Understanding the Setup: (SMBK) and Scalable Risk
This article analyzes Smartfinancial Inc. (NASDAQ: SMBK), highlighting a weak near-term sentiment but strong mid- and long-term outlook. It details an "exceptional 23.1:1 risk-reward short setup" with a target of 6.6% downside versus 0.3% risk. The analysis includes three distinct trading strategies: a Long Entry Zone, a Momentum Breakout Strategy, and a Risk Hedging Strategy, all supported by multi-timeframe signal analysis.
SmartFinancial, Inc. (NASDAQ:SMBK) to Issue Quarterly Dividend of $0.08
SmartFinancial, Inc. (NASDAQ:SMBK) has declared a quarterly dividend of $0.08 per share, payable on March 2nd to shareholders of record by February 13th. The company also authorized a $10.0 million share buyback program, indicating management believes its shares are undervalued. SMBK shares currently trade around $41.85, with a market capitalization of approximately $712.62 million.
SmartFinancial (NASDAQ:SMBK) Chairman Purchases $36,013.55 in Stock
SmartFinancial (NASDAQ:SMBK) Chairman Wesley Miller Welborn recently purchased 835 shares of the company's stock for $36,013.55, increasing his direct ownership to 96,468 shares. This insider buying comes as the company also announced a quarterly dividend of $0.08 per share and a $10.0 million stock buyback program. Analysts have a "Moderate Buy" consensus rating for SMBK with an average target price of $40.50.
SmartFinancial, Inc. (NYSE:SMBK) Looks Like A Good Stock, And It's Going Ex-Dividend Soon
SmartFinancial, Inc. (NYSE:SMBK) is expected to trade ex-dividend within the next four days, with a payment of US$0.08 per share. The company maintains a conservative payout ratio of 11% of its profits, suggesting a strong ability to sustain dividend payments. SmartFinancial has also demonstrated consistent earnings per share growth of 13% annually over the past five years, and its dividend has increased by approximately 8.1% per year over the last six years.
SmartFinancial, Inc. (NYSE:SMBK) Looks Like A Good Stock, And It's Going Ex-Dividend Soon
SmartFinancial, Inc. (NYSE:SMBK) is approaching its ex-dividend date around February 13th, with a dividend payment of US$0.08 per share. The company demonstrates strong dividend affordability, having paid out only 11% of its profits last year, and has shown consistent earnings per share growth of 13% annually over the past five years. Its rising dividends alongside earnings suggest a company committed to sharing growth with its shareholders, making it an attractive prospect for dividend investors
SmartFinancial (NYSE:SMBK) Has Affirmed Its Dividend Of $0.08
SmartFinancial (NYSE:SMBK) has announced a dividend of $0.08 per share, payable on March 2nd, resulting in a 0.8% dividend yield. The company has a 6-year history of dividend payments with a low payout ratio of 11%, indicating strong earnings coverage. Analysts forecast a 52.3% EPS expansion over the next three years, suggesting the dividend is likely to grow.
SMBK: Earnings Power And Credit Costs Will Guide A Balanced Outlook
Analysts have increased their price target for SmartFinancial (SMBK) to approximately $44, driven by updated assumptions regarding fair value, revenue growth, profit margins, and future P/E ratios. While bullish views highlight aligning fundamentals and growth potential, bearish perspectives caution about potential risks to revenue growth, funding costs, and execution challenges. The bank recently announced a share repurchase program and reported net charge-offs for Q4 2025.
SmartFinancial (NYSE:SMBK) Has Affirmed Its Dividend Of $0.08
SmartFinancial (NYSE:SMBK) has announced a dividend of $0.08 per share, payable on March 2nd, resulting in a 0.8% dividend yield. The company's payout ratio is a comfortable 11%, with projected EPS growth of 52.3% over the next three years, suggesting future dividend sustainability. Although having a relatively short dividend history of 6 years, its consistent earnings growth makes it an attractive income investment.
SmartFinancial (NASDAQ:SMBK) Raised to Strong-Buy at Zacks Research
Zacks Research upgraded SmartFinancial (NASDAQ:SMBK) to a "strong-buy" rating, indicating a positive outlook. The company's board also approved a $10.0 million share repurchase plan, suggesting management believes the stock is undervalued, especially as shares opened near their 52-week high. Analysts collectively rate SmartFinancial a "Moderate Buy" with a consensus target price of $40.50.
