Heritage Insurance highlights coastal exposure as risk management stays central
Heritage Insurance Holdings Inc. specializes in property and casualty insurance with a strong focus on hurricane-exposed coastal markets in the U.S. The company's strategy heavily relies on risk management, including catastrophe modeling and a robust reinsurance program, to mitigate potential losses from weather-sensitive events. Investors closely monitor the interplay between disciplined underwriting, capital costs, and exposure to severe weather when assessing the stock's risk-reward profile.
Understanding the Setup: (HRTG) and Scalable Risk
This article analyzes Heritage Insurance Holdings Inc. (NASDAQ: HRTG), highlighting strong sentiment, an oscillation pattern, and an exceptional 50.3:1 risk-reward setup targeting a 15.2% gain. It details three AI-generated trading strategies—Position, Momentum Breakout, and Risk Hedging—tailored for different risk profiles, and provides multi-timeframe signal analysis with support and resistance levels. The piece emphasizes the prevailing positive sentiment and offers key signals for positioning and risk management.
Does Heritage Insurance Holdings (NYSE:HRTG) Deserve A Spot On Your Watchlist?
This article examines Heritage Insurance Holdings (HRTG) to determine if it's a worthwhile investment. It likely delves into the company's financial health, growth prospects, and market position to help potential investors decide if it should be added to their watchlist. The analysis will probably cover profitability, risk factors, and valuation metrics.
Heritage Insurance (HRTG) CAO sells 9,200 shares under 10b5-1 plan
Heritage Insurance Holdings, Inc. Chief Accounting Officer Sharon Binnun sold 9,200 shares of common stock at a weighted average price of $26.5753 per share. This transaction was conducted under a pre-adopted Rule 10b5-1 trading plan. Following the sale, Ms. Binnun directly holds 105,588 shares of Heritage Insurance common stock.
Insider Sell: Sharon Binnun Sells 9,200 Shares of Heritage Insurance Holdings Inc (HRTG)
Sharon Binnun, Chief Accounting Officer of Heritage Insurance Holdings Inc (HRTG), sold 9,200 shares of the company on July 1, 2026, reducing her holdings to 105,588 shares. This sale contributes to a pattern of 29 insider sells against 2 buys for HRTG in the past year. The stock closed at $26.58, with a market cap of $821.014 million and a low P/E ratio of 4.16, indicating it is fairly valued according to GuruFocus's GF Value.
The Heritage Insurance Homeowners Policy - HRTG bets on multi-peril coverage for US coastal customer
The Heritage Insurance Homeowners Policy offers multi-peril coverage, specifically designed for hurricane-exposed states such as Florida and the Gulf Coast. The company, Heritage Insurance Holdings Inc. (NYSE: HRTG), focuses on residential property coverage in catastrophe-prone states, emphasizing wind and hurricane coverage as a key differentiator. The article details the policy structure, claims process, regulatory environment, and how these factors impact both policyholders and investors.
Heritage Insurance stock stays tied to underwriting trends.
Heritage Insurance (HRTG) remains a property and casualty insurer heavily focused on homeowners coverage in Florida. Its stock performance is primarily driven by underwriting trends, including premium growth, loss trends, and reinsurance costs, which directly impact its combined ratio and capital flexibility. As a Nasdaq-listed small-cap insurer, HRTG's valuation is sensitive to changes in reserving, catastrophe losses, and underwriting discipline, requiring investors to focus on its operational specifics rather than broad market sentiment.
Inspire Investing LLC Acquires New Position in Heritage Insurance Holdings, Inc. $HRTG
Inspire Investing LLC has acquired a new position in Heritage Insurance Holdings, Inc. (NYSE:HRTG), purchasing 58,915 shares valued at approximately $1.55 million in the first quarter. Heritage Insurance reported mixed first-quarter results with an EPS of $1.19, missing estimates, and revenue of $212.66 million, slightly below expectations. Recent insider activity includes a director purchasing shares and the CEO selling shares under a pre-arranged trading plan, while institutional investors cumulatively own 59.03% of the company's stock.
Form 144 Heritage Insurance Holdings For: 1 July By Investing.com
This article announces the filing of Form 144 by Heritage Insurance Holdings for July 1st. It provides no further details about the form's content or implications, serving primarily as a brief notification. The article was published on Investing.com.
Insider 10b5-1 sales and RSU listing at HRTG (HRTG)
A Form 144 notice was filed for Heritage Insurance Holdings, Inc. (HRTG) reporting proposed and recent sales of Common Stock tied to Restricted Stock Units. The filing includes a 9,200-share RSU grant from March 12, 2026, and two 10b5-1 sales by Sharon Binnun on May 1, 2026, and June 22, 2026, each for 9,200 shares with specified proceeds. Morgan Stanley Smith Barney LLC Executive Financial Services is identified as the broker/dealer for these transactions.
