Essent Group adds former Toll Brothers CFO to board
Essent Group Ltd. announced the appointment of Martin Connor, former CFO of Toll Brothers, Inc., to its board of directors. Connor's extensive background in real estate and finance is expected to be valuable as Essent, a Bermuda-based holding company specializing in private mortgage insurance, continues its growth. The company maintains solid financial fundamentals despite missing analysts' expectations in its latest quarterly earnings report.
Essent Group Ltd. announces Martin P. Connor has joined board of directors
Essent Group Ltd. has announced the appointment of Martin P. Connor to its board of directors. The announcement was made on February 20, 2026, at 06:36 am EST. This development comes as the company continues its operations in providing mortgage insurance, reinsurance, and title insurance services.
Essent Group Ltd. Announces Martin P. Connor Has Joined Board of Directors
Essent Group Ltd. (NYSE: ESNT) has announced that Martin P. Connor has joined its Board of Directors. Mr. Connor brings extensive experience in real estate and finance, having served as CFO of Toll Brothers, Inc., and a partner at Ernst & Young LLP. He also currently serves as a director for Univest Financial Corporation.
5 Must-Read Analyst Questions From Essent Group's Q4 Earnings Call
Essent Group's Q4 2025 results led to a negative market reaction, with flat revenue growth attributed to modest new insurance activity and a slow mortgage origination environment. The article highlights key analyst questions from the earnings call, focusing on the company's expansion into the Lloyd's market, premium yield stability, delinquency trends, market share, and future insurance in force growth. Despite a stock price dip, the company emphasizes capital management and strategic diversification.
Short Interest in Essent Group Ltd. (NYSE:ESNT) Declines By 13.3%
Essent Group Ltd. (NYSE:ESNT) saw a 13.3% decline in short interest in January, with total short interest reaching 1,691,860 shares as of January 30th, equivalent to 1.8% of the stock's shares and a 2.3 days-to-cover ratio. The company recently reported Q4 earnings of $1.60 per share, missing analyst estimates, but its board increased the quarterly dividend to $0.35 per share, offering a 2.3% yield. Analysts currently hold a "Moderate Buy" consensus rating for ESNT, with an average target price of $69.00.
Rhumbline Advisers Trims Stock Holdings in Essent Group Ltd. $ESNT
Rhumbline Advisers reduced its stake in Essent Group Ltd. ($ESNT) by 5.6% during the third quarter, selling 20,532 shares and now owning 347,583 shares valued at $22.09 million. Other institutional investors made various adjustments to their holdings, while Essent also reported Q4 earnings that missed estimates and announced an increased quarterly dividend. The company maintains a "Moderate Buy" consensus rating from analysts with a target price of $69.29.
Assessing Essent Group’s Valuation After Q4 Earnings Miss And Share Price Decline
Essent Group (ESNT) shares declined after a Q4 earnings miss, with net premiums and pre-tax profit margins falling short of expectations despite stable revenue. The stock is currently considered 10.5% undervalued at $61.42 compared to its fair value of $68.63, based on discounted future earnings. This undervaluation considers the company’s expansion into credit risk management via reinsurance and advisory services, which diversify revenue beyond traditional mortgage insurance.
Essent Group (ESNT) Is Down 5.9% After Q4 Earnings Miss And Dividend Hike - What's Changed
Essent Group (ESNT) reported its Q4 2025 results, missing analyst expectations but increasing its quarterly dividend by 13% to US$0.35 per share. Despite a 5.9% stock drop, the company's investment narrative remains centered on disciplined credit risk and capital strength, supported by extensive reinsurance covering 98% of its mortgage insurance portfolio. The earnings miss highlights the stock's sensitivity to housing market shifts, but the dividend increase and reinsurance coverage reinforce its focus on capital returns and risk transfer.
