3 Reasons to Avoid ORI and 1 Stock to Buy Instead
This article analyzes Old Republic International (ORI), suggesting investors avoid the stock despite its recent market outperformance. The author outlines three primary reasons for caution: slow growth in net premiums earned, unimpressive earnings per share growth, and limited asset expansion indicated by substandard book value per share growth. Instead, the article recommends considering a "safe-and-steady industrials business benefiting from an upgrade cycle" and refers to a curated list of high-quality stocks.
Old Republic International Corporation $ORI Stock Holdings Lessened by DDD Partners LLC
DDD Partners LLC reduced its stake in Old Republic International Corporation (NYSE:ORI) by 11.5% in the third quarter of 2025, now owning 488,558 shares valued at approximately $20.75 million. This makes ORI the 14th-largest holding in DDD Partners LLC's portfolio. The article also notes that Old Republic International missed its quarterly EPS estimate despite beating revenue expectations and recently paid a special dividend.
Are Old Republic International’s (ORI) Underwriting Woes Reframing Its Entire Insurance Investment Narrative?
Old Republic International (ORI) recently reported weaker-than-expected Q4 earnings and a cautious outlook on underwriting trends, causing an 11% share price drop and prompting investors to reassess the company. Analysts are concerned about managing loss cost inflation and reserve risk within its specialty segment. The article suggests that ORI's investment narrative, traditionally built on steady underwriting and disciplined capital allocation, is now being challenged, with focus shifting to the company's ability to control loss costs and reserves.
Bank of New York Mellon Corp Grows Stock Holdings in Old Republic International Corporation $ORI
Bank of New York Mellon Corp significantly increased its stake in Old Republic International, purchasing 575,778 additional shares, bringing its total holdings to over 3.5 million shares worth approximately $152.3 million. Meanwhile, insider activity saw SVP Carolyn Monroe sell shares and Director Therace Risch buy shares. Old Republic International reported mixed quarterly results, missing EPS estimates but exceeding revenue expectations, and recently paid a special dividend of $2.50 per share.
The Top 5 Analyst Questions From Old Republic International's Q4 Earnings Call
Old Republic International experienced strong Q4 revenue growth but missed profitability expectations due to higher commercial auto loss ratios and increased expense ratios. Management highlighted immediate adjustments to loss reserves and a focus on pricing discipline, addressing analyst concerns about combined ratio targets, commercial auto loss picks, and credit losses. Future quarters will focus on commercial auto rate impacts, technology modernization, and capital deployment strategies.
Jim Cramer Answered Questions About These 9 Stocks
Jim Cramer discussed Old Republic International Corporation (ORI) in response to a caller's question. Despite a recent earnings miss, Cramer views ORI as a strong company and advises investors to continue buying and reinvesting. He noted that the entire insurance sector is facing pressure, but Old Republic remains a good long-term investment.
Jim Cramer on Old Republic: "Just Keep Buying, Keep Reinvesting, and I Think You Will Do Just Fine"
Jim Cramer recommended buying and reinvesting in Old Republic International Corp (ORI) despite a recent earnings miss, emphasizing the company's underlying strength. He acknowledged that many insurers are facing pressure this quarter but expressed confidence that ORI would recover. Cramer advised investors to look past the current "bad quarter" as he believes there will be many good quarters ahead for the company.
Piper Sandler Turns Cautious on Old Republic (ORI) After Q4 Results
Piper Sandler downgraded Old Republic International Corporation (NYSE:ORI) to Neutral from Overweight and cut its price target to $38 from $51 following the company’s Q4 2025 earnings report. The firm expressed less optimism about Old Republic's specialty underwriting business due to challenges from commercial auto loss cost inflation. Despite a decrease in consolidated pretax operating income year-over-year, the CEO highlighted a 22% increase in book value per share and strong premium and fee revenue in the title segment.
