Heritage Insurance Holdings Achieves 101.95% Return, Leading Stock Performance
Heritage Insurance Holdings, Inc. has achieved an impressive 101.95% return over the past year, leading performance in the micro and small-cap insurance sector. In contrast, Dorman Products, Inc. saw a steady 4.31% return in Auto Components, while Hillman Solutions Corp. faced challenges with a -3.55% decline in Trading & Distributors. The article highlights the diverse dynamics within the small-cap market, showcasing both significant growth opportunities and potential risks.
Y Intercept Hong Kong Ltd Makes New Investment in Heritage Insurance Holdings, Inc. $HRTG
Y Intercept Hong Kong Ltd has made a new investment in Heritage Insurance Holdings, Inc. (NYSE: HRTG), purchasing 39,060 shares valued at approximately $984,000, representing about 0.13% of the company. This comes as Heritage Insurance exceeded earnings expectations, reporting an EPS of $1.63 against an estimated $0.53, with analysts maintaining a "Moderate Buy" rating and an average price target of $32.50. Despite recent insider selling, institutional investors collectively own roughly 59% of the stock.
Avoiding Lag: Real-Time Signals in (HRTG) Movement
This article provides a real-time analysis of Heritage Insurance Holdings Inc. (NASDAQ: HRTG), highlighting strong near-term sentiment and an exceptional 57.1:1 risk-reward setup. It outlines specific institutional trading strategies, including position, momentum breakout, and risk hedging, along with multi-timeframe signal analysis and AI-generated signals for informed decision-making.
Annis Gardner Whiting Capital Advisors LLC Purchases 64,298 Shares of Heritage Insurance Holdings, Inc. $HRTG
Annis Gardner Whiting Capital Advisors LLC significantly increased its stake in Heritage Insurance Holdings, Inc. (NYSE:HRTG) by 514.4% in Q3, buying an additional 64,298 shares to hold a total of 76,798 shares valued at approximately $1.93 million. This comes as Heritage Insurance reported strong Q3 earnings, beating analyst expectations with $1.63 EPS versus $0.53 expected, and analysts maintaining a "Moderate Buy" rating with a $32.50 price target. Despite institutional accumulation, significant insider selling has occurred, with the CEO and Chairman selling shares totaling over $1.6 million within the last 90 days.
Heritage Insurance CEO Garateix sells $216,915 in stock By Investing.com
Heritage Insurance CEO Ernie J. Garateix sold 8,334 shares of common stock for approximately $216,915 on January 20, 2026, under a pre-arranged trading plan. Despite this insider selling, the company's financial health is rated "GREAT" by InvestingPro, with a P/E ratio of 5.34. This news follows Heritage Insurance's strong third-quarter 2025 earnings, which significantly surpassed forecasts.
Heritage Insurance CEO Garateix sells $216,915 in stock
Ernie J. Garateix, CEO of Heritage Insurance Holdings (NYSE:HRTG), sold 8,334 shares of company stock for approximately $216,915 on January 20, 2026. This sale was conducted under a pre-arranged Rule 10b5-1 trading plan. Despite Garateix's stock sale, Heritage Insurance maintains a strong financial position, evidenced by its low P/E ratio and "GREAT" financial health rating from InvestingPro, coinciding with a strong third-quarter 2025 earnings report.
Insider Sell: Ernie Garateix Sells Shares of Heritage Insurance Holdings Inc (HRTG)
Ernie Garateix, CEO of Heritage Insurance Holdings Inc's subsidiary, sold 8,334 shares on January 20, 2026, reducing his total holdings to 1,128,504 shares. Heritage Insurance Holdings Inc (HRTG) is currently trading at $26.03 per share, significantly overvalued compared to its GuruFocus Value of $8.02, with a price-to-GF-Value ratio of 3.25. The company's P/E ratio of 5.36 is lower than both the industry median and its historical median.
