PFIS Should I Buy
This article analyzes Peoples Financial Services Corp (PFIS) and concludes that it is not a strong buy opportunity for beginner, long-term investors despite impressive financial performance and bullish technical indicators. The recommendation is to hold, citing a lack of significant positive catalysts, neutral trading sentiment, and the absence of recent AI or SwingMax signals. Stephens recently increased the price target to $56 from $50 while maintaining an 'Equal Weight' rating.
Peoples Financial Services Names Champi President Amid Transitions
Peoples Financial Services Corp. has named Gerard A. Champi as president of both the company and Peoples Security Bank and Trust Company, effective April 3, 2026. He will now hold both CEO and president roles following the retirement of Thomas P. Tulaney. Concurrently, director Elisa Zúñiga Ramirez will not seek re-election, leading to a reduction in the size of the boards.
Peoples Financial Services Names Champi President Amid Transitions
Peoples Financial Services appointed Gerard A. Champi as president, effective April 3, 2026, consolidating his CEO role and president roles following Thomas P. Tulaney's retirement. Tulaney's retirement package was enhanced, and he will serve as a paid consultant. Additionally, director Elisa Zúñiga Ramirez will not seek re-election, leading to a reduction in board sizes for both Peoples and Peoples Bank.
Champi to lead Peoples Financial (NASDAQ: PFIS) as president and CEO
Peoples Financial Services Corp. (PFIS) has appointed Gerard A. Champi as President, effective April 3, 2026, in addition to his current role as CEO. This follows the retirement of Thomas P. Tulaney, who will receive accelerated stock vesting, retain a company vehicle, and provide advisory services for a monthly fee. Additionally, director Elisa Zúñiga Ramirez will not seek re-election, leading to a reduction in the size of both Peoples' and Peoples Bank's boards.
PFIS Stock News Today | Earnings, Events & Price Alerts
This page provides a consolidated view of recent news and events for Peoples Financial Services (PFIS) stock. It highlights strong financial results reported in Q3 2025 and Q2 2025, detailing EPS, net interest margin, and tangible book value per share. The company also announced several dividends and completed a private placement of subordinated notes.
The Technical Signals Behind (PFIS) That Institutions Follow
This article analyzes Peoples Financial Services Corp. (PFIS) using AI-generated signals, identifying neutral near and mid-term readings but a strong long-term positive bias. It highlights an exceptional 28.1:1 risk-reward setup targeting an 8.0% gain versus a 0.3% risk. The analysis also provides specific institutional trading strategies including position, momentum breakout, and risk hedging strategies with detailed entry, target, and stop-loss levels.
Vanguard Group (PFIS) reports 0 shares after internal realignment
The Vanguard Group has filed an amended Schedule 13G/A report indicating it beneficially owns 0 shares (0%) of Peoples Financial Services Corp (PFIS) common stock. This change is due to an internal realignment within Vanguard, where certain subsidiaries and business divisions now report beneficial ownership separately, as described in SEC Release No. 34-39538. Ashley Grim, Head of Global Fund Administration, signed the filing, confirming Vanguard Group, Inc. no longer holds beneficial ownership of these securities.
Peoples Financial Services (NASDAQ:PFIS) Stock Price Crosses Above Fifty Day Moving Average - Here's Why
Peoples Financial Services (NASDAQ:PFIS) stock briefly traded above its 50-day moving average, reaching $53.64 before closing at $52.76, despite analysts generally having a "Hold" rating. The company reported EPS of $1.36, missing estimates but showing strong margins, and recently increased its quarterly dividend to $0.625, yielding 4.7%. Institutional investors have adjusted their holdings, with several hedge funds increasing their stakes in the financial services provider.
Precision Trading with Peoples Financial Services Corp. (PFIS) Risk Zones
This article analyzes Peoples Financial Services Corp. (PFIS), highlighting a weak near and mid-term sentiment that could challenge its long-term positive outlook. It identifies a significant short setup with an exceptional risk-reward ratio and provides three distinct AI-generated trading strategies—Position, Momentum Breakout, and Risk Hedging—tailored to different risk profiles. The analysis also includes multi-timeframe signal analysis with support and resistance levels for various horizons.
