D.A. Davidson reiterates Open Lending stock Buy on guidance affirm
D.A. Davidson has reiterated a Buy rating and a $3.00 price target for Open Lending (NASDAQ:LPRO) shares after the company's first-quarter results. Despite trimming its 2026 and 2027 forecasts for revenue and adjusted EBITDA, the firm maintained its positive outlook. Open Lending's shares are considered undervalued by InvestingPro, and the company affirmed its full-year 2026 guidance, expecting significant year-over-year growth in certified loans and adjusted EBITDA.
Analysts’ Top Financial Picks: Open Lending (LPRO), Pennantpark (PFLT)
Two analysts have issued bullish sentiments on Open Lending (LPRO) and Pennantpark (PFLT) within the Financial sector. Michael Grondahl of Northland Securities maintained a Buy rating on Open Lending with a $3.50 price target, while Arren Cyganovich of Truist Financial maintained a Buy rating on Pennantpark, which has a Strong Buy consensus among analysts. Both companies show potential upside according to current analyst consensus and price targets.
Open Lending Corporation - Common Stock (Nasdaq:LPRO) Stock Quote
This page provides a stock quote for Open Lending Corporation (LPRO) on the Nasdaq, showing its current trading price, volume, and daily/52-week ranges. It also compiles recent news headlines related to LPRO, including earnings reports, market analysis, and a series of class-action lawsuit announcements by various law firms with deadlines in June 2025. The page also answers frequently asked questions about the company's public trading status and market capitalization.
Open Lending Corporation 2026 Q1 - Results - Earnings Call Presentation (NASDAQ:LPRO) 2026-05-11
Open Lending Corporation (NASDAQ:LPRO) released its Q1 2026 earnings, reporting an EPS of $0.00, missing estimates by $0.02, and revenue of $20.49M, which was a 16.00% year-over-year decrease but beat estimates by $129.00K. The article notes that the following slide deck was published in conjunction with their earnings call.
Analysts’ Top Financial Picks: Open Lending (LPRO), Pennantpark (PFLT)
Two financial analysts have issued bullish sentiments on Open Lending (LPRO) and Pennantpark (PFLT). Michael Grondahl from Northland Securities maintained a Buy rating on Open Lending with a $3.50 price target, while Arren Cyganovich from Truist Financial maintained a Buy rating on Pennantpark with an average price target of $10.17. Both stocks are recommended as "Buy" by analysts overall, with significant upside potential.
Open Lending Reports First Quarter 2026 Financial Results
Open Lending Corporation announced its first-quarter 2026 financial results, reporting 21,064 certified loans and total revenue of $20.5 million. Despite a decrease in certified loans and revenue compared to the previous year, the company achieved a net loss of $0.5 million and an Adjusted EBITDA of $2.0 million. Open Lending also provided a financial outlook for Q2 and full-year 2026, alongside extending its share repurchase program to $50 million.
Analysts Offer Insights on Financial Companies: Pennantpark Investment (PNNT) and Open Lending (LPRO)
Two analysts have issued bullish sentiments on financial companies Pennantpark Investment (PNNT) and Open Lending (LPRO). Arren Cyganovich from Truist Financial maintained a Buy rating on Pennantpark Investment, while Peter Heckmann from D.A. Davidson maintained a Buy rating on Open Lending. Both companies show positive analyst consensus with price targets indicating potential upside.
Revenue falls at Open Lending (NASDAQ: LPRO) as Q1 loans drop
Open Lending (NASDAQ: LPRO) reported a significant revenue drop in Q1 2026, with total revenue falling 16% to $20.5 million, primarily due to a 24% decrease in certified auto loans. This led to a net loss of $0.5 million, compared to a net income in the prior year. Despite the decline in loan volume and revenue, the company maintained a strong gross margin of 76% and a healthy balance sheet with $185.0 million in cash and restricted cash.
