HRTG Technical Analysis & Stock Price Forecast
This article provides a technical analysis and stock price forecast for Heritage Insurance Holdings Inc (HRTG) as of April 2, 2026. It indicates an overall "Buy" technical sentiment based on a proprietary analysis of 13 indicators, with 8 flashing Buy and 5 indicating Sell. The analysis also covers momentum indicators like RSI and MACD, support and resistance levels, and various moving averages, outlining key price points and trends.
Heritage Insurance Holdings, Inc. (NYSE:HRTG) Given Average Recommendation of "Buy" by Analysts
Analysts have given Heritage Insurance Holdings, Inc. (NYSE:HRTG) an average "Buy" rating, with a consensus one-year price target of $33.50, and recent upgrades to "strong-buy" and increased price targets by firms like Truist. Despite recent insider selling totaling $3.17 million over 90 days, insiders still hold 15.2% of the company. Heritage reported strong quarterly earnings of $2.15 EPS against an expected $1.61, with a revenue of $215.32 million, a high ROE of 47.28%, and a low trailing PE of 4.15, indicating an attractive valuation.
Heritage Insurance CAO Sells Over $236K in Shares
Sharon Binnun, the Chief Accounting Officer of Heritage Insurance Holdings, Inc., sold 9,200 shares worth over $236,000, reducing her stake by 6.46%. This insider sale, part of a pre-arranged trading plan, is significant because executive transactions often offer insights into a company's financial health and future outlook. Investors are advised to monitor further insider activities for clues about the company's prospects.
Heritage Insurance (NYSE:HRTG) CAO Sells $236,624.00 in Stock
Heritage Insurance (NYSE: HRTG) Chief Accounting Officer Sharon Binnun sold 9,200 shares of the company's stock on April 1st for a total of $236,624. This sale reduced her stake by 6.46% to 133,188 shares and was executed under a pre-arranged Rule 10b5-1 trading plan. The company recently reported strong earnings, beating consensus estimates with an EPS of $2.15 versus $1.61, and analysts have an average target price of $33.50 for the stock.
Insider Selling: Heritage Insurance (NYSE:HRTG) Insider Sells 24,769 Shares of Stock
Heritage Insurance (NYSE:HRTG) insider Timothy Moura sold 24,769 shares of the company's stock for over $638,000 on April 2nd, reducing his stake by 13.4%. This follows previous sales in March and earlier April. Despite the insider selling, Heritage Insurance recently reported strong quarterly earnings, beating analyst expectations, and maintains a "Buy" consensus rating from analysts with an average price target of $33.50.
Timothy Moura Sells 25,721 Shares of Heritage Insurance (NYSE:HRTG) Stock
Timothy Moura, an insider at Heritage Insurance (NYSE:HRTG), sold 25,721 shares of the company's stock on April 1st at an average price of $25.79, totaling approximately $663,345. This transaction, executed under a Rule 10b5-1 trading plan, reduced his ownership by 12.22% to 184,814 shares. The company recently exceeded earnings expectations and analysts hold a consensus "Buy" rating with an average target price of $33.50.
Heritage Insurance (HRTG) officer sells 50,490 shares, holds 160,045
Timothy Moura, an officer at Heritage Insurance Holdings, Inc. (HRTG), sold 50,490 shares of common stock on April 1 and 2, 2026, for approximately $1.3 million, through a pre-planned Rule 10b5-1 trading plan. The shares were sold at weighted average prices ranging from $25.1341 to $26.2106. After these transactions, Moura still directly holds 160,045 shares, and the sales are considered routine due to the pre-planned nature and his remaining substantial holdings.
Heritage Insurance (HRTG) CAO sells 9,200 shares under Rule 10b5-1 plan
Heritage Insurance Holdings, Inc. Chief Accounting Officer Sharon Binnun sold a total of 9,200 shares of common stock in open-market transactions on April 1, 2026, totaling approximately $236,588. The sales were conducted under a pre-arranged Rule 10b5-1 trading plan adopted on December 12, 2025. Following these transactions, Binnun directly holds 133,188 shares of the company's common stock.
