First Citizens BancShares Stock (FCNCA): Market Guide and Performance
This article provides a comprehensive analysis of First Citizens BancShares (FCNCA) stock, highlighting its strategic acquisition of Silicon Valley Bank in 2023 and strong financial performance in Q4 2025. It details the company's various stock classes, analyst ratings, and strategic position within the regional banking sector, while also outlining key risks and suggesting a diversified investment approach.
First Citizens BancShares Declares Dividends
First Citizens BancShares (NASDAQ: FCNCA) has declared dividends for its Class A and Class B common stock, as well as Series A, B, and C preferred stock. The company increased its common stock dividend from $0.75 per share to $1.64 per share, payable on December 15, 2023. This increase reflects the company's strong financial performance and overall stability, as stated by Chairman and CEO Frank B. Holding Jr.
First Citizens BancShares Reports Fourth Quarter 2025 Earnings
First Citizens BancShares reported net income of $580 million for Q4 2025, an increase from the linked quarter, with adjusted net income at $648 million. The company announced plans to acquire 138 branches from BMO Bank N.A., expecting to assume $5.7 billion in deposits and acquire $1.1 billion in loans. Significant capital was returned to stockholders through $900 million in share repurchases and a $2.5 billion prepayment of the Purchase Money Note, while maintaining strong capital and liquidity positions.
First Citizens BancShares rises nearly 4% on strong Q4 earnings beat
First Citizens BancShares (NASDAQ:FCNCA) saw its shares rise nearly 4% in after-hours trading following a significant beat on Q4 adjusted earnings per share, driven by strong loan growth and stable credit quality. The bank reported $51.27 EPS against an analyst consensus of $44.40, with revenue reaching $2.44 billion. The company also announced an agreement to acquire 138 branches from BMO Bank, expanding its presence in various U.S. regions.
First Citizens BancShares Reports Fourth Quarter 2025 Earnings
First Citizens BancShares reported net income of $580 million for Q4 2025, an increase from $568 million in Q3 2025, driven by strong loan growth and stable credit quality. The company announced the acquisition of 138 BMO Bank branches, expecting to assume $5.7 billion in deposits and acquire $1.1 billion in loans. Additionally, BancShares returned $900 million to stockholders through share repurchases and prepaid $2.5 billion of the Purchase Money Note, maintaining strong capital and liquidity positions.
First Citizens BancShares rises nearly 4% on strong Q4 earnings beat
First Citizens BancShares (NASDAQ:FCNCA) reported strong Q4 adjusted earnings of $51.27 per share, significantly surpassing analyst expectations of $44.40. The company's shares rose by 3.81% in after-hours trading due to robust loan growth led by its Global Fund Banking division and stable credit quality. First Citizens also announced an agreement to acquire 138 branches from BMO Bank, expanding its presence across several U.S. regions.
First Citizens BancShares Declares Dividends
First Citizens BancShares, Inc. announced that its Board of Directors has declared dividends for various classes of its common and preferred stock. These dividends are scheduled to be paid on March 16, 2026, to shareholders of record as of February 27, 2026. The announcement details quarterly dividends for Class A and Class B common stock, as well as several series of non-cumulative perpetual preferred stock.
First Citizens BancShares rises nearly 4% on strong Q4 earnings beat
First Citizens BancShares (NASDAQ:FCNCA) saw its shares rise by nearly 4% in after-hours trading after reporting adjusted Q4 2025 earnings of $51.27 per share, significantly exceeding analyst estimates of $44.40. The strong performance was attributed to robust loan growth, particularly in Global Fund Banking, and stable credit quality. The bank also announced plans to acquire 138 branches from BMO Bank, expanding its presence across several U.S. regions.
First Citizens BancShares rises nearly 4% on strong Q4 earnings beat
First Citizens BancShares, Inc. (NASDAQ:FCNCA) reported adjusted Q4 earnings of $51.27 per share, significantly exceeding analyst expectations of $44.40, and saw its shares rise by 3.81%. The strong performance was driven by loan growth, particularly in its Global Fund Banking division, and stable credit quality. The bank also continued its capital return program, repurchasing shares and announcing an agreement to acquire 138 branches from BMO Bank.
