Regional Management (NYSE:RM) Downgraded by Wall Street Zen to Hold
Regional Management (NYSE:RM) was downgraded by Wall Street Zen from a "buy" to a "hold" rating, though the broader analyst consensus remains "Moderate Buy" with a $43 price target. The company recently beat quarterly earnings and revenue expectations, reporting $0.85 EPS and $168.01 million in revenue. Institutional investors hold nearly 99% of the stock, while insiders have been net sellers, despite a significant acquisition by the CEO.
Regional Management Corp. to Report Third Quarter 2026 Results on Wednesday, October 28, 2026
Regional Management Corp. (NYSE: RM) announced it will report its third-quarter 2026 financial results after the market closes on Wednesday, October 28, 2026. The company will host a conference call and live webcast at 5:00 PM ET on the same day to discuss the results. Interested parties can access the webcast on Regional Management's website, and a replay will be available for one year.
Regional Management (NYSE:RM) Raised to Buy at Wall Street Zen
Wall Street Zen has upgraded Regional Management (NYSE:RM) from a "hold" to a "buy" rating, contributing to a consensus "Moderate Buy" rating among analysts with an average price target of $43. The company recently surpassed quarterly earnings and revenue expectations. While institutional investors hold a significant portion of the company, insider activity has been mixed, with the CEO purchasing shares but other insiders selling.
Regional Management stock trades at USD 30.59 near yearly low
Regional Management stock is trading near its 52-week low at USD 30.59, despite reporting a Q2 2026 diluted EPS of USD 0.85, beating the consensus of USD 0.81. The credit services company highlighted its substantial portfolio with USD 2.1 billion in receivables and 357 branches, emphasizing digital and AI initiatives. Investors are questioning if portfolio expansion will lead to sustained earnings, given the stock's current low price.
Regional Management stock holds at a dated market level
Regional Management stock is holding at a dated market level, with its last reported valuation showing a 6.2x P/E ratio and 0.4x price-to-sales ratio, suggesting it is undervalued by 36.57 percent according to a September 2026 small-cap screen. The article emphasizes that these figures are based on a valuation comparison rather than a company-issued forecast, highlighting the importance of future company reports for operating performance insights. The company is listed on NASDAQ under the ticker RM within the consumer-finance industry.
Forager Capital Management's Forager Fund Disposes of 29,322 Regional Management Shares
Forager Capital Management's Forager Fund has sold 29,322 shares of Regional Management Corp. in three separate transactions between September 15 and September 17, 2026. These sales, priced between $32.19 and $32.26 per share, reduced the fund's stake by approximately 3.1% to 919,136 shares. Forager Fund, a 10% owner of Regional Management Corp., conducted these sales to adjust its holdings.
Forager fund sells $944,877 of Regional Management Corp. stock
Forager Fund, a 10% owner and director of Regional Management Corp. (NASDAQ: RM), sold $944,877 worth of common stock between September 15 and September 17, 2026, at weighted average prices ranging from $32.19 to $32.26 per share. This insider selling contrasts with aggressive share buybacks by management, and analysts maintain price targets suggesting potential upside despite the stock trading near its 52-week low. The company exhibits an attractive valuation with a P/E ratio of 6.75 and a PEG ratio of 0.17.
Forager fund sells $944,877 of Regional Management Corp. stock By Investing.com
Forager Fund, L.P., a significant shareholder in Regional Management Corp. (NASDAQ:RM), sold $944,877 worth of common stock between September 15 and September 17, 2026, at prices ranging from $32.19 to $32.26 per share. Despite this insider selling and the stock trading near its 52-week low, analysts project a potential upside of 34%, with price targets between $38.50 and $50. InvestingPro analysis suggests the stock is undervalued, boasting a P/E ratio of 6.75 and a PEG ratio of 0.17, while management has been actively buying back shares.
