Primerica Q2 2025 slides: ISP growth offsets term life slowdown as stock dips
Primerica (NYSE: PRI) reported strong Q2 2025 earnings, exceeding analyst expectations with $5.46 adjusted operating EPS, despite its stock dipping 4.38%. The company demonstrated robust growth in its Investment and Savings Products (ISP) segment, which compensated for a slowdown in the Term Life business. Challenges included a decline in new life policy issuance and rising expenses, yet Primerica emphasized its resilient, diversified business model and commitment to shareholder value.
Don't Ignore The Insider Selling In Primerica
Primerica's CEO, Glenn Williams, recently sold US$641k worth of company stock at US$256 per share, which represented 8.4% of his holding. This sale follows another earlier in the year at a slightly higher price. While insider selling can be a cause for concern, the article notes that the current sale price is near the stock's market value, and insiders own 0.5% of the company, valued at US$40m.
Ex-Dividend Reminder: Berkley, Primerica and Advanced Energy Industries
Berkley Corp (WRB), Primerica Inc (PRI), and Advanced Energy Industries Inc (AEIS) are set to trade ex-dividend on February 23, 2026. This article details their upcoming dividend payouts, their impact on stock prices, and provides historical dividend charts for each company. Primerica Inc is also noted as a "future dividend aristocrats contender" with over 15 years of dividend increases.
Don't Ignore The Insider Selling In Primerica
Primerica's CEO, Glenn Williams, recently sold US$641k worth of stock (8.4% of his holding) at US$256 per share, following a prior sale earlier in the year at US$262 per share. While the sales occurred around the current price, indicating it's not a significantly discounted exit, the article highlights that no insiders bought shares in the past year. With insiders owning 0.5% of the company, and despite solid profit growth, the consistent selling and relatively low insider ownership suggest a cautious stance on the company.
5 Revealing Analyst Questions From Primerica's Q4 Earnings Call
Primerica's Q4 2025 results exceeded revenue and profit estimates, driven by strong investment and savings product sales, despite headwinds in term life insurance. Analysts focused on the drivers of projected term life sales growth, AI's role, initiatives to counter sales declines, early sales data, and the substitution effect between investment and life products. Management expressed cautious optimism for term life recovery and highlighted AI for internal efficiency while maintaining a relationship-based model.
Insider Sell: Glenn Williams Sells 2,500 Shares of Primerica Inc (PRI)
Primerica Inc CEO Glenn Williams recently sold 2,500 shares of the company, reducing his total holdings to 27,391.995 shares. Over the past year, the company has seen 12 insider sells and no insider buys. Primerica Inc is currently considered fairly valued with a price-to-GF-Value ratio of 0.9.
Primerica (NYSE:PRI) CEO Glenn Williams Sells 2,500 Shares
Primerica (NYSE:PRI) CEO Glenn Williams sold 2,500 shares of the company's stock on February 17th for a total of $641,025, reducing his direct ownership by 8.36%. The sale comes after the company reported strong quarterly earnings, beating analyst expectations, and announced a new share buyback program alongside an increased quarterly dividend. Primerica's stock performance and institutional ownership are also detailed, along with recent analyst ratings.
Primerica's (NYSE:PRI) Dividend Will Be Increased To $1.20
Primerica (NYSE:PRI) is increasing its quarterly dividend to $1.20, effective March 13th, resulting in an annual payment representing 1.9% of its current stock price. The company's future dividend projections appear well-covered by earnings, with a forecast 23.5% rise in EPS over the next year and an estimated payout ratio of 18%. Primerica boasts a strong track record of dividend growth, with a compound annual growth rate of approximately 22% over the last decade, making it an attractive option for income-focused investors.
Primerica's (NYSE:PRI) Dividend Will Be Increased To $1.20
Primerica (NYSE:PRI) announced an increase in its dividend to $1.20, which translates to an annual payment of 1.9% of its current stock price. The company's future dividend projections appear well-covered by earnings, with a forecasted payout ratio of 18% next year. Primerica also has a strong track record of dividend growth, with a compound annual growth rate of approximately 22% over the last 10 years.
Caprock Group LLC Invests $1.35 Million in Primerica, Inc. $PRI
Caprock Group LLC has initiated a new position in Primerica, Inc. (NYSE:PRI) worth approximately $1.35 million, acquiring 4,987 shares in the third quarter. This investment is part of a broader institutional trend, with 90.9% of Primerica's shares held by institutions. The financial services provider recently reported strong Q4 earnings, beating expectations with $6.13 EPS and an 8.3% year-over-year revenue increase, leading to a substantial dividend increase and a new stock buyback program.