Silicon Valley Bank Releases 25th Annual State of the US Wine Industry Report
Silicon Valley Bank (SVB) has released its 25th annual State of the US Wine Industry Report, forecasting an improvement in demand decline for the wine industry in 2026, with a market bottoming out in 2027-2028 before returning to modest growth. The report highlights that industry sales declined in 2025 by 2.0% in cases and 1.6% in dollars, an improvement over 2024, despite profit margin compression and higher inventory levels. Wineries are urged to fundamentally alter consumer engagement, inventory management, and brand value to navigate the multi-year demand correction.
First Citizens BancShares, Inc. Announces Chief Risk Officer Transition, Names Successor
First Citizens BancShares, Inc. announced the retirement of Lorie K. Rupp, its Executive Vice President and Chief Risk Officer, effective June 1, 2026. Tom Eklund, the current Treasurer and a 20-year veteran of First Citizens Bank, will succeed Rupp in the role. This transition allows for a smooth handover of responsibilities in risk management.
First Citizens BancShares rises nearly 4% on strong Q4 earnings beat By Investing.com
First Citizens BancShares Inc. (NASDAQ:FCNCA) reported fourth-quarter adjusted earnings of $51.27 per share, significantly surpassing analyst estimates of $44.40, driven by strong loan growth and stable credit quality. The company’s shares rose nearly 4% in after-hours trading following the announcement. First Citizens also announced the acquisition of 138 branches from BMO Bank, expanding its presence across several U.S. regions.
First Citizens BancShares Reports Second Quarter 2024 Earnings, Announces Share Repurchase Plan
First Citizens BancShares announced its second quarter 2024 earnings, reporting solid financial performance with broad-based loan and deposit growth, strong profitability, and credit stabilization. The company also unveiled a share repurchase plan of up to $3.5 billion for its Class A common shares. Key financial metrics included net income of $707 million and adjusted net income of $755 million for the quarter.
Soltage Closes $80 Million Syndicated Development Revolver Facility to Accelerate Solar & Storage Deployment
Soltage has secured an $80 million syndicated development revolver facility, led by First Citizens Bank and EastWest Bank, to finance development-stage expenditures for its solar and energy storage projects. This pre-notice-to-proceed financing will help Soltage accelerate the deployment of its 2+ GW solar and storage pipeline across the U.S. and continue its growth in clean energy solutions. This milestone highlights the company's strong market reputation and expanded financial capacity.
Soltage Closes $80 Million Syndicated Development Revolver Facility to Accelerate Solar & Storage Deployment
Soltage, a leading independent power producer, has secured an $80 million syndicated development revolver facility. This financing, led by First Citizens Bank and EastWest Bank, will support Soltage's growth pipeline by covering development-stage expenditures for solar and energy storage projects across the U.S. The new multi-year facility aims to accelerate the deployment of clean energy solutions and expand Soltage's national footprint.
First Citizens Bank Purchases Office Building in San Francisco
First Citizens Bank has announced the purchase of a 160,000 square foot office building at 667 Mission Street in San Francisco, with renovation and expected move-in by 2027. This acquisition highlights the bank's commitment to its growing client base in the region and the innovation economy, particularly through its Silicon Valley Bank division. This marks the second commercial real estate purchase in the Bay Area this year for First Citizens Bank, demonstrating its long-term growth strategy in the area.
First Citizens Names Snow Holding Middle Market Banking Leader for Northeastern United States
First Citizens Bank has appointed Snow Holding as Director and Market Leader of Middle Market Banking for the Northeast, where he will spearhead business expansion efforts and lead relationship managers in Boston and New York. Holding, who previously managed business banking in Boston, will continue to expand First Citizens' middle market practice, offering comprehensive banking solutions to clients in the region. This appointment supports First Citizens' ongoing growth in the Northeast's Business, Commercial, and Wealth presence.
First Citizens BancShares declares quarterly dividends
First Citizens BancShares, Inc. (NASDAQ:FCNCA) announced quarterly dividends for its common and preferred stock, payable on December 15, 2025, to shareholders of record as of November 28, 2025. The company will pay $2.10 per share on both Class A and Class B common stock. This follows strong Q2 2025 results, with EPS of $44.78 and revenue of $2.38 billion, though analyst outlooks are mixed.