Forager fund sells 29K Regional Management Corp. (RM) shares around $32
Forager Fund, a 10% owner group of Regional Management Corp. (RM), recently sold 29,322 shares of RM common stock in open-market transactions between September 15-17, 2026. The sales occurred at weighted average prices around $32 per share, totaling approximately $945,000. These transactions were disclosed in a Form 4 filing and indicate a negative sentiment regarding the stock from this insider group.
Regional Management (NYSE:RM) Major Shareholder Fund L.P. Forager Sells 9,064 Shares
Major shareholder Fund L.P. Forager sold 9,064 shares of Regional Management (NYSE:RM) stock on September 16th for approximately $291,770, reducing its stake by nearly 1%. This sale is part of a series of recent transactions by the fund, which also sold shares on September 15th and 17th. Regional Management shares are trading near their one-year low, and the company recently exceeded quarterly earnings expectations, while analysts maintain a "Moderate Buy" rating with an average price target of $43.00.
Regional Management (NYSE:RM) Major Shareholder Sells 10,401 Shares of Stock
A major shareholder in Regional Management Corp. (NYSE:RM), Fund L.P. Forager, recently sold 10,401 shares of the company's stock for over $335,000, reducing their stake by 1.12%. This transaction follows other recent sales by the same shareholder. Regional Management reported strong quarterly earnings, exceeding analyst expectations, and pays a quarterly dividend of $0.30 per share.
Regional Management (NYSE:RM) Major Shareholder Sells $317,986.82 in Stock
Fund L.P. Forager, a major shareholder in Regional Management (NYSE:RM), sold 9,857 shares of the company's stock for approximately $318,000 at an average price of $32.26, reducing its stake by 1.04%. This transaction follows two other recent sales by the same fund. Regional Management's shares rose 0.1% to $32.14, and the company reported quarterly EPS of $0.85, exceeding estimates, with analysts maintaining a "Moderate Buy" rating and a $43.00 target price.
Regional Management (NYSE: RM) posts 6.7% revenue growth on $2.1B loan book
Regional Management Corp. (NYSE: RM) reported 6.7% year-over-year revenue growth, driven by a $202 million increase in average net receivables and an expanded loan portfolio totaling $2.1 billion. The company highlighted improvements in its operating expense ratio, solid liquidity, and a largely fixed-rate funding profile, while actively expanding its branch network and digital capabilities to serve non-prime consumers. This growth is supported by multi-channel loan originations and strategic partnerships, alongside sustained efforts in risk management and customer satisfaction.
Regional Management unveils investor presentation highlighting $2.1B receivables, 20-state footprint and digital growth
Regional Management has released an investor presentation detailing strategic and financial updates, including $2.1 billion in receivables and an expanded presence across 20 states. The company highlighted significant growth through digital and AI-enabled initiatives, with originations exceeding $1.9 billion and an improved operating expense ratio. Regional Management also reported strong liquidity, with $442 million in unused capacity and 80% fixed-rate debt.
Bank of New York Mellon Corp Invests $3.16 Million in Regional Management Corp. $RM
Bank of New York Mellon Corp has acquired a new stake of 76,776 shares, valued at approximately $3.16 million, in Regional Management Corp. (NYSE:RM) during the second quarter. This investment highlights continued institutional interest, with other large investors also adjusting their positions in the credit services provider. The article also details recent analyst ratings, insider transactions, and financial performance data for Regional Management.
Regional management director Basswood Capital sells $36,682 in shares
Basswood Capital Management, a director and 10% owner of Regional Management Corp. (NASDAQ:RM), recently sold $36,682 worth of shares while acquiring $916,067 worth of shares in early September 2026. The firm now indirectly beneficially owns 453,434 shares. This activity follows Regional Management Corp.'s mixed Q2 2026 financial results, which saw diluted earnings per share beat forecasts but revenue miss expectations.
