Old Second Bancorp (OSBC) vice chair gets 253-plan share allocation
Old Second Bancorp vice chairman Gary S. Collins reported an internal allocation of 253 common shares to his 401(k) plan, bringing his indirect 401(k) holdings to 7,058 shares. This transaction, categorized as an "other acquisition or disposition" rather than an open-market trade, updates his total holdings which also include direct brokerage shares, IRA accounts, and restricted stock units. The filing reflects routine benefit-plan and ownership reporting as of March 31, 2026.
Old Second Bancorp (OSBC) EVP adds 401-K shares and updates holdings
Richard A. Gartelmann, Jr., an EVP at Old Second Bancorp (OSBC), reported a routine update to his equity holdings. He was allocated 43 shares of OSBC common stock to his 401-K plan, bringing his indirect 401-K holdings to 12,606 shares and his direct common stock holdings to 29,551 shares, along with 21,294 restricted stock units. This filing reflects ongoing compensation and retirement plan activity rather than open-market trading.
Assessing Old Second Bancorp (OSBC) Valuation After Evergreen Bank Acquisition Progress
Old Second Bancorp (OSBC) is currently trading at $19.57 and is considered undervalued with a fair value of $23.83, primarily due to the successful integration of the Evergreen Bank acquisition. This acquisition is enhancing profitability and improving asset mix, expected to drive revenue growth and strengthen net interest margin. Despite a slight recent share price softness, longer-term shareholders have seen a 19.34% total return over the past year.
Assessing Old Second Bancorp (OSBC) Valuation After Evergreen Bank Acquisition Progress
Old Second Bancorp (OSBC) has attracted investor attention with a recent closing price of $19.57. Despite short-term fluctuations, longer-term holders have seen a 19.34% return over the past year. The recent Evergreen Bank acquisition is performing better than expected, contributing to a narrative that values OSBC at $23.83 per share, suggesting it is undervalued, though its current P/E ratio is above industry and peer averages.
Vanguard disaggregates holdings; Old Second Bancorp (OSBC) 13G/A shows 0 shares
The Vanguard Group filed an amended Schedule 13G/A for Old Second Bancorp Inc (OSBC), reporting 0 shares beneficially owned, representing 0% of the class. This change is due to an internal realignment within Vanguard effective January 12, 2026, causing certain subsidiaries to report their ownership separately. Previously, these subsidiaries' holdings were aggregated with The Vanguard Group.
Old Second Bancorp (NASDAQ:OSBC) Coverage Initiated at Stephens
Stephens has initiated coverage on Old Second Bancorp (NASDAQ:OSBC) with an "overweight" rating and a $23.00 price target, implying an 18.17% upside. This comes after the financial services provider beat Q4 earnings and revenue estimates. Despite positive analyst sentiment, the article notes significant insider selling, with corporate insiders having sold 37,091 shares worth $776,744 in the last 90 days.
Old Second Bancorp (OSBC) vice chair trims stake with 22K-share sale
Old Second Bancorp vice chairman Gary S. Collins sold 22,154 shares of the company's common stock on March 20, 2026, at a weighted average price of $19.3841 per share. Post-sale, Collins retains 40,136 direct shares, substantial indirect holdings in IRAs and a 401(k), and 37,312 restricted stock units, maintaining a significant equity position in OSBC. The transaction was reported in a Form 4 SEC filing, detailing the prices and remaining beneficial ownership.
Q4 Financial Peaks And Valleys: Old Second Bancorp (NASDAQ:OSBC) Compared To Other Regional Bank Shares
This article analyzes Q4 regional bank earnings, using Old Second Bancorp (NASDAQ:OSBC) as a case study and comparing its performance to other regional banks like Merchants Bancorp (NASDAQ:MBIN) and National Bank Holdings (NYSE:NBHC). It highlights the opportunities and challenges faced by regional banks, including the impact of rising interest rates and competition from fintech, and discusses how specific banks performed relative to analyst expectations and market reactions post-earnings. The piece concludes with broader market insights on the economy and interest rate policies affecting the banking sector.
