Regional Banks Stocks Q4 Highlights: Lake City Bank (NASDAQ:LKFN)
Lake City Bank (NASDAQ:LKFN) reported strong Q4 results with revenues up 9.6% year-on-year, exceeding analyst expectations, driven by net interest margin expansion and core revenue growth. The article also highlights the performance of other regional banks, with Merchants Bancorp showing the best Q4 due to outperforming revenue and EPS estimates, while The Bancorp experienced a weaker quarter with significant misses. Overall, regional banks saw a satisfactory Q4 with revenues beating consensus estimates by 1.5%, despite facing challenges like fintech competition and regulatory costs.
Lakeland Financial (NASDAQ:LKFN) Rating Increased to Hold at Wall Street Zen
Wall Street Zen has upgraded Lakeland Financial (NASDAQ:LKFN) from a "sell" to a "hold" rating following the company's strong Q4 performance, where it exceeded EPS and revenue expectations. Despite several other firms maintaining more cautious ratings, the stock currently holds an average "Hold" consensus among analysts with a target price of $68.00, trading around $59.60. Institutional investors significantly own 81.15% of the company's stock, with several increasing their stakes in the last quarter.
Stephens raises Lakeland Financial stock price target to $66 on strong earnings
Stephens has increased its price target for Lakeland Financial (NASDAQ:LKFN) to $66.00, up from $64.00, while maintaining an Equal Weight rating. This adjustment follows the company's strong fourth-quarter 2025 earnings, which exceeded consensus estimates and were supported by favorable revenue trends, no loan loss provision, and a lower tax rate. Lakeland Financial also reported robust net interest margin, significant loan growth, and a consistent history of raising dividends, making it an attractive option for investors seeking growth and income.
Lake City Bank (NASDAQ:LKFN) Reports Q4 CY2025 In Line With Expectations
Lakeland Financial (NASDAQGS:LKFN), operating as Lake City Bank, reported Q4 CY2025 results that met Wall Street's revenue expectations with a 7.9% year-on-year increase to $69.8 million. The company's GAAP EPS of $1.16 surpassed analyst estimates by 9.8%. While net interest income was in line, and tangible book value per share narrowly beat estimates, the overall quarter is described as mixed.
Lakeland Financial: Fourth Quarter Earnings Overview
Lakeland Financial Corp. reported a net profit of $29.9 million, or $1.16 per share, for the fourth quarter, with total revenue reaching $106.6 million and net revenue after interest expenses at $69.8 million, exceeding analysts' expectations. For the full year, the company achieved a total profit of $103.4 million ($4.01 per share) on annual revenue of $269 million. This financial overview was generated by Automated Insights using data from Zacks Investment Research.
Lakeland Financial: Fourth Quarter Earnings Overview
Lakeland Financial Corp. announced its fourth-quarter earnings, reporting a net profit of $29.9 million and earnings of $1.16 per share. The company's total revenue for the quarter was $106.6 million, with net revenue after interest expenses reaching $69.8 million, exceeding analysts' expectations. For the full year, Lakeland Financial achieved a total profit of $103.4 million, or $4.01 per share, on $269 million in annual revenue.
Lakeland Financial: Q4 Earnings Snapshot
Lakeland Financial Corp. (LKFN) announced its fourth-quarter earnings, reporting a net income of $29.9 million and earnings of $1.16 per share. The company posted revenue of $106.6 million, with net interest expense revenue of $69.8 million, surpassing Street forecasts. For the full year, Lakeland Financial reported a profit of $103.4 million, or $4.01 per share, on $269 million in revenue.
Lakeland Financial: Q4 Earnings Snapshot
Lakeland Financial Corp. (LKFN) reported Q4 net income of $29.9 million, or $1.16 per share, with revenue net of interest expense at $69.8 million, surpassing Street forecasts. For the full year, the company's profit reached $103.4 million, or $4.01 per share, on revenue of $269 million. This financial snapshot highlights a strong performance for the Warsaw, Indiana-based bank holding company.
