Old Second Bancorp, Inc. Financial Disclosures & Filings
This page provides access to Old Second Bancorp, Inc.'s financial disclosures and regulatory filings, including annual general meeting records, earnings reports, and merger & acquisition announcements. Investors can find detailed documents like call transcripts, earnings releases, and quarterly/annual reports from 2021 through 2026 to support their investment decisions. The information is organized by year and event type, offering insights into the company's performance, strategy, and key financial metrics.
Old Second Bancorp (OSBC) EVP Pilmer updates stock and RSU holdings
Donald Pilmer, EVP of Old Second Bancorp (OSBC), reported updated holdings including 39,498 Restricted Stock Units and 48,054 shares of common stock. These updates primarily reflect routine benefit-plan allocations rather than open-market trades. His indirect holdings also encompass shares within a spouse's IRA, a 401(k) plan, and an employee profit-sharing plan.
Old Second Bancorp (NASDAQ: OSBC) vice chair reports updated share and RSU holdings
Old Second Bancorp (NASDAQ: OSBC) vice chairman Gary S. Collins recently filed an update revealing his share and Restricted Stock Unit (RSU) holdings. The filing details that 37 common shares were allocated to his 401(k) during the second quarter, bringing his indirect 401(k) position to 7,095 shares. Additionally, Collins holds 30,136 common shares directly, 58,136.085 common shares indirectly through IRAs, and 37,312 restricted stock units as of June 30, 2026.
Old Second Bancorp (OSBC) CFO reports routine plan share allocation
Old Second Bancorp's CFO and COO, Bradley S. Adams, reported a routine allocation of 34 shares within the company's Salary & Savings Plan, as detailed in a recent Form 4 filing. This transaction, coded "J," reflects a plan-related acquisition or disposition and is not an open-market trade. After this activity, Adams holds 84,980 Restricted Stock Units, 160,401 direct common stock shares (including joint holdings with spouse), and 10,193 indirect shares via a 401-k plan.
Form 4 Old Second Bancorp Inc For: 2 July By Investing.com
This article reports on a Form 4 filing for Old Second Bancorp Inc. on July 2nd. It does not provide specific details about the filing but references the financial disclosure. The article was published on Investing.com.
Old Second Bancorp stock hits 52-week high at 23.59 USD
Old Second Bancorp Inc. (OSBC) stock recently achieved a new 52-week high of $23.59, marking a 29% total return over the past year. Despite reporting Q1 2026 EPS of $0.48, falling short of analysts' expectations, the company exceeded revenue forecasts with $93.77 million. Recent corporate developments include the election of new Class I directors and the resignation of Dennis Klaeser from the Board of Directors.
Old Second Bancorp (NASDAQ: OSBC) sets Q2 2026 results release and earnings call
Old Second Bancorp, Inc. (NASDAQ: OSBC) announced its Q2 2026 financial results will be released after market close on July 22, 2026. The company will then host an earnings conference call on July 23, 2026, at 10:00 a.m. Eastern Time. Investors can access the live webcast or replay through the company's investor relations website, with the replay available for up to one year.
Old Second Bancorp, Inc. Actuals & Estimates (NASDAQ:OSBC)
This article provides an overview of Old Second Bancorp, Inc. (NASDAQ: OSBC) financial actuals and analyst estimates. It covers historical stock performance, current market capitalization, future earnings and revenue forecasts, dividend information, and technical analysis ratings, noting the stock's recent growth and upcoming earnings report on July 22, 2026.
Old Second Bancorp, Inc. announces an Equity Buyback for $61.2 million worth of its shares.
Old Second Bancorp, Inc. has announced a share repurchase program, authorizing the buyback of up to $61.2 million worth of its common stock. This program is set to be valid until June 30, 2027. The announcement was made on June 25, 2026.
