First Bancorp (NASDAQ:FBNC) Reaches New 52-Week High - Should You Buy?
First Bancorp (NASDAQ:FBNC) recently hit a new 52-week high of $62.64, closing at $62.27 with significant trading volume. Despite mixed analyst ratings, the consensus remains a "Moderate Buy" with a target price of $61.25. The company exceeded EPS expectations but missed on revenue, raised its quarterly dividend, and has seen recent insider selling.
First Bancorp Gains Traction During Rotation Activity In The Nasdaq Index
First Bancorp (NASDAQ:FNLC) has garnered market attention by moving above its long-term average within the Nasdaq Index. The focus is attributed to the company's stable margins, capital efficiency, and alignment with regional economic trends, as well as broader sector rotation activity. Its balance sheet, characterized by moderate leverage and adequate liquidity, supports its lending and deposit management operations.
Public Sector Pension Investment Board Increases Stake in First Bancorp $FBNC
The Public Sector Pension Investment Board increased its stake in First Bancorp (NASDAQ:FBNC) by 14.5% to 161,719 shares ($8.55 million), contributing to a total institutional ownership of 68.36%. The company reported Q4 EPS of $1.19, exceeding estimates, and raised its quarterly dividend to $0.24, marking an annualized yield of 1.6%. Despite mixed analyst ratings, the consensus remains a "Moderate Buy" with a target price of $61.25.
First Bank’s CEO Adam Currie elected director of the Federal Reserve Bank of Richmond
Adam Currie, President and CEO of First Bank, has been elected as a Class A director of the Federal Reserve Bank of Richmond for a 2025–2027 term. Currie brings over 20 years of financial services expertise and will contribute to the economic vitality of the region by providing insights into regional economic conditions and banking industry needs. This role supports the Federal Reserve's mission to foster economic stability in the Fifth Federal Reserve District.
First Bancorp (NASDAQ:FBNC) Stock Price Passes Above 200-Day Moving Average - Should You Sell?
First Bancorp (NASDAQ:FBNC) shares have risen above their 200-day moving average, trading at $60.93 against a $52.87 average, indicating a technical breakout. Analyst ratings are mixed but generally lean towards a "Moderate Buy" with a consensus target of $61.25. The company recently beat EPS estimates, missed revenue expectations, and increased its quarterly dividend to $0.24.
First Bank's CEO Adam Currie Elected Director of the Federal Reserve Bank of Richmond
Adam Currie, President and CEO of First Bank, has been elected as a Class A Director of the Federal Reserve Bank of Richmond for the 2025–2027 term. Currie brings over 20 years of financial services expertise and will provide insights into regional economic conditions and banking industry needs. First Bank, headquartered in Southern Pines, N.C., is a community-focused bank operating 113 branches in North Carolina and South Carolina with approximately $12.7 billion in assets.
Piper Sandler Downgrades First Bancorp to Neutral From Overweight, Lifts Price Target to $64 From $58
Piper Sandler has downgraded First Bancorp (FBNC) from Overweight to Neutral while increasing its price target to $64 from $58. This adjustment reflects a revised outlook on the banking institution's future performance. The article also touches upon recent news regarding First BanCorp's CFO retirement and other company updates.
First Bancorp Inc (ME): Quiet Regional Player Faces Choppy Tape As Investors Reprice Small-Cap Banks
First Bancorp Inc (ME) is experiencing a modest pullback, reflecting broader pressures on regional financials due to changing interest rate expectations and credit risk, but maintains a positive one-year investment performance including dividends. Despite limited analyst coverage and sparse news, the bank's traditional community model and conservative management suggest a steady outlook, though its future depends on interest rate paths, credit quality in its local markets, and competition for deposits. Investors are watching for clearer signals in the regional banking cycle, with the stock currently reflecting cautious optimism.
