LSV Asset Management Has $334,000 Stock Position in Preferred Bank $PFBC
LSV Asset Management significantly reduced its stake in Preferred Bank (NASDAQ:PFBC) by 93.1% during the third quarter, while other institutional investors like EverSource Wealth Advisors LLC and NewEdge Advisors LLC increased their holdings. Preferred Bank reported strong financial results with $2.79 EPS, beating estimates, and declared an annual dividend of $3.20. Analysts have a "Moderate Buy" consensus rating for PFBC, with several firms adjusting their price targets.
Denali Advisors LLC Invests $3.09 Million in Preferred Bank $PFBC
Denali Advisors LLC recently established a new position in Preferred Bank (NASDAQ:PFBC), purchasing 34,200 shares valued at approximately $3.09 million. This investment comes as other institutional investors have also adjusted their holdings in the bank, bringing total institutional ownership to 72.77%. Preferred Bank has shown strong financial performance, beating quarterly earnings expectations with an EPS of $2.79 and revenue of $78.07 million, alongside a healthy dividend payout.
(PFBC) as a Liquidity Pulse for Institutional Tactics
This article analyzes Preferred Bank (NASDAQ: PFBC) using AI models to provide insights for institutional trading strategies. It identifies a neutral near and mid-term outlook with a long-term positive bias, highlighting an exceptional 25.3:1 risk-reward setup. The analysis offers specific strategies for position trading, momentum breakout, and risk hedging, along with multi-timeframe signal analysis.
A Look At Preferred Bank (PFBC) Valuation After Earnings Beat And Rising Institutional Ownership
Preferred Bank (PFBC) is attracting attention after an earnings beat and increased institutional ownership, including a larger position from the New York State Common Retirement Fund. Despite recent share price declines, the bank has provided strong 1-year and 5-year returns. Valued at 15% undervalued with a fair value of $107, its future growth is tied to expansion into new high-growth markets and continued demographic growth in its core client segment, though concentrated exposure to California commercial lending poses a risk.
A Look At Preferred Bank (PFBC) Valuation After Earnings Beat And Rising Institutional Ownership
Preferred Bank (PFBC) has garnered attention due to an earnings beat and increased institutional ownership, including a larger position from the New York State Common Retirement Fund. Despite recent share price declines, long-term returns have been strong. The bank is considered undervalued with an estimated fair value of $107, driven by growth assumptions like expansion into new markets and sustained demand from its core Asian-American client segment, though concentrated exposure to California lending and slower digital adoption pose risks.
(PFBC) Risk Channels and Responsive Allocation
This article analyzes Preferred Bank (NASDAQ: PFBC) based on AI models, identifying a positive near-term sentiment within a long-term strength context despite a mid-term weak bias. It highlights a significant 25.9:1 risk-reward setup targeting a 7.6% gain against 0.3% risk. The analysis provides specific institutional trading strategies across different risk profiles, including position trading, momentum breakout, and risk hedging, along with multi-timeframe signal insights.
Why Preferred Bank (PFBC) Is Down 9.1% After Mixed Signals In A Strong Q4 Earnings Beat
Preferred Bank (PFBC) reported strong Q4 2025 earnings with increased net interest income and net income year-over-year, yet its stock fell 9.1%. This decline is attributed to management flagging elevated deposit costs due to intense competition and a significant classified loan downgrade. Investors are shifting their focus from earnings growth to concerns about funding costs and credit quality, suggesting that the bank's future performance hinges on managing these risks.
Why Preferred Bank (PFBC) Is Down 9.1% After Mixed Signals In A Strong Q4 Earnings Beat
Preferred Bank (PFBC) saw its shares drop by 9.1% despite reporting strong Q4 2025 earnings, including increased net interest income and net income. The market reacted negatively to management's concerns about elevated deposit costs due to intense competition and a classified loan downgrade, highlighting investor focus on funding and credit risk. This suggests that while profitability is good, the bank faces challenges in managing deposit costs and maintaining asset quality, which could impact its future performance.
