Fair Isaac (FICO) director Rees sells $486,880 in shares
Joanna Rees, a director at Fair Isaac (FICO), sold 358 shares of common stock for a total of $486,880 on February 13, 2026, while also exercising options to acquire an equal number of shares for $140,182. This insider transaction follows Fair Isaac's strong first-quarter 2026 earnings, which exceeded analyst expectations, though the stock saw a slight decline in after-hours trading. BofA Securities also reinstated its "Buy" rating for FICO, citing the company's pricing power and the strength of its FICO Score product.
BofA Reinstates Fair Isaac (FICO) Coverage With Buy Rating, $1,900 PT Citing Strong Pricing Power
Bank of America (BofA) has reinstated coverage of Fair Isaac Corporation (FICO) with a Buy rating and a $1,900 price target, citing the company’s strong pricing power and the growth potential of its Mortgage Direct Licensing program. This move is part of BofA's broader constructive outlook on the Information and Business Services sector, projecting healthy performance for 2026. Goldman Sachs also maintains a Buy rating, highlighting strong Q1 2026 results, upcoming price increases, and wider adoption of FICO 10T as drivers for future EPS growth.
BofA Reinstates Fair Isaac (FICO) Coverage With Buy Rating, $1,900 PT Citing Strong Pricing Power
Bank of America analyst Curtis Nagle reinstated coverage of Fair Isaac Corporation (FICO) with a Buy rating and a $1,900 price target, citing the company's strong pricing power and the growth potential of its Mortgage Direct Licensing program. This follows Goldman Sachs' earlier adjustment of FICO's price target to $1,777, despite reaffirming a Buy rating and highlighting strong Q1 2026 results and future EPS growth drivers. Both firms see significant potential for FICO, although some analysts suggest other AI stocks might offer greater returns with limited downside risk.
TransUnion Reports Subprime Borrowers Drive Lending Surge
TransUnion's Q4 2025 Credit Industry Insights Report revealed that subprime borrowers were the primary drivers behind record highs in unsecured personal loan originations and balances. Originations reached 7.2 million in Q3 2025, with subprime borrower originations increasing by 32.5% year-over-year. Unsecured personal loan balances hit $276 billion in Q4 2025, with subprime borrowers accounting for a 17% year-over-year increase, while lenders are employing stronger risk management and disciplined underwriting, resulting in lower delinquency rates for newer subprime loans compared to prior years.
TransUnion 2026 Originations Forecast Shows Continued Positive Momentum Amidst Moderate Expansion
TransUnion's 2026 credit originations forecast predicts continued positive momentum, particularly for mortgages and unsecured personal loans, while other credit products show mixed performance. This growth follows an expansion in consumer lending at the end of 2025. The forecast suggests a normalization in the broader credit landscape with slower growth rates than in 2025, but continued strong consumer demand.
Fair Isaac (FICO) director Rees sells $486,880 in shares
Fair Isaac (FICO) director Joanna Rees sold 358 shares valued at $486,880 and simultaneously exercised options to acquire 358 shares. This insider transaction follows FICO's strong Q1 2026 earnings, where it surpassed analyst expectations for both EPS and revenue, though its stock saw a slight decline in after-hours trading. BofA Securities also reinstated a Buy rating on FICO, citing its strong pricing power and the FICO Score's market position.
Fair Isaac (FICO) director Rees sells $486,880 in shares
Fair Isaac (FICO) director Joanna Rees, via the Joanna Rees Revocable Trust, sold 358 shares for $486,880 and exercised options for an additional 358 shares on February 13, 2026. This transaction follows FICO's strong first-quarter 2026 earnings, which surpassed analyst expectations, and a recent "Buy" rating from BofA Securities due to the strength of its FICO Score product.
Fair Isaac (FICO) director Rees sells $486,880 in shares
Fair Isaac (FICO) director Joanna Rees sold 358 shares of common stock for $486,880 and simultaneously exercised options to acquire 358 shares for $140,182. This transaction occurred on February 13, 2026, amid other company news including strong Q1 2026 earnings that surpassed analyst expectations and a "Buy" rating reinstatement by BofA Securities due to the strength of FICO Score.
