PRA Group Inc stock: What you should know now before buying
This article provides an in-depth analysis of PRA Group Inc (PRAA), a company specializing in purchasing and recovering charged-off consumer debt. It details PRA Group's business model, market position, growth strategies, and key risks, particularly for North American investors. The piece emphasizes the company's reliance on economic cycles, regulatory environment, and its global diversification as critical factors for its performance.
Debt Collection Agencies Market to hit USD 41.7 Billion By 2033
The global debt collection agencies market is projected to reach USD 41.7 billion by 2033, growing from USD 33.1 billion in 2025 at a CAGR of 2.90%. This growth is fueled by rising consumer debt, increasing non-performing loans, and businesses outsourcing collections to reduce costs and leverage new technologies like AI. North America currently dominates the market, contributing over 40% of revenue in 2023.
Here's Why It's Best for Investors to Maintain a Balanced Approach Toward PRA Group at This Time
PRA Group, Inc. (PRAA) is positioned for growth due to robust portfolio earnings and improved cash collections, with analysts projecting significant earnings and revenue increases for 2026. However, investors should be mindful of risks such as the company's high debt-to-capital ratio and negative free cash flow in recent years. While PRAA holds a Zacks Rank #3 (Hold), the article also highlights other finance sector stocks with a stronger Zacks Rank #1 (Strong Buy) like Heritage Insurance Holdings (HRTG), The Allstate Corporation (ALL), and Piper Sandler Companies (PIPR).
PRA Group, StepChange Bring Industry Leaders Together to Tackle Financial Inclusion Challenges
PRA Group and StepChange Debt Charity collaborated for the second year to host a policy roundtable at the UK Parliament, focusing on improving financial inclusion and supporting consumers in debt. The event brought together financial sector leaders to discuss accessible and affordable credit options, highlighting ongoing research that shows the complexities of financial recovery and the importance of credit scores for stability. The initiative aims to shape policies that provide support and pathways for individuals to rebuild financially.
Here's Why It's Best for Investors to Maintain a Balanced Approach Toward PRA Group at This Time
PRA Group, Inc. (PRAA) shows potential for growth due to strong portfolio earnings and efficient cash collections in its nonperforming loan recovery business. Despite a slight dip in stock performance, analysts project a significant earnings increase for 2026, driven by operational improvements and strategic investments in its "PRA 3.0" vision. However, a high debt-to-capital ratio and negative free cash flow pose risks, suggesting a balanced investment approach is prudent.
Here's Why Investors Should Stay Neutral on PRA Group for Now
PRA Group (PRAA) is positioned for growth due to strong portfolio income and efficient cash collection, with a Zacks Rank #3 (Hold). The company is expanding its portfolio purchases and implementing operational and technological upgrades, including AI adoption and cost optimization. Despite these strengths, high debt-to-capital ratio and negative free cash flow in recent years present risks.
PRA Group, Inc. (NASDAQ:PRAA) Short Interest Update
PRA Group, Inc. (NASDAQ:PRAA) experienced a 17.1% decrease in short interest in March, bringing the total to 1,228,898 shares, representing 3.3% of shares sold short with a 1.7 days-to-cover ratio. Despite beating quarterly earnings and revenue estimates, the company reported a negative net margin of 25.39%. Analysts currently rate PRAA as a "Hold" with a consensus price target of $25.00.
Vanguard disaggregates holdings; reports 0 shares in PRA Group (NASDAQ: PRAA)
Vanguard has filed an amended Schedule 13G/A, reporting 0 shares beneficially owned in PRA Group Inc (NASDAQ: PRAA), representing 0% of its common stock. This change is due to an internal realignment effective January 12, 2026, where certain Vanguard subsidiaries will now report their holdings separately. The filing confirms that The Vanguard Group no longer has beneficial ownership over these disaggregated securities.
PRAA SEC Filings - Pra Group Inc 10-K, 10-Q, 8-K Forms
This page serves as a comprehensive resource for investors to access Pra Group (PRAA) SEC filings, including annual 10-K reports, quarterly 10-Q earnings, 8-K material event reports, and insider trading forms. It highlights how these documents provide insights into the company's nonperforming loan acquisition and collection business, portfolio investments, and corporate governance. The platform also offers AI-powered summaries of these lengthy documents to help users quickly identify key disclosures.