Primerica Dividend Hike Highlights Earnings Strength And Capital Return Balance
Primerica (NYSE:PRI) announced a 15% increase in its quarterly dividend to US$1.20 per share, following strong fourth-quarter and full-year results that surpassed analyst expectations. This dividend hike, alongside ongoing share buybacks, indicates management's confidence in the company's earnings power and balanced capital return strategy for investors. The article also touches on potential risks like increased operating expenses and competition, balanced by solid earnings growth and attractive valuation.
Envestnet Asset Management Inc. Sells 33,506 Shares of Primerica, Inc. $PRI
Envestnet Asset Management Inc. has reduced its stake in Primerica, Inc. by 25.1%, selling 33,506 shares and now holding 100,186 shares valued at approximately $27.81 million. This comes as Primerica announced strong Q4 results, beating EPS and revenue estimates, alongside a 15.4% dividend increase and a $475 million share repurchase authorization. Despite positive news and a "Moderate Buy" consensus rating, market concerns about margin sustainability were noted.
PRI Q4 Deep Dive: Mixed Product Trends and Market Concerns Shape Outlook
Primerica (PRI) surpassed Q4 CY2025 revenue and profit expectations, yet investor sentiment was negative due to underlying business trend concerns. Strong growth in investment and savings products offset persistent weakness in term life insurance sales. The company anticipates modest improvement in term life sales as cost-of-living pressures ease and will continue to invest in technology and training to support growth.
Primerica stock hits 52-week low at $230.76 amid market fluctuations
Primerica Inc. (PRI) stock reached a 52-week low of $230.76, reflecting an 18.58% decline over the past year due to broader market dynamics and investor sentiment. This dip occurred despite the company reporting strong fourth-quarter earnings, which exceeded analyst expectations, with adjusted EPS of $6.13 and revenue of $853.7 million. The financial services firm saw significant growth in its Investment and Savings Products division, with sales reaching a record $4.1 billion and client asset values increasing to $129 billion.
Why Primerica (PRI) Shares Are Falling Today
Primerica (NYSE:PRI) shares dropped 7.5% after its Q4 results, despite beating headline earnings and revenue estimates. Investors focused on the weak performance of net premiums earned, a core business metric, which grew only 1.3% year-over-year and missed Wall Street expectations. This signals concerns about slowing growth in its fundamental insurance business, overshadowing strong overall financial figures.
Primerica stock hits 52-week low at $230.76 amid market fluctuations
Primerica Inc. stock has reached a new 52-week low of $230.76, representing an 18.58% decline over the past year due to broader market dynamics. Despite this, the company recently reported strong Q4 earnings, surpassing analyst expectations with record performance in its Investment and Savings Products division and significant revenue growth. Stakeholders are monitoring the company's strategic responses to market changes.
Primerica, Inc. (NYSE:PRI) Plans Quarterly Dividend of $1.20
Primerica, Inc. (NYSE:PRI) announced a quarterly dividend increase to $1.20 per share, a 15.4% rise from its previous dividend, payable on March 13th to shareholders of record on February 23rd. Despite beating Q4 earnings estimates with $6.13 EPS and an 8.3% revenue increase, the stock saw a 4.2% drop, possibly due to investor concerns about margin sustainability and the future outlook. The financial services provider maintains a low payout ratio of 18.2%, indicating strong coverage by earnings.
Primerica (NYSE:PRI) Surprises With Q4 CY2025 Sales
Primerica (NYSE:PRI) reported a Q4 CY2025 revenue of $853.7 million, surpassing Wall Street expectations, with an 8% year-on-year increase. The company's non-GAAP profit was $6.13 per share, beating analyst consensus by 8%. While net premiums earned missed estimates, CEO Glenn Williams highlighted the balanced business model with stable Term Life and growing Investment and Savings Products.
Primerica (NYSE:PRI) Surprises With Q4 CY2025 Sales
Primerica (NYSE:PRI) reported stronger-than-expected revenue and non-GAAP profit for Q4 CY2025, with sales up 8% year-on-year to $853.7 million. While overall revenue and EPS beat analyst estimates, net premiums earned fell slightly short. The company's financial results reflect a balanced business model with stability from its Term Life business and growth from Investment and Savings Products.
Primerica (PRI) Surpasses Q4 Revenue Expectations with Strong Bu
Primerica (PRI) reported Q4 2025 revenue of $853.7 million, exceeding analyst expectations. This strong performance is attributed to its diversified business model, particularly its Term Life and Investment and Savings Products segments, and a dedicated sales force focused on middle-income families. While the company demonstrates robust financial health with impressive growth and profitability metrics, potential investors should note an Altman Z-Score indicating possible distress and a trend of insider selling.
