Zacks.com featured highlights include Ponce Financial, Credo Technology, Interface, Ciena and Citizens Financial Services
This article highlights five high-efficiency stocks—Ponce Financial, Credo Technology, Interface, Ciena, and Citizens Financial Services—identified by Zacks.com as having strong profit potential. The selection is based on key efficiency ratios such as Receivables Turnover, Asset Utilization, Inventory Turnover, and Operating Margin, which indicate a company's ability to convert inputs into outputs and generate profits effectively. Each featured company is briefly described along with its average four-quarter earnings surprise.
Citizens Financial Services Inc. (CZFS) Hit a 52 Week High, Can the Run Continue?
Citizens Financial Services (CZFS) recently hit a new 52-week high, with shares up 13.5% over the past month and 29.5% year-to-date, significantly outperforming its sector and industry. The company has consistently beaten earnings estimates and holds a Zacks Rank of #2 (Buy), suggesting potential for further gains. Valuation metrics like its P/E ratio and P/CF also indicate favorable comparisons to its peer group.
Form 4 Citizens Financial Services Inc For: 26 June By Investing.com
This article announces the filing of Form 4 for Citizens Financial Services Inc. on June 26. It is a brief news item published by Investing.com, providing basic information about the regulatory filing. The core content is very minimal, essentially just the headline and the company stock symbol.
CZFS Forecast — Price Target — Prediction for 2027
Citizens Financial Services, Inc. (CZFS) has a 1-year price target of $71.00 based on one analyst's forecast. The stock has shown recent growth, with a 3.99% increase in the last 24 hours and a 27.98% increase over the last year. CZFS is slated to release its next earnings report on July 30, 2026, and pays quarterly dividends.
Citizens Financial (CZFS) EVP granted 311 shares in stock award filing
Stephen J. Guillaume, Executive Vice President of Citizens Financial Services Inc. (CZFS), was granted 311 shares of COMMON CLASS stock as a compensation award, not a purchase. This transaction, revealed in a Form 4 SEC filing on June 26, 2026, increased his direct holdings to 5,029.3514 shares. The shares were granted at no cash cost and are part of the company's 2026 Equity Incentive Plan, vesting in three equal annual installments starting June 25, 2027.
Form 4 Citizens Financial Services Inc For: 26 June By Investing.com
This article announces the filing of Form 4 for Citizens Financial Services Inc. on June 26. It is a brief stock market news item from Investing.com, providing basic information about the regulatory filing. The content itself is minimal, primarily serving as a headline for the Form 4 announcement.
Citizens Financial Services (CZFS) executive awarded 336 common shares
Jeffrey R. White, Executive Vice President of Citizens Financial Services Inc. (CZFS), was granted 336 common shares as a stock award with a price of $0.00 per share. This transaction increases his direct holdings to 2,010 common shares, with an additional 12 shares held indirectly under "same household" ownership. The shares, granted under the 2026 Equity Incentive Plan, will vest in three equal annual installments starting June 25, 2027.
Citizens Financial Services (CZFS) CEO granted 563 new shares in Form 4
Citizens Financial Services (CZFS) CEO Randall E. Black was granted 563 shares of COMMON CLASS stock at a price of $0.0000 per share. This transaction, revealed in a Form 4 filing, increases his direct holdings to 46,486.6304 shares, with an additional 316 shares held indirectly through his spouse. The grant represents a compensation-related award rather than an open-market purchase.
Citizens Financial Services (CZFS) EVP receives 49-share stock award
Jeffrey L. Wilson, Executive Vice President of Citizens Financial Services Inc. (CZFS), was granted 49 shares of common stock at no cost. This award, part of routine equity-based compensation, increased his direct holdings to 8,337.4524 shares and was reported in a Form 4 filing. The transaction is categorized as a neutral filing impact and sentiment, reflecting a standard stock award rather than a market purchase.
LeeAnn Gephart, EVP, Citizens Financial Services, sells $1,929 in stock
LeeAnn Gephart, EVP at Citizens Financial Services (NASDAQ:CZFS), sold 29 shares of company stock for $1,929 on June 25, 2026. Following the sale, Gephart directly owns 808 shares. The company's stock is trading near its 52-week high, with InvestingPro analysis suggesting it is undervalued with a fair value of $89.74.
