Q2 (NYSE:QTWO) Rating Increased to Strong-Buy at Wall Street Zen
Wall Street Zen upgraded Q2 (NYSE:QTWO) from a "buy" to a "strong-buy" rating, indicating increased analyst confidence. Other firms like DA Davidson and Morgan Stanley have also issued "buy" ratings and price targets for Q2, despite recent insider share sales. The company, which provides cloud-based digital banking solutions, maintains a "Moderate Buy" average rating from analysts with an average price target of $79.29.
Q2 (NYSE:QTWO) Sets New 12-Month Low - What's Next?
Q2 Holdings (NYSE:QTWO) has reached a new 52-week low of $51.34, despite a "Moderate Buy" consensus rating from analysts with an average target price of $79.29. Insiders have been net sellers, divesting over $1.5 million in shares, while institutions like Invesco have increased their holdings. The company has a market capitalization of $3.19 billion and a P/E ratio of 64.59.
Q2 Holdings, Inc. $QTWO Shares Purchased by Rhumbline Advisers
Rhumbline Advisers significantly increased its stake in Q2 Holdings, Inc. (NYSE:QTWO) by 79.0% during the third quarter, now owning 171,683 shares valued at approximately $12.43 million. Despite recent insider selling, analysts generally rate Q2 as a "Moderate Buy" with a consensus target price of $79.29, while the stock currently trades near its 52-week low. The company, which provides cloud-based digital banking solutions, has seen several other institutional investors either establish new positions or increase their holdings.
Q2 Named Market Leader in U.S. Retail Digital Banking by Datos Insights
Q2 Holdings, Inc. has been recognized as a Market Leader in U.S. Retail Digital Banking by Datos Insights, receiving the highest distinction in their February 2026 report. The company was lauded for its enterprise-scale market penetration, platform maturity, vendor stability, and the significant client impact and outcomes it delivers to its 446 financial institution clients. This recognition highlights Q2's ability to help banks and credit unions achieve digital transformation and compete effectively in the evolving financial services landscape.
Insider Sell: Kirk Coleman Sells Shares of Q2 Holdings Inc (QTWO)
Kirk Coleman, Chief Business Officer of Q2 Holdings Inc (QTWO), sold 12,917 shares of the company on February 17, 2026, reducing his total holdings to 256,211 shares. Over the past year, Coleman has divested 142,318 shares with no purchases, contributing to a total of 35 insider sells for Q2 Holdings in the same period. The stock is currently trading at $52.48, with a market cap of $3.265 billion, and is considered modestly undervalued with a price-to-GF-Value ratio of 0.76.
The Analyst Verdict: Q2 Holdings In The Eyes Of 6 Experts
Six analysts have provided varied insights on Q2 Holdings (NYSE: QTWO) over the last three months, with recent activity primarily consisting of lowered ratings and price targets. The average 12-month price target is $74.83, a 19.54% decrease from the previous average. Despite the lowered expectations, Q2 Holdings exhibits strong profitability with an impressive net margin and efficient asset management, though its market capitalization is below industry benchmarks and its revenue growth lags peers.
5 Revealing Analyst Questions From Q2 Holdings's Q4 Earnings Call
This article analyzes five key questions raised by analysts during Q2 Holdings's Q4 earnings call, focusing on demand trends, cross-sell potential for fraud solutions, revenue recognition speed, commercial banking demand, and AI monetization. Despite strong subscription revenue and bookings, investors expressed concerns about growth sustainability, leading to a sharp decline in share price. The analysts' questions provided deeper insights into the company's operational achievements, future catalysts, and management's strategic outlook.
We Think Q2 Holdings' (NYSE:QTWO) Profit Is Only A Baseline For What They Can Achieve
Despite a seemingly disappointing earnings announcement, Q2 Holdings (NYSE:QTWO) showed strong underlying financial health, with its free cash flow significantly exceeding its statutory profit. The company's accrual ratio of -0.22 indicates that its free cash flow of US$173 million far outpaced its US$52 million statutory profit, suggesting greater earnings potential than the reported figures. This performance, coupled with a return to profitability this year, points to a robust financial position for Q2 Holdings.
