Citizens & Northern (NASDAQ:CZNC) Stock Crosses Above Two Hundred Day Moving Average - What's Next?
Citizens & Northern (NASDAQ:CZNC) shares recently crossed above their 200-day moving average on Tuesday, trading at $23.76 with a 4.7% dividend yield. Analysts have issued "Strong Buy" and "Buy" ratings, with an average target price of $23.50. Institutional investors have also increased their holdings in the company.
Behavioral Patterns of CZNC and Institutional Flows
This article analyzes behavioral patterns and institutional flows for Citizens & Northern Corp (NASDAQ: CZNC), indicating conflicting sentiment and suggesting choppy conditions for the stock. It provides AI-generated trading strategies—Position, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis to guide investors on entry zones, targets, and stop-loss levels. The analysis highlights elevated downside risk due to the absence of long-term support signals.
A Closer Look at Citizens & Northern’s Dividend Appeal and Recent Developments
Citizens & Northern Corp (CMNW) is drawing investor interest due to significant price appreciation, favorable analyst commentary, and its strong dividend yield. The company recently exceeded revenue expectations in Q4 2025 despite merger-related expenses from its acquisition of Susquehanna Community Financial, leading to a "Strong Buy" rating from Zacks. Insider transactions further highlight executive confidence, while investors evaluate the sustainability of its stock performance post-merger.
A Closer Look at Citizens & Northern’s Dividend Appeal and Recent Developments
Citizens & Northern Corp (NASDAQ: CNB) has attracted investor interest due to significant price appreciation, positive analyst commentary, and a high dividend yield. Despite merger-related expenses impacting recent earnings, the bank surpassed revenue expectations after its acquisition of Susquehanna Community Financial. The company's stock has received a "Strong Buy" rating from Zacks, driven by increased earnings estimates and a strong dividend policy, while recent insider transaction corrections also show increased executive holdings.
(CZNC) Movement Within Algorithmic Entry Frameworks
This article provides an algorithmic analysis of Citizens & Northern Corp (NASDAQ: CZNC), highlighting a potential breakout and prevailing positive sentiment. It outlines distinct trading strategies (Position, Momentum Breakout, Risk Hedging) for different risk profiles, along with multi-timeframe signal analysis and support/resistance levels. The analysis suggests higher levels are expected if the breakout is sustained but notes elevated downside risk in the long term.
Piper Sandler Maintains Neutral Rating, Raises Target for CZNC
Piper Sandler has maintained a Neutral rating on Citizens & Northern (CZNC) and increased its price target from $22.50 to $23.50. This 4.44% increase reflects a revised outlook for the company, though the stance remains Neutral. The average target price from two analysts is $22.25, suggesting a 2.20% upside from its current price, with an overall "Hold" consensus recommendation.
Citizens & Northern Corporation Announces Q4 and Year-End 2025 Financial Results
Citizens & Northern Corporation announced its unaudited financial results for Q4 and year-end 2025, reporting a net income of $4.47 million for Q4 and $23.43 million for the full year, a decrease from 2024. The results were significantly impacted by its merger with Susquehanna Community Financial, Inc. on October 1, 2025, which boosted net interest income and overall assets. Despite merger-related expenses, management highlighted improved net interest margin and strategic expansion.
Citizens & Northern Corp (NASDAQ:CZNC) Announces Quarterly Dividend of $0.28
Citizens & Northern Corp (NASDAQ:CZNC) announced a quarterly dividend of $0.28 per share, payable on February 13th to shareholders of record on February 2nd. This represents an annualized dividend of $1.12 with a yield of 5.2%. The dividend is considered sustainable, with a payout ratio of 56% and an expected future payout ratio of 55.4% based on analyst forecasts.
Citizens & Northern Corp Declares Quarterly Dividend
Citizens & Northern Corp (CZNC) announced a quarterly cash dividend of $0.28 per share on January 22, 2026. The dividend is payable on February 13, 2026, to shareholders of record by February 2, 2026. This action reinforces the company's commitment to delivering shareholder returns.
How (CZNC) Movements Inform Risk Allocation Models
This article analyzes Citizens & Northern Corp (NASDAQ: CZNC) using AI models to inform risk allocation. Key findings suggest a breakout is underway with prevailing positive sentiment in the near and mid-term, though elevated downside risk is noted for the long term. The analysis provides specific institutional trading strategies for long, momentum breakout, and short positions, along with multi-timeframe signal analysis for support and resistance levels.