Lakeland Financial: Q4 Earnings Snapshot
Lakeland Financial Corp. (LKFN) reported a net income of $29.9 million, or $1.16 per share, for its fourth quarter. The Indiana-based bank's holding company, Lake City Bank, saw revenue of $106.6 million, with net interest expense revenue at $69.8 million, surpassing Street forecasts. For the full year, the company posted a profit of $103.4 million on revenues of $269 million.
Lake City Bank (LKFN) To Report Earnings Tomorrow: Here Is What To Expect
Lakeland Financial Corp (Lake City Bank) is set to report its earnings before market hours on Monday. Analysts anticipate a 7.7% year-on-year revenue growth to $69.69 million and adjusted earnings of $1.06 per share. The company has a history of consistently beating revenue estimates and analysts have reconfirmed their estimates, suggesting stability.
Lakeland Financial Corporation $LKFN Stock Position Lifted by TrueMark Investments LLC
TrueMark Investments LLC significantly increased its stake in Lakeland Financial Corporation (NASDAQ:LKFN) by 504.6% in the third quarter, now owning 0.37% of the company worth $5.995 million. Other institutional investors also adjusted their holdings, leading to institutional ownership reaching 81.15%. Lakeland Financial recently increased its quarterly dividend to $0.52 per share and reported Q3 earnings that slightly beat expectations, although revenue was just below estimates.
What Lakeland Financial (LKFN)'s Dividend Hike and New Credit Chief Mean For Shareholders
Lakeland Financial (LKFN) recently announced a 4% dividend increase and appointed Donald J. Robinson-Gay as Executive Vice President and Chief Credit Officer. These moves reinforce the bank's commitment to consistent shareholder returns and disciplined credit management. While the dividend hike and new leadership sharpen the investment narrative around income and asset quality, the article notes that the stock trades at a premium valuation despite moderate growth forecasts.
Ahead of Lakeland Financial (LKFN) Q4 Earnings: Get Ready With Wall Street Estimates for Key Metrics
Ahead of its Q4 earnings report, Lakeland Financial (LKFN) is projected by Wall Street analysts to achieve quarterly earnings of $1.05 per share, an 11.7% increase year-over-year, and revenues of $68.4 million, up 7.6%. Analysts also estimate key metrics like Net Interest Margin at 3.5%, Efficiency Ratio at 47.3%, Net Interest Income (FTE) at $57.25 million, and Total Noninterest Income at $12.10 million. Lakeland Financial currently holds a Zacks Rank #3 (Hold), indicating it is expected to perform in line with the market.
Lakeland Financial (LKFN) to Release Earnings on Monday
Lakeland Financial (NASDAQ:LKFN) is scheduled to release its Q4 2025 earnings before the market opens on Monday, January 26, 2026. Analysts expect the company to report earnings of $1.05 per share and $69.45 million in revenue. The company recently increased its quarterly dividend to $0.52 per share, resulting in an annualized dividend of $2.08 and a yield of approximately 3.5%.
Indiana bank elevates credit chief to executive VP overseeing loan risk
Lake City Bank (Nasdaq: LKFN) has promoted Donald J. Robinson-Gay to Executive Vice President, Chief Credit Officer. He will be responsible for managing the bank's loan portfolio, overseeing credit quality and policies, and participating in key credit and risk management committees. Robinson-Gay has been with Lake City Bank for eight years and previously held various commercial banking and credit roles at M&I Bank and BMO Harris Bank.
Lake City Bank Promotes Donald J. Robinson-Gay to Executive Vice President
Lake City Bank has promoted Senior Vice President Donald J. Robinson-Gay to Executive Vice President, Chief Credit Officer. CEO David M. Findlay praised Robinson-Gay's extensive experience and leadership in credit administration. Robinson-Gay will continue managing the bank's loan portfolio, overseeing credit quality, and collaborating with lending teams to drive sustainable loan growth.