PFIS SEC Filings - Peoples Finl Svcs Corp 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for Peoples Financial Services Corp. (PFIS) SEC filings, including annual 10-K reports, quarterly 10-Q earnings, 8-K material events, and insider trading forms. It details how investors can review the company's regulatory disclosures and financial condition, with AI-powered summaries available for key documents. Recent filings highlight insider transactions, investor presentations, and strong Q2 2025 financial results for PFIS.
PFIS PE Ratio & Valuation, Is PFIS Overvalued
This article analyzes the valuation of Peoples Financial Services Corp (PFIS), determining that it is currently in the "Fair zone" with a forward P/E ratio of 7.79, close to its five-year average. The fair price is estimated between $37.56 and $80.83 using relative valuation. While its P/B ratio is slightly higher than historical averages, its P/S ratio is above the industry average, which is deemed unsustainable given its revenue growth.
Peoples Financial unveils March 2026 strategic investor update
Peoples Financial Services Corp. (PFIS) announced its fourth-quarter 2025 net income of $12.0 million, or $1.19 per diluted share, highlighting solid financial metrics despite a pre-tax loss on securities sales. The company has posted a March 2026 investor presentation to its website, aiming for increased transparency after its merger with FNCB. Analysts have a "Hold" rating on PFIS stock with a $56.00 price target.
PFIS Reports 96% Surge in Earnings, Yet Shares Fall 6% This Month
Peoples Financial Services (PFIS) announced strong results for Q4 2025, reporting a 96.7% surge in earnings per share to $1.20 and net income to $11.98 million. Despite this impressive performance and strategic benefits from its merger with FNCB, the company's shares have fallen 6.11% this month, though they saw a slight weekly gain. CEO Gerard A. Champi highlighted increased asset growth and strong asset quality, expressing optimism about future synergies.
Short Interest in Peoples Financial Services Corp. (NASDAQ:PFIS) Expands By 22.4%
Short interest in Peoples Financial Services Corp. (NASDAQ:PFIS) saw a significant increase of 22.4% in February, reaching 132,487 shares, representing 1.4% of the stock. This rise suggests growing bearish sentiment, as reflected by a days-to-cover ratio of 5.7 days. Despite mixed analyst ratings, with an average "Hold" and target price of $53.00, the company raised its quarterly dividend to $0.625, indicating a shareholder-friendly income profile.
Peoples Financial Services posts Q4 2025 net income $12.0M, loans $4.03B and $3.0B liquidity
Peoples Financial Services (PFIS) announced a Q4 2025 net income of $12.0 million, or $1.19 diluted EPS, with a return on average assets (ROAA) of 0.92% and return on average tangible common equity (ROATCE) of 11.5%. The company reported total loans of $4.03 billion and strong liquidity of $3.0 billion, including $770 million in cash and securities. These results highlight continued profitability and lending scale, alongside stable funding with total deposits of $4.43 billion.
Peoples Financial Services 10-K: Revenue $259.7M, EPS $5.88
Peoples Financial Services (PFIS) reported strong financial results in its latest 10-K filing, with total interest income of $259.7 million and diluted EPS of $5.88. The company's net income significantly increased to $59.187 million, recovering from $8.498 million in the prior year, driven by higher net interest income and controlled noninterest expenses. Management projects modest revenue acceleration and margin recovery through channel mix shifts, SKU rationalization, and ongoing cost initiatives.
Peoples Financial (PFIS) EVP exercises 246 RSUs, 83 shares withheld for tax
Mary Griffin Cummings, EVP and General Counsel of Peoples Financial Services Corp. (PFIS), exercised 246 Restricted Stock Units (RSUs) into common stock on March 11, 2026. The transaction resulted in a net increase of 163 common shares after 83 shares were withheld for tax obligations at $51.80 per share. Following these transactions, Cummings directly holds 6,840 shares of common stock, and also has 477 RSUs outstanding with future vesting schedules.
