Live Oak Bancshares (NYSE:LOB) - Stock Analysis
Live Oak Bancshares (NYSE:LOB) is trading at a significant discount to its estimated fair value, with analysts projecting a notable increase in stock price. The company's growth is expected to be driven by its focus on digital banking, technology investments, and leadership in government-guaranteed lending, despite potential risks from fintech competition and regulatory costs. Live Oak Bancshares has strong past performance and financial health, though it currently offers no dividends.
[ARS] Live Oak Bancshares, Inc. SEC Filing
This article announces an SEC Form ARS filing by Live Oak Bancshares, Inc. (LOB) on April 2, 2026. The filing indicates a "Low" impact and "Neutral" sentiment, and the document is available as a PDF from the SEC EDGAR database. The article also provides recent news and other SEC filings for Live Oak Bancshares.
Regional Banks Stocks Q4 Results: Benchmarking Live Oak Bancshares (NYSE:LOB)
This article analyzes the Q4 earnings reports of several regional banks, with a focus on Live Oak Bancshares (LOB). While LOB's revenue exceeded expectations, it missed EPS and tangible book value estimates, leading to a stock decline. In contrast, Merchants Bancorp (MBIN) had a strong quarter with rising stock, while National Bank Holdings (NBHC) and Pinnacle Financial Partners (PNFP) faced disappointing results. Dime Community Bancshares (DCOM) also reported an exceptional quarter, exceeding analysts' expectations in multiple areas.
Regional Banks Stocks Q4 Results: Benchmarking Live Oak Bancshares (NYSE:LOB)
This article reviews the Q4 2025 earnings for regional banks, focusing on Live Oak Bancshares (NYSE:LOB) and its peers. While regional banks faced challenges like fintech competition and credit deterioration, they reported satisfactory Q4 results with revenues beating estimates. Live Oak Bancshares experienced a stock decline despite revenue growth, while Merchants Bancorp (NASDAQ:MBIN) saw significant share price gains due to strong performance.
JPMorgan Chase & Co. Has $5.68 Million Stock Holdings in Live Oak Bancshares, Inc. $LOB
JPMorgan Chase & Co. reduced its stake in Live Oak Bancshares by nearly 20% in Q3, now holding 161,186 shares valued at $5.68 million. Live Oak Bancshares exceeded Q3 earnings expectations with an EPS of $0.95 and revenue of $161.86 million, though insiders have recently sold shares worth approximately $660,862. The stock trades near $33.46 with a market cap of $1.53 billion, and institutional investors own 63.95% of the company.
Live Oak Bank CD Rates and Features for 2026
This article provides an April 2026 update on Live Oak Bank's Certificate of Deposit (CD) rates and features. It details the minimum deposit, terms available, and early withdrawal penalties, alongside a comparative analysis with other banks. The article also highlights the pros and cons of Live Oak Bank CDs, such as competitive APYs and a high minimum deposit, to help potential investors make informed decisions.
Regions Financial, Live Oak Bancshares, KeyCorp, First Horizon, and Fifth Third Bancorp Stocks Trade Up, What You Need To Know
Shares of several regional banks, including Regions Financial, Live Oak Bancshares, KeyCorp, First Horizon, and Fifth Third Bancorp, saw an afternoon jump following reports of potential de-escalation in military hostilities with Iran. This news eased investor concerns about geopolitical risks, leading to expectations of a more stable economic environment that could benefit the financial sector through stronger loan growth and improved credit quality. KeyCorp, despite its recent dip due to concerns about private credit market exposure, saw a significant rise, reflecting the market's positive reaction to the geopolitical news.
Live Oak Bank Grant Supports Lower Cape Fear LifeCare
Live Oak Bank has provided a $300,000 grant to the Lower Cape Fear LifeCare Scholars program, which trains and retains hospice and palliative care nurses in southeastern North Carolina. This program has successfully graduated nine nurses, maintained a 78% retention rate, and expanded patient access to specialized care. The initiative strengthens the local healthcare workforce and ensures continued access to high-quality care in the community.