Piper Sandler Turns Cautious on Old Republic (ORI) After Q4 Results
Piper Sandler downgraded Old Republic International Corporation (ORI) to Neutral from Overweight and cut its price target to $38 from $51 following the company's Q4 earnings. The downgrade was driven by concerns over commercial auto loss cost inflation affecting Old Republic's specialty underwriting business. Despite Q4's consolidated pretax operating income decline and worsened combined ratio, the CEO highlighted a strong full-year operating income and a 22% increase in book value per share.
Old Republic International (ORI) Combined Ratio Of 94.7% Challenges Earnings Decline Narrative
Old Republic International (ORI) reported Q4 FY 2025 revenue of US$2.4b and a strong combined ratio of 94.7% for the trailing twelve months, indicating solid underwriting margins. Despite a five-year earnings decline, recent performance shows 9.7% growth and a 10.2% net margin, challenging a bearish forecast of future earnings decline. The stock trades at a P/E of 9.9x, below the industry average and its DCF fair value, suggesting a potential discount for bullish investors despite risks like an unstable dividend and predicted revenue decline.
Old Republic International (NYSE:ORI) Exceeds Q4 CY2025 Expectations
Old Republic International (NYSE:ORI) reported Q4 CY2025 results that exceeded revenue expectations, with sales up 10.8% year over year to $2.39 billion. However, its non-GAAP profit was below analysts' consensus estimates at $0.74 per share, a 16.2% miss. Despite beating net premiums earned and overall revenue, the company's EPS and book value per share fell short of Wall Street's estimates, leading to a 3.1% stock decline immediately after the report.
Old Republic International Corporation (NYSE:ORI) Q4 2025 Earnings Call Transcript
Old Republic International Corporation (NYSE: ORI) held its Q4 2025 earnings call, reporting consolidated pretax operating income of $236 million and a combined ratio of 96%. For the full year, the company achieved $1 billion in pretax operating income and a 14.1% operating return on beginning equity. Specialty insurance segments showed strong premium growth and profitability, while the Title Group benefited from increased commercial activity despite residential market softness, resulting in an 18% increase in pretax operating income for the quarter.
Old Republic operating profit declines
Old Republic International Corp. reported a decline in fourth-quarter 2025 net operating income to $184.7 million, down from $227.0 million a year earlier, despite an increase in net income. This was largely influenced by investment performance, with the company recording net investment gains compared to losses in the previous year. The company's underwriting margin tightened, and analysts expressed concerns regarding commercial auto loss trends, leading to a downgrade by Piper Sandler due to potential reserving issues.
Old Republic International Shares Slip After Mixed Q4 Results
Old Republic International Corp. (NYSE: ORI) shares fell after its Q4 2025 results showed revenue growth but an earnings miss compared to expectations. Despite an increase in total operating revenues and net income year-over-year, the diluted net operating income decreased, and the combined ratio widened, reflecting higher underwriting costs. The company maintained its dividend policy, marking its 44th consecutive annual increase.
ORI Q4 Deep Dive: Expense Pressures and Reserve Actions Offset Revenue Growth
Old Republic International (ORI) reported Q4 CY2025 results that exceeded revenue expectations but missed profitability estimates due to higher loss ratios in commercial auto and increased expense ratios from technology investments. Management highlighted immediate adjustments to loss reserves and a focus on pricing discipline, especially in long-haul trucking where claim trends are worsening. The company anticipates continued premium growth in specialty and title insurance, balanced against persistent claims inflation and a challenging litigation environment.
Earnings call transcript: Old Republic Q4 2025 reveals EPS miss, stock drops
Old Republic International (ORI) reported a Q4 2025 EPS of $0.74, missing the forecast of $0.87 by 14.94%, despite revenue exceeding expectations at $2.39 billion. This led to a 13.96% drop in its stock price in pre-market trading. The company's specialty insurance and title insurance segments showed growth, with management emphasizing pricing discipline and capital strength.
Old Republic International Corp (ORI) Trading Down 10.53% on Jan 22
Shares of Old Republic International Corp (ORI) fell 10.53% in mid-day trading on January 22nd, reaching an intraday low of $37.00 before closing at $38.58. Wall Street analysts have an average target price of $49.00 for ORI, implying a 27.01% upside, with a consensus recommendation of "Outperform." GuruFocus estimates the fair value (GF Value) at $43.65, suggesting a 13.14% upside from the current price.
