Why Mercury General (MCY) Stock Is Falling Today
Shares of Mercury General (MCY) fell 8.6% today despite strong Q4 2025 earnings which beat analyst expectations. The decline is attributed to the company's weak forward guidance, which projected a 14% shrink in full-year earnings per share over the next 12 months. This negative outlook overshadowed the positive past performance, leading to a sell-off by investors.
Why Mercury General (MCY) Is Down 6.6% After Beating Earnings Amid Heavy Wildfire Losses
Mercury General (MCY) reported strong Q4 2025 earnings and full-year profitability despite significant wildfire-related catastrophe losses, including over 2,900 claims and $1.40 billion in payouts. The company secured a 6.9% California homeowners rate increase effective July 2026 to help manage future risk. Despite these positive financial results and a forecast of $6.7 billion revenue by 2028, the stock fell 6.6%, likely due to investor concerns about continued wildfire exposure and potential reinsurance costs.
Mercury General Earnings Up In Q4
Mercury General Corp. (MCY) reported a significant increase in net income for the fourth quarter, reaching $202.55 million, up from $101.07 million in the prior year. The earnings per share more than doubled to $3.66. The company also declared a quarterly dividend of $0.3175 per share, payable on March 26.
Mercury General (NYSE:MCY) Reports Bullish Q4 CY2025
Mercury General (NYSE:MCY) reported better-than-expected revenue and GAAP profit for Q4 CY2025, with sales up 11.3% year-on-year to $1.54 billion and an EPS of $3.66, significantly beating analyst estimates. The company's CEO highlighted resilience after earlier wildfire catastrophes and strong performance in subsequent quarters. The strong Q4 results and accelerated BVPS growth suggest robust underlying business quality.
Mercury General Q4 2025 Results: Revenue Up 11.3%, Combined Ratio Improves - News and Statistics
Mercury General reported strong Q4 2025 results, with revenue reaching $1.54 billion, an 11.3% increase year-on-year, and GAAP earnings per share of $3.66, significantly exceeding analyst forecasts. The company's combined ratio improved to 88.6%, despite substantial catastrophe losses from wildfires earlier in the year. Mercury General, a dominant auto insurer in California, also saw its book value per share grow by 24.2% to $43.64.
Mercury General (NYSE: MCY) lifts premiums while absorbing major 2025 catastrophes
Mercury General Corporation reported solid premium growth and improved underwriting metrics in 2025, with direct premiums written reaching $5.98 billion despite significant catastrophe losses of $508 million net of reinsurance, primarily from California wildfires and severe storms. The company's combined ratio improved to 96.5% (89.5% for private passenger auto), showing a return to technical profitability, supported by $328.7 million in pre-tax investment income. Policyholders' surplus increased to $2.39 billion, maintaining a healthy premiums-to-surplus ratio of 2.4 to 1, even as it navigated substantial catastrophe exposures and regulatory changes.
Mercury General (MCY) Beats Q4 Earnings and Revenue Estimates
Mercury General (MCY) reported strong Q4 results, with earnings of $3.66 per share, significantly exceeding the Zacks Consensus Estimate of $2.56. The company also surpassed revenue expectations, posting $1.54 billion against an estimate of $1.76 billion. Despite these positive results, Mercury General's stock has underperformed the S&P 500 year-to-date, and the company currently holds a Zacks Rank #3 (Hold).
Mercury General Corp (MCY) Stock Price Up 3.39% on Feb 17
Shares of Mercury General Corp (MCY) increased by 3.39% in mid-day trading on February 17, reaching an intraday high of $96.64. Wall Street analysts have an average one-year price target of $100.00 for MCY, implying a 3.48% upside, and a consensus "Buy" recommendation. However, GuruFocus estimates a GF Value of $65.72, suggesting a 32% downside from the current price.