Live Oak Bank Grant Supports Lower Cape Fear LifeCare Hospice Nurses, Addresses Growing Care Shortage in North Carolina
Live Oak Bank highlighted the impact of a $300,000 grant awarded in 2024 to Lower Cape Fear LifeCare Scholars program, which focuses on training and retaining hospice and palliative care nurses in southeastern North Carolina. The program offers a six-month residency for new graduate nurses, leading to high retention rates and expanded patient access. This initiative aims to strengthen the local healthcare workforce and improve access to specialized care.
North Carolina hospice nurse program keeps 78% after $300K grant
Live Oak Bank awarded a $300,000 grant in 2024 to the Lower Cape Fear LifeCare Scholars program, which trains hospice and palliative care nurses in southeastern North Carolina. Since its launch in 2021, the program has graduated nine nurses, achieved a 78% retention rate, and enabled nurses to conduct over 1,000 patient visits annually, demonstrating its significant impact on workforce stability and patient access. This initiative highlights Live Oak Bank's commitment to community workforce development and healthcare infrastructure.
Live Oak Bank Grant Supports Lower Cape Fear LifeCare Hospice Nurses, Addresses Growing Care ...
Live Oak Bank is highlighting the success of a $300,000 grant awarded in 2024 to the Lower Cape Fear LifeCare Scholars program. This program trains and retains hospice and palliative care nurses in southeastern North Carolina, addressing the growing need for specialized care. It has achieved high retention rates and expanded patient access to essential services.
(LOB) as a Liquidity Pulse for Institutional Tactics
This article analyzes Live Oak Bancshares Inc. (NYSE: LOB) using AI models to provide institutional trading strategies. It highlights weak near-term sentiment challenging long-term strength, along with specific signals and risk parameters for different time horizons. The analysis includes a position trading strategy, a momentum breakout strategy, and a risk hedging strategy.
Live Oak Bancshares Inc (LOB) Stock Price Quote Today & Current Price Chart
This article provides the stock price quote and current price chart for Live Oak Bancshares Inc (LOB). It also mentions that the content is related to online trading with the Smart Investment App from Capital.com.
Trade Live Oak Bancshares Inc - LOB CFD
This article provides trading conditions and key statistics for Live Oak Bancshares Inc (LOB) CFD on Capital.com. It details aspects like spread, overnight funding adjustments for long and short positions, margin requirements, and commission on trades. The article also lists recent related articles concerning other prominent stocks like NVIDIA and Tesla, along with customer reviews for Capital.com.
Live Oak Bancshares, Inc. Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Sto (LOB/PA)
This page provides a stock profile for Live Oak Bancshares, Inc. Depositary Shares (LOB/PA), highlighting key statistics, analyst information, and growth ranges for EPS, net income, and revenue. It indicates no available dividend or earnings history and no related news articles for this specific symbol.
Vanguard disaggregates holdings; Live Oak Bancshares (LOB) shows 0 shares
The Vanguard Group has filed an amended Schedule 13G/A, reporting 0 shares and 0% ownership in Live Oak Bancshares (LOB) due to an internal realignment effective January 12, 2026. This realignment means certain Vanguard subsidiaries will now report their holdings separately. The amendment clarifies a change in reporting structure rather than a trading event, with Vanguard-managed accounts retaining rights to dividends or sale proceeds where applicable.
Live Oak Bancshares sets March 31 deadline for $200 savings account bonus
Live Oak Bancshares is promoting a $200 cash bonus for new savings accounts, with a deadline of March 31. This offer aims to attract new customers by providing a high-yield annual percentage yield (APY) along with the substantial bonus. The bank is also encouraging consumers to consider its low-rate Express Loan as an alternative to high-interest credit cards and has reported that 34% of small businesses experienced lower sales last year.
