ROOT SEC Filings - Root, Inc. 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for Root, Inc. (NASDAQ: ROOT) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K material events, and Form 4 insider trading disclosures. StockTitan enhances these filings with AI-powered summaries, impact scoring, and sentiment analysis to help investors understand the company's financial condition and key developments. Recent filings highlight insider transactions, such as a director's option lapse and sales by executives under 10b5-1 plans, offering insights into routine corporate activities.
Root (NASDAQ: ROOT) CEO exercises performance RSUs, 47,002 shares withheld for taxes
Root, Inc.'s CEO, Alexander E. Timm, exercised 62,969 performance-based restricted stock units (RSUs) which converted into Class A common shares. To cover tax withholding obligations, 47,002 Class A shares were withheld at a price of $43.26 per share. Following these transactions, Timm directly holds 275,304 shares of Root Class A common stock and 83,958 outstanding performance-based RSUs.
Root (ROOT) CTO exercises 43,043 PSUs; 31,722 shares withheld for taxes
Root, Inc.'s President and CTO, Mahtiyar Bonakdarpour, exercised 43,043 performance-based restricted stock units (PSUs) on April 1, 2026. A total of 31,722 Class A shares were withheld at $43.26 per share to cover tax obligations, rather than being sold in the open market. Following these transactions, Bonakdarpour directly holds 391,717 Class A shares of Root (ROOT).
ROOT (ROOT) CAO logs PSU vesting, tax withholding and share sale
Root, Inc.'s Chief Administrative Officer, Jonathan Allison, reported recent transactions including the vesting of Performance-Based Restricted Stock Units (PSUs), shares withheld for tax obligations, and an open-market sale. Allison exercised 6,442 PSUs into Class A shares, had 10,955 shares withheld for taxes, and sold 4,112 shares under a Rule 10b5-1 plan. Despite these transactions, he maintains a direct holding of 73,374 Class A shares and 8,589 outstanding PSUs.
Root, Inc. (ROOT) CFO exercises performance units as shares withheld for tax
Root, Inc.'s CFO, Megan Binkley, exercised 4,777 Performance-Based Restricted Stock Units (PSUs) which converted into Class A common shares. To cover tax obligations, 10,212 Class A shares were withheld by Root, Inc. at $43.26 per share. These transactions were tax-withholding dispositions, not open-market sales, and Binkley now directly owns 113,840 Class A common shares.
Allison, Root Inc. chief administrative officer, sells $174k in stock
Jonathan Allison, Chief Administrative Officer of Root, Inc. (NASDAQ:ROOT), sold 4,112 shares of Class A Common Stock for $174,060 and also disposed of 10,955 shares to cover tax obligations for $473,913. These transactions occurred while ROOT stock trades near its 52-week low. The company recently reported strong Q4 2025 financial results, although an analyst firm lowered its price target due to a revised earnings outlook, while maintaining an Outperform rating.
ROOT SEC Filings - Root, Inc. 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for Root, Inc. (NASDAQ: ROOT) SEC filings, including annual, quarterly, and material event reports, along with insider trading forms. It highlights recent filings such as insider share sales and grants, as well as the company's annual report detailing its telematics-driven auto insurance model and strong 2025 financial results, including a 29% revenue increase and $40.3 million net income. The platform enhances these documents with AI-powered summaries and insights.
Jonathan Allison (ROOT) files Form 144 reporting several March 2026 Class A sales
Jonathan A. Allison has filed multiple Form 144 notices for proposed sales of Root, Inc. (ROOT) Class A shares throughout March 2026, totaling several dispositions with reported gross proceeds. The filings also record a restricted stock vesting event on February 19, 2026, where 4,112 Class A shares were listed as compensation. This information provides transparency on insider share transactions and holdings for investors.