PRAA SEC Filings - Pra Group Inc 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for investors and traders to access U.S. Securities and Exchange Commission (SEC) filings for PRA Group, Inc. (NASDAQ: PRAA), a company specializing in acquiring and collecting nonperforming loans. It includes direct access to 10-K annual reports, 10-Q quarterly reports, 8-K material event disclosures, and insider trading forms, with updates as soon as they appear on EDGAR. The platform also offers AI-powered summaries of these lengthy documents to help users quickly identify key disclosures regarding portfolio performance, debt obligations, executive compensation, and shareholder voting outcomes.
PRA Group and StepChange Unite Stakeholders in UK Parliament to Strengthen Financial Inclusion
PRA Group and StepChange Debt Charity partnered to host a policy roundtable in the UK Parliament, focusing on financial inclusion and support for individuals experiencing financial difficulty. The event, held just before Debt Awareness Week, brought together various financial sector leaders and policymakers to discuss the UK's financial inclusion strategy, emphasizing improved outcomes for people in debt and access to affordable finance. Research highlighted customers' concerns about credit scores and the need for safe, affordable credit options for those recovering from problem debt.
UK debt debate reaches Parliament as lenders push for safer credit
PRA Group and StepChange Debt Charity convened a policy roundtable at the UK House of Lords to strengthen financial inclusion and access to safe, affordable finance. Hosted by MP Gill Furniss, the event brought together financial sector leaders to discuss credit scoring and support for people in financial difficulty. The initiative aims to inform the UK's Financial Inclusion Strategy and help shape policies that provide pathways for financial rebuilding.
PRA Group, Inc. $PRAA is Topline Capital Management LLC's 5th Largest Position
Topline Capital Management LLC significantly increased its stake in PRA Group, Inc. ($PRAA) by 16.2%, making it their fifth-largest holding. Despite PRA Group beating earnings and revenue estimates in the last quarter, the company still reports a negative net margin and P/E ratio. Analysts are largely cautious on the stock, with an average "Hold" rating and a target price of $25.00.
PRAA Stock News Today | Earnings, Events & Price Alerts
This article provides news and event updates for PRA Group (PRAA), including recent earnings reports and upcoming events. Key headlines highlight the company's strong Q4 2025 earnings, record portfolio purchases, and a significant profit increase, along with details on its "PRA 3.0" strategy for long-term value creation. It also mentions PRA Group's Q3 adjusted earnings per share surpassing estimates.
PRA Group, Inc. (NASDAQ:PRAA) Receives Consensus Rating of "Hold" from Analysts
PRA Group, Inc. (NASDAQ:PRAA) has received a consensus "Hold" rating from analysts, with an average 1-year price target of $25.00. Recent analyst downgrades from Citizens Jmp, Citigroup, and Zacks Research contributed to this rating. The article also details significant institutional investor activity and the company's recent financial performance, including its Q4 earnings beat.
PRA Group (PRAA) CEO receives major stock awards and tax share withholdings
PRA Group Inc. President and CEO Martin Sjolund received 101,928 restricted stock units and 4,973 common shares from the company's long-term incentive plan. To cover tax liabilities related to these awards, a total of 15,278 shares were withheld at $18.15 per share. Following these transactions, Sjolund directly holds 273,358 common shares in PRA Group.
Equity grants for PRA Group (PRAA) General Counsel LaTisha Tarrant
PRA Group Inc.'s General Counsel and CHRO, LaTisha Tarrant, received significant equity grants including restricted stock units and performance-based shares, and had shares withheld for tax obligations as detailed in a recent SEC Form 4 filing. She acquired 30,303 restricted stock units vesting over three years, 1,658 performance-based shares, and a 5,509-unit retention grant vesting over two years. Following these transactions, and after 10,438 shares were withheld for taxes at $18.15 per share, Tarrant directly holds 105,688 PRA Group common shares.
PRA Group (NASDAQ:PRAA) Stock Price Down 5.7% - Here's Why
PRA Group (NASDAQ:PRAA) saw its stock price drop by 5.7% on Wednesday to $17.28 on lower-than-average trading volume. The decline follows recent analyst downgrades to "Hold" despite the company reporting a quarterly earnings and revenue beat. However, PRA Group still has a negative net margin and P/E ratio, indicating mixed financial health.
PRA Group to Announce Third Quarter 2024 Results on November 4
PRA Group, Inc. (Nasdaq: PRAA) announced that it will release its third quarter 2024 financial results after market close on Monday, November 4, 2024. This will be followed by a webcast and conference call at 5 p.m. E.T. The company also anticipates reporting its fourth quarter and full year 2024 results on Monday, February 24, 2025.