Banc Funds Co. LLC Reduces Stake in Old Second Bancorp
Banc Funds Co. LLC has decreased its stake in Old Second Bancorp (NASDAQ:OSBC) by 13% during the third quarter of 2026, according to a recent SEC filing. Despite this reduction, Old Second Bancorp remains the investment firm's second-largest position, suggesting continued belief in its value and growth potential. The firm sold 151,000 shares, reducing its total to 1,006,378 shares, valued at $17.4 million, now owning 1.91% of Old Second Bancorp's outstanding shares.
Old Second Bancorp, Inc. $OSBC Stock Holdings Boosted by Stieven Capital Advisors L.P.
Stieven Capital Advisors L.P. increased its holdings in Old Second Bancorp, Inc. ($OSBC) by 8.5% in the third quarter, now owning 778,028 shares valued at $13.45 million, representing 1.48% of the company. Institutional investors collectively own 67.76% of the stock, while recent insider selling saw Darin Patrick Campbell sell 35,000 shares. Old Second Bancorp reported strong quarterly earnings, beating analyst estimates, and maintains a "Moderate Buy" consensus rating with a target price of $22.63.
American Century Companies Inc. Acquires 160,429 Shares of Old Second Bancorp, Inc. $OSBC
American Century Companies Inc. increased its stake in Old Second Bancorp, Inc. by 13.1% in the third quarter, acquiring an additional 160,429 shares to own a total of 1,387,891 shares valued at approximately $23.99 million. Meanwhile, corporate insiders sold 37,091 shares, reducing their total ownership to about 3.8%. Old Second Bancorp reported strong Q3 earnings, beating analyst estimates, and maintains a "Moderate Buy" consensus rating with a target price of $22.63.
Old Second Bancorp, Inc. (NASDAQ:OSBC) Given Average Rating of "Moderate Buy" by Brokerages
Old Second Bancorp, Inc. (NASDAQ:OSBC) has received a "Moderate Buy" average rating from brokerages, with four out of five analysts assigning a buy rating and one a hold. The company recently exceeded earnings expectations, reporting $0.58 EPS against an anticipated $0.53, and analysts project $1.86 EPS for the current fiscal year. Despite recent insider selling, institutional ownership remains high at 67.8%, and the company maintains a quarterly dividend.
Old Second Bancorp (OSBC) EVP gets 9,201-share award, tax withholding
Donald Pilmer, EVP of Old Second Bancorp (OSBC), received 9,201 shares at no cost due to the vesting of performance-based restricted stock units, exceeding target goals. To cover tax withholding, 2,720 shares were withheld by the issuer at $19.91 per share. Following these transactions, Pilmer directly holds 73,054 common shares and 39,498 restricted stock units.
Stock award and tax withholding for Old Second Bancorp (OSBC) vice chair
Old Second Bancorp vice chairman Gary S. Collins received 14,432 shares of company common stock on March 2, 2026, as a grant stemming from vested performance-based restricted stock units. This award was for achieving performance goals under the company’s 2019 Equity Incentive Plan. To cover tax obligations, 4,228 shares were withheld at $19.91 per share, with the remaining shares added to his holdings.
Old Second Bancorp (OSBC) EVP gets stock award, shares withheld for tax
Old Second Bancorp's EVP, Richard A. Gartelmann Jr., received 4,523 shares of common stock from the vesting of performance-based restricted stock units. The company withheld 1,537 shares, valued at $19.91 each, to cover tax obligations related to this award. This transaction resulted from performance exceeding target goals, leading to more shares being delivered than initially reported.
Old Second Bancorp (NASDAQ: OSBC) CFO gets performance-based shares, with tax withholding
Old Second Bancorp's CFO & COO, Bradley S. Adams, acquired 15,657 shares on March 2, 2026, from the vesting of performance-based restricted stock units under the 2019 Equity Incentive Plan. Tax obligations for this vesting resulted in the withholding of 4,587 shares at $19.91 each. Following these transactions, Adams directly owns 160,401 common shares, with additional holdings indirectly through a 401-k plan and restricted stock units.
