Ryan Specialty Earnings Call: Growth Strong, Margins Pinched
Ryan Specialty Group Holdings Inc. reported robust full-year revenue and profit growth for FY2025, driven by M&A and organic expansion, with revenue exceeding $3.0 billion. Despite strong top-line momentum and the success of its delegated authority platform, the company faces near-term challenges including falling property prices, margin compression due to investments and business mix shifts, and restructuring costs. Management anticipates high-single-digit organic growth for 2026, with adjusted EBITDAC margins expected to be flat to slightly down.
How (RYAN) Movements Inform Risk Allocation Models
This article analyzes Ryan Specialty Holdings Inc. Class A (NASDAQ: RYAN) based on AI models, indicating weak sentiment across all horizons and advising a short bias. It provides three distinct trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels, and details multi-timeframe signal analysis showing weak signals across all periods. The report suggests elevated downside risk and a breakdown in progress for RYAN.
Ryan Specialty Holdings Q4 Margin Improvement Reinforces Bullish Profitability Narrative
Ryan Specialty Holdings (RYAN) concluded FY 2025 with significant margin improvement, demonstrating increased profitability per dollar of revenue. While the company recorded strong trailing earnings growth of 126.2% and a net margin of 7.0%, quarterly EPS swings and interest coverage concerns present tensions for the long-term bullish outlook. Analysts anticipate continued annual earnings growth of about 27.5%, but investors are weighing the company's valuation against its debt and competitive pressures.
Ryan Specialty Reshapes Canada Operations As Cash Returns Take Center Stage
Ryan Specialty Holdings has restructured its Canadian operations, consolidating several managing general underwriters under a new entity, Ryan Specialty Canada Limited, with Stephen Stewart appointed CEO. Concurrently, the company announced a $300 million share repurchase program and increased its quarterly dividend to US$0.13 per share. These moves signal a strategic shift towards capital returns to shareholders, driven by confidence in cash generation despite a recent dip in net income.
RYAN SPECIALTY HOLDINGS, INC. SEC 10-K Report
Ryan Specialty Holdings, Inc. has released its annual 10-K report, highlighting significant financial growth with total revenue increasing by 21.3% to $3,051.1 million, driven by acquisitions and organic growth in commissions and fees. Despite a decrease in net income and diluted EPS due to higher expenses, the company continued strategic initiatives including the new Empower Program to streamline operations and several key acquisitions. The report also details future outlook, challenges, and risks related to personnel, partnerships, underwriting, and market conditions.
Stocks making big moves this week: AMC Entertainment, Ryan Specialty, Freshworks, Himax, and Bloom Energy
This article highlights several stocks that experienced significant price movements this week, including AMC Entertainment, Ryan Specialty, Freshworks, Himax, and Bloom Energy. AMC, Ryan Specialty, Freshworks, and Himax saw declines due to various company-specific news and market concerns, while Bloom Energy rose after strong earnings and an optimistic forecast. The report concisely explains the reasons behind each stock's fluctuation.
Ryan Specialty Holdings Inc (RYAN) Q4 2025 Earnings Call Highlights: Record Revenue and ... By GuruFocus
Ryan Specialty Holdings Inc (RYAN) reported a strong Q4 and full-year 2025, exceeding $3 billion in revenue with 21% year-over-year growth and 10.1% organic revenue growth. The company authorized a $300 million share repurchase program and increased dividends, but faces challenges from property pricing declines, increased competition in the casualty market, and a flat to moderately down adjusted EBITDA margin outlook for 2026. Despite these headwinds, RYAN remains optimistic about its diversified platform and views AI as a powerful ally for efficiency and service delivery.
Ryan Specialty (RYAN) Q4 2025 Earnings Transcript
Ryan Specialty (RYAN) announced robust full-year 2025 revenue growth and unveiled "Project Empower," a three-year restructuring program targeting $80 million in annual savings by 2029, alongside a new $300 million share repurchase program and an 8% dividend increase. The company saw strong performance in high-hazard casualty lines and delegated authority business, yet faced significant property pricing declines, particularly in Q4, and anticipates continued market volatility in 2026. Management remains optimistic about long-term growth through diversification, strategic M&A, and leveraging AI for efficiency, guiding for high single-digit organic revenue growth and stable to moderately down adjusted EBITDA margin for 2026.
