What Is a 529 Plan? 529 Account Rules, Pros and Cons
A 529 plan is a tax-advantaged savings account designed to help individuals save for education expenses. While contributions are not federally tax-deductible, investment growth and withdrawals for qualified educational costs are tax-free. Key features include the ability to pick plans from any state, flexible beneficiary changes, and high contribution limits, though withdrawals for non-qualified expenses incur penalties and ordinary income taxes.
The Guide to Alaska Airlines First Class
This guide details the Alaska Airlines first-class experience, including perks like luxury seating, priority boarding, free checked bags, and lounge access. It also explains how to book first-class tickets using Atmos points and discusses how the offering compares to the premium class. The article emphasizes maximizing value through point redemptions, especially for international travel on partner airlines within the Oneworld alliance.
Emirates Business Class: What to Know
This guide provides an in-depth review of the Emirates Business Class experience, covering everything from chauffeur service and baggage allowance to in-flight amenities and seat configurations on different aircraft. It also details the cost of Business Class tickets, how to redeem miles, and compares the offering with other Emirates fare classes, highlighting key aspects like the lounge access, dining, and entertainment options. The article emphasizes the importance of knowing the aircraft type due to variations in seating, particularly the less desirable middle seats on certain Boeing 777 models.
6 Things to Know Before Flying Emirates First Class
This article outlines six essential tips for travelers flying Emirates first class, covering booking with points, understanding different aircraft experiences (Airbus A380 vs. Boeing 777), complimentary chauffeur service, on-demand dining, spa treatments in the Dubai lounge, and luggage considerations. It emphasizes that while the experience is luxurious, travelers should be aware of the specific perks offered by different aircraft and the lack of overhead storage.
How to Get a Business Class Upgrade on Turkish Airlines
This article details how to upgrade to business class on Turkish Airlines, emphasizing that it's often better value to book a business class award ticket directly using miles rather than paying for an upgrade. It covers various upgrade options, including using Miles&Smiles miles, last-minute upgrades, and benefits for Elite Plus members, while also outlining the perks of Turkish Airlines' highly-rated business class experience. The piece explains how to earn Miles&Smiles miles through transfer partners and specific credit cards.
Short Selling: 5 Steps for Shorting a Stock
Short selling involves borrowing shares and selling them with the expectation that their price will fall, allowing the trader to buy them back cheaper and profit from the difference. This strategy can provide returns during market downturns or act as a hedge, but it carries significant risks, including potentially unlimited losses, unlike traditional stock purchases. To engage in short selling, investors need a margin account, collateral, and must maintain margin requirements, understanding that costs like interest and fees impact profitability.
How to Make the Most of Turkish Airlines Economy Class
This article details how to make the most of Turkish Airlines Economy Class, highlighting its unexpected perks like two checked bags, amenity kits, and quality meals on long-haul flights. It covers booking options, using miles from Star Alliance partners like United, and what to expect onboard, including seat configurations, baggage allowances, and service. The article also provides tips for an enhanced economy travel experience, such as bringing snacks and noise-canceling headphones.
How to Buy Gold: 4 Ways to Invest In Gold's Rapid Rise
This article explores four ways to invest in gold—gold stocks, gold funds, gold futures, and physical gold—highlighting the pros and cons of each as gold prices reach record highs in 2026 due to international tensions and economic uncertainty. It emphasizes that while gold can serve as a hedge against market downturns and diversify a portfolio, physical gold comes with significant challenges such as storage costs, insurance, and illiquidity, making other investment methods often more practical for investors.
The Guide to United Business Class
This guide details the perks and experiences of flying United business class, distinguishing it from United Polaris and first class. It covers airport benefits like Premier Access, in-flight amenities such as larger seats and premium dining, and strategies for booking through cash, miles, or upgrades. The article also reviews several United co-branded credit cards and their respective benefits for earning miles and accessing exclusive travel perks.
Delta Comfort Plus vs. First Class Cabin: Which is Right for You?
This article compares Delta Comfort Plus and First Class cabins to help travelers decide which option best suits their needs. It highlights key differences in checked bags, flight attendant services, and fare costs, along with details on seat selection, boarding privileges, earnings rates for SkyMiles members, and upgrade options for both cabin types. The piece concludes that while both offer enhanced comfort, First Class provides a superior experience at a higher price point, whereas Comfort Plus is a more budget-friendly upgrade from the main cabin.
