Regional Management presents investor presentation highlighting $2.1B receivables, 13.1% YoY portfolio growth
Regional Management (RM) released an investor presentation showcasing a $2.1 billion receivables portfolio, marking a 13.1% year-over-year growth. This growth was fueled by new branches, auto-secured loans, and higher-margin small loans. The company also reported strong credit coverage with a $174.4 million allowance for credit losses against $119.9 million in 30+ day delinquencies as of Q4 2025.
Regional Management Corp. SEC 10-K Report
Regional Management Corp. (RM) has released its 2025 10-K report, showcasing strong financial performance with total revenue of $645.6 million and net income of $44.4 million, representing significant increases from 2024. The report highlights strategic growth in loan portfolios, expansion of its branch network, and enhanced digital capabilities, while also addressing operational, regulatory, credit, and interest rate risks the company faces. Regional Management Corp. plans to continue its growth strategy, manage credit risk, and maintain strong liquidity and capital management.
Regional Management Corp: Quiet Stock, Big Credit Risk Question for 2025
Regional Management Corp (NYSE: RM) is currently a high-sensitivity play on US subprime loan performance and Federal Reserve policy. The small-cap lender faces potential volatility tied to consumer credit stress and labor market strength, offering a high earnings yield for investors willing to underwrite non-prime household risk.
Regional Management Corp: Quiet Stock, Big Credit Risk Question for 2025
Regional Management Corp (RM) is a subprime installment lender whose stock is directly tied to US consumer credit health and Federal Reserve policy. Investors need to closely monitor its credit trends like net charge-offs and delinquencies, as well as funding costs. While it offers a high earnings yield for those willing to underwrite non-prime US household risk, its sensitivity to credit quality means rapid movement when sentiment shifts, making it a leveraged bet on the US labor market and interest rate environment.
Regional Management (NYSE:RM) SVP Catherine Atwood Sells 400 Shares
Regional Management (NYSE:RM) SVP Catherine Atwood recently sold 400 shares of the company's stock for $14,016, reducing her stake by 0.85% to 46,542 shares. The company recently reported strong quarterly earnings of $1.30 EPS, beating analyst estimates, and declared a quarterly dividend of $0.30 per share. Despite the insider sale and the stock trading below its moving averages, analysts rate the stock as "Hold" with an average price target of $30.00.
Catherine Atwood Sells 2,600 Shares of Regional Management (NYSE:RM) Stock
Catherine Atwood, SVP of Regional Management (NYSE:RM), sold 2,600 shares of the company's stock for $91,052, reducing her stake by 5.59%. The company recently declared a quarterly dividend of $0.30 per share, yielding 3.4%, and reported quarterly EPS of $1.30, beating analyst estimates. Analysts currently have a "Hold" rating on RM with a consensus price target of $30.00.
Selling Regional Management Shares at a Lower Price Than Current Market Value May Have Been a Costly Mistake for Insiders
Insiders at Regional Management (NYSE: RM) sold US$779k worth of stock over the past year at an average price lower than its current share price, suggesting they might regret selling. Despite a 16% recent drop in stock value, the selling price was still above the latest price of US$33.99. While insider ownership stands at a strong 9.0%, the lack of recent insider buying and continued selling warrant caution for potential investors.
Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
Regional Management (NYSE:RM) is set to pay a dividend of $0.30 on March 12th, resulting in a 3.4% yield that is above the industry average. The company's earnings are projected to cover future distributions, with EPS forecast to rise by 72% over the next year, leading to a sustainable payout ratio of 17%. While Regional Management has a stable dividend history since 2021 with an 8.4% annual growth rate, investors might prefer a longer track record before considering it a consistent dividend-paying stock, although its earnings growth and low payout ratio suggest future dividend growth potential.