Tudor Investment Corp ET AL Purchases 49,644 Shares of Live Oak Bancshares, Inc. $LOB
Tudor Investment Corp ET AL significantly increased its stake in Live Oak Bancshares, Inc. (NYSE:LOB) by 39.4%, purchasing 49,644 additional shares, bringing its total holdings to 175,667 shares valued at approximately $6.19 million. This increase in institutional ownership is contrasted by insider selling, with CFO Walter J. Phifer reducing his position, although other insiders made purchases. Analysts currently rate Live Oak Bancshares with an average "Hold," with a consensus price target of $44.20.
Live Oak Bancshares urges shift from high interest cards to lower rate Express Loan
Live Oak Bancshares is encouraging consumers to switch from high-interest credit cards to its lower-rate Live Oak Express Loan. The company highlights that its Express Loan offers better rates, structured repayment terms, and dedicated lender support as a smarter financial solution. Live Oak also noted earlier this year that 34% of small businesses saw sales decline, while 24% experienced gains, and has expanded its self-storage lending activities, underscoring its commitment to tailored financial products.
Why Is Live Oak Bancshares, Inc. (LOB) Stock Down Today?
Live Oak Bancshares, Inc. (LOB) is trading up 2.83% at $32.75, showing a positive shift in investor sentiment despite technical indicators suggesting short-term and long-term weakness as it trades below its 50-day and 200-day moving averages. Analyst sentiment is bullish, with Meyka's AI assigning a grade of B, and forecast models project potential returns of +35.44% in one year. The article provides key data on price change, volume, technical signals, and analyst recommendations for LOB.
Live Oak Bancshares CEO Stock Sale: March 2026 Transaction Details - News and Statistics
James S. Mahan III, CEO of Live Oak Bancshares, indirectly sold 20,000 shares of company stock for approximately $653,000 in mid-March 2026. This sale represents 0.31% of his indirect holdings, which now stand at over 6.3 million shares. Despite recent revenue growth, Live Oak Bancshares' stock price has declined in the current year and over the past two years, closing at $31.85 on March 21, 2026.
Live Oak Bancshares CEO Sells 20000 Shares for $653000
James S. Mahan III, CEO of Live Oak Bancshares (NYSE: LOB), indirectly sold 20,000 shares for $653,000 across transactions on March 11 and 12, 2026. This sale represents 0.31% of his indirect holdings. The article also notes Live Oak Bancshares' recent Q4 earnings, which showed revenue and net income growth, and its position as a leading SBA 7(a) lender, despite a year-to-date stock decline of 7.29%.
LOB PE Ratio & Valuation, Is LOB Overvalued
Live Oak Bancshares Inc (LOB) is currently considered undervalued, with a forward PE ratio of 12.30 compared to its five-year average of 18.54. Its fair price, according to a relative valuation method, ranges from $32.61 to $58.20, while its current price is $31.78, indicating it is undervalued by 2.53%. Although its P/S ratio is above the industry average, its robust revenue growth might make this premium unsustainable.
(LOB) Risk Channels and Responsive Allocation
This article analyzes Live Oak Bancshares Inc. (NYSE: LOB), highlighting weak near and mid-term sentiment but a positive long-term outlook. It identifies an elevated downside risk with no clear price positioning signal. Three AI-generated trading strategies are provided for different risk profiles: Position Trading, Momentum Breakout, and Risk Hedging, alongside multi-timeframe signal analysis.
Live Oak Bancshares (NYSE:LOB) Upgraded to Hold at Zacks Research
Zacks Research has upgraded Live Oak Bancshares (NYSE:LOB) from a "strong sell" to a "hold" rating, with an average analyst price target of $44.20. The company recently reported strong quarterly earnings, beating expectations with an EPS of $0.95 and revenue of $161.86 million. While insiders have sold some shares recently, institutional ownership remains high, with firms like Millennium Management significantly increasing their stakes.
Numerai GP LLC Cuts Stock Position in Live Oak Bancshares, Inc.
