First Foundation (NYSE:FFWM) Trading Up 0.2% - What's Next?
First Foundation (NYSE:FFWM) shares rose 0.2% to $6.25, with trading volume slightly below average. The company received a consensus "Hold" rating from analysts, following recent downgrades from DA Davidson and Zacks, and an upgrade from Stephens. First Foundation reported a Q4 earnings miss with an EPS of ($0.04) against an expected $0.02, alongside a negative net margin and modest return on equity.
Is the Options Market Predicting a Spike in First Foundation Stock?
The options market is showing signs that First Foundation Inc. (FFWM) stock might experience a significant move, with its April 17, 2026 $2.5 Call having high implied volatility. Despite this options activity, analysts currently rank First Foundation as a Zacks Rank #4 (Sell) in the Banks – Southwest industry, and earnings estimates for the current quarter have dropped. This combination suggests that while some options traders may be anticipating a large movement, professional investors might be looking to sell premium due to the underlying fundamental outlook.
First Foundation (NASDAQ:FFWM) Share Price Crosses Above 50 Day Moving Average - Time to Sell?
First Foundation (NASDAQ:FFWM) shares recently crossed above their 50-day moving average, trading at $6.3250 with a volume of 1,655,605 shares. The company has a current market cap of $524.24 million and an average analyst rating of "Moderate Buy" with a consensus price target of $6.58. Institutional investors also significantly increased their holdings in the last quarter, with 73.10% of the stock owned by such entities.
Merger Timeline Firms Up for First Foundation as Integration Nears
First Foundation Inc. is progressing towards its merger with FirstSun Capital Bancorp, aiming for completion in early Q2 2026, contingent on regulatory and shareholder approvals. This merger is set to create a regional banking entity with approximately $17 billion in assets, focusing on expanding its presence in key U.S. growth markets. The market is closely watching the company's performance, with the strategic success of this integration and the upcoming earnings report on April 29, 2026, being critical for its future valuation.
First Foundation Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Foundation Inc. - FFWM
Kahn Swick & Foti, LLC (KSF) is investigating the proposed sale of First Foundation Inc. (NYSE: FFWM) to FirstSun Capital Bancorp (NasdaqGS: FSUN). The law firm is examining whether the offered consideration of 0.16083 shares of FirstSun common stock per First Foundation share adequately values the company and if the sale process was fair. KSF encourages shareholders who believe the transaction undervalues First Foundation to contact them.
First Foundation and FirstSun amend merger agreement to revise non-voting stock terms
First Foundation Inc. (NYSE:FFWM) and FirstSun Capital Bancorp have amended their merger agreement, specifically revising the terms related to the conversion of non-voting common stock. The amendment no longer allows holders of non-voting common stock to convert shares into voting common stock to avoid exceeding a 4.99% ownership threshold. Instead, conversion is now permitted only if FirstSun's actions reduce a holder's voting security percentage, with limits to prevent an increased voting stake post-conversion.
First Foundation, FirstSun Tighten Merger Stock Conversion Terms
First Foundation and FirstSun Capital Bancorp have amended their merger agreement to tighten conversion rights on a new class of FirstSun non-voting common stock. This amendment removes the ability for voluntary conversion into voting common stock up to a 4.99% ownership threshold, instead allowing conversion only to maintain pre-existing ownership levels if a FirstSun action reduces a holder's voting securities percentage. All other financial aspects of the merger remain unchanged, indicating an effort to control the distribution of voting power without altering economic terms.
FirstSun Capital Bancorp amends merger agreement with First Foundation
FirstSun Capital Bancorp (NASDAQ:FSUN) has amended its merger agreement with First Foundation Inc., modifying the terms for converting non-voting common stock into voting common stock. The amendment removes a provision that allowed conversion up to a 4.99% ownership limit and now permits conversion only if FirstSun's actions reduce a holder's percentage ownership of voting securities, ensuring the holder does not acquire a greater percentage than previously held. Other merger terms, including consideration and exchange ratio, remain unchanged, with the merger initially agreed upon on October 27, 2025.
