FICO Marketplace gets Verdata data to speed SMB lending decisions
FICO and Verdata announced a strategic partnership to integrate Verdata's small- and medium-sized business (SMB) data and risk insights into FICO Marketplace on FICO Platform. This collaboration allows financial institutions and fintechs to access over 25 million SMB data records, enhancing decision-making for onboarding, underwriting, compliance, and portfolio monitoring. The integration aims to reduce manual reviews, surface risk signals faster, and improve overall operational efficiency for lenders.
Beat the Market the Zacks Way: PDF Solutions, LifeStance Health, Paychex in Focus
Zacks Investment Research highlights several stocks that have outperformed the S&P 500 based on their various analytical approaches, including Zacks Rank upgrades, Zacks Recommendation upgrades, Focus List inclusions, ECAP, and ECDP portfolios. The article discusses strong performance from companies like PDF Solutions, CECO Environmental, LifeStance Health, Lam Research, Axon, Novo Nordisk, Fair Isaac, Paychex, Quest Diagnostics, and FirstCash, attributing their success to Zacks' time-tested methodologies and research. It also notes a mixed market week, with gains in major indices despite weaker hiring data, and increasing investor confidence.
CLVT - Clarivate Plc Dividends
This article provides detailed financial data and metrics for Clarivate Plc (CLVT), including its recent stock performance, valuation ratios, earnings per share, and institutional ownership. It highlights the company's dividend status (currently no dividend), market capitalization, and various profitability and efficiency ratios. The data also covers short interest, analyst recommendations, and historical price performance across different periods.
FICO Score 9 from Fair Isaac Corp. - new data mix reshapes US credit profiles
FICO Score 9 from Fair Isaac Corp. updates how consumer data is weighted, specifically de-emphasizing paid medical collection debts and incorporating positive rental payment history. This change aims to provide a more nuanced view of consumer risk, potentially improving scores for individuals who have paid off medical collections and broadening access to mainstream credit. The article also discusses its adoption by lenders, regulatory context, competition, and investor implications for Fair Isaac Corp.
Uthmeier Subpoenas FICO in Florida Antitrust Investigation
Florida Attorney General James Uthmeier has issued a civil subpoena to Fair Isaac Corporation (FICO) as part of an antitrust investigation. The subpoena demands documents and answers regarding FICO's pricing, contracts, and market position to determine if the company has violated the Florida Antitrust Act. Uthmeier stated that Floridians deserve fair access to credit and that FICO's alleged monopolistic practices and price increases are harming consumers.
UBS Sticks to Its Hold Rating for TransUnion (TRU)
UBS analyst Kevin Mcveigh maintained a Hold rating on TransUnion (TRU) with a price target of $77.00. This follows similar ratings from Mizuho Securities, though Deutsche Bank recently maintained a Buy rating. TransUnion reported a quarterly revenue of $1.25 billion and a net profit of $397.2 million for the quarter ending March 31.
FICO - Fair Isaac Corp Volatility & Greeks
This article provides a detailed financial overview of Fair Isaac Corp (FICO), including its latest stock performance, key financial metrics, and market ratios. It covers aspects like P/E, EPS, sales growth, insider and institutional ownership, and recommendations, alongside volatility and Greek data. The company's stock closed at $1,270.83, showing a 5.32% increase.
Fair Isaac Corp (FICO) Stock Up 5.3% and Still Undervalued -- GF Score: 87/100
Fair Isaac Corp (FICO) shares rose 5.3% to $1270.83 on July 2, 2026, and the stock is considered significantly undervalued with a GF Value™ of $2097.31. Despite a strong GF Score™ of 87/100, driven by excellent profitability and growth, the company has a low financial strength ranking of 4/10 and no insider transactions in the last three months, suggesting a cautious outlook from insiders. Its current P/E of 40.2x is below its 5-year median, further indicating undervaluation compared to historical levels.