Old Second Bancorp (OSBC) director gets 3,121 RSUs award
Old Second Bancorp director Billy J. Lyons Jr. was granted 3,121 Restricted Stock Units (RSUs) on February 17, 2026, with a three-year cliff vesting schedule. Subsequently, 3,077 units were disposed of on February 21, 2026, at $20.57 per share to cover tax withholding obligations. Following these transactions, Lyons Jr. directly holds 10,595 RSUs and 20,073 shares of Old Second Bancorp common stock.
Old Second Bancorp (OSBC) EVP granted 11,292 RSUs; 1,818 shares withheld for taxes
Donald Pilmer, EVP of Old Second Bancorp (OSBC), received a grant of 11,292 restricted stock units (RSUs) on February 17, 2026, split between time-based and performance-based awards. On February 21, 2026, 1,818 shares of common stock were withheld at $20.57 per share to cover tax obligations related to the vesting of 5,256 previously granted time-based units. The remaining vested shares were added to his holdings, as detailed in the SEC Form 4 filing.
OSBC Financials: Income Statement, Balance Sheet & Cash Flow
This article provides a detailed financial overview of Old Second Bancorp Inc Ill (OSBC), presenting its income statement, balance sheet, cash flow statement, and key financial ratios through fiscal year 2025. It highlights the company's financial health, including strong revenue growth and cash flow, but also notes elevated debt and moderate profitability. The report also addresses frequently asked questions regarding OSBC's financial performance.
Old Second Bancorp, Inc. Experiences Revision in Stock Evaluation Amid Market Dynamics
Old Second Bancorp, Inc. (OSBC) has seen a stock price adjustment to $20.22, fluctuating between $14.14 and $22.00 over the past year. Technical indicators show mixed trends, with a mildly bearish weekly MACD but a bullish monthly perspective, while Bollinger Bands and daily moving averages are mildly bullish. The bank's performance against the S&P 500 is varied, trailing over one, three, and five years but outperforming year-to-date.
OSBC - Old Second Bancorp Inc Ill Latest Stock News & Market Updates
This page serves as a dedicated resource for investors and traders seeking the latest news and insights on Old Second Bancorp Inc Ill (OSBC) stock, highlighting company announcements, financial results, acquisition activity, and specialty lending transactions. It covers periodic earnings releases, corporate actions like mergers and branch conversions, and the activities of its O2 Sponsor Finance division. Recent news includes Q3 2020 earnings and the appointment of two new directors.
OLD SECOND BANCORP INC SEC 10-K Report
Old Second Bancorp, Inc. has released its 2025 10-K report, detailing strong financial performance and strategic initiatives, including the acquisition of Bancorp Financial. Despite a decrease in net income due to acquisition-related costs, adjusted diluted earnings per share show robust underlying performance. The report highlights expansion of lending portfolios and electronic banking services, alongside efforts in wealth management and human capital, while acknowledging economic, credit, operational, and regulatory risks.
Old Second Bancorp (OSBC) director awarded RSUs, with shares withheld
Old Second Bancorp (OSBC) director Dennis L. Klaeser was granted 3,121 Restricted Stock Units with a three-year cliff vesting schedule. Upon vesting, 3,077 shares were sold at $20.57 each to cover tax obligations, while the remaining shares were added to his common stock holdings. This transaction reflects equity compensation and not an open-market sale.
Old Second Bancorp Buyback Signals Confidence In Undervalued Shares
Old Second Bancorp (NasdaqGS:OSBC) has authorized a new share repurchase program of up to $43.9 million, signalling management's confidence in the company's current share price and capital position. According to Simply Wall St, the company's shares are currently considered undervalued, trading significantly below their estimated fair value. The buyback program, set to run through 2026, could potentially reduce the share count and boost earnings per share if profits are maintained, though shareholders will need to monitor how actively the program is utilized and if it offsets past dilution.
Old Second Bancorp: Regional Bank Stock Tries To Hold Its Ground As Rates, Results And Recession Fea
Old Second Bancorp's stock has seen a mild decline recently, underperforming larger banks but aligning with regional peers, as investors cautiously assess the regional banking sector. Despite solid profitability and credit quality, the stock is trading below its 52-week highs, reflecting investor concerns about future interest rates, funding costs, and potential credit quality weakening. Analysts maintain a generally constructive outlook, rating OSBC as Buy to Overweight, but acknowledge that its future performance hinges on interest rate trajectories, sustained credit quality, and organic growth in a competitive Midwest market.