SmartFinancial, Inc. (NASDAQ:SMBK) Given Average Rating of "Moderate Buy" by Analysts
SmartFinancial, Inc. (NASDAQ:SMBK) has received an average "Moderate Buy" rating from analysts, with an average 12-month price target of $40.50. The company's board also approved a $10 million share repurchase plan and declared a quarterly dividend of $0.08 per share. Insider trading activity included a director selling shares, and institutional investors have adjusted their holdings in the company.
SmartFinancial Announces Dividend and New Share Repurchase
SmartFinancial (SMBK) has announced a quarterly cash dividend of $0.08 per share, payable on March 2, 2026, to shareholders of record as of February 13, 2026. The company's board also authorized a new share repurchase program of up to $10 million in common stock, effective March 1, 2026, through February 28, 2027. An analyst rating from Tipranks gives SMBK a Buy with a $44.00 price target, and TipRanks’ AI Analyst, Spark, rates SMBK as Outperform due to strong financial performance and a favorable earnings outlook.
SmartFinancial Declares Quarterly Cash Dividend and Stock Repurchase Plan
SmartFinancial's board declared a quarterly cash dividend of $0.08 per share, payable on March 2, 2026, and authorized a 2026 Stock Repurchase Plan for up to $10 million in common stock. These actions aim to improve shareholder returns and reflect the company's confidence in its future growth and stock value. The repurchase plan offers flexibility through various transaction methods and is expected to enhance investor interest and market competitiveness.
SmartFinancial (NASDAQ:SMBK) to Buyback $10.00 million in Outstanding Shares
SmartFinancial (NASDAQ:SMBK) has announced a $10.00 million share buyback program, allowing the repurchase of up to 1.5% of its outstanding shares, signaling management views the stock as undervalued. Analysts currently have an average rating of "Moderate Buy" with a consensus target price of $40.50. The bank's stock last traded at $40.02, with insiders owning 7.62% of the shares.
SmartFinancial declares $0.08 quarterly dividend, approves $10 million buyback By Investing.com
SmartFinancial, Inc. announced a quarterly cash dividend of $0.08 per share, payable on March 2, 2026, to shareholders of record as of February 13, 2026. The company also authorized a new $10 million stock repurchase plan set to begin on March 1, 2026, replacing the current program. This move follows SmartFinancial’s strong financial performance in Q4 2025, exceeding analyst expectations for both earnings per share and revenue.
SmartFinancial Announces Dividend and New Share Repurchase
SmartFinancial (SMBK) has declared a quarterly cash dividend of $0.08 per share, payable on March 2, 2026. Additionally, its board authorized a new share repurchase program of up to $10 million in common stock, effective from March 1, 2026, through February 28, 2027. This move signals confidence in the company's valuation and aims to enhance shareholder value through flexible repurchases.
SmartFinancial Inc Declares Dividend and Announces Share Repurchase Program
SmartFinancial Inc. (SMBK) announced on January 30, 2026, a quarterly dividend of $0.08 per share, payable on March 2, 2026, to shareholders of record by February 13, 2026. The company also initiated a new $10 million share repurchase program, replacing a previous plan, which takes effect on March 1, 2026, and expires on February 28, 2027. Repurchases may occur through open market or private transactions.
SmartFinancial Approves Regular Quarterly Cash Dividend and Announces Share Repurchase Program
SmartFinancial, Inc. announced a quarterly cash dividend of $0.08 per share payable on March 2, 2026. The company also authorized a new share repurchase plan for up to $10 million, effective March 1, 2026, replacing its previous plan. These actions reflect the company's commitment to returning value to shareholders and managing its capital effectively.
SmartFinancial (SMBK) Announces $10M Stock Repurchase Plan
SmartFinancial (SMBK) has announced a new stock repurchase program allowing it to buy back up to $10 million of its common stock, effective March 1, 2026, and replacing a prior program. The company, operating as a bank holding company, demonstrates strong profitability with a 25.62% net margin and stable financial health, though some valuation metrics suggest it might be modestly overvalued. This buyback reflects confidence in its future, despite some insider selling and moderate financial strength noted by its F-Score.
Smartfinancial director Shomaker buys $10k in stock
Smartfinancial Inc. director Kelli D. Shomaker recently purchased 255 shares of company stock for over $10,000, increasing her direct ownership to 1022 shares. This insider transaction follows the company's strong fourth-quarter 2025 financial results, where SmartFinancial surpassed analyst expectations with higher-than-forecasted EPS and revenue.