Primerica Inc (NYSE:PRI) Beats Q4 Earnings and Revenue Estimates
Primerica Inc (NYSE:PRI) reported strong fourth-quarter results for fiscal year 2025, surpassing analyst expectations for both revenue and earnings per share. The financial services provider's performance was driven by significant growth in its investment products segment, while its core term life insurance business remained stable. The company also announced a new share repurchase authorization and increased its quarterly dividend, signaling confidence in future financial performance.
Primerica Posts Record 2025 Results, Boosts Shareholder Returns
Primerica reported strong fourth-quarter and full-year 2025 results, with record investment and savings products sales, increased client assets, and significant earnings growth. Despite a decline in new life insurance policies, the company enhanced shareholder returns through a new $475 million share repurchase program and a 15% dividend increase. TipRanks' AI Analyst, Spark, rates PRI as "Outperform," acknowledging strong financial performance and attractive valuation but noting weaknesses in technical indicators and life sales.
Primerica: Q4 Earnings Snapshot
Primerica Inc. reported strong fourth-quarter earnings, with net income of $197 million, or $6.13 per share, significantly exceeding Wall Street expectations. The life insurance and financial products company also surpassed revenue forecasts, posting $853.7 million for the quarter. For the full year, Primerica's profit reached $751.2 million on $3.29 billion in revenue.
Primerica: Fourth Quarter Earnings Overview
Primerica Inc. announced strong fourth-quarter results, with net income reaching $197 million and earnings of $6.13 per share, surpassing analyst expectations. The company also reported $853.7 million in revenue, exceeding Wall Street projections. For the full year, Primerica achieved a profit of $751.2 million and total revenue of $3.29 billion.
Primerica earnings up next: Margin questions in focus tonight By Investing.com
Primerica is set to report fourth-quarter earnings, with analysts expecting $5.67 per share on $843.85 million in revenue. Investors are focused on understanding the reasons behind the anticipated sequential decline in earnings despite revenue growth, amid a backdrop of strong operational performance and a challenging industry environment. The company's capital allocation strategy, particularly its share repurchase program, will also be under scrutiny.
Primerica (PRI) Reports Earnings Tomorrow: What To Expect
Primerica (PRI) is scheduled to report its earnings this Wednesday afternoon. Analysts anticipate a 7.2% year-on-year revenue growth to $846.8 million and adjusted earnings of $5.68 per share, following a satisfactory previous quarter where the company beat revenue and EPS estimates. Investors are looking to see if Primerica's performance will mirror or exceed that of some of its peers in the life insurance segment who have already reported.
Alps Advisors Inc. Invests $20.52 Million in Primerica, Inc. $PRI
Alps Advisors Inc. has acquired a new stake of 73,936 shares in Primerica, Inc. (NYSE:PRI) during the third quarter, valued at approximately $20.52 million. This investment contributes to the overall institutional ownership of Primerica, which stands at around 90.88%. The company's board also authorized a $475 million share buyback program, indicating management's belief that the stock is undervalued, while Wall Street analysts maintain a "Moderate Buy" consensus with an average price target of $300.
Primerica (PRI) Reports Next Week: Wall Street Expects Earnings Growth
Primerica (PRI) is expected to announce a year-over-year increase in earnings and higher revenues for the quarter ended December 2025. The company is predicted to post quarterly earnings of $5.69 per share, a 13.1% increase, with revenues projected to hit $841.45 million, up 6.5%. Primerica's Earnings ESP of +0.25% combined with a Zacks Rank of #2 suggests a high likelihood of beating the consensus EPS estimate.
5,150 Shares in Primerica, Inc. $PRI Bought by Jackson Creek Investment Advisors LLC
Jackson Creek Investment Advisors LLC has acquired a new stake of 5,150 shares in Primerica, Inc. (NYSE:PRI), valued at approximately $1.43 million. This purchase contributes to institutional investors and hedge funds now owning about 90.88% of the company's stock. Primerica also recently announced a $475 million share repurchase program and a quarterly dividend of $1.04, following an earnings report that beat analyst estimates with $6.33 EPS and 8.5% year-over-year revenue growth.
Strs Ohio Has $219,000 Stock Holdings in Primerica, Inc. $PRI
Strs Ohio significantly reduced its stake in Primerica, Inc. by 88% in the third quarter, now holding 788 shares valued at $219,000. Despite this reduction, Primerica reported strong quarterly earnings, beating analyst expectations, and maintains a "Moderate Buy" consensus rating among analysts. Insider selling activity was noted, though the company authorized a significant stock buyback program and pays a quarterly dividend.