Old Second Bancorp Inc stock hits 52-week high at 22.68 USD
Old Second Bancorp Inc (OSBC) has reached a new 52-week high of $22.68, currently trading at $22.74 with a market cap of $1.16 billion. InvestingPro analysis suggests the stock is undervalued, with analysts revising earnings estimates upwards, reflecting strong investor confidence and performance over the past year. This milestone follows mixed first-quarter 2026 financial results and recent corporate governance updates, including director elections and a board resignation.
Old Second Bancorp (OSBC) Stock Could Be 4.8% Undervalued After Board Resignation
Old Second Bancorp (OSBC) is currently seen as 4.8% undervalued, with a fair value of $23.20 against a current price of $22.08, following a director's resignation. The bank's recent acquisition is performing well, driving increased profitability. However, its concentration in Illinois and exposure to commercial real estate present potential risks, and its P/E ratio is higher than industry averages, suggesting investors are already factoring in some growth.
Old Second Bancorp Stock - long-term growth story and business model
This article focuses on Old Second Bancorp (OSBC), a regional financial holding company in the greater Chicago area, from a long-term business model perspective. It describes how the bank primarily generates revenue through net interest income from loans, supplemented by fee income from services like treasury and wealth management. The bank's strategy centers on community-focused lending, disciplined credit standards, and potential acquisitions, all while managing interest rate risks and maintaining strong capital ratios.
Old Second Bancorp Inc (OSBC) Earnings Forecast: Future EPS & Revenue Growth Estimates
Old Second Bancorp Inc (OSBC) has an earnings forecast score of 8.00, placing it 59th out of 399 in the Banking Services industry. Analysts have a "Buy" rating for OSBC with an average price target of $22.50. The company's expected revenue for the next quarter is $94.89 million, and the expected EPS is $0.55.
Old Second Bancorp (OSBC) Stock Could Be 5.1% Undervalued After Recent Board Change
Old Second Bancorp (OSBC) is currently trading at $22.01, appearing 5.1% undervalued compared to an analyst target of $23.20, following a recent board member resignation. The company has shown strong share price performance and revenue growth, partly due to the successful Evergreen Bank acquisition. Despite positive valuation narratives, risks related to its Illinois concentration and commercial real estate exposure could challenge this outlook.
30-year Chicago banker Michael Graf to head Old Second's middle market unit
Old Second National Bank (NASDAQ:OSBC) has appointed Michael Graf as Senior Managing Director and Head of Middle Market Banking. Graf brings over 30 years of experience serving middle market clients in the Chicago area, including senior roles at First Midwest Bank/Old National Bank and LaSalle Bank. This move aims to strengthen the bank's middle market franchise, a sector critical for loan growth, fee income, and risk exposure, according to AI-generated analysis.
Old Second Bancorp Insiders Sell US$4.0m Of Stock, Possibly Signalling Caution
Insiders at Old Second Bancorp have sold US$4.0 million worth of stock over the last year, which could signal caution among the company's directors and executives. While sales should be viewed in the context of purchases, the significant volume of selling warrants attention. Investors often consider insider selling as a potential indicator of future stock performance.
Graf Joins Old Second National Bank
Old Second National Bank has appointed Michael Graf as Senior Managing Director and Head of Middle Market Banking. Graf brings over 30 years of experience serving middle market clients in the Chicago area, having previously held leadership roles at First Midwest Bank/Old National Bank and LaSalle Bank. He holds degrees from Marquette University and Loyola University Chicago and is actively involved in professional and civic organizations.
Graf Joins Old Second National Bank
Old Second National Bank has announced the appointment of Michael Graf as Senior Managing Director and Head of Middle Market Banking. Graf brings over 30 years of experience serving middle market clients in the Chicago area, having previously held leadership roles at First Midwest Bank/Old National Bank and LaSalle Bank. He holds degrees from Marquette and Loyola Universities and is actively involved in professional and civic organizations.