Assessing First Bancorp (FBNC) Valuation After Dividend Increase And Boardroom Change
First Bancorp (FBNC) is under scrutiny after a dividend increase and a board retirement, following a strong year where shares gained 44.36%. Despite trading at a 35.72% intrinsic discount, its current P/E ratio of 23.2x is significantly higher than industry averages, raising questions about whether future growth is already priced in. The company shows strong earnings growth and revenue forecasts, but its return on equity remains low, suggesting potential limits to P/E expansion if profitability doesn't improve.
First Bancorp stock hits all-time high at 62.32 USD By Investing.com
First Bancorp (FBNC) stock has reached a new all-time high of $62.32, marking a 35.27% increase over the past year. This achievement is supported by strong financial performance, a low PEG ratio of 0.51 suggesting attractive valuation, and 39 consecutive years of dividend payments. Analysts remain optimistic, with a target price of $68, following positive Q4 earnings fueled by stronger fees and healthy credit trends.
First Bancorp stock hits all-time high at 62.32 USD
First Bancorp (FBNC) stock reached an all-time high of $62.32, marking a 35.27% increase over the past year. This achievement is backed by investor confidence, a PEG ratio of 0.51, 39 consecutive years of dividend payments, and optimistic analyst ratings with a high price target of $68. Recent positive news for the company includes exceeding fourth-quarter earnings, a raised price target from Raymond James, and a declared quarterly cash dividend.
First Bancorp stock hits all-time high at 62.32 USD By Investing.com
First Bancorp's stock has reached an all-time high of $62.32, surpassing its previous 52-week high and reflecting a 35.27% increase over the past year. This achievement is backed by strong market performance, a PEG ratio of 0.51, 39 consecutive years of dividend payments with a 1.51% yield, and optimistic analyst ratings with a price target of $68. Recent positive financial results, including strong fourth-quarter earnings and a dividend announcement, further bolster investor confidence.
First Bancorp stock hits all-time high at 62.32 USD By Investing.com
First Bancorp's stock has reached an all-time high of $62.32, marking a 35.27% increase over the past year and reflecting strong investor confidence. The company maintains an attractive valuation with a PEG ratio of 0.51 and has consistently paid dividends for 39 years. Analysts are optimistic, with a high price target of $68, especially after the bank reported strong fourth-quarter earnings and a dividend announcement.
First Bancorp (NASDAQ:FBNC) Receives Average Recommendation of "Moderate Buy" from Brokerages
First Bancorp (NASDAQ:FBNC) has received a consensus "Moderate Buy" rating from seven brokerages, with an average 12-month price target of $58.00. The company recently increased its quarterly dividend to $0.24, resulting in a 1.6% yield, and reported Q4 EPS of $1.19, exceeding estimates, though revenue for the quarter missed expectations. Institutional investors hold a significant portion of the stock, while insiders have been net sellers.
Insider Sell: Mary Capel Sells 5,000 Shares of First Bancorp (FBNC)
Mary Capel, a retired board member of First Bancorp (FBNC), recently sold 5,000 shares of the company, bringing her total ownership to 20,399.6201 shares. Over the past year, Capel has sold 10,142 shares with no purchases, contributing to a total of 2 insider buys and 6 insider sells for First Bancorp. The stock is currently trading at $59.31, with a high price-earnings ratio and a price-to-GF-Value ratio of 1.53, indicating it is significantly overvalued according to GuruFocus's intrinsic value estimate.
Insider Selling: First Bancorp (NASDAQ:FBNC) Insider Sells 5,000 Shares of Stock
First Bancorp (NASDAQ:FBNC) director Mary Clara Capel recently sold 5,000 shares of the company's stock for $59.31 per share, totaling $296,550. This transaction, along with recent sales in late January, reduced her holdings by nearly 20%. The company also increased its quarterly dividend to $0.24 and reported mixed quarterly results, beating EPS estimates but missing revenue expectations.
First Bancorp (FBNC) Is Up 5.0% After Strong 2025 Earnings, Dividend Hike And Board Transition
First Bancorp (FBNC) reported strong fourth-quarter and full-year 2025 earnings, leading to a 5.0% stock jump, a dividend increase to US$0.24 per share, and a governance transition with a director's retirement. The company's improved profitability and dividend hike reinforce its investment narrative, although its price-to-earnings multiple suggests the market has already factored in much of this progress. Investors are encouraged to consider various perspectives on the valuation and risks associated with loan growth and board changes.