Why Fair Isaac (FICO) Stock Is Up Today
Fair Isaac (FICO) stock surged 4.6% today, primarily driven by the company's newly announced $2.0 billion stock repurchase authorization, including a $1.5 billion accelerated share repurchase. This aggressive move to reduce share count, combined with supportive analyst reactions and strong fiscal 2026 operating momentum, fueled investor confidence. The company also amended its credit agreement to fund the ASR, signaling management's belief in the stock's attractiveness.
James Uthmeier issues civil subpoena to FICO credit ranking company
Florida Attorney General James Uthmeier has launched a civil investigation into FICO, the company behind the widely used FICO credit score, issuing a subpoena amid concerns of anticompetitive conduct. The investigation aims to determine if FICO has violated Florida's Antitrust Act through practices like price increases, product bundling, and exclusionary contracts, which Uthmeier claims harm consumers. The action is linked to an ongoing federal antitrust case, and FICO has until August 5 to comply with the demands for documents and pricing histories.
Fair Isaac Corp. stock outperforms competitors on strong trading day
Fair Isaac Corp.'s (FICO) stock rallied 5.32% to $1,270.83 on Thursday, marking its third consecutive day of gains. This performance occurred during a mixed trading session where the S&P 500 remained mostly unchanged and the Dow Jones Industrial Average rose 1.14%. The company's stock outperformed its competitors on this strong trading day.
Reflecting On Data & Business Process Services Stocks’ Q1 Earnings: Verisk (NASDAQ:VRSK)
This article reviews the Q1 earnings for Verisk (NASDAQ:VRSK) and its peers in the data and business process services sector. It highlights Verisk's satisfactory quarter with revenue exceeding expectations but notes it had the slowest revenue growth in the group. The article also touches on the best Q1 performer, Planet Labs, and the weakest, TransUnion, providing a market update on AI and geopolitical risks that have influenced market psychology.
FICO Maintains Neutral Rating -- Price Target Raised to $1270
UBS analyst Kevin Mcveigh maintained a Neutral rating for Fair Isaac (FICO) while raising the price target to $1270.00 from $1250.00. The stock is considered 42.5% undervalued by GuruFocus, with a strong GF Score™ of 87/100, primarily driven by exceptional profitability and growth. However, financial strength and valuation ranks are lower, and there has been no recent insider trading activity.
Florida Launches Antitrust Probe Into FICO, Alleges Credit Score Giant Abused Monopoly Power
Florida Attorney General James Uthmeier has initiated an antitrust investigation into Fair Isaac Corp. (FICO), alleging abuse of its dominant position in the credit-scoring market through actions like raising prices and suppressing competition. This probe follows FICO's recent mortgage credit-score fee increase and mounting scrutiny from federal officials like Sen. Josh Hawley. The investigation aims to determine if FICO violated the Florida Antitrust Act by using exclusionary agreements, predatory pricing, and imposing steep price increases.
What’s Fueling Street’s Confidence in Fair Isaac Corporation (FICO)
Fair Isaac Corporation (FICO) is gaining confidence from financial analysts due to its robust balance sheet and capital-light business model, which allows for aggressive share repurchases. Clear Street and Needham have reiterated Buy ratings, with price targets of $1,625 and $1,650 respectively, following FICO's $2 billion stock repurchase program. Despite a negative one-year return, the company boasts impressive operating margins and quarterly earnings growth, making it an attractive software stock.
FICO (NYSE:FICO) Shares Steady on Score 10T Data Expansion Gains
FICO (NYSE:FICO) shares remain steady as the company expands its credit-scoring capabilities through FICO Score 10T. This expansion includes leveraging new historical mortgage loan-level datasets from Fannie Mae and Freddie Mac and enhancing its analytics software and mortgage technology. FICO's products are widely used across various industries, including banking, mortgage lending, and insurance, reinforcing its position within the financial landscape.