Regional Management (NYSE:RM) Is Due To Pay A Dividend Of $0.30
Regional Management (NYSE:RM) is set to pay a dividend of $0.30 on March 12th, resulting in a 3.4% dividend yield. The company's earnings are projected to cover future distributions, with EPS expected to rise by 72% next year, leading to a sustainable payout ratio of 17%. While the dividend has been growing at 8.4% annually since 2021, investors may seek a longer track record for consistent payouts, though the company's earnings growth and low payout ratio suggest good potential for future dividend increases.
Regional Management Shares Surge on Exceptional Quarterly Performance
Regional Management Corp. reported record-breaking results for the fourth quarter of 2025, with net income rising 30.2% and revenue reaching an all-time high of $169.7 million. The financial services provider issued an upbeat forecast for 2026, projecting earnings growth of 20-25% and a 10% expansion in its credit portfolio. Shareholders will receive a quarterly dividend of $0.30 per share, and analysts have adjusted the stock's rating to "Buy."
Regional Management (NYSE:RM) Lowered to "Buy" Rating by Wall Street Zen
Wall Street Zen has downgraded Regional Management (NYSE:RM) from a "strong-buy" to a "buy" rating, with other analysts maintaining a "Hold" rating and an average price target of $30.00. The company recently reported Q earnings of $1.30 EPS, surpassing estimates, though revenue was slightly below expectations. Insider activity shows sales totaling approximately $3.0 million over the past 90 days, while institutional investors hold nearly 98.89% of the stock.
Regional Management (RM) Earnings Growth Outpaces Five Year Decline And Tests Bearish Narratives
Regional Management (RM) concluded FY 2025 with strong fourth-quarter financial results, including revenue of US$169.7 million and basic EPS of US$1.40. The company's trailing twelve-month EPS growth of 7.7% outpaced its five-year annualized decline of 18.5%, supported by analyst forecasts of around 19.5% annual earnings growth. Despite a tightening net profit margin and weak interest expense coverage, the stock trades 37% below its DCF fair value, prompting debate between bullish and cautious investors.
Regional Management Corp. Declares Quarterly Dividend of $0.30 (NYSE:RM)
Regional Management Corp. (NYSE:RM) announced a quarterly dividend of $0.30 per share, payable on March 12th to shareholders of record on February 19th, representing an annualized yield of 3.2% and an 18.3% payout ratio. Despite beating Q4 EPS estimates, the stock dropped 8.3%. Insiders have sold 77,475 shares totaling approximately $3 million in the past 90 days.
Regional Management Corp. (NYSE:RM) Q4 2025 Earnings Call Transcript
Regional Management Corp. (NYSE:RM) reported strong Q4 and full-year 2025 results, with diluted EPS of $1.30, beating expectations, and net receivables growing by 13% year over year. New President and CEO Latvir Lambda outlined strategic priorities including continued portfolio growth, particularly in auto-secured products, physical footprint expansion, and investment in technology and data analytics. The company anticipates another year of at least 10% net receivables growth and 20% to 25% net income growth in 2026, while also exploring bank partnership capabilities.
Regional Management's (NYSE:RM) 8.7% CAGR outpaced the company's earnings growth over the same five-year period
Regional Management Corp. (NYSE:RM) has seen its share price increase by 28% over the last five years, but this growth is less than the broader market return. While the company's earnings per share grew at 11% annually over the same period, the share price only increased by an average of 5% per year, suggesting the market has become more cautious. However, the total shareholder return (TSR), which includes reinvested dividends, was 52% over five years, significantly outperforming the share price return alone.
Regional Management targets 20%-25% net income growth and at least 10% receivables expansion in 2026 while advancing bank partnership strategy
Regional Management Corp. is aiming for significant growth by 2026, targeting a 20-25% increase in net income and at least 10% expansion in receivables. This growth strategy is supported by the advancement of its bank partnership initiatives. These goals highlight the company's focus on strategic financial improvements and collaborative ventures.