First Bancorp (FBNC) Is Up 5.0% After Strong 2025 Earnings, Dividend Hike And Board Transition
First Bancorp (FBNC) reported strong fourth-quarter and full-year 2025 earnings, leading to a 5.0% stock price increase. The company also raised its quarterly cash dividend to US$0.24 per share and saw the retirement of a long-serving board director. With improved profitability and increased dividends, investors are weighing the impact of these developments against the bank's credit and growth risks.
Insider Sell: Mary Capel Sells Shares of First Bancorp (FBNC)
Mary Capel, a retired board member of First Bancorp (FBNC), sold 2,642 shares of the company on January 30, 2026, reducing her holdings to 25,399.6201 shares. This transaction is part of a pattern where she has sold 5,142 shares over the past year without any purchases. Currently, First Bancorp is considered significantly overvalued with a price-to-GF-Value ratio of 1.49, trading at $57.75 against a GF Value of $38.81.
First Bancorp (NASDAQ:FBNC) Insider Mary Clara Capel Sells 2,642 Shares
First Bancorp (NASDAQ:FBNC) insider Mary Clara Capel sold 2,642 shares of the company's stock on January 30th for approximately $152,575.50, reducing her ownership by 9.42%. This sale followed another transaction on January 28th, bringing her total holdings to 25,400 shares. The company recently reported strong quarterly earnings, beating estimates, and increased its quarterly dividend.
First Bancorp: Retired board member Capel sells $152,567 in stock
Mary Clara Capel, a retired board member of First Bancorp, sold 2,642 shares of common stock for $152,567. This transaction follows First Bancorp's strong earnings report, dividend announcement, and positive analyst ratings from Raymond James and Piper Sandler, who raised their price targets and ratings. Capel's retirement marked the end of nearly 70 years of her family's service to the institution.
Earnings call transcript: First BanCorp Q4 2025 beats expectations, stock rises
First BanCorp (FBP) reported stronger-than-expected earnings and revenue for Q4 2025, with an EPS of $0.55 on revenue of $257.17 million, driving a 4.74% pre-market stock increase. The company highlighted 90% year-over-year EPS growth for the full year 2025 and provided an optimistic 2026 outlook, including 3-5% organic loan growth and a commitment to returning nearly 100% of annual earnings to shareholders. During the earnings call, executives discussed strategies for capital deployment, managing competition, and addressing credit quality, emphasizing stability despite anticipated macroeconomic pressures.
Retired Insider Makes Notable Move With Fresh First Bancorp Stock Sale
A retired First Bancorp board member, Mary Clara Capel, recently sold 2,500 shares of First Bancorp (FBNC) stock for $143,134. This insider sale comes amidst positive analyst sentiment for FBNC, driven by strong Q4 performance, improved fundamentals, a dividend increase, and bullish AI-driven and technical analyses. Spark, TipRanks’ AI Analyst, rates FBNC as "Outperform," citing strong financial fundamentals and supportive technical momentum.
First Bancorp (FBNC) retired board member sells $143k in stock
Mary Clara Capel, a retired board member of First Bancorp (NASDAQ:FBNC), sold 2,500 shares of company stock for a total of $143,142 on January 28, 2026. This transaction follows her retirement from the Board of Directors after 21 years of service, marking the end of nearly 70 years of Capel family involvement with the bank. The company recently reported strong earnings, leading to raised price targets from Raymond James and Piper Sandler.
First Bancorp (NASDAQ:FBNC) Insider Sells $143,150.00 in Stock
First Bancorp (NASDAQ:FBNC) Director Mary Clara Capel recently sold 2,500 shares of the company's stock for $143,150, reducing her stake by 8.19%. The company reported strong Q4 EPS of $1.19, beating estimates, but revenue fell short; however, it raised its quarterly dividend to $0.24 per share, marking a positive change in its dividend policy. Analysts currently rate First Bancorp a "Moderate Buy" with a consensus price target of $58.00.
