. While the company outperformed the S&P 500 over the past year, its year-to-date performance has been less favorable. Key financial metrics such as a P/E ratio of 47 and ROCE of 13.12% are noted, and its valuation appears elevated compared to peers.
SoFi Technologies, Inc. $SOFI is Sullivan Wood Capital Management LLC's 2nd Largest Position
Sullivan Wood Capital Management LLC significantly increased its stake in SoFi Technologies ($SOFI) by 25.5%, making it their second-largest holding, valued at nearly $5 million. SoFi recently launched "Big Business Banking" and expanded its loan platform with $3.6 billion in personal-loan commitments, aiming for higher-margin enterprise revenue. Despite beating Q4 earnings estimates, the stock is under pressure, trading around $15.85 with a "Hold" consensus rating, while insiders have been net sellers.
1 Reason to Buy SoFi Stock After the Muddy Waters Short Report
SoFi, a rapidly growing fintech company, has recently been targeted by short-seller firm Muddy Waters, which alleges financial misdealings. Despite the stock dropping significantly from its highs due to these concerns, SoFi management denies the allegations and the CEO recently bought shares, indicating confidence. Investors are left with a decision to either wait for clarity, or invest now given the company's growth and current lower valuation.
SoFi Technologies (SOFI) director granted deferred stock unit awards
SoFi Technologies director William A. Borden has opted to receive 1,191 Deferred Stock Units (DSUs) instead of cash for part of his first-quarter 2026 compensation, based on the company's Director Deferred Compensation Plan. These DSUs are economically equivalent to one share of SoFi common stock and were calculated using the common stock closing price of $15.23 on March 27, 2026. This filing also details previous DSU grants to Borden, reflecting a consistent approach to his compensation deferral.
SoFi Launches Big Business Banking to Power Fiat and Crypto Banking on a Single Regulated Platform
SoFi has announced the launch of SoFi Big Business Banking, a new platform enabling enterprise partners to manage both traditional fiat and crypto banking services from a single nationally chartered bank. This initiative integrates blockchain technology into SoFi's core operations, offering regulated deposit accounts, real-time API-driven payments, and digital asset enablement. Initial participants include major financial and crypto firms like Cumberland, BitGo, and Mastercard, with the platform expected to leverage the Solana blockchain.
SoFi launches Big Business Banking
SoFi Technologies, Inc. (NASDAQ:SOFI) has launched SoFi Big Business Banking, a new offering that allows enterprise partners to manage both fiat and crypto banking from a single, nationally chartered bank. This initiative integrates blockchain into SoFi's core platform, providing regulated business deposit accounts, real-time API-driven payments, and digital asset enablement. The service aims to bridge traditional and digital finance, enabling companies to hold deposits, move money, and settle transactions 24/7.
SoFi Schedules Conference Call to Discuss Q1 2026 Results
SoFi Technologies, Inc. announced it will host a conference call on Wednesday, April 29, 2026, at 8 a.m. Eastern Time, to discuss its financial and operating results for the first quarter of 2026. The company plans to release its Q1 2026 results on its investor relations website at approximately 7 a.m. Eastern Time on the same day. Details for pre-registration for the call and access to the audio-only webcast are provided.
Pinnacle Wealth Management LLC Acquires New Shares in SoFi Technologies, Inc. $SOFI
Pinnacle Wealth Management LLC has acquired a new position in SoFi Technologies (NASDAQ:SOFI), purchasing 71,127 shares valued at approximately $1.86 million, making it their 26th largest holding. The article notes mixed sentiment around SoFi, with some analysts seeing an oversold buying opportunity and others highlighting execution and regulatory risks, particularly concerning potential exclusion from the SpaceX IPO retail allocation. Despite a consensus "Hold" rating from Wall Street with a target price of $25.91, SoFi recently traded at $15.88, while reporting strong Q4 earnings, beating estimates.
SoFi Stock Down 42% in 2026: Can a 117% Upside to $34 Drive a Rebound?
SoFi Technologies stock has seen volatility but shows robust growth and improving profitability, with strong revenue growth and expanding operating margins. A valuation model suggests a potential 117.9% total return to $34.61 per share by December 2028, driven by continued scaling of its lending and technology platform. While short-term risks and market sentiment remain mixed, strong fundamentals and strategic expansions could lead to sustained upward trend.
Before markets open, SoFi will post Q1 results and take questions April 29
SoFi Technologies, Inc. (NASDAQ: SOFI) is scheduled to release its first quarter 2026 financial and operating results on Wednesday, April 29, 2026, at approximately 7 a.m. Eastern Time. The company will also host a conference call to discuss these results and answer questions at 8 a.m. Eastern Time on the same day. Investors can access the results and webcast through SoFi's investor relations website.