55,048 Shares in Regional Management Corp. $RM Purchased by Man Group plc
Man Group plc recently acquired 55,048 shares of Regional Management Corp. (NYSE:RM) for approximately $2.27 million in the second quarter, bringing institutional ownership to 98.89%. Regional Management reported strong quarterly earnings, beating analyst estimates, and declared a dividend of $0.30 per share. Despite mixed analyst ratings, the company maintains a "Moderate Buy" consensus.
Connor Clark & Lunn Investment Management Ltd. Invests $1.36 Million in Regional Management Corp. $RM
Connor Clark & Lunn Investment Management Ltd. has acquired a new stake of 33,123 shares, worth $1.36 million, in Regional Management Corp. This purchase gives the firm a 0.36% ownership stake in the credit services provider. Regional Management reported strong Q2 earnings, exceeding revenue and EPS estimates, and declared a quarterly dividend of $0.30 per share.
855,425 Shares in Regional Management Corp. $RM Acquired by Basswood Capital Management L.L.C.
Basswood Capital Management L.L.C. has acquired 855,425 shares of Regional Management Corp. (NYSE:RM), valued at approximately $35.2 million, giving it a 9.27% stake in the company. This acquisition makes Regional Management the 19th-largest holding in Basswood Capital's portfolio. Despite beating quarterly earnings and revenue expectations, Regional Management's shares traded down 2.4% to $32.54, below its 50-day moving average.
Regional Management Corp (RM) SVP and General Counsel Catherine Atwood Sells 200 Shares
Catherine Atwood, SVP and General Counsel of Regional Management Corp (RM), sold 200 shares of the company's stock, totaling $7,000. This sale is part of a broader trend at Regional Management Corp, which has seen 24 insider sell transactions against only 2 buys over the past year, and Atwood herself has sold 6,200 shares with no purchases. Despite the stock appearing "Modestly Undervalued" by GuruFocus's GF Value, the consistent insider selling and limited guru ownership suggest caution for investors.
Globeflex Capital L P Invests $1.43 Million in Regional Management Corp. $RM
Globeflex Capital L P recently invested $1.43 million in Regional Management Corp. by purchasing 34,663 shares, making them a 0.38% owner. Other institutional investors also modified their holdings, with overall institutional ownership at 98.89%. Analysts maintain a "Moderate Buy" rating with a $43 price target, and the company exceeded Q2 earnings expectations while declaring a $0.30 quarterly dividend.
Regional Management (NYSE: RM) insider to sell 3,000 shares
An insider at Regional Management Corp. (NYSE: RM), Catherine Atwood, has filed a Form 144 notice indicating her intent to sell up to 3,000 shares of common stock. The sale, valued at approximately $102,330, is expected to occur on August 24, 2026, through Morgan Stanley Smith Barney LLC. These shares originated from Restricted Stock Units acquired on December 31, 2025.
318,259 Shares in Regional Management Corp. $RM Acquired by Tieton Capital Management LLC
Tieton Capital Management LLC acquired a significant stake in Regional Management Corp. (NYSE:RM), purchasing 318,259 shares valued at approximately $13.1 million, which now constitutes 3.8% of its portfolio. This acquisition represents a 3.45% ownership stake in Regional Management, a consumer finance company. The article also details other institutional investor activities, analyst ratings, recent financial performance including an EPS beat and dividend declaration, and insider trading with CEO Lakhbir S. Lamba increasing his holdings.
Here's What We Like About Regional Management's (NYSE:RM) Upcoming Dividend
This article discusses Regional Management's upcoming dividend and its attractiveness to investors. It highlights the company's dividend history, current yield, and financial health as key factors supporting the dividend's sustainability. The piece suggests that the dividend offers a reliable income stream and reflects the company's strong performance.
Lakhbir Lamba Bought 22% More Shares In Regional Management
Lakhbir Lamba, President of Regional Management Corp. (NYSE:RM), recently increased his stake by 22%, purchasing US$316k worth of shares at US$31.65 each. While this is a strong insider buy, overall insider selling exceeded buying over the last year, though the sales were at a higher price than the current share price. The article notes that despite recent insider confidence, the level of insider ownership (9.9%) is strong but not outstanding, and a single warning sign for the company exists.