Old Second Bancorp Inc stock hits 52-week high at 22.49 USD
Old Second Bancorp Inc. (OSBC) stock recently achieved a 52-week high of $22.49, reflecting strong investor confidence with a 1-year total return of 31.87%. Despite these gains, InvestingPro analysis indicates the stock may still be undervalued, with three analysts recently raising their earnings estimates. The company also announced its Q1 2026 earnings, reporting $0.48 EPS against an expected $0.51, but exceeded revenue projections with $93.77 million.
Old Second Bancorp stock (US6802771031): Regional bank updates and earnings backdrop in focus
This article analyzes Old Second Bancorp (OSBC), highlighting its core business model as a regional bank focused on the Chicago metropolitan area. It examines the bank's revenue drivers, including net interest income and fee-based services, and discusses the importance of managing deposit costs, credit quality, and interest rate risk amidst a higher-rate environment and increased scrutiny of regional banks. The piece also details the competitive landscape and sensitivity to regional economic trends, offering insights for both US and German investors.
Old Second (NASDAQ: OSBC) director Dennis Klaeser steps down from board
Old Second Bancorp, Inc. (NASDAQ: OSBC) announced that director Dennis Klaeser has resigned from the boards of both Old Second Bancorp, Inc. and Old Second National Bank, effective immediately. His resignation is not due to any disagreement with the company, and he expressed honor in serving during the company's growth over the past five years. Old Second does not plan to immediately fill the vacancy, opting to reduce the board size by one member.
Old Second Bancorp director Dennis Klaeser resigns from board
Dennis Klaeser has resigned from the Board of Directors of Old Second Bancorp Inc. (NASDAQ:OSBC) and its subsidiary, Old Second National Bank, effective immediately. Klaeser, who served on the board since 2021, stated his honor in serving the company as it grew. Old Second Bancorp will not immediately fill the vacancy, reducing its board size by one member.
Old Second Bancorp stock (US6802771031): Q1 earnings context and current Nasdaq pricing
Old Second Bancorp (OSBC) shares continue to trade on Nasdaq, with the stock closing at $21.32 on May 29, 2026. The Illinois-based regional bank reported Q1 2026 earnings per share of $0.49, falling slightly below the analyst consensus of $0.52. Investors are awaiting the next earnings update, provisionally estimated for July 22, 2026, to assess credit quality, loan growth, and margin dynamics amidst U.S. regional bank trends and interest rate expectations.
Old Second Bancorp (OSBC) vice chair sells 5,120 IRA-held shares at $21.12
Old Second Bancorp (OSBC) Vice Chairman Gary S. Collins reported an indirect sale of 5,120 common shares held in an IRA account at a price of $21.12 per share, totaling $108,134. Following this transaction, Collins' indirect IRA holdings in OSBC common stock decreased to 58,136.085 shares. He also holds additional common shares directly and through a 401-K plan, along with Restricted Stock Units.
Reflecting On Regional Banks Stocks’ Q1 Earnings: Old Second Bancorp (NASDAQ:OSBC)
This article reviews the Q1 earnings performance of Old Second Bancorp (NASDAQ:OSBC) and its regional bank peers, UMB Financial (NASDAQ:UMBF), BankUnited (NYSE:BKU), Banner Bank (NASDAQ:BANR), and Bank of Hawaii (NYSE:BOH). While regional banks generally had a slower Q1 with revenues largely meeting consensus, Old Second Bancorp exceeded revenue expectations but missed on EPS and tangible book value. The article also touches on broader market shifts from AI concerns to geopolitical risks.
Old Second Bancorp (OSBC) vice chair sells 10,000 shares in IRA
Old Second Bancorp's vice chairman and director, Gary S. Collins, sold 10,000 shares of the company's common stock at $21.12 per share through an IRA. Following this transaction, his IRA holds 63,256.085 shares, and he also maintains direct holdings, 401-K holdings, and restricted stock units. The sale is categorized as a moderate impact with a negative sentiment according to the filing analysis.