Shareholders Can Be Confident That Q2 Holdings' (NYSE:QTWO) Earnings Are High Quality
Q2 Holdings' (NYSE:QTWO) recent earnings, though initially underwhelming to investors, are considered high quality due to the company's strong cash conversion, as indicated by a negative accrual ratio of -0.22. This ratio suggests that the reported statutory profit significantly understates the company's free cash flow, which was US$173m compared to a statutory profit of US$52.0m. The company also improved its financial performance by returning to profitability after a loss in the previous year.
After Plunging 18.2% in 4 Weeks, Here's Why the Trend Might Reverse for Q2 Holdings (QTWO)
Q2 Holdings (QTWO) has experienced a significant 18.2% drop in its stock price over the past four weeks, but indicators suggest a potential reversal. The stock's Relative Strength Index (RSI) of 27.43 indicates it is oversold, while Wall Street analysts have raised earnings estimates for the current year, leading to a 5.1% increase in the consensus EPS estimate. Furthermore, QTWO holds a Zacks Rank #1 (Strong Buy), reinforcing the expectation of a near-term turnaround.
Down 43% In Last 12 Months, Can Q2 Holdings Stock Recover in 2026?
Q2 Holdings (QTWO) wrapped up 2025 with strong financial performance, including 16% subscription revenue growth and significant adjusted EBITDA margin expansion. Despite trading at $53, the company's robust digital banking platform, success in commercial banking, and integrated fraud solutions position it for future growth. A valuation model projects the stock could reach $72 within 2.9 years, implying a potential total return of 35% for investors.
After Plunging 18.2% in 4 Weeks, Here's Why the Trend Might Reverse for Q2 Holdings (QTWO)
Q2 Holdings (QTWO) stock has dropped 18.2% in four weeks but shows signs of a potential rebound. Its Relative Strength Index (RSI) of 27.43 indicates it is oversold, while Wall Street analysts have raised earnings estimates for the current year. The stock also holds a Zacks Rank #1 (Strong Buy), suggesting a near-term turnaround.
Q2 Holdings (QTWO) Is Down 6.6% After Profit Turnaround And Raised 2026 Outlook Has The Bull Case Changed?
Q2 Holdings (QTWO) reported a strong fourth quarter and full-year 2025 with increased profitability and a raised 2026 revenue outlook of US$871.0 million to US$878.0 million. Despite these positive results and management's confidence, the stock is down 6.6%. The company's investment narrative focuses on subscription-led digital banking growth and managing risks like customer churn from bank consolidation.
Public Sector Pension Investment Board Invests $17.63 Million in Q2 Holdings, Inc. $QTWO
The Public Sector Pension Investment Board has acquired a new stake of 243,549 shares, valued at $17.63 million, in Q2 Holdings, Inc. This investment represents approximately 0.39% ownership in the technology company. Analyst sentiment for Q2 is generally positive with a "Moderate Buy" rating, despite some recent target trims and insider selling activity.
TimesSquare Capital Management LLC Grows Stock Holdings in Q2 Holdings, Inc. $QTWO
TimesSquare Capital Management LLC significantly increased its stake in Q2 Holdings, Inc. by 6% in the third quarter, bringing its total holdings to 385,119 shares valued at approximately $27.88 million. Despite mixed analyst views and recent insider selling, which saw insiders offload 20,883 shares, the consensus rating for Q2 Holdings remains a "Moderate Buy" with an average target price of $81.79. Investors are closely watching for potential profitability inflection and a stronger outlook for 2026.
Truist Financial Remains a Buy on Q2 Holdings (QTWO)
Truist Financial analyst Terry Tillman reiterated a Buy rating for Q2 Holdings (QTWO) with a $75.00 price target, aligning with a Buy rating from J.P. Morgan but contrasting with an OpenAI Hold rating. The company reported strong Q3 earnings with increased revenue and net profit compared to the previous year. Despite positive analyst sentiment and financial performance, corporate insider sentiment for QTWO is currently negative, marked by an increase in insider selling.