The Best First Class Airline in the U.S.
This article analyzes the first-class offerings of major U.S. airlines—Delta, United, and American Airlines—to determine the best. It evaluates amenities, seat comfort, point earning and redemption, route networks, and lounge quality. While American Airlines excels in route network, Delta and United emerge as the top contenders, with Delta winning for amenities and seats, and United for points and lounges, suggesting the best choice depends on individual traveler priorities.
ESG for Beginners: Environmental, Social and Governance Investing
ESG investing focuses on environmental, social, and governance factors to evaluate a company's sustainability and overall impact, beyond just financial returns. This article explains what ESG is, its benefits like potential for high returns and lower risk, and how it differs from socially responsible investing. It also provides guidance on how to build an ESG portfolio, whether through self-selection of investments or seeking advice from financial professionals.
American Airlines Upgrades: What You Need to Know
This article details how to upgrade a flight on American Airlines, focusing on three main methods: cash or miles, Systemwide Upgrades (SWUs), and complimentary upgrades for elite status members. It explains the prioritization factors for upgrades, such as elite status level, type of upgrade requested, Loyalty Points accrued, and fare class. The article also provides advice for non-elite members and those flying in basic economy, suggesting that earning miles or buying premium tickets outright might be more cost-effective than dynamically priced upgrades.
How to Make the Most of Korean Air Economy Class
This article provides a comprehensive guide on making the most of Korean Air Economy Class, covering aspects like booking different fare types (Saver, Standard, Flex), baggage allowance, boarding procedures, seat specifications, and food and drink offerings. It also offers strategies for travelers to get value from their Korean Air experience, such as redeeming Skypass miles for Korean Air or partner airline flights and bringing personal amenities. The article aims to help passengers optimize their travel experience in Korean Air's economy cabin.
NerdWallet Announces $50 Million Increase in Share Repurchase Program
NerdWallet, Inc. (Nasdaq: NRDS) announced that its Board of Directors has authorized an additional $50 million for its share repurchase program, increasing the total authorization to up to $125 million of Class A common stock. The repurchases will occur as market conditions warrant and with no definitive time limit, depending on various factors at management's discretion. This move aims to provide financial flexibility and potentially enhance shareholder value.
Turkish Airlines Business Class: What You Need to Know
This article provides a comprehensive guide to Turkish Airlines Business Class, detailing the amenities and services available to passengers, from lounge access and lie-flat seats to gourmet meals prepared by a flying chef. It also offers advice on how to book business class tickets using miles and points, highlighting the value of Turkish Airlines' own Miles&Smiles program and transferrable points from partners like Citi ThankYou and Capital One.
American Airlines Business Class: What to Know
This detailed guide covers what to expect when flying American Airlines Flagship Business class, including booking options, airport experience, seat types, amenities, and in-flight dining. It highlights how to maximize rewards when booking and differentiates between the various business class seat configurations across American Airlines' fleet.
NerdWallet sets aside up to $125M to buy back its own shares
NerdWallet, Inc. (Nasdaq: NRDS) announced an additional $50 million authorization for its share repurchase program, bringing the total authorization to $125 million for Class A common stock. Repurchases will be made at management's discretion based on market conditions and other factors, with no time limit. This move is typically seen as a signal of confidence in the company's valuation and a way to return value to shareholders.
NerdWallet Expands Share Repurchase Authorization to $125M
NerdWallet, Inc. (NRDS) announced that its Board of Directors approved an amendment to its share repurchase authorization, increasing the total from $75 million to $125 million. This expansion provides flexibility for future stock repurchases, aiming to enhance shareholder value. A recent analyst rating maintains a "Buy" with a $17.50 price target, and TipRanks’ AI Analyst, Spark, rates NRDS as "Outperform" due to strong financial performance despite some valuation concerns.
Delta One vs. First Class: What’s the Difference?
This article explains the key differences between Delta One and Delta First Class offerings. Delta One is Delta's international business class, typically found on long-haul transcontinental and international flights, featuring lie-flat seats and premium services. Delta First Class is generally for shorter domestic routes, providing larger seats with more legroom but without lie-flat capability.
Alaska Airlines Fare Classes: What You Need to Know
This article explains how Alaska Airlines fare classes influence the points earned, elite status, and additional benefits for travelers, especially members of the Atmos Rewards program. It details the various economy, Premium Class, and first-class fare categories and clarifies how each impacts the accumulation of base points, bonus points, and elite-qualifying points. The guide also outlines how elite status holders can leverage specific fare classes for upgrades and additional point bonuses.