FirstSun Capital Bancorp amends merger agreement with First Foundation
FirstSun Capital Bancorp announced an amendment to its merger agreement with First Foundation, specifically modifying the conversion rights of non-voting common stock. The key change allows conversion to voting stock only if an action by FirstSun reduces the holder's percentage ownership of a class of voting securities, replacing a previous 4.99% ownership cap. Other merger terms, including consideration and exchange ratio, remain unchanged, and the article also highlights FirstSun's strong fourth-quarter 2025 financial results.
First Foundation Inc. Amends Merger Agreement with FirstSun
First Foundation Inc. announced an amendment to its merger agreement with FirstSun Capital Bancorp on February 6, 2026. The key modification concerns the conversion rights of non-voting stock, now allowed only if a FirstSun action reduces the voting share percentage. Notably, the economic terms and merger consideration remain unchanged.
First Foundation Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Foundation Inc. - FFWM
Kahn Swick & Foti, LLC (KSF) is investigating the proposed sale of First Foundation Inc. (NYSE: FFWM) to FirstSun Capital Bancorp (NasdaqGS: FSUN). Shareholders of First Foundation are set to receive 0.16083 of a share of FirstSun common stock for each First Foundation share they own. KSF is scrutinizing whether the proposed consideration and the process leading to this transaction are adequate, and encourages shareholders who believe the company is undervalued to contact them.
Halper Sadeh LLC Encourages PKST, CTRA, NFBK, FFWM Shareholders to Contact the Firm to Discuss Their Rights
Halper Sadeh LLC, an investor rights law firm, is investigating Peakstone Realty Trust (PKST), Coterra Energy Inc. (CTRA), Northfield Bancorp, Inc. (NFBK), and First Foundation Inc. (FFWM) for potential violations of federal securities laws and breaches of fiduciary duties related to their recent sales or mergers. The firm encourages shareholders to contact them to discuss their legal rights and options, offering to seek increased consideration, additional disclosures, or other benefits.
First Foundation Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Foundation Inc. - FFWM
Kahn Swick & Foti, LLC (KSF) is investigating the proposed sale of First Foundation Inc. (NYSE: FFWM) to FirstSun Capital Bancorp (NasdaqGS: FSUN). The law firm is examining whether the proposed consideration of 0.16083 shares of FirstSun common stock for each First Foundation share adequately values the company and if the sales process was fair. Shareholders who believe the transaction undervalues the company are encouraged to contact KSF for legal consultation.
First Foundation Inc. Reports Fourth Quarter 2025 Financial Results
First Foundation Inc. (NYSE: FFWM) has announced its financial results for the fourth quarter ended December 31, 2025. The detailed earnings report for the financial services company, which includes First Foundation Advisors and First Foundation Bank, is available on its investor relations website. The company provides a broad range of personal and business banking, as well as private wealth management services, aiming to combine comprehensive financial products with personalized service.
First Foundation (NASDAQ:FFWM) Stock Passes Above Fifty Day Moving Average - What's Next?
First Foundation (NASDAQ:FFWM) shares recently surpassed their fifty-day moving average, trading at $6.0850 with significant volume. The stock holds a "Moderate Buy" rating from analysts with an average target price of $6.58. Institutional investors also show considerable ownership in the company.
First Foundation (FFWM) Q4 Loss Persists And Keeps Bearish Profitability Narratives In Focus
First Foundation (FFWM) reported a Q4 FY 2025 EPS loss of US$0.10 and total revenue of US$54.9 million, indicating continued unprofitability following a trailing twelve-month loss of US$1.88 per share. The company faces increased non-performing loans, reaching US$57.4 million in Q3 FY 2025, and maintains a low price-to-book ratio compared to peers. Despite these challenges, analysts forecast strong revenue and earnings growth, projecting a return to profitability within three years.