PRA Group, Inc. Experiences Revision in Stock Evaluation Amid Market Fluctuations
PRA Group, Inc. has seen significant stock fluctuations, with strong returns over the past week and month, outperforming the S&P 500. However, the company has underperformed the index over three and five years, indicating challenges and volatility. Technical indicators show a mixed outlook, with a bearish weekly MACD but mildly bullish monthly trend.
PRA Group (NASDAQ:PRAA) Trading Up 7.9% - What's Next?
PRA Group (NASDAQ:PRAA) saw its stock jump 7.9% intraday to $18.39 following a significant quarterly earnings beat, reporting $1.46 EPS against an estimate of $0.50, and revenue of $333.4 million compared to $288.9 million. Despite the positive earnings, the company still exhibits a negative net margin and P/E ratio, and analyst sentiment has cooled recently leading to a "Hold" consensus with an average price target of $25.00. Institutional investors hold a substantial 97.22% of the stock.
Short Interest in PRA Group Jumps 61.6%
PRA Group, Inc. (NASDAQ:PRAA) experienced a 61.6% increase in short interest in February, reaching 1,266,499 shares, indicating growing investor skepticism. Analysts suggest that for sustained stock upside, the company needs to improve acquisition execution, collection yields, and margin recovery. This rise in short interest highlights concerns about the company's strategic execution and financial performance.
PRA Group, Inc. 2025 Q4 - Results - Earnings Call Presentation (NASDAQ:PRAA) 2026-03-02
PRA Group, Inc. has published its slide deck for the 2025 Q4 earnings call. The company reported an EPS of $1.46, beating expectations by $0.96, and revenue of $333.39M, surpassing estimates by $44.53M and marking a 13.69% year-over-year increase. This presentation provides detailed insights into their financial performance for the quarter.
Debt buyer PRA Group lifts cash collections to $2.1B but books 2025 loss
PRA Group reported Q4 and full-year 2025 results, demonstrating a 12.8% increase in total cash collections to $2.1 billion and a 16% rise in Adjusted EBITDA to $1.3 billion. Despite these operational gains and $1.2 billion in portfolio purchases, the company posted a net loss of $305.1 million for 2025, primarily due to a $413 million non-cash goodwill impairment charge in Q3 2025. The market reacted positively, with PRAA stock gaining 24.31% on the news, reflecting investor focus on strong adjusted metrics and cash generation.
Short Interest in PRA Group, Inc. (NASDAQ:PRAA) Grows By 61.6%
Short interest in PRA Group, Inc. (NASDAQ:PRAA) increased significantly by 61.6% in February, reaching approximately 1.27 million shares, which represents about 3.3% of its float with a days-to-cover ratio of 2.0. This surge occurred despite the company reporting better-than-expected Q4 earnings, with EPS of $1.46 against an estimated $0.50 and revenue of $333.4 million versus $288.9 million. While the stock saw a 24.3% jump to $15.75 after the positive earnings, analysts maintain a consensus "Hold" rating with an average price target of $25.00, expressing skepticism about sustained recovery and emphasizing the need for improved acquisition execution and collection efficiency.
PRA Group, Inc. (NASDAQ:PRAA) Q4 2025 Earnings Call Transcript
PRA Group, Inc. reported strong Q4 and full-year 2025 results, with record cash collections of $2.1 billion and estimated remaining collections (ERC) reaching $8.6 billion. The company emphasized its strategic evolution into "PRA 3.0," focusing on disciplined capital allocation, modernized operations through technology and data, and a high-performance culture. Key initiatives include increasing purchase price multiples, enhancing collection capabilities with legal and digital channels, leveraging AI, streamlining costs by offshoring call centers and reducing corporate roles, and maintaining a strong capital structure.
PRA Group to Announce Fourth Quarter and Full Year 2025 Results on February 26
PRA Group, Inc. (Nasdaq: PRAA) is scheduled to report its fourth quarter and full-year 2025 financial results on February 26, 2026, after market close. The company will also share its longer-term strategy and outlook during a webcast and conference call held later that day at 5 p.m. E.T. Details for accessing the webcast and conference call, as well as replay information, have been provided for interested investors and the public.
PRA Group Q4 Earnings Beat Estimates on Strong Portfolio Income
PRA Group (PRAA) reported strong Q4 2025 earnings, with EPS of $1.46 significantly beating estimates by 192% and total revenues of $333.4 million surpassing consensus by 9.6%. This strong performance was driven by increased cash collections from the U.S. and Europe and robust portfolio income growth. However, the company faced challenges from elevated operating expenses and a decline in nonperforming loan purchases.
