Old Second Bancorp (OSBC) vice chair sells 10,000 shares in IRA
Old Second Bancorp's vice chairman and director, Gary S. Collins, sold 10,000 shares of the company's common stock at $21.12 per share through an IRA. Following this transaction, his IRA holds 63,256.085 shares, and he also maintains direct holdings, 401-K holdings, and restricted stock units. The sale is categorized as a moderate impact with a negative sentiment according to the filing analysis.
Shareholders back board slate at Old Second Bancorp (OSBC) annual meeting
Old Second Bancorp (OSBC) held its Annual Meeting of Stockholders on May 19, 2026, with approximately 85.39% of outstanding shares represented. Shareholders elected four Class I directors—Darin Campbell, Billy J. Lyons, Jr., Patti Temple Rocks, and John Williams, Jr.—to terms expiring in 2029. Additionally, stockholders approved two other proposals, including a non-binding advisory vote on executive compensation and the ratification of Plante & Moran, PLLC as the independent registered public accounting firm for 2026.
Old Second Bancorp posts Annual Stockholders Meeting presentation access
Old Second Bancorp (OSBC) has made its Annual Stockholders Meeting presentation available to shareholders and investors. The presentation materials, which were presented at the meeting held on May 19, 2026, at 9:00 am CDT, can be accessed in the Investor Relations section of the company's website. The announcement is also detailed in an Exhibit 99.1 attached to a Form 8-K filing.
Old Second Bancorp (NASDAQ: OSBC) posts 2026 Annual Stockholders Meeting presentation access
Old Second Bancorp (NASDAQ: OSBC) has announced that its Annual Stockholders Meeting presentation materials are available for access online. The meeting was held on May 19, 2026, at 9:00 am CDT, and shareholders can find the presentation in the Investor Relations section of the company's website. The company, headquartered in Aurora, Illinois, operates Old Second National Bank, providing commercial and retail banking services, as well as trust and wealth management services across several Illinois counties.
Old Second Bancorp stock (US6802771031): regional lender navigates rate pressures after latest earni
Old Second Bancorp (OSBC) has released its latest quarterly results, navigating a challenging interest-rate environment for regional US banks. The Illinois-based lender faces slower loan growth and margin pressure due to increased funding costs and competition for deposits. Its core business model relies on net interest income from loans and securities, and its performance is closely tied to local economic conditions in the Chicago area.
Old Second Bancorp stock (US6802771031): Dividend declared for common and preferred shares
Old Second Bancorp (OSBC) declared quarterly dividends on May 13, 2026. Common shareholders will receive $0.145 per share, payable June 15, 2026, while preferred shareholders will receive $17.50 per share, payable August 20, 2026. This dual dividend structure highlights the company's commitment to shareholder returns and capital management strategy within the regional banking sector.
Director at Old Second Bancorp (NASDAQ: OSBC) reports small share purchase
Old Second Bancorp director Billy J. Lyons Jr. has reported an open-market purchase of 24 shares of the company's common stock at $20.90 per share, increasing his direct holdings to 20,097 shares. He also holds 10,595 Restricted Stock Units. This transaction, detailed in a Form 4 filing, indicates a neutral filing impact and sentiment for the company.
Old Second Bancorp (NASDAQ: OSBC) vice chair sells 15,000 shares
Old Second Bancorp vice chairman Gary S. Collins sold 15,000 shares of company stock in two transactions on May 8, 2026, for a total of $318,525. After these sales, Collins still retains a substantial stake in the company, holding over 30,000 direct common shares, more than 73,000 indirect shares through an IRA, and additional shares through Restricted Stock Units and a 401-K plan. The sales were reported in a Form 4 SEC filing, indicating a moderate impact and negative sentiment.
Old Second Bancorp (OSBC) EVP Donald Pilmer sells 25,000 common shares
Donald Pilmer, EVP of Old Second Bancorp (OSBC), reported an open-market sale of 25,000 shares of common stock at an average price of $20.7518 per share. Following this transaction, he directly holds 48,054 common shares. The filing also details his indirect holdings, including restricted stock units, shares in a spouse's IRA, a profit sharing plan, and a 401-K plan.