Earnings Flash (RYAN) Ryan Specialty Holdings, Inc. Reports Q4 Revenue $751.2M, vs. FactSet Est of $777.1M
Ryan Specialty Holdings, Inc. (RYAN) reported fourth-quarter revenue of $751.2 million, falling short of FactSet's estimate of $777.1 million. The company is a service provider of specialty products and solutions for insurance brokers, agents, and carriers, offering distribution, underwriting, product development, administration, and risk management services. Recent news also includes the formation of Ryan Specialty Canada Limited and new executive appointments within the Canadian entity.
Ryan Specialty Launches Empower Program and Share Repurchases
Ryan Specialty (RYAN) has announced a three-year "Empower Program" restructuring aimed at streamlining operations, investing in technology, and cutting costs, projected to generate $80 million in annual savings by 2029. Alongside this, the company's board approved a $300 million share repurchase program for Class A common stock. These initiatives come after Ryan Specialty reported strong revenue growth in 2025, underlining a dual strategy of operational efficiency and enhanced shareholder returns.
Ryan Specialty (RYAN) Q4 2025 Earnings Transcript
Ryan Specialty Holdings (RYAN) reported strong Q4 and full-year 2025 results, with significant revenue growth driven by organic expansion and M&A, despite facing property market headwinds and moderate margin compression. The company announced "Project Empower," a three-year restructuring program targeting $80 million in annual savings by 2029, and authorized a $300 million share repurchase program along with an 8% dividend increase. While anticipating continued property pricing declines and moderating casualty growth, Ryan Specialty projects high single-digit organic revenue growth and stable to slightly reduced adjusted EBITDA margins for 2026, emphasizing their diversified platform and strategic investments.
A Look At Ryan Specialty Holdings (RYAN) Valuation As Earnings Near And Regulatory And AI Risks Mount
Ryan Specialty Holdings (RYAN) is approaching its earnings report amidst regulatory changes in Florida, the integration of AI tools in insurance, and Canadian expansion. Despite recent stock performance declines, analysts suggest the company is undervalued, with a fair value estimated at $66.53 compared to its current price of $44.88, driven by growth in specialty markets. However, its high P/E ratio raises questions about whether the market is overly optimistic about long-term earnings forecasts.
Does Ryan Specialty Holdings’ (RYAN) Canada Platform Rollup Reveal a Deeper Shift in Its Underwriting Strategy?
Ryan Specialty Holdings has formed Ryan Specialty Canada Limited, consolidating its Canadian underwriting management businesses under one platform led by Stephen Stewart. This move aims to streamline operations and leverage specialized underwriting capabilities in the wholesale and specialty insurance market. While this consolidation is seen as incrementally positive, investors are also focusing on how efficiently the company converts revenue growth into higher-quality earnings and how the market perceives its valuation.
Trading Systems Reacting to (RYAN) Volatility
This article provides an AI-driven analysis of Ryan Specialty Holdings Inc. Class A (NASDAQ: RYAN), indicating neutral near-term sentiment but weakness in mid and long-term outlooks. It identifies an exceptional short setup with a 32.6:1 risk-reward ratio, targeting a 9.1% downside. The analysis also outlines specific institutional trading strategies including position trading, momentum breakout, and risk hedging, complete with entry zones, targets, and stop losses.
Should Ryan Specialty’s Robust Organic Growth And Cash Generation Require Action From Ryan Specialty Holdings (RYAN) Investors?
Ryan Specialty Holdings (RYAN) has demonstrated strong performance with 12.8% average annual organic revenue growth, substantial long-term EPS growth, and high free cash flow margins over the past two years. While these metrics align with a positive investment narrative, the stock's current rich valuation, recent earnings volatility, and a 27% price drop over the last year suggest potential risks, including further multiple compression and a possible overvaluation according to several fair value estimates. Investors are advised to consider these factors and other perspectives before making investment decisions.
Ryan Specialty Holdings’ Organic Growth And Cash Flow Strength Under Review
Ryan Specialty Holdings (NYSE:RYAN) is being recognized for its robust organic revenue growth, earnings expansion, and strong free cash flow margins, indicating efficient operations without relying on acquisitions. Despite a mixed short-term stock performance, the company's ability to fund its own growth through reinvestment and maintain financial flexibility is a key focus for long-term investors. However, concerns about profit margin fluctuations, one-off items affecting profitability, and poorly covered debt by operating cash flow suggest investors should monitor future performance.