Lufthansa Business Class: What to Know
This article provides a comprehensive guide to Lufthansa Business Class, detailing the amenities, booking process, and ways to maximize value. It covers baggage allowance, priority services, seat configurations (including the new lie-flat options), meal services, and lounge access. The article also explains how to book using cash or points, highlights the differences between economy and business class, and offers strategies like Miles & More Bargains and redeeming miles with partners, in addition to showcasing the new business class product on Boeing 787 and Airbus A350.
Is First Class Worth It? A Flyer's Guide
This guide explores whether flying first class is worth the cost, detailing the differences between economy and first class, focusing on domestic versus international flights. It also discusses alternatives like business class and premium economy, and strategies such as using points and miles to make first-class travel more affordable. The article concludes that the value of first class largely depends on individual priorities and travel budgets.
United Polaris Business Class: What to Know
United Polaris Business Class offers a premium experience on long-haul international flights and select transcontinental routes, featuring lie-flat seats, lounge access, and enhanced amenities. Passengers receive two free checked bags, Premier Access, and high-quality in-flight dining. The article details how to book Polaris and how to get value using MileagePlus miles, partner airline miles, or PlusPoints for upgrades.
TAP Portugal: What You Need to Know
TAP Air Portugal, a Star Alliance member, is a Lisbon-based budget airline offering flights to over 80 destinations across Europe, Africa, North America, and South America. The article details TAP Air Portugal's fare classes, aircraft, its frequent flyer program Miles&Go, and how to earn and redeem miles. It also highlights the airline's complimentary stopover program in Lisbon or Porto.
NerdWallet Executive Offloads Thousands of Shares!
NerdWallet's Chief Business Officer, Samuel Yount, recently sold 15,945 shares of NerdWallet, Inc. Class A stock for a total of $255,598. This insider activity follows several analysts raising their price targets for NRDS after a strong Q3 earnings report, citing enhanced marketing, strategic focus, and resilience against challenges. TipRanks' AI Analyst, Spark, rates NRDS as "Outperform" with a strong overall stock score of 79, noting robust financial performance and bullish technical analysis.
The Guide to United First Class
This guide details United First Class, United Airlines' premium product for domestic and short-haul international flights, differentiating it from United Business and Polaris offerings. It covers the perks like priority services, seating, food, and ways to book or upgrade, emphasizing that lie-flat seats are rare and lounge access is generally not included. The article also provides a comparison of United-affiliated credit cards and discusses whether United First Class is a worthwhile investment.
NerdWallet Reports Strong Q3 2025 Financial Results
NerdWallet, Inc. (NRDS) announced strong Q3 2025 financial results, with a 12% year-over-year revenue increase to $215.1 million. This growth was driven by significant gains in loans and emerging verticals, despite challenges in credit card and SMB product revenue. The company also reported a GAAP net income of $26.3 million, demonstrating operational efficiency and strategic marketing efforts.
The 5 Best-Performing AI Stocks in February 2026
This article identifies the five best-performing AI stocks in February 2026, based on their one-year returns within relevant AI indices. It provides details on each company's market cap, analyst ratings, and performance, while also offering guidance on how to invest in AI stocks through individual stocks or ETFs and discussing the potential for an AI bubble. The article stresses the risks associated with individual stock investments and encourages diversification.
NerdWallet Reports Strong Q3 2025 Financial Results
NerdWallet, Inc. (NRDS) announced strong Q3 2025 financial results, with a 12% year-over-year revenue increase to $215.1 million and a GAAP net income of $26.3 million. Despite challenges in some product areas, growth in loans and emerging verticals contributed significantly. Analysts maintain a "Buy" rating with a $14 price target, and TipRanks' AI Analyst also rates NRDS as "Outperform."
Cryptocurrency Basics: Pros, Cons and How It Works
This article provides an in-depth look at cryptocurrency, covering its fundamental concepts, how it operates, and the reasons behind its investment appeal. It delves into the pros and cons, discusses its legal and tax implications, and advises on how to approach it as an investment. The content aims to educate readers on the complexities and evolving landscape of digital currencies.