SmartFinancial, Inc. (NASDAQ:SMBK) Q4 2025 Earnings Call Transcript
SmartFinancial, Inc. (NASDAQ: SMBK) held its Q4 2025 earnings call, reporting record earnings of over $51 million for the year and a 13% annualized growth in loans and 8% in deposits. The company highlighted its impressive organic growth, expansion into Columbus, Georgia, and a target of achieving a $4 EPS run rate by the end of 2026. Management expressed confidence in continued NIM expansion and stable expense growth, focusing on diligent execution rather than M&A.
Precision Trading with Smartfinancial Inc. (SMBK) Risk Zones
This article analyzes Smartfinancial Inc. (SMBK) using AI models to identify trading opportunities and risk zones. It highlights strong sentiment supporting an overweight bias, an exceptional risk-reward short setup, and details three distinct trading strategies: Position Trading, Momentum Breakout, and Risk Hedging, each with specific entry, target, and stop-loss levels. The analysis also provides multi-timeframe signal strengths and support/resistance levels.
SmartFinancial (SMBK) FY 2025 Net Interest Margin Steady At 3.29% Tests Bullish Narratives
SmartFinancial (SMBK) reported Q4 2025 revenue of US$49.2 million and EPS of US$0.82, with full-year revenue at US$192.7 million and EPS at US$3.00. The company maintained a net interest margin of 3.29% with a growing loan book and achieved a net profit margin of 26.1%. Despite a higher P/E ratio compared to peers, a discounted cash flow valuation suggests the stock is undervalued, leading to mixed narratives for investors.
SmartFinancial, Inc. Financial Performance Summary (Q4 2025)
SmartFinancial, Inc. reported strong financial performance in Q4 2025, with net income up to $13.7 million and significant growth in loans, deposits, and tangible book value. Despite these achievements, potential investors might be cautious due to regional concentration risk, limited scale compared to larger banks, signs of near-term peaked earnings growth, interest rate sensitivity, and valuation vs. growth trade-offs. The company, a bank holding company headquartered in Knoxville, Tennessee, showed disciplined performance, improving margins, and balance-sheet expansion.
SmarFinancial: Q4 Earnings Snapshot
SmartFinancial Inc. reported a fourth-quarter profit of $13.7 million, or 81 cents per share, surpassing analyst expectations of 80 cents per share. The bank holding company's revenue net of interest expense reached $53.3 million, also exceeding projections. For the full year, SmartFinancial recorded a profit of $50.3 million on revenue of $200.5 million.
SmartFinancial Inc (SMBK) Q4 2025 Earnings Call Highlights: Robust Loan Growth and Improved ...
SmartFinancial Inc (SMBK) reported strong Q4 2025 results with 13% annualized loan growth, 8% annualized deposit growth, and a 44% increase in Pre-Provision Net Revenue (PPNR) year-over-year. The company expanded its net interest margin to 3.38% and maintained low non-performing assets. Despite these positives, challenges include slight increases in non-interest expenses and allowance for credit losses, and slower incremental NIM growth is anticipated after Q1 2026.
SmartFinancial, Inc. Financial Performance Summary (Q4 2025)
SmartFinancial, Inc. reported a strong Q4 2025 performance with net income up to $13.7 million, or $0.81 diluted EPS, from $9.6 million in Q4 2024. The company achieved significant loan and deposit growth, expanded its net interest margin, and strengthened its balance sheet. Despite these positive results, potential investors might consider regional concentration risk, limited scale compared to larger banks, and potential interest rate sensitivity as drawbacks.
Earnings call transcript: SmartFinancial Q4 2025 earnings beat expectations
SmartFinancial Inc. reported strong financial results for Q4 2025, exceeding analyst expectations with an EPS of $0.81 and revenue of $53.3 million. The company achieved record annual earnings of over $51 million, driven by significant loan and deposit growth, and saw its stock rise by 1.54% post-announcement. SmartFinancial aims for a $4 EPS run rate by the end of 2026 through continued organic growth, strategic expansion into new markets like Columbus, Georgia, and disciplined expense management.
SmartFinancial Inc earnings beat by $0.03, revenue topped estimates
SmartFinancial Inc (NYSE: SMBK) reported strong fourth-quarter results, surpassing analyst estimates for both earnings per share and revenue. The company posted an EPS of $0.81, exceeding the $0.78 estimate, and revenue of $53.31 million, which was higher than the consensus of $51.39 million. The stock has shown positive performance, rising 9.70% in the last three months and 21.19% over the past year, with a "good performance" financial health score according to InvestingPro.