Open Lending Reports First Quarter 2026 Financial Results
Open Lending Corporation reported its first quarter 2026 financial results, highlighting solid execution with 21,064 certified loans, exceeding guidance for the quarter. Despite a decrease in total revenue to $20.5 million and a net loss of $0.5 million compared to Q1 2025, the company emphasized an improved quality and mix of certified loans and ongoing progress on strategic initiatives. Open Lending also announced an extension of its share repurchase program, increasing the authorized amount to $50 million and extending the expiration to May 1, 2027.
Open Lending targets 100,000 to 110,000 certified loans in 2026 while projecting $25M to $29M adjusted EBITDA
Open Lending targets 100,000 to 110,000 certified loans in 2026. The company also projects adjusted EBITDA between $25 million and $29 million for the same period.
Open Lending (LPRO) reports break-even earnings for Q1
Open Lending (LPRO) reported break-even earnings for the first quarter.
Open Lending Reports First Quarter 2026 Financial Results
Open Lending Corporation reported solid execution in Q1 2026, exceeding certified loan guidance despite a decrease in total revenue and a net loss compared to Q1 2025. The company highlighted improvements in loan quality and progress on strategic initiatives, maintaining a positive outlook for sustainable, profitable growth in 2026 with updated financial guidance and an extended share repurchase program.
Open Lending Q1 2026 slides: revenue falls 16% amid quality push
Open Lending Corporation reported a significant 16% revenue decline in Q1 2026 to $20.5 million, with certified loan volume down 24%, as the company focuses on higher-quality loan originations and reduces exposure to riskier segments. Despite reporting a net loss of $460,000, Open Lending's strategic shift towards credit union and bank partnerships and enhanced underwriting standards led to an increase in average profit share revenue per certified loan. The company forecasts between 100,000 and 110,000 certified loans and adjusted EBITDA of $25 million to $29 million for the full year 2026, anticipating future growth from new product launches.
Open Lending Corp reports results for the quarter ended March 31 - Earnings Summary
Open Lending Corp (LPRO) has released its earnings summary for the quarter that concluded on March 31. This brief report provides an update on the company's financial performance. The full details are available to users who log in or create an account.
Open Lending expands buyback to $50M after first-quarter loss
Open Lending (LPRO) reported a net loss of $0.5 million in Q1 2026, with revenue declining to $20.5 million and certified loans decreasing to 21,064. Despite these results, the company's board increased its share repurchase authorization from $25 million to $50 million and extended the program until May 1, 2027. Open Lending also provided full-year 2026 guidance, targeting 100,000–110,000 certified loans and adjusted EBITDA of $25–$29 million, leading to an 8.02% gain in its stock price.
Open Lending (NASDAQ: LPRO) posts Q1 2026 loss but expands $50M buyback
Open Lending (NASDAQ: LPRO) reported a Q1 2026 net loss of $0.5 million on revenue of $20.5 million, with certified loans decreasing to 21,064. Despite the softer financial results, the company emphasized a strategic shift towards higher-quality credit union and bank loans, which now constitute over 90% of certified loans, and provided a full-year 2026 Adjusted EBITDA guidance of $25-29 million. To enhance shareholder value, Open Lending's board also increased its share repurchase program from $25 million to $50 million and extended it to May 1, 2027.
Open Lending (LPRO) Reports Break-Even Earnings for Q1
Open Lending (LPRO) reported break-even earnings per share for the first quarter of 2026, missing the Zacks Consensus Estimate of $0.01 and comparing to $0.01 per share a year ago. The company's revenues of $20.49 million surpassed estimates by 0.94% but were down from $24.39 million year-over-year. Despite outperforming the S&P 500 year-to-date, the stock currently holds a Zacks Rank #3 (Hold) based on mixed estimate revisions.