SoFi’s Loan Platform Expansion Could Boost Future Growth
SoFi Technologies Inc. is experiencing positive market sentiment due to new partnerships expected to channel over $3.6 billion into its loan platform business. These alliances with a major global bank, an insurance firm, and an asset manager are anticipated to significantly boost personal loan deliveries and solidify SoFi's position in the fintech market. Despite past stock dips and skepticism from a Muddy Waters report, CEO Anthony Noto's commitment and the company's strategic growth initiatives highlight its resilience and future potential.
SoFi Technologies: Increasing Our Fair Value Estimate; Shares Undervalued
Morningstar has increased its fair value estimate for SoFi Technologies, finding its shares undervalued. The company successfully targets young, high-income individuals through a purely digital approach via its mobile app and website. This update follows strong loan volume and rapid revenue growth reported in previous analyst notes.
SoFi: Bulls Are Overlooking The Biggest Risk In The Story (NASDAQ:SOFI)
The author is cautious about SoFi Technologies (SOFI) due to rising personal-loan charge-offs and increased default assumptions, despite strong revenue growth prospects. They see SoFi's decline as part of a broader risk-off move in credit services, exacerbated by factors like higher gas prices and stress in U.S. consumer borrowing. While the stock may re-rate in the latter half of 2026, the author anticipates further downside risk in the short term.
Musk denies reports of Robinhood being cut from SpaceX IPO
Elon Musk has denied reports that Robinhood Markets and SoFi Technologies would be excluded from SPACEX's upcoming initial public offering (IPO). Reuters previously reported that Morgan Stanley's E*Trade would handle the public offering, potentially sidelining other brokerages. Following Musk's clarification on X, both HOOD and SOFI stocks saw an increase in value.
SoFi Stock Eyes Worst Quarter In 4 Years: Muddy Waters Returns With Fresh JPMorgan Deal Warning, Warns Of $1B EBITDA Risk
Shares of SoFi Technologies, Inc. are poised for their worst quarter in four years as Muddy Waters Research continues to scrutinize a $312 million JPMorgan deal, alleging it may have been incorrectly booked as a sale instead of a borrowing. Muddy Waters warns this accounting treatment could lead to a $1 billion EBITDA restatement and weaker capital ratios. SoFi has rejected the allegations, maintaining compliance with U.S. GAAP and SEC standards, while Mizuho reaffirmed an 'Outperform' rating.
Can SoFi Stock Reach $100 by 2030?
SoFi Technologies (NASDAQ: SOFI) stock is down 35% year to date in 2026, despite recording strong performance with its cross-selling strategy and rapid user growth. The Motley Fool article questions whether SoFi can reach $100 by 2030, noting that while the company has strong long-term prospects and an excellent growth trajectory, achieving such a gain (490%) in four years seems unlikely. The author believes SoFi will eventually reach $100, but not by 2030.
SoFi Technologies, Inc. (NASDAQ:SOFI) Given Average Rating of "Hold" by Brokerages
SoFi Technologies (NASDAQ:SOFI) has received an average "Hold" rating from nineteen brokerages, with an average one-year price target of $25.91. While the company benefits from its growing fintech ecosystem, new loan platform agreements, and insider confidence evidenced by CEO Anthony Noto's stock purchase, it faces ongoing pressure from short-seller allegations regarding accounting and securitization practices. Several analysts have updated their ratings and price targets, reflecting mixed sentiment on the stock.
Famous short seller targets crypto-friendly bank in new report
Short-seller Muddy Waters Research has targeted SoFi Technologies, a crypto-friendly online bank, with a new report alleging improper accounting practices, unrecorded debt, and inflated EBITDA. SoFi denies these claims, calling the report inaccurate, while CEO Anthony Noto purchased shares to show confidence. An analyst from Mizuho, however, defended SoFi, maintaining an "Outperform" rating despite a recent decline in the company's stock price since the report's release.
SpaceX IPO: E*Trade Reportedly Leads Retail Push As Robinhood, SoFi Compete For Role - Robinhood Markets
E*Trade is reportedly poised to lead the retail portion of the SpaceX IPO, potentially allocating up to 30% of shares to retail investors. This move could sideline competitors like Robinhood and SoFi, who were also vying for a role in the offering. The IPO, targeting a $1.75 trillion valuation, has sparked warnings from analysts about potential overvaluation and the impact of a speculative merger with Tesla on Tesla's stock value.
