Why Are PROG (PRG) Shares Soaring Today
Shares of PROG Holdings (NYSE:PRG) jumped significantly after the company reported strong fourth-quarter profits that beat analyst estimates and issued an optimistic financial outlook for 2026. Despite a slight decline in quarterly revenue, investors focused on the robust earnings per share and the elevated guidance for the upcoming year, signaling management's confidence in future performance. The stock's volatile history was noted, but the current surge highlights how significantly this news impacted market perception, leading to a new 52-week high for PRG.
PROG Holdings, Inc. (NYSE:PRG) Q4 2025 Earnings Call Transcript
PROG Holdings, Inc. reported strong Q4 and full-year 2025 results, exceeding their outlook with adjusted EBITDA of $269 million and non-GAAP diluted EPS of $3.51. The company highlighted growth in its For Technology platform and the acquisition of Purchasing Power, while navigating a challenging retail environment and tightening in its Progressive Leasing business. PROG Holdings provided a 2026 outlook expecting revenues between $3.0 billion and $3.1 billion, adjusted EBITDA of $320 million to $350 million, and non-GAAP EPS between $4.00 and $4.45, emphasizing its multi-product strategy and focus on debt reduction.
Analyst Warns Prog Holdings Faces Liquidity and Earnings Risks from Uncertain Securitization Funding for Purchasing Power
An external analyst has identified significant liquidity and earnings risks for Prog Holdings, Inc. due to its subsidiary, Purchasing Power, relying heavily on uncertain securitization funding. Concerns revolve around the continuation, pricing, and structural terms of $338.6 million in non-recourse securitizations and warehouse facilities beyond their current maturities. Any disruptions could severely impact Prog Holdings' financial stability and operational capacity.
PROG Holdings Reports Lower 2025 Revenue amid Portfolio Reorganization
PROG Holdings reported lower revenues and net earnings in Q4 and full-year 2025 compared to 2024, despite a modest stock gain after the announcement. The decline in core leasing volumes was partially offset by growth in digital and BNPL platforms. Strategic moves in 2025 included the acquisition of Purchasing Power and the divestment of its Vive financial receivables portfolio, and the company issued revenue guidance of $3.02 billion to $3.14 billion for 2026.
PROG Holdings Jumps on Latest Numbers
PROG Holdings Inc. (NYSE:PRG) saw its stock price rise on Wednesday after announcing its financial results for the fourth quarter ended December 31, 2025. Despite a 5.2% decrease in consolidated revenues and lower net earnings compared to the previous year, the company's CEO highlighted disciplined execution and positioning for profitable growth. Adjusted EBITDA from continuing operations for the quarter was $61.5 million, or 10.7% of revenues.
PROG Holdings Jumps on Latest Numbers
PROG Holdings Inc. (NYSE:PRG) saw its stock price increase after reporting its financial results for the fourth quarter ended December 31, 2025. The company announced consolidated revenues of $574.6 million, a decrease from the prior year, and net earnings of $19.9 million. Despite a challenging retail environment, CEO Steve Michaels highlighted disciplined execution and proactive steps taken to protect portfolio performance and position the business for profitable growth.
PROG Holdings, Inc. SEC 10-K Report
PROG Holdings, Inc. has released its 2025 Form 10-K report, detailing financial highlights including total revenues of $2,409.2 million and operating profit of $206.8 million, alongside a decrease in net earnings from continuing operations. The report outlines business highlights such as the significant growth of Four Technologies' BNPL offerings and strategic initiatives like the acquisition of Purchasing Power, while also addressing challenges posed by regulatory, macroeconomic, operational, and cybersecurity risks.
PROG Holdings (PRG) Q4 Earnings Top Estimates
PROG Holdings (PRG) reported Q4 earnings of $0.74 per share, surpassing the Zacks Consensus Estimate of $0.6 per share by 24.37%. Despite beating EPS estimates, the company's Q4 revenues of $574.59 million missed the consensus by 1.72%. The stock currently holds a Zacks Rank #3 (Hold), with future performance likely influenced by management's commentary and industry outlook.