Whetstone & Atterbury report 3,799,105 LPRO shares (LPRO)
Whetstone Capital Advisors, LLC and David Atterbury have filed an amended passive investment disclosure (Schedule 13G/A) for Open Lending Corp (LPRO), reporting beneficial ownership of 3,799,105 shares of common stock. This represents 3.2% of the class, with shared voting and dispositive power. The filing notes that the ownership is a passive stake rather than an active trading disclosure.
Open Lending (LPRO) Expected to Announce Quarterly Earnings on Thursday
Open Lending (NASDAQ:LPRO) is scheduled to announce its Q1 2026 earnings on Thursday, May 7th, with analysts expecting $0.01 EPS and $20.41 million in revenue. The company missed estimates last quarter and currently has a negative net margin. Analyst ratings are mixed, and institutional investors own a significant portion of its shares.
Open Lending Corporation (NASDAQ:LPRO) Given Average Recommendation of "Hold" by Brokerages
Open Lending Corporation (NASDAQ:LPRO) has received an average recommendation of "Hold" from brokerages, with an average 12-month price target of $2.56, based on ratings from one sell, three hold, and three buy recommendations. The company recently missed quarterly estimated earnings per share and revenue, reporting $0.01 EPS versus $0.02 expected and $19.35 million revenue versus $21.92 million. Despite a negative net margin, analysts forecast $0.09 EPS for the current fiscal year, and institutional investors own approximately 78% of the company's stock.
Open Lending schedules May 7 Q1 release, 5 p.m. ET webcast
Open Lending (NASDAQ: LPRO) announced that it will release its first-quarter 2026 financial results after market close on May 7, 2026. The company will also host a conference call and live webcast at 5:00 PM ET on the same day to discuss the results, which historically has led to a modest positive stock movement. Investors can access the webcast via the company's investor relations website or join the conference call by phone, with details provided for both domestic and international callers.
Open Lending Trajectory Strengthens Amid Fintech Market Volatility
Open Lending (NASDAQ: LPRO) is demonstrating a strong financial turnaround despite broader volatility in the fintech market. The company reported a significant swing to net income and expects increased certified loans and adjusted earnings in 2026. Strategic moves like debt repayment and entry into the prime credit market are supporting its growth trajectory.
These 3 Fintech Stocks Offer High Risk/Reward Potential
Despite recent challenges in the fintech sector, Open Lending, Repay Holdings, and Q2 Holdings are presented as companies with significant risk/reward potential. Open Lending and Repay Holdings are penny stocks with high operational risks but also substantial upside if their strategies, such as Open Lending's prime credit platform and Repay's planned KUBRA acquisition, succeed. Q2 Holdings, a more established firm with recent cloud migration and growing subscription-based revenue, offers a more stable growth opportunity.
LPRO SEC Filings - Open Lending Corporation 10-K, 10-Q, 8-K Forms
This article provides a comprehensive overview of Open Lending Corporation's (LPRO) SEC filings, including 10-K, 10-Q, and 8-K forms, available on Stock Titan. It details how investors can access regulatory disclosures, understand financial conditions, and review key governance developments. The platform also offers AI-powered summaries and real-time updates for quick interpretation of complex documents.
Open Lending (LPRO) proxy: nominate Cavin, approve 1-for-5–1-for-7 reverse split
Open Lending (LPRO) is holding its 2026 Annual Meeting on June 3, 2026, where shareholders will vote on several key proposals, including the election of two Class III directors, the ratification of Ernst & Young LLP as auditor, a nonbinding advisory vote on executive compensation, and a stockholder proposal to declassify the board. Critically, shareholders will also vote on approving an amendment to effect a reverse stock split at a ratio ranging from 1-for-5 to 1-for-7, with the exact ratio to be determined by the board. The board recommends "FOR" all proposals, including the nomination of William Dabbs Cavin and the reverse stock split, which aims to increase the per-share trading price to attract a broader investor base.
