nCino (NCNO) Is Up 20.4% After Return To Profitability And Buyback Completion - What's Changed
nCino, Inc. (NCNO) recently reported strong Q4 and full-year results for fiscal 2026, showing a return to profitability and completing a US$25 million share repurchase. The company also announced new fiscal 2027 guidance with projected total revenue of US$639.0 million to US$643.0 million, driven by its AI-enabled banking workflows and new client acquisitions. This positive shift is being analyzed to understand its impact on the company's investment narrative, especially concerning its ability to sustain profitability and grow subscription revenue amidst competitive pressures.
NCNO (NASDAQ: NCNO) affiliate files Rule 144 notice to sell listed shares
Sean Desmond, an affiliate of nCino, Inc. (NCNO), has filed a Rule 144 notice to sell registered shares. The notice details proposed sales of 5,086, 2,289, and 8,065 shares related to restricted stock vesting and an option exercise, as well as prior sales totaling 21,794 shares for over $396,000. These transactions indicate insider activity and the release of previously restricted shares into the market.
nCino reports AI agent cuts loan review time by up to 70%
nCino's new Analyst Digital Partner AI agent is significantly reducing loan review completion times by 60% to 70% for financial institutions. This AI tool, which operates within nCino Commercial Lending and mortgage operations, leverages 14 years of banking-specific data to assist credit professionals with relationship reviews and risk management. The efficiency gains allow for increased review frequency and come as nCino reports strong revenue growth and a market capitalization of $1.96 billion, despite recent downward adjustments in stock price targets by analysts.
nCino Analyst Digital Partner Cuts Commercial Relationship Review Time by Up to 70%, Enabling Financial Institutions to Build an AI-Augmented Credit Workforce
nCino's new Analyst Digital Partner, an AI agent built on 14 years of banking-specific data, is significantly reducing the time financial institutions spend on commercial relationship reviews, by up to 70%. This efficiency allows credit teams to focus on higher-value work and transition from annual to more frequent review cycles, enhancing proactive portfolio risk management. The technology supports nCino's vision of an AI-augmented "dual workforce," where AI handles intensive tasks, freeing human professionals for critical judgment and relationship-building.
nCino Analyst Digital Partner Cuts Commercial Relationship Review Time by Up to 70%, Enabling Financial Institutions to Build an AI-Augmented Credit Workforce
nCino's new Analyst Digital Partner, an AI agent built on banking-specific data, is significantly reducing the time financial institutions spend on commercial relationship reviews by up to 70%. This efficiency allows credit teams to focus on higher-value work, proactive risk management, and deeper client relationships. The platform aims to create an AI-augmented credit workforce, combining human judgment with AI speed and analytical depth, and has already seen rapid adoption by financial institutions.
nCino AI tool cuts commercial review time by up to 70%
nCino Inc. (NASDAQ: NCNO) has announced that its Analyst Digital Partner AI agent significantly reduces commercial relationship review time by 60% to 70%, according to customer interviews. This AI tool, built on over a decade of banking-specific data, enables financial institutions to complete reviews in hours instead of days, improving portfolio risk assessments and supporting credit teams facing increased workloads without additional headcount. The technology also extends to mortgage underwriting for income verification and automated underwriting system findings.
36-minute rollout: nCino says one U.S. institution cut review work by up to 70%
nCino (NASDAQ: NCNO) has launched its Analyst Digital Partner, an AI-powered agent designed to reduce commercial relationship review efforts by 60-70%. One financial institution rapidly deployed the tool in just 36 minutes, enabling a shift from annual to weekly or daily portfolio monitoring. The technology is built on over 14 years of banking-specific data and also extends to mortgage tasks, aiming to augment human credit professionals with speed and analytical depth.
CapEx per share of nCino Inc – DUS:6NCA
This article provides financial data specifically on the CapEx per share for nCino Inc (DUS:6NCA) listed on the Dusseldorf Stock Exchange. It includes an overview of the company's financial performance. The content is primarily a data placeholder, with the actual CapEx per share values and changes expected to be displayed within the table provided.