Fair Isaac (FICO) director Rees sells $486,880 in shares
Fair Isaac (FICO) director Joanna Rees, through the Joanna Rees Revocable Trust, sold 358 shares for $486,880 and exercised options for an equivalent number of shares. This transaction occurred on February 13, 2026. The article also mentions FICO's recent strong Q1 2026 earnings, which beat analyst expectations, and BofA Securities reinstating a Buy rating with a $1,900 price target.
Top 5 Information & Business Services Stocks According to Bank of America
Bank of America has identified its top five picks in the Information & Business Services sector, highlighting companies with strong growth potential, recurring revenue, and competitive advantages. The list includes S&P Global (SPGI), MSCI (MSCI), Fair Isaac (FICO), Aramark (ARMK), and NIQ Global (NIQ), all with 'Buy' ratings and specific price objectives. These companies are considered resilient against AI disruption due to proprietary data, high switching costs, and strong market positioning.
Vanguard Group Inc. Has $3.92 Billion Holdings in Equifax, Inc. $EFX
Vanguard Group Inc. increased its stake in Equifax, Inc. by 2.1% in Q3, now owning 15,282,951 shares valued at approximately $3.92 billion. Despite several brokerages trimming price targets, Equifax maintains a "Moderate Buy" consensus rating with an average target of $240.33. Institutional ownership is high at 96.20%, while recent insider transactions show net selling.
BofA upgrades Equifax stock rating on Workforce Solutions growth
BofA Securities upgraded Equifax (NYSE:EFX) from Neutral to Buy, setting a price target of $250.00, citing expected multi-year acceleration in its Workforce Solutions business driven by regulatory catalysts and expanding coverage. The firm revised its 2026 and 2027 adjusted earnings per share estimates upward, anticipating growth re-acceleration in Verifier, inflecting government volumes, and improved cloud product velocity. BofA believes the market underappreciates Equifax’s earnings potential and forecasts a rerating as Workforce Solutions gains market share.
BofA reinstates Fair Isaac stock rating at Buy on pricing power
BofA Securities reinstated a Buy rating on Fair Isaac Corp. (NYSE:FICO), setting a price target of $1,900, which suggests a 39% upside from its current price. The positive outlook is attributed to FICO's strong pricing power from its FICO Score product, high gross profit margins, and robust revenue growth. The company's Mortgage Direct Licensing program and strengthening software business are identified as key growth drivers.
BofA upgrades TransUnion stock rating on growth visibility
BofA Securities upgraded TransUnion shares to Neutral from Underperform and raised its price target to $83 from $80. The upgrade is based on clearer visibility into multi-year growth drivers in International markets, emerging Verticals, and cloud transformation initiatives, with an upcoming investor day potentially serving as a catalyst for further clarity on margin expansion. This follows TransUnion's strong Q4 2025 earnings, though some analysts have revised price targets due to FICO pass-through costs.
Equifax (NYSE:EFX) Earns Buy Rating from Analysts at Bank of America
Bank of America has initiated coverage of Equifax (NYSE:EFX) with a "Buy" rating and a $250 price target, suggesting a significant upside. This aligns with a general "Moderate Buy" consensus among analysts, who have an average price target of $240.33. The positive outlook follows Equifax's slight beat on Q4 estimates and its release of optimistic FY 2026 guidance.
FICO flags payment stress as UK card debt hits record in December 2025
FICO's analysis of UK credit card data for December 2025 shows record-high average active balances of £1,950, despite a seasonal increase in spending. While payments remained stable, the low payment rates and increased missed payments signal continued financial stress for UK consumers. Risk teams are advised to prepare for potential payment stress in early 2026 with enhanced monitoring and proactive intervention strategies.
VantageScore Vs. FICO: Understanding The Key Differences For Your Mortgage
This article explains the key differences between VantageScore and FICO, the two primary credit scoring models used by lenders, especially after recent policy changes allowing VantageScore 4.0 for conventional loans. It details how each score is calculated, their respective ranges, and specific factors that impact them, highlighting how VantageScore's more inclusive approach could open up homeownership opportunities for millions. The piece also advises consumers on which score to monitor based on their financial goals and how to check their credit scores and reports.