Numerai GP LLC, an institutional investor, significantly reduced its stake in Live Oak Bancshares, Inc. by 61.3% in the third quarter of 2026, selling 107,371 shares. The hedge fund now owns 67,652 shares, representing 0.15% of Live Oak's outstanding shares. This move could indicate a shift in market sentiment or strategic direction for the regional bank, although no specific reasons for the reduction were provided.
Numerai GP LLC Cuts Stock Position in Live Oak Bancshares, Inc. $LOB
Numerai GP LLC significantly reduced its stake in Live Oak Bancshares ($LOB) by 61.3% in Q3, now holding 67,652 shares valued at $2.38 million. Insider activity was mixed, with some selling and some buying, resulting in a net sale of 17,412 shares by insiders over the last 90 days. Live Oak Bancshares exceeded earnings estimates with an EPS of $0.95 and declared a quarterly dividend of $0.03.
Algert Global LLC Has $8.12 Million Stock Holdings in Live Oak Bancshares, Inc. $LOB
Algert Global LLC increased its stake in Live Oak Bancshares (NYSE:LOB) by 37.6% during the third quarter, bringing their total holdings to 230,466 shares valued at $8.12 million. Other institutional investors like Jones Financial Companies Lllp and Tower Research Capital LLC TRC also increased their positions. The article also covers Live Oak Bancshares' recent financial performance, dividend announcement, insider transactions, and current analyst ratings.
Live Oak Bancshares Stock (ISIN: US53803X1063) Faces Headwinds Amid Regional Banking Pressures
Live Oak Bancshares (NYSE: LOB) is facing challenges due to broader market declines affecting regional banks, leading to a 'Hold' consensus from analysts. The company specializes in niche small business lending, particularly in professional services, which provides some insulation from commercial real estate downturns. European investors are evaluating the stock for its exposure to specialized US banking without eurozone risks, despite economic uncertainties and competitive pressures from fintechs.
Self storage lending growth driven by Live Oak Bancshares industry expertise
Live Oak Bancshares is boosting its focus on the self-storage sector, leveraging the expertise of Anna Taylor and Anne Mino to provide specialized insights and financing solutions. The company aims to support new and existing self-storage projects with tailored lending and deep industry knowledge. This strategy aligns with its broader commitment to evolving client needs, including offering FDIC-insured, zero-fee savings accounts and responding to market dynamics such as small business sales declines.
Live Oak Bancshares Stock (ISIN: US53803X1063) Faces Headwinds Amid Regional Banking Pressures
Live Oak Bancshares (NYSE: LOB) is operating in a challenging regional banking environment, with analysts maintaining a 'Hold' consensus on its stock. The bank specializes in niche small business lending, particularly within veterinary and dental practices, which provides some insulation from broader commercial real estate risks. This digital-first model offers efficiency and strong cash generation, appealing to European investors seeking exposure to specialized US banking, despite current market headwinds affecting financial services.
Live Oak Bancshares Hits Day Low of $35.73 Amid Price Pressure
Live Oak Bancshares, Inc. experienced a 7.85% decline, hitting an intraday low of $35.73, while the S&P 500 had a modest decrease. Despite a year-to-date increase, its three-year performance significantly lags the S&P 500. The company maintains a strong net interest margin and solid operating cash flow, but its valuation remains elevated.
Live Oak Bancshares, Inc. (NYSE:LOB) Receives Average Recommendation of "Hold" from Brokerages
Live Oak Bancshares (NYSE:LOB) has received an average "Hold" recommendation from six brokerage firms, with a 12-month average target price of $44.20. Insider activity included CFO Walter Phifer selling 4,712 shares, reducing his holdings by 31.8%, while another insider, Ewa Maria Stasiowska, purchased 2,595 shares. The company recently reported strong quarterly EPS of $0.95 against an expected $0.56 and announced a quarterly dividend of $0.03.