Lakeland Financial Corporation (NASDAQ:LKFN) Announces Dividend Increase - $0.52 Per Share
Lakeland Financial Corporation (NASDAQ:LKFN) announced a quarterly dividend increase to $0.52 per share, up 4.0% from its previous $0.50, marking the 14th consecutive year of dividend increases. The dividend is payable on February 5th to shareholders of record on January 25th, implying an annualized payout of $2.00 and a yield of approximately 3.6%. Analysts currently hold a "Hold" rating for LKFN with a consensus target price of $68.67, with the company trading with a market capitalization of $1.46 billion and a P/E ratio of about 15.07.
Lakeland Financial (LKFN) Announces Increased Quarterly Dividend
Lakeland Financial (LKFN) has announced a 4% increase in its quarterly dividend to $0.52 per share, signaling strong financial management and a robust capital position. Despite recent stock price declines, the company maintains a strong financial health with consistent revenue growth, a healthy net margin, and a low debt-to-equity ratio. Valuation metrics suggest potential undervaluation, making it an attractive option for investors interested in the financial services sector.
Indiana’s $6.9B Lake City Bank lifts quarterly payout 4% to $0.52
Lakeland Financial Corporation (Nasdaq: LKFN), parent company of Lake City Bank, announced a 4% increase in its quarterly cash dividend to $0.52 per share for Q1 2026, payable on February 5, 2026, to shareholders of record as of January 25, 2026. This increase from the prior year's $0.50 per share reflects the company's strong capital foundation and disciplined balance sheet management. Lake City Bank, a $6.9 billion institution, serves Central and Northern Indiana with 55 branches and a robust digital banking platform.
Lakeland Financial raises quarterly dividend by 4% to $0.52
Lakeland Financial Corporation (NASDAQ:LKFN) has announced a 4% increase in its quarterly cash dividend to $0.52 per share for Q1 2026, marking its 12th consecutive year of dividend increases. The company, parent of Lake City Bank, has maintained dividend payments for 31 consecutive years, demonstrating a strong commitment to shareholder returns. Despite a recent slight earnings miss, the financial institution maintains a Market Perform rating from KBW, and its stock appears undervalued based on InvestingPro Fair Value assessments.
Lakeland Financial Corporation Announces 4% Increase in Quarterly Cash Dividend for Q1 2026
Lakeland Financial Corporation has announced a 4% increase in its quarterly cash dividend for the first quarter of 2026, raising it to $0.52 per share from $0.50 in 2025. This decision, payable on February 5, 2026, to shareholders of record as of January 25, 2026, reflects the company's strong capital foundation and disciplined balance sheet management, according to CEO David M. Findlay. The press release also includes details on recent insider trading and institutional investment activity for LKFN.
Allspring Global Investments Holdings LLC Purchases Shares of 23,726 Lakeland Financial Corporation $LKFN
Allspring Global Investments Holdings LLC has acquired 23,726 shares of Lakeland Financial Corporation (NASDAQ:LKFN) in the third quarter, establishing a new stake worth approximately $1.52 million. This purchase represents about 0.09% of Lakeland Financial. Analysts currently maintain a "Hold" rating for LKFN, with an average target price of $68.67, and the company offers a 3.5% dividend yield with a recent quarterly EPS of $1.03.
Assessing Lakeland Financial (LKFN) Valuation As A Rich P/E Meets A Discounted DCF Estimate
Lakeland Financial (LKFN) presents a mixed valuation picture, with its Price-to-Earnings ratio of 15.1x suggesting it is overvalued compared to its peers and fair ratio estimate. However, a Discounted Cash Flow (DCF) model indicates the stock is undervalued by about 37%, with a fair value of US$91.96 against its current price of US$57.57. Investors are left to decide whether to trust the market multiple or the DCF analysis for this bank.
A Look Back at Regional Banks Stocks' Q3 Earnings: Lake City Bank (NASDAQ:LKFN) Vs The Rest Of The Pack
This article reviews the Q3 earnings for regional bank stocks, focusing on Lake City Bank (NASDAQ:LKFN) and comparing its performance to others in the sector. It highlights the challenges and benefits for regional banks, noting that while the sector generally had a satisfactory Q3, Lake City Bank missed some key estimates despite revenue growth. The article also touches on the best and weakest performers, Customers Bancorp and The Bancorp respectively, and provides a market update regarding inflation, interest rates, and the economy.
