Citizens Financial Services (NASDAQ:CZFS) Shares Up 0.7% - Time to Buy?
Citizens Financial Services (NASDAQ:CZFS) saw its shares increase by 0.7% to $79.14, despite lower-than-average trading volume. The company has a market capitalization of $380.66 million and a P/E ratio of 9.26. Citizens Financial Services recently surpassed quarterly earnings and revenue expectations and maintains a "Buy" consensus rating from analysts, although some have downgraded it to "Hold."
Citizens Financial Services stock reports Q2 EPS beat
Citizens Financial Services (CZFS) reported strong Q2 2026 results, with diluted earnings per share of $2.12, surpassing the consensus estimate of $1.98. The company's revenue also exceeded expectations, reaching $29.71 million against a $29.30 million consensus. Additionally, Citizens Financial Services declared a quarterly dividend of $0.51 per share and saw a director award of 70 shares, indicating board equity alignment.
Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now
Citizens Financial Services (CZFS) is highlighted as an attractive dividend stock with a current dividend yield of 2.52% and a history of consistent dividend growth. The company, which is in the Finance sector, also boasts a strong earnings growth forecast for 2026 and holds a Zacks Rank of #2 (Buy). This makes it a compelling investment for income-focused investors.
Form 4 Citizens Financial Services Inc For: 27 September By Investing.com
This article from Investing.com reports on a Form 4 filing for Citizens Financial Services Inc., dated September 27th. The brief announcement provides the company's stock symbol (CZFS) and its performance, showing a 0.66% increase.
Loan losses (actual) to loan loss reserve of Citizens Financial Services, Inc. – FWB:6FT
This article presents financial data for Citizens Financial Services, Inc. (FWB:6FT) focusing on its loan losses relative to its loan loss reserve. The information is sourced from TradingView and includes details from ICE Data Services, FactSet, and Quartr for SEC filings.
Basic earnings per share (basic EPS) of Citizens Financial Services, Inc. – FWB:6FT
This article focuses on the basic earnings per share (basic EPS) of Citizens Financial Services, Inc., traded on the Frankfurt Stock Exchange under the symbol FWB:6FT. It presents a high-level view of the company's financials on the TradingView platform, without providing specific EPS values or changes. The content appears to be a stub or a section of a larger financial data presentation.
Director at Citizens Financial (CZFS) makes 40-share gift
Joseph R. Landy, a director at Citizens Financial Services Inc. (CZFS), reported a bona fide gift of 40 shares of common stock on September 22, 2026. This transaction involved no monetary exchange, with a reported per-share price of $0.00. Following the gift, Landy directly owns 28,051.4652 shares of the company.
Citizens Financial Services (CZFS) director receives 70-share stock award
Janie M. Hilfiger, a director at Citizens Financial Services (CZFS), received an award of 70 shares of common stock on September 15, 2026. This grant was made under the company's 2026 Equity Incentive Plan at $0.00 per share, increasing her direct holdings to 3,959.4972 shares. The transaction, reported in a Form 4 filing, is categorized as a grant/award acquisition rather than a purchase.
Director at Citizens Financial Services (NASDAQ: CZFS) receives stock grant
Mickey L. Jones, a director at Citizens Financial Services (NASDAQ: CZFS), was granted 70 shares of the company's Common Class stock on September 15, 2026, as part of the 2026 Equity Incentive Plan. This award increased his direct holdings to 14,175 shares and indirect holdings (through a spouse) to 880 shares. The stock award was reported with a grant price of $0.00 per share, reflecting an incentive rather than a purchase.
Citizens Financial (NASDAQ: CZFS) boosts director stake with new stock grant
Citizens Financial Services Inc. (NASDAQ: CZFS) director Joseph R. Landy received an award of 70 common shares under the company's 2026 Equity Incentive Plan on September 15, 2026. This grant, valued at $0.00 per share, increased his direct holdings to 28,091.4652 shares. The transaction was reported in a Form 4 filing with the SEC and did not involve a Rule 10b5-1 trading plan.
Director at Citizens Financial Services (CZFS) receives 70-share stock grant at $0
John P. Painter II, a director at Citizens Financial Services Inc. (CZFS), received a stock award of 70 common shares on September 15, 2026, under the company's 2026 Equity Incentive Plan. This grant, valued at $0.00 per share, increased his direct holdings to 3,990.7975 shares. The transaction was reported in a Form 4 filing and was not made under a Rule 10b5-1 trading plan.