5 Revealing Analyst Questions From Old Second Bancorp’s Q1 Earnings Call
Old Second Bancorp's Q1 earnings showed strong revenue growth but were impacted by higher credit costs, leading to a negative market reaction. Analysts questioned management on elevated charge-offs in powersports, the margin outlook, an uptick in nonperforming loans, persistent credit issues, and loan growth expectations. Management addressed these concerns, noting seasonality in powersports losses, stable margins, and efforts to resolve identified problem credits.
The Bull Case For Old Second Bancorp (OSBC) Could Change Following Strong Q1 Results And Completed Buyback - Learn Why
Old Second Bancorp (OSBC) reported strong Q1 2026 results with increased net interest income and net income, plus a completed share buyback that reduced shares outstanding by 2.23%. These actions, along with a maintained dividend, highlight management's focus on capital returns. While the buyback amplifies EPS impact, key risks like loan quality in commercial real estate and geographic concentration in Illinois persist.
Short Interest in Old Second Bancorp, Inc. (NASDAQ:OSBC) Decreases By 18.6%
Old Second Bancorp, Inc. (NASDAQ:OSBC) experienced an 18.6% decrease in short interest during April, reducing the total to 1,421,624 shares. Insider selling also occurred, with executives selling shares worth approximately $776,744 in the last three months, though insiders still own 3.60% of the company. Analysts maintain a "Moderate Buy" rating with an average $23.50 price target, despite the firm missing its recent quarterly EPS estimates.
Old Second Bancorp (Nasdaq:OSBC) - Stock Analysis
This Simply Wall St analysis provides an overview of Old Second Bancorp (OSBC), highlighting its current market valuation at US$1.1 billion and its stock performance. The report notes that OSBC is trading 57.4% below its estimated fair value, with earnings forecast to grow by 15.97% annually. Key risk factors include significant insider selling.
5 Revealing Analyst Questions From Old Second Bancorp’s Q1 Earnings Call
Old Second Bancorp (OSBC) reported mixed Q1 results with robust revenue growth but increased credit costs, leading to a negative market reaction. Analysts questioned management on elevated loan charge-offs in powersports and commercial real estate, nonperforming loans, and the outlook for loan growth and credit trends. Management addressed these concerns, noting both economic pressures and specific portfolio challenges while also highlighting strong net interest margin and core franchise performance.
Old Second Bancorp’s (NASDAQ:OSBC) Q1 CY2026 Earnings Results: Revenue In Line With Expectations
Old Second Bancorp (NASDAQ:OSBC) reported its Q1 CY2026 earnings, with revenue of $93.77 million aligning with Wall Street expectations, marking a 27.7% year-on-year increase. However, its non-GAAP profit of $0.49 per share fell 4.7% short of analyst estimates. Despite missing EPS and tangible book value per share estimates, the bank demonstrated strong net interest income growth and efficiency.
Old Second Bancorp (OSBC) Valuation Check After Recent Share Price Pullback
Old Second Bancorp (OSBC) has seen a recent share price pullback, with a 7-day decline of 8.8%, though its 1-year total shareholder return remains strong at 29.84%. Analysts suggest a fair value of $23.40, indicating the stock is currently undervalued at $20.00, driven by the successful Evergreen Bank acquisition and expected revenue growth. However, concerns remain regarding its concentrated exposure to Illinois and potential commercial real estate credit issues.
Is It Time To Revisit Old Second Bancorp (OSBC) After The Recent Price Pullback?
Old Second Bancorp (OSBC) recently experienced an 8.8% price decline, prompting concerns about its current valuation. Despite strong long-term returns, analysis using the Excess Returns model suggests the stock is 58.8% undervalued with a fair value of $48.59 per share. Additionally, its current P/E of 12.03x is below Simply Wall St's Fair Ratio of 12.65x, further indicating the stock may be undervalued.
