Responsive Playbooks and the FRST Inflection
This article analyzes Primis Financial Corp. (NASDAQ: FRST), highlighting a weak near-term sentiment that could precede shifts in its mid and long-term outlook. The analysis identifies a mid-channel oscillation pattern and presents three distinct AI-generated trading strategies—Position, Momentum Breakout, and Risk Hedging—tailored to different risk profiles. It also provides multi-timeframe signal analysis, including support and resistance levels.
Is It Smart To Buy Primis Financial Corp. (NASDAQ:FRST) Before It Goes Ex-Dividend?
Primis Financial Corp. (NASDAQ:FRST) is set to trade ex-dividend soon, with a dividend yield of 2.8% and a low payout ratio of 16% of its profits. The company has growing earnings per share (33% annually over five years) and has increased its dividend by 2.3% per year over the last decade. This indicates a strong potential for future dividend sustainability and business reinvestment, suggesting it's an attractive investment for dividend-focused investors.
Cook buys $25k in Primis Financial shares By Investing.com
Director William Rand Cook of Primis Financial Corp (NASDAQ:FRST) recently purchased 1,770 shares for approximately $25,080. This transaction occurred shortly after the company reported strong fourth-quarter 2025 earnings, significantly beating analyst expectations with an EPS of $1.20 and revenue of $80.87 million. These results highlight the company's robust performance despite a slight decline in pre-market trading.
Is It Smart To Buy Primis Financial Corp. (NASDAQ:FRST) Before It Goes Ex-Dividend?
Primis Financial Corp. (NASDAQ:FRST) is set to trade ex-dividend soon, with a dividend payment of US$0.10 per share. The company has a trailing yield of 2.8% and a low payout ratio of 16% of its profits, suggesting a sustainable dividend. Its earnings have grown rapidly at 33% annually over the last five years, indicating strong dividend prospects.
Primis Financial (NASDAQ:FRST) Cut to Hold at Wall Street Zen
Wall Street Zen downgraded Primis Financial (NASDAQ:FRST) from "buy" to "hold" due to mixed quarterly results, where EPS missed estimates but revenue exceeded them. Despite the downgrade, the company's board authorized a $750,000 buyback, and an EVP purchased shares, indicating insider confidence. Primis Financial holds a consensus rating of "Hold" among analysts, with a price target of $1.00.
Primis financial director Cook buys $20k in shares By Investing.com
Primis Financial Corp's Director William Rand Cook purchased 1,410 shares of common stock for over $20,000, bringing his total direct ownership to over 44,432 shares. The purchase occurred while the stock is trading near its 52-week high, with the company also reporting strong Q4 2025 earnings that significantly surpassed analyst expectations. InvestingPro data indicates an attractive P/E ratio and a consistent dividend yield for the regional bank.
Primis financial director Cook buys $20k in shares
Primis Financial Corp's financial director, William Rand Cook, recently purchased 1,410 shares worth over $20,000, bringing his total direct ownership to more than 44,000 shares. This transaction occurred as the company's stock is trading near its 52-week high and boasts a strong P/E ratio, suggesting potential undervaluation. The purchase follows Primis Financial's strong Q4 2025 earnings, which significantly surpassed analyst expectations.
Insider Buying: Matthew Switzer Acquires Shares of Primis Financ
Matthew Switzer, EVP and CFO of Primis Financial Corp's subsidiary, recently purchased 2,500 shares of Primis Financial Corp (FRST), bringing his total ownership to 96,226 shares. This transaction continues a trend of insider buying at the company, with 14 insider buys and no sells over the past year. Despite the buying activity, Primis Financial Corp stock is considered modestly overvalued based on its GF Value, even though its price-earnings ratio is lower than the industry median.
Insider Buying: Primis Financial (NASDAQ:FRST) EVP Acquires 2,500 Shares of Stock
Primis Financial's EVP, Matthew Alan Switzer, recently purchased 2,500 shares of the company's stock for approximately $35,150, increasing his total holdings by 2.67%. This insider buying follows the board's authorization of a $750,000 share repurchase program and a quarterly dividend declaration of $0.10 per share. Despite missing Q4 EPS estimates, the company's revenue exceeded expectations, and analysts currently rate the stock as a "Hold."
Primis Financial Corp. (NASDAQ:FRST) Sees Significant Increase in Short Interest
Primis Financial Corp. (NASDAQ:FRST) experienced a 19.4% increase in short interest in January, reaching 292,821 shares, representing 1.3% of shares sold short. This comes after the company missed quarterly EPS expectations but reported higher-than-anticipated revenue. Analysts currently hold a consensus "Hold" rating for FRST with an average target price of $1.00.