Q2 Holdings, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Q2 Holdings, Inc. (NYSE:QTWO) recently reported its annual results, beating earnings expectations with a statutory profit of US$0.80 per share, 12% above forecasts, while revenues of US$795m were in line with predictions. Analysts have become more bullish on the company's earnings, increasing their EPS estimates for 2026 to US$1.24, although the consensus price target decreased by 8.9% to US$81.36. Despite the positive earnings surprise and increased EPS forecasts, the stock initially saw a 4.9% decline, indicating other analyst concerns may not have been fully offset.
Fraud ‘sprinting’ as banks chase record deposits, Q2 report finds
Q2 Holdings' 2026 State of Commercial Banking report reveals that financial institutions are facing margin compression due to increased liquidity and intensifying competition for commercial clients. The report highlights critical trends including the recovery of liquidity, the rebound of loan demand, and the escalating risk of sophisticated fraud. It also notes that bank mergers are increasingly driven by technology integration to achieve efficiency and value.
Q2 Holdings, Domo, Sprout Social, Unity, and nCino Shares Are Falling, What You Need To Know
Shares of Q2 Holdings, Domo, Sprout Social, Unity, and nCino are falling due to a broad market sell-off stemming from investors becoming more selective in the AI boom and dampened expectations for near-term interest rate cuts. A stronger-than-expected U.S. jobs report pushed back investor predictions for Federal Reserve rate cuts to July, negatively impacting growth-oriented software sectors. Despite the declines, the article suggests that significant price drops could offer buying opportunities for high-quality stocks.
Q2 Releases 2026 State of Commercial Banking Report
Q2 Holdings, Inc. has released its 2026 State of Commercial Banking report, highlighting rising client expectations, increased pricing pressure, and intensifying competition within the commercial banking industry. The report, based on Q2 PrecisionLender data from over 130 financial institutions, indicates a recovery in liquidity, a rebound in loan demand, and challenges such as sophisticated fraud and the increasing importance of technology in bank deals. It also underscores the growing focus on business efficiency with integrations and digital banking hubs.
Q2 Holdings, Domo, Sprout Social, Unity, and nCino Shares Are Falling, What You Need To Know
Several software company stocks, including Q2 Holdings, Domo, Sprout Social, Unity, and nCino, experienced significant declines due to a broad market sell-off. This downturn was attributed to investors becoming more selective amidst the AI boom and dampened expectations for near-term interest rate cuts by the Federal Reserve following a stronger-than-expected U.S. jobs report. Unity, in particular, saw a 9.8% drop despite a recent analyst upgrade, with its stock down over 55% year-to-date.
Q2 Holdings stock price target lowered to $75 by Truist Securities
Truist Securities has lowered its price target for Q2 Holdings (NYSE:QTWO) to $75 from $110, while maintaining a Buy rating. The adjustment is attributed to "dramatic software sector valuation compression amid mostly overdone AI fears," despite Q2 Holdings reporting strong performance indicators such as its second-strongest bookings quarter ever in Q4 and increased subscription revenue targets. The company is currently trading near its 52-week low and is considered potentially undervalued by InvestingPro's Fair Value estimate.
Q2 (NYSE:QTWO) Price Target Cut to $70.00 by Analysts at Needham & Company LLC
Needham & Company LLC has reduced its price target for Q2 (NYSE:QTWO) from $90.00 to $70.00 but maintained a "buy" rating, suggesting a 22.7% upside. The revision follows strong Q4 revenue growth and positive FY-2026 guidance, yet a GAAP EPS miss and absent EPS guidance led to increased short-term volatility. Despite mixed analyst reports and recent insider selling, institutional investors like Vanguard and Capital Research have significantly increased their stakes.
Q2 Holdings, Inc. (NYSE:QTWO) Q4 2025 Earnings Call Transcript
Q2 Holdings, Inc. (NYSE: QTWO) reported strong Q4 and full-year 2025 results, exceeding earnings expectations with EPS of $0.627 against an anticipated $0.59. The company saw significant growth in subscription revenue, expanded adjusted EBITDA margins, and a record backlog, driven by strong bookings in digital banking, relationship pricing, and risk and fraud solutions. Q2 Holdings also provided an optimistic outlook for 2026 and 2027, with a new long-term financial framework projecting sustained growth and profitability, while emphasizing strategic investments in AI and addressing M&A opportunities.