PROG (NYSE:PRG) Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings
PROG Holdings (NYSE:PRG) reported Q4 CY2025 sales of $574.6 million, falling 1.7% below analyst estimates, though non-GAAP profit beat expectations significantly at $0.90 per share. Despite the revenue miss, the company's full-year revenue guidance and upcoming fiscal year EPS guidance surpassed analyst projections. PROG Holdings, which provides alternative payment solutions, showed an encouraging quarter overall, with its stock trading up 3.9% immediately after the results.
PROG Holdings: Q4 Earnings Snapshot
PROG Holdings, Inc. reported a net income of $40.5 million ($1 per share) for its fourth quarter, with adjusted earnings of 74 cents per share. The company's revenue of $574.6 million missed Street forecasts. For the upcoming fiscal first quarter, PROG Holdings projects earnings between 70 and 90 cents per share on revenues of $715 million to $745 million.
PROG Holdings Reports Fourth Quarter 2025 Results
PROG Holdings, Inc. announced its financial results for the fourth quarter ended December 31, 2025, with revenues of $574.6 million and net earnings of $40.5 million. Despite a challenging retail environment, the company emphasized disciplined execution and growth across its multi-product platform, including strong performance from Four Technologies and PROG Marketplace, alongside the strategic acquisition of Purchasing Power. The company also provided a 2026 outlook, forecasting full-year revenues between $3.02 billion and $3.14 billion and non-GAAP diluted EPS between $4.00 and $4.45.
PROG Holdings: Q4 Earnings Snapshot
PROG Holdings, Inc. (PRG) reported a Q4 net income of $40.5 million, or 74 cents per share on an adjusted basis, with revenue coming in at $574.6 million, missing analyst forecasts. For the full year, the company had a profit of $146.8 million and revenue of $2.41 billion. PROG Holdings provided guidance for the upcoming quarter and full year, expecting earnings per share between 70 to 90 cents for Q1 and $4 to $4.45 for the full year.
PROG Holdings earnings on deck after Purchasing Power deal By Investing.com
PROG Holdings is set to report fourth-quarter results, with analysts expecting a sequential decline in earnings and revenue despite a bullish outlook. The company recently completed a $420 million acquisition of Purchasing Power, which is expected to expand its market beyond traditional lease-to-own programs. Investors will be closely watching the integration timeline and early revenue contribution from the acquisition, as well as credit quality trends and management's guidance given seasonal softness and integration costs.
PROG (PRG) Reports Earnings Tomorrow: What To Expect
PROG Holdings (NYSE:PRG) is set to announce its earnings this Wednesday before market hours. Analysts predict a 6.3% year-on-year revenue decline to $584.3 million and adjusted earnings of $0.61 per share, despite the company's consistent history of beating revenue estimates. The specialty finance segment has generally underperformed recently, but PROG's stock is up 4.1% over the last month, heading into earnings with an average analyst price target of $41.
Countdown to PROG Holdings (PRG) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
PROG Holdings (PRG) is expected to report a 25% decline in Q4 earnings per share to $0.60, with revenues forecasted to drop by 6.2% to $584.65 million. Analysts are also projecting a 6.8% year-over-year decline in "Revenues- Lease Revenues and Fees" and a 1.2% decline in "Revenues- Interest and Fees on Loans Receivable". Despite these declines, PRG shares have seen a 2.7% increase over the past month, outperforming the S&P 500's -1.7% change, holding a Zacks Rank #3 (Hold).
$225M payroll-deduction shopping debt gets KBRA ratings
KBRA has assigned preliminary ratings to five classes of notes from Purchasing Power Funding 2026-A, LLC, a $225 million consumer installment receivable ABS transaction. This ABS securitization is backed by retail installment sales contracts originated by Purchasing Power, a company recently acquired by PROG Holdings, Inc. Purchasing Power facilitates employee purchases of goods and services repaid through payroll deductions, and the securitization features credit enhancement mechanisms to reduce risk for investors.