David M. Findlay Named Chairman of the IBA Board of Directors
David M. Findlay, Chairman and CEO of Lake City Bank, has been appointed Chairman of the Indiana Bankers Association (IBA) Board of Directors for 2026. Findlay, recognized for his extensive experience in banking and previous role as vice chair of the IBA board in 2025, expressed his appreciation for the IBA's proactive leadership in the financial services sector. He also holds various board positions with other prominent organizations in Indiana.
Hovde Group Downgrades LKFN to Market Perform | LKFN Stock News
Hovde Group has downgraded Lakeland Financial (LKFN) from 'Outperform' to 'Market Perform', indicating a revised outlook on the company's stock. Despite the downgrade, no new price target was announced. Lakeland Financial, a bank holding company, provides commercial, retail, wealth advisory, and investment management services across Northern and Central Indiana.
Indiana banking group taps local CEO to head board in 2026
David M. Findlay, Chairman and CEO of Lakeland Financial and Lake City Bank (Nasdaq: LKFN), has been named Chairman of the Indiana Bankers Association (IBA) Board of Directors for 2026. Findlay previously served as IBA Vice Chair in 2025 and is a 2019 Leaders in Banking Excellence honoree. Lake City Bank, headquartered in Warsaw, Indiana, is a $6.9 billion bank with 55 branches serving Central and Northern Indiana, and is the single bank subsidiary of Lakeland Financial Corporation.
David M. Findlay Named Chairman of the Indiana Bankers Association Board of Directors
David M. Findlay, Chairman and Chief Executive Officer of Lake City Bank, has been appointed Chairman of the Indiana Bankers Association Board of Directors for 2026. Findlay, recognized for his significant contributions to banking in Indiana, previously served as Vice Chair in 2025 and is a 2019 Leaders in Banking Excellence inductee. Lake City Bank, a major financial institution in Indiana, highlights its commitment to community banking and advanced solutions under Findlay's leadership.
Boston Trust Walden Corp Purchases New Position in Lakeland Financial Corporation $LKFN
Boston Trust Walden Corp significantly invested in Lakeland Financial Corporation, acquiring over 373,000 shares valued at nearly $24 million. This move positions Boston Trust Walden Corp as a notable institutional holder of LKFN stock. Lakeland Financial reported solid Q3 earnings, surpassing analyst estimates, and maintains a "Moderate Buy" consensus rating among Wall Street analysts.
Lakeland Financial Corporation $LKFN Shares Sold by Copeland Capital Management LLC
Copeland Capital Management LLC reduced its stake in Lakeland Financial Corporation (NASDAQ:LKFN) by 5.4% in the third quarter, now owning 651,739 shares valued at $41,842,000. Institutional investors collectively own 81.15% of the company's stock. Lakeland Financial recently reported strong Q3 earnings, beating analyst estimates with an EPS of $1.03 and revenues of $69.03 million, while also announcing a quarterly dividend of $0.50 per share.
Squarepoint Ops LLC Purchases 17,507 Shares of Lakeland Financial Corporation $LKFN
Squarepoint Ops LLC increased its stake in Lakeland Financial Corporation (NASDAQ:LKFN) by 49.3% in the second quarter, now owning 52,985 shares valued at $3.26 million. Other hedge funds like First Trust Advisors LP and Millennium Management LLC also significantly boosted their holdings. Lakeland Financial, with a market cap of $1.53 billion, recently announced a quarterly dividend of $0.50, totaling a $2.00 annualized dividend and a yield of 3.3%.
Is Lakeland Financial’s (LKFN) Round‑Up Giving Push a Signal on Its Digital Engagement Strategy?
Lakeland Financial's subsidiary, Lake City Bank, has integrated Spiral’s Roundup Center into its digital banking platform, allowing customers to round up debit card purchases for savings or donations. This move signals management's focus on digital tools to enhance customer engagement and deposit stability, which could strengthen the company's investment narrative. While the financial impact of this initiative is expected to be minor in the short term, it reflects a broader strategy to leverage technology in everyday banking.
