HMN Financials: Revenue Breakdown, Margins & Competitor Comparison
This article provides a financial overview of HMN Financials, showing profitability metrics such as an operating margin of 14.02%, a net margin of 8.21%, and a Return on Equity (ROE) of 11.70%. It notes that the gross margin is N/A. The company, with a market capitalization of $1.76B, is benchmarked against competitors like KMPR and HCI, although their gross margins are also N/A.
Director McClure sells Horace Mann Educators (HMN) shares for $45985
Director Beverley J. McClure sold 1,081 shares of Horace Mann Educators Corp (HMN) common stock for $45,985 on April 1, 2026, under a Rule 10b5-1 trading plan. Despite the sale, McClure still directly owns over 14,000 shares. Horace Mann reported strong Q4 2025 results, with EPS and revenue surpassing analyst expectations, and announced interim changes in its leadership team due to a maternity leave.
Horace Mann (HMN) CMO Chauby buys $7,632 in stock By Investing.com
Horace Mann Educators Corp (HMN) Chief Marketing Officer Steven R. Chauby recently purchased 180 shares of company stock for $7,632. This transaction brings his direct ownership to over 4,600 shares. The insurance company appears undervalued according to InvestingPro analysis, boasts a 3.4% dividend yield, and has consistently raised its dividend for 16 years.
Horace Mann (HMN) CMO Chauby buys $7,632 in stock
Horace Mann Educators Corp. CMO, Steven R. Chauby, purchased 180 shares of company stock for $7,632. This transaction increased his direct holdings and highlights the company's strong financial performance, undervaluation according to InvestingPro, and a consistent dividend record. The company recently exceeded Q4 2025 earnings expectations and announced a temporary leadership change.
Tudor Investment Corp ET AL Lowers Stake in Horace Mann Educators Corporation $HMN
Tudor Investment Corp ET AL significantly reduced its stake in Horace Mann Educators Corporation (NYSE:HMN) by 83.8% in Q3, selling 141,442 shares. Despite this, other institutions like Millennium Management and Qube Research & Technologies increased their holdings, with institutional ownership totaling 99.28%. The article also notes an insider purchase by Director Victor Fetter and a dividend increase by Horace Mann Educators.
Horace Mann Educators Corporation Appoints Interim Chief Accounting Officer During Maureen Temchuk’s Maternity Leave (March 2026)
Horace Mann Educators Corporation has appointed Ryan Greenier as Interim Chief Accounting Officer during Maureen Temchuk’s maternity leave, ensuring continuity in financial oversight. This temporary change is not expected to significantly impact company operations or share value, as Greenier will not receive additional compensation and Temchuk is anticipated to return. Investors are advised to monitor future disclosures for any developments during this interim period.
Horace Mann names Ryan Greenier interim Chief Accounting Officer during Maureen Temchuk's maternity leave
Horace Mann (HMN) has appointed Ryan Greenier as Interim Chief Accounting Officer, effective around March 30, 2026. This appointment is temporary, covering Maureen Temchuk's maternity leave, which is expected to last until approximately July 6, 2026. Greenier, who is also the Executive Vice President and Chief Financial Officer, will maintain his existing CFO responsibilities during this interim period.
Horace Mann Educators Corp. Experiences Revision in Stock Evaluation Amid Market Dynamics
Horace Mann Educators Corp., a small-cap insurance company, has adjusted its valuation, with its stock currently priced at $42.65. The company has underperformed the S&P 500 over the past year, returning 1.45% compared to the S&P 500's 13.68%. Key financial metrics include a P/E ratio of 17, an EV to EBITDA ratio of 136.12, a PEG ratio of 0.30, and a dividend yield of 2.59%, placing its P/E ratio higher than some industry peers but lower than others.
Horace Mann Educators Corp. Experiences Revision in Stock Evaluation Amid Market Dynamics
Horace Mann Educators Corp. has undergone a stock evaluation revision due to fluctuating market conditions, with its stock currently priced at $41.49. Technical indicators largely suggest a bearish outlook, despite a bullish monthly trend for On-Balance Volume. While the company has lagged the S&P 500 year-to-date, it has outperformed the index over the past three years.
