Price to earnings forward of Citizens Financial Services, Inc. – NASDAQ:CZFS
This article provides financial information for Citizens Financial Services, Inc. (NASDAQ: CZFS), specifically focusing on its forward price-to-earnings ratio. It lists key financial data providers and emphasizes that the content is made by humans.
Best Momentum Stocks to Buy for August 14th
This article highlights two momentum stocks, Western Digital Corporation (WDC) and Citizens Financial Services, Inc. (CZFS), identified as strong buys for August 14th. Both companies hold a Zacks Rank #1 and have shown positive earnings estimate revisions and significant stock price gains over recent periods, outperforming the S&P 500. Each stock also boasts a Momentum Score of A.
Price to sales forward of Citizens Financial Services, Inc. – NASDAQ:CZFS
This article provides a brief overview of the "Price to sales forward" metric for Citizens Financial Services, Inc. (NASDAQ: CZFS). It presents this financial data point within the TradingView platform context, indicating its period, value, and change.
What Did Citizens Financial (NASDAQ:CZFS) Report for Nasdaq Composite?
This article from Kalkine Media discusses Citizens Financial Services (NASDAQ:CZFS) and its recent update concerning community-bank deposits and credit quality. It emphasizes the importance of understanding deposit activity, lending, credit quality, and capital returns in relation to demand quality and operational execution. The article provides factual general information but does not offer any investment ratings or recommendations.
How (CZFS) Movements Inform Risk Allocation Models
This article analyzes Citizens Financial Services Inc. (NASDAQ: CZFS) using AI models to inform risk allocation. It highlights strong sentiment supporting an overweight bias, notes the absence of resistance above the current price, and outlines three distinct trading strategies (Position Trading, Momentum Breakout, Risk Hedging) tailored for different risk profiles. The analysis also provides multi-timeframe signal strengths, support, and resistance levels.
Citizens Financial Services (NASDAQ:CZFS) Cut to "Hold" at Wall Street Zen
Wall Street Zen downgraded Citizens Financial Services (CZFS) from "Buy" to "Hold," despite the company beating quarterly earnings and revenue expectations. Other analyst opinions were mixed, with Weiss Ratings upgrading and Zacks Research downgrading the stock. Institutional investors hold a significant portion of CZFS shares, which opened down 2.3% at $80.40.
Citizens Financial Services (CZFS) Stock Faces Credit Scrutiny Despite Stronger Profit Growth
Citizens Financial Services (CZFS) saw its stock dip by 2.3% despite reporting stronger profit growth, with Q2 2026 revenue up 9.9% and net income up 20.4% year-over-year. The market's reaction is attributed to concerns over the company's credit quality, specifically a rise in non-performing loans to over US$41 million against a relatively low allowance for bad loans at 57%. This highlights that investors are prioritizing credit risk and reserve strength over headline earnings.
Citizens Financial Services Inc (CZFS) Earnings Forecast: Future EPS & Revenue Growth Estimates
Citizens Financial Services Inc (CZFS) has an earnings forecast score of 8.00, ranking 53rd in the Banking Services industry. Analysts project a price target of $64.36 with a "Buy" rating. The company's expected revenue for the next quarter is $25.80 million, with an anticipated EPS of $2.20, following a previous quarter EPS of $2.16 against an expectation of $2.12.
Citizens Financial Services (CZFS) 10K Form and Latest SEC Filings 2026
This article provides an overview of Citizens Financial Services (CZFS) SEC filings, highlighting that the company has submitted over 762 documents since 2017. It details recent filings including a Form 10-Q on August 6, 2026, a Form 8-K on July 30, 2026, and various Form 4 insider ownership changes. The piece also explains the importance and differences between common SEC filing types like 10-K, 10-Q, 8-K, and Form 4 for investors.
CITIZENS FINANCIAL SERVICES INC Q2 2026: Net income $10.19M, EPS $4.29(six months) — 10-Q Summary
CITIZENS FINANCIAL SERVICES INC (CZFS) reported strong Q2 2026 results, with net income rising to $10.19M from $8.46M a year prior, and six-month net income reaching $20.56M compared to $16.08M in the previous year. Diluted earnings per share for the six months increased to $4.29 from $3.35. Key drivers included improved net interest income, growth in core deposit balances, and expansion in various loan portfolios.