JetBlue Adds Perks for Families, Cuts for Entry-Level Elites - NerdWallet
JetBlue is implementing changes to its TrueBlue loyalty program, set to take effect in early 2026, which will primarily benefit families and top-tier Mosaic elites. A new "Family Tiles" program will allow children's flight activity to contribute toward parents' elite status, a first among U.S. airlines. While higher-level Mosaic members will see enhanced perks like more points and upgrades, entry-level elites will experience some reductions, including fewer free checked bags and limited companion upgrades.
NerdWallet Announces Conference Call to Review 2025 Third Quarter Financial Results - MarketScreener
NerdWallet, Inc. announced it will release its third-quarter 2025 financial results on November 6, 2025, and hold a conference call the same day at 1:30 p.m. Pacific Time to discuss the results. Investors can access the webcast and a letter to shareholders on NerdWallet's Investor Relations website. A webcast replay will be available for 12 months.
CreditVana Redefines Credit Industry: Disrupts Credit Karma, NerdWallet, and Credit Sesame with Groundbreaking Features for Just $3.99/Month - MarketScreener
CreditVana has launched a new fintech platform designed to disrupt the personal finance industry, offering comprehensive credit and financial tools for $3.99 per month. The company aims to compete directly with Credit Karma, NerdWallet, and Credit Sesame by providing features such as all three FICO® scores, a smart credit builder, real-time dark web monitoring, and auto loan refinancing matching at a significantly lower cost. CreditVana highlights its integrated credit builder account as a key differentiator, reporting to all three major credit bureaus without hidden fees or separate accounts.
Asset Allocation: How to Do It and Why It Matters
Asset allocation involves distributing investments across different asset classes like stocks, bonds, and cash, based on individual goals, age, and risk tolerance. It's crucial because different asset classes react uniquely to market fluctuations, allowing investors to manage risk and maintain flexibility. The article explains how to choose an appropriate asset allocation and offers shortcuts like consulting a financial advisor, using target-date funds, or robo-advisors.
Warren Buffett Stocks: Berkshire Hathaway Portfolio September 2025
This article details Berkshire Hathaway's stock portfolio as of September 2025, highlighting recent buys, sells, and current holdings. It provides insight into Warren Buffett's investment strategy, including his value investing philosophy and emphasis on long-term holds, while cautioning against direct copy-trading.
Micro-Investing: What It Is and How to Get Started
Micro-investing involves regularly investing small amounts of money, often through apps that round up purchases. While it's an accessible way for beginners to start investing and build habits like dollar-cost averaging, it alone may not be sufficient for significant long-term financial goals like retirement. To achieve substantial savings, micro-investing should ideally be coupled with more robust investment strategies, such as contributing to IRAs or employer-sponsored 401(k)s.
The Average Stock Market Return: About 10%
The average stock market return has historically been about 10% per year, as measured by the S&P 500 index, though individual year returns vary significantly. This 10% average is reduced by inflation, which typically erodes 2% to 3% of purchasing power annually. The article emphasizes that long-term investing, buying and holding, and rebalancing are crucial for realizing these average returns, while frequent trading often leads to lower gains.
Is Bitcoin a Good Investment?
Bitcoin is a highly volatile and risky investment, suitable only for those with a high risk tolerance and strong financial position who can afford potential losses. While it offers potential for high returns and can act as a non-correlated asset to stocks, its price can fluctuate dramatically, and it lacks traditional financial protections. Investors should consider limiting their exposure to risky assets like Bitcoin to a small portion of their portfolio.
Stock Research: How to Analyze Stocks in 5 Steps (With Video Examples)
This article provides a five-step guide to researching and analyzing stocks for potential investment. It covers understanding research tools, gathering financial documents like 10-K and 10-Q reports, focusing on key financial metrics such as revenue and P/E ratio, conducting qualitative research on company leadership and competitive advantage, and contextualizing findings against historical data and industry averages. The guide emphasizes that successful stock picking requires informed decision-making beyond just luck.
Self-Directed IRA (SDIRA): How It Works and Where to Open One
A Self-Directed IRA (SDIRA) allows investors to hold alternative assets like real estate or cryptocurrencies, expanding beyond traditional stocks and bonds, but requires significant due diligence and comes with unique rules and risks. While offering diversification and potential for higher returns, SDIRAs typically have higher fees and lack the financial guidance found in conventional IRAs, making them best suited for experienced investors comfortable managing their own investments. Several custodians offer SDIRAs, each with varying fee structures, investment options, and services like audit protection, making careful selection important.