Horace Mann Educators Corp. Experiences Revision in Stock Evaluation Amid Market Dynamics
Horace Mann Educators Corp., a small-cap insurance company, has undergone a valuation adjustment, with its stock currently priced at $41.62. The company has seen a modest 0.12% return over the past year, significantly underperforming the S&P 500. Key financial metrics include a P/E ratio of 17, a PEG ratio of 0.30, and a high EV to EBITDA ratio of 136.12, presenting a mixed picture compared to peers like RenaissanceRe Holdings Ltd. and Erie Indemnity Co.
HMN Technical Analysis & Stock Price Forecast
This article provides a technical analysis and stock price forecast for Horace Mann Educators Corp (HMN), indicating a "Strong Sell" consensus based on various technical indicators. The analysis covers momentum indicators like RSI and MACD, support and resistance levels, and performance relative to moving averages, showing the stock is trading below its key moving averages.
Horace Mann Educators Corp. Experiences Revision in Stock Evaluation Amid Competitive Insurance Landscape
Horace Mann Educators Corp., a small-cap insurance company, has revised its stock valuation metrics, presenting a P/E ratio of 21 and a price-to-book value of 2.13. The company boasts a 10.30% return on equity and offers a 1.95% dividend yield, positioning it competitively within the insurance sector. Despite challenges with negative capital employed, its PEG ratio of 0.28 suggests a favorable growth outlook.
HMN - Horace Mann Educators Corp Latest Stock News & Market Updates
This page provides investors and traders with the latest news and insights on Horace Mann Educators Corporation (HMN). It includes official company announcements like earnings releases, dividend declarations, and details on investor calls, alongside news about their educator-focused initiatives and partnerships. The page also features Rhea-AI summaries and sentiment analysis for key news events, offering a comprehensive look at HMN's financial and community-oriented activities.
HMN SEC Filings - Horace Mann Educators Corp 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for Horace Mann Educators Corp (HMN) SEC filings, including annual reports (10-K), quarterly reports (10-Q), material event reports (8-K), and insider trading forms. It highlights recent filings such as proposed share sales, executive changes, and routine insider transactions. Stock Titan offers real-time updates and AI-powered summaries to help investors understand these regulatory documents.
HMN SEC Filings - Horace Mann Educators Corp 10-K, 10-Q, 8-K Forms
This page provides a comprehensive resource for Horace Mann Educators Corporation (HMN) SEC filings, including annual reports (10-K), quarterly earnings (10-Q), material events (8-K), and insider trading forms. It highlights how these documents offer detailed insights into the company's financial condition, governance, and significant corporate actions, especially concerning its financial services for educators. The platform also offers real-time updates and AI-powered summaries to help investors analyze these filings efficiently.
Horace Mann Educators Corp. Experiences Revision in Stock Evaluation Amid Mixed Valuation Metrics
Horace Mann Educators Corp. (HMEC), a small-cap insurance company, has undergone a valuation adjustment, with its stock currently priced at $43.41. The company's one-year return of 5.06% lags behind the S&P 500's 17.45%. Key metrics include a P/E ratio of 21, a price-to-book value of 2.13, and a low PEG ratio of 0.28, presented alongside an ROE of 10.30% and negative ROCE, signaling mixed valuation and capital efficiency challenges compared to industry peers.
Horace Mann Educators Corp. Experiences Revision in Stock Evaluation Amid Market Dynamics
Horace Mann Educators Corp. (small-cap insurance) has seen its stock price slightly rise to $43.53, fluctuating between $38.76 and $48.33 over the past year. Technical indicators show mixed signals, with bearish tendencies in MACD weekly but mildly bullish Bollinger Bands monthly, and varied performance compared to the S&P 500. While outperforming the S&P 500 weekly, the stock has underperformed year-to-date and over longer three and five-year periods.
