SoFi Technologies (NASDAQ:SOFI) EVP Sells $184,076.85 in Stock
SoFi Technologies (NASDAQ:SOFI) EVP Kelli Keough sold 9,755 shares of the company's stock for $184,076.85, decreasing her position by 3.21%. This insider sale follows other recent sales by Keough and comes amidst mixed analyst ratings and a "Hold" consensus for the stock. Despite the insider selling, SoFi reported strong Q4 results, exceeding revenue and EPS estimates, and provided positive guidance for Q1 and FY 2026.
1 Financial Services Stock That Could Turn $1,000 Per Month Into $1 Million
The article highlights SoFi Technologies (NASDAQ: SOFI) as a financial services stock with the potential for significant growth, noting its average annual gains of 43% over the past three years. SoFi operates as an online bank focusing on younger customers, offering a wide range of fintech services from student loans to cryptocurrency. Despite a recent 25% year-to-date decline, the company boasts strong revenue growth and increasing membership, making it an attractive buying opportunity for long-term investors.
Rapid Customer Growth Powers Nu Holdings' Market Dominance
Nu Holdings Ltd. has solidified its market leadership in Latin America's digital banking sector, reaching 127 million customers in Q3 2025, with over 60% of Brazil's adult population integrated into its ecosystem. This rapid customer acquisition has translated into significant financial success, with Q3 revenues hitting $4.2 billion, a 39% year-over-year increase. The company's stock has surged 60% over the past year, and it maintains a Zacks Rank #2 (Buy), indicating strong financial health and growth prospects.
Skandinaviska Enskilda Banken AB publ Raises Stock Position in SoFi Technologies, Inc. $SOFI
Skandinaviska Enskilda Banken AB publ significantly increased its stake in SoFi Technologies by 3,514%, acquiring an additional 230,870 shares to a total of 237,440 shares valued at approximately $6.27 million. SoFi recently surpassed quarterly earnings and revenue expectations and provided strong Q1 and FY 2026 EPS guidance. Analyst ratings for SOFI remain mixed, with a "Hold" consensus and an average price target of $26.34, despite some firms adjusting their targets.
SoFi Technologies (NASDAQ:SOFI) Shares Down 1.2% After Analyst Downgrade
SoFi Technologies (NASDAQ:SOFI) saw its shares decrease by 1.2% after Truist Financial lowered its price target on the stock from $28.00 to $21.00, maintaining a "hold" rating. Despite beating earnings and revenue estimates in its latest quarterly report, the company trades at a high P/E ratio, and analyst opinions are mixed, with a consensus rating of "Hold." Insider transactions show both buying and selling activity, while institutional investors have recently increased their holdings.
SoFi Stock Dropped 17% in January -- Here's What Happened
SoFi Technologies (SOFI) stock dropped 17% in January 2026, primarily due to a $1.5 billion stock offering priced in December 2025, which caused dilution and selling pressure. Despite this, SoFi projects significant net income increases for Q1 and the full year 2026. The article suggests that while the stock is currently overvalued based on its PEG ratio, strong performance in upcoming quarters could alleviate selling pressure.
Fortis Group Advisors LLC Increases Stock Holdings in SoFi Technologies, Inc. $SOFI
Fortis Group Advisors LLC significantly increased its stake in SoFi Technologies, Inc. by 94.1% in the third quarter, acquiring 63,420 additional shares to hold a total of 130,817 shares valued at $3.46 million. This comes amidst mixed insider activity, with the General Counsel buying shares and a Director selling a larger volume. SoFi recently surpassed earnings expectations, reporting an EPS of $0.13 against an estimated $0.12 and revenue of $1.01 billion, exceeding analyst predictions, though analysts maintain a "Hold" rating with an average target price of $26.78.
State of New Jersey Common Pension Fund D Purchases 35,521 Shares of SoFi Technologies, Inc. $SOFI
The State of New Jersey Common Pension Fund D increased its stake in SoFi Technologies, Inc. by 10%, acquiring an additional 35,521 shares to hold a total of 392,329 shares valued at $10.37 million. This comes after SoFi beat quarterly earnings expectations with $0.13 EPS and $1.01 billion in revenue, and despite insider selling totaling 261,470 shares last quarter. Analysts currently rate SOFI as a "Hold" with a consensus price target of $26.78.