SmarFinancial: Q4 Financial Results Overview
SmartFinancial Inc. exceeded analyst expectations for its fourth-quarter earnings, reporting a net income of $13.7 million and earnings of 81 cents per share, surpassing the predicted 80 cents. The company also generated $83.8 million in total revenue, with net revenue reaching $53.3 million. For the full year, SmartFinancial posted a profit of $50.3 million with total revenue of $200.5 million.
SMARTFINANCIAL ($SMBK) Q4 2025 Earnings Results
SMARTFINANCIAL ($SMBK) announced its Q4 2025 earnings, reporting $0.81 per share, which surpassed estimates by $0.01. The company's revenue reached $53,310,000, beating the estimated $52,411,068. The article also details recent insider trading activities, hedge fund movements, and analyst price targets for SMBK.
SmartFinancial Announces Results for the Fourth Quarter 2025
SmartFinancial, Inc. announced strong financial results for the fourth quarter and full year 2025, with net income of $13.7 million ($0.81 per diluted common share) for Q4 2025. The company reported significant organic loan and deposit growth, expanded net interest margin, and an increase in tangible book value per common share. Management highlighted 2025 as a year of "tremendous momentum" and "exceptional growth, profitability, and continued improvement."
SmarFinancial: Q4 Earnings Snapshot
SmartFinancial Inc. (SMBK) reported a fourth-quarter profit of $13.7 million, or 81 cents per share, surpassing Wall Street expectations of 80 cents per share. The bank holding company also exceeded revenue forecasts, posting $83.8 million in the period, with net interest expense revenue of $53.3 million against an expected $51.6 million. For the full year, SmartFinancial recorded a profit of $50.3 million and revenue of $200.5 million.
SmartFinancial, Inc. $SMBK Stock Position Lowered by Cravens & Co Advisors LLC
Cravens & Co Advisors LLC reduced its stake in SmartFinancial, Inc. (NASDAQ:SMBK) by 21.2% in the third quarter of 2025, now owning 1.30% of the company's stock, valued at $7.88 million. Despite this, analysts maintain a consensus "Hold" rating with an average price target of $39.10, and SmartFinancial recently announced a quarterly dividend of $0.08 per share. Insider trading also showed Director Steven B. Tucker selling 10,625 shares, though insiders still collectively own 7.62% of the stock.
SmartFinancial : SmartBank Promotes Jay Baker to Market President
SmartBank has promoted Jay Baker to Market President for Montgomery County, Alabama. Baker previously served as Corporate Relationship Manager for four years, developing commercial client relationships and driving business growth. He succeeds Donna Cooper, who is retiring, and will lead SmartBank's continued expansion in the Montgomery market.
Technical Reactions to SMBK Trends in Macro Strategies
The article provides a technical analysis of Smartfinancial Inc. (NASDAQ: SMBK), indicating a near-term strong sentiment transitioning to mid-term neutrality and a long-term positive bias. It highlights a significant 26.3:1 risk-reward setup, targeting a 7.8% gain against a 0.3% risk. The analysis also details three AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels.
SmartFinancial (SMBK) Projected to Post Quarterly Earnings on Tuesday
SmartFinancial (NASDAQ:SMBK) is expected to report its quarterly earnings after the market closes on Tuesday, January 20th. Analysts are projecting earnings of $0.80 per share and revenue of approximately $51.39 million. The stock currently trades around $37.85, holds a "Hold" consensus rating with an average target price of $39.10, and recently saw insider selling activity from Director Steven B. Tucker.
SmartFinancial, Inc. Announces Extension of Exchange Offer for 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035
SmartFinancial, Inc. has extended its exchange offer for its 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035. The new expiration date is January 9, 2026, at 5:00 p.m. New York City time, and as of January 2, 2026, $82.5 million of the outstanding notes have been tendered.
SmartFinancial Extends Exchange Offer for Subordinated Notes
SmartFinancial, Inc. announced an extension of its exchange offer for up to $100 million of 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035, moving the expiration date from January 2, 2026, to January 9, 2026. This extension allows holders of unregistered notes to exchange them for registered ones, with 82.5% of outstanding notes already tendered by the original deadline, indicating significant investor interest. Analysts maintain a "Buy" rating on SMBK stock with a $42.00 price target, supported by strong financial performance and a bullish outlook from TipRanks' AI Analyst, Spark.
SmartFinancial extends exchange offer for $100 million in notes
SmartFinancial, Inc. has extended its exchange offer for up to $100 million in unregistered 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035 until January 9, 2026, at 5:00 p.m. New York City time. The company aims to exchange these for identical registered notes, with 82.5% of outstanding notes already tendered. SmartFinancial, which is rated as having good financial health, will report its next quarterly earnings on January 26, 2026.