PRA Group Q4 2025: $56.5M Profit Amid $305.1M Annual Loss | PRAA - News and Statistics
PRA Group Inc. (PRAA) announced a net income of $56.5 million, or $1.46 per share, with revenue of $333.4 million for its fourth quarter of 2025. This quarterly profit contrasts sharply with a full-year loss of $305.1 million, or $7.79 per share, on annual revenue of $1.2 billion. The article, originating from the IndexBox Market Intelligence Platform, also outlines report sections that offer detailed market analysis for businesses, covering historical data, forecasts, and strategic insights.
PRA Group: Q4 Earnings Insights
PRA Group (NASDAQ: PRAA) announced strong Q4 earnings, beating estimated EPS by 192.0% with a reported $1.46 versus an estimate of $0.5. Revenue also increased by $40.16 million compared to the previous year. This positive Q4 performance follows a trend of beating EPS estimates in prior quarters, though with varied stock price reactions.
PRA Group: Q4 Earnings Snapshot
PRA Group Inc. reported a net income of $56.5 million, or $1.46 per share, in its fourth quarter, with revenues of $333.4 million. For the full year, the company posted a loss of $305.1 million, or $7.79 per share, on revenues of $1.2 billion. This financial data was generated using information from Zacks Investment Research.
PRA Group Inc earnings beat by $1.15, revenue topped estimates
PRA Group Inc (NASDAQ: PRAA) reported strong fourth-quarter results, beating analyst estimates with an EPS of $1.46 compared to the anticipated $0.31. The company's revenue also exceeded expectations, coming in at $333.39M against a consensus estimate of $296.16M. However, despite the positive earnings, the company's stock has faced significant declines over the past three and twelve months.
PRA Group: Q4 Earnings Snapshot
PRA Group Inc. reported a net income of $56.5 million, or $1.46 per share, on revenue of $333.4 million for its fourth quarter. Despite the positive Q4, the debt collector reported a full-year loss of $305.1 million, or $7.79 per share, on annual revenue of $1.2 billion. This financial snapshot was generated using data from Zacks Investment Research.
PRA Group, Inc. Hits New 52-Week Low at $10.25
PRA Group, Inc. (NASDAQ: PRAA) has reached a new 52-week low of $10.25, marking a 47.48% decline in stock performance over the past year. Despite a significant 278.9% increase in profits, the company struggles with growth, showing only modest increases in net sales and operating profit. With a market capitalization of $421 million and a P/E ratio of 5.00, the stock's underperformance against market benchmarks raises concerns about its future.
Can Increased Cash Recoveries Drive PRA Group's Fourth Quarter Profits?
PRA Group, a company specializing in acquiring nonperforming loan portfolios, is set to announce its Q4 2025 earnings. Analysts forecast a 6.4% increase in earnings and 3.7% rise in revenue year-over-year, driven by improved cash collections and portfolio income. However, the company's Earnings ESP and Zacks Rank suggest a lower probability of surpassing earnings expectations this quarter.
Can Higher Cash Collections Boost PRA Group's Q4 Earnings?
PRA Group (PRAA) is expected to report its Q4 2025 earnings, with consensus estimates at 50 cents per share and $304.18 million in revenue, suggesting year-over-year growth. The company's cash collections and portfolio income are anticipated to have improved, contributing to this growth. However, increased operating expenses could offset some gains, making an earnings beat uncertain despite positive revenue and EPS growth expectations for the quarter and year.
Can Higher Cash Collections Boost PRA Group's Q4 Earnings?
PRA Group (PRAA) is expected to report its Q4 2025 earnings on February 26, 2026, with analysts projecting a 6.4% year-over-year earnings growth and a 3.7% revenue increase, driven by improved cash collections and portfolio income. Despite these positive indicators, an earnings beat is not conclusively predicted due to escalating operating expenses. Other financial companies like Capital One, Blue Owl Capital, and Ares Capital have already reported mixed Q4 results.
PRA Group to Present at the Raymond James 47th Annual Institutional Investors Conference on Tuesday, March 3
PRA Group, Inc. announced that its management is scheduled to present at the Raymond James 47th Annual Institutional Investor Conference on Tuesday, March 3, 2026, at 2:15 p.m. Eastern time. A webcast and slides of the presentation will be available on PRA's investor relations website. The company is a global leader in acquiring and collecting nonperforming loan portfolios.
PRA Group Inc expected to post earnings of 26 cents a share - Earnings Preview
PRA Group Inc (PRAA) is projected to report earnings of 26 cents per share. This information is provided as an earnings preview by Reuters and Refinitiv. The article is a brief financial news update.