Public Sector Pension Investment Board Acquires 13,208 Shares of Mercury General Corporation $MCY
The Public Sector Pension Investment Board has increased its stake in Mercury General Corporation ($MCY) by 14.6%, purchasing an additional 13,208 shares to bring its total holding to 103,730 shares valued at approximately $8.79 million. This transaction represents about 0.19% of the company, and overall institutional ownership now stands at around 42.39%. Despite a recent stock dip and a "Hold" rating from Zacks, MarketBeat data indicates a consensus "Buy" rating and a target price of $100.00 for Mercury General, an insurance provider specializing in property and casualty products.
Mercury General (MCY) Reports Earnings Tomorrow: What To Expect
Mercury General (MCY) is set to report its earnings this Tuesday after market hours. Analysts expect the auto insurance provider's revenue to be flat year-on-year at $1.37 billion, with adjusted earnings projected at $2.56 per share. Although the company beat revenue expectations last quarter, it has missed Wall Street's estimates twice in the last two years.
Mercury General Announces Q4 2025 Earnings on Tuesday
Mercury General Corporation is scheduled to report its Q4 2025 financial results after market close on Tuesday, February 17, 2026. Analysts project earnings of $2.56 per share and revenue of $1.3743 billion for the insurance provider. The earnings report is highly anticipated by investors and analysts for insights into the company's financial health, market performance, and growth strategies.
Presidents' Day Weekend Travel Recommendations
Mercury Insurance offers travel recommendations and safety tips for Presidents' Day weekend. They encourage exploring historical sites like Mount Vernon and Route 66, emphasizing vehicle checks and advance planning for potential holiday traffic. The article also provides information on Mercury General Corporation (MCY) and a brief overview of its insurance offerings.
$6B in Valentine’s jewelry is changing hands — how much is actually insured?
Mercury Insurance warns that over $6 billion in Valentine's Day jewelry spending means many high-value gifts could be underinsured due to standard homeowners or renters policies having sub-limits of typically $1,500 to $2,500. The company advises consumers to keep purchase documentation, get professional appraisals every 3-5 years, review coverage after major life events, and store items securely to mitigate theft risk. This guidance aims to ensure adequate protection for valuable items that often exceed standard policy limits.
Versor Investments LP Invests $1.05 Million in Mercury General Corporation $MCY
Versor Investments LP has acquired a new stake of 12,400 shares, valued at $1.05 million, in Mercury General Corporation (NYSE:MCY) during the third quarter. Other institutional investors like Inspire Investing, American Century, Assenagon, and Prudential also increased their holdings, bringing institutional ownership to approximately 42.39%. Despite recent analyst downgrades, the stock holds a consensus "Buy" rating with an average target price of $100.00, trading near $92.42 with a market cap of $5.12 billion.
Mercury Insurance Urges Families to Update Policies as Life Changes
Mercury Insurance is advising families to regularly update their insurance policies, especially after major life events such as moving, renovating, or adding new drivers, to ensure adequate coverage. They stress the importance of annual reviews with agents to reflect current home values and characteristics. The company, established in 1962, aims to provide reliable service and competitive rates to maintain customer trust.
Moving, remodeling, new driver? Why your home policy may be outdated
Mercury Insurance (NYSE: MCY) is advising homeowners to routinely review and update their insurance policies following major life changes such as moving, renovating, or adding new drivers. Updating policy details ensures that coverage accurately reflects the current use, value, and occupants of a home, helping to prevent coverage gaps or mismatches. The company emphasizes that proactive communication with an insurance agent, particularly at the beginning of the year, can help maintain appropriate coverage.
Six everyday heroes get Hall of Heroes spotlight from Ducks, Mercury
Mercury Insurance (NYSE: MCY) and the Anaheim Ducks have announced the inaugural class of six "Wing Leaders" inducted into the Ducks Hall of Heroes, recognizing local community members in Orange County for their sustained service. These inductees, ranging from youth organizers to conservation leaders, were honored for their passion, service, and leadership in making a meaningful difference in their communities. The program highlights the shared belief of Mercury and the Ducks that strong communities are built by individuals who give back and lead by example.