Old Republic International Corporation Reports Q4 and Full Year 2025 Results
Old Republic International Corporation announced its financial results for Q4 and full year 2025, showing significant growth in net income for the quarter. The company reported a substantial increase in consolidated net premiums and fees earned, along with a rise in net investment income. Management emphasized a focus on profitable results, strong balance sheets, and a commitment to returning capital to shareholders through dividends and share repurchases.
Old Republic International (ORI) Q4 Earnings Report Preview: What To Look For
Old Republic International (ORI) is set to report its Q4 earnings tomorrow, with analysts expecting a 7.8% year-on-year revenue growth to $2.32 billion and adjusted earnings of $0.88 per share. The company has a strong track record of beating revenue estimates, and analysts have reconfirmed their estimates despite a recent downturn in the insurance sector. ORI is currently trading below its average analyst price target.
Old Republic International (ORI) Q4 Earnings: What To Expect
Old Republic International (ORI) is set to announce its Q4 earnings before market hours on Thursday. The company beat revenue expectations last quarter and analysts anticipate a 7.8% year-on-year revenue growth to $2.32 billion for the current quarter, with adjusted earnings of $0.88 per share. Despite a recent decline in investor sentiment for the insurance sector, analysts have largely reconfirmed their estimates for ORI.
Dupree Financial Group LLC Cuts Stock Holdings in Old Republic International Corporation $ORI
Dupree Financial Group LLC decreased its stake in Old Republic International Corporation (NYSE:ORI) by 22.0% in Q3, selling 46,594 shares and now holding 165,112 shares valued at approximately $7.01 million. This makes ORI its 14th largest holding, representing 2.7% of the fund's investment portfolio. The article also notes recent insider buying and selling activity, strong Q3 earnings that beat estimates, and a consensus "Strong Buy" rating from analysts with an average target price of $49.00.
Wall Street's Insights Into Key Metrics Ahead of Old Republic (ORI) Q4 Earnings
Ahead of its Q4 earnings release, Old Republic International (ORI) is projected to report an EPS of $0.89, a 1.1% decline year-over-year, with revenues expected to reach $2.31 billion, a 7.3% increase. Analysts have provided detailed forecasts for various key metrics within the Specialty Insurance and Title Insurance segments, including net premiums earned, investment income, and expense ratios. Old Republic shares have seen a -5.4% return over the past month, underperforming the S&P 500's +2% change.
Old Republic International Corporation $ORI Shares Acquired by Stephens Inc. AR
Stephens Inc. AR significantly increased its stake in Old Republic International Corporation ($ORI) by 1,472.3% in Q3, now holding 189,258 shares valued at $8,086,000. Old Republic recently paid a special dividend of $2.50 per share and beat Q3 earnings expectations with an EPS of $0.78 and revenue of $2.42 billion. The company currently holds a consensus "Strong Buy" rating from analysts with a target price of $49.00.
ORI March 20th Options Begin Trading
New options for Old Republic International Corp. (ORI) with a March 20th expiration are now available for trading. A specific call contract at the $45.00 strike price is highlighted, offering a potential 4.75% return if included in a covered call strategy, based on current stock prices. Analysts suggest a 65% chance of this contract expiring worthless, which would allow the investor to keep the premium and boost their return.
Old Republic International (ORI) to Release Earnings on Thursday
Old Republic International (ORI) is set to release its Q4 2025 earnings before market open on Thursday, January 22nd, with analysts expecting $0.89 EPS and $2.3135 billion in revenue. The company recently paid a special dividend of $2.50 per share and maintains a Strong Buy consensus rating from analysts, with insider activity showing both purchases and sales.