Gen Z Leads Biggest Drop in FICO Scores Since Financial Crisis
The article discusses a significant drop in FICO scores, particularly among Gen Z, representing the largest decline since the financial crisis. It highlights the impact of current economic conditions on younger generations' credit health. Further details would be needed to elaborate on the causes and potential consequences of this trend.
Gen Z Leads Biggest Drop in FICO Scores Since Financial Crisis
The article discusses a significant drop in FICO scores, particularly among Gen Z, marking the largest decline since the financial crisis. This trend indicates increasing financial stress and potentially higher credit risks for younger generations.
TimesSquare Capital Management LLC Purchases 9,700 Shares of Fair Isaac Corporation $FICO
TimesSquare Capital Management LLC increased its stake in Fair Isaac Corporation (NYSE:FICO) by 41.3% in the third quarter, adding 9,700 shares to own a total of 33,164 shares valued at $49.63 million. This comes as FICO has seen significant institutional investment, with 85.75% of the stock owned by institutional investors and hedge funds. The company recently reported strong quarterly earnings, surpassing analyst estimates, and has received a "Moderate Buy" rating with an average price target of $2,071.43 from analysts.
TimesSquare Capital Management LLC Has $30.47 Million Stock Position in Equifax, Inc. $EFX
TimesSquare Capital Management LLC reduced its stake in Equifax, Inc. by 4.4% in the third quarter, now holding 118,778 shares valued at approximately $30.47 million. Equifax recently beat earnings estimates with $2.09 EPS and $1.55 billion revenue, and issued FY2026 guidance. Despite a "Moderate Buy" consensus rating from analysts, some corporate insiders have sold a significant number of shares recently.
Cibc World Market Inc. Has $4.93 Million Stake in Fair Isaac Corporation $FICO
Cibc World Market Inc. significantly increased its stake in Fair Isaac Corporation (FICO) by 234.4%, now owning 3,294 shares valued at $4.93 million. This comes as institutional investors collectively hold 85.75% of FICO stock. Fair Isaac recently beat Q4 earnings expectations and set strong FY2026 guidance, while corporate insiders, including a director and CFO, sold shares worth over $3.5 million.
Assessing nCino (NCNO) Valuation After New Matic Partnership Reshapes Mortgage Insurance Workflow
nCino (NCNO) recently partnered with Matic, integrating a home insurance marketplace into nCino's mortgage point-of-sale product. Despite a significant one-year stock price decline, Simply Wall St assesses nCino as 52.7% undervalued with a fair value of $34.14, based on projected growth, rising profitability, and cross-sell opportunities. However, the valuation depends on nCino maintaining its competitive edge and avoiding international expansion setbacks or increased compliance costs.
TransUnion (NYSE:TRU) Releases Earnings Results, Beats Expectations By $0.04 EPS
TransUnion (NYSE:TRU) reported strong Q4 results, surpassing analyst expectations with $1.07 EPS (vs. $1.03 est.) and $1.17 billion in revenue, a 13% year-over-year increase. The company provided optimistic FY 2026 guidance, expecting 8-9% organic revenue growth and 8-10% adjusted diluted EPS growth, alongside aggressive shareholder returns through share repurchases and a dividend increase. Despite strong performance and a completed multi-year transformation, some analysts have lowered price targets, reflecting caution around near-term upside.
For Second Straight Year, Drake State Takes Part In FICO Educational Analytics Challenge
Drake State Community & Technical College is participating in the FICO Educational Analytics Challenge for the second consecutive year. This program, focusing on AI and large language models for financial applications, aims to increase diversity in data science by mentoring students from HBCUs like Drake State. The challenge provides hands-on experience with AI development and financial technology, preparing students for careers in the field.
Fair Isaac Corporation $FICO Stock Position Cut by Thrivent Financial for Lutherans
Thrivent Financial for Lutherans significantly reduced its stake in Fair Isaac Corporation ($FICO) by 83.1% in Q3, selling 4,759 shares. Despite this, FICO exceeded quarterly earnings and revenue expectations, and institutional investors still hold a substantial 85.75% of the stock. Insiders, including the CFO and a director, have also been net sellers in recent transactions.