Insider Sell: Timothy Moura Sells Shares of Heritage Insurance H
Timothy Moura, an insider at Heritage Insurance Holdings Inc (HRTG), sold 50,490 shares on April 2, 2026, reducing his total holdings to 160,045 shares. This transaction follows a pattern of insider selling at the company, with 27 insider sells against only 2 buys over the past year. Heritage Insurance Holdings Inc shares are currently trading at $25.78, classified as modestly overvalued with a price-to-GF-Value ratio of 1.17.
Heritage Insurance Holdings Inc (HRTG) Shares Up 3.41% on Apr 2
Shares of Heritage Insurance Holdings Inc (HRTG) rose 3.41% on April 2nd, trading at $26.05. Analysts project an average price target of $36.50, indicating a potential upside of 40.12%, with a consensus "Outperform" rating from brokerage firms. GuruFocus estimates a fair value of $27.60 for the stock, suggesting a 5.95% upside from its current price.
Insider plans sale of 9,200 shares — HRTG (NYSE: HRTG)
Heritage Insurance Holdings, Inc. (HRTG) has filed a Form 144, indicating a proposed sale of 9,200 shares of common stock associated with Restricted Stock Awards dated March 12, 2026. This filing also discloses a prior 10b5-1 sale by Sharon Binnun of 7,893 shares on March 17, 2026, for proceeds of $223,750.76. An analyst notes this is a routine compliance filing rather than a corporate action.
HRTG (NYSE) insider sale: Timothy Moura transacts 29,133 shares on 03/19/2026
Timothy Moura, an insider at Heritage Insurance Holdings, Inc. (HRTG), reported a planned sale of 29,133 shares of common stock with gross proceeds of $774,594.85 on March 19, 2026. This transaction was disclosed via a Form 144 filing, which also noted 50,490 PSU-related shares with a vesting date of December 15, 2025. As of April 1, 2026, the company had 30,720,918 common shares outstanding.
(HRTG) Risk Channels and Responsive Allocation
This article provides a quantitative analysis of Heritage Insurance Holdings Inc. (NASDAQ: HRTG), highlighting divergent market sentiment and an exceptional 50.1:1 risk-reward setup. It details three AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—tailored for different risk profiles and holding periods, along with multi-timeframe signal analysis. The report identifies key support and resistance levels across near-term, mid-term, and long-term horizons, underscoring predictive AI capabilities for optimizing position sizing and managing drawdown risk.
Vanguard amendment shows 0 shares of Heritage Insurance (NYSE: HRTG)
The Vanguard Group filed an amendment on Schedule 13G/A reporting beneficial ownership of 0 shares (0%) of Heritage Insurance Holdings Inc. This filing indicates that Vanguard holds no sole or shared voting or dispositive power over Heritage common stock. The change is due to an internal realignment within Vanguard, leading to separate reporting by its subsidiaries, rather than a trading decision.
KINS Outpaces Industry, Trades at a Premium: Time to Buy the Stock?
Kingstone Companies (KINS) has outperformed its industry and sector in the last six months, driven by strong premium expansion and a focus on its core New York market, despite trading at a premium valuation. Analysts are optimistic about its future earnings with significant growth projected for 2027, and the company benefits from strategic growth, improved operational efficiency, and a solid financial position. While KINS exhibits favorable returns on capital and strong guidance, its current expensive valuation suggests a "wait-and-see" approach.
Insider Selling: Heritage Insurance (NYSE:HRTG) CEO Sells 8,334 Shares of Stock
Heritage Insurance (NYSE:HRTG) CEO Ernie Garateix sold 8,334 shares of company stock on March 20th, totaling over $211,600, thereby reducing his holding by 0.77%. The sale occurred after the company reported strong quarterly earnings, beating analyst expectations, and maintains positive analyst ratings with a "Buy" consensus and an average target price of $33.50. Despite the insider selling, institutional investors have been modifying their positions in the stock, with 59.03% currently owned by institutional investors.