Insider Selling: Heritage Insurance (NYSE:HRTG) CEO Sells 8,334 Shares of Stock
Heritage Insurance (NYSE:HRTG) CEO Ernie Garateix sold 8,334 shares of company stock for over $216,000 on January 20th, reducing his stake by 0.73%. Despite this insider selling, the company recently reported strong quarterly earnings, significantly beating analyst expectations, and maintains a "Moderate Buy" consensus rating from analysts. Institutional investors have also shown increased holdings in HRTG.
Discipline and Rules-Based Execution in HRTG Response
This article provides an analysis of Heritage Insurance Holdings Inc. (NASDAQ: HRTG), noting weak near- and mid-term sentiment that could challenge a positive long-term outlook. It details three AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis, showing varying signal strengths and support/resistance levels. The analysis suggests elevated downside risk for HRTG.
Short Interest in Heritage Insurance Holdings, Inc. (NYSE:HRTG) Decreases By 17.8%
Short interest in Heritage Insurance Holdings, Inc. (NYSE:HRTG) decreased by 17.8% in December to 1,324,469 shares, representing 5.0% of shares sold short and a short-interest ratio of 5.2 days. Despite some insider selling, institutional ownership remains high at 59.03%, with various hedge funds increasing their stakes. Analysts maintain a "Moderate Buy" rating with a consensus price target of $32.50, following the company's strong earnings beat.
Behavioral Patterns of HRTG and Institutional Flows
This article analyzes Heritage Insurance Holdings Inc. (NASDAQ: HRTG), noting a weak near and mid-term sentiment despite a positive long-term outlook. It highlights an exceptional risk-reward setup targeting a 16.1% gain and outlines three distinct AI-generated trading strategies for different risk profiles. The analysis includes multi-timeframe signal data and provides access to real-time signals for personalized alerts and risk management.
Heritage Insurance Holdings Insiders Sell US$12m Of Stock, Possibly Signalling Caution
Insiders at Heritage Insurance Holdings (HRTG) have sold US$12 million worth of stock over the past year, with US$5.6 million in sales occurring in the last three months, raising concerns despite significant insider ownership. The sales happened at or below the current share price, which could signal caution. While the company boasts high insider ownership (24% or US$181 million), the consistent selling trend suggests investors should investigate further.
Heritage Insurance (NYSE:HRTG) Cut to "Hold" at Zacks Research
Zacks Research has downgraded Heritage Insurance (NYSE:HRTG) from a "strong-buy" to a "hold" rating, despite strong quarterly results where the company exceeded EPS and revenue estimates. The downgrade follows notable insider selling, with the Chairman and CEO offloading a significant number of shares, though other analysts maintain a "buy" rating with an average target price of $32.50. Heritage Insurance, a property and casualty insurer, reported robust financial performance including a 17.7% net margin and 41.4% ROE, while institutional investors have also adjusted their holdings.
Heritage Insurance Holdings's (NYSE:HRTG) Q3 CY2025 Sales Beat Estimates
Heritage Insurance Holdings (NYSE:HRTG) exceeded Wall Street's revenue expectations for Q3 CY2025 with $212.5 million, despite sales being flat year-over-year. The company reported a significant non-GAAP profit of $1.56 per share, well above analyst consensus estimates. While Net Premiums Earned slightly missed forecasts, the overall results showed important positives for the property insurance provider.
Heritage Insurance Holdings’s (NYSE:HRTG) Q3 CY2025 Sales Beat Estimates
Heritage Insurance Holdings (NYSE: HRTG) reported strong Q3 CY2025 results, beating Wall Street's revenue and non-GAAP profit estimates. While sales were flat year-on-year at $212.5 million, the company's adjusted EPS of $1.56 significantly exceeded analyst expectations of $0.53. The property insurance provider also showcased a substantial 56.1% year-on-year growth in book value per share.
Heritage Insurance Is Suddenly Everywhere – Is HRTG Stock a Hidden Gem or Total Trap?
Heritage Insurance (HRTG) is gaining attention on social media, particularly for its focus on property insurance in high-risk, storm-prone regions like Florida. The stock is characterized by high volatility and sensitivity to catastrophe claims, making it a speculative play rather than a stable investment. Investors interested in HRTG should be prepared for significant price swings and closely monitor weather patterns, regulatory changes, and reinsurance costs.