Preferred Bank's Q4 Earnings Call: Our Top 5 Analyst Questions
Preferred Bank (PFBC) experienced a negative market reaction to its Q4 earnings despite meeting revenue and non-GAAP profit expectations, primarily due to rising deposit costs and increased criticized assets. Management addressed these concerns, projecting a slow decline in deposit costs and affirming confidence in current reserve coverage. The article highlights key analyst questions concerning deposit costs, CD repricing, deposit pricing strategy, noninterest expense growth, and reserve adequacy, noting these as critical areas for future monitoring.
Preferred Bank’s Q4 Earnings Call: Our Top 5 Analyst Questions
Preferred Bank (PFBC) experienced a negative market reaction to its Q4 2025 earnings despite meeting revenue and non-GAAP profit expectations, primarily due to rising deposit costs and an increase in criticized assets. Management attributed margin pressures to federal rate cuts and acknowledged investor concerns regarding credit quality. Analysts focused on deposit cost outlook, CD repricing, competitive deposit pricing, noninterest expense growth, and reserve adequacy during the earnings call.
Preferred Bank price target lowered to $93 from $105 at Stephens
Stephens analyst Andrew Terrell has lowered the price target for Preferred Bank (PFBC) to $93 from $105, while maintaining an Equal Weight rating on the shares. The analyst cited challenges in identifying a significant valuation catalyst and potential headwinds from criticized loans as reasons for the revised target, as noted in a post-earnings report.
Stephens lowers Preferred Bank stock price target on criticized loans
Stephens has lowered its price target on Preferred Bank (NASDAQ:PFBC) to $93.00 from $105.00, while maintaining an Equal Weight rating. This adjustment comes despite the bank exceeding EPS estimates, largely due to a significant increase in criticized loans from $151.0 million to $248.5 million. The firm noted that the bank's explanation regarding the workout process for these loans was "relatively unclear," creating a potential headwind for the stock.
Preferred Bank price target lowered to $111 from $121 at Piper Sandler
Piper Sandler has reduced its price target for Preferred Bank (PFBC) to $111 from $121, while maintaining an Overweight rating on the shares. This adjustment reflects lower 2026 and 2027 EPS estimates, now $10.40 and $10.60 respectively, down from previous projections of $10.53 and $10.72. The change primarily stems from a revised, lower outlook on the bank's net interest income and net interest margin.
A Look At Preferred Bank’s (PFBC) Valuation After Its Mixed Q4 2025 Earnings Release
Preferred Bank (PFBC) experienced a share price decline following its Q4 2025 earnings, despite solid revenue and loan growth, due to a softer net interest margin, higher costs, and rising criticized loan balances. The article suggests that while recent momentum has faded, the stock, currently trading below analyst targets and an indicated intrinsic discount of $107, may present a buying opportunity. Preferred Bank's expansion into new markets and focus on the Asian-American community are highlighted as key drivers for future growth, positioning it as potentially undervalued.
Preferred Bank (PFBC) Net Interest Margin Holds Near 3.8% Reinforcing Bullish Efficiency Narrative
Preferred Bank (PFBC) reported strong Q4 FY 2025 results with revenue of US$73.8 million and EPS of US$2.85, maintaining a net interest margin near 3.8% and a cost-to-income ratio around 31%. While loan balances grew, non-performing loans showed some variability, creating a mixed credit signal. The bank's efficiency and profitability support a bullish outlook, though its P/E ratio of 7.6x and slower forecast growth rate compared to the market suggest a potential valuation discount.
Preferred Bank (NASDAQ:PFBC) Q4 2025 Earnings Call Transcript
Preferred Bank (NASDAQ:PFBC) reported strong Q4 2025 earnings, with EPS of $2.79, beating expectations. CEO Li Yu highlighted a profitable year and robust loan and deposit growth despite declining net interest margin due to federal rate cuts and high deposit costs. The bank is addressing an increase in criticized assets, including a large loan relationship, with management optimistic about resolving these issues within two quarters while anticipating continued growth in 2026.