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. (Nasdaq: CZFS) reported unaudited consolidated financial results for the second quarter of 2026, showing significant increases in net income and net interest income compared to the previous year. Net income for the first six months of 2026 rose by 27.9% to $20.6 million, and for the second quarter, it increased by $1.7 million to $10.2 million. The company experienced loan growth and an improved net interest margin, although non-performing assets also increased, primarily due to certain commercial real estate loans.
Enterprise value to revenue forward of Citizens Financial Services, Inc. – NASDAQ:CZFS
The article focuses on the enterprise value to revenue forward metric for Citizens Financial Services, Inc. (NASDAQ: CZFS). It provides a snapshot of this financial ratio and indicates it was "Made by humans" and presented on TradingView. The page primarily serves as a financial data point for the company within the TradingView platform.
Press Release: CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. reported unaudited financial results for the second quarter of 2026. This press release provides a detailed overview of their performance during this period. The report includes key financial metrics and highlights from their operations.
Press Release: CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. reported its unaudited second-quarter 2026 financial results. The press release details the company's performance and key financial metrics for the quarter. This announcement provides stakeholders with an update on the company's financial health and operational achievements during the specified period.
Citizens Financial Services posts $20.6M H1 net income; Q2 net income $10.2M, EPS $2.12
Citizens Financial Services (CZFS) reported a net income of $10.2 million for Q2 2026 and $20.6 million for the first half of 2026, with basic EPS of $2.12 and $4.29 respectively. The company saw growth in loans and investment income, and an improved net interest margin. However, these positive trends were partially offset by an increase in non-performing assets and slightly higher non-interest expenses.
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. (Nasdaq: CZFS) reported significant financial growth for the second quarter and first half of 2026. Net income for the first six months increased by 27.9% to $20.6 million, and by 20.4% to $10.2 million for the second quarter, primarily driven by higher net interest income and a decrease in the provision for credit losses. The company experienced loan growth and improved returns on average equity and assets, despite an increase in non-performing assets attributed to commercial real estate loans and the economic impact of the Iran conflict.
Citizens Financial Services (NASDAQ:CZFS) Announces Quarterly Earnings Results, Beats Expectations By $0.14 EPS
Citizens Financial Services (NASDAQ:CZFS) reported strong quarterly earnings, with EPS of $2.12, surpassing analyst expectations by $0.14. The company also announced an increase in its quarterly dividend to $0.51 per share and saw its stock rise, nearing its 12-month high. Analysts maintain a "Strong Buy" rating for the stock, and institutional ownership stands at 22.49%.
Citizens Financial Services (CZFS) Tops Q2 Earnings Estimates
Citizens Financial Services (CZFS) reported Q2 earnings of $2.12 per share, surpassing the Zacks Consensus Estimate of $1.98, and also exceeding last year's $1.76 per share. Despite missing revenue estimates, the company's shares have gained 35.5% year-to-date, outperforming the S&P 500. The stock currently holds a Zacks Rank #3 (Hold), indicating expected performance in line with the market.
CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS
Citizens Financial Services, Inc. (Nasdaq: CZFS) reported significant growth in its unaudited second quarter and first half 2026 financial results. Net income for the first six months of 2026 reached $20.6 million, a 27.9% increase from 2025, driven by higher net interest income. Despite an increase in non-performing assets, the company saw substantial loan growth and an improved net interest margin.
CITIZENS FINANCIAL SERVICES INC Q2 NET INCOME USD 10.2 MILLION
Citizens Financial Services Inc. announced a Q2 net income of $10.2 million. This financial update provides key performance indicators for the banking institution during the second quarter.
Nonperforming assets rise to $43.4M at Citizens Financial Services
Citizens Financial Services (Nasdaq: CZFS) reported unaudited strong financial results for Q2 and the first six months of 2026, with net income rising significantly year-over-year. Despite this positive financial performance, the company saw a notable increase in non-performing assets, reaching $43.4 million, primarily due to several commercial real estate and construction loan relationships being placed on non-accrual status. The company increased its quarterly dividend and demonstrated growth in loans and deposits, while managing higher non-interest expenses related to fraud and legal costs.