How Ryan Specialty Holdings Inc. Class A (RYAN) Affects Rotational Strategy Timing
This article analyzes Ryan Specialty Holdings Inc. Class A (RYAN) for rotational strategy timing, noting neutral readings in shorter horizons and a potential easing of a long-term weak bias. It outlines three distinct AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop loss points. The analysis also includes multi-timeframe signal analysis, support, and resistance levels for the stock.
A Look At Ryan Specialty Holdings (RYAN) Valuation After Analyst Target Cuts And Softer Insurance Market Commentary
Ryan Specialty Holdings (RYAN) has experienced analyst target cuts due to a softer insurance market, leading to its current share price of US$51.48. While one valuation model suggests the stock is 22.6% undervalued with a fair value of US$66.53, another model based on discounted cash flow indicates it could be 60.7% below an estimated fair value of US$131.06, despite a high P/E ratio. The article encourages investors to consider both views and conduct further research into the company's rewards and risks.
Did Earnings Date And Canadian Deal News Just Shift Ryan Specialty Holdings' (RYAN) Growth Narrative?
Ryan Specialty Holdings (RYAN) is set to release its Q4 2025 results on February 12, 2026, amid mixed analyst sentiment, with an "Outperform" consensus but recent cautious revisions. The company is expanding through acquisitions like Stewart Specialty Risk Underwriting in Canada, aiming for higher-margin niches. Investors will be looking for confirmation that these investments translate into improved profitability and organic growth despite rising operating expenses and margin pressures and will use the call to reassess the company's growth narrative.
(RYAN) and the Role of Price-Sensitive Allocations
This article provides an analysis of Ryan Specialty Holdings Inc. Class A (NASDAQ: RYAN), indicating weak sentiment across all time horizons and supporting a short bias. It outlines detailed institutional trading strategies, including position, momentum breakout, and risk hedging, with specific entry, target, and stop-loss levels. The analysis emphasizes an exceptional 33.1:1 risk-reward short setup targeting 9.5% downside.
Specialty insurer plans Feb. 12 update on its 2025 performance
Ryan Specialty Holdings, Inc. (NYSE: RYAN), an international specialty insurance firm, announced it will release its Fourth Quarter 2025 financial results after market close on Thursday, February 12, 2026. The company will host a conference call at 5:00 PM Eastern Time on the same day to discuss the results, with a live webcast and replay available on its Investor Relations website.
Responsive Playbooks and the RYAN Inflection
This article analyzes Ryan Specialty Holdings Inc. Class A (NASDAQ: RYAN), indicating a near-term neutral sentiment but mid and long-term weakness. It highlights an exceptional 38.9:1 risk-reward setup and provides institutional trading strategies including position, momentum, and risk-hedging plays with specific entry, target, and stop-loss levels. The report also details multi-timeframe signal analysis and encourages users to access real-time AI-generated signals for further analysis.
Ryan Specialty (RYAN): Reassessing Valuation After CEO Share Sale and Board Changes Linked to Major Investor Exit
Ryan Specialty (RYAN) is under scrutiny after its CEO sold a significant share block and a long-time board member is stepping down following a major investor's exit. While Simply Wall St pegs RYAN as 20.5% undervalued with a narrative fair value of $66.53 based on aggressive earnings growth and expanding margins, the stock trades at a high P/E ratio of 96.6x, raising concerns about multiple compression if growth falters. Investors are left to decide if it's a mispriced growth stock or if the market has already factored in its future potential.
Liquidity Mapping Around (RYAN) Price Events
An AI analysis of Ryan Specialty Holdings Inc. Class A (NASDAQ: RYAN) suggests weak sentiment across all horizons, supporting a short bias with an exceptional 35.3:1 risk-reward setup targeting a 10.4% downside. The report outlines three distinct trading strategies—Position, Momentum Breakout, and Risk Hedging—tailored to different risk profiles, along with multi-timeframe signal analysis.