Preferred Bank (NASDAQ:PFBC) Surprises With Q4 CY2025 Sales
Preferred Bank (NASDAQ:PFBC) reported stronger-than-expected revenue for Q4 CY2025, reaching $78.07 million, a 7.2% year-on-year increase and beating analyst estimates. While GAAP profit per share was in line, the bank's tangible book value per share also slightly exceeded expectations. Despite this positive revenue surprise, other key metrics like net interest income and EPS were generally in line with forecasts, indicating a solid but not groundbreaking quarter for the commercial bank.
Preferred Bank Net Income Rises In Q4
Preferred Bank (PFBC) reported a significant increase in net income for the fourth quarter, reaching $34.8 million, up from the previous year. This translated to $2.79 net income per share, exceeding analyst expectations, primarily due to an $8.1 million occupancy charge. The bank also saw its revenue climb to $78.1 million, with its stock trading up 2.00 percent in pre-market hours.
Why Preferred Bank (PFBC) Shares Are Falling Today
Preferred Bank (NASDAQ:PFBC) shares fell after the company reported mixed fourth-quarter results, despite a revenue beat. Investors focused on the miss in net interest margin at 3.7% and a worse-than-expected efficiency ratio of 31.2%, indicating profitability and operational efficiency concerns. Although earnings per share met expectations, these underlying metrics drove the negative market reaction.
Why Preferred Bank (PFBC) shares are falling today
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Preferred Bank Reports Modest Quarterly Gains as Margin Contracts, Loan Growth Continues
Preferred Bank (NASDAQ: PFBC) announced modest Q4 and full-year 2025 financial results, marked by continued loan and deposit growth but encountering pressure on net interest margins due to easing market interest rates. While annual profitability slightly increased and the bank expanded its balance sheet, the quarterly net income dipped and there was an uptick in non-accrual loans and criticized assets, signaling mixed signals for asset quality. The bank's CEO expressed optimism for 2026 with stable policies and customer momentum.
Preferred Bank (NASDAQ:PFBC) Reports Mixed Q4 2025 Results: Revenue Beat Overshadowed by EPS Miss
Preferred Bank (NASDAQ:PFBC) reported mixed financial results for Q4 2025, with revenue exceeding analyst estimates by 8.8% but diluted EPS missing expectations by $0.05 per share. This led to a negative market reaction, with shares down approximately 4.6% in pre-market trading. The bank's net income saw a sequential decline due to increased provision for credit losses and decreased net interest income, but a year-over-year improvement largely due to a prior-year accounting correction.
PREFERRED BANK LOS ANGELES ($PFBC) Q4 2025 Earnings Results
PREFERRED BANK LOS ANGELES ($PFBC) reported its Q4 2025 earnings, with an EPS of $2.79, missing estimates by $0.05, but revenue of $78,070,000 exceeded estimates by over $6 million. The article also details recent hedge fund activity, showing notable increases and decreases in institutional holdings, and analyst ratings with a median price target of $111.5 from two analysts.
Preferred Bank Reports Fourth Quarter Results
Preferred Bank reported net income of $34.8 million for Q4 2025, or $2.79 per diluted share, marking a slight decrease from the prior quarter but an increase year-over-year. The bank achieved strong annual profitability at $133.6 million, or $10.41 per share, driven by loan and deposit growth and effective management of interest expense despite declining market rates. Asset quality saw an increase in criticized assets due to a large relationship being downgraded, though the bank maintains confidence in its loan portfolio's underlying value.
Preferred Bank (NASDAQ:PFBC) Surprises With Q4 CY2025 Sales
Preferred Bank (NASDAQ:PFBC) reported stronger-than-expected revenue for Q4 CY2025, reaching $78.07 million, a 7.2% year-on-year increase. While GAAP EPS met analyst estimates at $2.79 per share, net interest income and net interest margin slightly missed projections. The bank also showed impressive growth in tangible book value per share, beating analyst estimates and growing 12% year-on-year.