PRA Group to Announce Fourth Quarter and Full Year 2025 Results on February 26
PRA Group, Inc. (Nasdaq: PRAA) will release its fourth quarter and full year 2025 financial results on Thursday, February 26, 2026, after market close. This announcement will be followed by a webcast and conference call at 5 p.m. E.T. The company will also use this opportunity to discuss its longer-term strategy and outlook.
PRA Group to Announce Fourth Quarter and Full Year 2025 Results on February 26
PRA Group, Inc. (Nasdaq: PRAA) announced it will report its fourth quarter and full year 2025 financial results on Thursday, February 26, 2026, after market close. The company will also share its longer-term strategy and outlook during a webcast and conference call held at 5 p.m. E.T. Investors and interested parties can access the webcast and call details via the company's investor relations website.
PRA Group to Announce Fourth Quarter and Full Year 2025 Results on February 26
PRA Group, Inc. (Nasdaq: PRAA) will report its fourth quarter and full year 2025 financial results and discuss its longer-term strategy on Thursday, February 26, 2026, after market close. The announcement will be followed by a webcast and conference call at 5 p.m. E.T. Investors can access the webcast and presentation slides through the company's investor relations website, or join the call by phone.
PRA Group to Announce Fourth Quarter and Full Year 2025 Results on February 26
PRA Group, Inc. (Nasdaq: PRAA), a leader in acquiring and collecting nonperforming loan portfolios, will announce its fourth quarter and full year 2025 financial results after market close on Thursday, February 26, 2026. This will be followed by a webcast and conference call at 5 p.m. E.T., where the company will also discuss its longer-term strategy. Interested parties can access the webcast and replay details via the company's investor relations website or by phone.
PRA Group Announces Opening of Uptown Charlotte Office
PRA Group, Inc. (NASDAQ: PRAA), a global leader in acquiring and collecting nonperforming loans, is opening a new office in Uptown Charlotte, North Carolina, in early February 2026. This expansion into one of the fastest-growing financial markets aims to leverage Charlotte's strong financial services talent base and will serve as another talent hub alongside its global headquarters and other international locations. The company emphasizes that this strategic move will enable cross-functional teams to collaborate and support its 30 years as a leader in the nonperforming loan industry.
PRA Group Announces Amendment and Extension of North American an
PRA Group, Inc. announced the amendment and extension of its North American and UK Credit Agreements, totaling $2.3 billion, for an additional five years until October 2029. The terms and interest margins on these credit facilities remain unchanged. This move provides the company with continued financial flexibility to support its business transformation and future growth, leveraging cash generation, capital access, and a strong portfolio supply environment.
PRA Group, Inc. (NASDAQ:PRAA) Receives Average Recommendation of "Hold" from Analysts
PRA Group, Inc. (NASDAQ:PRAA) has received a consensus "Hold" rating from analysts, with an average 12-month price target of $25.00. The stock recently opened at $10.86, trading below its moving averages, and institutional ownership remains high at 97.22% despite some recent downgrades from research firms. Several hedge funds have increased their holdings in the company.
PRA Group downgraded to hold-equivalent at Citizens
PRA Group has been downgraded to a hold-equivalent rating by Citizens. This indicates a neutral outlook on the stock's future performance. Additional details regarding the reasons for the downgrade were not provided in this brief snippet.
PRA Group (PRAA) to Release Quarterly Earnings on Wednesday
PRA Group (NASDAQ:PRAA) is scheduled to announce its Q4 2025 earnings before market open on Wednesday, February 18th, with analysts expecting $0.50 per share. The company will host an earnings call on February 20th at 4:00 PM ET. PRAA shares opened at $11.35, with an average analyst rating of "Hold" and a price target of $25.00, while institutional investors own a significant portion of the stock.
PRA Group (PRAA) Price Target Increased by 14.71% to 26.52
The average one-year price target for PRA Group (PRAA) has been increased by 14.71% to $26.52 per share, up from $23.12. This new target is an average of analyst estimates and represents a significant increase of 121.18% from the last closing price of $11.99. Institutional ownership data shows a slight decrease in the number of funds holding PRAA, though some major holders like T. Rowe Price and Topline Capital Management either maintained or increased their positions.
PRA Group (NASDAQ:PRAA) Sets New 1-Year Low - What's Next?
PRA Group (NASDAQ:PRAA) shares recently fell to a new 52-week low of $11.75, declining by about 6.8%. This drop comes after several analyst downgrades, despite a recent EPS beat but a significant revenue miss in its latest earnings report. The company currently holds a consensus "Hold" rating from analysts with an average price target of $25.00, and institutional investors own approximately 97% of the stock.