Horace Mann Educators Corporation (NYSE:HMN) to Issue Quarterly Dividend of $0.36
Horace Mann Educators Corporation (NYSE:HMN) has declared a quarterly dividend of $0.36 per share, marking a 2.9% increase from its previous dividend, payable on March 31st to shareholders of record on March 17th. The company has a strong dividend history, raising its payout for 17 consecutive years, with a sustainable payout ratio of approximately 31.7%. Following the announcement, shares rose 2.1% to $44.43, and analysts maintain a "Buy" rating with a consensus price target of $47.33.
HMN Financials: Income Statement, Balance Sheet & Cash Flow
This article provides a detailed financial overview of Horace Mann Educators Corp (HMN), including its income statement, balance sheet, cash flow statement, and key financial ratios. It highlights the company's fiscal year 2025 performance, revealing increased revenue, net income, and EPS, along with positive financial health signals like a Piotroski F-Score of 6/9 and cash-backed earnings quality. The data is derived from SEC filings and includes annual and quarterly figures with year-over-year growth rates and CAGRs.
Reflecting On Life Insurance Stocks' Q4 Earnings: Horace Mann Educators (NYSE:HMN)
This article reviews the Q4 earnings for several life insurance stocks, with a focus on Horace Mann Educators (NYSE:HMN). It highlights overall sector performance, the impact of interest rates and demographics, and then provides a detailed look at individual company results, including revenue growth and market reception. Horace Mann Educators fell short of analyst expectations, while Jackson Financial had an exceptional quarter despite a stock drop.
Insider Buying: Victor Fetter Acquires Shares in Horace Mann Edu
Victor Fetter, a Director at Horace Mann Educators Corp (HMN), recently purchased 3,500 shares, bringing his total holdings to 22,291.555 shares. This transaction follows a pattern where Fetter has acquired 7,000 shares over the past year without any sales, contrasting with the company's broader insider activity of 2 buys and 21 sells. Horace Mann Educators Corp, trading at $42.73 with a market cap of $1.770 billion, is deemed fairly valued by GuruFocus's GF Value, which stands at $42.89.
Insider Buying: Horace Mann Educators (NYSE:HMN) Director Acquires 3,500 Shares of Stock
Horace Mann Educators (NYSE:HMN) Director Victor Fetter recently purchased 3,500 shares of the company's stock for approximately $149,555, increasing his total holdings to 22,292 shares. The company has a market capitalization of $1.77 billion, reported quarterly EPS of $1.21 on $434.8 million in revenue, and offers a quarterly dividend of $0.35, yielding about 3.2%. Analysts generally maintain a "Buy" rating for HMN with a consensus target price of $47.33.
HORACE MANN EDUCATORS CORP /DE/ SEC 10-K Report
Horace Mann Educators Corporation has released its annual 10-K report, showcasing a strong financial performance for the past year. The report details significant increases in total revenues, net income, and net income per share, driven by strategic initiatives and improvements in its Property & Casualty segment. The company is actively investing in technology, managing its capital through share repurchases and dividends, and outlining a positive future outlook while acknowledging various economic, strategic, operational, and regulatory risks.
Rep. Gilbert Ray Cisneros, Jr. Sells Horace Mann Educators Corporation (NYSE:HMN) Stock
Representative Gilbert Ray Cisneros, Jr. (D-California) recently sold between $1,001 and $15,000 worth of Horace Mann Educators Corporation (NYSE:HMN) stock on January 5th. This sale was part of broader trading activity by Cisneros, who also purchased small stakes in several other companies around the same time. Horace Mann Educators, an insurance provider for educators, reported quarterly earnings that beat estimates but missed revenue expectations, and offers a quarterly dividend.
Horace Mann Launches Exclusive Program that Offers Fitness, Financial Wellness, and Exclusive Discounts to Support Educators Nationwide
Horace Mann has introduced the Horace Mann Club™, an exclusive program providing educators with fitness and financial wellness initiatives, classroom resources, professional development, and discounts. This no-cost program aims to help educators save money, reduce stress, and improve their well-being, building on Horace Mann's long-standing support for the education community. It offers preferred gym memberships, identity protection, financial tools, and grant opportunities, with additional benefits planned for the future.