Old Second Bancorp, Inc. (NASDAQ:OSBC) Given Consensus Recommendation of "Moderate Buy" by Brokerages
Old Second Bancorp, Inc. (NASDAQ:OSBC) has received a consensus "Moderate Buy" rating from brokerages, with an average 12-month price target of $23.38. Despite a Q1 earnings and revenue miss, the company maintains healthy profitability metrics, including a 12.79% return on equity and a 20% net margin. The stock saw a 6.4% decline on heavy volume due to higher credit costs and mixed guidance, while insiders have sold approximately 37,091 shares in the last 90 days.
Analysts’ Top Financial Picks: Pinnacle Financial Partners (PNFP), Old Second Bancorp (OSBC)
Three analysts recently issued bullish sentiments for companies in the Financial sector. Janet Lee from TD Cowen maintained a Buy rating for Pinnacle Financial Partners (PNFP) with a $125.00 price target. Brandon Rud from Stephens also maintained a Buy rating for Old Second Bancorp (OSBC) with a $23.00 price target, and Andrew Kligerman from TD Cowen set a Buy rating for Globe Life (GL) with a $199.00 price target.
Old Second Bancorp (OSBC) Margin Compression Challenges Bullish Growth Narrative Ahead Of Q1 2026
Old Second Bancorp (OSBC) reported Q4 2025 revenues of US$92.2 million and basic EPS of US$0.55, but faced margin compression with its net profit margin falling to 25.8% from 31.4% a year earlier. While the bank shows strong long-term earnings growth and a favorable DCF valuation, concerns exist regarding rising non-performing loans and a higher-than-peer P/E ratio, leading to mixed signals for investors. The article suggests investors closely examine the underlying data to weigh the upside potential against the increasing credit risks and margin pressures.
Old Second Bancorp Q1 Earnings Call Highlights
Old Second Bancorp (NASDAQ: OSBC) reported Q1 2026 GAAP net income of $25.6 million ($0.48 per diluted share), noting a resilient net interest margin of 5.14% but elevated credit costs. The company experienced $9.8 million in net loan charge-offs, led by Chicago office CRE, C&I warehousing, and Powersports loans, and saw nonperforming loans rise. Management is focused on reducing wholesale funding, maintaining capital, and expects mid- to low-single-digit loan growth for the year while continuing share repurchases.
Old Second Bancorp (NASDAQ: OSBC) Q1 net income reaches $25.6M, EPS $0.48
Old Second Bancorp reported Q1 2026 net income of $25.6 million, or $0.48 per diluted share, a decrease from the previous quarter, though profitability remained solid with a 1.51% return on average assets and an improved efficiency ratio of 52.40%. Despite strong core banking spreads and robust capital, credit quality weakened due to an increase in nonperforming assets to $77.0 million, prompting a higher provision for credit losses of $9.5 million. The company's tangible book value per share rose to $14.35, and the tangible common equity to tangible assets ratio edged up to 11.07%, even after significant stock repurchases.
Earnings Flash (OSBC) Old Second Bancorp, Inc. Reports Q1 Revenue $93.7M, Vs. FactSet Est of $93.2M
Old Second Bancorp, Inc. (OSBC) has reported its first-quarter revenue, reaching $93.7 million. This figure exceeded the FactSet estimate of $93.2 million.
Old Second Bancorp’s (NASDAQ:OSBC) Q1 CY2026 Earnings Results: Revenue In Line With Expectations
Old Second Bancorp (NASDAQ:OSBC) reported Q1 CY2026 earnings with revenue reaching $93.77 million, meeting Wall Street expectations with a 27.7% year-on-year increase. However, the non-GAAP profit of $0.49 per share missed analyst estimates by 4.7%. Despite strong revenue growth driven mainly by net interest income, the bank's tangible book value per share also slightly missed estimates, leading to a softer overall quarter.
Old Second buys back $23.1M in stock as quarterly profit dips
Old Second Bancorp (NASDAQ:OSBC) reported a Q1 2026 net income of $25.6 million, or $0.48 per diluted share, a decrease from the previous quarter. The company repurchased $23.1 million in stock, or 1.2 million shares, while its net interest margin increased to 5.14%. Provisions for credit losses rose to $9.5 million due to specific loan relationships and powersport charge-offs, and nonperforming loans increased to $75.5 million.