Regional Management Corp. Q4 2025 Earnings Call Highlights
Regional Management Corp. reported strong financial results for Q4 2025, with a net income of $12.9 million and diluted EPS of $1.30, marking a 33% year-over-year increase, and total revenue reaching $170 million, up 10%. The company's loan portfolio grew 42% to $2.1 billion, and management outlined strategic priorities including expanding the auto-secured portfolio, digital/AI investments, and bank partnerships. Regional Management remains optimistic for 2026, forecasting at least 10% net receivables growth and 20-25% net income growth.
Regional Management: Q4 Earnings Snapshot
Regional Management Corp. reported a profit of $12.9 million, or $1.30 per share, in its fourth quarter, with revenue reaching $169.7 million. For the full year, the company achieved a profit of $44.4 million, or $4.45 per share, on revenue of $645.6 million. This financial data was generated by Automated Insights using information from Zacks Investment Research.
Regional Management Corp. (NYSE:RM) Beats Q4 2025 Revenue Estimates on Record Portfolio Growth
Regional Management Corp. (NYSE:RM) exceeded Q4 2025 revenue estimates, driven by record portfolio growth reaching $2.1 billion. While revenue beat forecasts by $3.7 million, diluted EPS slightly missed due to higher credit loss provisions. The strong performance, marked by record originations and improved operating expense ratio, indicates a positive outlook, with the company maintaining ample liquidity and continuing shareholder returns.
Regional Management: Q4 Financial Overview
Regional Management Corp. announced a net income of $12.9 million for the fourth quarter, translating to $1.30 per share. The financial services provider generated $169.7 million in total revenue during this period. For the full year, the company reported a total profit of $44.4 million ($4.45 per share) and annual revenue of $645.6 million.
Regional Management: Q4 Financial Overview
Regional Management Corp. announced its fourth-quarter and full-year financial results. For Q4, the company reported a net income of $12.9 million, or $1.30 per share, on revenues of $169.7 million. The full-year results showed a total profit of $44.4 million, or $4.45 per share, with annual revenues reaching $645.6 million.
Regional Management's $2.1B portfolio drives record revenue, 30¢ dividend
Regional Management Corp. announced strong financial results for the fourth quarter of 2025, with net income rising 30% year-over-year to $12.9 million and diluted earnings per share reaching $1.30. The company achieved record total revenue of $169.7 million, driven by a 13.1% year-over-year portfolio growth to a record $2.1 billion. Regional Management Corp.'s Board of Directors has also declared a first-quarter 2026 dividend of $0.30 per common share.
Regional Management Corp: Quiet Rally, Thin Liquidity and a Market Still Deciding What Comes Next
Regional Management Corp's stock has shown a quiet but robust performance over the past year, outperforming the broader market despite low trading volume and limited analyst coverage. The company, a lender to non-prime consumers, is currently in a consolidation phase, with investors awaiting future earnings reports to confirm the durability of its rebound. While Wall Street maintains a cautious "Hold" rating, the stock's year-long gains suggest that past fears about credit quality were likely overpriced.
Regional Management Corp: Small-Cap Lender Tests Investor Nerves After A Sharp Slide
Regional Management Corp's stock has seen a sharp decline over the past week, driven by investor concerns about consumer credit quality and funding costs. Despite a negative one-year performance, the company's direct business model and focus on installment loans to non-prime borrowers position it sensitively to market conditions. Wall Street analysts currently hold a cautious "Hold" rating, awaiting the next earnings report for clarity on credit quality and management's growth strategy.
Regional Management Corp: Small-Cap Lender Tests Investor Nerves After A Sharp Slide
Regional Management Corp's stock has significantly declined, raising concerns about credit quality and funding costs. The company, a small-cap lender focusing on installment loans, faces investor caution due to broader worries about consumer credit, despite a lack of specific negative company news. The market is currently in a "probation" phase for RM, with upcoming earnings expected to provide a crucial catalyst either confirming fears or revealing a contrarian opportunity.