ROOT SEC Filings - Root, Inc. 10-K, 10-Q, 8-K Forms
This page provides a comprehensive overview of Root, Inc.'s SEC filings, including 10-K, 10-Q, 8-K, and insider trading forms, enhanced with AI-powered summaries and sentiment analysis. It details recent filings like an 8-K about quarterly results and several Form 4s reporting insider transactions. The platform aims to help investors navigate complex regulatory documents for Root (NASDAQ: ROOT), a technology-driven personal car insurance company.
ROOT SEC Filings - Root, Inc. 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for Root, Inc. (ROOT) SEC filings, including 10-K, 10-Q, 8-K, and Form 4 insider trading reports. It also offers AI-powered summaries and analysis for these documents. Recent filings highlight quarterly financial results, investor presentations, and various insider transactions, such as tax withholdings, option lapses, and share dispositions under 10b5-1 plans.
Vanguard (ROOT) amends Schedule 13G; reports zero beneficial ownership after realignment
The Vanguard Group has filed an amendment (Schedule 13G/A) for Root Inc. (ROOT), reporting zero beneficial ownership of common stock. This change is due to an internal realignment effective January 12, 2026, where Vanguard's subsidiaries and business divisions will now report their beneficial ownership separately, referencing SEC Release No. 34-39538. The amendment clarifies that this administrative change does not signify trading activity but rather a disaggregation of holdings.
Root (ROOT) CAO has 294 shares withheld to cover taxes
Root, Inc.'s Chief Accounting Officer, Ryan Forish, had 294 shares of Class A Common Stock withheld at $45.59 per share to satisfy tax obligations related to the vesting of restricted stock units. This was a routine tax-related withholding and not a market sale. After this transaction, Forish directly holds 25,533 shares in the company.
Root (ROOT) CAO sells 3,990 shares under Rule 10b5-1 plan
Root, Inc.'s Chief Administrative Officer, Jonathan Allison, sold 3,990 shares of Class A common stock on March 20, 2026, at $44.78 per share. This transaction was executed as an open-market sale under a Rule 10b5-1 trading plan. Following this sale, Allison directly holds 81,999 shares of Root stock.
ROOT (NASDAQ) affiliate files to sell 3,990 Class A shares via Fidelity
Root, Inc. (NASDAQ: ROOT) filed a Form 144 to notify the sale of 3,990 Class A shares on March 20, 2026, through Fidelity Brokerage Services. These shares originated from restricted stock vesting and are attributed to the issuer. The filing also indicates previous dispositions by Jonathan A. Allison throughout March 2026.
Root Inc: chief administrative officer Allison sells $179k in stock By Investing.com
Root Inc.'s Chief Administrative Officer, Jonathan Allison, sold 3,990 shares of Class A Common Stock for $179,550 on March 17, 2026, through a 10b5-1 trading plan. This transaction occurred while Root's stock is trading near its 52-week low. Despite the stock's recent volatility and a dip in net income reported in Q4 2025, analysis suggests the company may be undervalued.
Root (ROOT) CAO sells 3,990 shares under 10b5-1 plan
Root, Inc.'s Chief Administrative Officer, Jonathan Allison, sold 3,990 shares of Class A Common Stock at $45.00 per share on March 17, 2026. This transaction was conducted under a Rule 10b5-1 trading plan, indicating it was pre-scheduled. After the sale, Allison directly holds 85,989 shares, suggesting the sale was a routine liquidity event and a small portion of his overall holdings.
Root (ROOT) CAO Ryan Forish has 489 shares withheld for RSU tax
Root, Inc.'s Chief Accounting Officer, Ryan Forish, had 489 shares of Class A common stock withheld by the company to cover tax obligations related to vesting restricted stock units. The shares were valued at $44.30 each, and this was not an open-market sale. After this transaction, Forish directly holds 25,827 shares of Root common stock.