Better Growth Stock: Nu Holdings vs. SoFi Technologies
This article compares Nu Holdings (NU) and SoFi Technologies (SOFI) as growth stock opportunities in the digital banking sector. It highlights Nu's strong growth in Latin America with robust profitability and SoFi's innovation in financial technology and product diversification. The author suggests that both companies present compelling investment cases and owning both could be a strategic move for investors.
SoFi vs Ally Financial: Which Financial Stock Is the Better Buy After 2026’s Selloff?
SoFi Technologies and Ally Financial recently posted their Q4 earnings, revealing contrasting market reactions. SoFi saw a 25% year-to-date drop despite beating estimates with strong growth in members and loans, while Ally fell only 9% despite missing estimates but restored its buyback program and offers a solid dividend yield. The article compares their growth strategies and risk profiles, with SoFi focused on platform expansion and Ally on auto lending recovery, highlighting the choice between growth and stability for investors.
GSA Capital Partners LLP Sells 67,867 Shares of SoFi Technologies, Inc. $SOFI
GSA Capital Partners LLP reduced its stake in SoFi Technologies (NASDAQ:SOFI) by 46.8%, selling 67,867 shares and retaining 77,282 shares valued at approximately $2.04 million. This comes amidst other institutional investors adjusting their positions and significant insider selling, with insiders offloading 261,470 shares in the past 90 days. Despite SoFi beating earnings expectations with $0.13 EPS and $1.01 billion revenue, analysts maintain a "Hold" consensus rating with an average price target of $26.21.
SoFi Technologies Stock Forecast 2026–2030 | Future Outlook
This article provides an outlook on SoFi Technologies (SOFI) stock, detailing third-party price targets and technical analysis following its Q4 2025 earnings report. Analysts have set 12-month price targets ranging from mid-$20s to low-$30s, citing strong revenue growth and increased membership. The stock has experienced recent volatility, trading below key moving averages, but technical indicators suggest it is in oversold territory.
SoFi Technologies Just Proved Bitcoin Has a Clear Use Case for Fintech
SoFi Technologies is leveraging the Bitcoin Lightning network through a partnership with Lightspark to facilitate fast and cheap cross-border payments. This innovation, integrated into the SoFi app, allows users to send money to over 30 countries, converting dollars to Bitcoin for transfer and then to local currency for the recipient. This move targets the large remittance market, offering a solution to high fees and slow processing times, and highlights a practical utility for Bitcoin beyond investment.
SoFi Technologies Just Proved Bitcoin Has a Clear Use Case for Fintech
SoFi Technologies is expanding into remittances by leveraging the Bitcoin Lightning network to offer fast and cheap cross-border payments. This innovation allows users in the U.S. to send money to over 30 countries, converting dollars to Bitcoin via Lightning and then to the recipient's local currency. This move highlights Bitcoin's utility beyond just an investment asset and could drive demand and transaction volume for the cryptocurrency.
JPMorgan Upgrades SoFi Technologies (SOFI) to Overweight After Q4 Results and 2026 Guidance
JPMorgan upgraded SoFi Technologies (SOFI) to Overweight from Neutral following its strong Q4 results and favorable 2026 earnings guidance. The firm highlighted SoFi's rapid member and deposit growth compared to fintech peers, aligning with its strategy as a full-service digital bank for high-income, tech-savvy customers. Despite a first-quarter forecast that was below expectations due to investments in marketing and products, JPMorgan noted SoFi's history of exceeding its own projections.
SoFi Technologies, Inc. $SOFI Shares Bought by Rhumbline Advisers
Rhumbline Advisers increased its stake in SoFi Technologies (NASDAQ:SOFI) by 21.7% in Q3, now holding 1,244,480 shares valued at $32.9 million. Institutional ownership of SoFi stands at 38.43%, with significant positions held by firms like Vanguard Group and Norges Bank. Analyst sentiment is mixed, with JPMorgan upgrading SoFi to "overweight" with a $31 target, while the MarketBeat consensus remains a "Hold" with a target price of $26.21.
What's Driving the Market Sentiment Around SoFi Technologies Inc?