(PRG) as a Liquidity Pulse for Institutional Tactics
This article provides a detailed analysis of Prog Holdings Inc. (NYSE: PRG), highlighting strong sentiment, a mid-channel oscillation pattern, and an exceptional risk-reward short setup. It outlines three distinct institutional trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss zones, and presents a multi-timeframe signal analysis. The piece emphasizes the insights generated by AI models for optimal position sizing and risk management for institutional tactics.
A Look At PROG Holdings (PRG) Valuation After Mixed Recent And Long Term Shareholder Returns
PROG Holdings (PRG) has shown mixed shareholder returns, with recent short-term gains but longer-term declines. Despite this volatility, the company is considered undervalued at its current share price of US$32.49 compared to a narrative-based fair value of US$41.00. This undervaluation is attributed to its accelerating growth and profitability in the Buy Now, Pay Later (BNPL) segment through Four Technologies, though potential risks like softer demand in core leasing and increased BNPL competition exist.
PROG Holdings, Inc. to Release Fourth Quarter 2025 Financial Results on February 18, 2026
PROG Holdings, Inc. (NYSE:PRG) announced it will release its fourth-quarter 2025 financial results on Wednesday, February 18, 2026, before market open. The fintech holding company will also host a live webcast at 8:30 AM ET on the same day to discuss these results. Interested parties can access the webcast via the investor relations section of the PROG Holdings website.
PROG Holdings, Inc. to Release Fourth Quarter 2025 Financial Results on February 18, 2026
PROG Holdings, Inc. (NYSE: PRG) announced it will release its fourth quarter 2025 financial results on Wednesday, February 18, 2026, before the market opens. The fintech holding company will also host a live webcast at 8:30 A.M. ET on the same day to discuss these results. Interested parties can access the webcast through the company's investor relations website.
PROG Holdings, Inc. to Release Fourth Quarter 2025 Financial Results on February 18, 2026
PROG Holdings, Inc. (NYSE:PRG) has announced it will release its financial results for the fourth quarter of 2025 on Wednesday, February 18, 2026, before the market opens. The fintech holding company will also host a live webcast at 8:30 AM ET on the same day to discuss these results. Interested parties can access the webcast through the investor relations section of the PROG Holdings website.
PROG Holdings, Inc. to Release Fourth Quarter 2025 Financial Results on February 18, 2026
PROG Holdings, Inc. (NYSE:PRG) announced it will release its financial results for the fourth quarter of 2025 on Wednesday, February 18, 2026, before market open. The fintech holding company will also host a live webcast at 8:30 A.M. ET on the same day to discuss the results, which can be accessed via their investor relations website. This release provides details for investors and financial professionals regarding the upcoming earnings announcement.
(PRG) Risk Channels and Responsive Allocation
This article analyzes Prog Holdings Inc. (NYSE: PRG) using AI models to provide trading strategies. It highlights a strong risk-reward setup targeting a 15.6% gain against 0.3% risk, driven by positive sentiment. The analysis includes position, momentum breakout, and risk hedging strategies, along with multi-timeframe signal analysis.
(PRG) Movement as an Input in Quant Signal Sets
Prog Holdings Inc. (NYSE: PRG) is showing strong near- and mid-term sentiment which could extend to the long term, according to AI models. The analysis highlights an exceptional risk-reward setup with a target gain of 18.2% versus minimal risk, and provides distinct trading strategies based on different risk profiles and holding periods. These strategies include position trading, momentum breakout, and risk hedging, alongside multi-timeframe signal analysis.
