Insider Buying: Annette Franqui Acquires Shares of OFG Bancorp
Annette Franqui, a Director at OFG Bancorp (OFG), purchased 1,540 shares of the company on February 20, 2026, increasing her total holdings to 3,440 shares. This transaction marks the sole insider buy over the past year, contrasting with six insider sells. The stock is currently trading at $42.07, and GuruFocus assesses it as fairly valued with a price-to-GF-Value ratio of 0.99.
CenterBook Partners LP Purchases 45,293 Shares of OFG Bancorp $OFG
CenterBook Partners LP significantly increased its stake in OFG Bancorp by 294.3% in the third quarter, purchasing an additional 45,293 shares and now owning 60,682 shares valued at $2.64 million. Other institutional investors also adjusted their positions in OFG Bancorp, which recently reported strong earnings, a dividend increase, and authorized a $200 million share repurchase program. Analysts currently rate OFG Bancorp as a "Hold" with a consensus price target of $45.83.
3 Bank Stocks We're Skeptical Of
This article identifies three bank stocks—OFG Bancorp (OFG), Arbor Realty Trust (ABR), and JPMorgan Chase (JPM)—that investors should approach with skepticism. The analysis highlights concerns such as below-par net interest income growth for OFG, declining sales and profitability for ABR due to market challenges, and slow revenue growth and rising expenses for JPM despite its large revenue base. The author emphasizes that while the banking sector has seen growth, these specific stocks present potential risks.
OFG: Dividend And Buyback Actions Will Offset Tempered Outlook And Neutral Ratings
Analysts have adjusted their price target for OFG Bancorp due to revised expectations regarding revenue growth, profitability, and future P/E outlook, leading to recent Neutral ratings and some downgrades. However, the company's approved 17% increase in quarterly dividends and a new $200 million share buyback plan are expected to provide support and offset the tempered outlook. While some concerns about growth and outperformance exist, the valuation is being fine-tuned rather than completely reset, appealing to investors seeking less volatile earnings.
Thrivent Financial for Lutherans Makes New Investment in OFG Bancorp $OFG
Thrivent Financial for Lutherans has acquired a new stake of 98,229 shares in OFG Bancorp, valued at approximately $4.27 million, making up 0.22% of the company. OFG Bancorp recently raised its quarterly dividend to $0.35 per share and initiated a $200 million share buyback program. Despite recent insider selling, institutional investors own a significant portion of the company, and analysts generally hold a "Hold" rating for the stock with a consensus price target of $45.83.
OFG Bancorp (NYSE:OFG) Receives Consensus Recommendation of "Hold" from Brokerages
OFG Bancorp (NYSE:OFG) has received a consensus "Hold" rating from brokerages, with an average 12-month price target of $45.83. The company recently reported strong Q4 earnings, beating estimates with $1.27 EPS, increased its quarterly dividend to $0.35, and authorized a $200 million share buyback. Despite recent insider selling, institutional ownership remains high at 92.73%.
OFG Bancorp (NYSE:OFG) Has Announced That It Will Be Increasing Its Dividend To $0.35
OFG Bancorp (NYSE:OFG) will increase its quarterly dividend to $0.35, resulting in a 3.0% yield, consistent with the industry average. The company has a history of dividend payments, with a current payout ratio of 26% and an expected future payout ratio of 28%, suggesting good dividend sustainability despite some past volatility. Strong earnings per share growth of 29% per annum over the last five years also indicates the potential for continued dividend growth.
5 Bank Stocks With Recent Dividend Hikes to Keep on Your Radar
Despite lingering concerns in early 2026 markets, a strong fourth quarter and a patient Federal Reserve supported bank stocks. Consequently, investors should consider fundamentally solid banks with attractive dividend yields for stability and income. Five banks that recently announced dividend hikes—Hancock Whitney Corporation (HWC), Hilltop Holdings (HTH), Tompkins Financial (TMP), OFG Bancorp (OFG), and Sierra Bancorp (BSRR)—exhibit robust business models and consistent capital distribution, making them noteworthy investments.