Shareholders back board slate at Old Second Bancorp (OSBC) annual meeting
Old Second Bancorp (OSBC) held its Annual Meeting of Stockholders on May 19, 2026, with approximately 85.39% of outstanding shares represented. Shareholders elected four Class I directors—Darin Campbell, Billy J. Lyons, Jr., Patti Temple Rocks, and John Williams, Jr.—to terms expiring in 2029. Additionally, stockholders approved two other proposals, including a non-binding advisory vote on executive compensation and the ratification of Plante & Moran, PLLC as the independent registered public accounting firm for 2026.
Old Second Bancorp Shareholders Approve Directors and Governance Items
Old Second Bancorp (OSBC) held its annual meeting where shareholders approved the election of four Class I directors for terms expiring in 2029. They also supported executive compensation and ratified Plante & Moran, PLLC as the independent auditor. The company's stock currently has a "Buy" rating from analysts with a $25.00 price target.
Old Second Bancorp Holds 2026 Annual Stockholders Meeting
Old Second Bancorp (OSBC) held its Annual Stockholders Meeting on May 19, 2026, in Aurora, Illinois. The company provides access to the meeting's presentation on its investor relations website for transparency. Analysts currently rate OSBC as a Buy with a $25.00 price target, and TipRanks' AI Analyst, Spark, considers it an Outperform due to strong financial performance, valuation, and positive technical indicators, despite some concerns about credit losses and asset quality.
Old Second Bancorp posts Annual Stockholders Meeting presentation access
Old Second Bancorp (OSBC) has made its Annual Stockholders Meeting presentation available to shareholders and investors. The presentation materials, which were presented at the meeting held on May 19, 2026, at 9:00 am CDT, can be accessed in the Investor Relations section of the company's website. The announcement is also detailed in an Exhibit 99.1 attached to a Form 8-K filing.
Old Second Bancorp (NASDAQ: OSBC) posts 2026 Annual Stockholders Meeting presentation access
Old Second Bancorp (NASDAQ: OSBC) has announced that its Annual Stockholders Meeting presentation materials are available for access online. The meeting was held on May 19, 2026, at 9:00 am CDT, and shareholders can find the presentation in the Investor Relations section of the company's website. The company, headquartered in Aurora, Illinois, operates Old Second National Bank, providing commercial and retail banking services, as well as trust and wealth management services across several Illinois counties.
Old Second Bancorp stock (US6802771031): regional lender navigates rate pressures after latest earni
Old Second Bancorp (OSBC) has released its latest quarterly results, navigating a challenging interest-rate environment for regional US banks. The Illinois-based lender faces slower loan growth and margin pressure due to increased funding costs and competition for deposits. Its core business model relies on net interest income from loans and securities, and its performance is closely tied to local economic conditions in the Chicago area.
Old Second Bancorp stock (US6802771031): Dividend declared for common and preferred shares
Old Second Bancorp (OSBC) declared quarterly dividends on May 13, 2026. Common shareholders will receive $0.145 per share, payable June 15, 2026, while preferred shareholders will receive $17.50 per share, payable August 20, 2026. This dual dividend structure highlights the company's commitment to shareholder returns and capital management strategy within the regional banking sector.
Director at Old Second Bancorp (NASDAQ: OSBC) reports small share purchase
Old Second Bancorp director Billy J. Lyons Jr. has reported an open-market purchase of 24 shares of the company's common stock at $20.90 per share, increasing his direct holdings to 20,097 shares. He also holds 10,595 Restricted Stock Units. This transaction, detailed in a Form 4 filing, indicates a neutral filing impact and sentiment for the company.
Old Second Bancorp (NASDAQ: OSBC) vice chair sells 15,000 shares
Old Second Bancorp vice chairman Gary S. Collins sold 15,000 shares of company stock in two transactions on May 8, 2026, for a total of $318,525. After these sales, Collins still retains a substantial stake in the company, holding over 30,000 direct common shares, more than 73,000 indirect shares through an IRA, and additional shares through Restricted Stock Units and a 401-K plan. The sales were reported in a Form 4 SEC filing, indicating a moderate impact and negative sentiment.