Heritage Insurance Is Suddenly Everywhere – Is HRTG Stock a Hidden Gem or Total Trap?
Heritage Insurance (HRTG) is gaining attention on social media, sparking debate on whether its stock is a hidden gem or a financial trap. The article analyzes HRTG's business model, focusing on its property insurance concentration in high-risk states like Florida, which presents both opportunities and significant volatility due to catastrophe claims. It concludes that HRTG is not a safe investment but a high-risk, speculative play for those comfortable with significant volatility and event-driven price swings.
Heritage Insurance Holdings’s (NYSE:HRTG) Q3 CY2025 Sales Beat Estimates
Heritage Insurance Holdings (HRTG) reported Q3 CY2025 results, with sales beating analyst estimates despite being flat year-on-year at $212.5 million. The company's non-GAAP profit significantly surpassed expectations at $1.56 per share. While net premiums earned slightly missed estimates, the increase in book value per share and overall revenue outperformance were highlighted as positive takeaways.
Heritage Insurance (NYSE:HRTG) CEO Ernie Garateix Sells 8,334 Shares
Heritage Insurance (NYSE:HRTG) CEO Ernie Garateix sold 8,334 shares on December 22nd at an average price of $29.48, reducing his stake by 0.73% but still directly owning over a million shares. The company recently surpassed quarterly earnings expectations, reporting a strong EPS of $1.63 against a $0.53 consensus. Analysts maintain a "Buy" rating for HRTG with a consensus price target of $32.50.
Liquidity Mapping Around (HRTG) Price Events
This article provides a liquidity mapping analysis for Heritage Insurance Holdings Inc. (NASDAQ: HRTG), highlighting a near-term neutral sentiment amidst mid and long-term strength. It details key findings including a potential risk-reward short setup and offers three distinct AI-generated trading strategies tailored to different risk profiles. The analysis also includes multi-timeframe signal analysis for support and resistance levels.
Assenagon Asset Management S.A. Buys 319,434 Shares of Heritage Insurance Holdings, Inc. $HRTG
Assenagon Asset Management S.A. significantly increased its stake in Heritage Insurance Holdings, Inc. ($HRTG) by purchasing 319,434 shares, bringing its total to 462,075 shares valued at $11.635 million. This boosted position comes despite recent insider selling by the company's Chairman and CFO. Heritage Insurance has shown strong financial performance, beating earnings estimates and receiving multiple analyst upgrades, trading at $29 with a consensus price target of $32.50.
Insider Sell: Ernie Garateix Sells 7,000 Shares of Heritage Insu
Ernie Garateix, CEO of Heritage Property & Casualty Insurance Company, a subsidiary of Heritage Insurance Holdings Inc (HRTG), sold 7,000 shares of the company on December 9, 2025. This transaction adds to a history of insider sells for HRTG, with 18 insider sells against 5 insider buys over the past year. The stock is currently trading at $28.36, significantly overvalued compared to its GF Value of $8.02.
Heritage Insurance Company Deploys Guidewire to Modernize Policy Administration, Underwriting, and Billing Operations
Heritage Insurance Company has successfully deployed Guidewire PolicyCenter and BillingCenter on Guidewire Cloud Platform for its homeowners and dwelling fire lines of business across 13 states. This deployment, led by PwC, completes Heritage's transition to a full Guidewire InsuranceSuite customer, having previously implemented Guidewire ClaimCenter. The modernization aims to enhance operational efficiency, streamline workflows, and improve agent and customer experiences, positioning Heritage for future growth and market responsiveness.
Arrowstreet Capital Limited Partnership Buys 216,019 Shares of Heritage Insurance Holdings, Inc. $HRTG
Arrowstreet Capital Limited Partnership significantly increased its stake in Heritage Insurance Holdings, Inc. (NYSE:HRTG) by 69.6% in the second quarter, acquiring an additional 216,019 shares. This brings their total holdings to 526,377 shares, valued at approximately $13.13 million. Despite recent insider selling, Heritage Insurance has received positive analyst upgrades and reported strong Q3 earnings, beating analyst expectations for EPS and revenue.