Old Second Bancorp Inc.: Old Second Bancorp, Inc. Reports First Quarter 2026 Net Income of $25.6 Million, or $0.48 per Diluted Share
Old Second Bancorp, Inc. reported net income of $25.6 million, or $0.48 per diluted share, for the first quarter of 2026, slightly down from $28.8 million in Q4 2025. The company highlighted strong margin performance, disciplined operating efficiency, and an increase in tangible book value per share despite an increase in nonperforming assets. Loan declines and seasonal deposit reductions were noted, but net interest margin remained strong due to lower cost of funds.
Old Second Bancorp, Inc. (NASDAQ:OSBC) Plans Quarterly Dividend of $0.07
Old Second Bancorp, Inc. (NASDAQ:OSBC) has announced a quarterly dividend of $0.07 per share, payable on May 11th to shareholders of record on May 1st. This dividend represents an annualized payout of $0.28 and a yield of approximately 1.3%, with a low payout ratio of 13.7% indicating strong coverage by earnings. The company recently surpassed earnings expectations and holds a "Moderate Buy" consensus rating from analysts, with an average target price of $23.38.
Old Second Bancorp declares $0.07 per share dividend payable in May
Old Second Bancorp (NASDAQ:OSBC) has declared a cash dividend of $0.07 per share, payable on May 11, 2026, to shareholders of record as of May 1, 2026. This marks the company's 11th consecutive year of dividend payments, with a 16.67% growth in dividends over the last year and a current yield of 1.28%. The bank, with a $1.13 billion market cap, has shown strong shareholder returns, with shares gaining over 50% in the past year, and is considered undervalued according to InvestingPro.
Old Second Bancorp (NASDAQ: OSBC) declares $0.07 cash dividend
Old Second Bancorp, Inc. (NASDAQ: OSBC) announced that its Board of Directors has declared a cash dividend of $0.07 per share of common stock. The dividend will be paid on May 11, 2026, to stockholders of record as of May 1, 2026. This announcement serves as a routine cash return to shareholders.
Old Second Bancorp Q1 2026 Earnings Preview & Analyst Estimates - News and Statistics
Old Second Bancorp is anticipated to release its Q1 2026 earnings, with analysts forecasting a substantial year-over-year revenue increase. The company has historically outperformed market projections, and its previous quarter saw revenue meet forecasts and EPS exceed expectations with $95.5 million in revenue. The positive sentiment in the regional banking sector, evidenced by recent reports from Wintrust Financial and BancFirst, suggests a favorable environment for Old Second Bancorp, whose stock has also appreciated with analysts setting a price target above its current trading price.
Old Second Bancorp Hits New 52-Week High of $22.42
Old Second Bancorp, Inc. has reached a new 52-week high of $22.42, marking a significant 58.34% increase over the past year, outperforming the S&P 500. The company, with a market capitalization of $1,156 million, demonstrates strong financial health through its P/E ratio, effective return on equity of 8.96%, and offers a dividend yield of 0.35%. This performance highlights its robust position and management efficiency within the major banks sector.
What To Expect From Old Second Bancorp’s (OSBC) Q1 Earnings
Old Second Bancorp (OSBC) is preparing to release its Q1 earnings this Wednesday afternoon. Analysts expect the company's revenue to grow by 27.2% year-on-year, and the company has a track record of beating Wall Street's expectations. Peer performance from Wintrust Financial and BancFirst suggests a positive sentiment in the regional banks segment, with OSBC's stock also performing well leading up to the earnings call.
OLD SECOND BANCORP INC (NASDAQ:OSBC) Meets Minervini's High-Growth Momentum and Trend Criteria
OLD SECOND BANCORP INC (NASDAQ:OSBC) is identified as meeting Mark Minervini's "High Growth Momentum + Trend Template" criteria, indicating both strong technical price trends and improving fundamental business results. The stock demonstrates technical strength with its price above key moving averages, trading near a 52-week high, and exhibiting high relative strength. Fundamentally, OSBC shows strong quarterly EPS and revenue growth, alongside positive analyst revisions and solid profitability, though its "Setup Quality" suggests potential short-term overextension for immediate entry.