LPRO SEC Filings - Open Lending Corporation 10-K, 10-Q, 8-K Forms
This page on Stock Titan provides comprehensive access to Open Lending Corporation's (LPRO) SEC filings, including annual 10-K reports, quarterly 10-Q reports, and 8-K material event disclosures. It highlights recent filings such as Wasatch Advisors' 13G filing disclosing a 5.2% stake and various 8-K reports on material events and insider trading activities. The platform offers AI-powered summaries and sentiment analysis to help investors quickly interpret complex regulatory documents.
LPRO SEC Filings - Open Lending Corporation 10-K, 10-Q, 8-K Forms
This page provides access to Open Lending Corporation's (LPRO) SEC filings, including 10-K, 10-Q, and 8-K forms, along with insider trading documents. It details recent filings such as executive equity disclosures, quarterly results, and changes in directorship. The platform uses AI to summarize complex disclosures, helping investors understand the company's financial condition and governance developments.
Open Lending (LPRO) price target decreased by 14.02% to 2.35
This article reports a significant 14.02% decrease in the price target for Open Lending (LPRO), bringing it down to $2.35. The information is retrieved from an MSN source.
Open Lending (LPRO) price target decreased by 14.02% to 2.35
The article reports that the price target for Open Lending (LPRO) has been significantly decreased by 14.02%, bringing it down to $2.35. This information indicates a revised outlook from analysts regarding the company's future stock performance.
Open Lending targets 22,500–24,500 certified loans for Q3 2025 while extending AmTrust partnership through 2033
Open Lending (LEND) has provided guidance for Q3 2025, targeting 22,500–24,500 certified loans. The company also announced the extension of its partnership with AmTrust Financial Services through 2033, which is expected to support its long-term growth and operational stability.
Open Lending targets 22,500–24,500 certified loans for Q3 2025 while extending AmTrust partnership through 2033
Open Lending (LEND) announced its third-quarter 2025 certified loan target, ranging from 22,500 to 24,500 loans. Concurrently, the company has extended its crucial partnership with AmTrust Financial Services through 2033, ensuring continued support for its lending programs.
Open Lending (NASDAQ: LPRO) COO exercises 18,000 RSUs in Form 4
Open Lending Corp's Chief Operating Officer, Michelle Glasl, reported the vesting and conversion of 18,000 restricted stock units (RSUs) into common stock on March 15, 2026. This transaction included the withholding of 5,760 shares to cover tax obligations, leaving her with 12,240 directly owned common shares. The filing is categorized as routine equity compensation and does not involve open-market buying or selling.
Open Lending (NASDAQ: LPRO) executive nets shares after RSU vesting event
Open Lending's Chief Underwriting Officer, Matthew Sather, received 24,133 shares of common stock after his Restricted Stock Units (RSUs) vested on March 15, 2026. A portion of these shares, 7,070, were withheld to cover tax obligations, with the transaction recorded as a tax-withholding disposition rather than an open-market sale. Following these transactions, Sather directly owns 61,426 shares of Open Lending common stock.
Open Lending (LPRO) General Counsel converts 24,736 RSUs, holds 29,472 shares
Open Lending Corp General Counsel Ben Massey converted 24,736 Restricted Stock Units (RSUs) into shares of common stock on March 15, 2026, as a routine equity compensation activity. Following this, 6,021 shares were withheld to cover tax obligations, resulting in Massey directly holding 29,472 shares of Open Lending common stock. No open-market purchases or sales were reported in connection with this transaction.
Open Lending price target lowered to $3 from $4 at DA Davidson
DA Davidson has lowered its price target for Open Lending (LPRO) from $4 to $3, while maintaining a Buy rating on the shares. This adjustment comes after the company reported Q4 results that, although improved, fell short of the firm's revenue and adjusted EBITDA forecasts. The analyst notes these results in their research update to investors.