Earnings To Watch: Citizens Financial Services Inc (CZFS) Q2 2026 -- GF Value Sees 25% Downside
Citizens Financial Services Inc (CZFS) is scheduled to release its Q2 2026 earnings on July 30, 2026, with anticipated revenues of $25.30 million and earnings per share of $1.98. While revenue and earnings estimates for 2026 and 2027 have seen slight increases, GuruFocus indicates 7 warning signs and estimates a 25% downside from the current price based on its GF Value, despite analysts suggesting an "Outperform" status. The average target price from one analyst is $71.00, implying an 8.30% downside.
CZFS|Citizens Financial Services Inc|Price:75.690|Chg%:+0.810
Citizens Financial Services Inc (CZFS) exhibits stable fundamentals and high growth potential, with its valuation considered fairly valued within the Banking Services industry. The company, which operates First Citizens Community Bank, has shown strong revenue and profit growth, consistently paid high dividends, and has substantial institutional ownership. Despite positive market performance and fundamentals, technical indicators suggest a sideways trading pattern making it suitable for range-bound swing trading, with analysts currently rating it a "Buy" with a target price of $71.00.
BlackRock (NYSE: BLK) discloses 7.0% beneficial stake in Citizens Financial Services (CZFS)
BlackRock, Inc. has filed an amended Schedule 13G, disclosing a 7.0% beneficial ownership stake in Citizens Financial Services Inc. (CZFS), amounting to 338,529 shares. BlackRock holds sole voting power over 333,434 shares and sole dispositive power over all 338,529 shares. The filing indicates that no single underlying client of BlackRock holds more than five percent of CZFS outstanding common shares.
Citizens Financial Services Inc (CZFS) Shareholder Structure: Major Shareholders & Institutional Holdings
The article details the shareholder structure of Citizens Financial Services Inc (CZFS), outlining major shareholders and institutional holdings as of recent updates. It provides a breakdown of shareholder types, institutional shareholding trends over several quarters, and active shareholder positions, alongside related ETF holdings.
Citizens Financial stock trades steadily as solid earnings and balance-sheet metrics support valuati
Citizens Financial Group's stock reflects stable credit quality and disciplined capital management, with strong earnings and balance-sheet metrics. The regional bank reported approximately $2 billion in revenue and $300 million in net income in its latest quarter, alongside a low non-performing loan ratio of 0.8%. Its common equity Tier 1 capital ratio is robust at around 10%, and it maintains a competitive dividend yield of 5-6%, positioning it well within the regional banking sector.
CZFS|Citizens Financial Services Inc|Price:73.365|Chg%:-1.515
This article provides an in-depth analysis of Citizens Financial Services Inc (CZFS), including its market trends, real-time quotes, and key financial figures. It highlights the company's strong fundamentals, high growth potential, and stable dividends, while also noting that its valuation is considered fair. The article also includes analyst ratings, institutional ownership details, and peer comparisons.
Citizens Financial Services Inc (CZFS) Earnings Forecast: Future EPS & Revenue Growth Estimates
This article provides an earnings forecast for Citizens Financial Services Inc (CZFS), highlighting its current earnings forecast score of 8.00 and ranking in the Banking Services industry. Analysts estimate a price target of USD 64.36 and project the company's expected revenue for the next quarter to be USD 25.30 million. Most analysts rate CZFS stock as a "Buy" based on their current analysis.
Citizens Financial Services (CZFS) awards 343 stock shares to EVP
Citizens Financial Services Inc. (CZFS) Executive Vice President and director, David Z. Richards Jr., was granted 343 shares of common stock on July 22, 2026, as a stock award under the 2026 Equity Incentive Plan. This transaction increases his direct holdings to 1,851 common shares. The award was processed at a grant price of $0.00, aligning his incentives with shareholder value.
How Citizens Financial Services Inc. (CZFS) Affects Rotational Strategy Timing
Citizens Financial Services Inc. (CZFS) shows strong near-term sentiment which could lead to mid-term neutrality and a long-term positive bias based on AI analysis. The article outlines three institutional trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss levels. It also provides a multi-timeframe signal analysis, indicating support and resistance levels for different time horizons.