Mercury General (NYSE:MCY) Stock Price Crosses Above 200 Day Moving Average - Should You Sell?
Mercury General's (NYSE:MCY) stock price has risen above its 200-day moving average, reaching $85.43 on Friday. Analysts have a "Buy" consensus rating with a $100 price target, despite a recent downgrade from Zacks to "hold" and a forecast of -0.5 EPS for the current year. The company reported strong quarterly earnings, beating estimates by $1.71, and pays an annual dividend of $1.27, representing a 1.5% yield.
Mercury Insurance Offers Southern Homeowners Practical Tips to Prepare for Winter Storms
Mercury Insurance has released an article titled "Preparing for Winter Storms in the South" to equip homeowners in Southern states with practical guidance for severe winter weather. The initiative addresses the increasing volatility of winter weather patterns, which can lead to burst pipes, leaking roofs, and power outages in homes not built for such conditions. The article offers tips on exterior and interior home protection, safe travel, auto preparation, and understanding insurance policy coverage.
How Southern homeowners can avoid burst pipes and insurance claims
Mercury Insurance (NYSE:MCY) has released a new homeowner preparedness guide for Southern states to help residents protect their homes from winter storms. The guide offers practical tips for exterior and interior home readiness, safe travel, and understanding insurance policies to prevent damage and reduce claims. This initiative by Mercury Insurance aims to mitigate losses and disruptions in regions increasingly affected by severe cold weather.
How winter turns your closed-up home into a hidden moisture trap
Mercury Insurance (MCY) advises homeowners to manage indoor moisture during winter due to reduced airflow in closed homes, which combined with daily activities like cooking and showering, can lead to condensation and hidden moisture issues. The company recommends using ventilation fans, monitoring condensation on surfaces, maintaining air circulation, and inspecting common damp areas to prevent potential damage and health risks. This guidance is part of Mercury's ongoing effort to provide consumer-focused risk mitigation advice.
8 car insurance myths that can cost drivers money and coverage
Mercury Insurance (MCY) has released "Volume Two" of its auto insurance myth-busting series, addressing eight common misconceptions that can impact coverage and cost for drivers. The company aims to educate consumers on topics like rate negotiation, medical payments, "full coverage" limitations, not-at-fault claims, and new car premiums. Mercury urges drivers to review their policies, ask questions, and explore options to ensure their coverage aligns with their needs.
Mercury Insurance Shares Winter Driving Essentials to Help Motorists Stay Safer on the Road
Mercury Insurance is urging drivers to prioritize safety during winter travel, highlighting that many underestimate the risks of slick roads and reduced visibility. The company advises motorists to check tire tread and pressure, ensure clear visibility with working wipers and clean lights, carry an emergency kit, and reduce speed while increasing following distance. These measures are crucial even on seemingly dry roads, as cold temperatures can still compromise vehicle performance and traction.
Mercury Insurance shares winter driving safety tips for motorists
Mercury Insurance has issued winter driving safety tips, urging motorists to prepare for challenging road conditions by checking tire tread and pressure, ensuring visibility, and carrying emergency kits. The company, which has seen its stock rise significantly, emphasized that even seemingly minor oversights can lead to accidents. Additionally, Mercury General Corporation will dual list its stock on NYSE Texas to expand trading presence and investor accessibility.
Wild winter swings put homes and cars at risk, Mercury Insurance says
Mercury Insurance (NYSE: MCY) has issued a winter weather risk outlook, advising homeowners and drivers to prepare for extreme and volatile conditions such as disrupted polar vortex patterns and atmospheric rivers. The company highlights common winter vulnerabilities like frozen pipes, roof damage, and slick roads, emphasizing that preparedness through simple steps can significantly reduce costly damages and claims. Mercury Insurance noted that understanding these patterns and taking proactive measures is crucial for protecting property given the increasing variability in weather extremes.
Mercury General (NYSE:MCY) Share Price Crosses Above Two Hundred Day Moving Average - What's Next?