Peoples Financial (NASDAQ: PFIS) EVP gains shares via RSU vesting
Peoples Financial Services Corp. EVP and Chief Accounting Officer Stephanie A. Westington received 60 net shares of common stock after the vesting of 90 restricted stock units (RSUs) on March 11, 2026. A total of 30 shares were withheld to cover tax obligations at a price of $51.80 per share. Following these transactions, Westington directly holds 3,352 shares, with further RSU vestings scheduled for March 2027 and March 2028.
Peoples Financial (PFIS) EVP converts RSUs, uses 164 shares for taxes
Peoples Financial Services Corp. EVP/Chief Information Officer Susan L. Hubble exercised 279 restricted stock units (RSUs) on March 11, 2026, converting them into common stock. She also disposed of 164 common shares to cover tax obligations at a price of $51.80 per share. Following these transactions, Hubble's holdings include 2,010 direct common shares, 2,625 indirect common shares through an IRA, and 540 remaining RSUs.
Peoples Financial (PFIS) EVP vests 274 RSUs, uses 236 shares for taxes
Jeffrey A. Drobins, EVP/Chief Lending Officer at Peoples Financial Services Corp. (PFIS), vested 274 restricted stock units (RSUs) into common stock on March 11, 2026. A total of 236 shares were subsequently disposed of at $51.80 per share to cover tax obligations. Following these transactions, Drobins directly holds 5,236.582 common shares and retains 11,763 RSUs with future vesting schedules.
Peoples Financial (PFIS) SVP exercises 323 RSUs, 233 shares withheld for tax
Peoples Financial Services Corp. Senior Executive Neal D. Koplin exercised 323 restricted stock units (RSUs), which converted into an equal number of common shares. To cover tax obligations, 233 shares were withheld at $51.80 per share, resulting in a net increase of 90 shares in his direct holdings. After these transactions, Koplin directly holds 10,711.211 common shares and has 627 RSUs remaining to vest in 2027 and 2028.
Peoples Financial (PFIS) EVP exercises 281 RSUs; 168 shares withheld for taxes
Timothy Kirtley, EVP and Chief Risk Officer of Peoples Financial Services Corp. (PFIS), exercised 281 restricted stock units (RSUs) into common stock on March 11, 2026. To cover tax obligations, 168 common shares were withheld at $51.80 per share. Following these transactions, Kirtley directly holds 6,600 common shares and indirectly holds 240 shares, with an additional 3,332 RSUs still outstanding.
Peoples Financial (PFIS) EVP Amy Vieney reports RSU vesting and tax share withholding
Peoples Financial Services Corp. (PFIS) EVP Amy Vieney reported the vesting of 95 restricted stock units (RSUs) into common stock on March 11, 2026. Concurrently, 66 common shares were withheld at $51.80 each to cover tax obligations, resulting in her direct ownership of common shares increasing to 824.058 before withholding and then decreasing to 758.058 after. This transaction is considered a routine equity compensation event rather than a discretionary sale.
Peoples Financial (PFIS) CEO gains 689 shares as RSUs vest
Peoples Financial Services Corp. CEO Gerard A. Champi acquired 689 shares of common stock on March 11, 2026, as restricted stock units (RSUs) vested. This transaction represents the first installment of a previous RSU grant, converting on a one-for-one basis. After this vesting, Champi directly holds 20,436 shares of common stock and has 1,335 outstanding restricted stock units remaining to vest.
PFIS SEC Filings - Peoples Finl Svcs Corp 10-K, 10-Q, 8-K Forms
This page provides access to Peoples Financial Services Corp. (PFIS) SEC filings, including 10-K, 10-Q, and 8-K forms, offering investors official regulatory documents. It details how PFIS reports commercial banking activities and financial conditions, with updates aligned to EDGAR and AI-powered summaries for key insights. Recent filings include a strong Q2 2025 earnings report, insider stock transactions by James Bone and Richard Lochen Jr., an 8-K material event, and a Form D for an exempt offering, along with general company information and stock data.