Regional Management Corp: Small-Cap Lender Caught Between Rate-Cut Hopes and Credit Fears
Regional Management Corp (RM) is navigating market uncertainty, caught between investor hopes for interest rate cuts and concerns over subprime consumer credit risk. The stock has shown volatile, low-volume trading, reflecting investor indecision on its future prospects. Its performance over the past year highlights significant capital erosion for long-term holders, as the market remains skeptical about subprime lending in a high-rate environment.
Regional Management (RM) Expected to Announce Quarterly Earnings on Wednesday
Regional Management (RM) is scheduled to release its Q4 2025 earnings on Wednesday, February 4th, with analysts anticipating $1.23 EPS and $167.90 million in revenue. The company previously exceeded Q3 estimates, and analysts project $5 EPS for the current fiscal year and $7 for the next. The stock, which trades at an 8.93 P/E and has a market cap of $358 million, also pays a quarterly dividend of $0.30 and sees high institutional ownership.
How Regional Management Corp. (RM) Affects Rotational Strategy Timing
This article analyzes Regional Management Corp. (RM) regarding its impact on rotational strategy timing, highlighting weak near and mid-term sentiment but a strong long-term outlook. It presents institutional trading strategies, including position trading, momentum breakout, and risk hedging, based on AI-generated signals with specific entry, target, and stop-loss levels. The analysis emphasizes a significant risk-reward setup targeting a 14.6% gain against a 0.3% risk.
Fund L.P. Forager Sells 809 Shares of Regional Management (NYSE:RM) Stock
Fund L.P. Forager, a major shareholder in Regional Management (NYSE:RM), recently sold 809 shares of the company's stock on January 13th at an average price of $38.62, totaling $31,243.58. This sale was part of a series of transactions in January, cumulatively reducing Forager's position by 0.08%, though they still hold over 1 million shares valued at approximately $39.36 million. Regional Management (RM) trades with a P/E of 9.19 and offers a quarterly dividend of $0.30, while analysts maintain a consensus "Hold" rating with an average target price of $30.00.
Insider Sell: Fund, Forager Reduces Stake in Regional Management Corp (RM)
Fund, Forager, a 10% owner of Regional Management Corp (RM), sold 1,309 shares on January 13, 2026, reducing their holding to 1,019,263 shares. The company, a diversified consumer finance provider, is currently trading at $38.86, with a market cap of $370.833 million and a P/E ratio of 9.24. GuruFocus considers the stock fairly valued with a price-to-GF-Value ratio of 1.04.
Forager fund L.P. sells Regional Management (RM) shares for $50,868
Forager Fund L.P. and its principals sold shares of Regional Management Corp (NASDAQ:RM) on January 12 and 13, 2026, totaling $50,868. Despite this institutional selling, Regional Management appears fairly valued with a strong financial health score and its management has been actively buying back shares. The company recently reported significant year-over-year improvement in its Q3 2025 earnings, with diluted EPS increasing by 87% and total revenue reaching a record $165 million.
Regional Management (NYSE:RM) Major Shareholder Fund L.P. Forager Sells 500 Shares
Major shareholder Fund L.P. Forager sold 500 shares of Regional Management (NYSE:RM) on January 12th at $39.25, with a total value of $19,625. This transaction is part of a series of early-January disposals by the fund, totaling approximately 65,835 shares sold for about $2.57 million, while they still retain over 1 million shares valued at about $40 million. Regional Management's stock traded down 1.1% to $37.97 mid-day, and the company recently announced a quarterly dividend of $0.30 per share.
(RM) and the Role of Price-Sensitive Allocations
This article analyzes Regional Management Corp. (NYSE: RM), highlighting a weak near and mid-term sentiment despite a long-term positive outlook. It details specific trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with entry zones, targets, and stop losses derived from AI models. The analysis includes multi-timeframe signal strengths, support, and resistance levels for RM.
Forager fund sells Regional Management (RM) shares for $1.56 million By Investing.com
Forager Fund, L.P. and its affiliates sold 39,255 shares of Regional Management Corp (NASDAQ:RM) for $1.56 million between January 7 and January 9, 2026. Despite this insider selling, Regional Management's stock has gained nearly 29% over the past year, and the company recently reported an 87% increase in diluted EPS for Q3 2025. InvestingPro data suggests the company is slightly overvalued but offers a 3.07% dividend yield, while management has been aggressively buying back shares.