Old Second Bancorp, Inc. (NASDAQ:OSBC) Receives Average Rating of "Moderate Buy" from Brokerages
Old Second Bancorp, Inc. (NASDAQ:OSBC) has received an average rating of "Moderate Buy" from five brokerages, with an average 12-month price target of $22.63. The company recently reported strong quarterly results, beating EPS and revenue estimates, and declared a quarterly dividend of $0.07. Insider activity shows an EVP selling 2,000 shares, while institutional investors own approximately 67.8% of the stock.
Old Second Bancorp Is Quietly Popping Off: Is OSBC the Bank Stock Everyone’s Sleeping On?
Old Second Bancorp (OSBC) is presented as a quietly performing regional bank worth considering for long-term investors. While it lacks the viral appeal of meme stocks, its stable balance sheet, dividend payments, and focus on traditional banking make it an attractive option for those seeking value and income away from high-growth tech plays. The article suggests evaluating OSBC for portfolio diversification and as a potential compounder, especially given its responsiveness to interest rates and regional economic conditions.
Richard Gartelmann Jr Sells 2,000 Shares of Old Second Bancorp (NASDAQ:OSBC) Stock
Richard Gartelmann Jr., Executive Vice President at Old Second Bancorp (NASDAQ:OSBC), sold 2,000 shares of the company's stock for $41,960.00 on February 5th, reducing his stake by 7.44%. This transaction comes after Old Second Bancorp reported better-than-expected Q4 earnings with $0.58 EPS and $95.21 million in revenue, and announced a quarterly dividend of $0.07. Analysts currently have a "Moderate Buy" consensus rating for OSBC with an average target price of $22.63.
Is Old Second Bancorp (OSBC) Pricing Reflect Its Strong Excess Returns Potential
This article analyzes Old Second Bancorp's (OSBC) valuation using two approaches: Excess Returns and Price vs. Earnings (P/E). The Excess Returns model suggests OSBC is 55.8% undervalued with an intrinsic value of about US$45.83 per share compared to its current price of US$20.24. Conversely, the P/E analysis indicates the stock is "about right," trading near its calculated Fair Ratio of 13.30x.
How Investors Are Reacting To Old Second Bancorp (OSBC) Buyback, Dividend And Mixed Credit Signals
Old Second Bancorp (OSBC) recently announced a US$43.9 million share repurchase program and a US$0.07 dividend, following strong Q4 2025 results. This move emphasizes capital return despite rising credit risks in its Powersports portfolio and elevated non-performing assets compared to peers. The market's reaction is mixed, with fair value estimates from community members ranging from US$19.55 to US$22.92, indicating divided opinions on how the buyback and dividend balance increasing credit concerns.
DA Davidson Flag Elevated Non-Performing Assets as Key Risk for Old Second Bancorp, Inc. (OSBC)
DA Davidson raised its price target for Old Second Bancorp, Inc. (OSBC) to $23 from $22, maintaining a Neutral rating after the company's strong Q4 earnings, which benefited from the Evergreen acquisition. Despite robust net interest margin, the firm highlighted elevated non-performing assets as a key risk. Old Second Bancorp reported strong fourth-quarter results with solid growth in net interest and dividend income and maintained strong profitability and capital strength.
Old Second Bancorp Announces $43.9 Million Share Buyback
Old Second Bancorp announced a $43.9 million share repurchase program authorized by its Board of Directors, following a non-objection letter from the Federal Reserve Bank of Chicago. The buybacks will be executed through various methods, with timing and pricing determined by management, and any repurchases after December 31, 2026, will require further regulatory approval. Analysts currently rate OSBC stock as a "Buy" with a $22.00 price target, and TipRanks' AI Analyst assesses it as "Outperform" due to solid financial strength and a constructive earnings outlook.
Old Second Bancorp Authorizes $43.9 Million Share Repurchase Program
Old Second Bancorp (OSBC) announced a $43.9 million share repurchase program on January 27, 2026, which was approved by the Federal Reserve on January 8, 2026. The repurchases can be conducted through various methods, and management will determine the timing and quantity. Any repurchases after 2026 will require additional Federal Reserve approval.