Heritage Insurance Holdings, Inc.(NYSE: HRTG) added to Russell 2000 Defensive Index
Heritage Insurance Holdings, Inc. (NYSE: HRTG) has been added to the Russell 2000 Defensive Index and the Russell 2000 Value-Defensive Index. This inclusion comes alongside its removal from several growth benchmarks, including the Russell 3000E Growth, Russell 3000 Growth, Russell Microcap Growth, Russell Small Cap Comp Growth, and Russell 2000 Growth Benchmarks. Heritage Insurance is a property and casualty insurance holding company specializing in residential insurance.
Heritage Insurance Holdings, Inc.(NYSE:HRTG) dropped from Russell 3000E Growth Benchmark
Heritage Insurance Holdings, Inc. (NYSE:HRTG) has been removed from the Russell 3000E Growth Benchmark. This news follows a previous announcement that the company was added to the Russell 2000 Value-Defensive Index. The company operates as a property and casualty insurance holding company, providing personal and commercial residential insurance.
Price to earnings forward of Heritage Insurance Holdings, Inc. – NYSE:HRTG
This article provides financial information for Heritage Insurance Holdings, Inc. (NYSE: HRTG), focusing on its forward price-to-earnings ratio. It indicates that the current period value and change are displayed, with data provided by ICE Data Services and FactSet Research Systems. The content appears to be a stub or a placeholder, as no specific financial figures are present.
Heritage Insurance Holdings, Inc. Actuals & Estimates (NYSE:HRTG)
This article provides an overview of Heritage Insurance Holdings, Inc. (NYSE: HRTG) stock performance, financial actuals, and analyst estimates. It covers details like current stock price, historical highs and lows, market capitalization, upcoming earnings dates, and past financial results, including earnings per share and revenue. The information is presented in a Q&A format, addressing common investor inquiries.
Price to sales forward of Heritage Insurance Holdings, Inc. – GETTEX:11H
This article provides financial data for Heritage Insurance Holdings, Inc. (GETTEX:11H), specifically focusing on its forward price-to-sales ratio. It appears to be a financial data snippet from TradingView, presenting a key valuation metric for the company.
Price to earnings forward of Heritage Insurance Holdings, Inc. – GETTEX:11H
This article provides the "Price to earnings forward" value for Heritage Insurance Holdings, Inc. (GETTEX:11H). The content appears to be a financial data point from TradingView, indicating no specified value other than the company and the metric being displayed. It lists various sections related to financial markets, community, and TradingView's offerings, but the core content is limited to the single financial metric.
Heritage Insurance Holdings, Inc. Actuals & Estimates (GETTEX:11H)
This article provides an overview of Heritage Insurance Holdings, Inc. (11H) stock, including its current price, performance, analyst forecasts, and financial data. It highlights the company's market capitalization, recent earnings, revenue figures, and employee count. The article also covers past performance, dividend information, and technical analysis ratings, while disclaiming that the content is not investment advice.
Form 4 Heritage Insurance Holdings Inc For: 24 June By Investing.com
This article reports on a Form 4 filing for Heritage Insurance Holdings Inc. dated June 24. It provides the title of the filing and indicates that it was published by Investing.com. No further details about the content of the Form 4 are included.
Form 4 Heritage Insurance Holdings Inc For: 24 June By Investing.com
This article reports on a Form 4 filing for Heritage Insurance Holdings Inc. submitted on June 24th. The filing indicates a change in beneficial ownership for the company (ticker HRTG), which saw a 2.36% increase. This brief piece is primarily a notification of the regulatory filing and includes market data and related news snippets.
Heritage insurance CAO Sharon Binnun sells $224,102 in stock
Sharon Binnun, Chief Accounting Officer of Heritage Insurance Holdings, Inc. (NASDAQ:HRTG), sold 9,200 shares of company stock for approximately $224,102. This transaction was executed as per a Rule 10b5-1 trading plan adopted in December 2025. The company's stock has since risen, and it currently appears undervalued according to InvestingPro analysis, despite a recent earnings miss in Q1 2026.
Heritage Insurance (NYSE:HRTG) CAO Sells $224,112.00 in Stock
Heritage Insurance's CAO, Sharon Binnun, sold 9,200 shares of company stock for $224,112 on June 22nd, reducing her stake by 7.42%. This sale was executed under a pre-arranged Rule 10b5-1 trading plan. The company recently reported earnings that missed analyst expectations, leading to a mixed-to-cautious analyst sentiment and an average "Hold" rating with a $36.00 price target.