Portolan Capital Management LLC Invests $7.75 Million in Open Lending Corporation $LPRO
Portolan Capital Management LLC has acquired 3,673,890 shares of Open Lending Corporation (NASDAQ:LPRO) for approximately $7.75 million, representing a 3.11% stake in the company. This investment comes as Open Lending recently missed Q4 earnings estimates, reporting $0.01 EPS against an expected $0.02 and $19.35 million in revenue against an estimated $21.9 million. Despite the recent performance miss, management highlighted strategic initiatives like new platform launches and cost-efficiency measures as drivers for long-term growth.
Open Lending outlines 2026 growth targets with 100,000–110,000 certified loans amid tightened underwriting and new platform launches
Open Lending (LEND) has set ambitious growth targets for 2026, aiming for 100,000 to 110,000 certified loans despite navigating tighter underwriting conditions. The company plans to achieve these goals through the launch of new platforms and strategic initiatives. This outlook comes as the company adapts to evolving market dynamics and strengthens its loan certification processes.
Open Lending (LPRO) Posts $0.01 EPS Profit in Q4 as Revenue Surges 133.9% YoY to $19.3M
Open Lending (LPRO) reported a return to profitability in Q4 2025 with $0.01 EPS, a significant improvement from a $1.21 loss in the prior year, as revenue normalized to $19.3 million. Despite this, analyst caution persists, with the stock trading significantly below its 52-week high. The market is awaiting Q1 2026 results to determine the sustainability of this profitability.
Open Lending Corporation (NASDAQ:LPRO) Q4 2025 Earnings Call Transcript
Open Lending Corporation reported its Q4 and full-year 2025 earnings, with CEO Jessica Buss highlighting a focus on stabilizing the business for durable growth, improving profitability, and strengthening underwriting standards. Despite missing EPS expectations, the company achieved 97,348 certified loans and $93.2 million in revenue for the full year, and 19,308 loans and $19.3 million in revenue for Q4. They provided 2026 guidance, projecting 100,000 to 110,000 certified loans and $25 million to $29 million in adjusted EBITDA, driven by new initiatives like Apex One Auto and Project Red Rocks.
Open Lending (NASDAQ: LPRO) swings to positive 2025 Adjusted EBITDA
Open Lending Corporation (LPRO) reported a significant financial turnaround for Q4 and full year 2025, swinging to positive Adjusted EBITDA. The company achieved $93.2 million in revenue for 2025 (up from $24.0 million in 2024) and an Adjusted EBITDA of $15.6 million, compared to a negative $55.0 million previously. This improvement was driven by a flat profit share estimate on older loan vintages, tightened underwriting standards, and a strategic shift towards higher-fee business with credit unions and banks, alongside the launch of its ApexOne Auto platform.
Earnings call transcript: Open Lending Q4 2025 revenue miss impacts stock
Open Lending (LPRO) reported its Q4 2025 earnings, with EPS meeting expectations at $0.01, but revenue falling short at $19.3 million against an anticipated $21.92 million. The company's stock dropped over 9% in after-hours trading due to the revenue miss and a 25.9% year-over-year decrease in certified loans. Despite these challenges, Open Lending turned a Q4 profit and launched ApexOne Auto to expand its market reach and product offerings.
Open Lending slashes annual loss from $135M to $4M in 2025
Open Lending (LPRO) reported significant financial improvements for Q4 and full-year 2025, slashing its net loss from $135 million in 2024 to $4.2 million in 2025. The company's total revenue for 2025 reached $93.2 million, with adjusted EBITDA of $15.6 million, and it also launched its ApexOne Auto platform. Despite a decline in certified loans to 97,348 in 2025, Open Lending provided a positive outlook for 2026, projecting 100,000–110,000 certified loans and adjusted EBITDA of $25–$29 million.