SoFi Technologies Inc.'s short interest has decreased by 3.09% since its last report, with 113.72 million shares sold short, representing 9.11% of available shares. This decline in short interest suggests a more bullish sentiment among investors. Compared to its peers, SoFi has less short interest, indicating a potentially stronger market position.
SoFi Technologies, Inc.'s (NASDAQ:SOFI) Stock Retreats 29% But Earnings Haven't Escaped The Attention Of Investors
SoFi Technologies' stock has dropped 29% in the last month, though it's still up 27% over the past year. Despite a recent earnings decline, the company maintains a high P/E ratio of 51.1x due to analyst forecasts of 34% annual growth for the next three years, significantly outperforming the market's predicted 12%. Investors are seemingly willing to pay a premium for SoFi's anticipated strong future earnings.
SoFi Technologies (NASDAQ:SOFI) Stock Price Up 1.6% - Time to Buy?
SoFi Technologies (NASDAQ:SOFI) stock increased by 1.6% to $19.61 on Friday, trading below its 50-day and 200-day moving averages. The company reported strong Q4 earnings, surpassing expectations with an EPS of $0.13 and revenue of $1.01 billion, and issued positive Q1 and full-year 2026 guidance. Analyst ratings are mixed, with an average "Hold" rating and a price target of $26.21, while insider transactions show both selling and buying activity.
Stratos Wealth Partners LTD. Increases Stock Holdings in SoFi Technologies, Inc. $SOFI
Stratos Wealth Partners LTD. significantly increased its stake in SoFi Technologies (NASDAQ:SOFI) by 103% in Q3, now owning 188,691 shares valued at $4.99 million. This increase follows SoFi's strong Q3 earnings, which beat analyst expectations with $0.13 EPS and $1.01 billion in revenue, prompting management to project mid-30% EBITDA margins by 2026. Despite some insider selling, analyst sentiment remains a "Hold" with an average price target of $26.21, as positive news about profitability and product offerings balances concerns over valuation.
SoFi Technologies (NASDAQ:SOFI) Stock Price Down 6.1% - Here's Why
SoFi Technologies (NASDAQ:SOFI) saw its stock price drop by 6.1% to $19.30 on Thursday, following intraday trading that saw about 63 million shares change hands. Despite beating Q4 earnings estimates with an EPS of $0.13 and revenue of $1.01 billion, and issuing positive guidance for Q1 and FY2026, the stock traded below its 50- and 200-day moving averages. Analysts maintain a "Hold" consensus rating with an average target price of $26.21, while insiders sold approximately 261,470 shares worth about $6.28 million in the last quarter.
SoFi Technologies Faces Uncertain Future Amid Leadership Changes and Valuation Concerns
SoFi Technologies is facing an uncertain future due to recent insider stock sales, analyst downgrades, and concerns over its valuation. Director Steven J. Freiberg divested 94,225 shares, and BofA Securities lowered SoFi's stock price target, citing a "stretched" valuation compared to peers. Despite mixed financial results and negative operating cash flow, potential for disruption in the fintech sector could still offer future opportunities.
SoFi Technologies (NASDAQ:SOFI) Trading Down 3% - What's Next?
SoFi Technologies (NASDAQ:SOFI) stock dropped 3% to $20.55 on Wednesday with lower-than-average trading volume, following a mix of analyst upgrades and downgrades, and insider selling. Despite beating adjusted Q4 earnings and revenue estimates and providing strong 2026 guidance, concerns persist due to insider sales and some price target cuts. Analysts currently hold a consensus "Hold" rating on SOFI with an average price target of $26.21.
Caprock Group LLC Buys Shares of 228,411 SoFi Technologies, Inc. $SOFI
Caprock Group LLC has acquired 228,411 shares of SoFi Technologies, Inc., valued at approximately $5.83 million, during the third quarter. This comes amidst mixed insider activity, with significant sales by company directors and a healthy 39.6% year-over-year revenue growth reported in the latest quarter. Analysts currently hold a "Hold" consensus rating for SOFI, with a target price of $26.21, following recent upgrades and downgrades.
