(CZNC) Price Dynamics and Execution-Aware Positioning
This article provides an AI-driven analysis of Citizens & Northern Corp (NASDAQ: CZNC), highlighting neutral near and mid-term readings with a potential long-term positive bias. It outlines distinct trading strategies for various risk profiles, including long position trading, momentum breakout, and short risk hedging, along with multi-timeframe signal analysis. The report also details support and resistance levels across different time horizons.
Form 8K Citizens & Northern Corp For: 22 September By Investing.com
This article announces that Citizens & Northern Corp (CZNC) filed a Form 8K for September 22nd. The filing, categorized under stock markets, was reported by Investing.com. The stock saw a slight increase of 0.86%.
Citizens & Northern updates bylaws to allow flexibility in board meeting schedule
Citizens & Northern Corporation (NASDAQ:CZNC) has amended its bylaws to allow greater flexibility in scheduling regular board meetings. The Board of Directors approved the change on September 18, 2026, enabling meetings to be held monthly or less frequently as determined by the board. The updated bylaws specify that meetings will occur at the company's Wellsboro, Pennsylvania office or another designated location, with dates and times set by the Board.
Form 8K Citizens & Northern Corp For: 22 September By Investing.com
This article announces the filing of a Form 8K by Citizens & Northern Corp for September 22. It provides no further details about the content of the filing but lists the stock symbol CZNC and indicates a slight negative change. The piece is primarily an announcement from Investing.com.
Citizens & Northern director Katherine Shattuck buys $209 in stock By Investing.com
Citizens & Northern Corp director Katherine Shattuck recently purchased 8 shares of the company's common stock for $209. The transaction occurred on September 4, 2026, at a price of $26.1662 per share. Following this acquisition, Ms. Shattuck directly holds 10,711 shares of the company's common stock.
Citizens & Northern director Frank Pellegrino buys $4,657 in stock By Investing.com
Frank G. Pellegrino, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently acquired 178 shares of company stock for a total of $4,657 on September 4, 2026. This purchase was part of a pre-arranged plan, and it occurred while CZNC was trading near its 52-week high, having delivered a 34% year-to-date return. Following this transaction, Pellegrino directly holds 51,825 shares.
Citizens & Northern director Katherine Shattuck buys $209 in stock By Investing.com
Katherine W. Shattuck, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently purchased 8 shares of the company's common stock for a total of $209. The transaction occurred on September 4, 2026, at a price of $26.1662 per share. Following this acquisition, Ms. Shattuck directly holds 10,711 shares in Citizens & Northern Corp.
Citizens & Northern (CZNC) director adds to 10,711-share stake under trading plan
Citizens & Northern (CZNC) Director Katherine W. Shattuck purchased 8 shares of common stock at $26.1662 per share on September 4, 2026, as part of a Rule 10b5-1 trading plan. This transaction increased her direct holdings to 10,711 shares. The trade was reported via a Form 4 filing, which became public on September 8, 2026.
Director at Citizens & Northern (NASDAQ: CZNC) adds 178 shares in pre-set stock plan
Citizens & Northern director Frank G. Pellegrino purchased 178 shares of common stock on September 4, 2026, at an average price of $26.17 per share. This transaction was conducted under a pre-arranged trading plan that became effective on May 1, 2026. Following this purchase, Pellegrino's direct holdings in CZNC total 51,825 shares.
Citizens & Northern director Katherine Shattuck buys $209 in stock By Investing.com
Katherine W. Shattuck, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently purchased 8 shares of the company's common stock. The transaction, executed on September 4, 2026, totaled $209 at a price of $26.1662 per share. Following this acquisition, Ms. Shattuck directly beneficially owns 10,711 shares of the company's common stock.
Citizens & Northern director Frank Pellegrino buys $4,657 in stock
Frank G. Pellegrino, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently purchased 178 shares of company stock for a total of $4,657. This transaction occurred on September 4, 2026, when CZNC was trading near its 52-week high and had delivered a 34% year-to-date return. Following this acquisition, Pellegrino now directly holds 51,825 shares in the company.
Citizens & Northern director Katherine Shattuck buys $209 in stock
Citizens & Northern Corp director Katherine Shattuck recently purchased 8 shares of the company's common stock for $209. The transaction occurred on September 4, 2026, at a price of $26.1662 per share. Following this acquisition, Ms. Shattuck beneficially owns 10,711 shares of the company's stock.