QTWO Q4 Deep Dive: Subscription Growth, Cloud Migration, and AI Initiatives Shape Outlook
Q2 Holdings Inc (QTWO) reported strong Q4 CY2025 results, exceeding revenue and EPS estimates, driven by subscription growth, operational efficiency, and strategic reinvestment in R&D. The company highlighted significant enterprise deals, traction in risk and fraud solutions, and the completion of cloud migration for anticipated gross margin improvements. Looking ahead, Q2 Holdings aims to leverage AI-enabled product development and continued subscriber expansion to further drive revenue growth and margin expansion throughout 2026 and beyond.
Q2 Holdings, Inc. (QTWO) Stock Analysis: Is A 57.69% Upside Within Reach?
Q2 Holdings, Inc. (QTWO) is a technology company delivering digital solutions to financial institutions, with a market cap of $3.54 billion. Despite a recent marginal stock decline, its attractive forward P/E ratio and robust revenue growth suggest potential. Analyst ratings indicate a positive outlook with an average target price suggesting a 57.69% upside, though technical indicators show mixed signals.
Q2 Holdings, Inc. Announces Fourth Quarter and Full-Year 2025 Financial Results
Q2 Holdings, Inc. announced strong financial results for the fourth quarter and full-year ending December 31, 2025, with revenue up 14% year-over-year to $794.8 million for the full year and GAAP net income reaching $52.0 million, a significant improvement from a net loss in 2024. The company highlighted robust bookings, a balanced mix of new and expansion deals, and pivotal AI-driven innovation as key drivers of its success. Q2 also provided an optimistic financial outlook for 2026 and introduced a new long-term financial framework extending through 2030, projecting continued growth and improved profitability.
Q2 Holdings, Inc. Announces Fourth Quarter and Full-Year 2025 Financial Results
Q2 Holdings, Inc. announced strong financial results for the fourth quarter and full-year 2025, with revenue up 14% year-over-year to $208.2 million for Q4 and $794.8 million for the full year. The company saw significant improvements in GAAP net income and adjusted EBITDA, driven by strong bookings, expansion deals, and progress in AI-driven innovation. Q2 also provided an optimistic financial outlook and new framework extending through 2030, projecting continued growth and profitability.
Q2 Holdings's (NYSE:QTWO) Q4 CY2025 Sales Top Estimates But Stock Drops
Q2 Holdings (NYSE:QTWO) reported Q4 CY2025 revenue of $208.2 million, exceeding analyst estimates by 1.5%, with a 13.8% year-on-year growth. Despite beating EPS and adjusted operating income expectations, the stock dropped 5.5% as investors reacted to a predicted slowdown in revenue growth for the upcoming year, though next quarter's revenue guidance was optimistic. The company highlighted strong customer acquisition efficiency with a 23.8-month payback period.
Q2 Holdings: Q4 Earnings Snapshot
Q2 Holdings Inc. (QTWO) reported strong fourth-quarter earnings, exceeding Wall Street expectations. The online banking software provider posted net income of $20.4 million, or 31 cents per share, with adjusted earnings of 61 cents per share. Revenue for the quarter reached $208.2 million, also surpassing analyst forecasts, and the company provided optimistic revenue guidance for the upcoming quarter and full year 2026.
Q2 Holdings: Q4 Earnings Snapshot
Q2 Holdings Inc. reported strong fourth-quarter earnings, with net income reaching $20.4 million, or 31 cents per share. Adjusted earnings of 61 cents per share surpassed Wall Street expectations. The online banking software provider also exceeded revenue forecasts, reporting $208.2 million for the quarter and providing optimistic guidance for the upcoming quarter and full year.
Banking tech firm Q2 bets on AI and targets 35% margins by 2030
Q2 Holdings, a digital transformation solutions provider for financial services, announced strong financial results for Q4 and full-year 2025, surpassing revenue and adjusted EBITDA guidance. The company highlighted its strong bookings, balanced mix of new and expansion wins, and pivotal advancements in AI-driven innovation. Q2 also introduced a new financial framework, aiming for approximately 65% non-GAAP gross margin and 35% adjusted EBITDA margin by the end of 2030, emphasizing its strategic focus on AI and continued profitable growth.
Q2 Holdings earnings in focus: Can profitability rebound after Q3 miss?