Ryan Specialty CEO Turner sells $6.95 million in shares By Investing.com
Timothy William Turner, CEO of Ryan Specialty Holdings (NYSE:RYAN), sold 129,570 shares of Class A Common Stock for approximately $6.95 million. This sale was to fulfill obligations from a divorce settlement. Despite the sale, which occurred at a discount due to a block trade, the company's stock is considered undervalued by InvestingPro, and analysts see potential upside.
Ryan Specialty CEO Turner sells $6.95 million in shares
Ryan Specialty Holdings CEO Timothy William Turner sold 129,570 shares of Class A Common Stock for approximately $6.95 million on December 12, 2025, to fulfill a divorce settlement obligation. This sale occurred shortly after he exercised options to acquire a significant number of Class A Common Stock and Class C Common Incentive Units. Despite the stock being down nearly 20% over the past year, InvestingPro analysis suggests it is undervalued, with analysts setting price targets indicating potential upside.
Why (RYAN) Price Action Is Critical for Tactical Trading
This article analyzes the price action of Ryan Specialty Holdings Inc. Class A (NASDAQ: RYAN) and suggests a weak sentiment across all horizons, supporting a short bias. It details three trading strategies—Position, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis, emphasizing a high risk-reward short setup. The piece highlights AI-generated signals for tactical trading.
An undisclosed buyer acquired 3.19% stake in Ryan Specialty Holdings, Inc. from Onex Corporation for approximately $230 million.
An undisclosed buyer has acquired a 3.19% stake in Ryan Specialty Holdings, Inc. from Onex Corporation for approximately $230 million on December 8, 2025. This transaction marks Onex Corporation's full exit from its investment in Ryan Specialty, leading to Onex's Bobby Le Blanc retiring from Ryan Specialty's Board.
Onex Completes Final Realization of Ryan Specialty, Delivering Strong Investing Results
Onex Corporation has fully exited its investment in Ryan Specialty by selling approximately 4.1 million shares of Class A Common Stock for $226 million. In total, Onex realized proceeds of $1.2 billion from this investment, achieving a 3.8x Multiple of Capital and a 49% IRR. Bobby Le Blanc, CEO of Onex, will retire from Ryan Specialty's Board following this final realization.
Bobby Le Blanc to retire from Ryan Specialty’s Board as Onex fully exits investment
Bobby Le Blanc is set to retire from Ryan Specialty's Board of Directors effective February 11th, 2026, following Onex Corporation's full divestment of its investment in the specialty insurance firm. Onex sold its remaining 4.1 million Class A Common Stock shares of Ryan Specialty for $226 million, bringing its total proceeds from the investment to $1.2 billion, representing a 3.8x Multiple of Capital and a 49% IRR. Patrick G. Ryan, Founder and Chairman of Ryan Specialty, acknowledged Le Blanc's contributions and Onex's impactful early investment.
Onex Completes Final Realization of Ryan Specialty, Delivering Strong Investing Results
Onex Corporation has announced the final sale of its shares in Ryan Specialty Holdings, Inc., exiting its investment and realizing $1.2 billion in total proceeds. This successful investment resulted in a 3.8x Multiple of Capital and an Internal Rate of Return (IRR) of 49%. Onex CEO Bobby Le Blanc, who will also step down from Ryan Specialty’s Board, expressed gratitude for the partnership and the value created.
Onex Completes Final Realization of Ryan Specialty, Delivering Strong Investing Results
Onex Corporation has fully exited its investment in Ryan Specialty Holdings, Inc., selling approximately 4.1 million shares of Class A Common Stock for $226 million. This final realization brings Onex's total proceeds from the investment to $1.2 billion, achieving a 3.8x Multiple of Capital and a 49% IRR. Concurrently, Onex's CEO, Bobby Le Blanc, has retired from Ryan Specialty’s Board of Directors.
Onex Completes Final Realization of Ryan Specialty, Delivering Strong Investing Results
Onex Corporation announced the final sale of its remaining 4.1 million shares in Ryan Specialty Holdings, Inc., completing its investment exit. This transaction generated $226 million for Onex, bringing the total realized proceeds from its Ryan Specialty investment to $1.2 billion, representing a 3.8x Multiple of Capital and a 49% IRR. Bobby Le Blanc, Onex's CEO, will also retire from Ryan Specialty's Board following this exit.