Heritage Insurance (HRTG) accounting chief sells 9,200 shares via 10b5-1 plan
Sharon Binnun, Chief Accounting Officer of Heritage Insurance Holdings, Inc. (HRTG), sold 9,200 shares of common stock on June 22, 2026, at a weighted-average price of $24.359 per share. This transaction was conducted under a pre-arranged Rule 10b5-1 trading plan adopted in December 2025. Following the sale, Binnun directly holds 114,788 shares of Heritage Insurance common stock.
The Technical Signals Behind (HRTG) That Institutions Follow
This article from Stock Traders Daily provides a technical analysis of Heritage Insurance Holdings Inc. (NASDAQ: HRTG), highlighting strong sentiment across all horizons and an exceptional risk-reward short setup. It details AI-generated trading strategies for different risk profiles, including position trading, momentum breakout, and risk hedging, along with multi-timeframe signal analysis. The analysis concludes that strong sentiment supports an overweight bias for HRTG.
Heritage Global (HRTG) files Rule 144 notice to sell 9,200 shares
Heritage Global, Inc. (HRTG) has filed a Rule 144 notice for the proposed sale of 9,200 shares of its Common Stock through Morgan Stanley Smith Barney LLC, valued at $214,084.00, with a proposed sale date of June 22, 2026. The filing also discloses prior 10b5-1 sales of 9,200 shares on May 1, 2026, for $266,753.08 and an identical number of shares on April 1, 2026, for $236,589.04. This notice is considered a routine procedural disclosure for an issuer-directed sale as part of an existing plan.
Heritage Insurance Holdings Inc
The article provides a revenue breakdown for Heritage Insurance Holdings Inc (HRTG), noting that relevant data regarding business segments and regional revenue and profit contribution have not yet been disclosed by the company. It presents current stock information, including market cap and P/E ratio, but indicates a lack of detailed financial segment data.
Heritage Insurance Holdings Inc (HRTG) Institutional Confidence
Heritage Insurance Holdings Inc (HRTG) has an institutional shareholding score of 7.00, placing it 52nd out of 117 in the Insurance industry. The institutional shareholding proportion is 73.60%, an increase of 11.79% quarter-over-quarter. James Simons is the largest institutional shareholder, holding 0.59% of shares outstanding.
Why Heritage Insurance’s vertical homeowners program matters in risky coastal markets
Heritage Insurance's vertical homeowners program targets high-value coastal homes in risky areas, using strict underwriting and integrated risk management. This approach provides tailored coverage but demands adherence to stricter rules and pricing, including higher deductibles and mandatory mitigation efforts. The program aims to offer stability and continued coverage in catastrophe-prone markets where traditional policies are becoming scarce.
Truist is Bullish on Heritage Insurance Holdings, Inc. (HRTG)
Truist maintains a "Buy" rating on Heritage Insurance Holdings, Inc. (HRTG), despite lowering its price target to $36 from $39 due to a Q1 earnings miss caused by slower top-line growth and higher weather losses. Heritage Insurance reported a Q1 net income increase of 19.7% year over year to $36.5 million, with diluted EPS up 20.2% to $1.19, and noted a significant 62.7% growth in new business written. CEO Ernie Garateix highlighted this as the most profitable first quarter since 2014, even with $37 million in weather-related losses.
Director Irini Barlas receives 2,703-share stock grant in Heritage Insurance (HRTG)
Heritage Insurance Holdings director Irini Barlas received a compensation-related grant of 2,703 shares of common stock on June 10, 2026. These shares were awarded at a price of $0.0000 per share and are held indirectly. Following this transaction, her indirect holdings total 71,022 shares in one account and an additional 6,852 shares in another, along with 12,746 directly held shares.
Precision Trading with Heritage Insurance Holdings Inc. (HRTG) Risk Zones
This article provides a detailed analysis of Heritage Insurance Holdings Inc. (HRTG) using AI-generated signals and risk zones. It outlines institutional trading strategies including position trading, momentum breakout, and risk hedging, tailored for different risk profiles. The analysis also covers multi-timeframe signal strengths, support, and resistance levels for HRTG.
Heritage Insurance (HRTG) director reports stock gift and equity award
Heritage Insurance Holdings director Paul L. Whiting reported on routine equity movements. He gifted 9,662 shares to a charitable institution and received an award of 2,703 shares. These are non-market transactions and involve no cash exchange, signifying routine ownership and charitable planning rather than a statement on company valuation.