Regional Management Corp. (RM) CEO purchases 10,000 shares in open market trades
Regional Management Corp. CEO Lakhbir S. Lamba purchased 10,000 shares of the company's common stock in open market transactions on August 11-12, 2026. The purchases were executed at weighted average prices in the low $30s per share. This insider buying demonstrates a positive sentiment, with Lamba's total holdings of common stock increasing to 55,734 shares.
Regional Management (NYSE:RM) CEO Acquires $111,160.00 in Stock
Regional Management CEO Lakhbir Lamba recently purchased 3,500 shares of the company's stock for $111,160, increasing his direct stake by 6.7%. The company reported strong quarterly earnings, beating analyst estimates for both EPS and revenue, and declared a quarterly dividend. Despite the CEO's purchase and positive analyst sentiment, the stock is trading near its 52-week low.
Regional Management (NYSE:RM) CEO Purchases 6,500 Shares
Regional Management (NYSE:RM) CEO Lakhbir Lamba recently purchased 6,500 shares of the company's stock for over $205,000, increasing his direct ownership by 14.21%. The company reported strong quarterly earnings, beating analyst estimates for both EPS and revenue, and declared a quarterly dividend of $0.30 per share. Despite analysts maintaining a "Moderate Buy" consensus, the stock is currently trading below its 50-day and 200-day moving averages.
Technical Reactions to RM Trends in Macro Strategies
This article analyzes Regional Management Corp. (NYSE: RM) using AI models, identifying weak near- and mid-term sentiment but a neutral long-term outlook. It presents three distinct trading strategies (Position, Momentum Breakout, Risk Hedging) tailored to different risk profiles, highlighting an exceptional 52.6:1 risk-reward setup. The analysis provides key support and resistance levels across multiple timeframes.
Regional Management (RM) Q2 2026 Earnings Call Transcript
Regional Management (RM) reported Q2 2026 earnings with total revenue up 6.7% year-over-year to $168 million, primarily from higher net finance receivables, while diluted EPS decreased 17.5% to $0.85 due to increased credit loss provision and interest expense. The company is strategically shifting towards a bank partnership model with Column N.A. to enhance pre-tax margins and market reach, and has launched a digital lending capability to compete with fintechs. Despite revising full-year EPS and portfolio growth guidance downward to prioritize risk-adjusted returns, management expects strong results in 2027 and beyond, driven by these strategic initiatives and ongoing technology investments.
Regional Management (NYSE:RM) Stock Rating Lowered by Wall Street Zen
Wall Street Zen downgraded Regional Management (NYSE:RM) from a "buy" to a "hold" rating, though the consensus among analysts remains a "Moderate Buy" with an average price target of $43.00. The company recently exceeded Q2 earnings and revenue estimates, reporting $0.85 EPS on $168.01 million in revenue. Despite this, insider selling has been observed, with 8,874 shares worth approximately $350,208 sold over the last 90 days.
Sei Investments Co. Has $5.07 Million Position in Regional Management Corp. $RM
Sei Investments Co. significantly increased its stake in Regional Management Corp. (NYSE:RM) by 117.9% in Q1, now holding 157,151 shares valued at $5.07 million. Regional Management reported strong Q2 earnings, beating analyst estimates for both EPS and revenue, and declared a quarterly dividend of $0.30 per share. The company maintains a "Moderate Buy" consensus rating from analysts with an average price target of $43.
Regional Management (NYSE: RM) awards 4,393 shares to Chief Accounting Officer
Regional Management Corp. (NYSE: RM) Chief Accounting Officer Steven B. Barnette was granted 4,393 shares of common stock on August 3, 2026, at no cost. This award increased his direct holdings to 17,865 shares and was not part of a Rule 10b5-1 trading plan. The transaction was reported in a Form 4 filing accepted by the SEC on August 4, 2026.