First Citizens Wealth Expands California Bay Area Team, Appoints Lee Erby Region Head
First Citizens Wealth has appointed Lee Erby as Northern California Market Leader, based in San Francisco, to lead a team of wealth consultants focusing on high-net-worth individuals, families, businesses, and nonprofits. Erby brings over 20 years of wealth and private banking experience and deep local ties to the Bay Area. This strategic move aims to strengthen First Citizens Wealth's presence and growth in the region, leveraging Erby's leadership and the bank's existing Silicon Valley Bank ecosystem.
First Citizens Bank Provides $38 Million to Stockdale Capital Partners
First Citizens Bank's Healthcare Finance business has provided Stockdale Capital Partners with $38 million in first-mortgage debt. This financing will enable Stockdale to acquire Willow Oaks Corporate Center, a 401,000-square-foot medical outpatient campus in Fairfax, VA, anchored by Inova Health System. Stockdale Capital Partners plans to enhance the property to attract more healthcare providers and expand community access to high-quality care.
First Citizens Names Mike Spencer Middle Market Banking Leader in Georgia
First Citizens Bank has appointed Mike Spencer as Managing Director of Middle Market Banking in Atlanta, a role in which he will expand the bank's presence throughout Georgia and surrounding regions. Spencer, a 30-year industry veteran with expertise in manufacturing, wholesale, and distribution sectors, previously spent eight years at Synovus growing its middle market platform. This appointment reinforces First Citizens' commitment to its middle market banking practice, which has been serving clients in Georgia since 2022.
First Citizens Wealth Finds Business Owners Resilient Amid Change, with Experienced Owners Taking More Risks
First Citizens Wealth's "Beyond Wealth" study indicates that business owners are resilient and optimistic despite economic challenges, with many adapting their financial strategies. Experienced entrepreneurs are leveraging private equity and venture capital more frequently, reinvesting in their businesses, and focusing on long-term growth. The study also highlights that while wealthy Americans have diversified their assets, inflation and market volatility remain key financial stressors.
First Citizens Wealth Finds Business Owners Resilient Amid Change, with Experienced Owners Taking More Risks
A new "Beyond Wealth" study by First Citizens Wealth reveals that business owners are highly optimistic and resilient despite economic challenges, with many finding innovative ways to ensure long-term growth. The study highlights that experienced entrepreneurs are more likely to leverage private equity and reinvest in their businesses, while overall, business owners feel financially confident but could benefit from professional financial planning to protect their wealth. Additionally, wealthy Americans are diversifying their assets and cutting back on discretionary spending due to financial stress from inflation and market volatility.
First Citizens BancShares Reports Third Quarter 2025 Earnings
First Citizens BancShares reported solid third-quarter 2025 earnings with net income of $568 million, driven by strong loan and deposit growth across all operating segments, particularly SVB Commercial. The company also announced the acquisition of 138 BMO Bank branches, expected to close in mid-2026, and returned $900 million in capital to stockholders through share repurchases. Despite an increase in provision for credit losses due to a single large charge-off, capital and liquidity positions remained strong, supporting strategic initiatives.
First Citizens BancShares to Acquire 138 BMO Branches - TipRanks
First Citizens BancShares announced an agreement to acquire 138 branches from BMO Bank N.A. This strategic move, valued at $5.7 billion in deposit liabilities and $1.1 billion in acquired loans, is expected to enhance First Citizens Bank's liquidity and market presence. The transaction is anticipated to close in mid-2026, pending regulatory approvals.
Flatiron Reaches Financial Close on Largest Battery Energy Storage Project in Massachusetts
Flatiron Energy has secured approximately $540 million in financing commitments for the Taft Project, a 200MW / 800MWh battery energy storage asset in Uxbridge, Massachusetts. The project is expected to become commercially operational in late 2026, enhancing grid reliability and supporting clean energy transition in eastern Massachusetts. This significant funding from a consortium of banks and a premier global credit asset manager marks a major step in Flatiron's goal to build clean capacity where it's most needed.