Live Oak Bancshares (LOB) CEO trust sells 20,000 shares under 10b5-1 plan
The James S. Mahan Revocable Trust, associated with Live Oak Bancshares CEO James S. Mahan III, sold a total of 20,000 shares of Voting Common Stock. These sales, conducted through two separate transactions of 10,000 shares each at weighted average prices of $32.8280 and $32.5041, were executed under a pre-arranged Rule 10b5-1 trading plan adopted on August 27, 2025. Following these sales, the trust holds 2,947,844 shares, with additional indirect holdings also reported.
Live Oak Bank Expands Embedded Banking Team
Live Oak Bank has appointed Jake Tupa to lead its embedded banking initiatives, aiming to integrate banking services seamlessly into the business management solutions used by small business owners. Tupa's expertise in fintech partnerships and banking infrastructure will help the bank enhance customer experience by connecting financial products and services directly within the systems businesses use daily. This move seeks to provide a high-tech, high-touch banking approach to small businesses through strategic industry partnerships.
Live Oak Bancshares, Inc. SEC Filing
This SEC filing (Form 144) for Live Oak Bancshares, Inc. (LOB) details multiple open-market sales of common stock by the James S Mahan Rev Trust. The trust sold 10,000 shares on various dates between December 12, 2025, and March 5, 2026, with individual cash amounts recorded for each transaction. This report serves as a routine disclosure of dispositions and does not indicate planned future sales.
34 percent of small businesses report lower sales, Live Oak Bancshares reveals
Live Oak Bancshares' BusinessPulse findings reveal that 34% of small business owners reported a decrease in sales over the last year, while 24% saw an increase. The research highlights the challenges and opportunities small businesses face due to macroeconomic factors and changing consumer demand. The article also touches on the importance of business loan payments and financial resilience measures like savings accounts with FDIC insurance.
Barrow Hanley Mewhinney & Strauss Reduces Live Oak Bancshares Stake
Barrow Hanley Mewhinney & Strauss LLC reduced its stake in Live Oak Bancshares, Inc. (NASDAQ:LOB) by 5.6% during the third quarter of 2025, selling 104,680 shares. Despite this reduction, the firm remains a significant shareholder with 1.78 million shares, representing 3.88% of the bank's stock, valued at $62.56 million. This move is noted as a potential signal of shifting investor sentiment but also demonstrates continued long-term confidence given the firm's remaining large holding.
Barrow Hanley Mewhinney & Strauss LLC Has $62.56 Million Holdings in Live Oak Bancshares, Inc. $LOB
Barrow Hanley Mewhinney & Strauss LLC reduced its stake in Live Oak Bancshares (NASDAQ: LOB) by 5.6% in Q3, holding 1,776,292 shares valued at $62.56 million, representing about 3.88% ownership. The bank declared a quarterly dividend of $0.03 per share, payable on March 15th to shareholders of record on March 5th. Insider transactions were mixed, with Ewa Maria Stasiowska buying 2,595 shares and Courtney Spencer selling 9,700 shares, bringing insider ownership to 23.4%.
Assessing Live Oak Bancshares (LOB) Valuation After Recent Share Price Weakness
Live Oak Bancshares (LOB) has seen its stock decline by about 18% over the past month, prompting a reassessment of its valuation. Despite this, analysts see an upside to $44.75, suggesting a potential undervaluation of 54% compared to its last close of $33.39. The company's rapid scaling of new digital products is expected to drive sustained revenue and margin growth, though regulatory and technology spending risks remain.
Assessing Live Oak Bancshares (LOB) Valuation After Recent Share Price Weakness
Live Oak Bancshares (LOB) has experienced recent share price weakness, with a decline of 18% over the past month, but analysts still see an upside to $44.75 and an estimated intrinsic value implying a 54% discount. The company's valuation narrative highlights strong growth in revenue and earnings due to new digital products, positioning it as undervalued, though risks like regulatory exposure and technology spending need consideration. Investors are encouraged to review the full details, including key rewards and warning signs, and explore other investment ideas.