PROG Holdings' (NYSE:PRG) Three-year Earnings Growth Trails the 18% YoY Shareholder Returns
PROG Holdings' (NYSE:PRG) share price return of 61% over three years lags the overall market return, despite a compound earnings per share growth of 32% per year. The average annual share price increase was 17%, suggesting investors have become more cautious, reflected in a P/E ratio of 7.69. While insider purchases are positive, the company's total shareholder return (TSR) over the last three years, including dividends, was 66%, slightly outperforming the share price return.
Prog sells Vive credit card receivables portfolio to Atlanticus for $150M
Prog (PRG) has announced the sale of its Vive Financial credit card receivables portfolio to Atlanticus Holdings Corporation for $150 million. The transaction is expected to close in the first quarter of next year, subject to customary closing conditions. This divestiture allows Prog to streamline its operations and focus on its core business.
PRG: TD Cowen Maintains Buy Rating but Lowers Price Target | PRG Stock News
TD Cowen has maintained a Buy rating for PROG Holdings (PRG) but lowered its price target from $41.00 to $38.00. This adjustment came on January 8, 2026, from analyst Hoang Nguyen. Despite the lowered target, the current average analyst target price for PRG is $40.13, suggesting a potential upside of 30.62% from its current price, with a consensus "Outperform" status from 8 brokerage firms.
Is PROG Holdings (PRG) Share Price Around US$30 Signaling A Mispriced Opportunity?
PROG Holdings (PRG), currently trading around US$30.40, appears to be undervalued based on two valuation approaches: the Excess Returns analysis and the Price vs. Earnings (P/E) ratio. The Excess Returns model suggests a 35.3% discount, indicating an intrinsic value of approximately $46.98 per share, while its P/E ratio is below both industry and peer averages, further implying it might be mispriced. The article encourages investors to explore these valuation methods to determine if the stock presents an opportunity.
PROG Holdings completes $420 million acquisition of Purchasing Power
PROG Holdings, Inc. has finalized its $420 million cash acquisition of Purchasing Power, a provider of voluntary employee benefit programs. This strategic move, announced on December 1, 2025, aims to strengthen PROG Holdings' ability to reach consumers through employer-based channels and expands its payment solutions. The acquisition was funded by cash on hand and debt financing, with Purchasing Power now operating as a wholly-owned subsidiary.
PROG Holdings completes $420m acquisition of Purchasing Power
PROG Holdings, a FinTech holding company, has completed its $420 million acquisition of Purchasing Power, an Atlanta-based employee benefit program. This acquisition aims to expand PROG Holdings' flexible payment solutions by integrating Purchasing Power's offerings and leveraging its employer partnerships. Purchasing Power will operate alongside PROG Holdings' existing brands, including Progressive Leasing, Four Technologies, and Build.
PROG Holdings completes Purchasing Power acquisition and financing
PROG Holdings has successfully completed its acquisition of Purchasing Power, a leading voluntary benefits company. This strategic move is financed through a combination of an upsized revolving credit facility and additional term loans, aiming to enhance PROG Holdings' market position and financial flexibility. The acquisition is expected to create significant value for the company and its shareholders.
PROG Holdings (PRG) closes $420M P-Squared deal and amends credit facility
PROG Holdings has completed its acquisition of P-Squared, LLC for approximately $420 million in cash. To finance this deal, PROG Holdings amended its credit facility by adding a $125 million incremental term loan and utilizing $135 million in revolving borrowings and cash on hand. The acquisition also led to updated credit terms including adjusted interest rates, commitment fees, and a relaxed maximum total net leverage ratio.
PROG Holdings completes $420 million acquisition of Purchasing Power By Investing.com
PROG Holdings, Inc. (NYSE:PRG) has completed its $420 million cash acquisition of Purchasing Power, a voluntary employee benefit programs provider. This acquisition strengthens PROG's reach through employer-based channels and adds to its $1.16 billion market capitalization. InvestingPro analysis suggests PROG is currently undervalued, with management actively buying back shares.