Preferred Bank Reports Fourth Quarter Results
Preferred Bank reported net income of $34.8 million, or $2.79 per diluted share, for the fourth quarter of 2025, which reflects a decrease from the prior quarter but an increase year-over-year. The bank achieved an annual net income of $133.6 million, or $10.41 per share, for the full year 2025. Key highlights include a return on average assets of 1.82%, a 3.1% increase in total loans, and a 1.9% increase in total deposits for the quarter.
Preferred Bank: Q4 Earnings Snapshot
Preferred Bank (PFBC) reported stronger-than-expected fourth-quarter profits, with earnings of $34.8 million, or $2.79 per share, surpassing analyst estimates of $2.78 per share. The Los Angeles-based bank also exceeded revenue forecasts, posting $132.7 million in revenue and $78.1 million in revenue net of interest expense for the quarter. For the full year, the company's profit reached $133.6 million, or $10.41 per share, on revenue of $290.3 million.
Preferred Bank Q4 2025 Earnings: Forecast, Analyst Estimates & Peer Comparison | PFBC - News and Statistics
Preferred Bank (NASDAQ:PFBC) is preparing to report its Q4 2025 earnings, with analysts projecting a 2.3% year-over-year revenue increase to $74.5 million and adjusted earnings of $2.79 per share. Despite beating revenue expectations last quarter, the company has missed Wall Street estimates three times in the past two years. Preferred Bank's shares are currently trading below the average analyst price target, and its recent stock performance lags behind some regional bank peers.
What Should You Anticipate From Preferred Bank’s (PFBC) Fourth Quarter Earnings
Preferred Bank (PFBC) is set to release its fourth-quarter earnings, with analysts projecting a 2.3% year-over-year revenue increase to $74.5 million and adjusted earnings per share of $2.79. The bank previously surpassed revenue expectations in the third quarter but has missed revenue forecasts three times in the last two years. Regional peers have shown stronger revenue growth, and Preferred Bank's stock has seen a 3% decline recently, despite an average analyst price target of $109.25.
A Look At Preferred Bank (PFBC) Valuation As Earnings, Dividend And Institutional Interest Shape Sentiment
Preferred Bank (PFBC) is currently in focus due to its upcoming quarterly earnings report, a recently disclosed annual dividend, and increasing institutional ownership, despite a somewhat cautious analyst sentiment. Trading at $96.74, the stock has shown strong longer-term momentum but a softer 30-day return. Simply Wall St's analysis suggests the bank is 9.6% undervalued, with a fair value of $107, driven by modest growth expectations and a relatively low assumed earnings multiple.
A Look At Preferred Bank (PFBC) Valuation As Earnings, Dividend And Institutional Interest Shape Sentiment
Preferred Bank (PFBC) is currently valued at $96.74 per share, trading below its fair value of $107, indicating it is undervalued by 9.6%. The company is preparing for its quarterly earnings report and recently announced its annual dividend, with increasing institutional ownership. While the stock has shown strong long-term momentum, its short-term performance has been softer ahead of these events.
Preferred Bank (PFBC) earnings expected to grow: What to know ahead of next week's release
This article discusses the anticipation of Preferred Bank's (PFBC) upcoming earnings report, expected to show growth in both earnings per share and revenue. Investors will be keen to see if the bank can surpass these expectations and provide a positive outlook for future growth. The report will likely detail key financial metrics beyond EPS and revenue, offering insights into the bank's operational health and market position.
Preferred Bank (PFBC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Preferred Bank (PFBC) is anticipated to report a year-over-year increase in earnings and revenues for the quarter ended December 2025, with results expected on January 22. The Zacks Consensus Estimate projects earnings of $2.78 per share, a 23.6% increase, and revenues of $76.3 million, up 4.8%. However, despite a positive Zacks Rank of #2, the Earnings ESP of -1.53% suggests analysts have recently become more bearish, making an earnings beat less conclusive for this upcoming report.