How Investors Are Reacting To Western Alliance (WAL) Topping Forbes’ 2026 Best-in-State Banks List
Western Alliance Bank was recognized as the top bank in Arizona on Forbes' 2026 America’s Best-in-State Banks list, highlighting its strong customer trust and service quality. This recognition supports the bank's investment in digital capabilities to deepen relationships and defend deposit share, although investors still need to consider concerns about commercial real estate exposure and credit costs. The article suggests exploring Simply Wall St's analysis for a comprehensive view of the bank's financial health, fair value, and potential risks.
Florida AG Launches Antitrust Probe Of FICO's Practices
Florida's Attorney General has initiated an antitrust investigation into Fair Isaac Corp., the company responsible for FICO credit scores. The probe stems from concerns that FICO is leveraging its dominant market position to inflate prices and stifle competition within the industry. This action reflects growing scrutiny over practices that could harm consumers and restrict fair market dynamics.
Fannie, Freddie release FICO 10T historical data
Fannie Mae and Freddie Mac have released historical credit score data for the FICO 10T model for the first time, alongside additional VantageScore 4.0 data. This initiative aims to help the mortgage industry better assess loan applications and encourage broader adoption of these newer, more predictive credit scoring models. Both the Mortgage Bankers Association and the Community Home Lenders of America praised the move, emphasizing the need for more choices to expand access for borrowers and prevent further credit score cost increases.
Fannie Mae, Freddie Mac open 12 years of FICO 10T loan data
FICO announced that Fannie Mae and Freddie Mac have released over a decade of historical loan-level performance data for FICO Score 10T, spanning from April 2013 to September 2025. This critical step in mortgage industry modernization allows lenders, investors, and housing finance stakeholders to evaluate FICO Score 10T's performance using real-world GSE data. FICO Score 10T, which incorporates trended credit data and rental payment history, is touted as the most predictive credit score model available and aims to expand borrower access while ensuring a resilient housing finance system.
James Uthmeier issues civil subpoena to FICO credit ranking company
Florida Attorney General James Uthmeier has launched a civil investigation into Fair Isaac Corp. (FICO), issuing a subpoena for pricing information amid concerns of anti-competitive practices. Uthmeier alleges FICO maintains a monopoly in the credit scoring market, leading to skyrocketing prices and blocking competition, which negatively impacts Floridians' access to credit. FICO has until August 5 to comply with the subpoena, which seeks documents from a federal antitrust case, internal market assessments, license agreements, and pricing histories.
Fair Isaac Corp. balances analytics growth with evolving risk technology
Fair Isaac Corp. (FICO) is expanding its analytics and decision-management platforms to meet the growing demand for risk technology and credit scoring tools globally. The company's technology is deeply embedded in financial institutions' lending processes, offering solutions beyond traditional scores to include fraud detection, collections optimization, and customer engagement. FICO's business relies on recurring revenue from software licenses, cloud subscriptions, and analytic services, providing stable revenue streams to investors.
FICO Score 3D from Fair Isaac Corp. - lenders test a more nuanced credit view
Fair Isaac Corp.'s FICO Score 3D offers US lenders a more nuanced view of consumer credit by integrating trended data and expanded attributes into traditional scoring. This product helps differentiate between superficially similar borrowers, especially in portfolios like credit cards and auto finance. FICO Score 3D is targeted at financial institutions to refine underwriting and risk assessment, aligning with Fair Isaac Corp.'s broader analytics platform strategy.
Fair Isaac Corp. stock outperforms competitors on strong trading day
Fair Isaac Corp. (FICO) stock rose 1.47% to $1,194.78 on Tuesday, outperforming the broader market which also saw gains with the S&P 500 and Dow Jones Industrial Average rising. Despite this increase, the company's shares are still significantly below their 52-week high.