Mercury General (NYSE:MCY) recently saw its share price cross above its 200-day moving average, a bullish technical signal. The company reported strong quarterly earnings, beating analyst estimates for both EPS and revenue, and analysts maintain a "Strong Buy" rating with a target price of $100. Mercury General also offers an annualized dividend of $1.27, representing a 1.4% yield.
MERCURY GENERAL CORPORATION TO REPORT FOURTH QUARTER RESULTS ON FEBRUARY 17, 2026
Mercury General Corporation (NYSE: MCY) announced it will release its fourth-quarter 2025 earnings after markets close on Tuesday, February 17, 2026. Concurrently, the company will file its annual report on Form 10-K with the SEC. The announcement covers forward-looking statements regarding future developments and potential effects on the company, acknowledging significant risks and uncertainties inherent in such projections.
The silent home problem that can cause costly water damage—and how to avoid it
Mercury Insurance (MCY) has released practical steps to help homeowners prevent costly water damage, emphasizing that many common claims stem from hidden, preventable failures, especially during colder months. They recommend regular inspection of supply lines, knowing the location and operation of the main water shut-off valve, and installing water leak sensors and smart shut-off devices. These proactive measures can help avoid expensive repairs and disruptions caused by silent water damage.
Mercury General (MCY): Buy, Sell, or Hold Post Q3 Earnings?
Mercury General (MCY) has seen significant stock appreciation, beating the S&P 500 by 27% in six months, now trading at $90.58. Despite its recent performance, analysts are not recommending it as a buy due to slim projected revenue growth, an uninspiring return on equity, and a valuation of 2.1x forward P/B, suggesting limited upside compared to potential downside risks.
Mercury General Corp stock reaches all-time high at 95.04 USD
Mercury General Corp (MCY) has reached an all-time high of $95.04, reflecting strong market performance and investor confidence. The company has seen a 39.7% increase in stock price over the past year and a 47.22% gain over the past six months, maintaining dividend payments for 40 consecutive years. Fitch Ratings recently affirmed Mercury General's Insurer Financial Strength rating at 'A-', revising the outlook to stable from negative due to reduced concerns about the impact of California wildfires.
MCY Stock Near 52-Week High: Time to Add it for Better Returns?
Mercury General Corporation (MCY) shares are trading near their 52-week high, outperforming its industry and the S&P 500. The company shows strong growth projections, optimistic analyst sentiment, favorable returns on capital, and is rated a Zacks Rank #1 (Strong Buy). These factors, combined with solid performance in its Property and Casualty segment, rate increases, and financial flexibility, suggest MCY could be a strong addition to an investment portfolio.
5 simple holiday home fixes that make Santa’s visit a lot safer
Mercury Insurance (NYSE: MCY) has shared five holiday home safety tips designed to ensure a safer visit for Santa and, by extension, the homeowners. The recommendations include clearing roofs and walkways, inspecting chimneys, securing holiday lights, and locking doors and windows. These simple fixes aim to reduce common seasonal risks like fire, water damage, and slips, while also protecting homes during holiday travel.
Mercury General Corp stock reaches all-time high at 95.04 USD
Mercury General Corp's stock has reached an all-time high of $95.04, reflecting strong market performance and investor confidence with a 39.7% increase over the past year. Analysts consider the company slightly undervalued, boasting a "GREAT" financial health score from InvestingPro and a 1.36% dividend yield. Fitch Ratings has also affirmed its Insurer Financial Strength rating at 'A-', revising the outlook to stable due to reduced concerns about California wildfires, further solidifying the company's financial stability.
Assenagon Asset Management S.A. Acquires New Position in Mercury General Corporation $MCY
Assenagon Asset Management S.A. has initiated a new position in Mercury General Corporation (NYSE:MCY) by acquiring 37,053 shares, valued at approximately $3.14 million. This represents about 0.07% of the company, with institutional investors now holding 42.39% of the stock. Mercury General recently reported strong quarterly earnings, surpassing analyst expectations for both EPS and revenue, and analysts maintain a "Strong Buy" rating with a $100 average target price.