How Citizens Financial Services Inc. (CZFS) Affects Rotational Strategy Timing
This article analyzes Citizens Financial Services Inc. (NASDAQ: CZFS) using AI models to provide trading strategies. It highlights a near-term strong sentiment which could lead to mid-term neutrality and long-term positive bias, with no resistance levels identified above the current price. The analysis includes position trading, momentum breakout, and risk hedging strategies, along with multi-timeframe signal analysis for support and resistance levels.
Citizens Financial Services (CZFS) Q2 2024 earnings summary
Citizens Financial Services (CZFS) reported a significant increase in Q2 2024 net income, up 351.7% year-over-year to $12.3 million for the first six months, driven by the absence of HVBC acquisition costs and lower credit loss provisions. Basic EPS rose to $2.59, and annualized ROA and ROE improved substantially. The company maintained total assets of $2.95 billion and emphasized its strong liquidity and well-capitalized status despite a temporary dip below the CBLR threshold.
Citizens Financial (CZFS) director reports bona fide gift of 20 shares
Citizens Financial Services Inc. director R. Joseph Landy reported a bona fide gift of 20 shares of COMMON CLASS stock. The shares were transferred at a stated price of $0.00, and Landy directly held 28,041.4652 shares after the transaction. This transaction is classified as neutral in terms of impact and sentiment, indicating a small reduction in his overall holdings.
Citizens financial services EVP LeeAnn Gephart sells $1,072 in stock
LeeAnn Gephart, EVP at Citizens Financial Services Inc. (NASDAQ:CZFS), sold 15 shares of company stock for $1,072 on July 9, 2026. Following the sale, she still holds 946 shares. The company stock, currently trading at $70.12 with a P/E of 7.79, is considered undervalued by InvestingPro, has maintained dividends for 34 years with a 2.91% yield, and has seen a nearly 25% gain year-to-date.
CITIZENS FINANCIAL (CZFS) EVP reports open-market sale of 15 shares
LeeAnn Gephart, Executive Vice President of Citizens Financial Services Inc. (CZFS), reported an open-market sale of 15 shares of the company's common stock at $71.52 per share. Following this transaction, she directly holds 946 shares. This insider trade summary indicates a net sale of 15 shares for $1,073, with no positive or negative impact immediately noted.
Blue Owl Capital (OWL) Citizens Financial Services Conference 2025 Summary
Blue Owl Capital's summary from the Citizens Financial Services Conference 2025 highlights the evolution of alternative asset management, focusing on organic growth, capital-light models, and the competitive advantage of scale in credit. The firm emphasizes diversification, disciplined credit standards, and views market volatility as an opportunity for strategic deployment. Key sector trends include strong performance in software lending, and growth in asset-based lending and digital infrastructure, with an overall positive macroeconomic outlook.
Net loan losses of Citizens Financial Services, Inc. – NASDAQ:CZFS
This article focuses on the net loan losses of Citizens Financial Services, Inc., traded on NASDAQ under the symbol CZFS. It appears to be a financial data point from a larger financial information platform, TradingView, providing specific data without further analytical detail.
How Citizens Financial Services Inc. (CZFS) Affects Rotational Strategy Timing
Citizens Financial Services Inc. (CZFS) exhibits a near-term neutral sentiment while maintaining mid and long-term strength, with its resistance currently being tested. AI-generated strategies include long and breakout position trading, as well as a short risk-hedging strategy, targeting various entry, target, and stop-loss levels. The article highlights an exceptional risk-reward short setup with 7.9% downside potential versus 0.3% risk.
Zacks.com featured highlights include Ponce Financial, Credo Technology, Interface, Ciena and Citizens Financial Services
This article highlights five high-efficiency stocks—Ponce Financial, Credo Technology, Interface, Ciena, and Citizens Financial Services—identified by Zacks.com as having strong profit potential. The selection is based on key efficiency ratios such as Receivables Turnover, Asset Utilization, Inventory Turnover, and Operating Margin, which indicate a company's ability to convert inputs into outputs and generate profits effectively. Each featured company is briefly described along with its average four-quarter earnings surprise.
Citizens Financial Services Inc. (CZFS) Hit a 52 Week High, Can the Run Continue?
Citizens Financial Services (CZFS) recently hit a new 52-week high, with shares up 13.5% over the past month and 29.5% year-to-date, significantly outperforming its sector and industry. The company has consistently beaten earnings estimates and holds a Zacks Rank of #2 (Buy), suggesting potential for further gains. Valuation metrics like its P/E ratio and P/CF also indicate favorable comparisons to its peer group.