Primis Financial Corp. (NASDAQ:FRST) Q4 2025 Earnings Call Transcript
Primis Financial Corp. (NASDAQ:FRST) discussed its Q4 2025 earnings, reporting $29.5 million or $1.2 per share, driven by a significant gain from a sale-leaseback transaction. The company highlighted substantial improvements in margin, checking account growth, and noninterest-bearing deposits, alongside strong performance in its mortgage division. Primis is confident in achieving a 1% ROA goal for 2026 by leveraging integrated business lines and disciplined expense management.
Primis Financial Corp. Reports Multi-Fold Growth in Q4 2025 Earnings Amid Strategic Realignment
Primis Financial Corp. reported a significant increase in Q4 2025 net income to $29.5 million, or $1.20 per diluted share, driven by a $50.6 million gain from a sale-leaseback transaction and strong growth in its specialized business lines. Despite one-time gains and elevated operating expenses, the company saw improvements in asset quality, capital ratios, and expects continued margin expansion into 2026. Management targets a 1.0% return on average assets (ROAA) for 2026, though some concerns remain regarding cost efficiency and reliance on specialty lending.
Primis Financial Corp. Reports Multi-Fold Growth in Q4 2025 Earnings Amid Strategic Realignment
Primis Financial Corp. reported a significant increase in Q4 2025 net income to $29.5 million, up 334% from the prior quarter, driven by a $50.6 million gain from a sale-leaseback transaction and strong performance in its mortgage warehouse and medical-focused divisions. The company saw growth in total assets, net interest margin, and tangible book value per share, while also improving capital ratios. Management anticipates continued margin expansion and aims for a 1.0% ROAA in 2026, despite some elevated operating expenses due to one-time factors.
Primis Financial’s Earnings Call Maps Path to Higher ROA
Primis Financial Corp.'s Q4 earnings call highlighted a positive outlook, with management aiming for a 1% return on assets (ROA) by 2026, driven by margin expansion, improved funding, and growth in mortgage and warehouse lending. Despite fourth-quarter earnings being boosted by one-time gains, the company's core operations are showing underlying strength, with net interest income and deposit growth contributing to profitability. While acknowledging near-term seasonal headwinds and some watch-list credit items, the management outlined a clear strategy to achieve its ROA target through strategic balance sheet actions, operating leverage, and digital platform expansion.
Primis Financial Corp. Declares Quarterly Dividend of $0.10 (NASDAQ:FRST)
Primis Financial Corp. (NASDAQ:FRST) declared a quarterly dividend of $0.10 per share, payable on February 27th to shareholders of record on February 13th. This dividend represents a 3.0% yield and is well-covered by the company's earnings, with a current payout ratio of 24.8%. The company also announced a $750,000 stock buyback program, suggesting management views the stock as undervalued despite missing recent EPS consensus but exceeding revenue estimates.
Earnings call transcript: Primis Financial Q4 2025 beats expectations
Primis Financial Corp reported significantly higher-than-expected earnings and revenue for Q4 2025, with EPS of $1.20 against a forecast of $0.34, and revenue of $80.87 million compared to an anticipated $41.68 million. Despite these strong results, the stock saw a minor dip in pre-market trading. The company's success was attributed to its focus on digital banking and mortgage lending, with significant growth in digital deposits and closed mortgage loans, and aims for a 1% return on assets for the full year 2026.
Primis Financial Corp (NASDAQ:FRST) Reports Q4 2025 Profit Surge and Major Revenue Beat
Primis Financial Corp (NASDAQ:FRST) reported a significant return to profitability in Q4 2025, with net income of $30 million ($1.20 per share) compared to a loss in Q4 2024, and revenue of $45.07 million, substantially beating analyst estimates. While the reported GAAP EPS was strong, a discrepancy with a non-GAAP EPS figure and a flat after-market reaction indicate investor caution and a need to scrutinize the earnings composition. The company's full-year 2025 results also showed a marked improvement, moving from a net loss in 2024 to a profit.
Primis Financial: Q4 Earnings Snapshot
Primis Financial Corp. (FRST) reported fourth-quarter earnings of $29.5 million, or $1.20 per share. Adjusted for non-recurring gains, earnings were 10 cents per share, with revenue reaching $67.5 million. For the full year, the company posted a profit of $61.4 million, or $2.49 per share, on revenue of $188 million.
Primis Financial: Fourth Quarter Earnings Overview
Primis Financial Corp. announced its fourth-quarter and full-year 2025 financial results. For the fourth quarter, the company reported net earnings of $29.5 million, or $1.20 per share, with adjusted earnings of $0.10 per share. Annual revenue reached $188 million, leading to a net profit of $61.4 million, or $2.49 per share, for the full year.