Betterment at Work and First Citizens Wealth Launch 401(k) Solution for Business Clients
Betterment at Work and First Citizens Wealth have partnered to launch a new 401(k) solution for First Citizens Bank's small and mid-sized business clients, including those from Silicon Valley Bank and CIT Bank divisions. This collaboration combines First Citizens Wealth's consulting services, such as plan design and investment fiduciary oversight, with Betterment at Work's digital recordkeeping platform and administrative support. The aim is to provide a streamlined, cost-effective retirement planning experience to help businesses attract and retain talent.
Construction financing & JV equity arranged for luxury apartment community in Watchung, New Jersey
JLL Capital Markets arranged construction financing and joint venture equity for a new luxury apartment community located in Watchung, New Jersey. The transaction involved a senior construction loan from First Citizens Bank and joint venture equity from Marcus Partners, for a development by The Sterling Properties Group and Danbro Properties. This project exemplifies the demand for high-quality, amenity-rich housing in suburban markets.
First Citizens Sets Q2 2025 Earnings Release: Pre-Market Results, 9AM Conference Call on July 25
First Citizens BancShares (NASDAQ: FCNCA) announced its Q2 2025 earnings call for Friday, July 25, 2025, at 9:00 AM Eastern time. The financial results for the quarter ending June 30, 2025, will be released before U.S. markets open on the same day. Investors can access the call via webcast or telephone, with replay options available on the company's investor relations website.
Career Financial Services Leader Appointed to First Citizens BancShares Board of Directors
Diane Morais, an experienced financial services leader with over 30 years in the sector, has been appointed to the board of directors of First Citizens BancShares, Inc. and First-Citizens Bank & Trust Company, effective July 1, 2025. Morais previously held key leadership positions at Ally Bank and Bank of America, bringing extensive knowledge in consumer and commercial banking, digital evolution, and customer care. Her appointment is expected to strengthen the Board's governance efforts and align with First Citizens' customer-centric approach.
First Citizens BancShares Reports First Quarter 2025 Earnings
First Citizens BancShares, Inc. reported solid first-quarter 2025 earnings, with net income of $483 million. The company saw loan and deposit growth in several segments, maintained strong capital and liquidity, and returned $613 million to stockholders through share repurchases. Future outlook remains positive despite current uncertainties.
Snow Appointed to First Citizens BancShares Board of Directors
Matt Snow has been appointed to the board of directors of First Citizens BancShares, Inc. and its subsidiary, First-Citizens Bank & Trust Company, effective January 2, 2025. Snow brings over 30 years of experience, including leadership roles at Forvis Mazars and KPMG, where he specialized in accounting and auditing for various industries. He will serve on the joint audit committee of BancShares and First Citizens Bank as well as First Citizens Bank's trust committee.
CBRE Arranges 87,000 SF of Office Leases at First Citizens Bank Plaza in Uptown Charlotte
CBRE announced the completion of three new office leases totaling 87,266 sq. ft. at First Citizens Bank Plaza in Uptown Charlotte. These leases, secured by Kris Westmoreland, Stephanie Spivey, and Joe Franco representing Dornin Investment Group, include Dexian, a global IT services firm, and the U.S. General Services Administration. The strong leasing activity highlights continued demand for well-located office space in Charlotte's CBD.
First Citizens BancShares Reports Third Quarter 2024 Earnings
First Citizens BancShares, Inc. reported third-quarter 2024 earnings of $639 million, or $43.42 per diluted common share, a decrease from the linked quarter. The company experienced resilient loan growth in General Bank and Commercial Bank segments, deposit growth primarily in the Branch Network, and maintained strong capital and liquidity positions. Net interest income saw a slight decrease, while noninterest income increased, and noninterest expense was up due to staff additions and regulatory compliance enhancements.
First Citizens BancShares Reports Second Quarter 2024 Earnings, Announces Share Repurchase Plan
First Citizens BancShares reported Q2 2024 earnings, with net income of $707 million and diluted EPS of $47.54, alongside announcing a $3.5 billion share repurchase plan. The company demonstrated broad-based loan and deposit growth, strong profitability, and continued credit stabilization, including progress in the SVB Commercial segment. The share repurchase plan signals management's confidence in the bank's capital position and future outlook.