Citizens & Northern Director Helen S. Santiago Reports Dividend Reinvestment Stock Purchases
Helen S. Santiago, a director at Citizens & Northern Corp (NASDAQ:CZNC), acquired 110 common stock shares on August 14, 2026, through the company's dividend reinvestment plan. The shares were purchased at $25.89 each, with 108 added to her direct holdings and two allocated to indirect custodian accounts. This transaction increased her direct ownership to 11,187 shares and was formally reported on August 25, 2026.
Citizens & Northern (NASDAQ: CZNC) insider details 98,102 direct shares
Christian C. Trate, a director at Citizens & Northern (CZNC), reported selling 560 shares of common stock on August 3, 2026, at $25.2101 per share through an indirectly held trustee account. Following this transaction, he retains 4,798 shares in that account, 6,143 shares in a Beneficiary IRA, and 98,102 shares directly owned. The direct holdings include 70,360 shares previously held by a corporation and distributed to him in June 2026.
Citizens & Northern (NASDAQ: CZNC) director adds 110 DRIP shares
Helen S. Santiago, a director at Citizens & Northern Corp (CZNC), acquired 110 shares through a dividend reinvestment plan on August 14, 2026. The shares were purchased at $25.89 each, increasing her direct holdings to 11,187 shares and indirect holdings as custodian. This transaction was automatically executed as part of the company's dividend reinvestment plan.
Citizens & Northern (NASDAQ: CZNC) director adds dividend reinvestment shares
Citizens & Northern (NASDAQ: CZNC) director Robert G. Loughery acquired 114 shares of common stock at $25.89 per share on August 14, 2026, through a dividend reinvestment plan. Following this transaction, Loughery directly holds 12,250 common shares, with additional indirect holdings through his spouse and child. The filing indicates this was an "other acquisition" and not part of a Rule 10b5-1 trading plan.
Citizens & Northern (NASDAQ: CZNC) director reinvests dividend in shares
Citizens & Northern (NASDAQ: CZNC) director Katherine W. Shattuck acquired 102 shares of common stock on August 14, 2026, through a dividend reinvestment plan. The shares were purchased at $25.89 each, increasing her direct holdings to 10,703 shares. This transaction is classified as a plan-related acquisition and was reported in a Form 4 filing.
Citizens & Northern (NASDAQ: CZNC) director now holds 14,531 direct shares
Citizens & Northern (NASDAQ: CZNC) director Stephen M. Dorwart acquired 57 shares of common stock on August 14, 2026, through a dividend reinvestment plan at $25.96 per share. This transaction increases his direct holdings to 14,531 shares, with an additional 4,270 shares held indirectly. The filing indicates a neutral impact and sentiment regarding this insider trade.
Citizens & Northern (NASDAQ: CZNC) director lifts stake to 51,647 shares
Citizens & Northern (NASDAQ: CZNC) director Frank G. Pellegrino acquired 539 shares of common stock on August 14, 2026, through a dividend reinvestment plan. This transaction, valued at $25.89 per share, increased his direct holdings to 51,647 shares. The acquisition was reported in a Form 4 filing and is categorized as an "other" acquisition rather than a market purchase or sale.
Citizens & Northern (CZNC) director boosts stake via dividends
Citizens & Northern (CZNC) director Bobbi J. Kilmer acquired 195 shares of Common Stock on August 14, 2026, through a dividend reinvestment plan. The acquisition included 131 shares at $25.96 each and 64 shares at $25.89 each, increasing her direct holdings to 19,289 shares. This transaction, categorized as an "other acquisition," reflects a neutral filing impact and sentiment according to Rhea-AI.
Citizens & Northern (CZNC) EVP now holds 14,822 ESOP shares
Citizens & Northern Corp. Executive Vice President Thomas L. Rudy Jr. indirectly acquired 160 shares of common stock through an ESOP dividend reinvestment plan on August 20, 2026. Following this transaction, he now indirectly holds 14,822 ESOP shares, directly holds 39,656 shares, and indirectly holds 22 shares via a child. The acquisition was deemed an exempt dividend reinvestment, with an attributed price of $25.84 per share.