Citizens & Northern (CZNC) Earnings Expected to Grow: What to Know Ahead of Q4 Release
Citizens & Northern (CZNC) is projected to report a year-over-year increase in both earnings and revenues for Q4 2025. Analysts expect quarterly earnings of $0.59 per share (+11.3% YoY) and revenues of $36.5 million (+29.3% YoY). With a positive Zacks Earnings ESP of +0.86% and a Zacks Rank #2 (Buy), the company is considered likely to beat consensus EPS estimates.
Citizens & Northern (CZNC) Earnings Expected to Grow: What to Know Ahead of Q4 Release
Citizens & Northern (CZNC) is projected to report a year-over-year increase in earnings and revenues for Q4 2025. With a Zacks Rank of #2 and a positive Earnings ESP of +0.86%, the company is highly likely to exceed consensus EPS estimates. Investors should monitor the actual results as they will significantly impact the stock's near-term performance.
Citizens & Northern (CZNC) Projected to Post Quarterly Earnings on Thursday
Citizens & Northern (NASDAQ:CZNC) is projected to release its Q4 2025 earnings before the market opens on Thursday, January 22nd. Analysts anticipate earnings per share of $0.57 and revenue of $35.4 million for the quarter, with a full-year EPS forecast of $2.00. The company currently offers a quarterly dividend of $0.28, resulting in an annualized yield of 5.3%, and has an average analyst rating of "Hold" with a target price of $22.00.
Citizens & Northern director Shattuck buys $387 in shares By Investing.com
Katherine W. Shattuck, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently purchased 19 shares of the company's common stock for a total of $387. The transaction took place on January 9, 2026, at a price of $20.3767 per share, as part of a pre-arranged written plan. Following this acquisition, Shattuck directly holds 9,208 shares of Citizens & Northern Corp.
Citizens & Northern director Shattuck buys $387 in shares
Katherine W. Shattuck, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently purchased 19 shares of common stock for a total of $387. The transaction, executed on January 9, 2026, was part of a pre-arranged written plan. Following this purchase, Shattuck directly owns 9,208 shares in the company.
Trading Systems Reacting to (CZNC) Volatility
The article discusses the volatility of Citizens & Northern Corp (CZNC) and how trading systems are reacting to it, noting divergent sentiment across horizons. It highlights an exceptional risk-reward short setup and outlines three distinct AI-generated trading strategies: a Position Trading Strategy, a Momentum Breakout Strategy, and a Risk Hedging Strategy, tailored for different risk profiles. The analysis also includes multi-timeframe signal analysis with support and resistance levels.
How Citizens & Northern Corp (CZNC) Affects Rotational Strategy Timing
This article analyzes Citizens & Northern Corp (CZNC) identifying weak near-term sentiment and a mid-channel oscillation pattern. It presents an exceptional 21.5:1 risk-reward setup targeting a 6.5% gain versus 0.3% risk. The analysis also details three institutional trading strategies (Position, Momentum Breakout, Risk Hedging) tailored for different risk profiles and holding periods, along with multi-timeframe signal analysis.
(CZNC) Risk Channels and Responsive Allocation
This article provides an in-depth analysis of Citizens & Northern Corp (NASDAQ: CZNC), highlighting neutral near-term readings and strong mid-term sentiment, although it may be stalling. It presents an exceptional 22.0:1 risk-reward short setup and outlines three distinct AI-generated trading strategies for different risk profiles: Position Trading, Momentum Breakout, and Risk Hedging. The analysis also includes multi-timeframe signal analysis with support and resistance levels.
3 Reliable Dividend Stocks Offering Yields Up To 9%
As the U.S. markets face pressures from AI stocks and upcoming economic data, investors are turning to dividend stocks for stability and consistent income. This article highlights three reliable dividend stocks: Citizens & Northern (CZNC) with a 5.1% yield, CompX International (CIX) offering a 9% yield, and Progressive (PGR) with a 5.9% yield. Each company is analyzed for its dividend history, payout sustainability, and recent financial performance, providing insights for investors seeking stable returns.
Citizens & Northern director Pellegrino buys $6436 in stock
Citizens & Northern Corp (OTC:CZNC) Director Frank G Pellegrino recently purchased 316 shares of the company's common stock for a total of $6436. The transaction occurred on December 5, 2025, at a price of $20.3677 per share. Following this purchase, Pellegrino directly owns 47,254 shares of Citizens & Northern Corp.
(CZNC) Movement as an Input in Quant Signal Sets
This article provides an in-depth analysis of Citizens & Northern Corp (NASDAQ: CZNC) using AI-generated quant signals. It identifies a neutral near-term outlook despite strong mid-term sentiment, details specific trading strategies for various risk profiles, and highlights key support and resistance levels across multiple timeframes. The analysis also emphasizes the significant risk-reward short setup targeting a 5.7% downside.