Heritage Insurance (HRTG) chairman awarded 2,703 common shares
Heritage Insurance Holdings (HRTG) director and chairman Richard A. Widdicombe was granted 2,703 shares of common stock on June 10, 2026, at no cost. This equity award increased his direct holdings to 451,750 shares. The transaction, reported via a Form 4 filing, indicates compensation rather than a market purchase.
Heritage Insurance (NYSE: HRTG) reports 2026 shareholder vote and auditor ratification
Heritage Insurance Holdings, Inc. (NYSE: HRTG) held its annual stockholder meeting on June 10, 2026. During the meeting, shareholders elected six directors to serve until the 2027 annual meeting and ratified Plante & Moran, PLLC as the independent registered public accounting firm for the fiscal year ending December 31, 2026. Additionally, stockholders approved executive compensation on an advisory basis and voted to hold future "say-on-pay" advisory votes every one year.
Heritage Insurance: An Undervaluation Opportunity, As Price Dipped After Q1 Results (HRTG)
Heritage Insurance Holdings is considered an undervalued stock with a "buy" rating, despite a recent price dip after its Q1 results. The company demonstrates strong top-line growth, resilient margins, and a conservative balance sheet, supported by diversification and robust ROE. Although anticipated FY26 earnings headwinds from storm losses and a consensus EPS decline exist, its attractive forward P/E of 4.91x suggests a projected 6% upside by December 2027.
Heritage completes full placement of cat reinsurance program
Heritage Insurance Holdings, Inc. has successfully finalized its 2026-2027 catastrophe excess-of-loss reinsurance program for approximately $367.5 million, a decrease of $63.2 million from the previous year. The program expands multi-year protection through catastrophe bonds and private markets and covers three of its insurance subsidiaries. CEO Ernie Garateix emphasized the strong relationships with reinsurance partners, the cost savings achieved, and the enhanced vertical protection for each entity.
Heritage Insurance secures more multi-year protection at reinsurance renewal
Heritage Insurance Holdings has successfully completed its 2026-2027 indemnity-based catastrophe excess-of-loss reinsurance program, securing over $2.2 billion of limit, including two new catastrophe bonds. The program features increased multi-year coverage and significant cost savings, with the overall consolidated cost reduced to approximately $367.5 million from $430.7 million. Heritage's CEO, Ernie Garateix, highlighted the strong commitment from reinsurance partners and an enhanced vertical protection for its insurance entities.
HRTG Stock Price, Quote & Chart | HERITAGE INSURANCE HOLDINGS (NYSE:HRTG)
Heritage Insurance Holdings (NYSE: HRTG) stock is currently priced at $21.38, reflecting a recent decrease of 1.38% today and a 25.58% decline over the past month. Despite recent performance, the company has shown significant longer-term growth, with gains of +201.98% over two years and +455.33% over three years. Analysts project a potential price increase of 50.28% in the next year, with an average price target of $32.13.
Heritage gets "substantial cost savings" as it renews $2.2bn of reinsurance and cat bond limit
Heritage Insurance Holdings, Inc. has renewed its reinsurance and catastrophe bond limit for 2026, totaling $2.2 billion, and achieved "substantial cost savings" and more multi-year protection. Despite renewing less overall limit than the previous year, the company increased its first-event exhaustion points for its main operating regions. The renewal resulted in a saving of $63.2 million, with the total cost for the program at $367.5 million, significantly down from $430.7 million in 2025.
Heritage Insurance (NYSE: HRTG) secures $2.2B 2026-2027 catastrophe reinsurance
Heritage Insurance Holdings (NYSE: HRTG) has successfully secured its 2026-2027 indemnity-based catastrophe excess-of-loss reinsurance program, totaling over $2.2 billion in limit, which includes two new catastrophe bonds. The program covers its subsidiaries Heritage Property Casualty, Narragansett Bay, and Zephyr Insurance. This renewal is expected to bring substantial cost savings, enhanced vertical protection, and more multi-year coverage for the catastrophe-focused insurer.
Insurer Heritage cuts reinsurance bill by $63M on $2.2B disaster cover
Heritage Insurance Holdings, Inc. announced the full placement of its 2026-2027 catastrophe excess-of-loss reinsurance program, securing over $2.2 billion in coverage for its subsidiaries. The consolidated cost for this program is approximately $367.5 million, representing a $63.2 million reduction from the previous year. The program includes $712 million in multi-year coverage, with $550 million provided through catastrophe bonds.
HERITAGE INSURANCE HOLDINGS INC (HRTG) Stock Price Today & Analysis
This article provides an analysis of Heritage Insurance Holdings Inc (HRTG) stock, including its current price, fundamental financials, and corporate information. It details how to buy HRTG stock through the Gotrade app, explains the minimum investment, and clarifies that HRTG does not currently pay dividends as it is a growth-focused company. The piece also offers guidance on assessing whether the stock is expensive or cheap.