Citizens & Northern (NASDAQ: CZNC) director adds shares through dividend reinvestment plan
Citizens & Northern (CZNC) director Aaron K. Singer reported acquiring 160 shares of common stock on August 14, 2026, through dividend reinvestment plans. These transactions increased his indirect holdings via a Spouse's IRA by 64 shares and his direct holdings by 96 shares. The filing indicates a neutral impact and sentiment regarding these acquisitions.
Citizens & Northern (CZNC) EVP adds 181 ESOP dividend shares
Citizens & Northern (CZNC) Executive Vice President Harold F. Hoose III reported an indirect acquisition of 181 shares of Common Stock at $25.84 per share on August 20, 2026. This transaction was an exempt acquisition in an ESOP via dividend reinvestment. Following this, Hoose's indirect ESOP holdings are 16,880 shares, and direct holdings are 43,704 shares.
Citizens & Northern (NASDAQ: CZNC) EVP adds 451 shares via reinvested dividends
Citizens & Northern (NASDAQ: CZNC) Executive Vice President John M. Reber acquired a total of 451 shares of common stock through dividend reinvestment plans. These acquisitions, which include 341 direct shares and 110 indirect shares via an ESOP, were made on August 14 and August 20, 2026, respectively, and are categorized as "other acquisitions" rather than open-market purchases.
Citizens & Northern (CZNC) CEO grows holdings with dividend stock
J. Bradley Scovill, President and CEO of Citizens & Northern (CZNC), increased his holdings by 400 shares directly and 73 shares indirectly through an ESOP, both via dividend reinvestment plans. These transactions brought his direct holdings to 134,242 shares and indirect ESOP holdings to 6,772 shares. The report details these insider trading activities, including prices and dates of acquisition.
Citizens & Northern (CZNC) EVP adds 1 share via ESOP
Citizens & Northern Corp (CZNC) Executive Vice President and Strategic Advisor, David S. Runk, indirectly acquired 1 share of common stock on August 20, 2026. This acquisition occurred via an Employee Stock Ownership Plan (ESOP) through dividend reinvestment at a price of $25.84 per share. Following this transaction, Runk's indirect ESOP-held position in CZNC common stock totals 66 shares.
Citizens & Northern director Frank Pellegrino buys $5,244 in stock
Citizens & Northern Corp director Frank G. Pellegrino acquired 208 shares of the company's common stock for approximately $5,244. The transaction occurred on August 7, 2026, at a price of $25.215 per share, increasing his direct holdings to 51,108 shares. This purchase was made under a pre-established written plan.
Citizens & Northern director Frank Pellegrino buys $5,244 in stock By Investing.com
Frank G. Pellegrino, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently acquired 208 shares of the company's common stock for approximately $5,244. This transaction, executed on August 7, 2026, at $25.215 per share, increased Mr. Pellegrino's direct holdings to 51,108 shares. The purchase was part of a pre-established written plan effective May 1, 2026.
Citizens & Northern director Frank Pellegrino buys $5,244 in stock
Frank G. Pellegrino, a director at Citizens & Northern Corp (NASDAQ:CZNC), purchased 208 shares of the company's common stock for approximately $5,244 on August 7, 2026. This transaction increased his direct holdings to 51,108 shares. The acquisition was executed under a pre-arranged plan.
Citizens & Northern (NASDAQ:CZNC) Upgraded to Strong-Buy at Wall Street Zen
Wall Street Zen upgraded Citizens & Northern (NASDAQ:CZNC) to a "strong-buy" rating. This follows other upgrades from Weiss Ratings and Zacks Research, although the overall analyst consensus remains "Hold" with a $23.50 target price. The company recently reported strong quarterly earnings of $0.79 per share and revenue of $39.65 million, both exceeding analyst expectations.
Citizens & Northern (NASDAQ:CZNC) Stock Passes Above 200-Day Moving Average - Should You Sell?
Citizens & Northern (NASDAQ:CZNC) stock recently surpassed its 200-day moving average, trading as high as $26.25, significantly above its long-term average of $22.76. Despite improved analyst sentiment and recent upgrades, the consensus rating remains "Hold" with a target price below the current share price. The company exceeded quarterly earnings and revenue expectations and maintains a quarterly dividend of $0.28, offering a 4.3% yield.