FRST: Returned to profitability in Q4 2025 with robust growth, improved efficiency, and higher capital
Primis Financial Corp. (FRST) returned to profitability in Q4 2025 with a net income of $30 million. The company reported strong growth in loans, deposits, and tangible book value, alongside a significant increase in noninterest income due to a major sale-leaseback gain. Additionally, FRST improved its efficiency and capital ratios.
Primis Financial: Q4 Earnings Snapshot
Primis Financial Corp. (FRST) reported fourth-quarter earnings of $29.5 million, or $1.20 per share, with adjusted earnings of 10 cents per share. The company posted revenue of $67.5 million, and adjusted revenue of $45.1 million. For the full year, Primis Financial saw a profit of $61.4 million, or $2.49 per share, on revenue of $188 million.
Primis sells Surry building to N.Y. investment firm, continues bank operations
Primis Bank has sold its Surry County building to a New York investment firm, FNLR Mud LLC, for $2.4 million as part of a larger $58 million sale-leaseback transaction involving 18 branches. Despite the sale, Primis Bank assured that its operations, staffing, and long-term presence in Surry will remain unchanged. The transaction is expected to provide Primis with a significant pre-tax gain of $50 million, strengthening its balance sheet and supporting future growth.
Primis sells Surry building to N.Y. investment firm, continues bank operations
Primis Bank has sold its only Surry County branch building to a New York investment firm, FNLR Mud LLC, for $2.4 million as part of a larger $58 million sale-leaseback agreement covering 18 branches. Despite the sale, Primis assures that day-to-day operations, staffing, and its long-term presence in Surry will remain unchanged. The transaction is expected to generate a pre-tax gain of $50 million for Primis and help restructure its balance sheet to support future growth.
The Technical Signals Behind (FRST) That Institutions Follow
This article provides a technical analysis of Primis Financial Corp. (NASDAQ: FRST) based on AI models, indicating a strong overweight bias across all time horizons despite elevated downside risk due to a lack of long-term support signals. It details several institutional trading strategies including position trading, momentum breakout, and risk hedging, along with specific entry, target, and stop-loss levels. The analysis also includes multi-timeframe signal strengths, support, and resistance levels for the stock.
Primis Financial (FRST) Projected to Post Earnings on Thursday
Primis Financial (FRST) is expected to post its Q4 2025 earnings after market close on Thursday, January 29th, with analysts projecting $0.29 EPS and $30.012 million in revenue. The company previously missed EPS estimates but exceeded revenue in Q3 2025. Wall Street analysts currently rate FRST as a "Hold" with a target price of $1.00, while institutional investors have recently adjusted their stakes in the company.
Primis Financial Corp. Announces Date for Fourth Quarter 2025 Earnings Release and Conference Call (2026-01-12)
Primis Financial Corp. announced it will release its fourth quarter 2025 earnings after the market closes on Thursday, January 29, 2026. A conference call and audio webcast for analysts and investors will follow on Friday, January 30, 2026, at 10:00 a.m. Eastern Time. As of September 30, 2025, the company had $4.0 billion in total assets.
Primis Financial Corp. Announces Date for Fourth Quarter 2025 Earnings Release and Conference Call
Primis Financial Corp. (NASDAQ: FRST) announced it will release its fourth-quarter 2025 financial results after the market closes on Thursday, January 29, 2026. The company will host a conference call and audio webcast for analysts and investors on Friday, January 30, 2026, at 10:00 a.m. Eastern Time. Participants can join the call via provided dial-in numbers or access the webcast online.
Primis Financial Corp. Announces Date for Fourth Quarter 2025 Earnings Release and Conference Call
Primis Financial Corp. (NASDAQ: FRST) announced it will release its fourth quarter 2025 financial results after market close on Thursday, January 29, 2026. Following the release, the company will host a conference call and audio webcast for analysts and investors on Friday, January 30, 2026, at 10:00 a.m. Eastern Time to discuss the results. Details for accessing the webcast and participation in the conference call are provided in the announcement.
Primis Financial Corp. Announces Date for Fourth Quarter 2025 Earnings Release and Conference Call
Primis Financial Corp. (NASDAQ: FRST) will release its fourth-quarter 2025 earnings after the market closes on Thursday, January 29, 2026. Following the release, the company will host a conference call and audio webcast for analysts and investors on Friday, January 30, 2026, at 10:00 a.m. Eastern Time. A replay of the call will be available for seven days.