SmartFinancial Extends Exchange Offer for Subordinated Notes
SmartFinancial Inc. has extended its registered exchange offer for up to $100 million of its 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035. The offer, which allows holders of unregistered notes to exchange them for registered ones, was extended from January 2, 2026, to January 9, 2026, with 82.5% of outstanding notes already tendered. Analysts currently have a "Buy" rating on SMBK stock with a $42.00 price target.
SmartFinancial Inc Extends Exchange Offer for Subordinated Notes
SmartFinancial Inc. (SMBK) has announced an extension of its exchange offer for $100 million in subordinated notes until January 9, 2026. The company reported that 82.5% of the notes have already been tendered for exchange, with the terms of the offer remaining unchanged. This update is based on an SEC filing from January 5, 2026.
SmartFinancial Sets Dates for Fourth Quarter Earnings Release and Conference Call
SmartFinancial, Inc. (NYSE: SMBK) has announced the dates for its Fourth Quarter 2025 earnings release and a subsequent conference call. The earnings will be released on Tuesday, January 20, 2026, after market close, with the conference call scheduled for Wednesday, January 21, 2026, at 10:00 a.m. ET. Call details and access codes have been provided for both the live event and a replay.
SmartFinancial Extends Exchange Offer for Subordinated Notes
SmartFinancial has extended its exchange offer for $100 million of 7.25% subordinated notes until January 9, 2026, with an 82.5% tender rate as of January 2, 2026. This move aims to boost the liquidity and marketability of the debt, supported by a "Buy" analyst rating and a bullish outlook from TipRanks’ AI Analyst, Spark. SmartFinancial (SMBK) is a full-service commercial bank operating across Tennessee, Alabama, and Florida.
SmartFinancial Sets Dates for Fourth Quarter Earnings Release and Conference Call
SmartFinancial, Inc. has announced the details for its fourth quarter 2025 earnings release and an upcoming conference call. The earnings will be released on January 20, 2026, after market close, with the conference call scheduled for January 21, 2026, at 10:00 a.m. ET. Call access information and materials are provided.
SmartFinancial Sets Dates for Fourth Quarter Earnings Release and Conference Call
SmartFinancial, Inc. (NYSE: SMBK) has announced the details for its fourth-quarter 2025 earnings release and an accompanying conference call. The earnings will be released on Tuesday, January 20, 2026, after market close, followed by a conference call on Wednesday, January 21, 2026, at 10:00 a.m. ET. The company, based in Knoxville, Tennessee, is the bank holding company for SmartBank, a full-service commercial bank.
SmartFinancial extends exchange offer for $100 million in notes By Investing.com
SmartFinancial, Inc. (NYSE:SMBK) has extended its exchange offer for up to $100 million in subordinated notes until January 9, 2026. The company is exchanging unregistered 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035 for identical registered notes. SmartFinancial, a regional bank, is considered undervalued by InvestingPro Fair Value estimates and will report its next quarterly earnings on January 26, 2026.
SmartFinancial, Inc. Announces Extension of Exchange Offer for 7.25% Fixed-To-Floating Rate Subordinated Notes Due 2035
SmartFinancial, Inc. has extended its exchange offer for up to $100.0 million aggregate principal amount of its 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035. The new expiration date is January 9, 2026, marking an extension from the original January 2, 2026 deadline. As of January 2, 2026, 82.5% of the outstanding notes, totaling $82.5 million, have been tendered.
SmartFinancial, Inc. Announces Extension of Exchange Offer for 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035
SmartFinancial, Inc. has announced the extension of its exchange offer for up to $100.0 million aggregate principal amount of 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035. The new expiration date is January 9, 2026, from the original January 2, 2026. As of January 2, 2026, $82.5 million of the outstanding notes have been tendered.
Trading the Move, Not the Narrative: (SMBK) Edition
This article analyzes Smartfinancial Inc. (NASDAQ: SMBK), highlighting a potential disconnect between weak near-term sentiment and long-term strength. It suggests an exceptional short setup with a 28.0:1 risk-reward ratio, targeting an 8.3% downside. The piece outlines institutional trading strategies including position trading, momentum breakout, and risk hedging, based on AI-generated signals and multi-timeframe analysis.
Behavioral Patterns of SMBK and Institutional Flows
This article analyzes Smartfinancial Inc. (NASDAQ: SMBK) through AI models, identifying a weak near-term sentiment but positive overall sentiment. It outlines three institutional trading strategies—Position, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss zones. The analysis also provides multi-timeframe signal strengths, support, and resistance levels for the stock.