Why Citizens Financial Services (CZFS) is a Top Dividend Stock for Your Portfolio
Citizens Financial Services (CZFS) is highlighted as a top dividend stock due to its attractive dividend yield of 2.96%, which is higher than its industry and the S&P 500. The company has a solid history of dividend growth and a low payout ratio of 24%, indicating potential for future increases. With an expected earnings growth of over 8% for 2026 and a Zacks Rank #2 (Buy), CZFS presents a compelling investment opportunity for income-focused investors.
Citizens Financial Services To Go Ex-Dividend On September 11th, 2026 With 0.51 USD Dividend Per Share
This article announces that Citizens Financial Services will go ex-dividend on September 11th, 2026. Shareholders will receive a dividend of $0.51 per share. Investors looking to receive this dividend must own shares before the ex-dividend date.
Citizens Financial Services Inc. (NASDAQ:CZFS) Announces Quarterly Dividend of $0.51
Citizens Financial Services Inc. (NASDAQ:CZFS) declared a quarterly dividend of $0.51 per share, payable on September 25th to shareholders of record on September 11th. This dividend represents an annualized yield of 2.5% and is supported by a healthy payout ratio of 28.7%, with analysts expecting continued coverage. The company recently reported strong quarterly earnings per share of $2.12, surpassing analyst estimates, and revenue of $29.71 million.
BlackRock Inc. Acquires Shares of 354,551 Citizens Financial Services Inc. $CZFS
BlackRock Inc. has acquired 354,551 shares of Citizens Financial Services Inc. (NASDAQ:CZFS) during the second quarter, a new position valued at approximately $25.7 million, representing 7.39% of the company. Other institutional investors have also adjusted their holdings in CZFS, which collectively see institutional ownership at 22.49%. Citizens Financial Services reported strong quarterly earnings, beating analyst estimates for both EPS and revenue, and its stock has seen a 3.4% rise to $82.60.
Citizens financial SVP Guillaume buys $1,831 in common stock
Stephen J. Guillaume, Senior Vice President at Citizens Financial Services Inc. (NASDAQ:CZFS), recently purchased 24 shares of the company's common stock for $1,831. This transaction increased his direct holdings to 5,093.5722 shares. The purchase occurred while CZFS stock trades above Guillaume's acquisition price and shows a 43% year-to-date return, with InvestingPro suggesting the stock is undervalued.
Citizens Financial SVP Stephen J. Guillaume Acquires 24 Shares of Common Stock
Stephen J. Guillaume, Senior Vice President at Citizens Financial Services Inc (NASDAQ:CZFS), acquired 24 shares of the company's common stock on August 31, 2026. The transaction was an open-market purchase at $76.32 per share, increasing his direct beneficial ownership to 5,093.5722 shares. This information was disclosed in a Form 4 filing with the SEC on September 1, 2026.
De Lisle Partners LLP Buys Shares of 20,519 Citizens Financial Services Inc. $CZFS
De Lisle Partners LLP has acquired 20,519 shares of Citizens Financial Services Inc. (NASDAQ:CZFS) for approximately $1.48 million, representing a 0.43% stake. The company has outperformed earnings expectations, reporting $2.12 EPS against a $1.98 consensus, and has increased its quarterly dividend to $0.51 per share. Institutional ownership stands at 22.49%, and analyst sentiment remains generally positive despite recent downgrades.
Price to earnings forward of Citizens Financial Services, Inc. – NASDAQ:CZFS
This article provides financial information for Citizens Financial Services, Inc. (NASDAQ: CZFS), specifically focusing on its forward price-to-earnings ratio. It lists key financial data providers and emphasizes that the content is made by humans.
Best Momentum Stocks to Buy for August 14th
This article highlights two momentum stocks, Western Digital Corporation (WDC) and Citizens Financial Services, Inc. (CZFS), identified as strong buys for August 14th. Both companies hold a Zacks Rank #1 and have shown positive earnings estimate revisions and significant stock price gains over recent periods, outperforming the S&P 500. Each stock also boasts a Momentum Score of A.