Morgan Stanley Raises its Price Target on nCino (NCNO) to $23 from $21
Morgan Stanley has increased its price target for nCino (NCNO) to $23 from $21, maintaining an Overweight rating due to stronger traction in pricing and Banking Advisor attach rates, which could accelerate growth into FY27. This follows nCino's Q4 EPS of 37 cents, surpassing estimates, and record bookings driven by AI solutions. Other firms like Barclays and Piper Sandler also adjusted their ratings and price targets, acknowledging nCino's improving execution and growth potential.
Morgan Stanley Raises its Price Target on nCino (NCNO) to $23 from $21
Morgan Stanley raised its price target on nCino (NCNO) to $23 from $21, maintaining an Overweight rating due to stronger-than-expected traction in pricing and Banking Advisor attach rates. Barclays also increased its price target to $22 and Piper Sandler upgraded the stock to Overweight, both citing positive Q4 results and optimistic outlooks. nCino reported Q4 EPS of 37c, exceeding consensus, and highlighted strong bookings driven by AI-driven solutions.
Wall Street Zen Upgrades nCino (NASDAQ:NCNO) to Buy
Wall Street Zen has upgraded nCino (NASDAQ:NCNO) to a "Buy" rating, aligning with a "Moderate Buy" consensus from analysts, despite some firms cutting price targets. The upgrade follows nCino's Q4 earnings beat, where the company reported stronger EPS and revenue than expected. Additionally, the board authorized a $100 million share repurchase program, though some insiders have recently sold shares.
nCino (NASDAQ:NCNO) SVP Jeanette Sellers Sells 735 Shares
nCino SVP Jeanette Sellers sold 735 shares of the company's stock on April 2nd for $12,311.25, reducing her stake by 1.7% to 42,484 shares. This follows previous sales in February. The company recently reported a strong Q4 earnings beat, exceeding revenue and EPS estimates, and authorized a $100 million share buyback program.
nCino (NCNO) CFO sells shares to cover RSU tax withholding
nCino, Inc.'s CFO and Treasurer, Gregory Orenstein, sold 8,840 shares of the company's common stock on April 2, 2026, at $16.754 per share. This transaction was not a discretionary sale but was mandated by the company's equity incentive plans to cover tax withholding obligations upon the vesting of Restricted Stock Units (RSUs). After the sale, Orenstein still directly holds 442,344 shares of NCNO.
Mandatory tax-withholding sale reported for nCino (NCNO) SVP Jeanette Sellers
nCino (NCNO) SVP of Accounting, Jeanette Sellers, automatically sold 735 shares of company stock on April 2, 2026, at $16.754 per share. This transaction was a non-discretionary "sale to cover" mandatory tax withholding obligations arising from the vesting of restricted stock units. Following the sale, Sellers retained direct ownership of 42,484 shares of nCino common stock.
Ncino (NCNO) CEO Desmond sells $96k in shares
Ncino, Inc. CEO Sean Desmond sold 5,747 shares of company stock for $96,285 to cover tax obligations from RSU vesting. This sale comes amidst various analyst updates for nCino, with firms adjusting price targets despite the company reporting a strong fourth quarter with impressive subscription revenue growth. While nCino exceeded guidance, the price target adjustments reflect broader sector valuation resets.
Tax-withholding share sale by nCino (NCNO) director Pierre Naudé disclosed
nCino, Inc. director Pierre Naudé sold 22,700 shares of common stock at an average price of $16.754 per share. This transaction was a mandated "sale to cover" aimed at fulfilling tax withholding obligations triggered by the vesting of restricted stock units (RSUs), rather than a discretionary trade. Following the sale, Naudé directly holds 1,144,123 shares of nCino common stock.