PFIS (NASDAQ: PFIS) EVP reports stock grant and tax share withholding
Peoples Financial Services Corp. EVP and Chief Human Resources Officer, Amy Vieney, reported a stock grant of 706 shares and the disposition of 238 shares at $53.60 each for tax withholding. Following these transactions, Vieney directly holds 729.058 common shares, including time-based restricted stock, and 277 restricted stock units which will vest in three equal annual installments starting March 11, 2026. This information was detailed in a recent SEC Form 4 filing.
[Form 4] PEOPLES FINANCIAL SERVICES CORP. Insider Trading Activity
This article details the insider trading activity of Thomas P. Tulaney, President of PEOPLES FINANCIAL SERVICES CORP. (PFIS), as reported in a Form 4 SEC filing. Mr. Tulaney received 2,818 shares of common stock as an award and disposed of 1,121 shares to cover tax obligations. Following these transactions, his direct and indirect holdings, including restricted stock units and IRA shares, are disclosed.
Peoples Financial (PFIS) EVP reports stock grant and tax share withholding
Peoples Financial Services Corp. (PFIS) EVP and Chief Information Officer, Susan L. Hubble, reported equity transactions including a stock grant and tax-related share withholding. An IRA associated with Hubble acquired 2,059 common shares at $0.00 and disposed of 695 shares at $53.60 to cover tax liabilities. Following these transactions, Hubble holds both indirect and direct common shares, including restricted stock and restricted stock units set to vest in installments.
PFIS SEC Filings - Peoples Finl Svcs Corp 10-K, 10-Q, 8-K Forms
This page provides access to Peoples Financial Services Corp. (PFIS) SEC filings, including annual reports (10-K), quarterly earnings (10-Q), material event reports (8-K), and insider trading forms. It highlights recent filings detailing insider stock purchases by directors Louis A. DeNaples and Richard S. Lochen Jr., an investor presentation for Q2 2025, and the company's Q2 2025 financial results. The platform uses AI to summarize these documents, offering insights into PFIS's financial condition, capital actions, and governance.
Trading the Move, Not the Narrative: (PFIS) Edition
This article analyzes Peoples Financial Services Corp. (NASDAQ: PFIS) using AI models to provide trading strategies for different risk profiles. It highlights weak near-term sentiment contrasting with long-term strength, noting resistance testing and potential support. The analysis also details specific entry/exit zones, targets, and stop losses for long, breakout, and short strategies based on multi-timeframe signal analysis.
Peoples Financial Services Corp. (NASDAQ:PFIS) to Issue Dividend Increase - $0.63 Per Share
Peoples Financial Services Corp. (NASDAQ:PFIS) has announced a quarterly dividend increase to $0.625 per share, representing a 1.2% increase from the previous $0.62, and annualizing to a 4.6% yield. The company has consistently raised its dividend for the past eight years and maintains a sustainable payout ratio of 39.4%. Despite missing Q4 EPS estimates, the company reported stronger-than-expected revenue and its stock is currently trading at a PE ratio of approximately 6.0.
Peoples Financial Services (PFIS) Price Target Increased by 15.00% to 58.65
The average one-year price target for Peoples Financial Services (PFIS) has been increased by 15% to $58.65 per share from $51.00. This new target represents a 7.05% increase from the latest closing price of $54.79. Institutional ownership data shows a decrease in the number of funds holding PFIS but an increase in average portfolio weight dedicated to the stock.
PFIS Stock Price Target Raised to $56 by Stephens & Co.: Key Ins
Stephens & Co. analyst Matt Breese has raised the price target for Peoples Financial Services (PFIS) to $56 from $50, representing a 12% increase. Despite this adjustment, the "Equal-Weight" rating was maintained. This revised target reflects a positive outlook, although current analyst consensus suggests a slight downside from the stock's current price, while GuruFocus estimates indicate potential upside.