Lake City Bank (NASDAQ: LKFN) adds Spiral roundup tool for savings and community giving
Lake City Bank has partnered with Spiral to introduce "Lake City Bank SpendSave," a new digital banking feature. This tool allows customers to automatically round up debit card purchases, directing the spare change towards savings goals or charitable contributions. The initiative aims to enhance financial wellness and community impact through everyday banking transactions.
FJ Capital Management LLC Invests $1.34 Million in Lakeland Financial Corporation $LKFN
FJ Capital Management LLC has acquired a new stake of 21,793 shares in Lakeland Financial Corporation, valued at approximately $1.34 million, as reported in its latest SEC filing. This acquisition represents about 0.09% of Lakeland Financial's stock. Several other institutional investors have also adjusted their holdings in LKFN, while Wall Street analysts have issued "Moderate Buy" ratings with an average target price of $68.67.
Lakeland Financial stock price target lowered to $66 by KBW
KBW lowered its price target on Lakeland Financial (NASDAQ:LKFN) to $66 from $68, maintaining a Market Perform rating despite an EPS miss due to higher expenses. The company reported challenges like modest loan growth and deposit declines but maintained strong fundamentals and a consistent dividend payment track record. Analyst revisions indicate potential upside, and the company recently announced a $0.50 per share quarterly cash dividend.
Lakeland Financial (LKFN) Margin Decline Challenges “Sound Bank” Narrative Despite Premium Valuation
Lakeland Financial (LKFN) shows steady earnings growth, projected at 5.3% annually, and maintains robust net profit margins of 39.5%, appealing to income-focused investors despite trailing broader market averages. The company's dividend stability and consistent profitability support its "sound bank" image and a premium valuation. However, this premium implies high expectations, and any faltering in growth could lead to a market re-rating.
Lakeland Financial Grows Earnings As Interest Margins Improve
Lakeland Financial's third-quarter profit surged 13% to $26.4 million, driven by strong loan demand and improved net interest margins. The company's net interest income climbed 14%, and its net interest margin expanded to 3.50%. Despite solid performance and a healthy outlook, analysts maintain a cautious "hold" consensus, with the stock trading at 15 times forward earnings.
LAKELAND FINANCIAL CORP SEC 10-Q Report
Lakeland Financial Corp has released its Form 10-Q report for the third quarter of 2025, showcasing strong financial performance. The report highlights increased net income, earnings per common share, and a growing loan portfolio, despite a slight decrease in total interest income. The company maintains a focus on commercial lending and anticipates continued growth while managing credit quality and risk.
Lakeland Financial: Q3 Earnings Snapshot
Lakeland Financial Corp. reported net income of $26.4 million in its third quarter, with earnings of $1.03 per share. The company's revenue net of interest expense was $69 million, exceeding Street forecasts. This financial snapshot highlights a positive performance for the Warsaw, Indiana-based bank.
Ex-Dividend Reminder: Lakeland Financial, Unum Group and Concentrix
Lakeland Financial Corp (LKFN), Unum Group (UNM), and Concentrix Corp (CNXC) are scheduled to trade ex-dividend on October 24, 2025. Investors can expect their shares to open lower by 0.82%, 0.60%, and 0.77% respectively, reflecting their upcoming quarterly dividend payments. The article also provides historical dividend data and estimated annual yields for each company.
TrueMark Investments LLC Buys New Shares in Lakeland Financial Corporation $LKFN
TrueMark Investments LLC has acquired a new stake in Lakeland Financial Corporation (NASDAQ:LKFN), purchasing 15,445 shares valued at approximately $949,000. This makes TrueMark Investments LLC own about 0.06% of Lakeland Financial. The article also details other hedge fund activities, insider transactions, recent financial performance including earnings per share and revenue, and the company's latest dividend announcement.
Why Lakeland Financial (LKFN) is a Top Dividend Stock for Your Portfolio
Lakeland Financial (LKFN) is highlighted as a top dividend stock for income investors due to its consistent cash flow and dividend growth. The article details the company's current dividend yield, payout ratio, and positive earnings growth outlook for 2025, positioning it as a compelling investment despite potential interest rate concerns.