PROG Holdings Completes Purchasing Power Acquisition and Financing
PROG Holdings has finalized its acquisition of Purchasing Power for $420 million, funded by existing cash and new debt. This acquisition expands PROG's employer-based distribution channel and is expected to boost its payment solutions, customer engagement, and long-term growth. Analysts currently rate PROG Holdings stock as a Buy with a $50.00 price target.
Prog Holdings entered into fourth amendment to that certain credit agreement dated Nov 24, 2020 - SEC filing
PROG Holdings, Inc. has announced entry into a fourth amendment to a credit agreement originally dated November 24, 2020. This information was released via an SEC filing on January 2, 2026. The financial technology company continues to navigate its credit facilities as part of its ongoing business operations.
PROG Holdings Completes Purchasing Power Acquisition and Financing
PROG Holdings (PRG) has completed its previously announced $420 million all-cash acquisition of Purchasing Power, an employer-focused voluntary benefit company. This strategic acquisition expands PROG's employer-based distribution channel and is expected to enhance its payment solutions and customer engagement. The deal was financed through a combination of cash on hand and new debt, including a $125 million incremental term loan and drawing on its revolving facility.
PROG Holdings Signs Credit Agreement Amendment With JPMorgan Chase Bank
PROG Holdings (PRG) has signed a Fourth Amendment to its Credit Agreement with JPMorgan Chase Bank, securing a $125 million incremental term loan and adjusting financial terms. The proceeds from this loan, combined with existing revolver borrowings and cash, were used to fund a recent acquisition and related costs. The amendment also revises interest rates, commitment fees, and leverage covenants, and permits new financing facilities, with the term loan maturing on November 15, 2029.
PROG Holdings Closes Purchasing Power Acquisition
PROG Holdings, Inc. has announced the completion of its acquisition of Purchasing Power, a leading voluntary employee benefit program. This strategic move strengthens PROG Holdings' ability to reach consumers through an employer-based channel and expands its transparent payment solutions and financial wellness tools to over 7 million employees. The $420 million all-cash transaction integrates Purchasing Power as a wholly owned subsidiary, leveraging shared capabilities for growth and deepening customer engagement.
PROG Holdings Closes Purchasing Power Acquisition
PROG Holdings, Inc. (NYSE: PRG) has completed its acquisition of Purchasing Power for $420 million in cash. This acquisition is expected to strengthen PROG Holdings' ability to reach consumers through an employer-based channel and expand its transparent and flexible payment solutions by leveraging Purchasing Power's relationships with over 360 employer partners. The combined entity aims to enhance offerings, client relationships, and customer engagement to support long-term growth.
PROG Holdings Closes Purchasing Power Acquisition
PROG Holdings, Inc. has finalized its acquisition of Purchasing Power, a move that expands PROG's reach into employer-based channels for financial access and inclusion. This acquisition, valued at $420 million, integrates Purchasing Power's employee benefit program—which allows product purchases via payroll deductions—into PROG Holdings' ecosystem, aiming to leverage shared capabilities for growth and deepened customer engagement. With Purchasing Power now a wholly owned subsidiary, PROG Holdings plans to expand offerings and strengthen client and customer relationships.
Whittier Daily News: Local News, Sports, Things to Do - PROG Holdings Closes Purchasing Power Acquisition
PROG Holdings, Inc. (NYSE: PRG) announced the completion of its acquisition of Purchasing Power, a company providing voluntary employee benefit programs for product and service purchases through payroll deductions. This acquisition strengthens PROG Holdings' ability to reach consumers via an employer-based channel and expands its transparent payment solutions to over 7 million employees, supported by more than 360 employer partnerships. The $420 million all-cash transaction is expected to enhance offerings, client relationships, and customer engagement for long-term growth.
PROG Holdings Closes Purchasing Power Acquisition
PROG Holdings, Inc. has announced the completion of its acquisition of Purchasing Power for $420 million. This acquisition expands PROG Holdings' reach in providing transparent payment solutions through an employer-based channel, strengthening its ability to offer financial access and inclusion. Purchasing Power, a voluntary employee benefit program, brings over 360 employer partnerships, extending PROG's ecosystem and leveraging shared capabilities for future growth.