Forager fund sells Regional Management (RM) shares for $1.56 million
Forager Fund, L.P. and associated entities sold 39,255 shares of Regional Management Corp (NASDAQ:RM) for a total of $1.56 million between January 7 and January 9, 2026. This transaction occurred while the consumer finance company's stock has seen a nearly 29% gain over the past year, though InvestingPro analysis suggests it is slightly overvalued despite an attractive P/E ratio. The insider selling contrasts with recent share buybacks by management and strong Q3 2025 earnings reported by Regional Management.
Regional Management (NYSE:RM) Major Shareholder Sells $709,624.26 in Stock
Fund L.P. Forager, a major shareholder in Regional Management (NYSE:RM), sold 18,294 shares at an average price of $38.79, totaling $709,624.26, reducing their stake by 1.73%. This sale was part of a larger series of transactions between January 2nd and 9th, where the fund sold a total of 64,526 shares. Regional Management's stock traded up 0.4% to $39.15, with analysts holding a consensus "Hold" rating and a price target of $30.00.
Regional Management (NYSE:RM) Major Shareholder Fund L.P. Forager Sells 300 Shares
Regional Management (NYSE:RM) major shareholder Fund L.P. Forager sold 300 shares of the company's stock on January 7th, 2026, for a total of $11,715. This sale was part of a series of transactions between January 2nd and January 9th, where the shareholder sold approximately 64,526 shares totaling around $2.52 million. Despite this insider selling, the company's stock shows a positive price performance, trading up $0.15 on January 9th, and analysts currently have a "Hold" rating with a consensus target price of $30.00.
Forager fund sells Regional Management (RM) shares for $1.56 million
Forager Fund, L.P. and related entities sold 39,255 shares of Regional Management Corp (NASDAQ:RM) for $1.56 million between January 7 and January 9, 2026. Despite this insider selling, the company's stock has gained nearly 29% over the past year, and it recently reported strong Q3 2025 earnings with an 87% increase in diluted EPS. Regional Management also offers a 3.07% dividend yield and management has been aggressively buying back shares.
Consumer finance firm Regional Management schedules Q4 results for Feb. 4
Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced it will report its fourth-quarter 2025 results after market close on Wednesday, February 4, 2026. The company will host a conference call at 5:00 PM ET on the same day to discuss the results, with a live webcast available on its website. Regional Management provides installment loan products to customers with limited access to traditional credit, operating under the "Regional Finance" name in 19 states.
Forager fund L.P. sells $958k in Regional Management (RM) stock By Investing.com
Forager Fund L.P., along with Forager Capital Management, LLC and individuals Edward Urban Kissel and Robert Symmes MacArthur, sold $958,623 worth of Regional Management Corp (NASDAQ:RM) common stock over three trading days in early January 2026. These sales, executed at weighted average prices between $38.88 and $40.09, leave Forager Fund L.P. holding 1,060,727 shares. This comes after Regional Management Corp. reported a significant 87% increase in diluted EPS and a record $165 million in revenue for Q3 2025.
Regional Management Corp. to Report Fourth Quarter 2025 Results on Wednesday, February 4, 2026
Regional Management Corp. (NYSE: RM) announced it will report its fourth-quarter 2025 financial results after market close on Wednesday, February 4, 2026. The consumer finance company will also host a conference call at 5:00 PM ET on the same day to discuss the results, with a live webcast available on its website. Regional Management Corp. operates under the name "Regional Finance" and provides installment loan products, primarily to customers with limited access to traditional credit.
Regional Management Corp. to Report Fourth Quarter 2025 Results on Wednesday, February 4, 2026
Regional Management Corp. (NYSE: RM) announced it will report its fourth-quarter 2025 results after market close on Wednesday, February 4, 2026. A conference call to discuss results will be held at 5:00 PM ET on the same day, with a live webcast available on their website. The company provides installment loan products to customers with limited access to traditional consumer credit.