ROOT (ROOT) Rule 144: Insider sells multiple 3,900-share tranches in March 2026
Root, Inc. (ROOT) filed a Rule 144 notice disclosing a proposed sale of 3,990 Class A shares related to restricted stock vesting and compensation. The filing also reports multiple sales of 3,900 Class A shares each by Jonathan A. Allison on March 3, 5, 10, and 12, 2026. These transactions are described as compensation-related and routine in nature.
Root (NASDAQ: ROOT) CAO sells 3,900 shares under Rule 10b5-1 plan
Root, Inc.'s Chief Administrative Officer, Jonathan Allison, sold 3,900 shares of Class A Common Stock at $43.61 per share. This open-market transaction was executed under a pre-established Rule 10b5-1 trading plan. After the sale, Allison still directly owns 89,979 shares, indicating a relatively small reduction in his overall holdings.
Root (NASDAQ: ROOT) CAO granted 6,620 RSUs, boosting holdings to 26,316 shares
Root, Inc.'s Chief Accounting Officer, Ryan Forish, has been granted 6,620 restricted stock units (RSUs) of Class A Common Stock, significantly increasing his direct holdings to 26,316 shares. These RSUs are a compensation award, not an open-market purchase, with half vesting on the first anniversary of the grant and the remainder vesting quarterly thereafter. This transaction was reported via SEC Form 4 and had a neutral impact on filing sentiment.
ROOT (NASDAQ: ROOT) proposed sale of 3,900 Class A shares by insider
ROOT (NASDAQ: ROOT) has reported a proposed sale of 3,900 Class A common stock shares by insider Jonathan A. Allison. These shares are tied to restricted stock that vested on April 1, 2025. The Form 144 filing indicates proposed sale dates of March 3, 2026, and March 5, 2026, with associated cash figures.
Root, Inc. (ROOT) director exercises options and sells Class A shares
Root, Inc. director Doug Ulman exercised stock options for 33,352 shares of Class B Common Stock, converting them into Class A Common Stock. Concurrently, 473 Class A shares were withheld for exercise-related obligations, and he sold 13,152 Class A shares in open-market transactions at an average price of $45.111. Following these transactions, Ulman directly holds 27,047 Class A shares and has additional indirect holdings through trusts.
Root (ROOT) CAO sells 3,900 shares in 10b5-1 stock plan
Root, Inc.'s Chief Administrative Officer, Jonathan Allison, sold 3,900 shares of Class A Common Stock at $44.97 per share through a pre-arranged Rule 10b5-1 trading plan. This transaction, detailed in a recent SEC Form 4 filing, represents a small portion of his holdings, as he still directly owns 93,879 shares. The sale is considered a routine transaction rather than a complete exit from his position.
Analyst Expectations For Root's Future
Root (NASDAQ: ROOT) has received ratings from 4 analysts in the past three months, resulting in an average 12-month price target of $75.25, a decrease of 26.76% from prior expectations. Analysts from UBS, Wells Fargo, and Keefe, Bruyette & Woods have lowered their ratings and price targets. The company shows strong revenue growth but struggles with net margin, return on equity, and return on assets, along with a higher-than-industry-average debt-to-equity ratio.
3,900 Class A Shares Sold by Jonathan Allison (ROOT) — Form 144 Notice
Jonathan Allison reported selling 3,900 Class A shares of Root, Inc. (ROOT) through a Form 144 filing. The aggregate value of the sale was $186,732.00, with a sale date recorded as March 3, 2026, on NASDAQ. The filing also detailed restricted stock vesting events between February and April 2025.
Does Root’s (ROOT) Strong 2025 Results but Softer Q4 Profit Reframe Its Profitability Story?
Root Inc. (ROOT) reported strong overall revenue and net income for 2025, reaching US$1.52 billion and US$38.3 million respectively. However, its Q4 2025 profit of US$5.1 million was softer than the previous year, despite increased sales. This mixed performance causes investors to reconsider Root's investment narrative, emphasizing the sensitivity of earnings to costs and claims, despite successful refinancing efforts.