First Bancorp announces retirement of director
First Bancorp announced the retirement of Mary Clara Capel from its Board of Directors, effective January 27, 2026. Capel had served on the First Bancorp board since 2005, continuing a family legacy of service spanning nearly 70 years. She brought extensive business expertise from her 37-year career with Capel, Incorporated, a rug manufacturer, importer, and exporter.
First Bancorp (NASDAQ:FBNC) Declares Dividend Increase - $0.24 Per Share
First Bancorp (NASDAQ:FBNC) has announced a quarterly dividend increase to $0.24 per share, a 4.3% rise from its previous dividend. This dividend is payable on April 24 to shareholders of record on March 31, with an ex-dividend date also on March 31. The dividend is considered sustainable given the company's 24.1% payout ratio and analysts' forecasts for next year's earnings per share.
First Bancorp director Mary Clara Capel retires after 21 years
Mary Clara Capel has retired from the Board of Directors of First Bancorp and First Bank after 21 years of service, marking the end of nearly 70 years of Capel family involvement with the institution. Her departure follows First Bancorp's recent strong financial performance, which included exceeding earnings expectations and a raised price target from Raymond James. The company also announced a quarterly cash dividend and the appointment of CEO G. Adam Currie to its boards.
After nearly 70 years of family service, First Bancorp director retires
Mary Clara Capel has retired from the First Bancorp and First Bank Board of Directors, effective January 27, 2026, after serving as a director since 2005 and as a former board chair. Her family's involvement with First Bancorp dates back nearly 70 years, with her father joining the board in 1959. Capel brought extensive business experience from her 37 years at Capel, Incorporated, and her leadership has been instrumental in the company's growth.
First BanCorp. Q4 Earnings Call Highlights
First BanCorp. reported strong Q4 2025 results with $87 million in net income, a 49% efficiency ratio, and a 1.8% return on assets. The company achieved a net interest margin of 4.68%, driven by lower deposit costs and higher securities reinvestment, and returned significant capital to shareholders through share repurchases and dividends. Management maintained its 2026 guidance, projecting 3-5% organic loan growth and an efficiency ratio of 52% or better.
First BanCorp Dividend Hike Highlights Undervalued Share Price And Income Appeal
First BanCorp (NYSE: FBP) has increased its quarterly cash dividend by 11%, signaling a focus on returning cash to shareholders and highlighting its financial position. This move is significant for income-focused investors, as Simply Wall St assesses the stock as undervalued and trading below analyst targets. Key considerations include the dividend payout ratio and analyst expectations of a slight earnings decline over the next three years.
First BanCorp. Increases Quarterly Cash Dividend on Common Stock by 11% to $0.20
First BanCorp. (NYSE: FBP) has announced an 11% increase in its quarterly cash dividend on common stock, raising it to $0.20 per share. This dividend is payable on March 13, 2026, to shareholders of record as of February 26, 2026. The increase, coupled with a share buyback program, reflects the Corporation's commitment to enhancing shareholder value and maintaining a strong capital position.
First Bancorp (FBNC) Premium P/E Faces Test As Earnings Jump 46.5% Challenges Skeptics
First Bancorp (FBNC) reported strong Q4 2025 results with revenue of US$79.2 million and EPS of US$0.38, contributing to a 46.5% year-over-year earnings rise. Despite a premium P/E ratio of 22.8x compared to the industry average, the company's performance is supported by strong net interest margins, increasing loan volumes, and improving credit quality. Although the five-year earnings trend is slightly negative, recent profitability and a DCF fair value of US$94.71 suggest potential for continued growth.
First Bancorp (FBNC) Premium P/E Faces Test As Earnings Jump 46.5% Challenges Skeptics
First Bancorp (FBNC) reported strong FY 2025 results with a 46.5% year-over-year earnings jump, reaching US$0.38 EPS in Q4 2025 and US$2.68 EPS for the full year. Despite a premium P/E of 22.8x compared to industry averages, the company's net interest margin remains above 3%, and non-performing loans are decreasing, challenging skeptical views on its valuation and growth stability. The article notes that while recent profitability is strong, the five-year earnings trend is slightly negative, leading to diverse investor perspectives on the stock's premium.