LeeAnn Gephart, EVP, Citizens Financial Services, sells $1,929 in stock
LeeAnn Gephart, Executive Vice President at Citizens Financial Services (NASDAQ:CZFS), sold 29 shares of the company's common stock for $1,929. The transaction occurred on June 25, 2026, leaving Gephart with 808 directly owned shares. This sale happened as CZFS trades near its 52-week high, following strong recent stock performance.
Citizens Financial (CZFS) EVP LeeAnn Gephart logs open-market sale of 29 shares
LeeAnn Gephart, Executive Vice President at Citizens Financial Services Inc. (CZFS), reported an open-market sale of 29 shares of COMMON CLASS stock at $66.52 per share. This transaction, totaling $1,929, leaves her with 808 directly held shares. The sale is described as a routine and modest reduction in her direct ownership.
Citizens Financial Services appoints John D. Behm to board; SERP amended for Stephen J. Guillaume
Citizens Financial Services (CZFS) has appointed John D. Behm to its Board of Directors, effective June 16, 2026. Concurrently, the company amended its Supplemental Executive Retirement Plan (SERP) to provide retirement benefits for Stephen J. Guillaume. The report also details annual incentive plan bonuses for several other executives for fiscal year 2025.
Citizens Financial Services appoints new director and updates executive compensation
Citizens Financial Services, Inc. (NASDAQ:CZFS) has appointed John D. Behm to its Board of Directors and amended its Supplemental Executive Retirement Plan for CFO Stephen J. Guillaume. The company also finalized annual bonuses for executive officers for the fiscal year ending 2025 and disclosed its CEO pay ratio. The article notes the company is trading at a low P/E ratio relative to near-term earnings growth, with shares yielding 3.0%.
Citizens Financial (NASDAQ: CZFS) updates executive pay and adds new director
Citizens Financial Services, Inc. (NASDAQ: CZFS) announced significant governance and compensation updates, including the appointment of John D. Behm to its Board of Directors and an amendment to CFO Stephen J. Guillaume's Supplemental Executive Retirement Plan. The company also finalized 2025 Annual Incentive Plan bonuses, with CEO Randall E. Black receiving $590,601 in cash and other executives receiving cash and restricted stock awards. CZFS further disclosed a CEO pay ratio of 36.9, based on CEO Randall E. Black's total 2025 compensation of $1,803,244 and a median employee compensation of $48,896.
Loan losses (actual) of Citizens Financial Services, Inc. – NASDAQ:CZFS
The article displays the "Loan losses (actual)" data for Citizens Financial Services, Inc. under the NASDAQ:CZFS symbol. It lists basic stock market information and indicates that the market is currently closed with no trades. The article is primarily a data placeholder on the TradingView platform, showing financial change metrics.
Citizens Financial (NASDAQ: CZFS) director receives 29-share stock grant
John D. Behm, a director at Citizens Financial Services Inc. (NASDAQ: CZFS), was granted 29 shares of common stock as compensation. This award, valued at $0.00 per share, increased his direct holdings to 13,133.6945 shares. The transaction was reported via a Form 4 filing and is classified as a non-derivative acquisition.
Director at Citizens Financial (CZFS) receives 88-share stock award
Janie M. Hilfiger, a director at Citizens Financial Services Inc. (CZFS), received an award of 88 shares of common stock on June 15, 2026. This grant, valued at $0.00 per share, was compensation-related and not an open-market purchase, increasing her direct holdings to 3866.7877 shares. The transaction was filed as a Form 4 with the SEC.
Citizens Financial (CZFS) director granted 88 common shares in award
Citizens Financial Services Inc. director Terry B. Osborne was granted 88 common shares on June 15, 2026, as a compensation-related award, not an open-market purchase. These shares were granted at $0.00 per share, increasing his direct holdings to 13,360 common shares. This transaction was reported in a Form 4 SEC filing, indicating a non-derivative acquisition.
Citizens Financial Services (CZFS) director receives stock grant
Citizens Financial Services Inc. director R. Joseph Landy received a stock grant of 88 shares of COMMON CLASS stock on June 15, 2026, as a compensation-related award. These shares were acquired at $0.00 each, increasing his direct holdings to 28,061.4652 shares. This transaction was reported in a Form 4 filing and indicates an equity award from the company rather than an open-market purchase.