Mercury General Corp stock reaches all-time high at 95.04 USD
Mercury General Corp's stock has hit an all-time high of $95.04, reflecting strong market performance and investor confidence, with a P/E ratio of 11.98 and a "GREAT" financial health score from InvestingPro. The company has seen a 39.7% increase in stock price over the past year and boasts 40 consecutive years of dividend payments. Fitch Ratings also recently affirmed Mercury General's Insurer Financial Strength rating at 'A-', revising the outlook to stable from negative.
Property & Casualty Insurance Stocks Q3 Recap: Benchmarking Mercury General (NYSE:MCY)
The Q3 earnings season review for Property & Casualty (P&C) insurance stocks highlights strong revenue beats and resilient share prices across the sector. Mercury General (NYSE:MCY) reported a notable quarter with revenues exceeding expectations. The article also benchmarks other key players like Root (NASDAQ:ROOT), Progressive (NYSE:PGR), Erie Indemnity (NASDAQ:ERIE), and Skyward Specialty Insurance (NASDAQ:SKWD), detailing their Q3 performances and impacts on stock prices.
Mercury Insurance Shares 5 Last Minute Gifts That Put Driver Safety First This Holiday Season
Mercury Insurance proposes five safety-focused gift ideas for drivers this holiday season, moving beyond traditional gadgets to items that offer protection and peace of mind. These suggestions, which include portable jump starters, dash cams, and emergency kits, aim to enhance road safety and potentially reduce risks and insurance claims. The company emphasizes that these gifts demonstrate care for loved ones by helping them stay safe on the road throughout the year.
As injury payouts climb, new coverage offers Virginians extra protection
Mercury Insurance (NYSE: MCY) has launched an expanded personal umbrella insurance product in Virginia, its ninth state rollout, in response to a 35% increase in average liability claim amounts since the pandemic. The new policy, starting at just over $1.00 a day, offers increased liability limits up to $2 million and uninsured motorist coverage up to $1 million, along with multi-policy and accident/violation-free discounts. This initiative aims to protect Virginians' personal wealth against rising bodily injury payouts that can exceed traditional policy limits.
Stop car break-ins from stealing Christmas: 5 smart parking lot habits
Mercury Insurance (MCY) has issued five tips to help prevent holiday gift theft from vehicles, including keeping valuables out of sight, locking doors, parking in well-lit areas, and maintaining awareness of surroundings. The company also advises reviewing auto and personal property insurance coverage before the holiday season. This initiative aligns with Mercury's pattern of providing seasonal, education-focused outreach to customers.
Mercury Insurance Offers Top 5 Ways to Make Sure You Aren't a Target of Gift Thieves This Holiday Season
Mercury Insurance provides five essential tips to prevent gift theft during the holiday shopping season, emphasizing vehicle security and awareness to reduce opportunities for criminals. These recommendations include keeping valuables out of sight, locking doors, parking in well-lit areas, avoiding temporary storage of items in view, and staying alert. The company also advises reviewing insurance coverage as an extra precaution.
Mercury Insurance (NYSE: MCY) breaks down key myths in home and renters coverage
Mercury Insurance (NYSE: MCY) has published guidance dispelling common misconceptions about homeowners and renters insurance. The company clarifies that standard policies cover sudden, accidental perils but typically exclude flood, earthquake, long-term mold, and pest damage, urging consumers to review their policies, consider separate coverage for certain risks, and explore available discounts. This initiative aligns with Mercury's ongoing consumer education efforts, against a backdrop of strong Q3 2025 financial results.
Mercury Insurance (NYSE: MCY) highlights why an annual policy checkup matters
Mercury Insurance (NYSE: MCY) is urging policyholders to conduct an annual insurance checkup at the start of each year to ensure their coverage aligns with their current life circumstances. The company emphasizes reviewing coverage limits for new purchases, deductibles, premiums, available discounts, policy exclusions, and beneficiary designations. This recommendation fits Mercury's pattern of consumer education and risk-prevention messaging, reinforcing brand positioning alongside its strong Q3 net income and cash balance.