What To Expect From Old Second Bancorp’s (OSBC) Q1 Earnings
Old Second Bancorp (OSBC) is set to report its Q1 earnings this Wednesday afternoon, with analysts expecting a 27.2% year-on-year revenue growth. The regional bank has a history of exceeding Wall Street's expectations, and its stock has performed positively, up 10.7% over the last month, in line with the regional banking segment. Peer performance from Wintrust Financial and BancFirst also suggests a positive outlook for the sector.
Old Second Bancorp (OSBC) Projected to Post Quarterly Earnings on Wednesday
Old Second Bancorp (OSBC) is expected to report its Q1 2026 earnings after market close on Wednesday, April 22nd, with analysts forecasting EPS of $0.533 and revenue of $94.8 million. The company's prior quarter results exceeded estimates, reporting $0.58 EPS and $95.2 million in revenue. Analysts currently maintain a consensus "Moderate Buy" rating for OSBC with an average price target of $23.38.
How Investors Are Reacting To Old Second Bancorp (OSBC) Upgraded Momentum And Earnings Expectations
Old Second Bancorp (OSBC) has seen an upgrade in its momentum and earnings expectations, with its shares moving above the 200-day moving average and positive analyst attention. This, combined with upcoming debt redemption plans, reinforces confidence in the bank's execution and capital structure, attracting investor interest despite concentrated regional exposure and commercial real estate risks. The article highlights how these factors contribute to the bank's investment narrative and future prospects.
Old Second Bancorp (OSBC) is a Great Momentum Stock: Should You Buy?
Old Second Bancorp (OSBC) is identified as a strong momentum stock with a Zacks Rank of #2 (Buy) and a Momentum Style Score of A. The article highlights its recent price performance, outperforming both its industry and the S&P 500 over various timeframes, and positive earnings estimate revisions as key factors for its potential. Investors looking for short-term growth are encouraged to consider OSBC.
Old Second Bancorp Shares Cross Above 200-Day Moving Average
Old Second Bancorp (NASDAQ:OSBC) stock crossed above its 200-day moving average, signaling a potential bullish trend. This technical indicator suggests increased investor attention, with analysts offering mixed ratings but setting price targets as high as $23. The regional bank's stock closed at $20.76 with solid trading volume, and its last earnings report showed EPS exceeding estimates.
Old Second Bancorp (OSBC) EVP logs routine plan share allocations
Old Second Bancorp EVP Donald Pilmer reported routine allocations of 13 shares to his 401(k) plan and 1 share to an employees profit sharing plan as of March 31, 2026. These updates reflect plan-related activities, not open-market trades. After these allocations, Pilmer indirectly holds 4,023 shares in his 401(k) and 183 in the profit sharing plan, in addition to 1,450 shares in his spouse's IRA, 73,054 direct shares in a brokerage account, and 39,498 Restricted Stock Units.
Old Second Bancorp (OSBC) vice chair gets 253-plan share allocation
Old Second Bancorp vice chairman Gary S. Collins reported an internal allocation of 253 common shares to his 401(k) plan, bringing his indirect 401(k) holdings to 7,058 shares. This transaction, categorized as an "other acquisition or disposition" rather than an open-market trade, updates his total holdings which also include direct brokerage shares, IRA accounts, and restricted stock units. The filing reflects routine benefit-plan and ownership reporting as of March 31, 2026.
OSBC (OSBC) CFO Bradley Adams updates stock and RSU holdings
OSBC CFO & COO Bradley S. Adams reported routine changes to his holdings, including a 35-share allocation to his 401(k) plan, bringing it to 10,159 shares. He also holds 160,401 common shares directly and 84,980 restricted stock units as of March 31, 2026. The direct holdings include shares held jointly with his spouse through a broker and outright.
Old Second Bancorp (OSBC) EVP adds 401-K shares and updates holdings
Richard A. Gartelmann, Jr., an EVP at Old Second Bancorp (OSBC), reported a routine update to his equity holdings. He was allocated 43 shares of OSBC common stock to his 401-K plan, bringing his indirect 401-K holdings to 12,606 shares and his direct common stock holdings to 29,551 shares, along with 21,294 restricted stock units. This filing reflects ongoing compensation and retirement plan activity rather than open-market trading.