First Bancorp (FNLC) Net Interest Margin Strength Challenges Long Term Earnings Decline Narrative
First Bancorp (FNLC) closed FY 2025 with strong Q4 results, showing increased revenue and EPS, along with improved net interest margin and a lower cost-to-income ratio. Despite a five-year trend of earnings decline and rising non-performing loans, the company exhibits solid current profitability, trades at a discount compared to its industry and peers, and offers an attractive dividend yield. Investors are encouraged to look beyond short-term gains to analyze long-term trends and consider the mix of positive valuation metrics against historical earning declines and credit risk concerns.
Banking on community: First Bank sells headquarters to Town of Southern Pines, remains committed to Moore County and invested in its growth
First Bank has sold its corporate headquarters at 300 SW Broad Street in Southern Pines to the Town of Southern Pines for $6.4 million, with the town planning to convert it into a new Town Hall. Despite the sale, First Bank, a publicly traded company, remains deeply committed to Southern Pines and Moore County, moving its headquarters to an existing branch at 205 SE Broad Street and establishing a new "Learning Lab" for associate development. The bank emphasizes its continued investment in the community, mirroring the significant growth Southern Pines has experienced over the past decade, while also adapting to evolving customer demands for both in-person and digital banking services.
First Bancorp (FBNC) Q4 Earnings Beat Estimates
First Bancorp (FBNC) reported its Q4 earnings, beating the Zacks Consensus Estimate with an EPS of $1.19 against an expected $1.03. This marks the fourth consecutive quarter the company has surpassed EPS estimates, although revenue of $83.9 million missed expectations. The stock has outperformed the S&P 500 year-to-date, and currently holds a Zacks Rank #3 (Hold).
Assessing First Bancorp’s Valuation After Strong 2025 Earnings And Rising Investor Interest
First Bancorp (FBNC) recently reported strong Q4 and full-year 2025 results, leading to increased investor interest and a significant rise in its stock price. While the company's P/E ratio of 25.5x suggests it is overvalued compared to industry averages and fair P/E benchmarks, a discounted cash flow (DCF) model indicates a 34.7% discount to its estimated future cash flow value. This creates a conflicting valuation narrative for investors to consider.
First Bancorp earnings beat by $0.15, revenue fell short of estimates
First Bancorp (NASDAQ: FBNC) reported fourth-quarter earnings per share of $1.19, surpassing analyst estimates of $1.04 by $0.15. Despite the EPS beat, the company's revenue of $83.9 million fell short of the consensus estimate of $122.41 million. The stock has seen positive performance, up 23.36% in the last 3 months and 37.86% in the last 12 months, with a "good performance" financial health score according to InvestingPro.
First Bancorp (NASDAQ:FBNC) Releases Quarterly Earnings Results, Beats Estimates By $0.16 EPS
First Bancorp (NASDAQ:FBNC) announced quarterly earnings of $1.19 per share, surpassing analyst estimates by $0.16. The financial services provider saw its shares rise by $2.75 to $60.50 on Wednesday, and it also declared a quarterly dividend of $0.23 per share. Institutional investors have adjusted their positions in the stock, while analysts maintain a "Moderate Buy" consensus rating with an average target price of $58.00.
First Bancorp: Q4 Earnings Snapshot
First Bancorp (FBNC) reported a net income of $15.7 million in its fourth quarter, with earnings of 38 cents per share, or $1.19 per share adjusted for non-recurring costs. The bank holding company posted revenue of $121.3 million, but its revenue net of interest expense, at $83.9 million, fell short of Street forecasts. For the full year, First Bancorp reported a profit of $111 million on revenues of $390.3 million.