Insider Selling: Equifax (NYSE:EFX) EVP Sells 6,213 Shares of Stock
Equifax EVP Jamil Farshchi recently sold a total of 7,380 shares of company stock in two separate transactions, reducing his stake by 13.15%. These sales amounted to over $1.4 million. The news comes as Equifax reported strong Q4 earnings, surpassing analyst expectations, and provided encouraging FY2026 guidance, though its stock saw a drop following the insider sales.
Fair Isaac (NYSE:FICO) Sets New 52-Week Low - Here's What Happened
Fair Isaac (NYSE:FICO) shares hit a new 52-week low of $1,281.01 during trading. Despite the dip, analysts maintain a "Moderate Buy" rating with an average target price of $2,071, indicating significant upside potential. The company's fundamentals showed a mixed picture, with a beat on quarterly EPS and revenue estimates, but recent insider stock sales.
Fair Isaac Corp (FICO) Shares Down 4.36% on Feb 12
Shares of Fair Isaac Corp (FICO) fell 4.36% in mid-day trading on February 12, hitting an intraday low of $1,300.64 before closing slightly higher at $1,303.84. This places FICO 41.20% below its 52-week high and 1.52% above its 52-week low. Analysts forecast an average target price of $1,997.98, implying a 53.24% upside, with a consensus "Outperform" recommendation.
FICO stock hits 52-week low at 1284.03 USD
Fair Isaac and Company Inc. (FICO) stock has reached a new 52-week low at $1284.03, reflecting a 28.43% decline over the past year, despite the company's strong gross profit margins and profitability. InvestingPro analysis suggests FICO is slightly undervalued with a "GOOD" financial health rating, even though it trades at a high P/E ratio.
Deal lets lenders get FICO mortgage scores direct, aiming to cut costs
FICO and MeridianLink have partnered to integrate the FICO Mortgage Direct License Program into MeridianLink's platform, enabling lenders to access FICO Scores directly. This collaboration aims to reduce costs and streamline operations for mortgage lenders by providing more competitive options and pricing flexibility through direct score delivery. The new capability is expected to become commercially available soon, expanding access to FICO Scores for a larger segment of lenders and resellers.
Savant Capital LLC Sells 881 Shares of Fair Isaac Corporation $FICO
Savant Capital LLC significantly reduced its stake in Fair Isaac Corporation (FICO) by 64.7% in Q3, selling 881 shares and retaining 480 shares valued at $718,000. Despite this, institutional investors collectively own 85.75% of the stock, and FICO recently beat earnings expectations with strong revenue growth. The company's stock trades at a market cap of approximately $32.3 billion with a P/E near 50, and analysts maintain a "Moderate Buy" rating with an average price target of about $2,071.
Caprock Group LLC Invests $5.14 Million in Fair Isaac Corporation $FICO
Caprock Group LLC has acquired a new stake worth approximately $5.14 million in Fair Isaac Corporation (NYSE:FICO), purchasing 3,376 shares in the third quarter. Other institutional investors also increased their holdings in FICO, with overall institutional ownership at 85.75%. The report also details recent insider stock sales by the CFO and a director, analyst ratings, and the company's financial performance.
Candriam S.C.A. Sells 8,099 Shares of Fair Isaac Corporation $FICO
Candriam S.C.A. significantly reduced its stake in Fair Isaac Corporation (NYSE:FICO) by 79.7% in Q3, selling 8,099 shares and retaining 2,067 shares valued at $3.09 million. This partial divestment occurred as FICO exceeded earnings expectations, reporting an EPS of $7.33 against an estimated $7.08, and revenue of $766.0 million, a 16.4% year-over-year increase. Analysts maintain a "Moderate Buy" consensus rating for FICO, with an average price target of $2,071.43, even as the stock has recently traded down 1.4%.