Regional Management (RM) Stock Faces Profit Squeeze As Revenue Growth Cools
Regional Management (RM) reported Q2 earnings per share of US$0.91, significantly below the previous quarter, and net income declined despite a 6% increase in revenue year-over-year. The company faces a profit squeeze due to higher funding costs and credit risks, leading to trimmed EPS and ENR growth guidance, though management notes that credit stress is contained. Investors are advised to consider these mixed signals and potential vulnerabilities.
Regional Management Corp. 2Q 2026: Revenue $168M, EPS $0.85— 10-Q Summary
Regional Management Corp. (RM) reported its second-quarter 2026 results, showing a revenue increase to $168 million, up 6.7% year-over-year. Despite the revenue growth, net income declined by 19.6% to $8.15 million, and diluted EPS dropped by 17.5% to $0.85, attributed to changes in product mix and underwriting. The company expanded its branch network, entered the Florida market, and launched a bank partnership to support market expansion.
Press Release: Regional Management Corp. Announces Second Quarter 2026 Results
Regional Management Corp. announced its second quarter 2026 financial results. This press release provides a detailed overview of the company's performance during this period.
Regional Management Corp. 2026 Q2 - Results - Earnings Call Presentation (NYSE:RM) 2026-07-31
Regional Management Corp. published its Q2 2026 earnings call presentation on July 31, 2026. The company reported an EPS of $0.85, beating estimates by $0.04, while revenue of $168.01M missed estimates by $3.36M, despite a 6.71% year-over-year increase. This presentation provides details discussed during the earnings call for investors.
Regional Management Number of Employees 2026 | Employee Count & Headcount Data
Regional Management Corp. (RM) has approximately 2,109 total employees worldwide as of March 2026, a 2.7% decline since 2023. The company is actively hiring, with 318 active job postings in 2026, and its workforce is primarily concentrated in North America (98.5%). The average salary is $57,263, with employee sentiment reported as negative and stable.
Regional Management (NYSE:RM) Price Target Cut to $43.00 by Analysts at Citizens Jmp
Citizens JMP analysts have reiterated a "market outperform" rating for Regional Management (NYSE:RM) but reduced their price target from $45.00 to $43.00. This new target implies a potential upside of 31.72% from the stock's previous closing price. The adjustment comes after Regional Management exceeded its quarterly earnings expectations, reporting an EPS of $0.85 against a consensus of $0.83 and revenue of $168.01 million compared to estimates of $165.69 million, despite the stock experiencing a 22.9% drop in trading.
Citizens cuts Regional Management stock price target on lower originations
Citizens has lowered its price target for Regional Management shares (NYSE:RM) to $43.00 from $45.00, while maintaining a Market Outperform rating, due to a trimmed second-half portfolio growth outlook and a return to normalized growth. Despite this, Regional Management reported Q2 GAAP earnings per share of $0.85, surpassing both Citizens' and the Street's estimates, and its stock has seen a 41% return over the past year. The company's new bank partnership is scaling, contributing to improved loan-level economics.
Regional Management Corp. Q2 2026 Earnings Call Insights
Regional Management Corp. reported a Q2 2026 net income of $8.2 million ($0.85 EPS) on $168 million revenue, which missed expectations despite a 7% year-over-year increase. The company's auto-secured portfolio grew by 32%, and digital lending capabilities were expanded. Management revised its full-year diluted EPS growth outlook to 10% to 13%, expecting stronger performance in the latter half of the year.
Regional Management Q2 Earnings Call Highlights
Regional Management (NYSE: RM) reported Q2 net income of $8.2 million ($0.85 per diluted share) on revenue of $168 million, an increase of 6.7% year-over-year. The company's portfolio growth slowed due to a competitive environment and tighter underwriting, but credit performance is expected to improve in Q3 and Q4. Regional Management also highlighted its expanding bank partnership program and new digital lending capabilities, while revising its full-year outlook for diluted EPS, net income, and portfolio growth.