Why Is Mercury General (MCY) Up 10.7% Since Last Earnings Report?
Mercury General (MCY) has seen its shares rise 10.7% since its last earnings report, outperforming the S&P 500. The company reported strong Q3 2025 operating income and revenues due to higher net premiums, increased invested assets, and lower catastrophe losses, beating analyst estimates. Forecasts for MCY are trending upward, leading to a "Strong Buy" Zacks Rank.
Mercury General Corporation $MCY Shares Bought by Prudential Financial Inc.
Prudential Financial Inc. has increased its stake in Mercury General Corporation ($MCY) by 27.9%, now owning 63,899 shares valued at approximately $4.30 million. Wall Street analysts have issued a "Strong Buy" rating for MCY with a consensus target price of $100, following strong Q2 earnings that beat estimates and a declared quarterly dividend. The company also recently announced a quarterly dividend of $0.3175 per share, representing a 1.4% yield.
Top 2 Financial Stocks That May Collapse This Quarter
This article highlights two financial stocks, Forge Global Holdings (NYSE: FRGE) and Mercury General (NYSE: MCY), that an RSI momentum indicator suggests are overbought and may be due for a downturn. Forge Global saw a significant price jump after an analyst downgrade but a raised price target, while Mercury General recently posted strong quarterly earnings. The article advises investors who value momentum to be cautious.
Mercury General Corp stock hits all-time high at 90.05 USD
Mercury General Corp (MCY) stock has reached an all-time high of $90.05, representing a significant milestone driven by strong investor confidence and strategic initiatives. The company boasts impressive gains, a healthy P/E ratio, a consistent dividend yield over 40 years, and a "GREAT" financial health score, with analysts considering it slightly undervalued. This achievement is further bolstered by Fitch Ratings affirming its Insurer Financial Strength rating at 'A-' with a stable outlook, alleviating concerns about future wildfire impacts.
Mercury Insurance (NYSE: MCY) Offers Winter Driving Tips as Weather Collisions Rise
Mercury Insurance (NYSE: MCY) published winter driving safety tips on November 21, 2025, to help drivers reduce weather-related collisions. The guidance emphasizes that a significant portion of these crashes occur on snowy, slushy, or icy pavement and provides concrete steps to lower risk, such as slowing down, increasing following distance, and avoiding sudden movements. These tips aim to help consumers navigate hazardous winter conditions more safely.
Mercury General Corp stock hits all-time high at 87.99 USD
Mercury General Corp (MCY) stock has reached an all-time high of $87.99, demonstrating robust performance with a 17.23% increase over the past year, 45.01% in six months, and 32.76% year-to-date. The company maintains a reasonable P/E ratio of 11, a 1.46% dividend yield, and has sustained dividend payments for 40 consecutive years. Additionally, Fitch Ratings revised Mercury General’s Insurer Financial Strength rating outlook to stable from negative, reflecting improved financial stability following January 2025 California wildfires.
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation (NYSE:MCY) is set to pay a dividend of $0.3175 per share on December 24th, resulting in a 1.5% dividend yield. The company's future dividend projections appear well-covered by earnings and cash flow, with earnings per share expected to rise by 19.4% next year. Although the dividend history has shown some instability with a 6.4% annual decline over the last decade, growing earnings and a low payout ratio suggest future dividend growth is likely.
Mercury General Corporation Announces Third Quarter Results and Declares Quarterly Dividend
Mercury General Corporation (NYSE: MCY) reported its third-quarter 2025 financial results, showing significant growth in net premiums earned and written, and a substantial increase in net income. The company declared a quarterly dividend of $0.3175 per share and provided an update on the financial impact of the Palisades and Eaton wildfires, including subrogation efforts and reinsurance recoveries. The report also details investment results and non-GAAP financial reconciliation.