Essent Group (ESNT) Margin Compression Challenges Bullish Narrative Of High Profitability
Essent Group (ESNT) reported FY 2025 results with US$311.8 million in Q3 revenue and US$1.69 basic EPS, alongside a net profit margin of 55.6%, a decrease from 59.5% a year prior. This margin compression, combined with a slowdown in earnings growth relative to the 5.2% five-year trend, challenges the bullish narrative despite the company trading at a P/E of 8.4x, below industry averages and its DCF fair value. Investors are left to weigh whether the lower valuation is a response to these fundamental shifts or an undervaluation of the company's long-term potential.
Essent Group (ESNT) Margin Compression Challenges Bullish Narrative Of High Profitability
Essent Group (ESNT) has reported Q3 total revenue of US$311.8 million and EPS of US$1.69, alongside a net profit margin of 55.6% for the past 12 months, down from 59.5% a year prior. This margin compression, coupled with trailing earnings lagging the 5.2% five-year growth trend, challenges the bullish narrative despite the company trading at a P/E of 8.4x, below its industry average and a DCF fair value of US$142.25. The article suggests that while some see opportunity in the valuation gap, others view the lower P/E as a response to the slowing fundamentals.
Essent Group Ltd. (NYSE:ESNT) Q4 2025 Earnings Call Transcript
Essent Group Ltd. reported Q4 2025 earnings per diluted share of $1.60, missing expectations of $1.74, but achieved strong full-year net income of $690 million or $6.90 per diluted share. The company highlights robust credit trends, benefits from higher interest rates, and a strategic approach to capital management, including significant share repurchases and a dividend increase. Essent also discussed its expansion into reinsurance activities through Essent Re and a measured strategy for market share focusing on unit economics and long-term shareholder value rather than volume.
Essent Group (ESNT) Margin Compression Challenges Bullish Narrative Of High Profitability
Essent Group recently reported its Q3 FY 2025 results, showing Q3 revenue of US$311.8 million and EPS of US$1.69. While the company maintains a high net profit margin of 55.6%, this marks a drop from 59.5% a year prior, challenging the bullish narrative of sustained high profitability amidst shifting market conditions. This margin compression, coupled with trailing earnings growth that lags its five-year average of 5.2%, suggests that Essent's recent performance has not kept pace with its historical growth and could impact investor sentiment despite the company trading below its DCF fair value.
Assessing Essent Group (ESNT) Valuation After Recent Share Price Momentum
Essent Group (ESNT) has shown strong recent stock performance, with positive returns across several timeframes, including 15.75% over the last year and 67.02% over five years. Despite this momentum, the stock is currently trading at $65.64, which is 53.59% below its intrinsic value and about 4.5% shy of the average analyst target. Analysts project 2.0% annual revenue growth over the next three years, though profit margins are expected to decrease from 56.4% to 51.9% within the same period, leading to a fair value of $68.63, suggesting it is still undervalued.
Earnings call transcript: Essent Group Q4 2025 misses EPS forecast, stock dips
Essent Group (ESNT) reported Q4 2025 earnings, missing EPS forecasts with $1.60 against an expected $1.72, and narrowly missing revenue expectations. The stock declined by 3.11% in pre-market trading following the news. Despite the miss, the company highlighted strong resilience, a 12% return on equity for the year, increased book value per share, and strategic expansion into the Lloyd's market for reinsurance.
Essent Group Ltd. (NYSE:ESNT) Declares Dividend Increase - $0.35 Per Share
Essent Group Ltd. (NYSE:ESNT) announced a 12.9% dividend increase, raising its quarterly payout to $0.35 per share. This new dividend is payable on March 23rd to shareholders of record on March 13th, representing an annualized yield of 2.3%. Despite the dividend increase and a history of six consecutive annual raises, the company's stock experienced a 6.3% decline after missing quarterly earnings expectations, reporting a GAAP EPS of $1.60 against an anticipated $1.74.
Why Essent Group (ESNT) Stock Is Down Today
Shares of Essent Group (ESNT) fell 6.3% after the company reported fourth-quarter earnings that missed analyst expectations, with an 8% miss on earnings per share. While total revenue met Wall Street's expectations, net premiums earned declined 13% and the pre-tax profit margin narrowed, leading to a negative investor reaction. Despite this drop, the stock is still trading near its 52-week high, and past analyst reports have indicated a mixed but generally stable view of the company.