Primerica, Inc. (NYSE:PRI) Given Average Rating of "Moderate Buy" by Brokerages
Primerica, Inc. (NYSE:PRI) has received a "Moderate Buy" consensus rating from eight brokerages, with an average 12-month price target of $300.00. The financial services provider recently outperformed earnings expectations, reporting an EPS of $6.33 against an anticipated $5.52, and authorized a $475 million share buyback program. Insider sales amounted to approximately $1.34 million in the last 90 days, while institutional investors hold about 90.9% of the stock.
Will Primerica (PRI) Beat Estimates Again in Its Next Earnings Report?
Primerica (PRI) is expected to beat its next earnings estimate, according to Zacks Equity Research. The company has a history of consistently surpassing earnings estimates, with an average surprise of 10.04% over the last two quarters. With a positive Zacks Earnings ESP of +0.25% and a Zacks Rank #2 (Buy), Primerica is well-positioned for another beat, with the next earnings report anticipated on February 11, 2026.
National Survey: Middle-Income Families Settling Into a New Reality With Ongoing Cost of Living Pressure
A recent Primerica survey indicates that middle-income families are adjusting to a new reality of sustained higher costs rather than expecting economic relief. Around 69% of households delayed major purchases or expenses in 2025, primarily related to cars and home repairs. Many also prioritize paying down debt while misconceptions often deter them from seeking professional financial guidance.
Primerica (NYSE:PRI) Rating Increased to Strong-Buy at Zacks Research
Zacks Research upgraded Primerica (NYSE:PRI) from a "hold" to a "strong-buy" rating. The company recently reported strong Q3 results, beating analyst expectations for both EPS and revenue, and its board authorized a $475 million share repurchase program. Despite some insider selling, institutional investors hold a significant majority of the stock.
Primerica directors Beatriz Perez and Gary Crittenden to step down in May
Primerica (NYSE:PRI) announced that directors Beatriz Perez and Gary Crittenden will step down from the company's board in May 2026, choosing not to stand for reelection. Both directors, who have served for over a decade, stated their decisions are not due to any disagreements with the company or its management. This news follows Primerica's strong third-quarter 2025 earnings and the authorization of a $475 million share repurchase program.
Primerica announces orderly transition of longtime board directors
Primerica (PRI) announced that two long-serving board directors, Beatriz R. Perez and Gary L. Crittenden, will not seek re-election at the company's annual meeting in May 2026. Their departures are voluntary and are not due to any disagreements with management or company operations, ensuring an orderly transition. Analysts currently rate PRI stock as a Buy with a $309.00 price target.
Primerica directors Beatriz Perez and Gary Crittenden to step down in May
Primerica, Inc. announced that directors Beatriz R. Perez and Gary L. Crittenden will not seek re-election at the May 2026 annual meeting, after serving over 11 and 12 years respectively. Both directors stated their decisions are not due to any disagreements with the company. This news follows recent strong financial performance from Primerica, including exceeding Q3 2025 earnings and revenue forecasts, and authorizing a $475 million share repurchase program.
Primerica directors Beatriz Perez and Gary Crittenden to step down in May
Primerica (NYSE: PRI) announced that directors Beatriz R. Perez and Gary L. Crittenden will not seek re-election at the company's annual meeting in May 2026. Both directors, who have served for over 11 and 12 years respectively, stated their decisions are not due to any disagreements with the company. Primerica expressed gratitude for their contributions.
Primerica directors Beatriz Perez and Gary Crittenden to step down in May By Investing.com
Primerica announced that directors Beatriz R. Perez and Gary L. Crittenden will not seek re-election at the May 2026 annual stockholders' meeting, after serving over 11 and 12 years respectively. Both directors stated their decisions were not due to disagreements with the company. This announcement follows Primerica's strong Q3 2025 earnings, a new share repurchase program, and preliminary 2025 results showing significant growth in life insurance coverage.
Primerica directors Beatriz Perez and Gary Crittenden to step down in May By Investing.com
Primerica, Inc. announced that long-serving directors Beatriz R. Perez and Gary L. Crittenden will not seek re-election at the company's annual meeting in May 2026, with their departures not stemming from any disagreements with the company. This news follows Primerica's strong third-quarter 2025 earnings, surpassing expectations with robust EPS and revenue, and the authorization of a $475 million share repurchase program. The company also reported significant life insurance figures for 2025 and plans a virtual leadership gathering.