First Foundation (FFWM) Reports Q4 Loss, Misses Revenue Estimates
First Foundation (FFWM) reported a Q4 loss of $0.04 per share, missing the Zacks Consensus Estimate of $0.02, and also missed revenue estimates with $48.36 million against an expected higher figure. The company's shares have underperformed the S&P 500 year-to-date, and its Zacks Rank is currently a #3 (Hold), suggesting a market-in-line performance in the near future. Investors are advised to monitor management's commentary and industry outlook, with a look ahead to Redwood Trust's upcoming earnings report.
First Foundation (FFWM) Q4 Loss Persists And Keeps Bearish Profitability Narratives In Focus
First Foundation (FFWM) reported a Q4 FY 2025 EPS loss of US$0.10 and total revenue of US$54.9 million, continuing a period of unprofitability. Over the trailing twelve months, the company recorded a net loss of US$155.2 million against US$170.5 million in revenue, raising concerns about its ability to stabilize profitability. While shares trade at a discounted 0.6x P/B and analysts forecast strong future earnings growth, rising non-performing loans and thin net interest margins are key risks highlighted by bearish investors.
First Foundation (NYSE:FFWM) Sees Strong Trading Volume - Still a Buy?
First Foundation (NYSE:FFWM) experienced a significant surge in trading volume, with shares increasing by 108% to 1,434,902 units, closing at $6.04. Despite the increased activity, analyst sentiment is mixed, resulting in an average "Hold" rating due to recent downgrades and an upgrade. The company also reported disappointing quarterly earnings, missing expectations with an EPS of ($0.04) against an estimated $0.02, alongside weak profitability metrics.
First Foundation Q4 Earnings Summary & Key Takeaways
First Foundation (NYSE: FFWM) reported its Q4 earnings, revealing a significant miss on estimated earnings per share (EPS) by -233.0%, with an EPS of $-0.04 against an estimate of $0.03. Additionally, revenue decreased by $16.32 million compared to the same period last year. The company's past performance indicates a pattern of missing EPS estimates in recent quarters.
First Foundation (FFWM) Reports Q4 Loss, Misses Revenue Estimates
First Foundation (FFWM) reported a Q4 loss of $0.04 per share, missing the Zacks Consensus Estimate of a $0.02 loss, and also fell short of revenue expectations with $48.36 million against an anticipated higher figure. Despite underperforming the market year-to-date, the stock currently holds a Zacks Rank #3 (Hold), suggesting it is expected to perform in line with the market in the near future. Investors are now looking to management's earnings call commentary for insights into future price movement and the company's outlook.
First Foundation: Fourth Quarter Earnings Overview
First Foundation Inc. reported an $8 million loss in the fourth quarter, translating to 10 cents per share, or an adjusted loss of 4 cents per share. Despite generating $136.3 million in total revenue, net revenue was $48.4 million, missing analyst expectations. For the full year, the company posted a net income of $155.2 million ($1.88 per share) on total revenue of $234.8 million.
First Foundation Inc. 8-K Filing Analysis
First Foundation Inc. reported a net loss of $8.0 million for Q4 2025, primarily due to hedging and merger-related costs, with total revenue declining to $48.4 million. Despite financial challenges, the company completed a significant multifamily loan securitization and plans to merge with FirstSun Capital Bancorp in early Q2 2026, aiming for enhanced profitability and improved return metrics. Management expressed confidence in the merger's future outlook and the company's strengthened liquidity position.
FIRST FOUNDATION ($FFWM) Releases Q4 2025 Earnings
FIRST FOUNDATION ($FFWM) reported its Q4 2025 earnings, missing both earnings per share and revenue estimates. The company posted -$0.04 EPS against an estimated $0.03, and revenue of $48.36 million, falling short of the $62.56 million estimate. Institutional investors showed mixed activity, with some major firms increasing their positions while others significantly decreased holdings.