E*Trade in talks to lead SpaceX IPO for retail, report says
E*Trade, a unit of Morgan Stanley, is reportedly in discussions with SpaceX to manage the sale of IPO shares to retail investors, potentially sidelining Robinhood and SoFi. SpaceX is considering offering up to 30% of its initial public offering to small investors. The company is expected to confidentially file for an IPO as early as this month, with a potential valuation of up to US$75 billion.
SoFi Technologies, Inc. Experiences Revision in Its Stock Evaluation Amid Market Dynamics
SoFi Technologies, Inc. has seen a revision in its stock evaluation, with a P/E ratio of 47, significantly higher than its competitors. While the company boasts a strong one-year return of 24.84%, outperforming the S&P 500, it faces challenges with a year-to-date decline of -41.83%. Key financial metrics include an EV to EBITDA of 18.87 and a ROCE of 13.12%.
SoFi Technologies (SOFI) Q3 2024 earnings summary
SoFi Technologies (SOFI) reported strong Q3 2024 results, achieving its fourth consecutive quarter of GAAP profitability with a net income of $60.7M and a 30% year-over-year increase in net revenue to $697.1M. The company saw significant growth in its Financial Services and Tech Platform segments, member count (up 35% to 9.4M), and product adoption. Management also raised its full-year 2024 guidance for revenue, EBITDA, and net income, expecting continued growth and profitability.
Nordea Investment Management AB Raises Position in SoFi Technologies, Inc. $SOFI
Nordea Investment Management AB increased its stake in SoFi Technologies (NASDAQ:SOFI) by 35.1% in Q4, acquiring an additional 34,381 shares, bringing its total to 132,202 shares worth approximately $3.50 million. Other large institutional investors like Vanguard and State Street also hold significant positions. Despite some notable insider selling, CEO Anthony Noto made a substantial purchase of 28,900 shares, signaling confidence amidst ongoing scrutiny from short-sellers and high-profile critics.
Elevatus Welath Management Reduces Position in SoFi Technologies, Inc. $SOFI
Elevatus Wealth Management significantly reduced its stake in SoFi Technologies (NASDAQ:SOFI) by 70.2% in Q4 2025, selling over 212,000 shares. Despite this, SoFi has recently shown positive growth catalysts including its Galileo integration and new Loan Platform Business agreements totaling $3.6 billion, alongside a notable insider purchase by CEO Anthony Noto. However, the company faces scrutiny from short sellers and has a "Hold" consensus analyst rating with a volatile price history.
Vanguard Realignment Leaves SoFi Holdings at 0 (SOFI)
The Vanguard Group has filed an amended Schedule 13G/A, stating it beneficially owns 0 shares of SoFi Technologies Inc. common stock, representing 0% of the class. This change follows an internal realignment on January 12, 2026, where certain Vanguard subsidiaries began reporting ownership separately. Vanguard no longer considers itself to have beneficial ownership of securities held by these disaggregated subsidiaries.
SG Americas Securities LLC Buys 557,390 Shares of SoFi Technologies, Inc. $SOFI
SG Americas Securities LLC significantly increased its stake in SoFi Technologies, Inc. (NASDAQ:SOFI) by 161.6% in Q4, acquiring an additional 557,390 shares, bringing its total to 902,392 shares valued at approximately $23.6 million. This increase comes amid mixed sentiments for SoFi, with the company beating Q4 earnings estimates and its CEO buying shares, but also facing heightened scrutiny over accounting practices and a "Hold" consensus rating from analysts. SoFi's stock performance shows it trading below its 50- and 200-day moving averages, while institutional ownership stands at 38.43%.
Baker Chad R Makes New Investment in SoFi Technologies, Inc. $SOFI
Baker Chad R has made a new investment in SoFi Technologies, Inc. (NASDAQ:SOFI) by purchasing 58,545 shares valued at approximately $1.56 million during the fourth quarter. This comes as SoFi reported strong Q4 results, beating revenue and EPS expectations, but faces volatility due to short-seller accusations and warnings about its private credit exposure. Analysts have set varying price targets, with an average "Hold" rating and a target of $25.91.
SoFi Stock Dips Amid Scrutiny from Muddy Waters Report
SoFi Technologies Inc. stock has fallen following a critical report from Muddy Waters that scrutinizes the company's financial practices, including alleged underreporting of credit losses and aggressive financial structuring. The report has raised investor concerns about financial disclosures and led to increased stock volatility. SoFi now faces the challenge of restoring investor confidence through transparent communication and operational integrity.