[144] nCino, Inc. SEC Filing
nCino, Inc. (NCNO) has filed a Form 144, indicating a proposed sale of 735 shares of Common Stock linked to a Restricted Stock Vesting event on April 1, 2026. The filing also details prior dispositions by Jeanette E. Sellers, totaling 3,512 shares for approximately $64,690 in February 2026. This notice serves as a required disclosure for the potential sale of restricted or control securities under Rule 144, but does not confirm the execution of the sale.
nCino Stock Jump Over 19% After Hours: What You Should Know
nCino Inc. (NASDAQ: NCNO) saw its shares jump over 19% after hours following a strong fourth-quarter earnings report for fiscal year 2026. The cloud banking software company significantly beat analyst EPS estimates, reported a 6% year-over-year revenue increase, and announced a $100 million accelerated share repurchase program. The company also provided an optimistic financial outlook for fiscal year 2027 and appointed a new Chief Revenue Officer.
nCino (NCNO) Rallies 10.6% on Upbeat Growth Outlook
nCino (NCNO) saw its stock rally by 10.6% after providing an upbeat growth outlook for fiscal year 2027, targeting revenues between $639 million and $643 million. The company also reported a significant turnaround in fiscal year 2026, swinging from a net loss to a net income and exceeding financial guidance. Additionally, nCino announced a $100 million share buyback plan to enhance shareholder value.
nCino Appoints Keith Kettell as Chief Revenue Officer to Lead Next Phase of Growth
nCino, a provider of banking solutions, has appointed Keith Kettell as Chief Revenue Officer, effective April 1. Kettell brings over two decades of experience in scaling go-to-market organizations in technology and financial services, including a significant tenure at Salesforce. His appointment aims to drive nCino's next phase of growth and expand its global presence in agentic banking, leveraging his expertise in how financial institutions adopt technology.
nCino, Inc. (NASDAQ:NCNO) Q4 2026 Earnings Call Transcript
nCino, Inc. (NASDAQ:NCNO) reported strong Q4 and fiscal year 2026 results, exceeding financial guidance across all key metrics with 17% year-over-year ACV growth, driven significantly by their AI strategy and product innovation. The company highlights that over 170 customers have adopted AI intelligence units, positioning nCino as a leading AI platform for financial institutions due to its role as a system of record with embedded regulatory compliance and data capabilities. nCino also introduced new leadership, shared an optimistic fiscal year 2027 outlook with reaccelerating subscription revenue growth, and expects to achieve the Rule of 40 by Q4 2027.
These Analysts Slash Their Forecasts On nCino Following Q4 Results
nCino Inc. reported stronger-than-expected Q4 financial results and issued optimistic sales guidance for Q1 and FY27, leading to an 18% jump in its shares during pre-market trading. Despite the positive earnings, Piper Sandler and Needham analysts lowered their price targets on NCNO stock, while Piper Sandler upgraded the stock from Neutral to Overweight. The company also announced the appointment of Keith Kettell as Chief Revenue Officer.
nCino Inc. (NCNO) PT Lowered to $21 at BofA Securities
BofA Securities analyst Koji Ikeda has decreased the price target for nCino Inc. (NASDAQ: NCNO) to $21.00 from the previous $38.00. The article is a premium piece, requiring a subscription to StreetInsider.com Premium for full access.
nCino, Inc. (NCNO) 1200 contracts of April 17.50 calls trade, share price up 11.4%
nCino, Inc. (NASDAQ: NCNO) experienced an 11.4% increase in its share price. This surge was accompanied by significant options trading, specifically 1200 contracts of April 17.50 calls. The company's 30-day option implied volatility stands at 63, within its 52-week range of 25 to 86.
nCino Surges with AI Solutions: Financial Prospects Ahead
nCino Inc. has seen its stock rise by 13.38% due to strong market confidence, fueled by beating Q4 EPS expectations and setting ambitious FY27 revenue targets. The company has also announced a $100M share repurchase plan, indicating internal confidence and a commitment to utilizing AI solutions to maintain its leadership in the banking SaaS sector. These strategic moves and focus on AI are positioning nCino for continued long-term growth despite some past revenue misses.