Citizens & Northern director Pellegrino buys $6436 in stock
Citizens & Northern Corp Director Frank G Pellegrino reported purchasing 316 shares of common stock for $6,436 on December 5, 2025. The transaction was part of a pre-effective written plan and brings his total direct ownership to 47,254 shares.
Citizens & Northern (NASDAQ:CZNC) Share Price Crosses Above 200-Day Moving Average - Time to Sell?
Citizens & Northern (NASDAQ:CZNC) shares crossed above their 200-day moving average on Wednesday, trading as high as $20.66. The stock currently has a "Hold" consensus rating from analysts with an average price target of $22.00, and offers an attractive dividend yield of 5.5%.
Liquidity Mapping Around (CZNC) Price Events
This article analyzes Citizens & Northern Corp (NASDAQ: CZNC) using AI models, identifying a near-term strong sentiment with neutral mid and long-term outlooks. It details three distinct trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis to optimize trading decisions. The report highlights an exceptional 20.2:1 risk-reward short setup.
CITIZENS & NORTHERN CORP SEC 10-Q Report
CITIZENS & NORTHERN CORP (CZNC) has released its Q3 2025 Form 10-Q report, showing modest financial growth and stability. The report details increased total interest and dividend income, net interest income, and a slight rise in net income and earnings per common share compared to Q3 2024. The bank's operations are primarily concentrated in several regions of Pennsylvania and New York.
Citizens & Northern Corp Has $11.93 Million Holdings in Apple Inc. $AAPL
Citizens & Northern Corp reduced its stake in Apple Inc. by 2.0% in Q2, holding 58,164 shares valued at $11.93 million, representing 3.2% of its portfolio. Analysts generally rate Apple as a "Moderate Buy" with a consensus target price of $278.22, following strong Q3 earnings and revenue growth. Insider selling has been observed, with company insiders selling 228,052 shares over the last 90 days.
Citizens & Northern director Pellegrino buys $4057 in shares
Frank G. Pellegrino, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently purchased 212 shares of the company's common stock for $4057 at a price of $19.1382 per share. This transaction, executed on November 7, 2025, increased his direct holdings to 46,292 shares. The purchase was part of a pre-arranged written plan and analysts have set price targets between $21 and $22 for CZNC.
Citizens & Northern director Shattuck buys $382 in shares
Katherine W Shattuck, a director of Citizens & Northern Corp (NASDAQ:CZNC), recently purchased 20 shares of the company's common stock for a total of $382. The transaction, executed on November 7, 2025, increased Shattuck's direct ownership to 9541 shares. This purchase was made under a pre-established written plan.
CITIZENS & NORTHERN CORP Completes Merger with Susquehanna Community Financial
Citizens & Northern Corp (CZNC) announced the completion of its merger with Susquehanna Community Financial on November 7, 2025. The transaction, valued at approximately $44.6 million, was formally completed on October 1, 2025, with Susquehanna merging into C&N. This merger is expected to result in a 17% EPS accretion for C&N in fiscal years 2026 and 2027, with full system integration anticipated by Q4 2025.
Citizens & Northern Corporation Q3 2025 Financial Results
Citizens & Northern Corporation announced its Q3 2025 financial results, reporting a net income of $6.55 million ($0.42 diluted EPS) and an improved net interest margin of 3.62%. The company also highlighted the strategic completion of its merger with Susquehanna Community Financial, Inc., which is expected to enhance its market presence and operational efficiencies, with significant merger-related expenses incurred. Management anticipates continued growth in net interest income and margin, along with effective credit loss management.
Citizens & Northern Corp - $0.42 EPS For Q3 2025 - SEC Filing
Citizens & Northern Corp announced an EPS of $0.42 for Q3 2025, according to an SEC filing. This information was reported by Reuters and sourced from Thomson Reuters. The short report highlights key financial data for the company.
Citizens & Northern Announces Merger with Susquehanna
Citizens & Northern (C&N) and Susquehanna Community Financial (SQCF) announced a merger where SQCF will merge into C&N, and Susquehanna Community Bank will merge into Citizens & Northern Bank. This merger is expected to create a combined entity with $3.2 billion in assets, enhancing C&N’s market presence in Pennsylvania and diversifying its loan portfolio. The merger is anticipated to be accretive to earnings per share by 17% in 2026.
Citizens & Northern Corp (NASDAQ:CZNC) Announces Quarterly Dividend of $0.28
Citizens & Northern Corp (NASDAQ:CZNC) has announced a quarterly dividend of $0.28 per share, offering an annual yield of 5.8%. The dividend is scheduled for investors of record on November 3rd, with payment on November 14th. The company's dividend payout ratio stands at 56.0%, suggesting sufficient coverage by earnings, and analysts expect the company to earn $2.02 per share next year.