FICO: How InvestingPro’s Fair Value model predicted the 42% decline By Investing.com
InvestingPro's Fair Value model accurately predicted a significant decline in Fair Isaac Corporation (FICO) stock, flagging it as overvalued in December 2024. Despite strong fundamentals, the model anticipated a 37% downside due to regulatory scrutiny and emerging competition. FICO's shares subsequently fell by 42%, validating InvestingPro's analysis and demonstrating the model's effectiveness in identifying mispriced securities.
Jensen Investment Management Inc. Acquires New Position in Fair Isaac Corporation $FICO
Jensen Investment Management Inc. has initiated a new position in Fair Isaac Corporation (FICO), purchasing 1,620 shares valued at approximately $2.424 million in the third quarter. This move comes as FICO reported strong earnings, beating analyst expectations with $7.33 EPS and $766 million in revenue, leading to analysts maintaining a "Moderate Buy" consensus with an average price target of $2,071.43 despite some mixed broker target adjustments. Institutional investors collectively own a significant 85.75% of the company's stock.
FICO: How InvestingPro’s Fair Value model predicted the 42% decline By Investing.com
InvestingPro's Fair Value model accurately predicted a 42% decline in FICO shares by flagging the company as significantly overvalued in December 2024. Despite strong fundamentals, the model identified risks like regulatory scrutiny and competitive challenges, leading to a substantial drop in share price by February 2026. This case study demonstrates how comprehensive valuation analysis can help investors make informed decisions and avoid mispriced securities.
Fair Isaac Corporation (FICO) Gained from Strong Results and Improved Guidance
Fair Isaac Corporation (FICO) saw gains due to strong fourth-quarter earnings and solid preliminary fiscal year 2026 guidance, according to Baron Asset Fund's Q4 2025 investor letter. Despite a recent decline in stock value, the company's new Direct Licensing Program for mortgage lending further positions it for future monetization of its intellectual property. While Fair Isaac Corporation is not among the 30 most popular stocks for hedge funds, Baron Asset Fund expects it to be a strong earnings compounder over a multi-year period.
Envestnet Asset Management Inc. Sells 9,535 Shares of Fair Isaac Corporation $FICO
Envestnet Asset Management Inc. reduced its stake in Fair Isaac Corporation ($FICO) by 20.0%, selling 9,535 shares and retaining 38,194 shares valued at approximately $57.16 million. Insiders also made significant sales, with CFO Steven P. Weber cutting holdings by 33.7% and Director Eva Manolis by 60.2%. FICO reported strong quarterly results, beating EPS and revenue expectations, and received a "Moderate Buy" consensus rating with a $2,071.43 target price from analysts.
19,038 Shares in Equifax, Inc. $EFX Purchased by Katamaran Capital LLP
Katamaran Capital LLP has acquired a new stake of 19,038 shares in Equifax, Inc. (NYSE:EFX) during the third quarter, valued at approximately $4.88 million. This investment positions Equifax as Katamaran Capital's 11th largest holding, making up about 4.5% of its portfolio. Other institutional investors have also adjusted their holdings in Equifax, with a consensus analyst rating of "Moderate Buy" and an average price target of $240.33.
Can Fair Isaac’s (FICO) New AI Partnerships Deepen Its Credit Analytics Moat Or Stretch Its Focus?
Fair Isaac (FICO) recently reported strong Q1 2026 results, reiterated guidance, and expanded its AI decisioning with a new global partnership with Tech Mahindra. These moves underscore FICO's strategy to strengthen its role in credit analytics and enhance its software ecosystem through AI and strategic collaborations. While these partnerships are long-term ecosystem builders, investors should also consider the company's high valuation and leverage.
Down 26% In Last 12 Months, Can Fair Isaac Stock Deliver Strong Returns Through 2028?
Fair Isaac Corporation (FICO) delivered strong Q1 fiscal 2026 results, with revenues up 16% year-over-year and non-GAAP earnings up 27%. The company's FICO Score dominates the lending industry, and its software business is showing accelerating momentum. Based on a valuation model assuming 17.8% annual revenue growth and 62.8% operating margins, FICO stock could reach $2,042 by September 2028, representing a 47% total return and approximately 16% annual growth.