Preferred Bank (PFBC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Preferred Bank (PFBC) is anticipated to report a year-over-year increase in earnings and higher revenues for the quarter ended December 2025, with expectations for earnings per share to grow by 23.6% to $2.78 and revenues to rise by 4.8% to $76.3 million. While the Zacks Earnings ESP suggests a slight bearish sentiment among analysts, the stock currently holds a Zacks Rank of #2 (Buy). Investors are advised to consider the Zacks Earnings ESP and Rank, along with other factors, ahead of the earnings release scheduled for January 22nd.
Preferred Bank (NASDAQ:PFBC) Shares Cross Above 200-Day Moving Average - Here's Why
Preferred Bank (NASDAQ:PFBC) shares recently crossed above their 200-day moving average, trading as high as $96.64. The bank reported strong quarterly earnings, beating estimates with an EPS of $2.84, a 16.91% ROE, and declared an annual dividend of $3.20 per share. Analysts hold a "Hold" consensus rating with an average target price of $104.67, though Piper Sandler raised its target to $119.
Preferred Bank (PFBC) Expected to Announce Quarterly Earnings on Thursday
Preferred Bank (PFBC) is set to release its Q4 2025 earnings before market open on Thursday, January 22nd. Analysts forecast earnings of $2.78 per share and revenue of $74.54 million. The bank previously reported $2.84 EPS, beating estimates, and a $3.20 annual dividend has been declared, payable January 20th to shareholders of record on January 6th.
Liquidity Mapping Around (PFBC) Price Events
This article analyzes Preferred Bank (NASDAQ: PFBC) using AI models, identifying a positive near-term sentiment within a long-term bullish context, despite a mid-term weak bias. It details three institutional trading strategies—Position, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels. The analysis highlights an exceptional 21.3:1 risk-reward setup targeting a 6.3% gain against a 0.3% risk.
How Investors Are Reacting To Preferred Bank (PFBC) Dividend Payout And Rising Institutional Ownership
Preferred Bank (PFBC) is seeing increased institutional investment, notably from Cwm LLC, coinciding with its recent dividend payout of US$3.20 per share, paid on January 20, 2026. The bank's fourth-quarter and full-year 2025 results are due on January 22, 2026, with an outlook for $320.4 million revenue and $126.6 million earnings by 2028. This growing professional interest in PFBC's income profile is being assessed for its influence on the bank's investment narrative, with a focus on its focused California lending, cost discipline, and dividend strategy, amid risks of deposit competition impacting net interest margins.
Preferred Bank Announces 2025 Fourth Quarter Earnings Release and Conference Call
Preferred Bank (NASDAQ: PFBC) announced its plans to release fourth-quarter 2025 financial results before market open on Thursday, January 22, 2026. The bank's management will host a conference call and webcast on the same day at 2:00 p.m. ET to discuss the results, business highlights, and outlook. A replay of the call will be available afterward.
Preferred Bank Announces 2025 Fourth Quarter Earnings Release and Conference Call
Preferred Bank (NASDAQ: PFBC) has announced its plans to release financial results for the fourth quarter ended December 31, 2025, before market open on Thursday, January 22, 2026. Management will host a conference call at 2:00 p.m. Eastern (11:00 a.m. Pacific) on the same day to discuss the results, business highlights, and outlook, with a live webcast and replay available on the bank's website.
Have Insiders Sold Preferred Bank Shares Recently?
Preferred Bank (NASDAQ:PFBC) has seen recent insider selling, with Chairman Li Yu selling US$899k worth of shares and independent director Chih-Wei Wu selling US$1.2m of shares at a price below the current market value. Despite insiders owning 8.1% of the company, the overall trend indicates more insider selling than buying over the last year and quarter, leading to a cautious outlook from Simply Wall St.