Old Second Bancorp (OSBC) EVP Donald Pilmer sells 25,000 common shares
Donald Pilmer, EVP of Old Second Bancorp (OSBC), reported an open-market sale of 25,000 shares of common stock at an average price of $20.7518 per share. Following this transaction, he directly holds 48,054 common shares. The filing also details his indirect holdings, including restricted stock units, shares in a spouse's IRA, a profit sharing plan, and a 401-K plan.
Old Second Bancorp (OSBC) Valuation Check After Q1 2026 Earnings And Higher Credit Costs
Old Second Bancorp (OSBC) recently released its Q1 2026 results, showing higher net income, asset expansion due to an acquisition, and increased credit costs. Despite a current share price of $21.08, the stock is considered 9.9% undervalued with a fair value of $23.40, driven by expected sustained mid-single-digit loan and deposit growth in its Midwest markets. Investors are advised to consider both the growth potential and risks related to concentrated Illinois exposure and potential deterioration in commercial real estate credit.
5 Revealing Analyst Questions From Old Second Bancorp’s Q1 Earnings Call
Old Second Bancorp's Q1 earnings showed strong revenue growth but were impacted by higher credit costs, leading to a negative market reaction. Analysts questioned management on elevated charge-offs in powersports, the margin outlook, an uptick in nonperforming loans, persistent credit issues, and loan growth expectations. Management addressed these concerns, noting seasonality in powersports losses, stable margins, and efforts to resolve identified problem credits.
The Bull Case For Old Second Bancorp (OSBC) Could Change Following Strong Q1 Results And Completed Buyback - Learn Why
Old Second Bancorp (OSBC) reported strong Q1 2026 results with increased net interest income and net income, plus a completed share buyback that reduced shares outstanding by 2.23%. These actions, along with a maintained dividend, highlight management's focus on capital returns. While the buyback amplifies EPS impact, key risks like loan quality in commercial real estate and geographic concentration in Illinois persist.
Short Interest in Old Second Bancorp, Inc. (NASDAQ:OSBC) Decreases By 18.6%
Old Second Bancorp, Inc. (NASDAQ:OSBC) experienced an 18.6% decrease in short interest during April, reducing the total to 1,421,624 shares. Insider selling also occurred, with executives selling shares worth approximately $776,744 in the last three months, though insiders still own 3.60% of the company. Analysts maintain a "Moderate Buy" rating with an average $23.50 price target, despite the firm missing its recent quarterly EPS estimates.
Old Second Bancorp (Nasdaq:OSBC) - Stock Analysis
This Simply Wall St analysis provides an overview of Old Second Bancorp (OSBC), highlighting its current market valuation at US$1.1 billion and its stock performance. The report notes that OSBC is trading 57.4% below its estimated fair value, with earnings forecast to grow by 15.97% annually. Key risk factors include significant insider selling.
5 Revealing Analyst Questions From Old Second Bancorp’s Q1 Earnings Call
Old Second Bancorp (OSBC) reported mixed Q1 results with robust revenue growth but increased credit costs, leading to a negative market reaction. Analysts questioned management on elevated loan charge-offs in powersports and commercial real estate, nonperforming loans, and the outlook for loan growth and credit trends. Management addressed these concerns, noting both economic pressures and specific portfolio challenges while also highlighting strong net interest margin and core franchise performance.
Old Second Bancorp’s (NASDAQ:OSBC) Q1 CY2026 Earnings Results: Revenue In Line With Expectations
Old Second Bancorp (NASDAQ:OSBC) reported its Q1 CY2026 earnings, with revenue of $93.77 million aligning with Wall Street expectations, marking a 27.7% year-on-year increase. However, its non-GAAP profit of $0.49 per share fell 4.7% short of analyst estimates. Despite missing EPS and tangible book value per share estimates, the bank demonstrated strong net interest income growth and efficiency.