Responsive Playbooks and the CZFS Inflection
Citizens Financial Services Inc. (NASDAQ: CZFS) shows strong sentiment across all horizons, leading to an overweight bias. The article details institutional trading strategies, including long, momentum breakout, and short setups, based on AI-generated signals. Key resistance and support levels are identified across near-term, mid-term, and long-term horizons, indicating potential price movements and risk-reward ratios.
Citizens Financial Svcs Stock (US1732561066): stock in focus after recent First Citizens updates
Citizens Financial Svcs (CZFS) is under investor scrutiny, particularly due to its connection with First Citizens operations and the ambiguity of its ISIN US1732561066 which sometimes routes to First Citizens. Investors are advised to focus on the broader First Citizens disclosures and regulatory filings to understand the financial health and strategic direction influencing CZFS, given the limited direct trading data for the stock. The article clarifies that Citizens Financial Svcs is a legacy community bank within the First Citizens banking platform.
Citizens Financial Services Inc. (CZFS) Hits Fresh High: Is There Still Room to Run?
Citizens Financial Services Inc. (CZFS) recently hit a new 52-week high, with shares up 7.9% over the past month and 19.1% year-to-date. The company has a strong record of positive earnings surprises and a Zacks Rank of #2 (Buy), suggesting potential for further gains. Valuation metrics indicate it's trading below the industry average, making it an attractive option compared to peers like Shore Bancshares Inc (SHBI).
Why Citizens Financial Services (CZFS) is a Top Dividend Stock for Your Portfolio
Citizens Financial Services (CZFS) is highlighted as a top dividend stock due to its consistent cash flow generation, attractive dividend yield of 2.96%, and strong earnings growth projections. The bank has a solid track record of increasing dividends, and its current payout ratio of 24% along with a Zacks Rank of #2 (Buy) makes it a compelling investment for income-focused investors.
[Form 4] CITIZENS FINANCIAL SERVICES INC Insider Trading Activity
A Form 4 filing for CITIZENS FINANCIAL SERVICES INC (CZFS) indicates that insider LANDY R JOSEPH gifted 20 shares of common stock on June 10, 2026. This transaction is categorized as neutral in filing impact and sentiment, resulting in Landy R. Joseph holding 27,973.465 shares directly after the transaction. The filing provides details on the non-derivative security transaction and the reporting person's relationship to the issuer as a Director.
Why Citizens Financial Services (CZFS) is a Top Dividend Stock for Your Portfolio
Citizens Financial Services (CZFS) is highlighted as a top dividend stock due to its 2.96% dividend yield, which surpasses both its industry average and the S&P 500. The company has a strong dividend growth history, a low payout ratio of 24%, and an expected 8.01% earnings growth for 2026, making it an attractive investment for income-focused portfolios. CZFS also holds a Zacks Rank of #2 (Buy).
Be Sure To Check Out Citizens Financial Services, Inc. (NASDAQ:CZFS) Before It Goes Ex-Dividend
Citizens Financial Services, Inc. (NASDAQ:CZFS) is set to trade ex-dividend in two days, with a dividend payment of US$0.51 per share, resulting in a 3.1% trailing yield. The company's dividends are well-covered by its low payout ratio of 24% of income, and its earnings per share have grown by 5.5% annually over the last five years. This indicates a promising outlook for the dividend stock.
Understanding the Setup: (CZFS) and Scalable Risk
This article analyzes Citizens Financial Services Inc. (CZFS), highlighting weak near-term sentiment despite long-term strength. It identifies a mid-channel oscillation pattern and presents an exceptional 29.3:1 risk-reward short setup. Three distinct AI-generated trading strategies are provided for different risk profiles and holding periods, along with multi-timeframe signal analysis.
Citizens Financial SVP Stephen Guillaume buys $2,100 in shares
Stephen J. Guillaume, Senior Vice President at Citizens Financial Services Inc. (NASDAQ:CZFS), recently bought 34 shares of the company's common stock for approximately $2,100. This transaction increased his direct holdings to 4718.3514 shares. The company currently trades at a P/E ratio of 7.79, offers a 3.08% dividend yield, and has maintained dividend payments for 34 consecutive years.
Citizens Financial SVP Stephen Guillaume buys $2,100 in shares
Stephen J. Guillaume, Senior Vice President at Citizens Financial Services Inc., purchased 34 shares of the company's common stock for approximately $2,100 on May 29, 2026. This transaction increased his direct holdings to 4718.3514 shares. The purchase highlights the stock's attractiveness, given its P/E ratio of 7.79, a 3.08% dividend yield, and a 34-year history of sustained dividend payments, according to InvestingPro analysis which also labels the stock as undervalued.