Have Preferred Bank Insiders Been Selling Stock?
Preferred Bank (NASDAQ:PFBC) insiders have been selling more stock than they have been buying over the last year, with Chairman Li Yu recently selling US$899k worth of shares. The biggest insider sale was by Independent Director Chih-Wei Wu for US$1.2m, at a price below the current valuation. Despite insiders owning about 8.1% of the company, the consistent selling suggests caution for potential investors.
Have Preferred Bank Insiders Been Selling Stock?
Preferred Bank's Chairman, Li Yu, recently sold a significant amount of shares, though he remains heavily invested. Over the past year, insider selling has outpaced buying, with the largest sale by an Independent Director occurring below the current share price. While insiders retain a notable ownership stake of 8.1%, the overall trend of insider selling suggests caution for potential investors.
Why (PFBC) Price Action Is Critical for Tactical Trading
This article analyzes Preferred Bank (NASDAQ: PFBC) stock, highlighting a weak near-term sentiment but strong long-term outlook, with support currently being tested. It presents an exceptional 22.6:1 risk-reward setup targeting a 6.4% gain against a 0.3% risk. The analysis includes three AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—tailored for different risk profiles and holding periods.
Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year
Preferred Bank (NASDAQ:PFBC) is increasing its dividend to $0.80 per share, a 6.7% increase from the previous year, resulting in an annual payment of 3.0% of its current stock price. The bank has a strong track record of dividend payments, with a low payout ratio of 30% and forecasted EPS growth of 12.1% over the next three years, suggesting continued dividend growth potential. Based on its consistent earnings coverage and historical growth, Preferred Bank is viewed as a solid income stock.
Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year
Preferred Bank (NASDAQ:PFBC) is increasing its dividend to $0.80, a 6.7% increase from last year, taking the annual payment to 3.0% of the current stock price. The bank has a solid track record of dividend payments with a 30% payout ratio and strong earnings growth, suggesting the dividend is sustainable and likely to continue growing. Investors who have held shares will be pleased with the consistent dividend income and growth.
Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year
Preferred Bank (NASDAQ:PFBC) is set to increase its dividend to $0.80 on January 20th, a 6.7% raise from last year, bringing its annual payment to 3.0% of its current stock price. The bank has a solid track record of dividend payments with a 20% compound annual growth rate over the last decade and maintains a healthy payout ratio of 30%, which is projected to remain stable at 29% over the next three years as EPS expands by 12.1%. This consistent growth and low payout ratio suggest that Preferred Bank is a strong income stock with potential for continued dividend increases.
Preferred Bank To Go Ex-Dividend On January 6th, 2026 With 0.8 USD Dividend Per Share
Preferred Bank (PFBC.US) is scheduled to go ex-dividend on January 6th, 2026, with a cash dividend of $0.80 per share. Shareholders of record on this date will receive the dividend payment on January 20th, 2026. The article also provides a brief explanation of cash and stock dividends.
Preferred Bank $PFBC Shares Sold by Squarepoint Ops LLC
Squarepoint Ops LLC significantly reduced its stake in Preferred Bank (NASDAQ:PFBC) during Q2, selling 10,918 shares. Despite this, Preferred Bank reported strong Q3 earnings, exceeding analyst expectations, and announced an annual dividend of $3.20. The company currently holds a "Moderate Buy" consensus rating with an average target price of $104.67.
Will Preferred Bank’s Higher Dividend Payout Shape PFBC’s Balance Sheet and Shareholder Return Narrative?
Preferred Bank (PFBC) recently increased its annual cash dividend to $3.20 per share, a 6.7% uplift, signaling management's confidence in the bank's financial health and its commitment to shareholder returns. This dividend increase reinforces the bank's investment narrative around consistent shareholder returns, though its short-term focus remains on sustaining asset quality and net interest margin. Analysts project $320.4 million revenue and $126.6 million earnings by 2028 for Preferred Bank, with a fair value of $107.00, representing a 7% upside.