Heritage insurance director Paul Whiting buys $376,950 in stock
Paul L. Whiting, a director at Heritage Insurance Holdings, Inc. (NASDAQ:HRTG), purchased 16,000 shares of the company's common stock for a total of $376,950. These transactions, priced between $23.50 and $24.45 per share, occurred on May 19, 2026, and increased his direct holdings to 103,126 shares. The purchases appear opportunistic given the stock's current undervalued status and recent year-to-date decline, despite the company reporting an earnings miss for Q1 2026.
Heritage insurance director Paul Whiting buys $376,950 in stock
Paul L. Whiting, a director at Heritage Insurance Holdings, Inc., recently purchased 16,000 shares of the company's common stock for a total of $376,950. These opportunistic purchases were made as the stock trades at $23.27, down year-to-date, and are considered undervalued by some analysts. Following these transactions, Mr. Whiting directly owns 103,126 shares and also has indirect ownership through family entities.
Director Paul Whiting (HRTG) adds 16,000 Heritage Insurance shares
Heritage Insurance Holdings director Paul L. Whiting purchased 16,000 shares of common stock on May 19, 2026, across two transactions at $24.45 and $23.50 per share. These open-market purchases increase his direct ownership to 103,126 shares. The filing also details his indirect holdings through controlled entities and clarifies his disclaimer of beneficial ownership for these indirect shares.
Heritage Insurance Holdings Insider Bought Shares Worth $376,950, According to a Recent SEC Filing
An insider at Heritage Insurance Holdings (HRTG) recently purchased shares worth $376,950, according to a filing with the SEC. The article also briefly mentions Unity Software's fourth-quarter financial results, reporting revenue of $609 million and a loss of 66 cents per share. This financial news highlights recent activity in the market for these companies.
Heritage Insurance Holdings (HRTG) price target decreased by 13.70% to 32.13
The article indicates that the price target for Heritage Insurance Holdings (HRTG) has been reduced by 13.70%, bringing it down to $32.13. This suggests a less optimistic outlook on the company's future stock performance from the analysts or sources responsible for the target adjustment.
Earnings Miss: Heritage Insurance Holdings, Inc. Missed EPS By 21% And Analysts Are Revising Their Forecasts
Heritage Insurance Holdings, Inc. (NYSE:HRTG) experienced a 21% share price drop after its Q1 statutory EPS of US$1.19 missed analyst forecasts by 21%, despite revenues aligning with estimates. Analysts have since downgraded revenue expectations for 2026 but upgraded EPS forecasts, while the consensus price target remains unchanged at US$35.00. The company's projected revenue growth is also expected to slow significantly compared to historical rates and industry peers.
Zacks Research Downgrades Heritage Insurance (NYSE:HRTG) to Strong Sell
Zacks Research has downgraded Heritage Insurance (NYSE:HRTG) from "strong-buy" to "strong sell" following the company's Q1 earnings miss, where it reported $1.19 EPS against estimates of $1.53 and revenue below expectations. Despite the stock trading up 3.6% at $22.99, a consensus "Hold" rating and recent insider selling suggest caution. The firm has a market cap of $697.72 million and a P/E ratio of 3.53, with institutional investors holding 59.03% of the stock.
Pacific Ridge Capital Partners LLC Sells 86,976 Shares of Heritage Insurance Holdings, Inc. $HRTG
Pacific Ridge Capital Partners LLC reduced its stake in Heritage Insurance Holdings, Inc. (NYSE:HRTG) by 19% in the fourth quarter, selling 86,976 shares. The investment firm now holds 371,953 shares valued at approximately $10.9 million, making Heritage Insurance its third-largest position. Despite missing recent earnings estimates, Heritage Insurance currently has a "Buy" consensus rating from analysts with an average target price of $36.00.
Earnings Miss: Heritage Insurance Holdings, Inc. Missed EPS By 21% And Analysts Are Revising Their Forecasts
Heritage Insurance Holdings (NYSE:HRTG) shares dropped 21% after missing Q1 EPS forecasts by 21%, reporting US$1.19 instead of anticipated figures. While revenues were in line with estimates at US$213m, analysts have downgraded revenue expectations for 2026 to US$856.1m but marginally upgraded EPS forecasts to US$4.49, suggesting an improved sentiment around earnings potential despite revenue slowdown. The consensus price target remains at US$35.00, indicating that improved earnings potential is expected to offset revenue declines.