Fair Isaac (FICO) Stock: Can This Quiet AI Powerhouse Keep Beating Wall Street’s Playbook?
Fair Isaac (FICO) has consistently outperformed the market, driven by its AI-powered credit scoring and decisioning tools essential to the financial industry. Despite robust performance and raised guidance, the article explores whether FICO can maintain this momentum, considering its deep integration into the financial ecosystem, strategic cloud adoption, and expansion beyond traditional credit scoring. Wall Street generally remains bullish, recognizing FICO's strong moat and continued relevance in a complex regulatory and data-driven environment.
FICO named Leader in Gartner 2026 decision intelligence
FICO has been recognized as a Leader in the 2026 Gartner Magic Quadrant for Decision Intelligence Platforms due to its strong execution and comprehensive vision. The company's platform strategy, launched in 2019, combines decisioning functions in a single environment, utilizing real-time customer profiles and composable architecture to support "autonomous decision automation." This recognition highlights FICO's commitment to empowering businesses with AI-driven, real-world decisioning, particularly in regulated markets, while addressing the need for governance and explainability in AI deployment.
Needham & Company LLC Lifts Earnings Estimates for Equifax
Needham & Company LLC has increased its Q1 2026 EPS estimate for Equifax to $1.69 and maintained a "Buy" rating with a $265 price target. This follows Equifax's strong Q4 performance, beating revenue and EPS expectations, and issuing optimistic FY2026 guidance. However, a New York Times report alleging "price-gouging" by Equifax on Medicaid services introduces potential regulatory risks that could impact the stock despite positive analyst sentiment, AI expansion, and VantageScore traction.
Fair Isaac Corp: Can FICO’s Relentless Rally Keep Scoring New Highs?
Fair Isaac Corp (FICO) has seen a sharp increase in its stock price following strong earnings, pushing it near record highs. The company, a leader in credit analytics and decision automation, is benefiting from a multi-month uptrend driven by robust earnings and optimism around its AI-driven solutions. While some investors worry about high valuations, the company's performance, particularly in its software and decision-management solutions, and its strategic positioning in AI and regulatory compliance suggest continued growth.
Fair Isaac Corp: Can FICO’s Relentless Rally Keep Scoring New Highs?
Fair Isaac Corp (FICO) stock has rallied significantly, approaching record highs, driven by strong earnings and optimism around AI-driven credit analytics despite valuation concerns. The company's performance over the last year has seen a roughly 30% appreciation, outpacing major indices. Wall Street analysts maintain a "tempered Buy" rating, acknowledging FICO's competitive advantages in credit infrastructure and software, but note that the current valuation already reflects much of its near-term growth.
Fair Isaac Insider Lowered Holding By 52% During Last Year
Fair Isaac (NYSE: FICO) saw significant insider selling over the past year, with Executive VP & CFO Steven Weber divesting shares worth US$3.5 million at an average price well above the current market price. While this indicates a lack of insider buying, the company's strong earnings growth and substantial insider ownership (2.7% worth about US$894 million) suggest alignment with shareholder interests. Investors are advised to consider these factors alongside the identified warning signs for Fair Isaac.
JPMorgan Chase & Co. Has Lowered Expectations for Equifax (NYSE:EFX) Stock Price
JPMorgan Chase & Co. has reduced its price target for Equifax (NYSE:EFX) from $260.00 to $230.00, though it maintained an "overweight" rating. Several other analysts also trimmed their price targets following Equifax's Q4 earnings beat, while the company issued softer-than-expected Q1 2026 guidance. Regulatory concerns regarding accusations of "price-gouging" on Medicaid data services by U.S. senators present a significant near-term downside risk for the stock.
Royal Bank Of Canada Issues Pessimistic Forecast for Equifax (NYSE:EFX) Stock Price
Royal Bank of Canada has reduced its price target for Equifax (NYSE:EFX) from $250.00 to $222.00, while maintaining an "outperform" rating, indicating a potential upside of 18.84%. Several other analysts have also revised their price targets for EFX. Despite some downward revisions, the company recently reported Q4 earnings that topped estimates and offered positive guidance for FY 2026, though Q1 2026 guidance was below Street estimates.