Truist Financial Maintains OFG Bancorp(OFG.US) With Buy Rating
Truist Financial analyst Arren Cyganovich has maintained a buy rating for OFG Bancorp (OFG.US). The analyst has a notable success rate of 66.3% and an average return of 18.4% over the past year, according to TipRanks data. This information is intended for informational or educational purposes only and does not constitute investment advice.
OFG Bancorp (NYSE:OFG) Has Announced That It Will Be Increasing Its Dividend To $0.35
OFG Bancorp (NYSE:OFG) announced it will increase its dividend to $0.35 per share, representing a 17% increase from the previous year. This raise brings the dividend yield to 3.0%, with earnings easily covering the distributions at a 26% payout ratio. Despite past dividend volatility, the company has seen strong EPS growth, suggesting potential for continued dividend increases.
OFG Bancorp (NYSE:OFG) Plans Quarterly Dividend of $0.35
OFG Bancorp (NYSE:OFG) declared a quarterly dividend of $0.35 per share, representing a 16.7% increase from its previous payout. The ex-dividend date is March 31st, with payment scheduled for April 15th, resulting in an annualized yield of 3.5%. The company's stock rose by approximately 5.8% to $39.94 after exceeding quarterly EPS estimates, and its dividend is well-covered with a payout ratio of 27%.
Y Intercept Hong Kong Ltd Purchases New Shares in OFG Bancorp $OFG
Y Intercept Hong Kong Ltd acquired a new 42,901-share position in OFG Bancorp, valued at $1.866 million, as disclosed in its Q3 13F filing. This move comes as OFG Bancorp authorized a $200 million share repurchase program and increased its quarterly dividend to $0.35 per share. Despite some insider selling, institutional ownership remains high at 92.73%, and analysts have a consensus "Hold" rating with a target price of $45.83 for OFG Bancorp.
OFG Bancorp (OFG) Shares Rise, Here’s the Reason
OFG Bancorp's stock rose 4.6% after the company announced an increased quarterly dividend to $0.35 per share and a new $200 million share buyback program, signaling confidence in its financial future. This uplift comes despite a recent 8.9% drop following mixed Q4 2025 results, where lower net interest income and a high efficiency ratio concerned investors. The company's stock is currently trading at $39.63, 12.9% below its 52-week high.
OFG Bancorp Increases Regular Quarterly Common Stock Cash Dividend to $0.35
OFG Bancorp (NYSE: OFG) has announced a 17% increase in its regular quarterly cash dividend, raising it from $0.30 to $0.35 per common share. This dividend is for the quarter ending March 31, 2026, and will be payable on April 15, 2026, to shareholders of record as of March 31, 2026. OFG Bancorp is a diversified financial holding company operating in Puerto Rico and the U.S. Virgin Islands.
Does OFG Bancorp’s (OFG) Bigger Buyback Reveal Its True Capital Allocation Priorities?
OFG Bancorp recently announced a new US$200 million stock repurchase authorization and a 17% increase in its quarterly cash dividend, signaling a strong focus on returning capital to shareholders. While these actions may support per-share metrics, they also raise concerns given rising net charge-offs and potential pressure on future earnings. The article discusses OFG Bancorp's investment narrative, highlighting diverging fair value estimates among investors.
OFG Bancorp increases quarterly dividend by 17% to $0.35 per share
OFG Bancorp announced a 17% increase in its quarterly cash dividend to $0.35 per common share, payable on April 15, 2026. This decision follows a strong fourth quarter in 2025 where the company exceeded analyst expectations for EPS and revenue, and approved a new $200 million stock repurchase plan. While analysts Truist Securities and Piper Sandler adjusted price targets due to factors like net interest margin and loan growth, they maintain positive to neutral ratings.