First Foundation Inc earnings missed by $0.06, revenue fell short of estimates
First Foundation Inc. (NYSE: FFWM) reported fourth-quarter EPS of $-0.04, missing analyst estimates by $0.06. The company's revenue for the quarter also fell short of consensus estimates, coming in at $48.36M against an expected $59.95M. Despite the miss, First Foundation Inc.'s stock has seen positive performance over the last 3 and 12 months.
Inside First Foundation's latest quarter: full Q4 2025 results
First Foundation Inc. (NYSE: FFWM) has released its financial results for the fourth quarter ended December 31, 2025. The full earnings report, including detailed financial statements and performance metrics, is available on the investor relations section of the company's website. First Foundation offers a comprehensive platform of personal and business banking, and private wealth management services.
First Foundation (NASDAQ:FFWM) Reaches New 12-Month High - Should You Buy?
First Foundation (NASDAQ:FFWM) recently hit a new 52-week high of $6.47, closing at $6.4450 with significant trading volume. This surge follows analyst upgrades, including an "overweight" rating from Stephens and a $6.75 price target from Piper Sandler, contributing to a "Moderate Buy" consensus rating. The company, a bank holding firm specializing in banking and wealth management for high-net-worth individuals and businesses, has a market cap of $536.59 million and high institutional ownership.
First Foundation (FFWM) to Release Quarterly Earnings on Thursday
First Foundation (NASDAQ:FFWM) is scheduled to release its quarterly earnings before the market opens on Thursday, January 29th. Analysts anticipate the company will post earnings of $0.02 per share and $58.35 million in revenue. The stock, which opened up 3.8% at $6.34, currently holds a "Moderate Buy" consensus rating from analysts with an average price target of $6.58.
First Foundation (NYSE:FFWM) Sees Strong Trading Volume - What's Next?
First Foundation (NYSE:FFWM) experienced a significant increase in trading volume, with shares trading 225% higher than the previous session at $6.25. Analyst opinions are divided, resulting in an average "Hold" rating, with one Strong Buy, two Holds, and one Sell. The company's financials show a market cap of approximately $525.5 million and negative P/E, alongside a debt-to-equity ratio of 1.71.
FirstSun to Acquire First Foundation in All-Stock Merger to Form $17 Billion Southwest Bank
FirstSun Capital Bancorp is set to acquire First Foundation Inc. in an all-stock merger, creating a $17 billion-asset Southwest-focused bank. First Foundation stockholders will receive 0.16083 shares of FirstSun common stock for each of their shares, and warrant holders will receive a mix of equity and cash. The deal is structured as a tax-advantaged reorganization with a post-closing balance sheet repositioning to enhance capital, credit quality, and liquidity for the new entity, which will trade as FSUN on Nasdaq.
Halper Sadeh LLC Encourages CWAN, FFWM, CFLT Shareholders to Contact the Firm to Discuss Their Rights
Halper Sadeh LLC, an investor rights law firm, is investigating Clearwater Analytics Holdings, Inc. (CWAN), First Foundation Inc. (FFWM), and Confluent, Inc. (CFLT) for potential violations of federal securities laws and/or breaches of fiduciary duties related to their recent sales or mergers. The firm encourages shareholders to contact them to discuss their legal rights and options, seeking increased consideration or additional disclosures.
First Foundation Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of First Foundation Inc. - FFWM
Kahn Swick & Foti, LLC (KSF) is investigating the proposed sale of First Foundation Inc. (NYSE: FFWM) to FirstSun Capital Bancorp (NasdaqGS: FSUN), questioning if the offered consideration of 0.16083 shares of FirstSun common stock per First Foundation share adequately values the Company. KSF encourages shareholders who believe the transaction undervalues First Foundation or wish to discuss their legal rights to contact them.