Assessing Old Second Bancorp (OSBC) Valuation After Evergreen Bank Acquisition Progress
Old Second Bancorp (OSBC) is currently trading at $19.57 and is considered undervalued with a fair value of $23.83, primarily due to the successful integration of the Evergreen Bank acquisition. This acquisition is enhancing profitability and improving asset mix, expected to drive revenue growth and strengthen net interest margin. Despite a slight recent share price softness, longer-term shareholders have seen a 19.34% total return over the past year.
Assessing Old Second Bancorp (OSBC) Valuation After Evergreen Bank Acquisition Progress
Old Second Bancorp (OSBC) has attracted investor attention with a recent closing price of $19.57. Despite short-term fluctuations, longer-term holders have seen a 19.34% return over the past year. The recent Evergreen Bank acquisition is performing better than expected, contributing to a narrative that values OSBC at $23.83 per share, suggesting it is undervalued, though its current P/E ratio is above industry and peer averages.
Vanguard disaggregates holdings; Old Second Bancorp (OSBC) 13G/A shows 0 shares
The Vanguard Group filed an amended Schedule 13G/A for Old Second Bancorp Inc (OSBC), reporting 0 shares beneficially owned, representing 0% of the class. This change is due to an internal realignment within Vanguard effective January 12, 2026, causing certain subsidiaries to report their ownership separately. Previously, these subsidiaries' holdings were aggregated with The Vanguard Group.
Old Second Bancorp (NASDAQ:OSBC) Coverage Initiated at Stephens
Stephens has initiated coverage on Old Second Bancorp (NASDAQ:OSBC) with an "overweight" rating and a $23.00 price target, implying an 18.17% upside. This comes after the financial services provider beat Q4 earnings and revenue estimates. Despite positive analyst sentiment, the article notes significant insider selling, with corporate insiders having sold 37,091 shares worth $776,744 in the last 90 days.
Old Second Bancorp (OSBC) vice chair trims stake with 22K-share sale
Old Second Bancorp vice chairman Gary S. Collins sold 22,154 shares of the company's common stock on March 20, 2026, at a weighted average price of $19.3841 per share. Post-sale, Collins retains 40,136 direct shares, substantial indirect holdings in IRAs and a 401(k), and 37,312 restricted stock units, maintaining a significant equity position in OSBC. The transaction was reported in a Form 4 SEC filing, detailing the prices and remaining beneficial ownership.
Did Mixed Signals From Earnings Beat and Stake Trim Just Shift Old Second Bancorp's (OSBC) Investment Narrative?
Old Second Bancorp (OSBC) recently reported Q4 earnings that beat forecasts and met revenue expectations, supported by its diverse banking operations in Illinois. Despite a key institutional holder trimming its stake, Old Second Bancorp remains a top position for them, indicating continued confidence. The bank also authorized a share repurchase program, reinforcing its commitment to capital returns and balance sheet health amid regional banking challenges.
Q4 Financial Peaks And Valleys: Old Second Bancorp (NASDAQ:OSBC) Compared To Other Regional Bank Shares
This article analyzes Q4 regional bank earnings, using Old Second Bancorp (NASDAQ:OSBC) as a case study and comparing its performance to other regional banks like Merchants Bancorp (NASDAQ:MBIN) and National Bank Holdings (NYSE:NBHC). It highlights the opportunities and challenges faced by regional banks, including the impact of rising interest rates and competition from fintech, and discusses how specific banks performed relative to analyst expectations and market reactions post-earnings. The piece concludes with broader market insights on the economy and interest rate policies affecting the banking sector.
Banc Funds Co. LLC Reduces Stake in Old Second Bancorp
Banc Funds Co. LLC has decreased its stake in Old Second Bancorp (NASDAQ:OSBC) by 13% during the third quarter of 2026, according to a recent SEC filing. Despite this reduction, Old Second Bancorp remains the investment firm's second-largest position, suggesting continued belief in its value and growth potential. The firm sold 151,000 shares, reducing its total to 1,006,378 shares, valued at $17.4 million, now owning 1.91% of Old Second Bancorp's outstanding shares.