nCino: Strong Bookings And Healthy FCF Ahead (Upgrade) (NASDAQ:NCNO)
nCino (NCNO) has been upgraded to a "Buy" rating due to strong bookings, robust guidance, and resilient fundamentals despite a broader SaaS sector selloff. The company benefits from a large total addressable market with low penetration, significant international growth potential, and clients unlikely to switch to AI alternatives due to heavy regulation. Pro forma operating margins in the low/mid-20%s and mid-teens FY27 revenue growth make NCNO an attractive investment at current depressed multiples.
nCino, Inc. Q4 2026 Earnings Call Summary
nCino, Inc. reported strong Q4 2026 results, achieving 17% year-over-year ACV growth and transitioning 38% of its total ACV to a new platform-based pricing model. The company highlighted significant advancements in AI integration, with its 'Banking Advisor' showing a 25x increase in usage and contributing to a 112% ACV net retention. nCino also provided a positive fiscal 2027 outlook, projecting 9% subscription revenue growth and targeting a Rule of 40 profile by Q4 fiscal 2027.
Why nCino Shares Are Trading Higher By 18%; Here Are 20 Stocks Moving Premarket
nCino shares jumped 18% in pre-market trading after the company reported better-than-expected fourth-quarter financial results and issued strong sales guidance. The article also lists 20 other stocks moving significantly in pre-market trading, including both gainers and losers, driven by various company-specific news and financial reports.
nCino Stock Jump Over 19% After Hours: What You Should Know
nCino (NASDAQ: NCNO) stock surged over 19% after hours following its robust fourth-quarter and fiscal year 2026 financial results. The cloud banking software company significantly beat analyst estimates for non-GAAP EPS and revenue, marking its third consecutive quarter of triple-digit EPS beats. Additionally, nCino announced a $100 million accelerated share repurchase program and appointed Keith Kettell as its new Chief Revenue Officer.
nCino (NCNO) Exceeds Expectations for Q4 Earnings and Revenue
nCino (NCNO) reported strong Q4 earnings, with $0.37 per share, significantly beating the Zacks Consensus Estimate of $0.21. The company also surpassed revenue expectations, generating $149.67 million for the quarter. Despite a year-to-date stock decline, investors are looking to future earnings estimates and management guidance for insights into nCino's prospects.
nCino 10-K: Revenue $594.8M, EPS $0.05
nCino reported a strong fiscal year with total revenues of $594.8 million and a net income attributable to the company of $5.2 million, resulting in basic earnings per share of $0.05, a significant improvement from prior-year losses. This positive shift was driven by robust subscription growth, operational efficiencies including a workforce reduction, and strategic investments in product development and AI capabilities. The company also expanded internationally and achieved strong customer retention metrics, indicating successful "land-and-expand" strategies.
NCino: Fiscal Q4 Earnings Snapshot
NCino (NCNO) reported strong fiscal fourth-quarter earnings, surpassing Wall Street expectations. The company announced earnings of 7 cents per share on revenue of $149.7 million, with adjusted earnings reaching 37 cents per share. NCino also provided optimistic revenue guidance for the upcoming quarter and the full year.
nCino, Inc. (NCNO) Tops Q4 EPS by 15c, Offers Guidance
nCino, Inc. (NCNO) announced Q4 EPS of $0.37, surpassing analyst estimates by $0.15, with revenues reaching $149.7 million against a consensus of $147.85 million. The company also provided guidance, projecting FY2027 revenue between $639-643 million and Q1 2027 revenue of $154.5-156.5 million, both largely in line with or slightly above consensus estimates. Raymond James reiterated a "Strong Buy" rating on the stock following the earnings report.