Halper Sadeh LLC Encourages CWAN, FFWM, CFLT Shareholders to Contact the Firm to Discuss Their Rights
Halper Sadeh LLC, an investor rights law firm, is investigating potential federal securities law violations and/or breaches of fiduciary duties related to the sales of Clearwater Analytics Holdings, Inc. (CWAN), First Foundation Inc. (FFWM), and Confluent, Inc. (CFLT). The firm encourages shareholders of these companies to contact them to discuss their legal rights and options, as they may seek increased consideration or additional disclosures on behalf of shareholders.
This Texas-based bank will share its latest results before markets open Jan. 29
First Foundation Inc. (NYSE: FFWM) announced it will release its fourth quarter 2025 earnings results before the market opens on Thursday, January 29, 2026. The financial services company, which offers personal and business banking along with private wealth management, will make the announcement via Business Wire and post the report on its investor relations site.
First Foundation (NYSE:FFWM) Raised to Strong-Buy at DA Davidson
DA Davidson and Stephens upgraded First Foundation (NYSE:FFWM) to "strong-buy," resulting in a "Moderate Buy" consensus from MarketBeat despite the company's weak profitability metrics including a negative net margin of 26.09% and a trailing PE of -3.19. The financial services company, headquartered in Irvine, California, last reported quarterly EPS of $0.51 on $74.7 million revenue. Shares opened at $6.25 and are trading near their one-year high of $6.47, with a market cap of $518 million.
Fourthstone LLC Buys 247,636 Shares of First Foundation Inc. $FFWM
Fourthstone LLC significantly increased its stake in First Foundation Inc. (NASDAQ:FFWM) during the second quarter, purchasing an additional 247,636 shares. This acquisition brings their total holdings to 670,016 shares, valued at approximately $3.42 million. Other institutional investors like Mirabella Financial Services, Mendon Capital Advisors, Goldman Sachs, and Curi RMB Capital also increased their positions in the bank's stock.
Mirabella Financial Services LLP Boosts Stock Position in First Foundation Inc. $FFWM
Mirabella Financial Services LLP significantly increased its stake in First Foundation Inc. (NASDAQ:FFWM) by 51.2% in the second quarter, now holding 903,630 shares valued at approximately $4.61 million. This increase contributes to the 73.10% institutional ownership of the stock, with other major institutional investors like Vanguard, Geode Capital Management, Hotchkis & Wiley, Goldman Sachs, and Mendon Capital Advisors also modifying their positions. Analysts currently give First Foundation a "Moderate Buy" rating with an average price target of $6.58.
Earnings call transcript: First Foundation Q2 2025 reports net loss, stock rises
First Foundation Inc. reported a net loss of $7.7 million for Q2 2025, a significant drop from the previous quarter's net income, with EPS of -$1.77 notably missing forecasts. Despite this, the company's stock rose 2.06% in pre-market trading, driven by revenue slightly surpassing expectations and investor optimism regarding strategic initiatives, particularly the reduction of commercial real estate exposure by year-end 2025. The company projects an improved net interest margin and a return to profitability in the coming quarters.
FirstSun Capital Bancorp to Acquire First Foundation Inc. in $785M All-Stock Merger
FirstSun Capital Bancorp is set to acquire First Foundation Inc. in an all-stock merger valued at $785 million, aiming to create a $17 billion regional banking franchise and expand FirstSun's presence in Southern California. The deal is projected to be over 30% accretive to FirstSun’s 2027 estimated earnings per share, with FirstSun stockholders owning approximately 59.5% of the combined company. The merger is expected to close in the second quarter of 2026, with key leadership roles determined for the combined entity.
FirstSun Capital Bancorp and First Foundation Inc. Combining in All-Stock Merger
FirstSun Capital Bancorp and First Foundation Inc. announced an all-stock merger that will create a $17 billion bank with enhanced operations in key growth markets, particularly Southern California. The transaction, valued at approximately $785 million, aims for over 30% accretion to FirstSun’s 2027 estimated EPS and will involve a significant re-positioning of First Foundation's balance sheet for higher profitability. The combined entity will operate under the FirstSun and Sunflower Bank names, leveraging a strong leadership team and extensive market footprint.