Regional Management Corp. to Report Fourth Quarter 2025 Results on Wednesday, February 4, 2026
Regional Management Corp. announced it will release its fourth-quarter 2025 financial results after market close on Wednesday, February 4, 2026. The company will host a conference call and live webcast at 5:00 PM ET on the same day to discuss the results. Loan products are offered under the "Regional Finance" name online and in branches across 19 states.
Regional Management (NYSE:RM) Major Shareholder Fund L.P. Forager Sells 7,968 Shares
Major shareholder Fund L.P. Forager recently sold 7,968 shares of Regional Management (NYSE:RM) stock for over $310,000, reducing its stake by 0.73%. The fund executed multiple sales in early January, totaling about 24,371 shares, and now owns 1,077,130 shares valued at approximately $41.93 million. Regional Management (RM) trades near $39, has a P/E of 9.44, and pays a quarterly dividend of $0.30, with a recent earnings beat.
Forager fund L.P. sells $958k in Regional Management (RM) stock
Forager Fund L.P., along with Forager Capital Management, LLC and individuals Edward Urban Kissel and Robert Symmes MacArthur, sold $958,623 worth of Regional Management Corp (NASDAQ:RM) common stock over three trading days in early January 2026. The sales involved a total of 24,371 shares at prices ranging from $38.50 to $40.41. Following these transactions, Forager Fund L.P. directly holds 1,060,727 shares of the company.
Forager fund L.P. sells $958k in Regional Management (RM) stock
Forager Fund L.P., along with Forager Capital Management, LLC and individuals Edward Urban Kissel and Robert Symmes MacArthur, sold $958,623 worth of Regional Management Corp (NASDAQ:RM) common stock across three trading days in early January 2026. Following these transactions, the fund still holds over 1 million shares. This insider selling activity comes after Regional Management Corp. reported a significant 87% increase in diluted EPS and a 13% rise in total revenue to a record $165 million for Q3 2025.
Regional Management (NYSE:RM) Stock Rating Upgraded by Wall Street Zen
Wall Street Zen has upgraded Regional Management (NYSE:RM) from a "buy" to a "strong-buy" rating, despite a broader analyst consensus of "Reduce" with an average target price of $30.00. The company recently surpassed earnings expectations, reporting a Q4 EPS of $1.42 against an anticipated $1.39 and revenue of $165.49 million, exceeding the projected $162.84 million. However, recent insider selling has been noted, with 11,640 shares sold over the last 90 days by a director and CAO, representing a minor decrease in their overall holdings.
Responsive Playbooks and the RM Inflection
This article details a comprehensive AI-driven analysis for Regional Management Corp. (NYSE: RM), highlighting weak near-term sentiment but strong mid- and long-term outlooks. It provides specific institutional trading strategies, including long and short setups with defined entry, target, and stop-loss levels, alongside multi-timeframe signal analysis. The report emphasizes exceptional risk-reward opportunities and leverages predictive AI for optimizing position sizing and managing risk.
Liquidity Mapping Around (RM) Price Events
This article provides a detailed analysis of Regional Management Corp. (NYSE: RM), highlighting strong sentiment across all time horizons and an exceptional 49.2:1 risk-reward setup. It outlines three distinct AI-generated trading strategies—Position, Momentum Breakout, and Risk Hedging—tailored for different risk profiles. The analysis also includes multi-timeframe signal analysis with support and resistance levels.
Regional Management (NYSE:RM) Shares Cross Above Two Hundred Day Moving Average - Should You Sell?
Regional Management (NYSE:RM) shares have crossed above their 200-day moving average, trading at $39.55 against an average of $36.47. Despite this technical breakout, analyst sentiment is largely negative with an average "Reduce" rating and a price target of $30.00. Adding to concerns, company insiders have recently sold over $435,000 worth of shares.