Expanding Big Data & Analytics Market Aids TRU Amid High Rivalry
TransUnion (TRU) is benefiting from the expanding big data and analytics market, stable U.S. economic conditions, and strategic acquisitions, reflected in its strong first-quarter 2026 results. However, the company faces challenges from seasonal revenue patterns, high debt levels impacting operating costs, and intense competition from industry rivals. Despite these concerns, TransUnion's robust liquidity and innovation efforts support its growth trajectory.
Is nCino’s (NCNO) Shift Into Russell 2000 Indices Quietly Recasting Its Risk Profile?
nCino (NCNO) was recently moved from Russell 1000 and Midcap indices to Russell 2000 and other small-cap focused indices. This reclassification could alter how institutional investors gain exposure to the stock, potentially affecting its short-term trading flows and liquidity, even though its core business thesis remains unchanged. The article suggests investors should consider the implications of this shift alongside competitive pressures and the company's long-term growth prospects.
Fair Isaac Corp. stock underperforms Friday when compared to competitors despite daily gains
Shares of Fair Isaac Corp. (FICO) rose 3.44% on Friday, closing at $1,182.79, despite a generally poor trading session for the broader market as the S&P 500 and Dow Jones Industrial Average both fell. This marked the fourth consecutive day of gains for the stock. However, the title indicates it still underperformed compared to its competitors.
FICO
This article provides a detailed company overview of FICO (Fair Isaac Corp.), including its stock price, financial statistics, key data, and analyst consensus. It outlines FICO's business segments (Software and Scores), leadership, and various Forbes list recognitions. The data presented covers financial summaries for 2026, 2025, and 2024, along with detailed stock performance metrics and analyst recommendations.
Opinion | How to Increase Mortgage Defaults
The FHFA director, Bill Pulte, has introduced a new policy allowing Fannie Mae and Freddie Mac to guarantee mortgages based on VantageScore credit scores, which incorporate rent and utility payment histories. This move aims to make mortgages more accessible to lower-income and younger individuals by considering alternative credit data. Critics, including The Editorial Board, suggest this could increase mortgage defaults by enabling less credit-worthy borrowers to qualify.
Fair Isaac Corp. stock outperforms competitors on strong trading day
Fair Isaac Corp. (FICO) stock gained 3.72% to $1,140.34 on Wednesday, marking its second consecutive day of increases. This performance occurred during a mixed trading session for the broader market, with the Dow Jones Industrial Average rising and the S&P 500 Index falling.
UBS Remains Neutral on Fair Isaac Corporation (FICO), Lifts PT
UBS has maintained a Neutral rating on Fair Isaac Corporation (FICO) but raised its price target to $1,250 from $1,110. Separately, Clear Street also increased its price target for FICO to $1,625 and maintained a Buy rating, citing the company's new $2 billion stock repurchase program and capital-light business model. FICO, which provides decision management solutions, recently announced approval for the $2.0 billion stock repurchase program.
Paychex Q4 revenue rises 12%, EPS 43% | PAYX Stock News
Paychex reported strong financial results for Q4 and full-year 2026, with Q4 revenue up 12% to $1.61 billion and EPS up 43% to $1.17. The company also announced the launch of its AI-powered WISE workforce intelligence engine and returned $2.2 billion to shareholders through dividends and buybacks. For fiscal 2027, Paychex projects 5-6% revenue growth and 7-9% adjusted EPS growth.
UBS Remains Neutral on Fair Isaac Corporation (FICO), Lifts PT
UBS has reiterated its Neutral rating on Fair Isaac Corporation (FICO) while increasing its price target to $1,250 from $1,110. Clear Street also raised its price target to $1,625 and maintained a Buy rating, citing FICO's new $2 billion stock repurchase program and capital-light business model. Fair Isaac Corporation continues to be viewed as a strong "big tech" stock by Wall Street analysts.
UK card spending rose, but repayments fell as balances hit a record high
A FICO UK Credit Card Market Report for April 2026 indicates that UK card spending increased, but the percentage of balances being repaid decreased, leading to a record high in overall balances. This trend suggests that persistent inflation and volatile energy prices are putting a significant strain on household budgets, as evidenced by an increase in late payments and overlimit accounts, particularly for customers missing multiple payments. Lenders are advised to implement proactive pre-delinquency intervention strategies.