Price to sales forward of Citizens Financial Services, Inc. – NASDAQ:CZFS
This article provides a brief overview of the "Price to sales forward" metric for Citizens Financial Services, Inc. (NASDAQ: CZFS). It presents this financial data point within the TradingView platform context, indicating its period, value, and change.
What Did Citizens Financial (NASDAQ:CZFS) Report for Nasdaq Composite?
This article from Kalkine Media discusses Citizens Financial Services (NASDAQ:CZFS) and its recent update concerning community-bank deposits and credit quality. It emphasizes the importance of understanding deposit activity, lending, credit quality, and capital returns in relation to demand quality and operational execution. The article provides factual general information but does not offer any investment ratings or recommendations.
How (CZFS) Movements Inform Risk Allocation Models
This article analyzes Citizens Financial Services Inc. (NASDAQ: CZFS) using AI models to inform risk allocation. It highlights strong sentiment supporting an overweight bias, notes the absence of resistance above the current price, and outlines three distinct trading strategies (Position Trading, Momentum Breakout, Risk Hedging) tailored for different risk profiles. The analysis also provides multi-timeframe signal strengths, support, and resistance levels.
Citizens Financial Services (NASDAQ:CZFS) Cut to "Hold" at Wall Street Zen
Wall Street Zen downgraded Citizens Financial Services (CZFS) from "Buy" to "Hold," despite the company beating quarterly earnings and revenue expectations. Other analyst opinions were mixed, with Weiss Ratings upgrading and Zacks Research downgrading the stock. Institutional investors hold a significant portion of CZFS shares, which opened down 2.3% at $80.40.
Citizens Financial Services (CZFS) Stock Faces Credit Scrutiny Despite Stronger Profit Growth
Citizens Financial Services (CZFS) saw its stock dip by 2.3% despite reporting stronger profit growth, with Q2 2026 revenue up 9.9% and net income up 20.4% year-over-year. The market's reaction is attributed to concerns over the company's credit quality, specifically a rise in non-performing loans to over US$41 million against a relatively low allowance for bad loans at 57%. This highlights that investors are prioritizing credit risk and reserve strength over headline earnings.
Citizens Financial Services Inc (CZFS) Earnings Forecast: Future EPS & Revenue Growth Estimates
Citizens Financial Services Inc (CZFS) has an earnings forecast score of 8.00, ranking 53rd in the Banking Services industry. Analysts project a price target of $64.36 with a "Buy" rating. The company's expected revenue for the next quarter is $25.80 million, with an anticipated EPS of $2.20, following a previous quarter EPS of $2.16 against an expectation of $2.12.
Citizens Financial Services (CZFS) 10K Form and Latest SEC Filings 2026
This article provides an overview of Citizens Financial Services (CZFS) SEC filings, highlighting that the company has submitted over 762 documents since 2017. It details recent filings including a Form 10-Q on August 6, 2026, a Form 8-K on July 30, 2026, and various Form 4 insider ownership changes. The piece also explains the importance and differences between common SEC filing types like 10-K, 10-Q, 8-K, and Form 4 for investors.
CITIZENS FINANCIAL SERVICES INC Q2 2026: Net income $10.19M, EPS $4.29(six months) — 10-Q Summary
CITIZENS FINANCIAL SERVICES INC (CZFS) reported strong Q2 2026 results, with net income rising to $10.19M from $8.46M a year prior, and six-month net income reaching $20.56M compared to $16.08M in the previous year. Diluted earnings per share for the six months increased to $4.29 from $3.35. Key drivers included improved net interest income, growth in core deposit balances, and expansion in various loan portfolios.
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. (Nasdaq: CZFS) reported unaudited consolidated financial results for the second quarter of 2026, showing significant increases in net income and net interest income compared to the previous year. Net income for the first six months of 2026 rose by 27.9% to $20.6 million, and for the second quarter, it increased by $1.7 million to $10.2 million. The company experienced loan growth and an improved net interest margin, although non-performing assets also increased, primarily due to certain commercial real estate loans.
Enterprise value to revenue forward of Citizens Financial Services, Inc. – NASDAQ:CZFS
The article focuses on the enterprise value to revenue forward metric for Citizens Financial Services, Inc. (NASDAQ: CZFS). It provides a snapshot of this financial ratio and indicates it was "Made by humans" and presented on TradingView. The page primarily serves as a financial data point for the company within the TradingView platform.