3 Reasons HMN is Risky and 1 Stock to Buy Instead
This article identifies three reasons why Horace Mann Educators (HMN) is considered a risky investment: soft demand indicated by net premiums earned, inconsistent BVPS growth despite recent positive trends, and an uninspiring return on equity. The author suggests looking for superior stocks, specifically mentioning a safe-and-steady industrials business and other high-quality names that have outperformed the market.
The Top 5 Analyst Questions From Horace Mann Educators's Q4 Earnings Call
Horace Mann Educators (HMN) reported Q4 results with steady sales growth but missed revenue expectations, attributing performance to distribution expansion and marketing. CEO Marita Zuraitis noted all segments are meeting or exceeding profitability targets and highlighted robust demand for supplemental and group benefits products. Analyst questions focused on the specialist distribution model, drivers of future EPS growth, catastrophe loss assumptions, and K-12 educator household expansion.
Horace Mann Educators Corporation (NYSE:HMN) Q4 2025 Earnings Call Transcript
Horace Mann Educators Corporation reported record core earnings per share of $4.71 for full year 2025, with strong growth across all segments including a 7% increase in total revenues. The company also provided a normalized 2025 core EPS baseline of $3.95 and issued 2026 guidance of $4.20 to $4.50, aligning with its long-term goal of a 10% average compound annual growth rate in core EPS. Strategic investments in marketing, distribution, and infrastructure are driving sales momentum and contributing to long-term efficiency and shareholder value creation.
Horace Mann Educators Corporation Reports Record 2025 Earnings
Horace Mann Educators Corporation (HMN) has reported record core earnings per share of $4.71 for 2025, marking a 39% increase year-over-year, alongside a 7% rise in total revenues. The company also saw increased brand awareness and anticipates 2026 core EPS to be between $4.20 and $4.50, targeting a 10% average compound annual growth rate. Wall Street analysts currently have an average one-year price target of $48.00 for HMN.
HMN Q4 Deep Dive: Distribution Expansion and Margin Pressures Shape Outlook
Horace Mann Educators (HMN) fell short of Q4 CY2025 revenue expectations but exceeded adjusted EPS estimates, driven by distribution expansion and marketing efforts. Management highlighted strong performance in supplemental and group benefits, improved policyholder retention, and significant annualized savings from expense optimization initiatives. However, they cautioned that favorable catastrophe loss trends are unlikely to recur, and inflationary pressures will impact future profitability.
Earnings call transcript: Horace Mann reports strong Q4 2025 results, beats EPS estimates
Horace Mann Educators Corporation (HMN) announced strong financial results for Q4 2025, exceeding EPS estimates with $1.21 against a $1.17 forecast and revenue of $434.8 million against $314.05 million. Despite the positive earnings, the stock saw a 0.93% premarket dip. The company reported a record year for core earnings in 2025 at $196 million and projects 2026 EPS to be between $4.20 and $4.50.
Horace Mann Q4 earnings snapshot
Horace Mann Educators Corp. (HMN) reported Q4 net income of $36.2 million, or 87 cents per share, with adjusted earnings of $1.21 per share. The company, which provides insurance for educators, posted quarterly revenue of $434.8 million. For the full year, Horace Mann reported a profit of $162.1 million, or $3.90 per share, on revenue of $1.7 billion.
Horace Mann: Fourth Quarter Financial Results Overview
Horace Mann Educators Corp. reported a net profit of $36.2 million in the fourth quarter, with earnings of 87 cents per share, or $1.21 per share adjusted for one-time expenses. The company, which specializes in insurance for educators, generated $434.8 million in revenue for the quarter. For the full year, Horace Mann recorded a total profit of $162.1 million and annual revenue of $1.7 billion.