Q2 Holdings (QTWO) is set to release its fourth-quarter earnings, with investors keenly focused on whether the digital banking software provider can rebound from a significant profitability miss in Q3. Analysts anticipate adjusted earnings of $0.60 per share on revenue of $204.8 million, marking a substantial sequential improvement. Despite recent stock weakness and market concerns over economic stability, analyst sentiment remains positive with a consensus "Buy" rating and a price target suggesting significant upside.
Q2 Holdings (QTWO) Q4 Earnings Report Preview: What To Look For
Q2 Holdings (NYSE:QTWO) is set to announce its Q4 earnings results this Wednesday afternoon. Analysts expect the digital banking software provider to report $205 million in revenue, a 12% year-on-year increase, and adjusted earnings of $0.61 per share. The company has a history of exceeding revenue estimates, although vertical software stocks, including Q2 Holdings, have struggled recently due to economic stability concerns.
Bessemer Group Inc. Raises Stake in Q2 Holdings, Inc. $QTWO
Bessemer Group Inc. has increased its stake in Q2 Holdings, Inc. by 16.4%, now owning 399,611 shares valued at approximately $28.9 million. This comes despite recent insider selling by the COO and CRO, and mixed financial performance where Q2 missed EPS expectations but saw revenue growth. Analysts currently have a "Moderate Buy" rating for Q2 with a consensus target price of $92.27.
Q2 Named a 2024 Top Workplaces USA Winner
Q2 Holdings, Inc. has been recognized with the 2024 Top Workplaces USA award for the third consecutive year, based on positive employee feedback. The company, a digital transformation solutions provider for financial services, emphasizes its people-first culture and commitment to empowering employees to fulfill its community-focused mission. Q2's corporate social responsibility program, Q2 Spark, highlights its philanthropic efforts, with employees volunteering over 10,000 hours and contributing $1.3 million to charitable organizations in 2023.
DoubleVerify, Elastic, nCino, Atlassian, and Q2 Holdings Stocks Trade Down, What You Need To Know
Several software stocks, including DoubleVerify, Elastic, nCino, Atlassian, and Q2 Holdings, experienced declines following the release of new AI models from Anthropic and OpenAI. The market is concerned that these advanced AI agents could disrupt traditional software by cannibalizing specialized applications and rendering legacy seat-based licensing obsolete. This has led to an aggressive repricing of the software application layer, with companies like Elastic seeing significant volatility and year-to-date drops in share price.
Discipline and Rules-Based Execution in QTWO Response
This article analyzes Q2 Holdings Inc. (NASDAQ: QTWO), identifying weak sentiment across all horizons that supports a short bias. It provides three AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels. The analysis also details multi-timeframe signal strengths, support, and resistance levels for the stock.
Q2 Holdings Releases 2026 Retail Banking Trends Report
Q2 Holdings has released their 2026 Retail Banking Trends and Priorities report, co-authored by Jim Marous. The report indicates a shift in the banking industry's focus from external disruption to execution, data, and internal modernization, with advanced technologies and partnerships becoming imperative for growth. Key findings highlight that while banks understand where value can be created, execution remains the biggest challenge, making collaboration and strategic use of AI critical for competitive advantage.
Q2 Holdings upgraded to Buy at DA Davidson on valuation
DA Davidson has upgraded Q2 Holdings (QTWO) to a Buy rating from Neutral, maintaining an $82 price target. The firm believes that a recent pullback in the shares over the past 6-8 months has created an attractive entry point for investors. Q2 Holdings is projected to achieve organic revenue growth of 10%-12% over the next two years, with Subscription revenue expected to grow at an even higher rate.
Q2 (QTWO) Expected to Announce Quarterly Earnings on Wednesday
Q2 (NYSE:QTWO) is expected to announce its Q4 2025 earnings after market close on Wednesday, February 11th, with analysts forecasting earnings of $0.58 per share and revenue of $204.8390 million. The company's stock was trading down 5.7% on Wednesday, with recent insider sales reported by CRO Michael A. Volanoski and COO Himagiri K. Mukkamala. Wall Street analysts currently hold a "Moderate Buy" consensus rating for Q2, with an average target price of $92.27.