Discipline and Rules-Based Execution in FRST Response
This article analyzes Primis Financial Corp. (NASDAQ: FRST) based on AI-generated signals, indicating strong near and mid-term sentiment, though with elevated downside risk. It outlines three institutional trading strategies—Position, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis to guide potential trades and manage risk for investors.
Primis Financial (FRST) Price Target Increased by 11.01% to 15.43
The average one-year price target for Primis Financial (NasdaqGM:FRST) has increased by 11.01% to $15.43 per share, up from $13.90. This new target represents a 14.79% increase from its last closing price. Institutional ownership in Primis Financial shows a bullish outlook, with 262 funds reporting positions and a slight decrease in the number of owners.
Primis Financial announces new stock repurchase program
Primis Financial Corp. (NASDAQ:FRST) has announced a new stock repurchase program for up to 750,000 shares, running from December 18, 2025, to December 18, 2026. This comes as FRST shares are near their 52-week high, having gained over 37% in the past six months. The company also recently reported strong third-quarter earnings for 2025, surpassing analyst expectations, and completed a sale-leaseback transaction for 18 branch properties, generating $58 million.
Primis Financial Corp. Announces Reauthorization of Stock Repurchase Program
Primis Financial Corp. (NASDAQ: FRST) has announced the reauthorization of a stock repurchase program for up to 750,000 shares of its common stock. The program will run from December 18, 2025, to December 18, 2026, and allows for repurchases in open market or privately negotiated transactions. The company previously repurchased 79,549 shares at an average cost of $10.00 per share under a prior plan.
Primis Financial (NASDAQ:FRST) to Buyback $750,000.00 in Stock
Primis Financial (NASDAQ:FRST) has announced a stock repurchase program where its board has authorized the buyback of $750,000.00 in outstanding shares, representing up to 0.2% of its stock. This move typically signals that management believes the shares are undervalued. The company's stock has been trading around $13.52, and it recently reported an EPS miss but a revenue beat for its last quarter.
Primis Financial To Buy Back Up To 750,000 Of Shares
Primis Financial Corp. (FRST) has announced a new stock repurchase program, approved by its board, to buy back up to 750,000 shares of its common stock. This program will run from December 18, 2025, to December 18, 2026, or until shares are depleted, following a previous plan where the company repurchased 79,549 shares.
Primis Financial Announces New Share Repurchase Authorization
Primis Financial Corp. (FRST) has reauthorized a stock repurchase program allowing the company to buy back up to 750,000 shares of its common stock between December 18, 2025, and December 18, 2026. The program is discretionary and aims for flexible capital management. While an analyst rating on FRST stock is a Hold with a $12.50 price target, TipRanks' AI Analyst, Spark, notes the stock as Neutral due to strong technical momentum and positive corporate events, balanced against challenges in revenue generation, cash flow, and a high P/E ratio.
Primis Financial Corp Announces Stock Repurchase Program
Primis Financial Corp (FRST) announced a stock repurchase program on December 18, 2025, authorizing the repurchase of up to 750,000 shares. This program, running until December 18, 2026, allows flexibility in timing and execution through open market or private transactions. The company is not obligated to repurchase a specific number of shares and can modify or terminate the program at any time.
Primis Financial Corp. Announces Reauthorization of Stock Repurchase Program
Primis Financial Corp. announced its board approved a new stock repurchase program for up to 750,000 shares, effective December 18, 2025, to run for one year. The company previously repurchased 79,549 shares at an average cost of $10.00 per share. Repurchases will be made in open market or privately negotiated transactions, subject to market conditions and regulatory requirements.
Primis Financial Corp. Announces Reauthorization of Stock Repurchase Program
Primis Financial Corp. (NASDAQ: FRST) has reauthorized a stock repurchase program allowing the company to buy back up to 750,000 shares of its common stock. The program will run from December 18, 2025, to December 18, 2026, and may include both open market and privately negotiated transactions. This reauthorization follows a previous repurchase where the company bought 79,549 shares at an average cost of $10.00 per share.
Primis Financial authorizes new stock repurchase program
Primis Financial (FRST) has approved a new stock repurchase program allowing for the buyback of up to 750,000 shares of its common stock. This program will run from December 18, 2025, to December 18, 2026, unless terminated earlier or if the designated shares are depleted. Under its previous plan, the company repurchased 79,549 shares at an average price of $10.00 each.
Primis Financial Corp. Announces Reauthorization of Stock Repurchase Program
Primis Financial Corp. announced its board of directors reauthorized a stock repurchase program for up to 750,000 shares of its common stock, effective from December 18, 2025, to December 18, 2026. This program allows the company to repurchase shares in open market or privately negotiated transactions, adhering to regulatory standards. The extent and timing of repurchases will depend on various factors including market conditions, stock price, and regulatory requirements.