Press Release: CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. reported unaudited financial results for the second quarter of 2026. This press release provides a detailed overview of their performance during this period. The report includes key financial metrics and highlights from their operations.
Press Release: CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. reported its unaudited second-quarter 2026 financial results. The press release details the company's performance and key financial metrics for the quarter. This announcement provides stakeholders with an update on the company's financial health and operational achievements during the specified period.
Citizens Financial Services posts $20.6M H1 net income; Q2 net income $10.2M, EPS $2.12
Citizens Financial Services (CZFS) reported a net income of $10.2 million for Q2 2026 and $20.6 million for the first half of 2026, with basic EPS of $2.12 and $4.29 respectively. The company saw growth in loans and investment income, and an improved net interest margin. However, these positive trends were partially offset by an increase in non-performing assets and slightly higher non-interest expenses.
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. (Nasdaq: CZFS) reported significant financial growth for the second quarter and first half of 2026. Net income for the first six months increased by 27.9% to $20.6 million, and by 20.4% to $10.2 million for the second quarter, primarily driven by higher net interest income and a decrease in the provision for credit losses. The company experienced loan growth and improved returns on average equity and assets, despite an increase in non-performing assets attributed to commercial real estate loans and the economic impact of the Iran conflict.
Citizens Financial Services (NASDAQ:CZFS) Announces Quarterly Earnings Results, Beats Expectations By $0.14 EPS
Citizens Financial Services (NASDAQ:CZFS) reported strong quarterly earnings, with EPS of $2.12, surpassing analyst expectations by $0.14. The company also announced an increase in its quarterly dividend to $0.51 per share and saw its stock rise, nearing its 12-month high. Analysts maintain a "Strong Buy" rating for the stock, and institutional ownership stands at 22.49%.
Citizens Financial Services (CZFS) Tops Q2 Earnings Estimates
Citizens Financial Services (CZFS) reported Q2 earnings of $2.12 per share, surpassing the Zacks Consensus Estimate of $1.98, and also exceeding last year's $1.76 per share. Despite missing revenue estimates, the company's shares have gained 35.5% year-to-date, outperforming the S&P 500. The stock currently holds a Zacks Rank #3 (Hold), indicating expected performance in line with the market.
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. (Nasdaq: CZFS) reported significant growth in its unaudited second quarter and first half 2026 financial results. Net income for the first six months of 2026 reached $20.6 million, a 27.9% increase from 2025, driven by higher net interest income. Despite an increase in non-performing assets, the company saw substantial loan growth and an improved net interest margin.
CITIZENS FINANCIAL SERVICES INC Q2 NET INCOME USD 10.2 MILLION
Citizens Financial Services Inc. announced a Q2 net income of $10.2 million. This financial update provides key performance indicators for the banking institution during the second quarter.
Nonperforming assets rise to $43.4M at Citizens Financial Services
Citizens Financial Services (Nasdaq: CZFS) reported unaudited strong financial results for Q2 and the first six months of 2026, with net income rising significantly year-over-year. Despite this positive financial performance, the company saw a notable increase in non-performing assets, reaching $43.4 million, primarily due to several commercial real estate and construction loan relationships being placed on non-accrual status. The company increased its quarterly dividend and demonstrated growth in loans and deposits, while managing higher non-interest expenses related to fraud and legal costs.
Earnings To Watch: Citizens Financial Services Inc (CZFS) Q2 2026 -- GF Value Sees 25% Downside
Citizens Financial Services Inc (CZFS) is scheduled to release its Q2 2026 earnings on July 30, 2026, with anticipated revenues of $25.30 million and earnings per share of $1.98. While revenue and earnings estimates for 2026 and 2027 have seen slight increases, GuruFocus indicates 7 warning signs and estimates a 25% downside from the current price based on its GF Value, despite analysts suggesting an "Outperform" status. The average target price from one analyst is $71.00, implying an 8.30% downside.