Heritage Insurance shares climb more than 5% after strong Q4 earnings beat
This article states that Heritage Insurance shares climbed over 5% following a strong fourth-quarter earnings beat. The article is incomplete and provides no further details regarding the earnings report or company performance.
Insider Sell: Ernie Garateix Sells Shares of Heritage Insurance Holdings Inc (HRTG)
Ernie Garateix, CEO of a Heritage Insurance Holdings Inc subsidiary, sold 8,334 shares of HRTG, reducing his ownership to 1,069,289 shares. This transaction is part of a trend for Garateix, who has sold 118,338 shares over the past year. The company's stock is currently trading at $25.39, with a P/E ratio of 4.24, and GuruFocus indicates it is significantly overvalued based on its GF Value.
Insider Selling: Heritage Insurance (NYSE:HRTG) Insider Sells 29,133 Shares of Stock
Heritage Insurance (NYSE:HRTG) director Timothy Moura sold 29,133 shares of the company's stock on March 19th for approximately $775,812, reducing his position by over 12%. The sale followed a strong quarterly earnings beat where Heritage reported $2.15 EPS, exceeding analyst estimates, and achieved solid profitability metrics. Despite the insider selling, analysts maintain a "Buy" consensus rating for HRTG, with significant institutional ownership supporting the stock.
Heritage Insurance (HRTG) CEO sells 8,334 shares under 10b5-1 plan
Heritage Insurance Holdings CEO Ernie J. Garateix sold 8,334 shares of common stock at a weighted average price of $25.3875 per share on March 20, 2026. This transaction was conducted under a pre-planned Rule 10b5-1 trading plan adopted on June 13, 2025. Following the sale, Mr. Garateix directly holds 1,069,289 shares of HRTG.
29,133 Heritage Insurance (HRTG) shares sold under 10b5-1 plan
Timothy Moura, an officer at Heritage Insurance Holdings (HRTG), sold a total of 29,133 shares of common stock on March 19, 2026, under a pre-arranged Rule 10b5-1 trading plan. The sales occurred in two tranches at weighted-average prices of $26.6025 and $27.4268 per share. Following these transactions, Moura directly holds 210,535 shares of Heritage Insurance common stock.
HRTG insiders sell RSU shares under 10b5-1 plans (NYSE: HRTG)
HRTG insiders, including Ernesto J. Garateix and Ernesto Garateix & Yvette Garateix, filed Form 144 notices to sell restricted common stock derived from Restricted Stock Units (RSUs) under prearranged 10b5-1 plans. The filings detail multiple transactions, such as sales on February 20, 2026, where 7,467 and 867 shares were sold for proceeds of $180,122.71 and $20,914.21, respectively. These routine dispositions are managed by Morgan Stanley Smith Barney LLC on the NYSE, stemming from RSUs granted on November 14, 2016.
Ernesto Garateix (HRTG) files Form 144 for 867-share sale via Morgan Stanley
Ernesto J. Garateix has filed a Form 144 indicating a proposed sale of 867 shares of Heritage Insurance Holdings, Inc. (HRTG) common stock through Morgan Stanley Smith Barney LLC. This filing also details previous 10b5-1 open-market dispositions on pre-scheduled dates in December 2025, and January and February 2026, suggesting a routine, plan-based selling strategy. The sales align with pre-established trading plans rather than ad hoc trading.
Binnun Sharon sells Heritage Insurance (HRTG) shares worth $223k
Heritage Insurance Holdings Inc.'s Chief Accounting Officer, Sharon Binnun, sold 7,893 shares of company stock for a total of $223,750 on March 17, 2026, under a Rule 10b5-1 trading plan. Despite a recent stock decline, HRTG is up significantly over the past year. This transaction follows positive financial news for Heritage Insurance, including strong fourth-quarter results and increased price targets from analysts like Truist Securities and Piper Sandler.