Root (ROOT) chief administrative officer sells 3,900 shares under trading plan
Root, Inc.'s Chief Administrative Officer, Jonathan Allison, sold 3,900 shares of Class A Common Stock on March 3, 2026, at $47.88 per share. This transaction was executed under a prearranged Rule 10b5-1 trading plan, a mechanism allowing insiders to schedule trades in advance. Following this sale, Allison directly owns 101,679 shares of Root, Inc. common stock.
Root (ROOT) holder Carvana details 3.7M-share stake and warrants
Carvana-affiliated entities have updated their beneficial ownership in Root, Inc. (ROOT) to 3,708,454 shares of Class A common stock on an as-converted, as-exercised basis, representing about 21.2% of Root’s outstanding Class A shares. This position includes shares from the conversion of preferred stock and the exercise of certain warrants held by Carvana Group, LLC. Two tranches of warrants, totaling 2,927,727 shares, became exercisable on September 1, 2025, and February 28, 2026, respectively, upon achieving specific insurance sales metrics.
ROOT (NASDAQ: ROOT) lists Class A restricted stock vesting in Form 144
ROOT (NASDAQ: ROOT) has filed a Form 144 notice detailing proposed sales of Class A restricted shares. These sales are linked to compensation and various vesting dates, with specific share quantities listed for each date, such as 1,230 shares on April 1, 2024, and 1,173 shares on April 2, 2024. The filing, dated March 3, 2026, also specifies Fidelity Brokerage Services LLC as the broker and lists the securities on NASDAQ.
Root, Inc. Earnings Call Balances Growth and Profit
Root, Inc. (ROOT) reported strong 2025 growth and record profitability, but expects a dip in 2026 earnings due to increased investment in technology, partnerships, and distribution. The company is actively expanding its premium base, utilizing partnerships and connected vehicle integrations, and strengthening its capital, acknowledging a conscious trade-off of near-term profit for long-term franchise value. While the pricing environment is becoming more competitive and expense ratios may rise, Root aims to maintain growth through continued investment in pricing sophistication and distribution reach, rather than discounting.
Root Inc. Navigates Profitable Growth Amid Costly Expansion Push
Root Inc., parent company of Root Insurance, achieved a full-year profit of $40 million in 2025 with 29% revenue growth, but its Q4 earnings experienced a sharp decline. The company is embarking on an aggressive national rollout targeting all 50 states by 2027, which is expected to pressure 2026 income. Strategic alliances, particularly with Toyota and Lexus, are driving new policy generation, with a focus on maintaining underwriting discipline to support profitable expansion.
Root Inc. Navigates Profitable Growth Amid Costly Expansion Push
Root Inc., parent company of Root Insurance, reported a full-year profit of $40 million in 2025 with a 29% revenue increase, however, its Q4 earnings saw a sharp decline. The company projects lower net income in 2026 due to an aggressive national expansion strategy aiming for presence in all 50 U.S. states by 2027, driven in part by strategic alliances with automotive giants like Toyota and Lexus. This growth trajectory, though costly in the short term, is intended to expand its market footprint while maintaining underwriting discipline.
Root, Inc. Announces 2022 Second Quarter Results; Moving Forward with Reverse Stock Split at 1-for-18 Ratio
Root, Inc. has announced its 2022 second-quarter financial results and plans to proceed with a 1-for-18 reverse stock split. The company will host a conference call and webcast on August 9, 2022, to discuss the results and provide operational updates. The reverse stock split, approved by shareholders, is expected to take effect after market close on August 12, 2022, with trading on a split-adjusted basis beginning August 15, 2022.
Root, Inc. Hits Day Low of $54.16 Amid Price Pressure
Root, Inc. experienced significant stock volatility, hitting an intraday low of $54.16 and showing substantial declines across various timeframes. Despite eight consecutive quarters of positive results, a decrease in promoter stake raises concerns, and the company's valuation metrics reflect ongoing market challenges. The stock's performance lags significantly behind the S&P 500.