Deborah Diaz Buys 1,608 Shares of Primis Financial (NASDAQ:FRST) Stock
Deborah Diaz, a Director at Primis Financial (NASDAQ:FRST), purchased 1,608 shares of the company's stock on December 10th for $12.34 per share, totaling $19,842.72. This transaction increased her direct ownership to 20,072 shares, an 8.71% rise in her position. Primis Financial reported mixed Q3 earnings, with EPS missing estimates but revenue exceeding expectations, and currently offers a 3.0% dividend yield.
Deborah Diaz buys Primis Financial shares worth $19,849 By Investing.com
Deborah Diaz, a director at Primis Financial Corp (NASDAQ:FRST), recently purchased 1,608 shares of the company's common stock for $19,849. This transaction occurred on December 10, 2025, with shares priced at $12.3442 each, bringing her total direct ownership to 20,072 shares. Despite the stock's recent surge and an InvestingPro analysis suggesting it may be overvalued, Primis Financial recently reported strong Q3 2025 earnings and undertook a strategic sale-leaseback transaction to strengthen its balance sheet.
Deborah Diaz buys Primis Financial shares worth $19,849
Director Deborah Diaz recently purchased 1,608 shares of Primis Financial Corp (NASDAQ:FRST) for $19,849, increasing her direct ownership to 20,072 shares. This transaction occurred as FRST shares surged nearly 10% in the past week, trading above her purchase price and near its 52-week high, despite an InvestingPro analysis suggesting the stock may be overvalued. Primis Financial also reported strong Q3 2025 earnings, surpassing analyst expectations, and announced a significant sale-leaseback transaction to strengthen its financial position.
Fourthstone LLC Acquires 395,924 Shares of Primis Financial Corp. $FRST
Fourthstone LLC substantially increased its stake in Primis Financial Corp. (NASDAQ:FRST) by 219.5% in the second quarter, acquiring an additional 395,924 shares, bringing its total holdings to 576,260 shares valued at over $6.2 million. Other institutional investors also adjusted their positions, and the company's stock shows a "Hold" consensus rating from analysts with an average target price of $1.00. Primis Financial recently declared a quarterly dividend of $0.10, yielding 3.2% annually.
Primis Financial announces sale-leaseback deal to boost capital position
Primis Financial Corp. announced a sale-leaseback transaction for 18 branch properties, generating $58 million in proceeds and a $48 million pre-tax gain. This move is part of a broader balance sheet restructuring strategy aimed at improving capital position, tangible book value, and net interest margin. The restructuring, expected to conclude in Q1 2026, follows Primis Financial's strong third-quarter 2025 earnings which surpassed analyst expectations.
Primis Financial Corp. Announces Sale-Leaseback Transaction
Primis Financial Corp. (NASDAQ: FRST), through its subsidiary Primis Bank, announced a sale-leaseback transaction involving 18 branch properties. This transaction is expected to generate a pre-tax gain of $50 million, providing a unique opportunity to restructure the balance sheet, improve operating earnings, and build capital levels to support future growth. The company anticipates an after-tax gain of $38 million or $1.54 per share.
Primis Financial Completes Sale-Leaseback for $50 Million Gain
Primis Bank, a subsidiary of Primis Financial, completed a sale-leaseback transaction involving 18 retail banking branches on December 5, 2025, generating a pre-tax gain of approximately $50 million. This strategic move aims to restructure the company's balance sheet, improve earnings, bolster capital levels, and enhance financial metrics such as tangible book value and earnings per share. The company also plans further restructuring of its investment and insurance portfolios and debt refinancing.
Primis Bank announces sale-leaseback transaction covering 18 properties
Primis Bank, a subsidiary of Primis Financial, has entered into a sale-leaseback transaction for 18 branch properties. This transaction generated a $50 million pre-tax gain and allowed the bank to restructure its balance sheet, improve operating earnings, and build capital to support projected growth in 2026 and 2027. The news was first published by TheFly.
Primis Financial Corp. Announces Sale-Leaseback Transaction
Primis Financial Corp. announced a sale-leaseback transaction involving 18 branch properties, generating a pre-tax gain of $50 million and an expected after-tax gain of $38 million ($1.54 per share). This strategic move, along with securities portfolio restructuring, subordinated debt paydown, and BOLI restructuring, is projected to significantly improve the company's capital levels and recurring earnings, positioning it for growth in 2026 and 2027. The company anticipates a 15.0% increase in recurring earnings and a 13.2% rise in tangible book value.