Essent raises dividend after fourth-quarter net income and strong capital returns
Essent Group Ltd. reported strong financial results for Q4 and full-year 2025, with net income of $155.0 million and $690.0 million respectively, leading to an increased quarterly dividend of $0.35 per share. The company also repurchased 9.9 million common shares, reinforcing its commitment to strong capital returns and balance-sheet strength, while managing risks related to mortgage default trends and macroeconomic variables. Key developments include new quota-share reinsurance arrangements and continuous investment in its EssentEDGE® platform and title operations.
Essent Group (NYSE:ESNT) Posts Q4 CY2025 Sales In Line With Estimates
Essent Group (NYSE:ESNT) reported Q4 CY2025 revenue of $312.4 million, which was flat year-on-year and met Wall Street's estimates, but its GAAP EPS of $1.60 was 8% below analyst consensus. The company highlighted strong operating performance for the quarter and full year, with book value per share growing by 13% year-on-year. Despite revenue being in line, the article notes that its 5.7% annualized revenue growth over the last five years has been tepid.
Essent Group Ltd declares quarterly dividend of $0.35 per share - SEC filing
Essent Group Ltd. has announced a quarterly dividend of $0.35 per share, as detailed in an SEC filing. This declaration comes alongside recent financial updates, including their Q4 2025 earnings report. The company specializes in private mortgage insurance, reinsurance, and title insurance services.
Essent Group (ESNT) Q4 Earnings Miss Estimates
Essent Group (ESNT) reported Q4 earnings of $1.6 per share, missing the Zacks Consensus Estimate of $1.74 per share, despite revenues of $312.4 million surpassing expectations. The company's shares have gained about 1% year-to-date, but its earnings outlook has been unfavorable, leading to a Zacks Rank #4 (Sell). Investors are advised to monitor management's commentary and future earnings estimates.
Essent Group Ltd. Announces Fourth Quarter & Full Year 2025 Results and Increases Quarterly Dividend
Essent Group Ltd. announced its financial results for the fourth quarter and full year 2025, reporting a net income of $155.0 million for Q4 2025 and $690.0 million for the full year 2025. The company also declared a quarterly cash dividend of $0.35 per common share, payable on March 23, 2026. Essent highlighted its strong operating performance, commitment to a balanced capital management strategy, and the return of nearly $700 million to shareholders in 2025 through dividends and share repurchases.
Essent Group Ltd - Declares Quarterly Dividend Of $0.35 Per Share - SEC Filing
Essent Group Ltd. has announced a quarterly dividend of $0.35 per share, as reported in an SEC filing. This information was sourced from Refinitiv.
Essent Group: Fourth Quarter Earnings Overview
Essent Group Ltd. announced its fourth-quarter earnings, reporting a net income of $155 million and earnings of $1.60 per share, which fell short of analysts' expectations of $1.74 per share. The mortgage insurance and reinsurance company generated $312.4 million in revenue for the quarter. For the full year, Essent Group recorded $690 million in profit and $1.26 billion in revenue.
Essent Group Ltd earnings missed by $0.12, revenue fell short of estimates
Essent Group Ltd (NYSE: ESNT) reported fourth-quarter earnings per share (EPS) of $1.60, missing analyst estimates by $0.12, and revenue of $312.4M, slightly below the consensus estimate of $312.48M. Despite the earnings miss, the company's stock price has shown positive performance, increasing by 6.87% in the last 3 months and 16.36% in the last 12 months. InvestingPro assesses Essent Group Ltd's financial health as "great performance."
Essent Group Ltd. Reports Fourth Quarter and Full Year 2025 Financial Results, Declares Quarterly Dividend
Essent Group Ltd. announced its fourth quarter and full-year 2025 financial results, reporting a net income of $155 million for Q4 and $690 million for the full year. The company also declared a quarterly cash dividend of $0.35 per share, payable on March 23, 2026. Despite a slight decrease in net income and new insurance written compared to the previous year, Essent Group highlighted its strong operating performance, balanced capital management, and significant return of capital to shareholders through dividends and share repurchases.