Primerica Canada Celebrates 40 Years of Supporting Families with Financial Services
Primerica Canada is celebrating its 40th anniversary of providing financial services to middle-income families across Canada. The company achieved a record-breaking year in 2025, growing its licensed sales force to over 11,100 representatives, issuing over C$16.7 billion in term life insurance, and managing record assets of C$27 billion. Primerica Canada was also recognized with an Excellence Awardee by Insurance Business Canada and named one of Canada’s Best Employers by Forbes.
Primerica Schedules Fourth Quarter 2025 Financial Results Webcast
Primerica, Inc. (NYSE: PRI) announced it will host a webcast on Thursday, February 12, 2026, at 10:00 a.m. ET to discuss its financial results for the quarter ended December 31, 2025. A news release detailing the results will be distributed after market close on Wednesday, February 11, 2026, and both the release and webcast will be accessible on the Primerica Investors website. The company, headquartered in Duluth, GA, is a leading provider of financial products and services to middle-income households in North America.
Primerica Reloads Buyback Canon With a Fresh $475M Program
Primerica (PRI) has announced a new $475 million share repurchase program, replacing its previous $300 million authorization which had $94.6 million remaining. This move signals the company's continued confidence and commitment to returning value to shareholders through buybacks.
Ritholtz Wealth Management Purchases 12,382 Shares of Primerica, Inc. $PRI
Ritholtz Wealth Management significantly increased its stake in Primerica, Inc. by 255.5% in the third quarter, adding 12,382 shares to now hold 17,228 shares valued at $4.78 million. Primerica has demonstrated strong financial performance, beating quarterly earnings expectations with an EPS of $6.33 and revenue of $838.9 million, alongside a 31.75% return on equity and a 22.36% net margin. The company also announced a $475 million share repurchase program and a quarterly dividend of $1.04, reflecting confidence in its valuation and future prospects.
184,436 Shares in Primerica, Inc. $PRI Bought by Nordea Investment Management AB
Nordea Investment Management AB recently acquired a significant new stake of 184,436 shares in Primerica, Inc. (NYSE: PRI) valued at approximately $51 million, representing about 0.57% of the company. Primerica's board has also approved a $475 million share buyback program and the company currently pays a quarterly dividend of $1.04. The financial services provider reported strong recent quarterly earnings, beating analyst expectations for both EPS and revenue.
Lobbying Update: $370,000 of PRIMERICA LIFE INSURANCE COMPANY lobbying was just disclosed
PRIMERICA LIFE INSURANCE COMPANY disclosed $370,000 in lobbying expenditures for Q3 2024, covering issues like worker classification, data privacy, retirement security, and climate-related disclosures. The article also details recent insider trading activity for PRI stock, showing more sales than purchases, and provides an overview of institutional investor sentiment and recent analyst ratings and price targets.
7,641 Shares in Primerica, Inc. $PRI Acquired by Moran Wealth Management LLC
Moran Wealth Management LLC recently acquired 7,641 shares of Primerica, Inc. (NYSE:PRI) valued at approximately $2.12 million during the third quarter. This acquisition is part of broader institutional investment activity, with Primerica also reporting strong Q3 earnings, beating analyst estimates with EPS of $6.33 and revenue of $838.9 million. The company announced a $475 million share repurchase plan, and analysts currently maintain a "Hold" rating with a consensus price target of $300.00.
Improved Earnings Required Before Primerica, Inc. (NYSE:PRI) Shares Find Their Feet
Primerica, Inc. (NYSE:PRI) currently has a low price-to-earnings (P/E) ratio of 11.6x, significantly lower than the market average, which suggests investor caution. This low P/E is attributed to the company's historical earnings growth lagging behind most others and future growth forecasts (8.1% annually) falling short of the broader market's anticipated 11% yearly expansion. Investors are apparently not convinced that an improvement in earnings is substantial enough to warrant a higher P/E ratio, hindering share price appreciation.
Primerica, Inc. (NYSE:PRI) Given Average Recommendation of "Hold" by Brokerages
Primerica, Inc. (NYSE:PRI) has received an average "Hold" rating from seven brokerages, with an average 12-month price target of $300.00. The company recently exceeded quarterly earnings and revenue estimates, posted strong financial metrics, and approved a $475 million share buyback program. Insider transactions included sales by the President and a Director, while institutional investors have shown mixed activity.
Primerica to host largest leadership gathering with over 1,000 field leaders
Primerica, Inc. (NYSE:PRI) is set to host its largest virtual senior leadership gathering on January 7-8, bringing together over 1,000 top field leaders. The company exhibits solid financial health, trading at $258.73, with strong operational results including issuing nearly $112 billion in term life insurance in 2025 and generating $3.34 billion in revenue over the last twelve months. Primerica has consistently paid dividends for 16 years, reflecting its commitment to shareholder returns and financial stability.