Horace Mann: Fourth Quarter Financial Results Overview
Horace Mann Educators Corp. reported a net profit of $36.2 million, or 87 cents per share, for the fourth quarter. Adjusted earnings, excluding one-time expenses, reached $1.21 per share. The company, which specializes in insurance for educators, generated $434.8 million in revenue for the quarter and $1.7 billion for the full year.
Horace Mann Educators Corp Reports Fall In Q4 Bottom Line
Horace Mann Educators Corp (HMN) reported a decrease in its fourth-quarter bottom line compared to the previous year. The company's earnings fell to $36.2 million, or $0.87 per share, from $38.2 million, or $0.92 per share, last year. Despite the earnings drop, revenue for the period increased by 6.3% to $434.8 million.
Horace Mann Educators (HMN) Reports Q4: Everything You Need To Know Ahead Of Earnings
Horace Mann Educators (HMN) is set to report its Q4 earnings on Tuesday. Analysts anticipate a 9.1% year-on-year revenue growth to $446.2 million and adjusted earnings of $1.18 per share. The company has a mixed past performance against revenue estimates, and its stock has recently underperformed the broader insurance sector.
Short Interest in Horace Mann Educators Corporation (NYSE:HMN) Expands By 48.7%
Short interest in Horace Mann Educators Corporation (NYSE:HMN) saw a significant increase of 48.7% in January, reaching 590,160 shares, which represents about 1.5% of the outstanding shares. This rise in short interest comes as corporate insiders sold shares totaling approximately $697,298 in the last quarter, though institutional investors have been actively buying and increasing their stakes in the company. Analysts currently rate the stock a "Moderate Buy" with a consensus price target of $46.75, following a recent earnings beat and the announcement of a 3.1% annual dividend.
Horace Mann Educators Corporation (NYSE:HMN) Receives Consensus Recommendation of "Moderate Buy" from Brokerages
Horace Mann Educators Corporation (NYSE:HMN) has received a "Moderate Buy" consensus recommendation from six brokerages, with an average 12-month target price of $46.75. Insider selling activity has been noted, with insiders offloading 15,398 shares worth $697,298 in the last 90 days. The company reported strong Q3 earnings per share of $1.36, beating estimates, and a 6.4% year-over-year revenue increase.
Here's why this downtown Springfield parking lot isn't free anymore
Horace Mann Educators Corp. has ended its two-year agreement to provide free public parking at a lot in downtown Springfield, surprising frequent users. The company fulfilled its redevelopment commitment with the city, leasing the spots and installing "Permit Parking Only" signs. This decision stems from a 2023 redevelopment project where Horace Mann received $600,000 in TIF funds for demolition and green space creation, which had faced some controversy from city council members and preservationists regarding the project's details and commitment to community engagement.
Horace Mann to announce fourth-quarter and full-year 2025 financial results on February 3
Horace Mann Educators Corporation (NYSE:HMN) announced it will release its fourth-quarter and full-year 2025 financial results on Tuesday, February 3, after market close. Management will host a conference call on Wednesday, February 4, at 12:00 PM Eastern Time to discuss these results. Investors can access the webcast and related materials on the company's investor relations website.
Horace Mann sets Feb. 3 release, Feb. 4 call on 2025 results
Horace Mann Educators Corporation (NYSE: HMN) announced its plan to release fourth-quarter and full-year 2025 financial results on Tuesday, February 3, after market close. The company will host a conference call to discuss these results on Wednesday, February 4, at 12:00 PM Eastern Time. Investors can access the news release, investor supplement, and presentation on the company's website, and join the conference call via webcast or by dialing in.
Horace Mann Educators (NYSE:HMN) Stock Price Passes Above Two Hundred Day Moving Average - What's Next?
Horace Mann Educators (NYSE:HMN) saw its stock price climb above its 200-day moving average to $45.24 on Thursday, indicating a short-term technical improvement. The company holds a "Moderate Buy" consensus rating from analysts with an average target price of $46.75. Despite recent insider selling, institutional ownership remains high, and the company offers a 3.1% dividend yield.