Shareholder Alert: The Ademi Firm investigates whether First Foundation Inc. is obtaining a Fair Price for its Public Shareholders
The Ademi Firm is investigating First Foundation (NYSE: FFWM) regarding a proposed transaction with FirstSun, specifically to determine if First Foundation's public shareholders are receiving a fair price. The investigation focuses on potential breaches of fiduciary duty by the board, especially given that First Foundation shareholders will own 40.5% of the combined company while insiders receive substantial benefits and a significant penalty is imposed if First Foundation accepts a competing bid.
FirstSun to acquire First Foundation in $785M deal
FirstSun Capital Bancorp announced its acquisition of First Foundation for roughly $785 million, a deal expected to close in Q2 2026. This transaction will nearly double FirstSun's assets to $17 billion and expand its presence in Southern California with 18 new branches. The acquisition follows FirstSun's previous failed attempt to acquire HomeStreet Bank, providing a new strategic direction for the company.
FirstSun to buy First Foundation in $785 million all-stock deal
FirstSun Capital Bancorp announced an all-stock acquisition of First Foundation for $785 million, reflecting an acceleration of mergers and acquisitions among regional banks. This deal, expected to close in Q2 2026, aims to strengthen balance sheets and expand FirstSun's presence in Southern California, creating a combined entity with $17 billion in assets. Such consolidation comes amid credit concerns and macroeconomic uncertainties in the banking sector.
Shareholder Alert: The Ademi Firm investigates whether First Foundation Inc. is obtaining a Fair Price for its Public Shareholders
The Ademi Firm is investigating First Foundation (NYSE: FFWM) for potential breaches of fiduciary duty due to its transaction with FirstSun. In this deal, First Foundation shareholders will receive 0.16083 shares of FirstSun common stock for each of their shares, resulting in First Foundation stockholders owning 40.5% of the combined company. The investigation focuses on whether the board fulfilled its duties to all shareholders, especially concerning a significant penalty clause for competing bids.
First Foundation appoints Dean Glassberg as EVP, Chief Credit Officer By Investing.com - Investing.com Canada
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First Foundation appoints Dean Glassberg as EVP, Chief Credit Officer - Investing.com India
The article indicates an application error prevented the content from loading. However, based on the title, First Foundation has appointed Dean Glassberg as EVP, Chief Credit Officer.
First Foundation appoints Dean Glassberg as EVP, Chief Credit Officer By Investing.com - Investing.com UK
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First Foundation Inc. (NYSE:FFWM) is largely controlled by institutional shareholders who own 57% of the company
Institutional shareholders control 57% of First Foundation Inc. (NYSE:FFWM), giving them significant influence over the company's share price. The top 8 shareholders account for 52% of the company, with hedge funds specifically owning 27%. Insiders own US$24 million worth of shares, representing a smaller portion of the company.
First Foundation Bank Appoints Stuart Bernstein as Chief Banking Officer
First Foundation Inc. (NYSE: FFWM) has announced the appointment of Stuart Bernstein as Executive Vice President, Chief Banking Officer of First Foundation Bank (FFB), effective August 11, 2025. Mr. Bernstein will be responsible for FFB’s consumer services, business banking, and private client strategy, bringing over 25 years of experience from previous leadership roles at Santander Bank, MUFG Union Bank, Wells Fargo, and Bank of America. CEO Thomas C. Shafer highlighted Bernstein's extensive experience and focus on talent development and client engagement as key assets for the bank's future.
First Foundation Bank Appoints Stuart Bernstein as Chief Banking Officer
First Foundation Bank announced the appointment of Stuart Bernstein as Executive Vice President, Chief Banking Officer, effective August 11, 2025. Bernstein will oversee consumer services, business banking, and private client strategy, bringing over 25 years of leadership experience from institutions like Santander Bank and MUFG Union Bank. This strategic hire aims to drive the next phase of the bank's evolution.