5 Top-Ranked Stocks From the Thriving P&C Insurance Industry for 2026
The Property & Casualty (P&C) insurance industry is poised for growth due to favorable pricing, improved underwriting, and increased exposure. This article highlights five top-ranked P&C insurers with a Zacks Rank #1 (Strong Buy): The Travelers Companies Inc. (TRV), RenaissanceRe Holdings Ltd. (RNR), The Allstate Corp. (ALL), Mercury General Corp. (MCY), and Heritage Insurance Holdings Inc. (HRTG). These companies are expected to benefit from strategic investments in technology, operational efficiency, and strong capital positions.
Heritage Insurances Approves Near 10% Rate Decrease for Florida Property Insurance and Casualty Policyholders
Heritage Property and Casualty Insurance Company has received approval for a rate reduction of up to 9.6% for its Florida policyholders, with an average decrease of 3.3% statewide. This reduction is attributed to legislative reforms in Florida aimed at stabilizing the insurance market, reducing legal costs, and cutting unnecessary claims. The company emphasizes its commitment to providing affordable insurance and underscores how insurance market reforms are benefiting Floridians.
Heritage Insurance (NYSE:HRTG) Stock Price Down 7.3% on Insider Selling
Heritage Insurance (NYSE:HRTG) saw its stock price drop 7.3% following an insider sale where CFO Kirk Lusk sold 8,331 shares. Despite this, analysts largely maintain a "Buy" rating with a consensus target of $32.50, and the company recently beat Q3 EPS estimates. The stock shows strong valuation metrics with a low P/E of 5.45 and high ROE of 41.44%.
Heritage Insurance Skyrockets 136% YTD: Time to Buy the Stock? (Revised)
Heritage Insurance Holdings, Inc. (HRTG) has seen a 136% year-to-date increase, significantly outperforming its industry, sector, and the S&P 500. This growth is attributed to strategic profitability initiatives, including disciplined underwriting, rate adequacy, and measured expansion into profitable markets. Despite being considered overvalued compared to its industry, its strong growth outlook, favorable return on capital, and a Zacks Rank #1 (Strong Buy) rating suggest it's a worthwhile investment.
Heritage Insurance (NYSE:HRTG) CFO Kirk Lusk Sells 8,331 Shares
Heritage Insurance (NYSE:HRTG) CFO Kirk Lusk recently sold 8,331 shares of the company's stock for approximately $235,018, reducing his stake by 1.49%. This sale is part of a pattern of insider selling in recent months, although the company's fundamentals remain strong with reported EPS of $1.63 and revenue of $212.46 million for the quarter, beating analyst estimates. Heritage Insurance currently trades around $28.37, has a market capitalization of $876.9 million, a P/E ratio of 5.87, and analysts maintain an average "Buy" rating with a $32.50 target.
Lusk, Heritage Insurance CFO, sells $235k in HRTG stock By Investing.com
Kirk Lusk, CFO of Heritage Insurance Holdings (NASDAQ:HRTG), sold 8,331 shares of company stock for approximately $235,005. This sale follows a period of strong stock performance for HRTG, with a 132.64% year-to-date return. The company also reported strong Q3 2025 financial results, with EPS of $1.63, significantly exceeding analyst forecasts.
Heritage to Present at Sidoti Year End Virtual Conference
Heritage Insurance Holdings, Inc. announced that CEO Ernie Garateix and CFO Kirk Lusk will participate in the Sidoti Year End Virtual Investor Conference on December 11, 2025. They are scheduled to present at 3:15 PM ET and will also hold one-on-one investor meetings. A live webcast and an online replay of the presentation will be available on Heritage's Investor Relations website.
Heritage to Present at Sidoti Year End Virtual Conference
Heritage Insurance Holdings, Inc. announced that CEO Ernie Garateix and CFO Kirk Lusk will participate in the Sidoti Year End Virtual Investor Conference on Thursday, December 11, 2025. They are scheduled to present at 3:15 PM Eastern Time and will also hold one-on-one investor meetings. A live webcast and replay will be available on Heritage's Investor Relations website.