Root, Inc. Announces 2025 Fourth Quarter and Full Year Results
Root, Inc. announced its financial results for the fourth quarter and full year ended December 31, 2025. The company will host a conference call and webcast on February 25, 2026, to discuss these results and provide business updates. Details for accessing the shareholder letter, investor presentation, and the live audio webcast are available on Root's investor relations website.
Root Inc. (NASDAQ:ROOT) Surges on Q4 2025 Earnings Beat and Surprise Profit
Root Inc. (NASDAQ:ROOT) reported a significant earnings beat for Q4 2025, with revenue of $397 million surpassing estimates and a surprise GAAP profit of $0.31 per share instead of a projected loss. This strong performance, indicating improved operational efficiency, led to an over 8% surge in Root's stock during after-hours trading. Analysts anticipate continued revenue growth for 2026, despite the company not providing specific forward guidance.
Root (NASDAQ: ROOT) grows 2025 revenue 29% with $40M net income
Root Inc. reported strong financial results for full-year 2025, with total revenue increasing by 29% to $1.52 billion and net income reaching $40.3 million. The company emphasizes its technology-driven approach, leveraging AI and telematics for pricing and distribution, along with strategic partnerships and geographic expansion, to drive continued growth and maintain profitability in the competitive auto insurance market.
Root (ROOT) CEO Timm reports PSU awards and tax-withheld share disposals
Root, Inc. CEO Alexander E. Timm reported receiving performance-based restricted share unit (PSU) awards and subsequent share disposals to cover tax obligations. On February 18, 2026, Timm acquired 113,659 and 8,736 Class A Common Stock shares at $0.00 each through PSU grants and vesting. The following day, 10,508 and 3,962 shares were withheld by the company at $61.59 per share to satisfy tax liabilities related to these vested PSUs, leaving him with a direct holding of 259,337 shares.
[Form 4] Root, Inc. Insider Trading Activity
Megan Binkley, CFO of Root, Inc., reported acquiring 57,868 and 4,170 shares of Class A common stock through performance-based restricted share units (PSUs) on February 18, 2026. These PSUs, granted under the 2020 Equity Incentive Plan, vested partially upon certification, with remaining portions vesting annually until 2029. On February 19, 2026, 4,373 and 1,595 shares were disposed of at $61.59 per share to cover tax obligations related to the PSU vesting, not via open-market sales.
Root Q4 Earnings Preview: Revenue Growth Projected at 17.7% - News and Statistics
Root (ROOT) is set to release its Q4 earnings, with analysts projecting a 17.7% year-over-year revenue increase, a slower pace compared to the previous year's 67.7% growth. The company surpassed revenue estimates last quarter, but its stock has seen a 21.6% decline in the past month, contrasting with the overall property and casualty insurance sector, which experienced a 1.7% average decline. The average analyst price target for Root is $111.60, significantly higher than its current share price of $54.49.
Root (NASDAQ: ROOT) CTO reports PSU vesting and tax share withholding
Root, Inc.'s President and CTO, Mahtiyar Bonakdarpour, received performance-based restricted share units (PSUs) and had shares withheld to cover tax obligations upon vesting. He acquired 101,958 and 5,877 Class A shares as PSU grants at $0.00 per share, with a portion vesting immediately and the remainder vesting annually through January 2029. To satisfy tax obligations, 9,569 and 2,622 shares were withheld at $61.59 per share, but he maintains a substantial direct and indirect holding in the company.
Root, Inc. (NASDAQ:ROOT) Might Not Be As Mispriced As It Looks After Plunging 26%
Root, Inc. (NASDAQ:ROOT) shareholders have experienced a significant 26% drop in share price over the last month, contributing to a 50% loss over the past year. Despite this plunge, the company's P/S ratio of 0.6x is comparable to the industry median of 1.1x, which may imply that the stock is not as mispriced as it appears. Analysts forecast an 11% annual revenue growth for Root over the next three years, outpacing the industry's 5.2%, yet its P/S ratio remains modest, suggesting investor skepticism about future growth stability.