Essent Group: Q4 Earnings Snapshot
Essent Group Ltd. reported fourth-quarter earnings of $155 million, or $1.60 per share, falling short of Wall Street estimates of $1.74 per share. The mortgage insurance and reinsurance company posted revenue of $312.4 million for the quarter. For the full year, Essent Group reported a profit of $690 million, or $6.90 per share, on revenue of $1.26 billion.
Essent Group: Fourth Quarter Earnings Overview
Essent Group Ltd. announced its fourth-quarter financial results, reporting a net income of $155 million and earnings of $1.60 per share, which fell below analysts' expectations of $1.74 per share. The mortgage insurance and reinsurance company generated $312.4 million in revenue for the quarter. For the full year, Essent Group recorded a total profit of $690 million on $1.26 billion in revenue.
Essent Group earnings up next as mortgage insurance demand tested By Investing.com
Essent Group Ltd. is set to report its fourth-quarter results, with analysts expecting earnings of $1.72 per share on revenue of $312.5 million. The market will be watching for signs of stabilizing demand in the housing sector, new insurance written volumes, and the company's credit quality metrics, especially given last quarter's miss on earnings and revenue estimates. Investors will also be keen on updates regarding capital deployment strategies, such as share buybacks or dividend plans.
Essent Group (ESNT) Reports Q4: Everything You Need To Know Ahead Of Earnings
Essent Group (ESNT) is set to report its Q4 earnings this Friday. Analysts expect a 1.1% year-on-year revenue decline to $311.6 million and adjusted earnings of $1.74 per share. The company has missed Wall Street's revenue estimates three times in the last two years, though sentiment in the property & casualty insurance segment has been positive recently.
Alps Advisors Inc. Boosts Stock Position in Essent Group Ltd. $ESNT
Alps Advisors Inc. significantly increased its stake in Essent Group Ltd. by 118.7% in Q3, now owning 315,894 shares valued at $20.08 million, while other institutional investors also adjusted their positions. Despite recent insider share sales, the company maintains a "Moderate Buy" consensus rating from analysts with a target price of $69.29, and some firms have raised their price targets. Essent Group reported Q3 EPS of $1.67, missing estimates, and had revenues of $311.83 million.
Essent Group (ESNT) Projected to Post Earnings on Friday
Essent Group (ESNT) is set to release its Q4 2025 earnings before market open on Friday, February 13th, with analysts anticipating $1.74 EPS and $312.6 million in revenue. The company's stock has shown recent gains, and institutional ownership is substantial, while insiders have recently sold shares. Wall Street maintains a "Moderate Buy" consensus with an average price target of $69.29.
Principal Financial Group Inc. Decreases Position in Essent Group Ltd. $ESNT
Principal Financial Group Inc. recently reduced its stake in Essent Group Ltd. (NYSE:ESNT) by 10.4%, bringing its total holdings to 804,521 shares valued at approximately $51.1 million, with institutional investors now owning about 93% of the stock. Essent Group reported missing quarterly EPS and revenue estimates, however, analysts maintain a "Moderate Buy" rating with an average target price of $69.29. The company has a market capitalization of $6.2 billion, trades at a P/E of 9.33, and offers a quarterly dividend of $0.31, yielding 1.9%.
Essent Group Ltd. (NYSE:ESNT) Given Average Recommendation of "Moderate Buy" by Brokerages
Essent Group Ltd. (NYSE:ESNT) has received a "Moderate Buy" consensus recommendation from ten analysts, with an average 12-month price target of $69.29. Institutional ownership is high at approximately 93%, while recent insider transactions show some selling by a director and SVP. Despite missing Q3 EPS and revenue estimates, the company declared a quarterly dividend of $0.31, representing a 2.0% yield.
Jackson Creek Investment Advisors LLC Acquires Shares of 22,000 Essent Group Ltd. $ESNT
Jackson Creek Investment Advisors LLC has acquired 22,000 shares of Essent Group Ltd. (NYSE:ESNT), valued at approximately $1.398 million, establishing a new position during the third quarter. Other institutional investors have also adjusted their holdings in Essent Group, with hedge funds and institutional investors collectively owning about 93% of the stock. Despite Essent Group missing analyst expectations on EPS and revenue in its last earnings report, analysts currently give the stock a "Moderate Buy" rating with a consensus price target of $69.29, and the company offers a quarterly dividend.