Citizens Financial Services (CZFS) SVP buys 34 shares in open market
Citizens Financial Services Inc. Senior Vice President Stephen J. Guillaume purchased 34 shares of the company's common stock in an open-market transaction at $61.78 per share. This purchase increases his direct ownership to 4,718.3514 shares. The filing, categorized as "Neutral" in both impact and sentiment by Rhea-AI, highlights a small but positive addition to his existing stake.
Citizens financial services EVP sells $1,554 in shares
LeeAnn Gephart, Executive Vice President at Citizens Financial Services Inc. (NASDAQ:CZFS), sold 24 shares of company common stock for a total of $1,554 on May 28, 2026, at a price of $64.78 per share. Following this transaction, she now directly holds 837 shares. The stock's current trading price is $66, with a P/E ratio of 7.79.
Citizens financial services EVP sells $1,554 in shares
LeeAnn Gephart, Executive Vice President at Citizens Financial Services Inc. (NASDAQ:CZFS), sold 24 shares of company common stock for a total of $1,554 on May 28, 2026. Following this transaction, Ms. Gephart retains 837 shares. The stock, currently trading at $66 with a P/E ratio of 7.79, is considered undervalued by InvestingPro analysis and has consistently paid dividends for 34 years, offering a 3.04% yield.
Citizens Financial (NASDAQ: CZFS) EVP sells small 24-share block in open market
Citizens Financial Services Inc. (NASDAQ: CZFS) Executive Vice President LeeAnn Gephart reported an open-market sale of 24 shares of COMMON CLASS stock at $64.78 per share. Following this transaction, Gephart now directly holds 837 shares. The filing indicates this was a small, routine insider sale with no derivative transactions involved.
Citizens Financial Services (CZFS) is a Top Dividend Stock Right Now: Should You Buy?
Citizens Financial Services (CZFS) is highlighted as a top dividend stock with a current dividend yield of 3.14%, outperforming its industry and the S&P 500. The company has a history of dividend growth, with an average annual increase of 2.36% over the last five years, and analysts expect solid earnings growth for 2026. CZFS also holds a Zacks Rank of #2 (Buy), making it an attractive option for income-focused investors.
The Technical Signals Behind (CZFS) That Institutions Follow
This article analyzes the technical signals for Citizens Financial Services Inc. (NASDAQ: CZFS), highlighting a strong near-term sentiment with neutral mid and long-term outlooks. It identifies an exceptional 32.9:1 risk-reward setup, targeting a 9.4% gain against a 0.3% risk, and provides specific institutional trading strategies including position, momentum, and risk hedging. The analysis also includes multi-timeframe signal analysis with support and resistance levels.
Loan losses (actual) to total loans of Citizens Financial Services, Inc. – NASDAQ:CZFS
This article provides financial data on the loan losses (actual) to total loans for Citizens Financial Services, Inc. (NASDAQ: CZFS). It presents this data for various periods, along with the value, change, and percentage change. The content highlights a specific financial metric for the company within the regional banking sector.
Loan loss coverage ratio of Citizens Financial Services, Inc. – NASDAQ:CZFS
This article focuses on the loan loss coverage ratio of Citizens Financial Services, Inc. (NASDAQ: CZFS). The content appears to be a stub or a data-focused page from TradingView, indicating that it provides financial metrics for the company. The page structure includes placeholders for financial data and changes over different periods.
Savings deposits to total deposits of Citizens Financial Services, Inc. – NASDAQ:CZFS
The article focuses on the "Savings deposits to total deposits" metric for Citizens Financial Services, Inc. (NASDAQ:CZFS), providing a brief financial snapshot. It appears to be an entry from a financial data platform like TradingView, indicating that specific values for this metric are available under "Period Value Change Change %" in the platform interface, but these details are not explicitly shown in the provided text.
Citizens Financial Services (CZFS) Beats Q1 Earnings and Revenue Estimates
Citizens Financial Services (CZFS) announced Q1 earnings of $2.16 per share, surpassing the Zacks Consensus Estimate of $1.98 per share and significantly higher than $1.6 per share a year ago. The company also exceeded revenue expectations, reporting $29.8 million for the quarter, beating the consensus by 2.42%. These strong results contribute to the company's four consecutive quarters of beating EPS estimates and three out of four quarters of topping revenue estimates, while its stock has gained 17.9% this year.