Insider Sell Alert: Sharon Binnun Sells Shares of Heritage Insurance Holdings Inc (HRTG)
Sharon Binnun, Chief Accounting Officer of Heritage Insurance Holdings Inc (HRTG), recently sold 7,893 shares of the company, bringing her total holdings to 142,388 shares. This transaction is part of a trend for HRTG, which has seen 2 insider buys and 23 insider sells over the past year. The stock is currently trading at $28.35, significantly overvalued compared to its GF Value of $8.27.
Heritage Insurance (NYSE:HRTG) CAO Sells 7,893 Shares
Heritage Insurance (NYSE:HRTG) CAO Sharon Binnun sold 7,893 shares of the company's stock on March 17th for $223,766.55, reducing her stake by 5.25%. The company recently reported strong quarterly earnings, beating analyst expectations, and has an average "Buy" rating from analysts with a consensus target price of $33.50. Institutional investors have also adjusted their positions in the insurance provider.
Heritage Insurance (HRTG) CAO sells 7,893 shares in planned trade
Heritage Insurance Holdings, Inc.'s Chief Accounting Officer, Sharon Binnun, sold 7,893 shares of common stock on March 17, 2026, at a weighted average price of $28.348 per share. This transaction was conducted under a pre-established Rule 10b5-1 trading plan adopted in December 2025. Following the sale, Binnun directly holds 142,388 shares of Heritage Insurance common stock.
[144] Heritage Insurance Holdings, Inc. SEC Filing
This SEC filing (Form 144) for Heritage Insurance Holdings, Inc. (HRTG) indicates a proposed sale of common stock by an individual through Merrill Lynch. The filing details the acquisition of 29,133 shares via RSU from the issuer on November 30, 2017, and mentions a proposed sale date of March 19, 2026. The filing sentiment and impact are marked as neutral.
Heritage Insurance shares climb more than 5% after strong Q4 earnings beat
Heritage Insurance (HRTG) saw its shares climb more than 5% after reporting strong Q4 earnings that beat analyst expectations. The company posted an adjusted operating income of $0.62 per share, significantly outperforming the estimated $0.34 per share. This positive performance was attributed to improved underwriting results and a decrease in catastrophic losses.
[144] Heritage Insurance Holdings, Inc. SEC Filing
This article details an SEC Form 144 filing by Heritage Insurance Holdings, Inc. (HRTG) for the proposed sale of 7893 common shares, acquired via restricted stock awards on December 15, 2025. The shares, valued at $224,555.85, are scheduled for sale on March 17, 2026, through Morgan Stanley Smith Barney LLC on the NYSE. The filing indicates a "Neutral" impact and sentiment.
Heritage Insurance (HRTG) insider has shares withheld for tax on vesting
Heritage Insurance Holdings, Inc. officer Timothy E. Johns had 10,588 shares of common stock withheld for tax purposes, valued at $28.14 per share, upon the vesting of previously awarded performance-based restricted shares. This transaction is a routine tax settlement and not a discretionary open-market sale. Following this event, Johns directly holds 28,938 shares of Heritage Insurance common stock.
Heritage Insurance Holdings, Inc. 2025 Q4 - Results - Earnings Call Presentation (NYSE:HRTG) 2026-03-16
Heritage Insurance Holdings, Inc. (HRTG) has published its Q4 2025 earnings call presentation. The company's EPS of $2.15 beat estimates by $0.42, and revenue of $215.32 million also surpassed expectations by $2.71 million, representing a 2.40% year-over-year increase. The presentation is available for review by investors.
Heritage Insurance (NASDAQ: HRTG) CEO stock withheld for taxes
Heritage Insurance Holdings, Inc. CEO Ernie J. Garateix had 149,632 shares of common stock, valued at $28.14 per share, withheld to cover tax obligations arising from the vesting of previously awarded performance-based restricted stock. This was not an open-market sale but a tax-related disposition. Following this transaction, Garateix still directly holds a substantial 1,077,623 shares of Heritage common stock.