Earnings call transcript: Open Lending Q4 2025 revenue miss impacts stock
Open Lending (LPRO) reported a Q4 2025 revenue miss, hitting $19.3 million against an anticipated $21.92 million, causing its stock to drop 9.02% in after-hours trading. Despite this, EPS met expectations at $0.01, and the company achieved a net income of $1.7 million, a significant improvement from the previous year's loss. Open Lending introduced ApexOne Auto to expand its market into prime credit auto lending and projects full-year 2026 certified loans between 100,000 and 110,000, and Adjusted EBITDA between $25-29 million.
Open Lending (LPRO) Q4 2025 Earnings Transcript
Open Lending (LPRO) reported a significant return to profitability in Q4 2025, with total revenue of $19.3 million and adjusted EBITDA of $2.8 million, a sharp improvement from the previous year. The company provided full-year 2026 guidance, expecting 100,000 to 110,000 certified loans and adjusted EBITDA of $25 million to $29 million, reflecting confidence in its growth trajectory. Management emphasized a disciplined approach to underwriting and pricing, the strategic launch of the Apex One Auto platform, and ongoing initiatives like Project Red Rocks to drive high-quality growth and financial stability.
Open Lending (LPRO) Falls Short of Q4 Earnings and Revenue Expectations
Open Lending (LPRO) reported Q4 earnings of $0.01 per share, missing the Zacks Consensus Estimate of $0.02, and generated $19.35 million in revenue, which was 11.24% below consensus. The company's stock has declined approximately 14.2% year-to-date, underperforming the S&P 500. Investors are now looking at future earnings outlooks and analyst estimates as the company currently holds a Zacks Rank #3 (Hold).
OPEN LENDING ($LPRO) Releases Q4 2025 Earnings
OPEN LENDING ($LPRO) reported its Q4 2025 earnings, missing analyst estimates for both earnings per share at $0.01 and revenue at $19,350,000. Insider trading activity for LPRO included one purchase in the last six months, while hedge funds showed mixed activity with 39 increasing and 95 decreasing their positions. Analysts have issued a "Buy" rating on the stock, with a median price target of $3.0.
Open Lending Reports Fourth Quarter and Full Year 2025 Financial Results
Open Lending Corporation reported its financial results for the fourth quarter and full year ended December 31, 2025, highlighting significant improvements in revenue and Adjusted EBITDA compared to the previous year. CEO Jessica Buss emphasized the company's progress in disciplined underwriting, pricing, and the successful launch of the ApexOne Auto platform, which expands their capabilities beyond a single product. The company provided a positive financial outlook for the first quarter and full year 2026, including projected certified loans and Adjusted EBITDA targets.
Palogic deal adds director nominee at Open Lending (LPRO)
Open Lending Corporation has signed a Cooperation Agreement with Palogic entities, leading to the nomination of William Dabbs Cavin as a Class III director at the upcoming 2026 Annual Meeting. The company will also recommend a non-binding proposal from Palogic to declassify the Board, ensuring annual director elections. In return, Palogic has agreed to vote with the Board's recommendations during a specified period and abide by certain ownership and non-disparagement restrictions.
[SCHEDULE 13G] Open Lending Corp Passive Investment Disclosure (>5%)
Portolan Capital Management, LLC and George McCabe have filed a Schedule 13G disclosing beneficial ownership of 7,007,120 shares of Open Lending Corp (LPRO) common stock, representing 5.93% of the class. This passive investment disclosure indicates that the shares are held directly by Portolan and indirectly by Mr. McCabe in his capacity as Manager. Both reporting persons possess sole voting and dispositive power over these shares.
Open Lending: Recently Oversold On Big Earnings Miss, Now Priced As An Asymmetric Bet
Open Lending Corporation (LPRO), an asset-light software company, is currently trading at a significantly low enterprise value despite its historical profitability and substantial returns to shareholders. The company has a strong cash position and no loan liability, mitigating default risks. A recent revenue write-down due to higher default rates is concentrated under GAAP rules, potentially exaggerating its fundamental impact, while the new CEO is focusing on cost reduction and operational efficiency to add significant value.