Is FICO’s (FICO) Mortgage Rivalry and Youth Outreach Rewriting Its Core Risk Narrative?
Fair Isaac (FICO) is undergoing significant changes due to US mortgage regulators approving rival VantageScore 4.0 for government-backed loans, creating competitive pressure on its mortgage scoring franchise. Simultaneously, FICO is engaging in long-term brand building through a financial literacy partnership with the Chelsea Foundation in the UK. This dual development highlights the evolving business risks and social impact efforts for FICO, with the regulatory decision on mortgages being the dominant short-term catalyst affecting its investment narrative and risk profile.
FICO takes its financial literacy program to Stamford Bridge
FICO, in partnership with the Chelsea Foundation, launched its financial literacy program in the U.K., hosting an inaugural event at Stamford Bridge for 175 students. The program uses a soccer club management simulation to teach financial skills like budgeting and balance sheets, aiming to empower young people with lasting financial well-being. This initiative builds on FICO's three-year relationship with Chelsea FC, extending its commitment to financial education beyond the sports field.
FICO and Chelsea Foundation Partner to Champion Financial Literacy in the UK
FICO and the Chelsea Foundation have partnered to promote financial literacy among young people in the UK. Their inaugural event at Stamford Bridge taught 175 students about managing a professional soccer club's budget and balance sheet, guided by FICO volunteers. This initiative aims to empower the next generation with essential financial knowledge and skills for lasting financial wellbeing.
1 Cash-Producing Stock to Own for Decades and 2 Facing Challenges
This article identifies one strong cash-producing company, Fair Isaac Corporation (FICO), as a desirable long-term investment due to its effective reinvestment strategies and robust free cash flow. Conversely, it advises caution or avoidance for Qualys (QLYS) and Fortive (FTV), citing concerns such as subpar growth, declining revenue, and average returns on capital. The piece emphasizes the importance of effective cash allocation for sustained business success.
Fair Isaac After the 50% Drop: Is the Credit-Score Monopoly Now a Value Stock?
Fair Isaac (FICO) shares have dropped by roughly half from their 52-week high, raising questions about whether the credit-score monopoly has become a value stock. The decline is attributed to a government decision allowing a cheaper competitor, VantageScore, in mortgage lending, and regulatory pressure. Despite the significant drop, the stock’s valuation remains high at around 30 times guided earnings, though its core Scores segment boasts a 91% operating margin and strong revenue growth.
CVS Launches Comprehensive GLP-1 Support Program for Patients
CVS Pharmacy has launched a comprehensive GLP-1 support program aimed at making GLP-1 medications more accessible and affordable. Key components include participation in the CMS Medicare GLP-1 Bridge program for eligible patients to access medications for $50/month, the launch of a $49 virtual visit service via MinuteClinic for weight management assessments and GLP-1 prescriptions, and enhanced pharmacist support with an expanded OTC product line to manage side effects. These initiatives aim to reduce financial burden, simplify access, and improve patient adherence and satisfaction with GLP-1 therapy.
Jim Cramer on Fair Isaac (FICO): “I Like the Company, But I’m Not Going to Go There”
Jim Cramer expressed his hesitation about investing in Fair Isaac Corporation (FICO) despite liking the company, due to market concerns that AI could disrupt its business model. He noted that investors tend to sell FICO stock whenever it shows strength because of these fears, comparing it to companies like Intuit and Workday. Cramer advised focusing on a stock's future trajectory rather than its past performance.