Citizens Financial Svcs stock (US1732561066): Trading at $62.96 amid regional banking focus
Citizens Financial Svcs (CZFS) shares are currently trading at $62.96, positioning it within the US regional banking sector. The company focuses on community banking services, providing deposits, loans, and wealth management, primarily in underserved US markets. Its revenue largely comes from net interest income and fee-based services, with commercial real estate and consumer lending forming significant parts of its portfolio.
Citizens Financial (CZFS) director buys 140 shares in open market
Citizens Financial Services Inc. director John P. Painter II purchased 140 shares of the company's common stock at $63.67 per share through an open-market transaction. This transaction increases his direct holdings to approximately 3,661.97 shares, signaling a small, routine insider purchase and a neutral filing impact and sentiment. The Form 4 filing provides transparency into the director's increased ownership in CZFS.
Precision Trading with Citizens Financial Services Inc. (CZFS) Risk Zones
This article from Stock Traders Daily provides a detailed analysis of Citizens Financial Services Inc. (CZFS) focusing on risk zones for precision trading. It highlights divergent sentiment, a strong risk-reward short setup, and outlines specific institutional trading strategies including position trading, momentum breakout, and risk hedging, all based on AI-generated signals across multiple timeframes.
Stronger Q1 2026 profit at Citizens (NASDAQ: CZFS) as deposits rise
Citizens Financial Services (NASDAQ: CZFS) reported a significant increase in Q1 2026 net income to $10.4 million, up from $7.6 million in the prior year, with diluted EPS rising to $2.16. The bank saw improved core earnings driven by a rise in net interest income to $26.1 million and a decline in interest expense, alongside growth in deposits to $2.44 billion. Despite these positive results, the company faced challenges including an increase in nonperforming loans to $37.7 million and a decrease in comprehensive income due to unrealized losses on securities and swaps.
Citizens Financial Services (CZFS) director granted 99 new shares
Citizens Financial Services Inc. director Robert W. Chappell was granted 99 shares of common stock on April 30, 2026. The shares were awarded at a price of $0.0000 per share, indicating a non-market, award-type acquisition. This transaction increased his direct ownership to 12,867.5964 shares of the company’s common stock.
Citizens Financial Services (CZFS) director receives 99-share stock grant
Citizens Financial Services director Thomas E. Freeman was granted 99 shares of common stock at a price of $0.00 per share, which is a compensation-related award. Following this transaction, Freeman directly holds a total of 13,171.4302 shares. This information was reported in a Form 4 filing with the SEC.
Citizens Financial (CZFS) director awarded 99 shares in stock grant
Citizens Financial Services Inc. director Roger C. Graham Jr. received a grant of 99 shares of Common Class stock, as reported in a Form 4 filing. This compensation-related award increased his direct holdings to approximately 69,311.9986 shares, with the transaction price being $0.00 per share, indicating it was not an open-market purchase. The filing primarily details this acquisition and no stock sales or dispositions.
Citizens Financial (CZFS) director awarded 99 shares in new Form 4 filing
Citizens Financial Services Inc. director Rinaldo A. DePaola was awarded 99 shares of common stock on April 30, 2026, as reported in a new Form 4 filing. This equity award, valued at $0.0000 per share, increases his direct holdings to 16,693.1990 shares, with an additional 2,184.5740 shares indirectly owned by his spouse. The filing indicates this was a routine compensation-related grant rather than an open-market purchase.
Citizens Financial director awarded 99 CZFS shares | CZFS Insider Trading
Citizens Financial Services Inc. director Terry B. Osborne received a grant of 99 shares of common stock at no cost, increasing his direct holdings to 13,272 shares. This transaction, categorized as a non-derivative stock award, was compensation-related rather than an open-market purchase. The details were reported in a Form 4 SEC filing on April 30, 2026.
Citizens Financial (NASDAQ: CZFS) director receives 99-share stock grant and reports 14,017 shares held
Mickey L. Jones, a director at Citizens Financial Services Inc. (NASDAQ: CZFS), received a grant of 99 shares of common stock, as detailed in a recent Form 4 filing. This award, valued at $0.00 per share, increased his direct holdings to 14,017 shares. The filing also notes an additional 880 shares held indirectly by his spouse.