Heritage Insurance (HRTG) CFO has 72,549 shares withheld for taxes
Heritage Insurance Holdings' CFO, Kirk Lusk, had 72,549 shares of common stock withheld at $28.14 per share to cover tax liabilities upon the vesting of performance-based restricted stock. This was a non-market disposition, meaning the shares were not sold on the open market but returned to the company for tax purposes. Following this transaction, Lusk directly holds 502,522 shares of Heritage Insurance common stock.
(HRTG) Movement as an Input in Quant Signal Sets
This article provides an in-depth quantitative analysis of Heritage Insurance Holdings Inc. (NASDAQ: HRTG) using AI models. It highlights strong sentiment supporting an overweight bias, outlines institutional trading strategies including long, breakout, and short setups, and details multi-timeframe signal analysis with key support and resistance levels. The report emphasizes the stock's exceptional risk-reward profile and offers real-time signals and personalized alerts to users.
Heritage secures $250m Citrus Re 2026-1 named storm cat bond at reduced pricing
Heritage Insurance Holdings has successfully secured $250 million in US named storm reinsurance through its Citrus Re Ltd. (Series 2026-1) catastrophe bond issuance, benefiting from favorable market conditions and reduced pricing. The deal involves two tranches of notes providing three-year indemnity-triggered protection across several US states, including Hawaii for the Class B notes. This latest cat bond helps Heritage maintain robust reinsurance capital as older issuances mature, ensuring approximately $550 million of cat bond-backed reinsurance for the 2026 hurricane season.
Heritage Insurance shares climb more than 5% after strong Q4 earnings beat
Heritage Insurance (HRTG) saw its shares climb over 5% following a strong beat on Q4 earnings estimates. The company reported adjusted EPS of $0.09, significantly surpassing the expected loss of $0.07, and revenue of $164.71 million, exceeding the forecast of $157.05 million. Despite the positive earnings, the company's full-year outlook for 2024 projects an adjusted net loss per share between $1.00 and $1.30, potentially tempering future investor sentiment.
Heritage Insurance (NYSE:HRTG) Upgraded to "Strong-Buy" at Zacks Research
Zacks Research has upgraded Heritage Insurance (HRTG) to a "strong-buy" rating, with other analysts maintaining a "Buy" consensus and a $33.50 average target price. The company recently reported better-than-expected quarterly earnings with $2.15 EPS against an estimated $1.61, and revenue of $215.3M. Shares traded up by approximately 4.9% to $28.11 following the upgrade.
Heritage keeps $250m target for Citrus Re 2026-1 cat bond, but lowers price guidance
Heritage Insurance Holdings, Inc. is maintaining its $250 million target for its Citrus Re Ltd. (Series 2026-1) catastrophe bond issuance, but has lowered and tightened the price guidance for the notes. This move aims to capitalize on investor appetite for collateralized US named storm reinsurance. The issuance will provide multi-year coverage for various US states, including Hawaii, structured on an indemnity trigger and per-occurrence basis.
Truist raises Heritage Insurance stock price target on lower loss outlook
Truist Securities has increased its price target for Heritage Insurance Holdings Inc. (NYSE:HRTG) to $39 from $37, reiterating a Buy rating. This adjustment is based on a lowered outlook for attritional losses, resulting in higher estimated earnings per share for 2026 and a new forecast for 2027. The analyst noted that the valuation remains at the low end of its peer group, and the company has recently surpassed Q4 2025 earnings expectations due to improved underwriting and reduced catastrophe losses.
Heritage CEO and CFO hit Sidoti small-cap virtual investor event Mar. 18
Heritage Insurance Holdings, Inc. (NYSE: HRTG) announced that CEO Ernie Garateix and CFO Kirk Lusk will participate in the Sidoti Small Cap Virtual Conference on Wednesday, March 18, 2026. They will hold one-on-one investor meetings and present at 3:15 PM Eastern Time. A live webcast and replay of the presentation will be available on the company's investor website.
Heritage expects improved pricing, incremental capacity at 6/1 reinsurance renewal: CEO
Ernie Garateix, CEO of Heritage Insurance Holdings, anticipates improved pricing and incremental capacity at the upcoming June 1 reinsurance renewal, driven by a softening market and ongoing tort reforms in Florida. The company is actively seeking more core catastrophe cover, evidenced by its current cat bond issuance targeting $250 million or more, which could be its largest since 2016. Garateix believes these favorable reinsurance conditions will also benefit consumers through lower insurance costs.