First Citizens’ bold conquest raised the stakes and profile of the family controlled bank
First Citizens Bancshares' acquisition of Silicon Valley Bank significantly boosted its financial profile, making it the 13th largest U.S. bank by assets. Analysts debated the value of the deal, with some calling it essentially free due to government assistance, resulting in a 250% stock gain by early 2024. The bank leveraged its experience in acquiring distressed institutions and a trusted relationship with the FDIC to navigate the complex acquisition and stabilize SVB's operations and talent base.
CBRE Arranges Lease for IWG at First Citizens Bank Plaza in Charlotte, North Carolina
CBRE has arranged a 40,000-square-foot lease for IWG at First Citizens Bank Plaza in Charlotte, North Carolina. IWG will expand into the Charlotte region under its SPACES brand, occupying the 18th and 19th floors of the recently renovated Class A office building. This deal highlights the strategic location and improvements of the property, attracting new tenants like IWG amidst competitive market conditions.
First Citizens can move forward with $1.2B poaching suit against HSBC
First Citizens has been granted permission to proceed with its $1.2 billion lawsuit against HSBC, which alleges HSBC poached 42 employees from Silicon Valley Bank before First Citizens acquired the failed bank. A judge deemed the suit "confusing" and gave First Citizens 28 days to file an amended complaint. The lawsuit centers on former SVB executive David Sabow, who First Citizens claims masterminded "Project Colony" to transfer SVB's tech and healthcare client information to HSBC through the recruited employees.
Around the house: newly-public Utz Brands names first general counsel
Newly-public US snacks maker Utz Brands has appointed Theresa Robbins Shea as its first general counsel as part of a broader leadership team expansion since going public last August. The article also highlights other significant in-house legal appointments, including Matthew Martin as chief counsel for First Citizens Bank, Michael Garson as general counsel for SOS International, Hannah Kim as chief legal officer for Neiman Marcus Group, Alan Halfenger as general counsel for Arctaris Impact Investors, and Andrea Soria as director of legal for Tonal Systems. These appointments reflect a trend of companies bolstering their legal and compliance departments with experienced professionals.
First Citizens to Buy CIT Group
First Citizens BancShares Inc. announced plans to acquire CIT Group Inc. in an all-stock deal valued at approximately $2.2 billion, creating a regional bank with over $100 billion in assets. The new entity will retain the First Citizens name and CEO. This merger aims to strengthen commercial lending by leveraging First Citizens' low-cost deposits, addressing a common challenge for regional banks struggling against larger national competitors and low interest rates.
Holding widow sells $46.5M in First Citizens shares
The widow of Frank Holding Sr., former executive vice chairman of First Citizens BancShares Inc., has sold $46.5 million in First Citizens shares. This sale occurred nearly three months after his death and was done to pay taxes on his estate. Frank Holding Sr. passed away on May 26, 2018, at the age of 89.
North Carolina firm buys Sarasota City Center
A North Carolina real estate investment firm, The Dilweg Companies, has purchased the 13-story Sarasota City Center for $36.5 million. This acquisition was part of a larger $115.5 million deal that also included First Citizens Plaza in Charlotte, North Carolina. The Sarasota City Center, which opened in 1989 and is 88 percent occupied, includes major tenants such as Wells Fargo and Merrill Lynch, and the new owner plans improvements.
Robert Frantz Obituary (2013) - Columbia, Sc, SC - The News & Observer
Robert Bruce "Brett" Frantz, Jr., of Columbia, SC, passed away tragically on March 11, 2013. He was a dedicated husband, father, and prominent figure in banking with First Citizens Bank & Trust Company. Frantz was also deeply involved in his community and church, serving in numerous leadership roles.
Dealing In Bank-owned Properties On The Rise
Cape Fear Commercial, co-owned by Brian Eckel and Vin Wells, has seen a significant increase in business from bank-owned properties since 2009, with approximately 70 percent of their current business stemming from these assets. The company has adapted its marketing strategies to quickly dispose of distressed properties, utilizing methods like Auction.com and "call for offers." This shift has also led to the expansion of their team, including new research and marketing staff, and an increase in court-appointed receivership work.