Heritage to Present at Sidoti Year End Virtual Conference
Heritage Insurance Holdings, Inc. announced that CEO Ernie Garateix and CFO Kirk Lusk will present at the Sidoti Year End Virtual Investor Conference on December 11, 2025. They will also participate in one-on-one investor meetings, with their presentation scheduled for 3:15 PM Eastern Time. A live webcast and replay will be available on Heritage's Investor Relations website.
Heritage to Present at Sidoti Year End Virtual Conference
Heritage Insurance Holdings, Inc. announced that CEO Ernie Garateix and CFO Kirk Lusk will participate in the Sidoti Year End Virtual Investor Conference on December 11, 2025. They will engage in one-on-one investor meetings and present at 3:15 PM Eastern Time. A live webcast and replay of the presentation will be available on Heritage's Investor Relations website.
Lee County homeowners to see insurance rates drop, savings start February 2026
Heritage Property & Casualty Insurance Company announced a rate decrease for Florida policyholders, approved by the Florida Office of Insurance Regulation, effective February 18, 2026. This change will see an average statewide decrease of 3.3%, with Lee County experiencing a 6.4% reduction. The CEO of Heritage Insurance credits Florida's insurance market reforms for enabling these savings and maintaining the company's financial stability.
Heritage Insurance Skyrockets 136% YTD: Time to Buy the Stock?
Heritage Insurance Holdings, Inc. (HRTG) has seen its stock price surge 136% year-to-date, significantly outperforming its industry and the S&P 500. This growth is driven by strategic initiatives including a focus on profitability through disciplined underwriting, rate adequacy, and cautious market expansion, particularly after legislative reforms in Florida created a more favorable operating environment. Despite its current valuation, the company's strong growth prospects, favorable return on capital, and Zacks Rank #1 (Strong Buy) rating suggest it is a compelling investment.
American Century Companies Inc. Acquires 119,791 Shares of Heritage Insurance Holdings, Inc. $HRTG
American Century Companies Inc. increased its stake in Heritage Insurance Holdings, Inc. by 17.7%, purchasing an additional 119,791 shares, bringing its total to 796,605 shares valued at approximately $19.9 million. This makes them owners of 2.57% of the company. Heritage Insurance reported strong Q3 earnings, significantly beating analyst expectations, which has led several analysts to upgrade their ratings or price targets for the stock.
Boston Partners Decreases Stock Position in Heritage Insurance Holdings, Inc. $HRTG
Boston Partners reduced its stake in Heritage Insurance Holdings, Inc. by 43.4% in the second quarter, selling 34,488 shares. Despite this, Heritage Insurance reported strong Q2 earnings and revenue, with analysts maintaining a "Buy" rating and a target price of $32.50. However, company insiders, including the CEO and CFO, have sold off a significant number of shares recently.
Earnings call transcript: Heritage Insurance Q3 2025 beats EPS forecast By Investing.com
Heritage Insurance Holdings Inc. (HRTG) significantly beat Q3 2025 EPS forecasts with $1.63, far exceeding the projected $0.47, leading to a 3.68% rise in premarket trading. The company reported a net income of $50.4 million, up from $8.2 million in Q3 2024, driven by strategic expansion and improved operational efficiency. Heritage is optimistic about future growth, anticipating full-year policy growth in 2026, and is actively reviewing capital allocation priorities including share buybacks.
Improved Earnings Required Before Heritage Insurance Holdings, Inc. (NYSE:HRTG) Stock's 36% Jump Looks Justified
Heritage Insurance Holdings, Inc. (NYSE:HRTG) shares have recently surged by 36%, contributing to an annual gain of 164%. Despite a low P/E ratio of 6.1x compared to the broader US market, analysts are cautious due to an expected decline in earnings of 4.9% over the next year. This anticipated negative growth suggests that the current P/E might be justified and further improvements in profitability are needed to warrant a higher valuation.
Do Heritage Insurance Holdings' (NYSE:HRTG) Earnings Warrant Your Attention?