Citizens & Northern: Q3 Earnings Snapshot
Citizens & Northern Corp. reported net income of $6.6 million, or 42 cents per share, in its third quarter. Adjusted earnings were 47 cents per share, and the bank posted revenue of $41 million, with net revenue of $29.8 million beating Street forecasts. The report was generated by Automated Insights using data from Zacks Investment Research.
Avoiding Lag: Real-Time Signals in (CZNC) Movement
Stock Traders Daily's AI analysis for Citizens & Northern Corp (CZNC) indicates a neutral sentiment across all time horizons, suggesting sideways price action. The analysis highlights an exceptional 20.8:1 risk-reward short setup targeting a 6.4% downside. Three distinct trading strategies—Position, Momentum Breakout, and Risk Hedging—are provided, each with specific entry, target, and stop-loss zones.
Citizens & Northern Corp. Forms Golden Cross, Signals Bullish Breakout Ahead - Markets Mojo
Citizens & Northern Corp. has recently formed a Golden Cross, a technical indicator suggesting a potential bullish shift in momentum. Despite underperforming the S&P 500 year-to-date, the regional bank stock has shown long-term resilience and its price-to-earnings ratio may indicate it is undervalued. Investors are watching to see if this Golden Cross leads to a significant turnaround in performance.
Citizens & Northern (CZNC) Earnings Expected to Grow: Should You Buy?
Citizens & Northern (CZNC) is projected to increase its year-over-year earnings and revenues for the quarter ended September 2025. While a positive earnings surprise often boosts stock prices, CZNC's Most Accurate Estimate for EPS is lower than the Zacks Consensus Estimate, resulting in a negative Earnings ESP. Combined with a Zacks Rank of #3, this makes it difficult to confidently predict an earnings beat for the company.
Best Income Stocks to Buy for September 15th
Zacks Investment Research recommends three income stocks with strong buy ranks for investors to consider: Citizens & Northern Corp (CZNC), Embecta Corp. (EMBC), and First Financial Bancorp (FFBC). These companies are highlighted for their strong dividend yields and recent increases in their current year earnings estimates. The article suggests these are good investment options for income-focused portfolios.
Citizens & Northern director Pellegrino buys $4048 in shares
Frank G. Pellegrino, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently acquired 199 shares of the company's common stock for a total of $4048. Following this transaction, which occurred on September 5, 2025, Pellegrino now directly holds 45,873 shares in the company. The purchase was made under a pre-established plan that became effective on May 1, 2025.
Citizens & Northern Corporation Announces Acquisition of Susquehanna Community Financial, Inc.
Citizens & Northern Corporation (C&N) and Susquehanna Community Financial, Inc. (SQCF) have announced a definitive merger agreement where SQCF will merge into C&N. The acquisition, valued at approximately $44.3 million, is expected to be accretive to C&N's earnings per share in 2026 and will create a combined entity with $3.2 billion in assets, expanding C&N's presence in Central Pennsylvania. Chris Trate and Dave Runk of SQCF will join C&N's leadership, pending regulatory and shareholder approvals, with closing expected in Q4 2025.
Citizens & Northern Corp $CZNC Trading Advice
This article provides trading advice for Citizens & Northern Corp ($CZNC) based on AI-generated signals. It outlines longer-term, swing, and day trading plans with specific buy/short levels, targets, and stop losses. The article also includes current ratings for CZNC across different terms and mentions a market crash leading indicator.
Central Pa.'s Citizens & Northern agrees to buy another Bucks County bank for $77M
Citizens & Northern, a financial institution based in Central Pennsylvania, has reached an agreement to acquire another bank in Bucks County for $77 million. This acquisition follows an earlier purchase of Doylestown's Monument Bank for $43 million made eight months prior. The article highlights the strategic expansion of Citizens & Northern within the Bucks County region.
Biz briefs: Wellsboro banker named to state association
Brad Scovill, CEO of Citizens & Northern Bank, has been elected second vice chair of the Pennsylvania Bankers Association. Additionally, Ronald J. Papa was elected to the Better Business Bureau of Upstate New York board, and Corning Inc. finalized its acquisition of most of 3M Co.'s Communication Markets Division. Schuyler Hospital also honored 41 employees for their long service.
Biz briefs: Elmira law firm rated among best in U.S.
The Ziff Law Firm in Elmira has been named a national best law firm for 2017 in personal injury law for plaintiffs by U.S. News — Best Lawyers. Additionally, Citizens & Northern Bank named Tammy Pabis as vice president/senior commercial loan sales officer for the Elmira market. New businesses and services are also highlighted, including Tossed, a specialty salad bar in Corning, and fiber optic services at Hickory Grove Apartments in Horseheads.