Citizens & Northern director Katherine Shattuck buys $201 in stock
Katherine W. Shattuck, a director at Citizens & Northern Corp (NASDAQ:CZNC), purchased 8 shares of the company's common stock for a total of $201 on August 7, 2026. This transaction increased her direct holdings to 10,601 shares. The purchase was executed according to a pre-arranged written plan effective May 1, 2026.
Director Katherine Shattuck Buys 8 Shares of Citizens & Northern Corp (CZNC)
Director Katherine Shattuck recently purchased 8 shares of Citizens & Northern Corp (CZNC), adding to her consistent accumulation pattern and signaling confidence in the company. This insider buying trend is supported by a broader 8-to-1 buy-to-sell ratio among insiders and at least one "guru" investor increasing their stake. However, valuation analysis indicates that CZNC is currently modestly overvalued, trading about 13% above its GuruFocus-calculated intrinsic worth.
Citizens & Northern director Katherine Shattuck buys $201 in stock
Katherine W. Shattuck, a director at Citizens & Northern Corp (NASDAQ:CZNC), recently purchased 8 shares of company stock for a total of $201. This transaction occurred on August 7, 2026, at a price of $25.215 per share, increasing her direct holdings to 10,601 shares. The purchase was executed under a pre-established plan effective May 1, 2026.
Citizens & Northern (CZNC) director adds 208 shares under trading plan
Citizens & Northern (CZNC) director Frank G. Pellegrino purchased 208 shares of Common Stock on August 7, 2026, at $25.215 per share. This transaction was executed under a Rule 10b5-1 trading plan that became effective on May 1, 2026, increasing his direct holdings to 51,108 shares. The Form 4 filing details the insider trade, emphasizing its neutral impact and sentiment.
CITIZENS & NORTHERN CORP Q2 2026: Revenue $41.57M, EPS $0.79— 10-Q Summary
CITIZENS & NORTHERN CORP (CZNC) reported a strong second quarter for 2026, with revenue reaching $41.57M and EPS at $0.79. This significant year-over-year growth was primarily fueled by increased interest income and contributions from the October 2025 Susquehanna acquisition. The company saw substantial increases in net interest income, net income attributable to common shareholders, and diluted EPS.
Citizens & Northern Earnings Top Estimates on Revenue of $39.7 Million
Citizens & Northern Corp. (CZNC) reported strong second-quarter results, with net income of $14.1 million (79 cents per share) and revenue net of interest expense reaching $39.7 million, surpassing Street forecasts. The bank holding company, headquartered in Wellsboro, Pennsylvania, saw its total revenue, including interest income before deducting interest expense, hit $51.4 million for the quarter. These figures indicate a successful period for C&N Bank's parent company, which provides banking and financial services in north-central Pennsylvania and southern New York.
Citizens & Northern (CZNC) Earnings Date and Reports 2026
Citizens & Northern (CZNC) reported Q2 2026 earnings on August 7, 2026, beating consensus estimates with an EPS of $0.79 and revenue of $39.65 million. The company's earnings are projected to grow by 26.73% next year. The next earnings report is estimated for August 14, 2026.
Citizens & Northern Corporation Announces Q2 2026 Financial Results with Strong Net Income Growth
Citizens & Northern Corporation has announced its Q2 2026 financial results, reporting strong net income growth. The Pennsylvania-based bank holding company filed its Form 10-Q with the SEC for the quarter ended June 30, 2026. The article indicates that full details require logging in or creating an account on Kalkine Media.
Citizens & Northern Corp (CZNC) Earnings Forecast: Future EPS & Revenue Growth Estimates
Citizens & Northern Corp (CZNC) has an earnings forecast score of 6.00, ranking it 286 out of 395 in the Banking Services industry. Analysts have set an average price target of $21.50, with one analyst recommending a "Hold" rating for the stock. The company's previous quarter's EPS was $0.02, significantly below the market expectation of $0.79, with the next quarter's EPS projected at $0.68.
Citizens & Northern: Q2 Earnings Snapshot
Citizens & Northern Corp. (CZNC) reported a net income of $14.1 million for its second quarter, with earnings of 79 cents per share. The Wellsboro, Pennsylvania-based bank recorded revenue of $51.4 million, and its revenue net of interest expense was $39.7 million, surpassing Street forecasts. This financial summary was generated using data from Zacks Investment Research.