OFG Bancorp (OFG) Stock Trades Up, Here Is Why
OFG Bancorp (NYSE: OFG) saw its stock jump 4.6% after announcing an increased quarterly dividend to $0.35 per share and a new $200 million stock repurchase plan. These actions are viewed positively by investors, signaling management's confidence in the company's financial health and future earnings. The news was considered meaningful by the market, especially after a recent drop due to mixed Q4 2025 results that showed misses on profitability and efficiency metrics despite beating EPS estimates.
Does OFG Bancorp’s (OFG) Bigger Buyback Reveal Its True Capital Allocation Priorities?
OFG Bancorp recently announced a new US$200 million stock repurchase authorization and a 17% increase in its quarterly cash dividend to US$0.35 per share. These actions emphasize management's focus on returning excess capital to shareholders, particularly after a recent stock pullback and the completion of a previous buyback program. While this aggressive capital return strategy may boost per-share metrics, it also raises concerns given rising net charge-offs and potential pressure on future earnings.
5 Insightful Analyst Questions From OFG Bancorp's Q4 Earnings Call
OFG Bancorp's Q4 2025 results met revenue expectations but faced market concerns regarding credit costs and margin compression. The CEO highlighted a 17% diluted EPS increase year-over-year, driven by commercial lending growth and digital deposit product success, while analysts probed into elevated credit loss provisions, loan growth drivers, and competitive dynamics in the deposit market. Key catalysts for future quarters include monitoring commercial loan and deposit growth, expense trends, and net interest margin changes.
OFG Bancorp announces new $200M buyback
OFG Bancorp has announced that its Board of Directors approved a new open-ended stock repurchase authorization plan valued at $200 million. This new plan supplements a previous authorization that still had $38.1 million available for repurchase as of December 31, 2025. The company has recently seen its price target lowered by Truist and a downgrade from Keefe Bruyette, while reporting Q4 EPS of $1.27 which exceeded consensus estimates.
5 Insightful Analyst Questions From OFG Bancorp’s Q4 Earnings Call
OFG Bancorp’s Q4 results met revenue expectations but were met with negative market response due to concerns over credit costs and margin compression. Management highlighted growth in commercial lending, digital deposit products, and sound asset quality, despite increased credit loss provisions and nonrecurring tech expenses. The article details five key analyst questions from the earnings call, covering elevated credit loss provisions, loan growth drivers, yield decreases, competitive deposit landscape, and new client demographics, alongside future monitoring points for the company.
OFG Bancorp authorizes new $200M share repurchase program
OFG Bancorp's Board of Directors has authorized a new share repurchase program, allowing the company to buy back up to $200 million of its common stock. This program will replace the previous one, which had remaining authorization of approximately $36.7 million. The repurchases can be made through various methods, and the program's timing and amount will depend on market conditions and other factors.
OFG Bancorp increases quarterly dividend by 17% to $0.35 per share
OFG Bancorp announced a 17% increase in its quarterly cash dividend to $0.35 per common share, payable on April 15, 2026. This decision follows a strong Q4 2025 performance where the company exceeded analyst expectations for EPS and revenue, and also approved a new $200 million stock repurchase plan. Despite positive earnings, some analysts adjusted price targets due to factors like lower net interest margin and loan growth concerns, while maintaining "Buy" or "Neutral" ratings.
Ofg Bancorp Announces New $200 Million Share Repurchase Plan
Ofg Bancorp has announced a new share repurchase plan valued at $200 million. This move is typically seen as a way for companies to return value to shareholders and can indicate confidence in the company's financial health. Investors often view share buybacks positively, as they can reduce the number of outstanding shares, potentially increasing earnings per share.
$200M on the table: OFG Bancorp greenlights new stock buyback
OFG Bancorp (NYSE: OFG) has announced that its Board of Directors approved a new open-ended stock repurchase authorization plan of $200 million. This new plan builds upon a previous authorization, which still had $38.1 million remaining as of December 31, 2025. The company, celebrating its 62nd year, specializes in banking, lending, and wealth management services primarily in Puerto Rico and the U.S. Virgin Islands.