Regional Management Corp. Q2 2026 Earnings Call Summary
Regional Management Corp. reported lower-than-expected Q2 2026 portfolio growth due to strategic underwriting tightening and increased Fintech competition, despite improving operational efficiency. The company revised its full-year diluted EPS growth guidance to 10-13% and anticipates significant net income growth from an accelerated bank partnership program with Column. Key risks include elevated inflation and gas prices, though the company is expanding into new states and implementing enhanced fraud detection.
Regional Management Q2 Earnings: EPS $0.85, Down 17.5% | RM Stock News
Regional Management Corp. announced Q2 2026 results, with diluted EPS down 17.5% year-over-year to $0.85, despite year-to-date net income and EPS being up 14% and 17% respectively. The company fully implemented its bank partnership program in Texas and expanded into its 20th state, Florida, while also launching an end-to-end digital lending capability. Strategic initiatives aim to improve loan-level economics and reach, though slower portfolio growth and a competitive environment impacted current quarter performance.
Earnings, portfolio growth and dividend at Regional Management Corp. (NYSE: RM)
Regional Management Corp. reported mixed second-quarter 2026 results, with net income and diluted EPS decreasing year-over-year but showing year-to-date growth. The company saw robust total revenue growth and an increase in net finance receivables, primarily driven by large loans and an auto-secured portfolio, alongside an improved operating expense ratio. Regional Management also declared a quarterly dividend of $0.30 per share and outlined strategic initiatives including a bank partnership, a new digital lending platform, and expansion into Florida, targeting continued net income and EPS growth for the full year 2026.
Regional Management (NYSE:RM) Posts Earnings Results, Beats Expectations By $0.04 EPS
Regional Management (NYSE:RM) reported quarterly EPS of $0.85, surpassing the consensus estimate of $0.81, and revenue of $168.01 million, which also exceeded analysts' expectations. Despite these beats, management lowered its full-year outlook due to factors like weaker direct-mail response rates and increased fintech competition, though its Column bank partnership and technology investments are expected to support longer-term growth. Analysts maintain a "Moderate Buy" rating for the stock with an average price target of $45.
Regional Management Q2 Revenue Rises 6.7% to $168 Million
Regional Management Corp. (RM) reported a 6.7% increase in Q2 2026 total revenue to $168 million, despite a 19.6% decrease in net income to $8.2 million. The company's net finance receivables grew by 9.6% year-over-year to $2.1 billion, and it declared a third-quarter dividend of $0.30 per share. The report also highlights recent insider trading activity showing more sales than purchases, and varying hedge fund movements in RM stock.
Regional Management Corp. (RM) Q2 2026 Earnings
Regional Management Corp. (RM) reported its Q2 2026 earnings, surpassing EPS estimates by 5.3% with $0.85 against an estimated $0.81. However, the company missed revenue estimates slightly, reporting $168M versus an estimated $171M, attributed to disciplined underwriting. A new bank partnership with Column N.A. is expected to significantly boost net income into 2027.
BlackRock (RM holder) discloses 7.8% ownership of Regional Management Corp in Schedule 13G/A
BlackRock, Inc. has filed an Amendment No. 10 to its Schedule 13G/A, disclosing a 7.8% beneficial ownership stake in Regional Management Corp. As of June 30, 2026, BlackRock beneficially owned 715,029 shares, with sole voting power over 704,936 shares and sole dispositive power over all 715,029 shares. The filing clarifies that no single underlying client holds more than five percent of Regional Management Corp.'s outstanding common shares.
Regional Management Corp (RM) Technical Analysis: Support, Resistance, Indicators & Moving Averages
This article provides a technical analysis of Regional Management Corp (RM), highlighting its current price momentum score, support and resistance levels, and the readings from various technical indicators and moving averages. While the individual indicators show mixed signals (neutral, sell, buy), the overall signal based on moving averages and other technical indicators is Neutral. The stock's price momentum score is 2.95, ranking 185 out of 394 in the Banking Services industry.