Q2 (NYSE:QTWO) Sets New 12-Month Low - Time to Sell?
Q2 Holdings, Inc. (NYSE:QTWO) recently hit a new 52-week low of $58.53, trading at $58.3310, after closing previously at $60.50. The company's stock has a "Moderate Buy" consensus rating from analysts, with insider selling activity noted from COO Himagiri K. Mukkamala and Kirk L. Coleman. Q2 recently reported Q3 earnings per share of $0.23, missing analyst estimates, and revenue of $201.70 million, exceeding forecasts.
3 of Wall Street's Favorite Stocks We Keep Off Our Radar
This article examines three stocks—Q2 Holdings (QTWO), Teladoc (TDOC), and Caleres (CAL)—that Wall Street analysts favor but StockStory advises caution on due to various financial and operational concerns. It highlights issues such as weak growth, low margins, and high debt, suggesting these companies may not offer genuinely promising investment opportunities. Instead, the article recommends exploring StockStory's curated list of "Market-Beating Stocks" for better potential returns.
Q2 Holdings, Inc. $QTWO Shares Acquired by Federated Hermes Inc.
Federated Hermes Inc. increased its stake in Q2 Holdings, Inc. (NYSE:QTWO) by 5.5% in the third quarter, acquiring an additional 41,229 shares. Other institutional investors also adjusted their positions, while several analysts updated price targets and ratings, resulting in an average "Moderate Buy" rating for the stock. Insider activity shows sales by Kirk L. Coleman and Michael A. Volanoski, and Q2 Holdings reported earnings and revenue for the last quarter.
Q2 Releases 2026 Retail Banking Trends and Priorities Report Highlighting New Paths to Competitive Advantage
Q2 Holdings, Inc. announced the release of its 2026 Retail Banking Trends and Priorities report, co-authored by Jim Marous. The report indicates a significant industry shift towards advanced technology, execution, data, and internal modernization, with a growing reliance on partnerships for innovation. It highlights that while banks recognize where value can be created, execution remains the biggest challenge to achieving digital transformation goals.
Under 10% of banks hit digital goals as advanced tech takes top spot
A Q2 Holdings report reveals that less than 10% of banks have fully achieved their digital transformation goals, despite advanced technology becoming the top priority for retail banks, jumping from 29% in 2025 to 49% in 2026. The report emphasizes that execution, data, and internal modernization are key, with 67% of institutions already partnering with fintechs to accelerate innovation. The findings suggest that competitive advantage will go to banks that focus on swift and scalable digital and data strategy implementation.
Q2 Releases 2026 Retail Banking Trends and Priorities Report Highlighting New Paths to Competitive Advantage
Q2 Holdings, Inc. announced the release of its 2026 Retail Banking Trends and Priorities report, co-authored by Jim Marous. The report indicates a significant shift in retail banking towards advanced technology, intensified innovation, and increased reliance on partnerships for competitive advantage. It highlights that while the industry understands where value can be created, execution remains the biggest challenge.
Q2 Holdings, Inc. Announces Investor Conference Call to Review Fourth Quarter and Full-Year 2025 Financial Results
Q2 Holdings, Inc. announced it will release its financial results for the fourth quarter and full-year 2025 after market close on Wednesday, February 11, 2026. The company will host a conference call on the same day at 5:00 p.m. EST to discuss these results. Investors can register for the webcast via the provided link or access an archived replay on the investor relations section of the Q2 website.
Algebris UK Ltd. Invests $7.55 Million in Q2 Holdings, Inc. $QTWO
Algebris UK Ltd. has purchased a new position in Q2 Holdings, Inc. (NYSE:QTWO), acquiring 104,423 shares valued at approximately $7.55 million in the third quarter. This investment comes as Q2 reported mixed earnings, missing EPS estimates but beating revenue expectations with 15.2% year-over-year growth. Despite insider selling and some analyst price target reductions, the consensus rating for Q2 remains a "Moderate Buy."
Behavioral Patterns of QTWO and Institutional Flows
The article analyzes Q2 Holdings Inc. (NASDAQ: QTWO) using AI models, highlighting weak sentiment across all horizons and suggesting a short bias. It details three trading strategies—Position, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis, emphasizing significant risk-reward opportunities.