Heritage Insurance Holdings (NYSE:HRTG) has shown impressive growth in earnings per share, increasing 85% over the last 12 months, and improving EBIT margins. This strong financial performance, coupled with significant insider ownership (25% worth US$167m), suggests the company may be at an inflection point and warrants investor attention. However, investors should still consider potential risks and perform their due diligence.
Heritage Insurance (NYSE:HRTG) Chairman Richard Widdicombe Sells 100,000 Shares of Stock - MarketBeat
Heritage Insurance Chairman Richard Widdicombe sold 100,000 shares of company stock for $2.726 million, reducing his ownership by 16.69%. The transaction occurred on October 14th, with shares sold at an average price of $27.26. The company's stock recently dropped 11.5% to $23.85, although analysts have a consensus of "Moderate Buy" with an average price target of $31.50.
Heritage Insurance chairman Widdicombe sells $2.7m in stock By Investing.com - Investing.com Philippines
The article reports that the chairman of Heritage Insurance, Widdicombe, has sold $2.7 million worth of company stock. This transaction highlights insider activity within Heritage Insurance.
Heritage Insurance chairman Widdicombe sells $2.7m in stock By Investing.com - Investing.com South Africa
The article reports that the chairman of Heritage Insurance, Widdicombe, sold $2.7 million worth of company stock. No further details are available due to an apparent application error on the website.
Heritage Insurance chairman Widdicombe sells $2.7m in stock By Investing.com - Investing.com Australia
Richard A. Widdicombe, Chairman of Heritage Insurance Holdings, Inc., sold 100,000 shares of company stock for approximately $2.7 million. These transactions followed a significant 150% increase in the stock's value over the past year, though InvestingPro analysis suggests the company may be overvalued. Despite analyst price targets ranging from $28 to $35 and a strong financial health rating, the sales occurred shortly after the company reported mixed Q2 2025 financial results, with EPS beating expectations but revenue falling short.
Heritage Insurance chairman Widdicombe sells $2.7m in stock By Investing.com - Investing.com UK
Richard A. Widdicombe, Chairman of Heritage Insurance Holdings, Inc. (NASDAQ:HRTG), sold 100,000 shares of common stock for approximately $2.7 million on October 14, 2025. These sales occurred after the company's stock experienced a 150% increase over the past year, and analysis suggests the company may be overvalued despite strong financial health. In related news, Heritage Insurance reported strong Q2 2025 EPS, though revenue missed expectations, and Truist Securities raised its price target for the stock to $35.
Heritage Insurance Holdings Director Sells 100,000 Shares - TradingView
Richard A Widdicombe, a Director and 10% owner of Heritage Insurance Holdings (HRTG), sold 100,000 shares of the company's common stock on October 14, 2025. The total value of these transactions amounted to $2,725,535, with shares sold at weighted average prices ranging from $25.90 to $27.62. Following these sales, Mr. Widdicombe directly owns 499,047 shares of Heritage Insurance Holdings.
Heritage Insurance chairman Widdicombe sells $2.7m in stock By Investing.com - Investing.com UK
The article reports that Heritage Insurance chairman Widdicombe sold $2.7 million in company stock. However, the full article content is not available due to a client-side exception on the Investing.com UK website.
Heritage Insurance (HRTG) director reports 10/14 sale of 100,000 shares - Stock Titan
A director at Heritage Insurance Holdings (HRTG) reported selling 100,000 shares of common stock on October 14, 2025, through three separate transactions at weighted average prices ranging from $25.90 to $27.62. Following these sales, the director beneficially owns 499,047 shares directly. This insider activity indicates a significant divestment by a key executive.
Heritage Insurance: Recovered And Poised For Growth (NYSE:HRTG) - Seeking Alpha
Heritage Insurance Holdings, Inc. (HRTG) has significantly recovered from previous losses due to improved exposure management, underwriting discipline, and geographic diversification. The article suggests HRTG is undervalued, with multi-stage residual income modeling indicating a potential 47% gain from its current price of $25.35. Given its strong financials and strategic progress, a Buy rating is recommended, as the stock trades 40-80% below sector medians.