CZFS|Citizens Financial Services Inc|Price:75.690|Chg%:+0.810
Citizens Financial Services Inc (CZFS) exhibits stable fundamentals and high growth potential, with its valuation considered fairly valued within the Banking Services industry. The company, which operates First Citizens Community Bank, has shown strong revenue and profit growth, consistently paid high dividends, and has substantial institutional ownership. Despite positive market performance and fundamentals, technical indicators suggest a sideways trading pattern making it suitable for range-bound swing trading, with analysts currently rating it a "Buy" with a target price of $71.00.
BlackRock (NYSE: BLK) discloses 7.0% beneficial stake in Citizens Financial Services (CZFS)
BlackRock, Inc. has filed an amended Schedule 13G, disclosing a 7.0% beneficial ownership stake in Citizens Financial Services Inc. (CZFS), amounting to 338,529 shares. BlackRock holds sole voting power over 333,434 shares and sole dispositive power over all 338,529 shares. The filing indicates that no single underlying client of BlackRock holds more than five percent of CZFS outstanding common shares.
Citizens Financial Services Inc (CZFS) Shareholder Structure: Major Shareholders & Institutional Holdings
The article details the shareholder structure of Citizens Financial Services Inc (CZFS), outlining major shareholders and institutional holdings as of recent updates. It provides a breakdown of shareholder types, institutional shareholding trends over several quarters, and active shareholder positions, alongside related ETF holdings.
Citizens Financial stock trades steadily as solid earnings and balance-sheet metrics support valuati
Citizens Financial Group's stock reflects stable credit quality and disciplined capital management, with strong earnings and balance-sheet metrics. The regional bank reported approximately $2 billion in revenue and $300 million in net income in its latest quarter, alongside a low non-performing loan ratio of 0.8%. Its common equity Tier 1 capital ratio is robust at around 10%, and it maintains a competitive dividend yield of 5-6%, positioning it well within the regional banking sector.
CZFS|Citizens Financial Services Inc|Price:73.365|Chg%:-1.515
This article provides an in-depth analysis of Citizens Financial Services Inc (CZFS), including its market trends, real-time quotes, and key financial figures. It highlights the company's strong fundamentals, high growth potential, and stable dividends, while also noting that its valuation is considered fair. The article also includes analyst ratings, institutional ownership details, and peer comparisons.
Citizens Financial Services Inc (CZFS) Earnings Forecast: Future EPS & Revenue Growth Estimates
This article provides an earnings forecast for Citizens Financial Services Inc (CZFS), highlighting its current earnings forecast score of 8.00 and ranking in the Banking Services industry. Analysts estimate a price target of USD 64.36 and project the company's expected revenue for the next quarter to be USD 25.30 million. Most analysts rate CZFS stock as a "Buy" based on their current analysis.
Citizens Financial Services (CZFS) awards 343 stock shares to EVP
Citizens Financial Services Inc. (CZFS) Executive Vice President and director, David Z. Richards Jr., was granted 343 shares of common stock on July 22, 2026, as a stock award under the 2026 Equity Incentive Plan. This transaction increases his direct holdings to 1,851 common shares. The award was processed at a grant price of $0.00, aligning his incentives with shareholder value.
How Citizens Financial Services Inc. (CZFS) Affects Rotational Strategy Timing
Citizens Financial Services Inc. (CZFS) shows strong near-term sentiment which could lead to mid-term neutrality and a long-term positive bias based on AI analysis. The article outlines three institutional trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels. It also provides a multi-timeframe signal analysis, indicating support and resistance levels for different time horizons.
How Citizens Financial Services Inc. (CZFS) Affects Rotational Strategy Timing
This article analyzes Citizens Financial Services Inc. (NASDAQ: CZFS) using AI models to provide trading strategies. It highlights a near-term strong sentiment which could lead to mid-term neutrality and long-term positive bias, with no resistance levels identified above the current price. The analysis includes position trading, momentum breakout, and risk hedging strategies, along with multi-timeframe signal analysis for support and resistance levels.
Citizens Financial Services (CZFS) Q2 2024 earnings summary
Citizens Financial Services (CZFS) reported a significant increase in Q2 2024 net income, up 351.7% year-over-year to $12.3 million for the first six months, driven by the absence of HVBC acquisition costs and lower credit loss provisions. Basic EPS rose to $2.59, and annualized ROA and ROE improved substantially. The company maintained total assets of $2.95 billion and emphasized its strong liquidity and well-capitalized status despite a temporary dip below the CBLR threshold.