Heritage Insurance (HRTG) Combined Ratio Breakthrough Reinforces Bullish Profitability Narrative
Heritage Insurance Holdings (HRTG) reported strong Q3 2025 results with a combined ratio of 72.9% and an EPS of US$1.63, reinforcing a bullish profitability outlook. The company's net margin improved significantly to 17.7% from 9.1% last year, driven by better underwriting and increased policy growth. Despite strong performance and a low P/E ratio, the company's concentration in catastrophe-exposed regions like Florida continues to be a concern for some investors.
American Century Companies Inc. Acquires 91,847 Shares of Heritage Insurance Holdings, Inc. $HRTG
American Century Companies Inc. has increased its stake in Heritage Insurance Holdings, Inc. by 11.5%, acquiring an additional 91,847 shares to reach a total of 888,452 shares valued at approximately $22.37 million. This move comes as Heritage Insurance exceeded Q4 earnings and revenue estimates, attributing strong profitability metrics to improved underwriting. Despite some insider selling, analysts maintain a "Moderate Buy" rating for HRTG with a consensus price target of $33.50.
Heritage Insurance Holdings, Inc. (NYSE:HRTG) Q4 2025 Earnings Call Transcript
Heritage Insurance Holdings, Inc. (NYSE:HRTG) reported strong Q4 and full-year 2025 results, with net income of $66.7 million ($2.15 EPS) for Q4 and $195.6 million ($6.32 EPS) for the full year, significantly beating expectations. The company highlighted successful execution of strategic initiatives focused on underwriting profit, disciplined capital allocation, and a diversified portfolio, leading to a 72.5% increase in tangible book value per share. Heritage plans to expand into Texas on an E&S lines basis in 2026 and anticipates improved reinsurance pricing.
Citizens reiterates Heritage Insurance stock rating on capital growth
Citizens has maintained its Market Perform rating on Heritage Insurance Holdings Inc. (NYSE:HRTG), citing accumulating excess capital that supports additional growth and share repurchases. The company's financial health is strong, evidenced by a 49% return on equity and improved underwriting performance, leading to higher EPS, although Citizens expressed concern about potential smaller underwriting margins due to intensified competition.
Top Wall Street Forecasters Revamp Heritage Insurance Expectations Ahead Of Q4 Earnings
Ahead of its Q4 earnings release, Wall Street analysts have updated their expectations for Heritage Insurance Holdings, Inc. (NYSE: HRTG). The company is expected to report earnings of $1.74 per share on revenue of $212.6 million. Several analysts have recently reiterated or adjusted their ratings and price targets for Heritage Insurance.
Heritage Insurance 2025 Financial Results: $195.6M Annual Profit - News and Statistics
Heritage Insurance Holdings Inc. announced its financial results for Q4 and the full year 2025. The company reported a net income of $66.7 million for the fourth quarter with $215.3 million in revenue. For the full year, Heritage Insurance achieved an annual profit of $195.6 million on total annual revenue of $847.3 million.
Heritage Insurance: Q4 Earnings Snapshot
Heritage Insurance Holdings Inc. reported a net income of $66.7 million, or $2.15 per share, in its fourth quarter. The company also announced revenues of $215.3 million for the quarter. For the full year, Heritage Insurance recorded a profit of $195.6 million, or $6.32 per share, and revenues totaling $847.3 million.
Can Heritage Insurance Retain its Beat Streak in Q4 Earnings?
Heritage Insurance (HRTG) is expected to report strong fourth-quarter 2025 results on March 9, with analysts predicting significant year-over-year growth in both revenue and earnings. The company has a history of beating earnings estimates and its strong Zacks Rank and positive Earnings ESP suggest a likely beat this quarter. Factors such as rate adequacy, controlled exposures, and a strengthened underwriting discipline are expected to drive profitability.