Root, Inc. to Participate in the 2026 Association of Insurance and Financial Analysts (AIFA) Conference
Root, Inc. will participate in the 2026 Association of Insurance and Financial Analysts (AIFA) Conference in Naples, Florida, from March 1-3, 2026. The company will host one-on-one and group meetings with institutional investors, with investor materials available on its Investor Relations website. This conference is a key event for insurance industry leaders to discuss challenges and opportunities.
Root, Inc. Schedules Conference Call to Discuss 2025 Fourth Quarter and Full Year Financial Results
Root, Inc. announced it will host a conference call on Wednesday, February 25, 2026, at 5:00 p.m. Eastern Time to discuss its financial results for the fourth quarter and full year 2025. The company plans to release these results on the Investor Relations section of its website after the financial markets close on the same day. A webcast and replay of the call will also be available for investors.
Palisades Investment Partners LLC Makes New $7.31 Million Investment in Root, Inc. $ROOT
Palisades Investment Partners LLC has made a new $7.31 million investment in Root, Inc. (NASDAQ:ROOT), acquiring 81,716 shares, making it their ninth-largest position. This move highlights growing institutional interest, with other firms like Squarepoint and TD Asset Management also increasing their stakes, bringing total institutional ownership to 59.82%. Despite analyst ratings being mixed with a "Hold" consensus and a target price of $121.60, Root recently reported a 26.9% year-over-year revenue increase and an EPS beat.
Did Cash Strain and a New Kikoff Partnership Just Shift Root's (ROOT) Investment Narrative?
Digital auto insurer Root (ROOT) faces scrutiny due to weakening operating cash flow, reduced capital, and an underwriting loss. Concurrently, Root Insurance partnered with Kikoff for embedded insurance, aiming to expand distribution. The article examines how financial concerns interact with Root's AI-led, partnership-driven growth strategy, emphasizing investor focus on whether new partnerships will improve underwriting economics.
36,637 Shares in Root, Inc. $ROOT Purchased by Proem Advisors LLC
Proem Advisors LLC has acquired a new stake of 36,637 shares in Root, Inc. (NASDAQ:ROOT), valued at approximately $3.28 million, making it their 27th-largest position. Despite a mixed Wall Street sentiment with a "Hold" consensus and an average price target of $121.60, Root recently surpassed quarterly EPS and revenue estimates. The company's stock is currently trading around $69 with a market cap of $1.07 billion.
Is Root, Inc.'s (NASDAQ:ROOT) Latest Stock Performance A Reflection Of Its Financial Health?
Root, Inc. (NASDAQ:ROOT) has seen its stock rise by 7.2% in the past week. The article analyzes Root's financial health, specifically its Return on Equity (ROE) of 15%, which is comparable to the industry average. This, combined with effectively reinvesting profits, has contributed to an impressive 46% net income growth over the last five years, although future earnings growth is expected to slow.
Root, Inc. to Participate in the 28th Annual ICR Conference
Root, Inc. (NASDAQ: ROOT) announced its participation in the 28th Annual ICR Conference in Orlando, Florida, from January 12-14, 2026. Founder and CEO Alex Timm will engage in a fireside chat on Monday, January 12, 2026, at 3:30 p.m. ET, which will be webcast live on Root’s Investor Relations website. The conference connects industry leaders, investors, and analysts to discuss consumer trends and public company performance.
Root, Inc. to Participate in the 28th Annual ICR Conference
Root, Inc. announced its participation in the 28th Annual ICR Conference, taking place from January 12-14, 2026, in Orlando, Florida. CEO Alex Timm will engage in a fireside chat on January 12th, which will be webcast live. The conference connects industry leaders, investors, and analysts to discuss consumer trends and public company performance.