Elastic, PagerDuty, nCino, Atlassian, and Commerce Shares Skyrocket, What You Need To Know
Shares of Elastic, PagerDuty, nCino, Atlassian, and Commerce surged in the afternoon after President Trump indicated productive talks with Iran, signaling a de-escalation of Middle Eastern tensions. This improved market sentiment, coupled with investors "buying the dip" in high-quality SaaS stocks after a recent correction, drove the gains. The article details the percentage jump for each company and provides further context on Elastic's recent volatility and year-to-date performance.
nCino Inc (NCNOus) Stock Price Quote Today & Current Price Chart
This article provides current stock price information and trading conditions for nCino Inc (NCNOus), a software-as-a-service company. It details nCino's cloud-based operating system and nCino IQ applications, which serve financial institutions by digitizing processes and utilizing AI/ML for analytics and compliance. The company was founded in 2011 and is headquartered in Wilmington, North Carolina, serving a broad range of financial institution customers globally.
nCino Q4 2026 Earnings Report: Revenue Forecast & Stock Analysis | 2026-03-31 - News and Statistics
nCino's Q4 2026 earnings report is scheduled for release, with analysts expecting a revenue growth rate of 4.5%, a deceleration from the previous year. The banking software provider exceeded revenue forecasts in the prior quarter and has a history of meeting or surpassing projections. Despite a challenging environment for vertical software stocks, nCino's average analyst price target remains notably higher than its recent trading price.
nCino (NASDAQ:NCNO) Price Target Cut to $21.00 by Analysts at Morgan Stanley
Morgan Stanley has lowered its price target for nCino (NASDAQ:NCNO) to $21.00 from $36.00, while maintaining an "overweight" rating, suggesting a significant upside. Despite this, the analyst consensus for nCino remains "Moderate Buy" with an average target of $30.53, and the company's board has authorized a $100 million stock buyback program. This news comes as the stock trades at $14.34, and despite insider selling totaling approximately $1.35 million over the past 90 days.
Morgan Stanley cuts nCino stock price target on valuation reset
Morgan Stanley has lowered its price target for nCino Inc. (NASDAQ:NCNO) to $21 from $36, while maintaining an Overweight rating, citing a valuation reset and the need for nCino to demonstrate sustained acceleration from its Banking Advisor product. Despite the stock's significant decline, analysts have revised earnings upwards, with the company expected to become profitable this year. Recent developments include the launch of nCino Doc VOI and Luana Savings Bank's adoption of its platform, with Raymond James also adjusting its price target to $28 while maintaining a Strong Buy rating.
Morgan Stanley cuts nCino stock price target on valuation reset
Morgan Stanley has lowered its price target for nCino Inc. (NASDAQ:NCNO) to $21 from $36, while maintaining an Overweight rating, despite the stock's significant decline and analyst upgrades. The firm believes consensus estimates for fiscal 2027 subscription growth are too low and emphasizes the need for nCino to demonstrate sustained acceleration from its Banking Advisor product and improve profitability. Separately, nCino launched a new automated income verification tool and expanded its reach in the banking sector, with Raymond James also adjusting its price target but maintaining a Strong Buy rating.
nCino Inc. (NCNO) PT Lowered to $21 at Morgan Stanley
Morgan Stanley analyst James Faucette has lowered the price target for nCino Inc. (NASDAQ: NCNO) to $21.00 from $36.00. The analyst maintained their rating on the stock despite the significant price target reduction. This article is marked as premium-only content.
Ncino stock hits 52-week low at $13.80
Ncino's stock has dropped to a 52-week low of $13.80, representing a 51.83% decline over the past year, amid market challenges and investor sentiment. Despite this, InvestingPro data suggests the stock may be undervalued with a 38% potential upside. Analysts have also revised earnings upwards for the upcoming period, anticipating net income growth, and the company is expanding its platform and introducing new features to enhance lending operations.