Old Second Bancorp (OSBC) Valuation Check After Recent Share Price Pullback
Old Second Bancorp (OSBC) has seen a recent share price pullback, with a 7-day decline of 8.8%, though its 1-year total shareholder return remains strong at 29.84%. Analysts suggest a fair value of $23.40, indicating the stock is currently undervalued at $20.00, driven by the successful Evergreen Bank acquisition and expected revenue growth. However, concerns remain regarding its concentrated exposure to Illinois and potential commercial real estate credit issues.
Is It Time To Revisit Old Second Bancorp (OSBC) After The Recent Price Pullback?
Old Second Bancorp (OSBC) recently experienced an 8.8% price decline, prompting concerns about its current valuation. Despite strong long-term returns, analysis using the Excess Returns model suggests the stock is 58.8% undervalued with a fair value of $48.59 per share. Additionally, its current P/E of 12.03x is below Simply Wall St's Fair Ratio of 12.65x, further indicating the stock may be undervalued.
Old Second Bancorp, Inc. (NASDAQ:OSBC) Given Consensus Recommendation of "Moderate Buy" by Brokerages
Old Second Bancorp, Inc. (NASDAQ:OSBC) has received a consensus "Moderate Buy" rating from brokerages, with an average 12-month price target of $23.38. Despite a Q1 earnings and revenue miss, the company maintains healthy profitability metrics, including a 12.79% return on equity and a 20% net margin. The stock saw a 6.4% decline on heavy volume due to higher credit costs and mixed guidance, while insiders have sold approximately 37,091 shares in the last 90 days.
Analysts’ Top Financial Picks: Pinnacle Financial Partners (PNFP), Old Second Bancorp (OSBC)
Three analysts recently issued bullish sentiments for companies in the Financial sector. Janet Lee from TD Cowen maintained a Buy rating for Pinnacle Financial Partners (PNFP) with a $125.00 price target. Brandon Rud from Stephens also maintained a Buy rating for Old Second Bancorp (OSBC) with a $23.00 price target, and Andrew Kligerman from TD Cowen set a Buy rating for Globe Life (GL) with a $199.00 price target.
Old Second Bancorp (OSBC) Margin Compression Challenges Bullish Growth Narrative Ahead Of Q1 2026
Old Second Bancorp (OSBC) reported Q4 2025 revenues of US$92.2 million and basic EPS of US$0.55, but faced margin compression with its net profit margin falling to 25.8% from 31.4% a year earlier. While the bank shows strong long-term earnings growth and a favorable DCF valuation, concerns exist regarding rising non-performing loans and a higher-than-peer P/E ratio, leading to mixed signals for investors. The article suggests investors closely examine the underlying data to weigh the upside potential against the increasing credit risks and margin pressures.
Old Second Bancorp Q1 Earnings Call Highlights
Old Second Bancorp (NASDAQ: OSBC) reported Q1 2026 GAAP net income of $25.6 million ($0.48 per diluted share), noting a resilient net interest margin of 5.14% but elevated credit costs. The company experienced $9.8 million in net loan charge-offs, led by Chicago office CRE, C&I warehousing, and Powersports loans, and saw nonperforming loans rise. Management is focused on reducing wholesale funding, maintaining capital, and expects mid- to low-single-digit loan growth for the year while continuing share repurchases.
Old Second Bancorp (NASDAQ: OSBC) Q1 net income reaches $25.6M, EPS $0.48
Old Second Bancorp reported Q1 2026 net income of $25.6 million, or $0.48 per diluted share, a decrease from the previous quarter, though profitability remained solid with a 1.51% return on average assets and an improved efficiency ratio of 52.40%. Despite strong core banking spreads and robust capital, credit quality weakened due to an increase in nonperforming assets to $77.0 million, prompting a higher provision for credit losses of $9.5 million. The company's tangible book value per share rose to $14.35, and the tangible common equity to tangible assets ratio edged up to 11.07%, even after significant stock repurchases.