Old Second Bancorp Announces $43.9 Million Share Buyback
Old Second Bancorp announced a $43.9 million share repurchase program, authorized by its Board of Directors following a non-objection letter from the Federal Reserve Bank of Chicago. The program allows for discretionary buybacks through various methods, with timing and pricing subject to management's discretion and regulatory requirements. Analyst sentiment from Spark, TipRanks' AI Analyst, rates OSBC as "Outperform" due to solid financial strength and a constructive earnings outlook, though it notes some offsetting factors like margin/cash-flow pressure.
Ex-Dividend Reminder: Old Second Bancorp, Concentrix and Texas Instruments
Old Second Bancorp (OSBC), Concentrix (CNXC), and Texas Instruments (TXN) are scheduled to trade ex-dividend on January 30, 2026, for their upcoming quarterly dividends. Investors can expect their stock prices to adjust downwards by the dividend amount on that date. The article provides current dividend yields and historical dividend data for these companies.
The Top 5 Analyst Questions That Stood Out During Old Second Bancorp’s Q4 Earnings Call
Old Second Bancorp surpassed adjusted EPS expectations in Q4 2025, driven by a strong net interest margin and effective expense management, despite an increase in Powersports segment net charge-offs. Analyst questions focused on the sustainability of cost reductions, credit risk in Powersports, net interest margin stability amid rate changes, and deposit strategy. The company is working to replace brokered deposits with core funding and manage Powersports charge-offs while maintaining profitability.
Old Second Bancorp, Inc. (NASDAQ:OSBC) Q4 2025 Earnings Call Transcript
Old Second Bancorp, Inc. (NASDAQ:OSBC) reported strong Q4 2025 earnings, with diluted EPS of $0.54 and an ROA of 1.64%. The company achieved a net interest margin of 5.09% and saw tangible book value per share increase to $14.12. Discussions during the earnings call highlighted the profitability of the Powersport loan portfolio despite higher charge-offs, successful integration of recent acquisitions, and plans for modest loan growth and share repurchases in 2026.
OSBC Q4 Deep Dive: Powersports Portfolio and Margin Resilience in Focus
Old Second Bancorp (OSBC) met Q4 CY2025 revenue expectations while exceeding non-GAAP profit forecasts, driven by strong net interest margin and effective cost control. The company highlighted ongoing benefits from acquisitions and a robust Powersports portfolio, despite slightly higher net charge-offs in that segment. Management expects stable margins, mid-single-digit loan growth, and continued expense control, while monitoring credit risk and optimizing the funding mix.
Is It Smart To Buy Old Second Bancorp, Inc. (NASDAQ:OSBC) Before It Goes Ex-Dividend?
Old Second Bancorp, Inc. (NASDAQ:OSBC) is set to trade ex-dividend in four days, with a payment of US$0.07 per share. The company boasts a conservative payout ratio of 15% and has shown strong earnings and dividend per share growth over the past five and ten years, respectively. This combination of rapid growth and a low payout ratio makes it an attractive potential dividend stock for long-term investors.
Old Second Bancorp (NASDAQ:OSBC) Price Target Raised to $23.00 at DA Davidson
DA Davidson raised its price target for Old Second Bancorp (OSBC) to $23.00 from $22.00, maintaining a "neutral" rating. Despite the positive analyst action, shares traded down by approximately 3.8% to $20.45. The company recently exceeded quarterly earnings expectations with $0.58 EPS and $95.21 million in revenue.
Old Second Bancorp Q4 Earnings Call Highlights
Old Second Bancorp (NASDAQ: OSBC) reported strong Q4 2025 GAAP net income of $28.8 million ($0.54/share), or $30.8 million ($0.58/share) excluding adjustments, with a net interest margin above 5%. The company plans to shift its funding mix, replacing $300-$400 million in deposits, and targets mid-single-digit loan growth for 2026 despite anticipated elevated near-term power sports losses. Management highlighted an expanding tangible capital base and potential share repurchases, while M&A remains a consideration for the right strategic fit.