First Bancorp Reports Fourth Quarter and Full Year Results
First Bancorp announced its unaudited financial results for the fourth quarter and full year ending December 31, 2025, reporting a net income of $15.7 million for Q4 2025, with adjusted diluted EPS of $1.19. The company saw significant loan growth, an expanded net interest margin, and completed strategic initiatives, while maintaining strong liquidity, capital, and credit quality. Chairman and CEO Richard H. Moore highlighted the strong momentum and solid performance as the bank moves into 2026.
First Bancorp: Q4 Earnings Snapshot
First Bancorp (FBNC) reported a net income of $15.7 million for its fourth quarter, with earnings of 38 cents per share, or $1.19 adjusted for non-recurring costs. The bank holding company posted $121.3 million in revenue, but its revenue net of interest expense, at $83.9 million, missed Street forecasts. For the full year, the company had a profit of $111 million on $390.3 million in revenue.
First Bancorp stock reaches all-time high at 56.7 USD
First Bancorp stock has reached an all-time high of $56.7 USD, reflecting a strong performance with a 29.26% increase over the past year. Analyst firms like Piper Sandler and Raymond James have upgraded the stock, setting price targets of $58.00 and $62.00, respectively, indicating optimism about its continued growth and undervalued status. The company also reported strong third-quarter 2025 results and maintained a consistent dividend payment history.
First Bancorp NC Hits 80-Plus Relative Strength Rating Benchmark
First Bancorp NC (FBNC) has achieved an 82 Relative Strength (RS) Rating, surpassing the benchmark of 80, indicating strong market leadership. This upgrade highlights improving price performance for the stock. IBD's RS Rating system helps investors identify stocks with outperforming price movements compared to the overall market.
First Bancorp Names New Executive Vice President and CIO
First Bancorp has appointed Brad Martin as Executive Vice President and Chief Information Officer to ensure a smooth transition ahead of current CIO Tammy Plummer’s planned retirement. Martin brings extensive experience in financial services and IT, strengthening the bank's focus on technology leadership. An analyst rating suggests a "Buy" for FNLC stock, with TipRanks' AI Analyst also flagging it as "Outperform" due to strong valuation and financial performance.
First Bancorp (NASDAQ:FBNC) Given Average Rating of "Moderate Buy" by Brokerages
First Bancorp (NASDAQ:FBNC) has received a consensus "Moderate Buy" rating from seven brokerages, with an average 12-month target price of $58.00. The company recently reported mixed quarterly results, with EPS beating estimates but revenue falling short, and declared a quarterly dividend of $0.23 per share, representing a 1.7% yield. Various institutional investors have adjusted their holdings in FBNC, with hedge funds and other institutions owning 68.36% of the stock.
How First Bancorp (FBNC) Affects Rotational Strategy Timing
This article analyzes First Bancorp (FBNC) stock, highlighting a near-term strong sentiment transitioning to mid-term neutrality and a long-term positive bias. It details key findings such as support testing, a significant risk-reward setup targeting an 8.4% gain, and outlines specific institutional trading strategies including position, momentum, and risk hedging tactics with defined entry, target, and stop-loss zones. The analysis is supported by AI-generated signals and multi-timeframe signal analysis.
เรย์มอนด์ เจมส์ปรับอันดับหุ้น First Bancorp เป็น "ซื้อทันที" โดย Investing.com
Raymond James upgraded First Bancorp (NASDAQ:FBNC) to an "Outperform" (or "Strong Buy") rating with a price target of $62.00, citing expected improvements in net interest margin (NIM) and enhanced balance sheet growth. This upgrade follows First Bancorp's strong third-quarter 2025 earnings and the appointment of G. Adam Currie as CEO and to the board. The company also announced a quarterly cash dividend of $0.23 per sharepayable on January 25, 2026.
Raymond James Upgrades First Bancorp (FBNC)
Raymond James upgraded First Bancorp (FBNC) from Market Perform to Strong Buy on January 7, 2026. The average one-year price target for FBNC is $59.92, suggesting a 14.47% upside from its closing price of $52.35. Institutional ownership in the company has increased, with major holders including iShares Core S&P Small-Cap ETF and Franklin Resources.