How to buy Google stock: Investing in GOOGL (Alphabet)
This article provides a comprehensive guide on how to invest in Google stock (GOOGL/GOOG) in five steps, covering opening a brokerage account, funding it, searching for the stock, placing an order, and considering investment strategy. It also explains the difference between Class A (GOOGL) and Class C (GOOG) shares, advising investors to research company fundamentals and align investments with their financial goals. The authors emphasize the importance of understanding risks and diversification before investing in even a tech giant like Google.
Incentive Stock Options: How ISOs Work vs. NSOs
This article explains incentive stock options (ISOs), comparing them to non-qualified stock options (NSOs) and restricted stock units (RSUs). It details how ISOs work, including grant dates, vesting schedules, and exercise processes, and outlines their favorable tax treatment, specifically regarding capital gains taxes and the alternative minimum tax (AMT). The article also highlights important caveats such as holding period risks, concentrated stock issues, and the $100,000 ISO limit, advising consultation with a financial advisor for complex tax scenarios.
Fort Lauderdale Airport Lounges: What to Know
Fort Lauderdale-Hollywood International Airport (FLL), despite being the 17th busiest U.S. airport, offers limited lounge options. This guide details the three lounges available: the United Club Lounge in Terminal 1, the Delta Sky Club in Terminal 2, and the Escape Lounge in Terminal 3, along with a Priority Pass dining option at Kafe Kalik in Terminal 4. Access rules, amenities, and costs for each lounge are provided to help travelers navigate their choices.
Alaska Airlines Launches $395 Premium Card, New Atmos Loyalty Program
Alaska Airlines is introducing a new premium credit card, the Atmos Rewards Summit Visa Infinite, with a $395 annual fee, along with a new loyalty program called Atmos Rewards, which combines the Alaska Airlines and Hawaiian Airlines loyalty programs. The new card offers a Global Companion Award, 3x points on Alaska/Hawaiian purchases, foreign purchases, and dining, and a range of other benefits. The existing Alaska Airlines Visa Signature card will be rebranded as the Atmos Rewards Ascent Visa Signature, and both cards will transition from miles to points in the new Atmos Rewards program.
Platinum Card From American Express: Is It Worth It?
This article reviews the Platinum Card from American Express, detailing its extensive travel perks, luxury benefits, and high annual fee of $799. It emphasizes that the card's value is realized primarily by frequent travelers and high spenders who utilize its premium features like lounge access, annual credits, and hotel elite status. The article provides a breakdown of rewards, eligibility, and compares it to the American Express Gold Rewards Card, ultimately concluding that its worth depends on individual spending and travel habits.
How Gen Z is Preparing (or Not) For Retirement
A NerdWallet survey reveals that many Gen Zers (ages 18-28) are not prioritizing retirement savings, with fewer than 1 in 5 contributing to a retirement account in 2025. The survey suggests some Gen Zers believe they won't need retirement savings, plan to work indefinitely, or think Social Security will be sufficient, despite warnings that Social Security is not designed to be a sole source of retirement income and may see future reductions. The article emphasizes the importance of starting early, diversifying investments, and understanding that while market fluctuations can be concerning, historically, the stock market recovers from downturns.
How to Buy Berkshire Hathaway Stock (BRK.B)
This article provides a comprehensive guide on how to buy Berkshire Hathaway stock (BRK.B), detailing the steps from opening a brokerage account to placing an order. It emphasizes researching the company's fundamentals and considering fractional shares or investment funds for diversification. The article also differentiates between Class A and Class B stock, highlighting that Class B is more accessible for individual investors.
Best American Express Cards in Canada
This article by NerdWallet Canada provides a comprehensive guide to the best American Express credit cards available in Canada for various needs, such as earning cash back, Amex Membership Rewards, and Aeroplan points. It compares different Amex cards based on factors like annual fees, rewards rates, and introductory offers, and offers advice on how to choose the right card by considering spending habits, rewards programs, interest rates, and extra perks. The article also details important aspects of American Express cards, including card types, borrowing features, eligibility requirements, and tips for maximizing rewards and benefits.
Airline Fare Classes, Explained
This article explains airline fare classes, also known as booking classes or fare types, detailing how they influence aspects like refundability, upgrade eligibility, and loyalty rewards earning. It highlights that while common terms like "first class" are known, airlines use a more complex system behind the scenes. The piece provides guidance on how to locate fare class information on major airline websites and through third-party tools like ITA Matrix.