Price-Driven Insight from (PRG) for Rule-Based Strategy
This article provides a price-driven insight for Prog Holdings Inc. (NYSE: PRG), highlighting stable neutral readings in shorter horizons which could indicate an easing of a long-term weak bias. It details an exceptional risk-reward setup targeting a 20.3% gain versus 0.3% risk, along with three distinct institutional trading strategies tailored for different risk profiles. The analysis includes multi-timeframe signal analysis and AI-generated signals for PRG.
PROG Holdings (PRG): Valuation Check After Positive New Coverage From B. Riley Securities
B. Riley Securities has initiated coverage on PROG Holdings (PRG) with a positive outlook, suggesting the stock might be undervalued despite a weak year-to-date performance. The article highlights that the company is seen as significantly undervalued compared to analyst targets and intrinsic value, especially with its profitable Buy Now, Pay Later segment. However, it also cautions about soft demand in core leasing and increasing BNPL competition impacting future margins.
3 Reasons PRG is Risky and 1 Stock to Buy Instead
This article examines why PROG Holdings Inc. (PRG) is considered a risky investment, citing flat long-term revenue growth and declining earnings per share. Despite these fundamental weaknesses, the stock trades at what appears to be a cheap valuation. The author suggests looking for better opportunities and recommends high-quality assets like those found in StockStory's "Top 5 Strong Momentum Stocks."
B. Riley Securities Initiates Coverage of PROG Holdings (PRG) with Buy Recommendation
B. Riley Securities has initiated coverage of PROG Holdings (NYSE:PRG) with a Buy recommendation. Analysts project a 29.77% upside with an average one-year price target of $39.49/share, and anticipate annual revenue to increase by 8.57% to $2,722 million. Institutional ownership data shows 583 funds holding positions in the company, with total shares owned by institutions increasing by 1.64% over the last three months.
B. Riley Initiates PROG Holdings at Buy With $50 Price Target
B. Riley has initiated coverage on PROG Holdings (NYSE: PRG) with a "Buy" rating and set a price target of $50. PROG Holdings operates as a fintech holding company offering payment options and inclusive consumer financial products, including lease-to-own solutions, revolving loans, and BNPL services across its Progressive Leasing, Vive, and Four segments. This news follows recent company activities like the acquisition of Purchasing Power, LLC for $420 million, and a quarterly dividend declaration.
B.Riley initiates PROG Holdings stock with Buy rating on fintech growth
B.Riley initiated coverage on PROG Holdings (NYSE:PRG) with a Buy rating and a $50.00 price target, citing the company's diverse fintech portfolio and strong financial performance. The firm expects the acquisition of Purchasing Power to be accretive to earnings and highlighted significant growth in PROG's Buy Now, Pay Later (BNPL) offering through Four Technologies. Despite a negative outlook revision from S&P Global Ratings due to increased leverage from the acquisition, BTIG upgraded PROG Holdings to Neutral, noting potential upside from Four Technologies.
The Technical Signals Behind (PRG) That Institutions Follow
This article examines the technical signals for Prog Holdings Inc. (NYSE: PRG), highlighting strong near and mid-term sentiment, despite a weak long-term outlook. It identifies a mid-channel oscillation pattern and an exceptional 76.9:1 risk-reward setup targeting a 21.7% gain. The piece also details three AI-generated trading strategies—Position, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis for PRG.
PROG Holdings (PRG): Is the Recent Share Price Weakness Creating a Value Opportunity?
PROG Holdings (PRG) has seen a significant stock price decline this year despite consistent revenue and earnings growth, attracting value-oriented investors. The stock is currently trading at a sizable discount to analyst targets, suggesting a potential undervaluation, particularly with the growth in its BNPL segment through Four Technologies. While softer core leasing demand and increased competition could impact future margins, the overall narrative points to a potential buying opportunity.