(ESNT) Movement as an Input in Quant Signal Sets
This article discusses the AI-driven quantitative analysis of Essent Group Ltd. (NASDAQ: ESNT), highlighting a mid-channel oscillation pattern and a strong risk-reward short setup. It details institutional trading strategies including position trading, momentum breakout, and risk hedging, alongside a multi-timeframe signal analysis. The piece emphasizes the use of predictive AI to generate real-time signals, risk management parameters, and personalized alerts for investors.
Essent Group Ltd. $ESNT Shares Sold by Mutual of America Capital Management LLC
Mutual of America Capital Management LLC has reduced its stake in Essent Group Ltd. (NYSE:ESNT) by 11.9% by selling 24,975 shares, now holding 184,927 shares valued at $11.75 million. Other institutional investors have both bought and sold shares, with institutions and hedge funds collectively owning 93% of the stock. Essent Group missed Q3 earnings estimates, reporting $1.67 EPS against an expected $1.75, and its revenue also came in slightly below analyst forecasts.
Essent Group Ltd. Schedules Fourth Quarter Earnings Conference Call for February 13, 2026
Essent Group Ltd. announced it will hold a conference call on Friday, February 13, 2026, at 10:00 a.m. Eastern Time to discuss its fourth-quarter 2025 financial results. The results will be released before the market opens on the same day. Investors can access the live broadcast via the company's investor relations website or by phone, with replays available afterward.
Essent Group Ltd. $ESNT Stock Holdings Lessened by Fairman Group LLC
Fairman Group LLC reduced its stake in Essent Group Ltd. (NYSE:ESNT) by 19.7% in the third quarter, now holding 98,040 shares valued at $6.23 million. Despite missing Q3 earnings and revenue estimates, Essent Group maintains strong profitability with a 55.6% net margin and a 12.4% ROE, and institutional ownership remains high at 93%. The stock holds a "Moderate Buy" consensus rating with an average target price of $69.29 and offers a quarterly dividend of $0.31 per share.
Essent Group Ltd. Schedules Fourth Quarter Earnings Conference Call for February 13, 2026
Essent Group Ltd. announced its fourth quarter 2025 earnings conference call will be held on Friday, February 13, 2026, at 10:00 a.m. Eastern Time. The results will be announced before market open on the same day. The call can be accessed via webcast or by dialing in, with replay options available afterward.
Essent Group Ltd. Schedules Fourth Quarter Earnings Conference Call for February 13, 2026
Essent Group Ltd. (NYSE: ESNT) announced it will hold a conference call on Friday, February 13, 2026, at 10:00 a.m. Eastern Time, to discuss its fourth-quarter 2025 financial results. The results will be released before market open on the same day. Details for accessing the live webcast and replay, along with dial-in information, were provided.
Essent Group Ltd. Schedules Fourth Quarter Earnings Conference Call for February 13, 2026
Essent Group Ltd. announced it will host a conference call on Friday, February 13, 2026, at 10:00 a.m. Eastern Time to discuss its fourth-quarter 2025 financial results. The results will be released before the market opens on the same day. The call will be broadcast live online and accessible by phone, with replays available afterward.
Essent Group Ltd. $ESNT Stock Holdings Reduced by SG Americas Securities LLC
SG Americas Securities LLC significantly reduced its stake in Essent Group Ltd. (NYSE:ESNT) by 82.5% in the third quarter, selling 44,826 shares. Despite this, institutional investors still hold about 93% of the stock. Essent Group missed Q3 earnings and revenue estimates but maintains strong profitability and pays a quarterly dividend, with analysts providing a "Moderate Buy" consensus rating.
Should Essent Group’s Expanded US$500 Million Buyback Authorization Require Action From Essent Group (ESNT) Investors?