Citizens & Northern (CZNC) Beats Q2 Earnings and Revenue Estimates
Citizens & Northern (CZNC) reported Q2 earnings of $0.79 per share, exceeding the Zacks Consensus Estimate of $0.63, and revenues of $39.66 million, surpassing expectations by 2.73%. This performance represents an earnings surprise of 25.40%. The company currently holds a Zacks Rank #2 (Buy), indicating an expectation to outperform the market in the near future.
Citizens & Northern Corp (CZNC) director adds to holdings under 10b5-1 plan
Citizens & Northern Corp director Katherine W. Shattuck purchased 8 shares of common stock at $25.215 per share on August 7, 2026, through an open-market transaction under a pre-existing Rule 10b5-1 trading plan. Following this acquisition, her direct holdings in CZNC increased to 10,601 shares. This transaction highlights an insider's planned increase in ownership.
Segall Bryant & Hamill LLC Buys Shares of 67,058 Citizens & Northern Corp $CZNC
Segall Bryant & Hamill LLC has acquired 67,058 shares of Citizens & Northern Corp (NASDAQ:CZNC) during the first quarter, valued at approximately $1.5 million, representing a 0.37% stake in the company. Institutional investors collectively own 30.83% of the stock. Citizens & Northern recently reported quarterly EPS of $0.02, missing estimates, but revenue exceeded expectations, and the company declared a quarterly dividend of $0.28 per share, yielding 4.4%.
Citizens & Northern Corp's Dividend Analysis
Citizens & Northern Corp (NASDAQ: CZNC) announced a $0.28 per share dividend, with an ex-dividend date of August 3, 2026. The company has a consistent dividend payment record since 1993, offering a 4.40% trailing and forward dividend yield. However, its dividend growth has been stagnant, and its profitability and growth ranks are low, raising questions about the long-term sustainability of the payout despite a manageable payout ratio of 0.61.
Citizens & Northern Corp (CZNC) director reports 2,278-share stock sale
Citizens & Northern Corp director Stephen M. Dorwart sold 2,278 shares of common stock on July 31, 2026, at a price of $25.372 per share. The transaction, described as an open market or private sale, resulted in Dorwart holding 4,270 indirect shares and 14,474 direct shares. The sale was not conducted under a Rule 10b5-1 trading plan.
Citizens & Northern Corp's Dividend Analysis
Citizens & Northern Corp (NASDAQ:CZNC) announced a quarterly dividend of $0.28 per share, with an ex-dividend date of August 3, 2026. The article analyzes the company's dividend history, current yield of 4.40%, and growth rates, noting its consistent payments since 1993 but stagnant dividend growth over the past decade. While the payout ratio of 0.61 suggests sustainability, the company's low profitability and growth ranks, coupled with negative EBITDA growth, raise concerns about the long-term sustainability of future dividend increases.
Citizens & Northern Corp (CZNC) Institutional Confidence
Citizens & Northern Corp (CZNC) has an institutional shareholding score of 3.00, placing it 250th out of 395 in the Banking Services industry. The latest institutional shareholding proportion is 30.87%, a 2.18% increase quarter-over-quarter. James Simons is the largest institutional shareholder, holding 0.30% of outstanding shares.
Citizens & Northern Corp (CZNC) Risk Assessment: Volatility, Financial Risk & Investment Risk
This article provides a risk assessment for Citizens & Northern Corp (CZNC), detailing its current risk score, beta value, and various volatility and return metrics. CZNC's risk assessment score is 7.05, placing it 193rd out of 395 in the Banking Services industry, with a beta of 0.42 indicating less volatility than the overall market. The report also includes data on maximum drawdown, Sharpe Ratio, skewness, realized volatility, and liquidity turnover rates over different periods.
Citizens & Northern Corp (CZNC) Technical Analysis: Support, Resistance, Indicators & Moving Averages
This article provides a technical analysis of Citizens & Northern Corp (CZNC), focusing on its price momentum, support and resistance levels, and various technical indicators and moving averages. As of July 30, 2026, CZNC's price momentum score is 3.68, and the stock is trading between resistance at $26.68 and support at $23.28. The analysis includes a detailed breakdown of indicators like MACD and RSI, mostly indicating a buy signal, and shows all moving averages (MA5 to MA200) also presenting buy signals.