Allianz Asset Management GmbH Acquires Shares of 232,827 SoFi Technologies, Inc. $SOFI
Allianz Asset Management GmbH recently acquired 232,827 shares of SoFi Technologies, Inc. worth approximately $6.15 million in the third quarter. SoFi reported strong Q3 earnings, beating analyst expectations with $0.13 EPS and $1.01 billion in revenue, and provided optimistic guidance for 2026. Despite mixed insider trading signals and analyst ratings ranging from "Outperform" to "Underperform," institutional investors now hold a significant portion of the company's stock.
SoFi Technologies director Freiberg sells $1.9 million in shares
SoFi Technologies director Steven J. Freiberg sold 94,225 shares of common stock worth approximately $1.9 million on February 6, 2026, while also exercising options to acquire 250,000 shares for $1.83 million. The company has seen varied analyst actions, with some upgrades due to strong performance and others adjusting price targets amid fintech valuation concerns, following its exceeding Q4 revenue and earnings expectations. SoFi trades above its fair value despite a high P/E ratio, showing a 41.11% return over the past year.
SoFi Stock Gets Upgraded. Why Shares Could Gain 40%.
SoFi Technologies stock has been upgraded to Outperform from Market Perform by analysts at Citizens JMP, with a price target of $30. Despite the company's shares underperforming the broader market this year, analysts believe there is significant upside potential, suggesting a possible 40% gain.
SoFi Technologies (SOFI) receives price target cuts post earnings
This article reports that SoFi Technologies (SOFI) has experienced price target cuts following its recent earnings report. The original content of the article was not provided, but the title indicates a negative market reaction to the company's financial performance.
State of Michigan Retirement System Sells 500,000 Shares of SoFi Technologies, Inc. $SOFI
The State of Michigan Retirement System recently reduced its stake in SoFi Technologies (NASDAQ:SOFI) by 33.3%, selling 500,000 shares and retaining 1,000,000 shares valued at $26.42 million. This comes as SoFi reported a strong Q4 beat with $1.01 billion in revenue and $0.13 EPS, and forecasts significant revenue and EBITDA growth for 2026. Despite positive earnings and some insider buying, analyst coverage remains mixed, with an average "Hold" rating and a target price of $25.44.
UBS lowers SoFi Technologies (SOFI) PT to $24.50 following mixed performance
UBS has lowered its price target for SoFi Technologies (SOFI) to $24.50. This adjustment comes in response to the company's recent mixed performance, indicating a revised outlook from the analyst firm. Investors and shareholders will be watching SoFi's future performance closely after this change.
SoFi Technologies (SOFI) Receives Price Target Cuts Post Earnings
SoFi Technologies (SOFI) saw its price targets cut by Needham and TD Cowen analysts despite beating Wall Street's fourth-quarter estimates. Needham reduced its target from $36 to $33 while maintaining a Buy rating, citing strong performance in its lending business and focus on high-margin growth. TD Cowen lowered its target from $25 to $24 with a Hold rating, noting the earnings beat was driven by a higher take rate and robust loan platform originations, with 2026 guidance exceeding expectations.
SoFi Technologies, Inc. (NASDAQ:SOFI) Given Average Rating of "Hold" by Brokerages
Twenty brokerages have assigned SoFi Technologies (NASDAQ:SOFI) an average "Hold" rating, with a consensus one-year price target of $25.44. This rating comes despite SoFi reporting strong Q4 2025 results, including its first $1 billion revenue quarter and optimistic guidance for 2026 revenue and adjusted EBITDA growth. Mixed signals are present, with JPMorgan upgrading the stock and insiders buying shares, but concerns remain regarding its high valuation and recent pullback post-earnings.
UBS Lowers SoFi Technologies (SOFI) PT to $24.50 Following Mixed Performance
UBS lowered its price target for SoFi Technologies (SOFI) to $24.50 with a Neutral rating, citing strong performance in Financial Services and Technology Platform profitability. TD Cowen also reduced its price target to $24, while Needham cut its target to $33, both acknowledging Q4 2025 earnings beat and positive outlooks. Despite mixed analyst ratings on price targets, the company's Q4 results exceeded Street estimates for revenue and earnings.
Penserra Capital Management LLC Purchases 45,032 Shares of SoFi Technologies, Inc. $SOFI
Penserra Capital Management LLC significantly increased its stake in SoFi Technologies, Inc. by 186.8% in Q3, acquiring 45,032 additional shares. This increase comes as SoFi reported a record Q4, beating earnings estimates with its first $1 billion revenue quarter and providing bullish guidance for 2026. Despite a "Hold" consensus rating from analysts, institutional interest and recent insider buying suggest confidence in SoFi's future growth.