Delta Global Management LP Increases Stock Position in Fair Isaac Corporation $FICO
Delta Global Management LP significantly increased its stake in Fair Isaac Corporation ($FICO) by 76% in the fourth quarter, bringing its total holdings to 15,880 shares valued at $26.8 million. This comes after Fair Isaac reported strong quarterly results, beating analyst expectations for both earnings and revenue, and authorized a $1.5 billion stock repurchase program. Analysts currently rate the stock as a "Moderate Buy" with a consensus price target of $1,619.36.
How Investors May Respond To nCino (NCNO) Customer Hesitation And Soft Billings Momentum
nCino (NCNO) is facing customer hesitation in adopting its cloud-based banking platform, coupled with soft average billings growth and cautious sales projections. This situation, alongside high servicing costs, raises concerns about the company's ability to scale efficiently. Investors need to consider how this slower platform adoption and increased scaling costs might impact nCino's previously optimistic investment outlook, despite efforts to expand its role with new AI tools.
Fair Isaac Corp. stock outperforms competitors on strong trading day
Fair Isaac Corp. (FICO) shares experienced a strong trading day, rising 1.40% to $1,348.66. This performance surpassed both its competitors and the broader market indices, with the S&P 500 and Dow Jones Industrial Average also seeing gains.
FICO Stock Is Down 45% From Its Peak: Is the Mortgage Pricing Controversy Hiding a Better Entry Point
FICO stock has dropped 45% from its peak despite strong Q2 FY2026 results, including 39% revenue growth and a 60% increase in its Scores segment, driven by mortgage origination. The decline is attributed to a multiple reset and controversy surrounding its new direct licensing program for mortgage scores, rather than fundamental business deterioration. Analysts see significant upside, with a mean target of $1,535, suggesting the current price may represent a good entry point.
Fair Isaac Corp (FICO) Shareholder Structure: Major Shareholders & Institutional Holdings
This article details the shareholder structure of Fair Isaac Corp (FICO), identifying major institutional shareholders like BlackRock and Vanguard, and breaking down shareholder types. It also provides a comprehensive table of institutional shareholding trends over several quarters, including the number of institutions, shares held, proportion, and changes. Additionally, it lists top institutional activities by major holders and identifies related ETFs that include FICO in their portfolios.
Fair Isaac Corp (FICO) Dividends & Stock Splits: Historical Payouts and Event Timeline
This article provides historical payout information for Fair Isaac Corp (FICO) regarding dividends and stock splits. It notes that FICO has distributed $0.00 in dividends over the past five years and that there is currently no data available for either dividend history or stock splits. The page also displays current stock metrics for FICO, including its market cap and P/E ratio.
Fair Isaac Corp (FICO) Revenue Breakdown: Business Segments, Regional Revenue & Profit Contribution
This article provides a revenue breakdown for Fair Isaac Corp (FICO), detailing its geographical revenue contributions. For the reported period, the Americas generated $453.21 million, accounting for 88.53% of total revenue, followed by Europe & Middle East & Africa with $38.94 million (7.61%), and Asia Pacific with $19.81 million (3.87%). The article also includes stock performance data and financial overview links from TradingKey.
Lightning Round: I like FICO but I am afraid it's going to be hurt by AI, says Jim Cramer
Jim Cramer, host of 'Mad Money,' discussed several stocks including Fair Isaac Corporation (FICO), Clover Health, Vistra, and Stryker Corporation. Cramer expressed his liking for FICO but shared concerns that artificial intelligence (AI) could negatively impact the company. This article is part of the "Lightning Round" segment where Cramer gives quick takes on various stocks.
Fair Isaac Corp (FICO) Stock Down 5.0% -- Now Undervalued? GF Sc
Fair Isaac Corp (FICO) shares dropped 5.0% to $1126.84, making the stock appear significantly undervalued by 45.7% according to GuruFocus' GF Value™ estimate of $2075.50. Despite strong profitability and growth scores (10/10 each), concerns remain regarding its financial strength, valuation, and momentum, all rated 4/10. Investors are advised to exercise caution due to the stock's recent declines and lower scores in some key metrics, even as its P/E ratio is below its historical median.