OFG Bancorp Announces New $200 Million Share Repurchase Plan
OFG Bancorp announced that its Board of Directors approved a new open-ended $200 million stock repurchase authorization plan. This new plan is in addition to a previously authorized repurchase plan that still had $38.1 million available as of December 31, 2025. OFG Bancorp is a diversified financial holding company operating in the U.S., Puerto Rico, and U.S. Virgin Islands.
Truist Financial Maintains OFG Bancorp(OFG.US) With Buy Rating, Announces Target Price $44
Truist Financial has reiterated its "Buy" rating on OFG Bancorp (OFG.US) and set a target price of $44. Analyst Arren Cyganovich, who has a 66.3% success rate and an 18.4% average return over the past year according to TipRanks, issued the rating. TipRanks provides independent analysis data for financial analysts, calculating their success rates and average returns based on virtual portfolio performance.
OFG Bancorp price target lowered to $44 from $48 at Truist
Truist has lowered its price target for OFG Bancorp (OFG) to $44 from $48, while maintaining a Buy rating. This adjustment follows OFG Bancorp's Q4 results, which indicated lower net interest margin and slower loan growth, leading to reduced earnings estimates for 2026. The analyst also cut the FY26 EPS view from $4.56 to $4.20.
Truist Securities lowers OFG Bancorp stock price target on margin pressure
Truist Securities has lowered its price target for OFG Bancorp to $44.00 from $48.00, while maintaining a Buy rating, due to anticipated lower net interest margin and slower loan growth. Despite the reduced outlook and a recent stock selloff, the firm believes OFG Bancorp is reasonably valued, noting its attractive P/E ratio, share buybacks, and 3.23% dividend yield. This adjustment follows OFG Bancorp surpassing Q4 2025 earnings expectations, though another analyst firm, Piper Sandler, also slightly lowered its price target.
OFG Bancorp (NYSE:OFG) Price Target Lowered to $44.00 at Truist Financial
Truist Financial has lowered its price target for OFG Bancorp (NYSE:OFG) to $44.00 from $48.00, while maintaining a "buy" rating, indicating an 18.53% potential upside. Despite mixed analyst sentiment with a consensus "Hold" rating and an average target of $45.83, OFG Bancorp recently exceeded quarterly expectations with $1.27 EPS and $185.37 million in revenue. However, insider sales totaling approximately 62,500 shares, including a significant sale by the CEO, have occurred over the last 90 days.
Analysts Offer Insights on Financial Companies: OFG Bancorp (OFG), Capital One Financial (COF) and Columbia Banking System (COLB)
Analysts from Truist Financial and RBC Capital have provided recent insights on several financial companies. OFG Bancorp received a Buy rating from Truist Financial and an upgrade to Buy from TipRanks – Google, with an average price target suggesting a 3.5% upside. Capital One Financial maintained a Strong Buy consensus, with Truist Financial and BTIG reiterating Buy ratings and a potential 21.4% upside. Columbia Banking System received a Hold rating from RBC Capital and TD Cowen, with a Moderate Buy consensus and a 7.6% upside.
Earnings to watch: OFG Bancorp (OFG) reports Q4 results tomorrow
This article announces that OFG Bancorp (OFG) will be reporting its Q4 results tomorrow. Investors and analysts will be watching the announcement closely for insights into the company's financial performance.
A Look At OFG Bancorp (OFG) Valuation After A Mixed Fourth Quarter Earnings Reaction
OFG Bancorp (OFG) recently reported mixed Q4 2025 results, beating EPS but seeing a stock sell-off due to weaker profitability metrics despite loan and digital banking growth. The stock is currently trading at $37.15, below the analyst target of US$44.40, suggesting it may be undervalued with a fair value estimated at $47.60. The narrative suggests strong digital banking adoption could drive future efficiency and margins, but this depends on Puerto Rico's stability and reliable funding.