OLD Republic International Corp Takes Position in Mondelez International, Inc. $MDLZ
OLD Republic International Corp has initiated a new position in Mondelez International, Inc. (NASDAQ:MDLZ), acquiring 161,400 shares valued at approximately $10.08 million in the third quarter. This move contributes to the significant institutional and hedge fund ownership in Mondelez, which stands at 78.32%, following substantial investments by other major firms like Norges Bank, First Trust, and Invesco. Mondelez, trading near $55 with a market cap of $71.1 billion, has declared a quarterly dividend of $0.50, leading to an annualized yield of about 3.6%.
OLD Republic International Corp Takes $14.75 Million Position in Constellation Brands Inc $STZ
OLD Republic International Corp recently acquired 109,500 shares of Constellation Brands (NYSE:STZ) for approximately $14.75 million, representing a new position in the beverage company. Constellation Brands reported Q3 EPS of $3.06, exceeding estimates, but revenue saw a 9.8% year-over-year decline. The company announced a quarterly dividend of $1.02 and holds a consensus "Hold" rating from analysts with an average target price of $183.21.
VIRGINIA RETIREMENT SYSTEMS ET Al Sells 22,200 Shares of Old Republic International Corporation $ORI
VIRGINIA RETIREMENT SYSTEMS ET Al reduced its stake in Old Republic International Corporation (NYSE:ORI) by selling 22,200 shares, decreasing its holding by 4.4% to 479,861 shares valued at approximately $20.38 million. This comes as Old Republic announced a special dividend of $2.50 payable on January 14th, with an ex-dividend date of January 2nd. Wall Street analysts maintain a bullish outlook on ORI, with a consensus "Strong Buy" rating and an average target price of $49.00.
Cwm LLC Raises Holdings in Old Republic International Corporation $ORI
Cwm LLC significantly increased its stake in Old Republic International Corporation (NYSE:ORI) by 87.4% in Q3, bringing its total holdings to 174,260 shares valued at approximately $7.40 million. Institutional investors now own 70.92% of the company's stock, which has received "Strong Buy" ratings from analysts like Raymond James and Piper Sandler, with a consensus target price of $49.00. Old Republic also declared a $2.50 special dividend payable on January 14th, with the ex-dividend date on January 2nd.
Old Republic International stock hits all-time high at $46.67
Old Republic International's stock reached an all-time high of $46.67, driven by a 38.39% increase over the past year and a strong dividend yield of 7.85%. The company, rated with "GREAT" financial health by InvestingPro, has maintained dividend payments for 55 consecutive years, attracting income-focused investors. Recent positive developments include surpassing Q3 2025 earnings expectations, announcing significant dividends, and a raised price target from Piper Sandler.
The Best Dividend Stock to Buy With $50 Right Now
Old Republic International (NYSE: ORI) is highlighted as a top dividend stock to buy for under $50, noting its consistent dividend increases and recent special dividend declaration. The article details the company's strong operational performance in Q3 2025, with net operating income rising, and its stock's significant growth over the past three years. An analyst from Piper Sandler has raised their price target for ORI to $51, rating it overweight.
Old Republic International stock hits all-time high at $46.67
Old Republic International's stock has reached an all-time high of $46.67, driven by a 38.39% increase over the past year, a 7.85% dividend yield, and a P/E ratio of 14.03. The company, which maintains a "GREAT" financial health score and has paid dividends for 55 consecutive years, recently surpassed Q3 2025 earnings expectations and declared significant dividends. Piper Sandler raised its price target to $51.00, maintaining an "Overweight" rating, highlighting strong investor interest.
Inspire Investing LLC Increases Stake in Old Republic International Corporation $ORI
Inspire Investing LLC significantly increased its stake in Old Republic International (NYSE:ORI) by 67.3% in the third quarter of 2025, bringing its total holdings to 84,624 shares valued at approximately $3.59 million. This move aligns with a "Strong Buy" consensus rating among analysts and an average price target of $49.00, following recent upgrades from firms like Raymond James and Piper Sandler. Additionally, Old Republic International recently declared a special dividend of $2.50 payable on January 14, 2026, to shareholders registered by January 2, 2026.