Stephens raises Peoples Financial Services stock price target to $56
Stephens has increased its price target for Peoples Financial Services Corp. (NASDAQ:PFIS) to $56 from $50, maintaining an "Equal Weight" rating. This adjustment follows mixed fourth-quarter 2025 earnings, which saw an EPS miss due to lower pre-provision net revenue and higher expenses, despite positive net interest margin and balance sheet growth. Stephens expects improved EPS in 2026 and 2027 and the bank recently raised its quarterly dividend and completed a bond portfolio repositioning.
Peoples Financial Services (NASDAQ:PFIS) Share Price Passes Above 50-Day Moving Average - Here's Why
Peoples Financial Services (NASDAQ:PFIS) shares have surpassed their 50-day moving average, trading as high as $56.13, following a dividend increase to $0.625 per share, resulting in a 4.5% yield. Despite missing Q4 EPS estimates, the company reported stronger-than-expected revenue and maintains a "Hold" consensus rating from analysts with a $50 target price. Institutional investors have notably increased their holdings in the financial services provider.
Key Dates Approach for Peoples Financial Services Shareholders
Peoples Financial Services Corp (Penseco Services) shareholders are awaiting key dates, including a dividend record date on February 27, 2026, and payment on March 13, 2026. The company operates in a challenging regional banking environment with fluctuating interest rates and competition for deposits. Investors are also looking forward to the release of quarterly financial results in April 2026 to assess the bank's financial health, particularly its net interest income and balance sheet strength.
Peoples Financial Services' (NASDAQ:PFIS) Shareholders Will Receive A Bigger Dividend Than Last Year
Peoples Financial Services (NASDAQ:PFIS) is increasing its dividend to $0.625, resulting in a 4.5% yield. The company has a strong track record of dividend payments, with a sustainable payout ratio of 42% and projected future earnings growth of 30.2%. This makes PFIS an attractive income stock due to its well-covered and growing dividends.
Peoples Financial Services Corporation president and bank director retiring
Thomas Tulaney, president of Peoples Financial Services Corp. (PFIS) and bank director, will retire on April 3, 2026. He has over 40 years of banking experience and will continue to serve as a senior adviser after his retirement. PFIS CEO Gerard Champi is expected to assume the additional role of president, pending committee review.
PEOPLES FINANCIAL SERVICES CORP. Declares Increased First Quarter 2026 Dividend
Peoples Financial Services Corp. (NASDAQ: PFIS) announced an increased first-quarter cash dividend of $0.6250 per share, a 1.2% increase from the previous quarter. The dividend is payable on March 13, 2026, to shareholders of record as of February 27, 2026. The company also included important safe harbor forward-looking statements regarding potential factors that could affect its financial or operating results.
Thomas Tulaney to Retire as President of Peoples Financial Services Corp. and Peoples Security Bank
Thomas P. Tulaney announced his retirement as President of Peoples Financial Services Corp. (NASDAQ: PFIS) and Peoples Security Bank, effective April 3, 2026. He will continue as a Senior Advisor to assist with leadership transition and strategic assistance. Gerard A. Champi, current CEO, is expected to assume the role of President following Tulaney's retirement.
After 40 years in banking, Peoples Financial leader shifts to advisor
Peoples Financial Services Corp. announced the retirement of Thomas P. Tulaney as President of PFIS and President and Director of Peoples Security Bank and Trust Company, effective April 3, 2026. Tulaney, with over 40 years of banking experience, will transition to a Senior Advisor role to assist with leadership transition and maintain customer relationships. CEO Gerard A. Champi is expected to assume the President role following Tulaney's retirement, which caused a positive 3.40% market reaction for PFIS on the day the news was published.
Peoples Financial Services: Fourth Quarter Earnings Overview
Peoples Financial Services Corp., headquartered in Moosic, Pennsylvania, announced a net profit of $12 million for the fourth quarter, with earnings of $1.19 per share and adjusted earnings of $1.36 per share. The company, parent of Peoples Security Bank and Trust, reported total revenue of $72.7 million for the quarter and net revenue of $49 million after interest expenses, exceeding analyst expectations. For the full year, Peoples Financial Services Corp. achieved a total profit of $59.2 million ($5.88 per share) and annual revenue of $189.9 million.