Vanguard realignment leads subsidiaries to report separately (NCNO)
The Vanguard Group has filed an amended Schedule 13G/A for nCino Inc. (NCNO), reporting 0 shares beneficially owned and 0% ownership. This change follows an internal realignment on January 12, 2026, where Vanguard's subsidiaries began reporting their beneficial ownership separately in accordance with SEC Release No. 34-39538. The filing clarifies that Vanguard no longer claims beneficial ownership over securities held by these independent reporting subsidiaries.
Analysts Conflicted on These Technology Names: Ondas (ONDS), NetApp (NTAP) and nCino (NCNO)
This article highlights analysts' differing opinions on three technology companies: Ondas (ONDS), NetApp (NTAP), and nCino (NCNO). H.C. Wainwright maintained a "Buy" rating for Ondas with a $25 price target, while Citi reiterated a "Hold" for NetApp with a $114 price target. BTIG maintained a "Hold" rating for nCino, showing a mixed outlook for these stocks in the technology sector.
How Mortgage Automation Gains and Luana Savings Bank Win May Shape nCino’s (NCNO) Investment Narrative
nCino (NCNO) recently launched nCino Doc VOI for automated income verification in mortgages and secured Luana Savings Bank as a client for its commercial and agricultural lending solutions. These developments reinforce the investment thesis that banks are adopting cloud-based platforms and automation to improve efficiency, potentially impacting nCino's stock with an estimated 121% upside from its current price, despite competitive risks.
Luana Savings Bank Selects nCino to Unify and Transform Its Commercial and Agricultural Lending Operations
Luana Savings Bank has partnered with nCino to modernize and unify its commercial and agricultural lending operations. By implementing nCino's intelligent banking solutions, the bank aims to eliminate manual processes, enhance efficiency, and build a scalable foundation for future growth. This collaboration will streamline workflows, increase transparency, and allow staff to focus on customer relationships and strategic client engagement.
Luana Savings Bank Selects nCino to Unify and Transform Its Commercial and Agricultural Lending Operations
Luana Savings Bank has chosen nCino's intelligent banking solutions to modernize and unify its commercial and agricultural lending operations. This partnership aims to eliminate manual processes, streamline workflows, and enhance efficiency across the loan lifecycle. By leveraging nCino's platform, the bank expects to accelerate decision-making, improve risk management, and strengthen customer relationships for future growth.
nCino (NasdaqGS:NCNO) Stock Forecast & Analyst Predictions
This article provides a stock forecast and analyst predictions for nCino (NasdaqGS:NCNO), detailing its projected earnings and revenue growth, EPS, and return on equity. It highlights recent updates such as price target decreases, earnings guidance, and insider stock transactions, indicating both potential undervaluation and fluctuating analyst sentiment. The report also includes financial data and analysis on future growth prospects, market performance comparisons, and key analyst coverage.
Luana Savings Bank selects nCino for lending transformation
Luana Savings Bank has chosen nCino's platform to modernize its commercial and agricultural lending operations, aiming to replace manual processes and consolidate systems. The implementation will include nCino Automated Spreading capabilities to streamline workflows. Despite nCino's stock facing headwinds, analysts have revised earnings upward for the upcoming period, and the stock is considered undervalued with profitability predicted this year.
Luana Savings Bank Selects nCino to Unify and Transform Its Commercial and Agricultural Lending Operations
Luana Savings Bank has chosen nCino's intelligent banking solutions to modernize its commercial and agricultural lending operations. By adopting the nCino Platform, the bank aims to eliminate manual processes, streamline workflows, and enhance customer service across its Iowa communities. This partnership is expected to drive efficiency, improve transparency, and build a scalable foundation for future growth.
Luana Savings Bank selects nCino for lending platform overhaul
Luana Savings Bank has chosen nCino Inc. to modernize its commercial and agricultural lending operations, aiming to replace outdated systems requiring manual data re-entry. The implementation will consolidate lending operations onto a single platform, streamlining workflows and reducing manual processes. This partnership is expected to transform how the bank originates, underwrites, and manages loans, leveraging nCino's innovative technology and financial industry knowledge.