A Look At OFG Bancorp (OFG) Valuation After A Mixed Fourth Quarter Earnings Reaction
OFG Bancorp (OFG) reported mixed Q4 2025 results, beating EPS but showing weaker profitability, leading to a stock sell-off despite loan growth and digital banking expansion. The stock is currently trading at $37.15, below the analyst target of $44.40, with a prevailing narrative suggesting it is 22% undervalued with a fair value of $47.60, based on assumptions of digital banking driving efficiency and margin improvement. Investors are encouraged to consider the intrinsic value and potential risks, such as economic stability in Puerto Rico and funding reliability.
OFG Bancorp (NYSE:OFG) Q4 2025 Earnings Call Transcript
OFG Bancorp (NYSE: OFG) reported its Q4 and full-year 2025 results, with diluted EPS up 17% year-over-year in Q4. The company highlighted strong execution of its digital-first strategy, leading to growth in retail deposits and customers, and anticipates continued low single-digit loan growth and expense flattening in 2026. Management also discussed capital allocation strategies, focusing on share buybacks given the current market valuation.
OFG Bancorp stock price target lowered to $43 by Piper Sandler
Piper Sandler has reduced its price target for OFG Bancorp (NYSE:OFG) to $43.00 from $45.00, keeping a Neutral rating, after an 8% decline in OFG shares post-earnings. The firm attributes the market's "extreme" reaction to misinterpreted seasonality in the company’s auto loan portfolio. Despite the target reduction and concerns over auto loan delinquencies, OFG demonstrated strong Q4 2025 financial results with EPS of $1.27 and revenue of $185.4 million, both surpassing analyst expectations.
OFG Bancorp stock price target lowered to $43 by Piper Sandler
Piper Sandler has reduced its price target for OFG Bancorp (NYSE:OFG) to $43 from $45, while maintaining a Neutral rating, following an 8% stock decline post-earnings report. The analyst firm attributed the decline to a likely misinterpretation of seasonality in OFG’s auto loan portfolio and lowered its 2026 earnings estimates by 6%. Despite a robust return on assets and 34 consecutive years of dividend payments, the firm awaits a decline in auto loan delinquencies before considering a more positive outlook.
OFG Q4 Deep Dive: Digital Strategy and Loan Mix Shape Guidance Amid Competitive Pressures
OFG Bancorp met Q4 CY2025 revenue expectations, driven by commercial lending and digital deposit products, with EPS exceeding estimates despite market concerns over credit costs and margin compression. The company plans continued investments in digital banking and efficiency initiatives, while managing funding costs amidst competitive pressures. Future performance will be shaped by economic conditions in Puerto Rico, their digital-first strategy, and adaptation to funding costs and competition.
OFG Bancorp stock price target lowered to $43 by Piper Sandler
Piper Sandler has lowered its price target for OFG Bancorp (NYSE:OFG) to $43.00 from $45.00, maintaining a Neutral rating on the stock. This adjustment comes after an 8% drop in OFG shares post-earnings, which the firm attributed to a perceived misinterpretation of seasonality in the company's auto loan portfolio. Despite a strong Q4 2025 earnings beat, Piper Sandler cites higher perceived risk from OFG's auto loan book and will await a decline in auto loan delinquencies before considering a more positive outlook.
OFG posts $4.58 EPS, CEO warns on Fed independence
OFG Bancorp reported diluted earnings per share of $4.58 for full-year 2025, an increase from $4.23 in 2024, with total core revenues rising to $729.8 million. Oriental Bank CEO José Rafael Fernández warned against political interference in the U.S. Federal Reserve's monetary policy decisions, emphasizing its critical independence for financial system confidence. The company also saw growth in its client base, loan production, and customer deposits in 2025.
OFG Bancorp (OFG) Downgraded to Market Perform, Price Target Low
Keefe, Bruyette & Woods has downgraded OFG Bancorp (OFG) from 'Outperform' to 'Market Perform' and lowered its price target from $50.00 to $43.00. This adjustment reflects shifting perspectives on the company's market performance. Despite the downgrade, the average analyst target price is $45.80, suggesting a potential upside from the current price, though GuruFocus's GF Value estimates a slight downside.