SoFi Expands Loan Platform Business with Multiple New Agreements Totaling Over $3.6 Billion
SoFi Technologies (NASDAQ: SOFI) has announced a significant expansion of its Loan Platform Business (LPB) with new agreements totaling over $3.6 billion. These partnerships, including one with a leading global bank and another with a top-five global private asset management firm, aim to deliver personal loans and reflect strong demand from both members and debt investors. SoFi's CEO, Anthony Noto, highlighted that this capital-light, fee-based business leverages existing technology and complements their overall lending operations.
SoFi class action alleges data breach exposed sensitive customer information
A class action lawsuit has been filed against SoFi Technologies Inc., alleging that the company failed to protect customers' personal information during a data breach in late 2025. Plaintiff Joshua Cook claims the breach compromised the data of at least 38,049 individuals, including names, dates of birth, addresses, and employment information. The lawsuit accuses SoFi of negligence, breach of contract, and failure to comply with industry standards, seeking damages and improved data security measures.
SoFi Technologies (NASDAQ:SOFI) Trading Down 2.6% - What's Next?
SoFi Technologies (NASDAQ:SOFI) stock recently traded down 2.6% to $16.70 despite an earnings beat and 2026 guidance, facing volatility from a Muddy Waters short report and broader fintech weakness. Mizuho defended the company, but concerns about share dilution and insider selling persist. Wall Street analysts currently hold a "Hold" consensus rating with an average price target of $25.91.
SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
This article compares SoFi Technologies (SOFI) and Nu Holdings (NU), two prominent fintech companies, to determine which presents a more compelling investment opportunity. SoFi is highlighted for its product innovation and strategic expansion into a full suite of financial services, leveraging its acquisition of Galileo for a vertically integrated platform. Nu Holdings is praised for its rapidly expanding customer base in Latin America, strong monetization of users, and revenue durability, leading to a more attractive valuation despite SoFi's higher projected EPS growth.
SOFI: Mizuho Reportedly Pushes Back On Muddy Waters Report, Reaffirms ‘Outperform’ Rating
Mizuho has reaffirmed its 'Outperform' rating and set a $38 price target for SoFi, pushing back against a Muddy Waters Research short-seller report. Mizuho argued that SoFi's regulatory disclosures and management statements adequately address Muddy Waters' concerns regarding a $312 million loan and credit quality. Despite the positive analyst response, SoFi's stock was down 1% on Tuesday afternoon, and retail sentiment shifted to 'neutral' on Stocktwits.
SoFi’s Index Addition, Short-Seller Clash, and Insider Buying Might Change The Case For Investing In SoFi Technologies (SOFI)
SoFi Technologies has been added to the FTSE All-World Index and is actively defending itself against short-seller allegations from Muddy Waters Research. CEO Anthony Noto's recent stock purchases and the company's high-yield savings offerings are key factors influencing its investment narrative ahead of its earnings report, which will address accounting allegations and growth quality. Investors are urged to consider various perspectives and conduct their own research on SoFi's financial health, fair value, and potential risks.
SoFi’s Index Addition, Short-Seller Clash, and Insider Buying Might Change The Case For Investing In SoFi Technologies (SOFI)
SoFi Technologies (SOFI) was recently added to the FTSE All-World Index and is defending against short-seller allegations from Muddy Waters Research. CEO Anthony Noto's share purchases and SoFi's high-yield savings offerings are key factors ahead of its upcoming earnings report on April 28. The company's investment narrative centers on its transition to a diversified financial platform, with a projected fair value of $26.75 based on future earnings and revenue forecasts.
SoFi Technologies Options Spot-On: On March 23rd, 463.17K Contracts Were Traded, With 5.24 Million Open Interest
This article provides key options trading data for SoFi Technologies (SOFI) on March 23rd, showing significant trading volume and open interest. Specifically, 463,170 options contracts were traded during the day, with a total open interest reaching 5.24 million contracts. This indicates considerable investor activity and positioning in SOFI options.
Teamwork Financial Advisors LLC Purchases 386,348 Shares of SoFi Technologies, Inc. $SOFI
Teamwork Financial Advisors LLC significantly increased its stake in SoFi Technologies (NASDAQ:SOFI) by 523.7%, purchasing an additional 386,348 shares to own a total of 460,120 shares valued at approximately $12.05 million. This increase in institutional ownership comes amidst mixed analyst ratings, a short report from Muddy Waters, and varying insider activity, including CEO Anthony Noto's share purchase and a CTO's stock sale. Despite the mixed sentiment and short-term volatility, SoFi Technologies recently reported strong quarterly earnings, beating analyst estimates, and has a market capitalization of $21.55 billion.