Did Old Republic’s US$2.50 Special Dividend Just Shift Old Republic International's (ORI) Investment Narrative?
Old Republic International (ORI) declared a significant special dividend of US$2.50 per share, distributing about US$620 million to investors. This move highlights the insurer's capacity to return capital but may also raise questions about future capital allocation and the sustainability of investment income given tighter yield spreads. The article suggests this special dividend, combined with a regular quarterly dividend increase, leans ORI further into cash returns despite uneven earnings growth and margin pressure in Title Insurance.
Voya Investment Management LLC Decreases Stake in Old Republic International Corporation $ORI
Voya Investment Management LLC reduced its stake in Old Republic International Corporation (NYSE:ORI) by 33.5% in the third quarter, while other institutional investors have adjusted their holdings. Insider activity was mixed, with a senior vice president selling shares and a director purchasing shares. Old Republic International also reported strong quarterly earnings, beating analyst expectations, and announced a special dividend, leading to an average analyst rating of "Strong Buy."
Old Republic International (ORI): Reassessing Valuation After New Special Cash Dividend Declaration
Old Republic International (ORI) has declared a special cash dividend of $2.50 per share, returning approximately $620 million to shareholders, following a strong share price performance with a 26% year-to-date return and a 249% five-year total shareholder return. Despite this, the stock is currently trading only modestly below analyst targets, raising questions about whether it remains undervalued or if its future growth is already priced in. The narrative suggests a small valuation gap with a fair value of $46.50, driven by strong capital management and competitive advantages, though risks from weak real estate markets and rising costs in Title Insurance could challenge this optimistic outlook.
Should Old Republic’s US$2.50 Special Dividend Shift Capital Return Priorities for Old Republic (ORI) Investors?
Old Republic International Corporation recently declared a special cash dividend of US$2.50 per share, totaling approximately US$620.00 million, in addition to its regular quarterly dividend. This move underscores the company's commitment to returning excess capital to shareholders, though its implications for future earnings sustainability amid potentially shrinking invested assets warrant investor attention. The special dividend reinforces Old Republic's capital return story, but ongoing challenges like real estate recovery, rising costs, and reserve releases remain key short-term factors impacting the company's financial outlook.
Texas Permanent School Fund Corp Acquires 22,258 Shares of Old Republic International Corporation $ORI
Texas Permanent School Fund Corp recently increased its stake in Old Republic International (NYSE:ORI) by 8.9%, acquiring an additional 22,258 shares to now hold 271,482 shares valued at approximately $10.44 million. This move comes as other institutional investors have also adjusted their positions, and analysts maintain a "Strong Buy" consensus rating for ORI. Old Republic further announced a special dividend of $2.50 per share and reported strong quarterly earnings, beating analyst expectations for both EPS and revenue.
Old Republic Announces Special Dividend
Old Republic International Corp (ORI) has declared a special cash dividend of $2.50 per share. This announcement was made via Refinitiv and is a key financial update for shareholders.
Old Republic International Corp Declares Special Dividend
Old Republic International Corp (ORI) has announced a special cash dividend of $2.50 per share, payable on January 14, 2026, which will return approximately $620 million to shareholders. This dividend complements the company's existing share repurchase program, which saw $47 million in shares repurchased in Q4, with $864 million authorized remaining. ORI continues to focus on profitable growth, new businesses, and strategic acquisitions.
Old Republic (ORI) Declares $2.50 Special Dividend
Old Republic International Corporation (ORI) has announced a special dividend of $2.50 per share, payable on January 14, reinforcing its commitment to shareholder value. The company, operating in the Financial Services-Insurance sector, maintains a robust financial position with a market capitalization of approximately $10.97 billion. Despite potential sector-specific risks, ORI's solid financial metrics and strategic positioning provide a foundation for continued stability.
Old Republic (ORI) Announces Special Cash Dividend for Shareholders
Old Republic International Corporation (ORI) has declared a special cash dividend of $2.50 per share, totaling approximately $620 million, to be distributed on January 14, 2026, for shareholders on record as of January 2, 2026. This announcement highlights the company's commitment to rewarding investors despite its valuation metrics nearing historical highs and its ROIC being below WACC. ORI operates in the financial services sector, specializing in various insurance products, and maintains a stable financial outlook with a GF Score of 80.