Essent Group Ltd. (ESNT) recently authorized a US$500 million share repurchase program through 2027, signaling strong capital allocation and a commitment to shareholder value. This move reinforces the company's existing capital discipline amidst ongoing dividends and stable mortgage insurance operations. Investors should consider how this buyback authorization interacts with potential shifts in mortgage risk transfer practices and Essent's long-term growth prospects.
Should Essent Group’s Expanded US$500 Million Buyback Authorization Require Action From Essent Group (ESNT) Investors?
Essent Group Ltd. recently announced a new US$500 million share repurchase authorization lasting through 2027, signaling strong capital discipline and a focus on shareholder returns. This authorization is set against a backdrop of modest earnings pressure and evolving mortgage risk transfer practices. Investors should consider how these capital returns align with potential changes in the private mortgage insurance market and weigh various perspectives on Essent's valuation.
JPMorgan Raises Essent Group (ESNT) Target as Policy Risk Clouds Consumer Finance
JPMorgan analyst Richard Shane increased the price target for Essent Group Ltd. (ESNT) to $66 from $65, maintaining a Neutral rating. The adjustment comes amid updated ratings for the consumer finance sector and new uncertainties regarding a proposal to cap credit card interest rates, which could reshape the card industry. Despite potential policy risks, Essent Group reported strong Q3 2025 net income and a robust capital position, authorizing a new $500 million share repurchase program and a Q4 dividend.
JPMorgan Raises Essent Group (ESNT) Target as Policy Risk Clouds Consumer Finance
JPMorgan raised its price target for Essent Group (ESNT) to $66 from $65, maintaining a Neutral rating, amidst updated ratings for the consumer finance group ahead of Q4 earnings. The adjustment comes with fresh uncertainty due to a proposed policy by President Trump to cap credit card interest rates, which could reshape the industry. Despite this "high-severity, low-probability risk," Essent Group demonstrated strong Q3 2025 performance with $164 million net income, increased mortgage insurance in force, and announced a new $500 million share repurchase authorization and a Q4 dividend.
JPMorgan Raises Essent Group (ESNT) Target as Policy Risk Clouds Consumer Finance
JPMorgan increased its price target for Essent Group (ESNT) to $66 from $65, maintaining a Neutral rating, amidst concerns over potential policy changes in consumer finance. The adjustment comes as JPMorgan updated ratings for the sector ahead of Q4 earnings, highlighting a proposed 10% interest rate cap on credit cards by President Trump as a significant, though low-probability, risk. Despite this policy uncertainty, Essent Group reported strong Q3 2025 results with $164 million net income, increased mortgage insurance in force, and announced a new $500 million share repurchase authorization and a quarterly dividend.
Essent Group Ltd. (NYSE:ESNT) Short Interest Down 25.3% in December
Essent Group Ltd. (NYSE:ESNT) saw a 25.3% decrease in short interest in December, with the total number of shorted shares falling to 1,353,395, representing about 1.4% of outstanding shares. Despite missing recent quarterly earnings expectations, analysts maintain a "Moderate Buy" consensus with an average price target of $69.29. The company also declared a quarterly dividend of $0.31 per share, offering a 2.0% yield.
Essent Group Ltd: The ‘Boring’ Stock That’s Quietly Beating the Market
Essent Group Ltd (ESNT), a mortgage insurance provider, is being highlighted as a "boring winner" that has been quietly outperforming the market despite lacking viral social media hype. The article emphasizes its strong financial performance, stable business model tied to homeownership and risk management, and reasonable valuation compared to high-growth stocks. It suggests ESNT is a solid candidate for long-term, fundamentals-focused investors seeking steady returns rather than speculative gains.
March 20th Options Now Available For Essent Group (ESNT)
New options contracts for Essent Group Ltd (ESNT) with a March 20th expiration are now available. A notable put contract at a $60.00 strike price offers an attractive entry point for investors, with a current bid of 5 cents and a potential 0.08% return (0.48% annualized) if it expires worthless. The analytical data suggests a 62% chance of this put contract expiring worthless, indicating a low-risk strategy for investors looking to acquire shares at a discount.