SoFi Technologies, Inc. (SOFI): A Bull Case Theory
This article summarizes a bullish thesis on SoFi Technologies, Inc. (SOFI), highlighting its transformation from a student-loan specialist into a diverse digital finance platform. The company has achieved significant growth and consistent GAAP profitability, with strong financial services revenue and expanding membership. Despite recent equity offering volatility, SoFi's diversified model and operational strength present a compelling investment case with substantial upside potential.
SoFi Technologies (NASDAQ:SOFI) General Counsel Robert Lavet Purchases 5,000 Shares
SoFi Technologies General Counsel Robert Lavet recently purchased 5,000 shares of SOFI stock for a total of $105,200, increasing his ownership by 41.08%. This insider buying follows a strong Q4 earnings report where SoFi beat analyst expectations with $0.13 EPS and $1.01 billion in revenue, and provided positive guidance for 2026. Despite volatility and mixed analyst ratings, the company's financial performance and insider confidence suggest potential for growth.
SoFi Technologies (NASDAQ:SOFI) Shares Up 7.2% on Insider Buying Activity
SoFi Technologies (NASDAQ:SOFI) experienced a 7.2% jump in shares following insider buying activity, specifically by EVP Eric Schuppenhauer who acquired 5,000 shares. The company recently reported strong Q4 results, beating revenue and EPS estimates, and provided an upbeat 2026 outlook. While analyst sentiment is mixed with a "Hold" consensus, positive catalysts and management's confidence are driving demand.
SoFi stock price rebounds Friday after insider buy — but a director’s sale notice is out too
SoFi shares rebounded on Friday after an executive purchased shares, but a director also filed a notice signaling a potential sale. The stock's performance is influenced by interest rate forecasts for its lending operations, with upcoming U.S. jobs and inflation data expected to further impact market expectations. Despite a recent strong earnings report, risks remain for rate-sensitive fintech stocks, especially with scheduled insider sales and potential upside surprises in macro data.
SoFi Stock Slides Despite Analyst Upgrade: 'Momentum In The Business Is Undeniable'
SoFi Technologies (SOFI) shares dropped on Tuesday despite an upgrade from JPMorgan analyst Reginald Smith, who raised the rating to Overweight and reiterated a $31 price target. The stock decline followed a strong fourth-quarter earnings report that included record results and better-than-expected 2026 adjusted EBITDA guidance. JPMorgan cited SoFi's undeniable momentum in member and deposit growth, while acknowledging that near-term guidance for Q1 2026 was slightly below Street expectations due to aggressive marketing and product development investments.
SoFi Technologies Faces Challenges Amid Equity Strategy Concerns
SoFi Technologies (SOFI) stock has declined over 6% recently, driven by negative market sentiment and concerns over its capital-raising strategy and acquisition plans. Analysts have lowered price targets and issued "Underperform" ratings due to significant cash outflow from operations and an elevated P/E ratio despite strong revenue growth. The company is at a crossroads, needing to demonstrate strategic effectiveness and sustainable earnings to regain market trust.
SoFi Reports Fourth Quarter 2025 With Record Net Revenue of $1.0 Billion, Record Member and Product Growth, Net Income of $174 Million
SoFi Technologies, Inc. reported record financial results for the fourth quarter and fiscal year 2025, with net revenue reaching $1.0 billion for the first time. The company achieved record member growth of 35% to 13.7 million members and product growth of 37% to 20.2 million products. SoFi also reported a net income of $174 million and record Adjusted EBITDA of $318 million, while providing guidance for continued growth and profitability in 2026.
Scorecard: How We Graded SoFi Technologies (SOFI) Q4 2025 Earnings
SoFi Technologies (SOFI) reported its first-ever $1 billion quarterly revenue in Q4 2025, exceeding estimates, and added a record 1 million new members. Despite strong operational performance, including increased profitability and improved credit quality, the stock experienced a decline due to a recent capital raise and mixed analyst sentiment. Investors are now questioning if the 30% revenue growth justifies the current premium valuation.