Can SoFi Shares Thrive Through Maturity?
SoFi Technologies is transitioning from a student-loan focus to a full-service digital bank, specifically targeting Gen Z with a mobile-first platform. A key development is its partnership with Mastercard to integrate SoFiUSD stablecoin for cheaper, 24/7 crypto-powered payments. Despite strong 2025 financial results and rapid membership growth, the company faces pressures from credit risks, competition, and stock volatility, leading Wall Street analysts to issue a "Hold" rating while noting significant upside potential.
SoFi Stock Slips 4% After Muddy Waters Report. Here’s What Happens Next
SoFi Technologies (SOFI) stock dropped 4.1% this week following a short seller report from Muddy Waters, which challenged SoFi's lending business. Despite the negative sentiment and some insider selling, CEO Anthony Noto bought $500,000 of stock, signaling internal confidence, and the company is considering legal action against the report. Analysts project a 96.2% upside for SOFI based on its strong revenue growth, improved profitability, and expanding financial ecosystem, with its next catalyst being Q1 2026 earnings on April 28th.
Why Is SoFi Stock Crashing, and Should You Buy the Dip?
This article discusses the recent crash in SoFi (NASDAQ: SOFI) stock, which the author had previously warned investors was overvalued. The Motley Fool Stock Advisor team did not include SoFi in their top 10 stock recommendations, instead highlighting past successes like Netflix and Nvidia. The article suggests investors consider other opportunities for monster returns.
Capital Advantage Inc. Buys Shares of 31,931 SoFi Technologies, Inc. $SOFI
Capital Advantage Inc. acquired a new stake of 31,931 shares in SoFi Technologies, Inc. (NASDAQ:SOFI) during the fourth quarter, valued at approximately $836,000. This comes as institutional investors now hold about 38.43% of SoFi stock. The company has recently faced volatility due to a short report alleging aggressive accounting, despite beating Q4 earnings estimates with mixed insider activity.
If You Invested $1,000 in Sofi Technologies Inc (SOFI)
This article analyzes the hypothetical returns of a $1,000 investment in Sofi Technologies Inc (SOFI) over different time periods, comparing its performance to the S&P 500. It also provides a detailed overview of SoFi's business, including its digital financial services, banking and lending activities, investment and crypto offerings, technology platform Galileo, and new products like the SoFi Smart Card. The piece outlines SoFi's mission to provide an integrated financial platform for its members.
SoFi Technologies (NASDAQ:SOFI) EVP Sells $165,029.48 in Stock
SoFi Technologies' EVP Kelli Keough sold 9,742 shares valued at $165,029.48 on March 20th, reducing her stake by 2.76%. This sale follows similar transactions earlier in the year, occurring amid mixed sentiment for SoFi due to a critical short-seller report and fintech headwinds, yet also strong quarterly earnings and CEO share purchases. The company maintains a "Hold" consensus rating from analysts with a target price of $25.91.
Insider Sell: Kelli Keough Sells Shares of SoFi Technologies Inc (SOFI)
Kelli Keough, Executive Vice President of Global Banking, User Experience, and Product Strategy at SoFi Technologies Inc, sold 9,742 shares of SOFI on March 20, 2026. This transaction follows a pattern of insider selling at the company, with 19 insider sells and 4 insider buys over the past year. SoFi Technologies is currently considered modestly overvalued with a price-to-GF-Value ratio of 1.26, trading at $16.94 per share.
SoFi (SOFI) EVP sells 9,742 shares under Rule 10b5-1 plan
SoFi Technologies executive Kelli Keough sold 9,742 shares of common stock on March 20, 2026, at a weighted average price of $16.9438 per share. This transaction was conducted under a pre-arranged Rule 10b5-1 trading plan established on July 30, 2025. After the sale, Keough directly holds 343,026 shares of SoFi Technologies common stock.
SoFi (NASDAQ: SOFI) files Form 144 to sell 29,522 shares via J.P. Morgan
SoFi Technologies (NASDAQ: SOFI) has filed a Form 144 indicating a proposed sale of 29,522 shares of Common Stock through J.P. Morgan Securities LLC, dated March 20, 2026. The filing also details prior sales by Kelli Keough, including 9,468 shares on December 23, 2025 for $256,949, 9,468 shares on January 20, 2026 for $243,798, and 9,755 shares on February 20, 2026 for $184,118.17. The shares to be sold were acquired on March 14, 2026, through RSU vesting as compensation from the issuer.