Form 4 Citizens Financial Services Inc For: 26 June By Investing.com
This article announces the filing of Form 4 for Citizens Financial Services Inc. on June 26. It is a brief news item published by Investing.com, providing basic information about the regulatory filing. The core content is very minimal, essentially just the headline and the company stock symbol.
CZFS Forecast — Price Target — Prediction for 2027
Citizens Financial Services, Inc. (CZFS) has a 1-year price target of $71.00 based on one analyst's forecast. The stock has shown recent growth, with a 3.99% increase in the last 24 hours and a 27.98% increase over the last year. CZFS is slated to release its next earnings report on July 30, 2026, and pays quarterly dividends.
Citizens Financial (CZFS) EVP granted 311 shares in stock award filing
Stephen J. Guillaume, Executive Vice President of Citizens Financial Services Inc. (CZFS), was granted 311 shares of COMMON CLASS stock as a compensation award, not a purchase. This transaction, revealed in a Form 4 SEC filing on June 26, 2026, increased his direct holdings to 5,029.3514 shares. The shares were granted at no cash cost and are part of the company's 2026 Equity Incentive Plan, vesting in three equal annual installments starting June 25, 2027.
Form 4 Citizens Financial Services Inc For: 26 June By Investing.com
This article announces the filing of Form 4 for Citizens Financial Services Inc. on June 26. It is a brief stock market news item from Investing.com, providing basic information about the regulatory filing. The content itself is minimal, primarily serving as a headline for the Form 4 announcement.
Citizens Financial Services (CZFS) executive awarded 336 common shares
Jeffrey R. White, Executive Vice President of Citizens Financial Services Inc. (CZFS), was granted 336 common shares as a stock award with a price of $0.00 per share. This transaction increases his direct holdings to 2,010 common shares, with an additional 12 shares held indirectly under "same household" ownership. The shares, granted under the 2026 Equity Incentive Plan, will vest in three equal annual installments starting June 25, 2027.
Citizens Financial Services (CZFS) EVP receives 49-share stock award
Jeffrey L. Wilson, Executive Vice President of Citizens Financial Services Inc. (CZFS), was granted 49 shares of common stock at no cost. This award, part of routine equity-based compensation, increased his direct holdings to 8,337.4524 shares and was reported in a Form 4 filing. The transaction is categorized as a neutral filing impact and sentiment, reflecting a standard stock award rather than a market purchase.
Citizens Financial Services (CZFS) CEO granted 563 new shares in Form 4
Citizens Financial Services (CZFS) CEO Randall E. Black was granted 563 shares of COMMON CLASS stock at a price of $0.0000 per share. This transaction, revealed in a Form 4 filing, increases his direct holdings to 46,486.6304 shares, with an additional 316 shares held indirectly through his spouse. The grant represents a compensation-related award rather than an open-market purchase.
LeeAnn Gephart, EVP, Citizens Financial Services, sells $1,929 in stock
LeeAnn Gephart, EVP at Citizens Financial Services (NASDAQ:CZFS), sold 29 shares of company stock for $1,929 on June 25, 2026. Following the sale, Gephart directly owns 808 shares. The company's stock is trading near its 52-week high, with InvestingPro analysis suggesting it is undervalued with a fair value of $89.74.
LeeAnn Gephart, EVP, Citizens Financial Services, sells $1,929 in stock
LeeAnn Gephart, Executive Vice President at Citizens Financial Services (NASDAQ:CZFS), sold 29 shares of the company's common stock for $1,929. The transaction occurred on June 25, 2026, leaving Gephart with 808 directly owned shares. This sale happened as CZFS trades near its 52-week high, following strong recent stock performance.
Citizens Financial (CZFS) EVP LeeAnn Gephart logs open-market sale of 29 shares
LeeAnn Gephart, Executive Vice President at Citizens Financial Services Inc. (CZFS), reported an open-market sale of 29 shares of COMMON CLASS stock at $66.52 per share. This transaction, totaling $1,929, leaves her with 808 directly held shares. The sale is described as a routine and modest reduction in her direct ownership.