SoFi Q4 earnings preview: 2026 EBITDA guidance, capital allocation to keep a watch on (SOFI:NASDAQ)
SoFi Technologies is set to announce its Q4 2025 earnings, with consensus estimates for EPS at $0.11 and revenue at $982.39M. Investors should watch for the 2026 EBITDA guidance and capital allocation strategies. Key risks include investments in scaling lending and new financial services, potential impact of rising Treasury yields on loan demand, and how recent equity rounds will affect loan origination and balance sheet strategy.
SoFi Technologies, Inc. $SOFI Stock Position Trimmed by Joule Financial LLC
Joule Financial LLC significantly reduced its stake in SoFi Technologies (NASDAQ:SOFI) by 54.5% during the third quarter, selling over 27,000 shares. Despite this, other institutional investors have either increased or initiated positions in the company. SoFi recently surpassed earnings estimates and saw a 37.7% year-over-year revenue increase, though analysts maintain a consensus "Hold" rating with an average target price of $25.50.
GoTu and SoFi at Work Collaborate to Provide Resources for Financial Well-being
GoTu Technology has partnered with SoFi at Work to provide financial well-being tools to GoTu professionals, enhancing access to debt management, financial stability, and goal achievement resources. This collaboration follows a recent dip in SoFi stock after a BofA analyst issued an "Underperform" rating, despite the company's recent capital offering. The article also suggests that other AI stocks may offer better upside potential than SoFi.
SoFi Technologies (NASDAQ:SOFI) Shares Down 3.4% - Should You Sell?
SoFi Technologies (NASDAQ: SOFI) saw its shares drop by 3.4% during mid-day trading on Wednesday, closing at $24.60. Despite beating recent quarterly estimates for EPS and revenue, the company faces tight short-term liquidity and high P/E ratio. Analyst consensus is a "Hold" with an average price target of $25.50, and insider selling has also been noted.
SOFI Technologies to Report Q4 Earnings: Here's What to Expect
SoFi Technologies (SOFI) is set to announce its fourth-quarter 2025 earnings on January 30, with expectations for strong revenue and EPS growth driven by increased membership and operational efficiency. The company has a history of exceeding earnings estimates, and its current Zacks Rank #3 with a positive Earnings ESP suggests a likely beat this quarter. Other stocks, Autoliv (ALV) and Adient (ADNT), are also highlighted as potential earnings beat candidates.
SoFi Technologies, Inc. $SOFI Holdings Reduced by Teacher Retirement System of Texas
The Teacher Retirement System of Texas reduced its holdings in SoFi Technologies (NASDAQ:SOFI) by 44.5% in the third quarter, selling 116,101 shares and ending with 144,772 shares valued at approximately $3.825 million. Despite this, several other institutional investors increased their stakes in the company. Analysts have a mixed view on SOFI, with a consensus "Hold" rating and a price target of $25.50, while the company recently exceeded quarterly earnings and revenue expectations.
447,143 Shares in SoFi Technologies, Inc. $SOFI Purchased by Mitsubishi UFJ Trust & Banking Corp
Mitsubishi UFJ Trust & Banking Corp recently acquired 447,143 shares of SoFi Technologies, Inc. (NASDAQ:SOFI) in the third quarter, valued at approximately $11.8 million. This acquisition comes amidst mixed analyst ratings, with an average "Hold" consensus, and recent insider selling activity. SoFi Technologies, a diversified financial services company, reported stronger-than-expected Q3 earnings and revenue, with its stock performance reflecting a 50-day moving average of $27.05 and a 200-day moving average of $26.29.
SoFi’s Maturation Rally: Deep-Diving the 12% Gain and the Future of the Fintech Super-App
SoFi Technologies, Inc. (NASDAQ: SOFI) shares have surged by 12.4% over the past five trading days, reflecting a "maturation rally" driven by successful integration of agentic AI features and anticipation of its Q4 2025 earnings report. The company has evolved from a student loan refinancer into a profitable "Super-App" challenging traditional banks, supported by its bank charter, diverse business model including lending, financial services, and technology platform, and strong leadership under CEO Anthony Noto. Despite potential risks like credit quality and regulatory scrutiny, SoFi's consistent GAAP profitability positions it for potential S&P 500 inclusion and international expansion.