Zuraitis, Horace Mann educators CEO, sells $225k in stock
Marita Zuraitis, CEO of Horace Mann Educators Corp. (NASDAQ:HMN), sold 5,000 shares for $225,760 on January 2, 2026, under a Rule 10b5-1 trading plan. Despite this insider sale, the company shows strong financial performance with a 24.39% one-year return and 16 consecutive years of dividend increases, along with exceeding Q3 2025 earnings and revenue expectations.
Mcclure, Horace Mann educators director, sells $48k in stock By Investing.com
Beverley J. McClure, a director at Horace Mann Educators Corp (NASDAQ:HMN), sold 1,081 shares of common stock for a total of $48,836 on January 2, 2026, under a Rule 10b5-1 trading plan. Following the sale, McClure directly owns 15,758.481 shares. This transaction follows Horace Mann Educators Corporation's strong third-quarter 2025 earnings, which significantly surpassed analyst expectations in both EPS and revenue.
Mcclure, Horace Mann educators director, sells $48k in stock
Beverley J. McClure, a director at Horace Mann Educators Corp (NASDAQ:HMN), sold 1,081 shares of common stock for a total of $48,836. This transaction was executed under a Rule 10b5-1 trading plan. The sale follows Horace Mann's strong third-quarter 2025 earnings, which surpassed analyst expectations, and a declared quarterly cash dividend.
Mcclure, Horace Mann educators director, sells $48k in stock By Investing.com
Beverley J. McClure, a director at Horace Mann Educators Corp (NASDAQ:HMN), sold 1,081 shares of common stock for a total of $48,836 on January 2, 2026. This transaction was conducted under a Rule 10b5-1 trading plan adopted in August 2025. Following the sale, McClure directly owns 15,758.481 shares, including vested restricted stock units and common stock.
Mcclure, Horace Mann educators director, sells $48k in stock By Investing.com
Beverley J. McClure, a director at Horace Mann Educators Corp (NASDAQ:HMN), sold 1,081 shares of common stock for $48,836 on January 2, 2026, under a Rule 10b5-1 trading plan. Following the sale, McClure directly owns 15,758.481 shares, including vested restricted stock units and common stock. The company also reported strong Q3 2025 earnings, exceeding analyst expectations, and declared a quarterly cash dividend.
Horace Mann Educators Corporation (NYSE:HMN) Receives Average Rating of "Moderate Buy" from Analysts
Horace Mann Educators Corporation (NYSE:HMN) has received an average rating of "Moderate Buy" from analysts, with a consensus 12-month price target of $46.75. The company recently reported $1.18 EPS, has a market capitalization of $1.90 billion, and offers a quarterly dividend of $0.35, representing an annualized yield of approximately 3.0%. Insider selling activity has been observed, while institutional ownership constitutes a significant 99.28% of the stock.
Horace Mann Educators Corporation (NYSE:HMN) Receives Consensus Rating of "Moderate Buy" from Analysts
Horace Mann Educators Corporation (NYSE:HMN) has received a "Moderate Buy" consensus rating from six analysts, with an average 12-month price target of $46.75. The company recently reported a Q1 EPS of $1.18 on $330.6 million revenue and pays a quarterly dividend of $0.35, yielding approximately 3.0%. Insider activity shows sales of around 20,398 shares valued at $921,348 over the last ninety days.
Did Strong Q3 Results and Higher EPS Guidance Just Shift Horace Mann Educators' (HMN) Investment Narrative?
Horace Mann Educators (HMN) reported strong Q3 results, raising its full-year 2025 EPS guidance to US$4.50–US$4.70, with all segments performing at or above target profitability. This operational strength, coupled with a 17-year dividend growth streak and favorable valuation multiples, could significantly enhance its investment appeal. The article discusses how this upgraded earnings outlook may influence the company's investment narrative, while also acknowledging risks such as exposure to catastrophe losses and growth challenges in its niche educator market.