Business Moves: MGA Nirvana Buys Arena From Ryan Specialty; Ryan Acquires Canada MGU SSRU; Bridgehaven Buys SureStone; Gallagher Re to Buy S. Africa’s Resilea
This article details several significant business moves in the insurance sector. Specialty MGA Nirvana has acquired Arena NV from Ryan Specialty, expanding its sports & leisure insurance offerings. Additionally, Ryan Specialty has completed its acquisition of Canadian MGU Stewart Specialty Risk Underwriting, and Bridgehaven Europe Holdings has acquired SureStone Insurance DAC to further its European expansion. Finally, Gallagher Re is set to acquire Resilea, a re/insurance broking firm in South Africa, to strengthen its market position.
Understanding Momentum Shifts in (RYAN)
This article analyzes momentum shifts for Ryan Specialty Holdings Inc. Class A (NASDAQ: RYAN), indicating a positive near-term sentiment that may be changing amid broader weak alignment. The analysis identifies a mid-channel oscillation pattern and presents an exceptional risk-reward setup targeting an 11.0% gain. It also outlines institutional trading strategies and multi-timeframe signal analysis for different risk profiles.
Ryan Specialty Signs Definitive Agreement to Acquire Canadian MGU Stewart Specialty Risk Underwriting
Ryan Specialty has signed a definitive agreement to acquire Stewart Specialty Risk Underwriting Ltd. (SSRU), a Canadian MGU specializing in high-hazard property and casualty solutions. This acquisition will expand Ryan Specialty's capabilities in Canada and increase its total addressable market. The deal, expected to close in Q4 2025, positions SSRU to leverage Ryan Specialty's platform for growth while maintaining its independent underwriting approach.
Avoiding Lag: Real-Time Signals in (RYAN) Movement
This article provides a real-time analysis of Ryan Specialty Holdings Inc. (NASDAQ: RYAN), highlighting near-term weak sentiment that could test mid-term strength within a broader long-term weak bias. It details exceptional short setup targets and offers three distinct institutional trading strategies based on AI models, tailored for different risk profiles and holding periods, including position, momentum breakout, and risk hedging strategies. The analysis also includes multi-timeframe signal analysis with support and resistance levels.
RYAN SPECIALTY HOLDINGS, INC. SEC 10-Q Report
Ryan Specialty Holdings, Inc. has released its Form 10-Q report for the quarter ended September 30, 2025, detailing significant financial and operational growth. The company reported substantial increases in revenue, operating income, and net income, driven by growth in net commissions and fees. Additionally, Ryan Specialty Holdings expanded its capabilities through several strategic acquisitions in 2025, emphasizing its focus on specialty insurance offerings and distribution.
Ex-Dividend Reminder: Ryan Specialty Holdings, Blue Owl Capital and Moelis
Ryan Specialty Holdings (RYAN), Blue Owl Capital (OWL), and Moelis & Company (MC) are set to trade ex-dividend on November 10, 2025. Investors should expect a slight dip in share prices on this date, reflecting the upcoming dividend payments of $0.12, $0.225, and $0.65 respectively. The article also provides historical dividend charts and estimated annualized yields for each company.
Ryan Specialty Holdings (RYAN): $133.5M One-Off Loss Challenges Margin Recovery Narrative
Ryan Specialty Holdings (RYAN) projects significant growth despite a recent $133.5 million one-off loss and currently depressed net profit margins of 3.1%. Analysts expect a sharp rebound in profit margins to 23.8% by 2028, driven by technology investments and expansion into higher-margin specialty lines. However, the stock's high 77.8x P/E ratio and ambitious targets for future earnings and revenue highlight the need for flawless execution amidst integration risks from aggressive M&A and carrier partnerships.
Ryan Specialty Q2 2025 slides: Double-digit growth trajectory continues with expanding margins - Investing.com Canada
This article from Investing.com Canada announces Ryan Specialty's Q2 2025 results, highlighting continued double-digit growth and expanding margins. However, the full article content is not available due to an application error on the website.
Ryan Specialty Q2 2025 slides: Double-digit growth trajectory continues with expanding margins By Investing.com - Investing.com South Africa
The article reports on Ryan Specialty's Q2 2025 performance, highlighting a continued double-digit growth trajectory and expanding margins. However, an application error prevented the full article content from loading.