Old Republic (NYSE: ORI) declares $2.50 special dividend, updates buyback capacity
Old Republic International Corporation (NYSE: ORI) announced a $2.50 per share special cash dividend, payable January 14, 2026, returning approximately $620 million to shareholders. The company has also repurchased $47 million in shares during Q4 and has $864 million remaining in its repurchase authorization. Over the last five years, Old Republic has returned over $5.0 billion to shareholders and reduced shares outstanding by more than 20%.
Piper Sandler Sees Earnings Upside for Old Republic (ORI) as Housing Outlook Improves
Piper Sandler has increased its price target for Old Republic International Corporation (ORI) to $51 from $46, maintaining an Overweight rating. This valuation is based on the company's property and casualty insurance and title business, anticipating stronger earnings with a recovery in the housing market. Additionally, Old Republic recently announced the acquisition of Everett Cash Mutual Insurance Co., a move expected to contribute to its growth and profitability.
Nebula Research & Development LLC Has $3.51 Million Stock Position in Old Republic International Corporation $ORI
Nebula Research & Development LLC significantly increased its stake in Old Republic International (ORI) by 62.6% to 91,375 shares, valued at approximately $3.51 million. This highlights a broader institutional interest, with 70.92% of the company owned by institutional investors and hedge funds. Analysts widely recommend ORI with an average "Strong Buy" rating and a target price of $49, driven by strong recent financial performance, including an EPS beat and a consistent dividend payout.
California Public Employees Retirement System Sells 215,511 Shares of Old Republic International Corporation $ORI
California Public Employees Retirement System significantly reduced its stake in Old Republic International by selling 215,511 shares, lowering its holdings by 19.6%. Despite this institutional sell-off, other firms like Charles Schwab and Invesco Ltd. increased their positions in the insurance provider. The article also details recent insider transactions, analyst ratings, and financial performance data for Old Republic International.
Natixis Takes $6.24 Million Position in Old Republic International Corporation $ORI
Natixis has acquired a significant new stake in Old Republic International Corporation (NYSE:ORI), purchasing 162,337 shares valued at approximately $6.24 million. Other major institutional investors like AQR Capital Management and Norges Bank have also increased or initiated positions, leading to institutional ownership of about 70.92% of the company. Analysts maintain a "Strong Buy" rating for ORI, with an average target price of $49, and the company recently announced a quarterly dividend of $0.29.
First Trust Advisors LP Acquires 675,276 Shares of Old Republic International Corporation $ORI
First Trust Advisors LP significantly increased its stake in Old Republic International Corporation ($ORI) by purchasing an additional 675,276 shares, bringing their total holdings to 1,785,774 shares valued at $68,645,000. Institutional ownership of Old Republic International now stands at 70.92%. The article also details recent analyst rating changes, insider transactions including a sale by an SVP and a purchase by a Director, and the company's recent stock performance and dividend announcement.
Everett Cash Mutual seeks conversion ahead of Old Republic acquisition
Everett Cash Mutual Insurance Co. is taking steps to convert to a stock company and merge with Ever-Greene Mutual Insurance Co. ahead of its acquisition by Old Republic International Corp. The transaction is valued between $153 million and $207 million, with Old Republic covering any shortfall in the stock offering. This move is part of a broader trend of mutual-to-stock conversions in the insurance market to gain capital access and scale.
Four Days Left Until Old Republic International Corporation (NYSE:ORI) Trades Ex-Dividend
Old Republic International Corporation (NYSE:ORI) is set to trade ex-dividend in four days, with a dividend payment of US$0.29 per share scheduled for December 15th. The company currently offers a trailing yield of 2.5% and has a comfortable payout ratio of 33% of its profit, indicating the dividend is affordable. While earnings per share have remained flat, the company has shown a 4.6% dividend growth per year over the past decade.