OFG Bancorp (OFG) Net Margin Of 32.9% Reinforces Bullish Quality Narratives
OFG Bancorp (OFG) reported a 32.9% net margin in FY 2025, converting US$623.9 million of revenue into US$205.1 million of net income. This strong margin supports a "quality" narrative for the stock, backed by a five-year earnings growth of 13.1% per year. However, analysts forecast a 2% annual decline in earnings over the next three years, raising cautious notes despite the stock's low 8.4x P/E ratio compared to peers.
OFG Bancorp (OFG) Net Margin Of 32.9% Reinforces Bullish Quality Narratives
OFG Bancorp (OFG) reported a strong net margin of 32.9% for FY 2025, converting US$623.9 million of revenue into US$205.1 million of net income. This reinforces a bullish quality narrative, supported by a five-year earnings growth of 13.1% per year. However, concerns exist due to a forecast 2% annual earnings decline over the next three years and an uptick in non-performing loans, despite the stock trading at a low 8.4x P/E compared to peers.
OFG Bancorp (OFG) Net Margin Of 32.9% Reinforces Bullish Quality Narratives
OFG Bancorp (OFG) closed FY 2025 with strong revenue and EPS, showcasing a net margin of 32.9%. While five-year earnings growth is solid, a recent slowdown in one-year earnings growth and projected future declines temper the bullish outlook. The company's low P/E ratio and discounted fair value are attractive, but rising non-performing loans and insider selling introduce caution for investors.
OFG Bancorp outlines low single-digit loan growth for 2026 while advancing digital strategy
OFG Bancorp is projecting low single-digit loan growth for 2026. This growth is expected to be complemented by the continued advancement of its digital strategy. The company aims to enhance its financial services through technological improvements.
OFG Bancorp Reports 4Q25 & 2025 Results
OFG Bancorp reported diluted EPS of $1.27 for 4Q25 and $4.58 for the full year 2025, showing significant growth compared to previous periods. The company highlighted strong core operations, disciplined capital deployment, and increased commercial loans, alongside continued economic growth in Puerto Rico. Key financial metrics such as net interest margin, return on average assets, and capital ratios remained robust, despite increased provisions for credit losses.
OFG Bancorp shares close lower after Q4 results and capital actions
OFG Bancorp's shares closed lower, down 0.8% to $41.58, despite reporting increased core revenues and diluted EPS for Q4 2025. The company's Q4 consolidated total core revenues rose to $185.4 million, and diluted EPS reached $1.27, an increase of 16.4% year-over-year. OFG Bancorp also announced disciplined capital deployment, including $40.1 million in share repurchases for Q4 and an increased quarterly dividend of $0.30 per share.
Why OFG Bancorp (OFG) Shares Are Sliding Today
OFG Bancorp (OFG) shares fell 8.9% after reporting mixed fourth-quarter 2025 results. While the company beat earnings per share estimates, it missed
OFG Bancorp Reports 4Q25 & 2025 Results
OFG Bancorp (NYSE: OFG) announced its fourth quarter and full-year 2025 results, showing an increase in diluted EPS and total core revenues. CEO José Rafael Fernández highlighted strong operating momentum, disciplined capital deployment, and growth in client base, alongside positive economic developments in Puerto Rico. The company maintained sound asset quality and credit metrics, while also returning value to shareholders through share repurchases.
OFG Bancorp (OFG) Q4 2025 Earnings Call Transcript
OFG Bancorp reported strong Q4 2025 results with diluted EPS up 17% and total core revenues increasing 2%, driven by disciplined operations and digital strategy success. The company saw significant growth in commercial loans and retail customers through its Libre and Elite digital accounts, contributing to a 5% annual increase in core deposits. Despite a decline in net interest margin due to Federal rate cuts and a shift in government deposits, management provided positive 2026 guidance, emphasizing continued investment in technology and commercial segment growth while maintaining capital return to shareholders through buybacks and dividends.