Lakeland Financial Corp. Experiences Revision in Its Stock Evaluation Amid Market Challenges - Markets Mojo
Lakeland Financial Corp. has seen its stock evaluation revised due to recent technical trend adjustments and notable market volatility. The stock's current price is $61.92, showing a slight increase from its previous close, but its year-to-date performance is down 9.95%, significantly lagging behind the S&P 500. Technical indicators largely suggest a bearish trend, although moving averages show some short-term bullishness.
Lakeland Financial declares $0.50 quarterly dividend payable November 5 By Investing.com - Investing.com UK
Lakeland Financial Corp. announced a quarterly cash dividend of $0.50 per share, payable on November 5. The company has a strong dividend history, maintaining payments for 31 consecutive years with 11 years of increases. This announcement follows record second-quarter earnings that surpassed analyst expectations in net income.
$12M Tech Innovation Hub: Lake City Bank's Historic Downtown Warsaw Expansion Marks 153-Year Legacy
Lake City Bank (NASDAQ: LKFN) is investing $12 million to transform a 35,600 square foot building into a state-of-the-art Innovation and Technology Center in Downtown Warsaw. This expansion will centralize technology, information security, application, and project management teams, increasing capacity from 40 to 110 employees. The project, expected to be completed by summer 2026, reinforces Lake City Bank's 153-year commitment to its hometown and significant investment in Kosciusko County.
3 Reasons to Sell LKFN and 1 Stock to Buy Instead
This article outlines three reasons to sell Lakeland Financial Corp (LKFN), citing disappointing long-term revenue growth, soft demand indicated by net interest income, and limited asset expansion shown by substandard tangible book value per share growth. The author suggests that despite not being a terrible business, LKFN doesn't meet their investment criteria and recommends exploring other opportunities, mentioning specific growth stocks as alternatives. The article concludes that at its current valuation, LKFN is overpriced given its fundamentals.
Findlay Named to Indianapolis Business Journal’s for Fourth Consecutive Year
David M. Findlay, Chairman and CEO of Lake City Bank, has been recognized for the fourth consecutive year on the Indianapolis Business Journal’s Indiana 250 list. This honor highlights his influential leadership in business and his significant contributions to Indiana’s economic and community development. Findlay serves on numerous boards, underscoring his deep engagement in advancing the state's progress.
Hedge Fund and Insider Trading News: Ray Dalio, David Tepper, Warren Buffett, Bill Ackman, Saba Capital Management, Impactive Capital, Lakeland Financial Corp (LKFN), Tesla Inc (TSLA), and More
This article compiles recent news related to prominent hedge fund managers like Ray Dalio, David Tepper, and Warren Buffett, alongside updates on insider trading activities. Key mentions include Bill Ackman selling a railway stock to buy a Mag Seven stock, Saba Capital Management reaching an agreement with an investment trust, and significant insider sales at Tesla Inc (TSLA) by Kimbal Musk and Ira Ehrenpreis. The report also highlights a warning from an investor who predicted the 2008 crash concerning a particular Donald Trump policy.
LAKELAND FINANCIAL CORP SEC 10-Q Report
Lakeland Financial Corp has released its Form 10-Q report for the first quarter of 2025, detailing financial performance and operational highlights. The report shows an increase in net interest income but a decrease in net income and earnings per share due to higher provisions for credit losses and increased noninterest expenses. The company's loan portfolio is significantly concentrated in commercial loans within Northern Indiana and Indianapolis.
Lakeland Financial Corporation Reports Q1 2025 Results with $20.1 Million Net Income and Strong Loan Growth
Lakeland Financial Corporation reported a 14% decline in Q1 2025 net income to $20.1 million, despite experiencing robust loan and deposit growth. The company saw a 12% increase in net interest income due to strong loan growth and an expanded net interest margin of 3.40%. However, nonperforming assets increased significantly, and the provision for credit losses rose to $6.8 million, indicating potential concerns about asset quality.