Peoples Financial Services president to retire in April
Peoples Financial Services Corp. announced that Thomas P. Tulaney will retire as President of the company and Peoples Security Bank and Trust Company on April 3, 2026. Tulaney, with over 40 years of banking experience, will continue as a Senior Advisor. Gerard A. Champi, the current CEO, is expected to assume the additional role of President.
Peoples Financial Services (PFIS) Net Interest Margin Strength Reinforces Bullish Earnings Narrative
Peoples Financial Services (PFIS) reported strong Q4 2025 results with US$45.8 million revenue and US$1.20 EPS, driven by improved net interest margin and a significant year-over-year earnings jump. Despite a strong recent performance and attractive valuation (P/E of 8.8x, 4.74% dividend yield), the company faces skepticism due to a five-year average earnings decline and past quarterly losses, creating tension between bullish and bearish investor perspectives.
Peoples Financial Services: Fourth Quarter Earnings Overview
Peoples Financial Services Corp. reported a net profit of $12 million for the fourth quarter, with adjusted earnings of $1.36 per share, exceeding analyst expectations. The parent company of Peoples Security Bank and Trust achieved $49 million in net revenue after interest expenses. For the full year, the company posted a total profit of $59.2 million and $189.9 million in revenue.
Peoples Financial Services increases quarterly dividend by 1.2%
Peoples Financial Services Corp. (NASDAQ:PFIS) has announced a 1.2% increase in its quarterly cash dividend to $0.6250 per share, payable on March 13, 2026. This marks the ninth consecutive year the company has raised its dividend, with a current yield of 4.82%. The announcement follows a recent bond portfolio repositioning, which involved selling $78.6 million in U.S. Treasury bonds and realizing an after-tax loss of approximately $1.85 million in Q4 2025.
Peoples Financial raises quarterly payout, $0.625 a share due March 13
Peoples Financial Services Corp. (NASDAQ: PFIS) has declared a first-quarter 2026 cash dividend of $0.6250 per share, marking a 1.2% increase from the previous quarter. The dividend is payable on March 13, 2026, to shareholders of record as of February 27, 2026. Peoples Financial Services Corp. is the bank holding company for Peoples Security Bank and Trust Company, operating 40 community banking offices across Pennsylvania, New Jersey, and New York.
Peoples Financial Services Corp. Announces Retirement of President Thomas P. Tulaney
Peoples Financial Services Corp. (NASDAQ: PFIS) announced that its President, Thomas P. Tulaney, will retire on April 3, 2026. Tulaney, who has over 40 years of banking experience, will continue in a Senior Advisor role to assist with leadership transition and strategic initiatives. Gerard A. Champi, the current CEO, is expected to assume the role of President upon Tulaney's retirement.
PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Fourth Quarter and Full Year 2025 Earnings
Peoples Financial Services Corp. reported unaudited financial results for the fourth quarter and full year ended December 31, 2025. The company's net income for the year increased significantly to $59.2 million, or $5.88 per diluted share, primarily due to the full-year impact of the merger with FNCB Bancorp, Inc. and a lower provision for credit losses. Despite a strategic $2.2 million pre-tax loss from the sale of available-for-sale securities in Q4, core earnings demonstrated strong momentum.
Peoples Financial Services (NASDAQ:PFIS) Sees Large Volume Increase - Time to Buy?
Peoples Financial Services (NASDAQ:PFIS) saw a significant 16% increase in trading volume on Friday, trading 20,902 shares at approximately $50.76. Despite this, analysts have a consensus "Hold" rating with a $50.00 price target, following recent downgrades. The company reported strong quarterly earnings, beating expectations with EPS of $4.71 and revenue of $65.9 million, and currently trades at a low P/E of 6.04.