Old Second Bancorp earnings beat by $0.08, revenue topped estimates
Old Second Bancorp (NASDAQ: OSBC) announced its fourth-quarter earnings, beating analyst EPS estimates by $0.08 with an EPS of $0.58. The company also surpassed revenue expectations, reporting $95.2 million against an estimated $94.88 million. Following the report, Old Second Bancorp's stock price closed at $21.47, reflecting a 15.68% increase over the last three months and a 14.94% rise over the past year.
Old Second Bancorp (NASDAQ:OSBC) Reports Q4 CY2025 In Line With Expectations
Old Second Bancorp (NASDAQ:OSBC) reported Q4 CY2025 results that met Wall Street's revenue expectations, with sales up 29.5% year-on-year to $95.21 million. The bank's non-GAAP profit per share of $0.58 exceeded analyst estimates by 8.1%. Key highlights include a 34.9% year-on-year growth in net interest income and a 14% year-on-year growth in tangible book value per share, indicating a strong financial quarter.
Old Second Bancorp (NASDAQ:OSBC) Reports Q4 CY2025 In Line With Expectations
Old Second Bancorp (NASDAQ: OSBC) reported Q4 CY2025 results that met Wall Street's revenue expectations, with sales up 29.5% year-on-year to $95.21 million. The Midwest regional bank also exceeded analyst estimates for non-GAAP profit per share by 8.1%, reporting $0.58. Key metrics like net interest income, net interest margin, and tangible book value per share also beat or were in line with analyst projections, indicating a solid financial performance for the company.
Old Second Bancorp (OSBC) Declares $0.07 Quarterly Dividend with 1.36% Yield
Old Second Bancorp (OSBC) has declared a quarterly dividend of $0.07 per share, maintaining consistency and signaling stable profitability. This declaration results in a forward yield of 1.36%, making it attractive to income-seeking investors. The dividend is payable on February 9, with record and ex-dividend dates on January 30, and the company projects future growth and a potential dividend boost following the Evergreen acquisition.
Old Second Bancorp (OSBC) Q4 Earnings Report Preview: What To Look For
Old Second Bancorp (OSBC) is set to report its Q4 earnings on Wednesday after market close. Analysts anticipate a 29.6% year-on-year revenue growth to $95.29 million and adjusted earnings of $0.54 per share. The company has a strong track record of beating revenue estimates, and investors will be looking at how it performs compared to regional bank peers like First Horizon and BOK Financial.
Old Second Bancorp (OSBC) Q4 Earnings Report Preview: What To Look For
Old Second Bancorp (OSBC) is set to report its Q4 earnings after market close this Wednesday. Analysts expect revenue to grow by 29.6% year-on-year to $95.29 million and adjusted earnings of $0.54 per share. The company has a strong track record of beating revenue estimates, and peer results from First Horizon and BOK Financial suggest a potentially positive outlook for the regional banking sector.
Gear Up for Old Second Bancorp (OSBC) Q4 Earnings: Wall Street Estimates for Key Metrics
Analysts expect Old Second Bancorp (OSBC) to report a 20.5% increase in Q4 earnings per share to $0.53 and a 30.7% rise in revenues to $95.65 million. Key metrics like Net Interest Margin, Efficiency Ratio, and Net Interest Income (TE) are also projected to improve compared to the previous year. OSBC currently holds a Zacks Rank #3 (Hold), indicating it's expected to perform in line with the market.
Old Second Bancorp (OSBC) Projected to Post Quarterly Earnings on Wednesday
Old Second Bancorp (OSBC) is scheduled to post its Q4 2025 earnings after market close on January 21st, with analysts projecting $0.53 EPS and $82.485 million in revenue. The company previously reported $0.53 EPS, surpassing estimates, on revenue of $95.88 million for the prior quarter. The stock, currently trading near $19.87 with a $1.05 billion market cap, has a "Moderate Buy" consensus rating and an average target price of $21.63 from Wall Street analysts.
2 Reasons to Like OSBC (and 1 Not So Much)
Old Second Bancorp (OSBC) has underperformed the S&P 500 recently, but its strengths in net interest income growth and an elite net interest margin suggest a potential buying opportunity. While its consistent net interest income growth and high-yielding loan book are positives, its recent lackluster revenue growth is a point of concern. The article concludes that the company's merits outweigh its flaws, especially given its current valuation.