Earnings call transcript: Ryan Specialty Q2 2025 sees strong revenue growth - Investing.com Canada
This article states that there was an application error while loading the Investing.com Canada page regarding the Ryan Specialty Q2 2025 earnings call transcript. Therefore, the content of the earnings call or any details about Ryan Specialty's Q2 2025 revenue growth are not available in this provided text.
Ryan Specialty Holdings, Inc. Experiences Revision in Stock Evaluation Amid Mixed Market Signals - Markets Mojo
Ryan Specialty Holdings, Inc. has seen a revision in its stock evaluation, showing significant annual underperformance against the S&P 500, but resilience in shorter timeframes. Despite bearish long-term technical indicators and very expensive valuation, the company has outperformed the S&P 500 in recent weeks and months, suggesting a mixed market outlook. Investors are advised to consider a detailed stock analysis given its negative results and low ROCE.
Ryan Specialty Holdings Insiders Sell US$38m Of Stock, Possibly Signalling Caution
Over the past year, insiders at Ryan Specialty Holdings (NYSE:RYAN) have sold US$38 million worth of stock, primarily from a single large transaction by director Nicholas Cortezi, who sold US$7.0 million worth of shares at a price above the current market value. While there was some recent small insider buying worth US$5.6k, the substantial selling by other insiders suggests potential caution. Despite this selling, insiders still own a significant 7.4% of the company, valued at US$1.0 billion, which aligns their interests with other shareholders.
Ryan Specialty Signs Definitive Agreement to Acquire J.M. Wilson
Ryan Specialty has signed a definitive agreement to acquire J.M. Wilson Corporation, a Michigan-based firm with a broad offering of insurance products, known for its transportation expertise. The acquisition aims to enhance RT Specialty's Midwest binding authority presence and strengthen its transportation practice. J.M. Wilson generated approximately $19 million in operating revenue for the 12 months ended January 31, 2025, and the transaction is expected to close in the third quarter of 2025.
|Chicago insurance company agrees to buy Jacksonville-based US Assure for more than $1 billion
|Chicago-based Ryan Specialty Holdings Inc. has agreed to acquire Jacksonville-based US Assure Insurance Services of Florida Inc. for over $1 billion. The deal includes $1.075 billion in cash and up to $400 million in additional payments based on performance targets, with an expected closing in the third quarter of 2024. US Assure, specializing in builder's risk insurance, will become part of Ryan Specialty’s Underwriting Managers Specialty.
Ryan Specialty Signs Definitive Agreement To Acquire US Assure
Ryan Specialty has signed a definitive agreement to acquire US Assure, a leading program specializing in builder’s risk insurance, which will become part of Ryan Specialty's Underwriting Managers Specialty. This acquisition is expected to strengthen Ryan Specialty's product offerings and provide a strong foothold in the builder's risk SME segment, particularly for residential risks, leveraging US Assure's underwriting talent and proprietary technology. The acquisition is anticipated to close during the third quarter of 2024, maintaining Zurich as the builder’s risk carrier and preserving US Assure's existing operations and staff in Jacksonville, FL.
Nicholas Cortezi, director at Ryan Specialty Holdings, sells shares worth over $1.5m
Nicholas Cortezi, a director at Ryan Specialty Holdings, Inc. (NYSE:RYAN), sold over $1.54 million worth of Class A Common Stock on August 28 and 29, 2024, significantly reducing his direct holdings to zero. This sale coincided with positive news for the company, including an 18.8% revenue growth in Q2 2024 and the acquisition of US Assure for $1.075 billion. InvestingPro insights highlight strong recent performance and upward earnings revisions but note the stock is trading at high multiples.
PCS, Ryan Specialty form exclusive distribution partnership
Private Client Select Insurance Services (PCS) has entered an exclusive distribution partnership with Ryan Specialty, making Ryan Specialty its sole wholesale broker for high- and ultra-high-net-worth markets in the US. AIG, a part-owner of PCS, will continue to provide enhanced capacity and delegate underwriting authority, and plans to offer exclusive E&S policies in all 50 states via Marbleshore Specialty Insurance Company. This collaboration aims to accelerate PCS's growth and deliver comprehensive solutions to meet evolving market demands.