Live Oak Bancshares Adjusts Valuation Amid Strong Financial Performance Indicators
Live Oak Bancshares has seen its valuation grade improve, driven by strong financial indicators. The company reports a P/E ratio of 27, a price-to-book value of 1.47, and an impressive return on capital employed of 37.85%. Despite past stock performance challenges, Live Oak Bancshares demonstrates profitability with a net interest margin of 16.98% and robust operating cash flow.
Live Oak Bancshares: Too Much Of A Mixed Bag To Turn Optimistic (NYSE:LOB)
Live Oak Bancshares (LOB) maintains a "Hold" rating due to its strong asset quality, deposit and loan growth, and improved net interest income. However, its valuation is considered unattractive compared to peers, trading at a 16.4x P/E. Rising non-performing loans, despite lower deposit costs, also contribute to the tempered outlook.
LOB SEC Filings - Live Oak Bancshares Inc 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for Live Oak Bancshares (LOB) SEC filings, including annual 10-K reports, quarterly 10-Q reports, and 8-K material event forms. It details recent insider transactions, dividend declarations, and CEO stock trading plans, all updated in near real-time with AI-powered summaries for easier understanding. The page also offers financial data like current stock price and market capitalization.
Live Oak Bancshares Experiences Evaluation Revision Amidst Mixed Market Indicators
Live Oak Bancshares, a small-cap player in the regional banking sector, has undergone an evaluation revision due to market fluctuations and stock volatility. While it has slightly outperformed the S&P 500 year-to-date, its technical indicators present a mixed outlook, with longer-term performance trailing the index. The stock closed at $36.52, with a 52-week range of $22.68 to $42.89.
Live Oak Bancshares Inc Files For Mixed Shelf; Size Not Disclosed - SEC Filing
Live Oak Bancshares Inc has filed for a mixed shelf offering with the SEC, although the specific size of the offering was not disclosed. This information was reported via a Refinitiv news brief.
Live Oak Bancshares Inc files for mixed shelf; size not disclosed - SEC filing
Live Oak Bancshares Inc. has filed for a mixed shelf offering, according to an SEC filing. The size of the offering has not been disclosed at this time. This type of filing allows a company to offer various securities, such as common stock, preferred stock, debt securities, or warrants, over a period of time.
Renasant, QCR Holdings, Live Oak Bancshares, FB Financial, and Rocket Companies Shares Are Falling, What You Need To Know
Shares of several regional banks and mortgage finance companies, including Renasant, QCR Holdings, Live Oak Bancshares, FB Financial, and Rocket Companies, fell due to increasing investor concerns about the sector's exposure to the opaque private credit market. Jitters were exacerbated by Western Alliance Bancorporation writing off a $126.4 million loan after a default, and a BlackRock report slashing a private loan's value to zero. Live Oak Bancshares, specifically, was also impacted by a surprisingly discouraging report on wholesale inflation, which could delay Federal Reserve interest rate cuts.
Renasant, QCR Holdings, Live Oak Bancshares, FB Financial, and Rocket Companies Shares Are Falling, What You Need To Know
Shares of Renasant, QCR Holdings, Live Oak Bancshares, FB Financial, and Rocket Companies all fell due to increasing investor concerns about the banking sector's exposure to the unregulated private credit market. These worries intensified after Western Alliance Bancorporation wrote off a significant loan and BlackRock reportedly slashed the value of a private loan to zero. Live Oak Bancshares, in particular, has also been affected by recent discouraging inflation reports, prolonging the anticipation of Federal Reserve interest rate cuts.
[144] Live Oak Bancshares, Inc. SEC Filing
A recent SEC Form 144 filing from Live Oak Bancshares, Inc. (LOB) details multiple sales of 10,000 common shares by the James S Mahan Rev Trust. These transactions occurred on various dates between December 2025 and March 2026, with proceeds ranging from $328,114.80 to $418,983.13 per sale. The filing is neutral in sentiment and considered a routine notice of insider transactions.
