CPF Financials: Revenue Breakdown, Margins & Competitor Comparison
This article provides a financial overview of Central Pacific Financial Corp (CPF), detailing its profitability ratios such as operating margin (39.16%), net margin (31.79%), and Return on Equity (13.70%). It highlights the company's market capitalization of $848.88 million and positions it against competitors like HBNC and CCNE for benchmarking financial performance.
CPF Technical Analysis & Stock Price Forecast
This article provides a technical analysis and stock price forecast for Central Pacific Financial Corp (CPF). As of April 2, 2026, the overall consensus is Neutral, with an aggregate of 12 technical signals indicating 6 buys and 6 sells. Key indicators like RSI, MACD, and various moving averages are detailed, along with support and resistance levels.
CPF PE Ratio & Valuation, Is CPF Overvalued
Central Pacific Financial Corp (CPF) is currently considered undervalued, with its forward P/E ratio of 9.43 below its five-year average of 10.24. The fair price for CPF is estimated to be between $32.16 and $39.90, making its current price of $32.11 undervalued by 0.15%. Despite some metrics like its P/B ratio and FCF yield being higher or lower than historical averages, its P/S ratio, which is slightly above the industry average, is deemed sustainable due to strong revenue growth.
Central Pacific Financial Corp Stock: Regional Banking Stability and Growth Potential in Hawaii's Ev
Central Pacific Financial Corp (ISIN: US1547601047) is a key player in Hawaii's banking sector, offering regional stability and growth potential through its focus on retail and commercial lending. The bank's business model emphasizes relationship banking and benefits from Hawaii's tourism-driven economy, stable deposit base, and prudent underwriting. While offering attractive dividend yields and portfolio diversification for North American investors, potential risks include tourism volatility, interest rate fluctuations, natural disasters, and competition from fintechs.
(CPF) Price Dynamics and Execution-Aware Positioning
This article provides an AI-driven analysis of Central Pacific Financial Corp (NYSE: CPF), highlighting a near-term strong sentiment influencing a mid-term neutrality and long-term positive bias. It identifies a significant 23.6:1 risk-reward setup, targeting a 6.9% gain against 0.3% risk. The analysis also outlines specific institutional trading strategies, including position trading, momentum breakout, and risk hedging, with detailed entry zones, targets, and stop-loss levels.
Vanguard disaggregates holdings; Central Pacific Financial (NYSE: CPF) shows 0 shares
The Vanguard Group filed an amended Schedule 13G/A, reporting 0 shares beneficially owned and 0% of Central Pacific Financial Corp (NYSE: CPF). This change is due to an internal realignment effective January 12, 2026, where certain Vanguard subsidiaries will now report beneficial ownership separately. The filing, signed by Ashley Grim, Head of Global Fund Administration, indicates that while Vanguard itself no longer holds these shares for reporting purposes, its subsidiaries continue to pursue the same investment strategies.
Central Pacific Bank Trust Division Reduces Holdings in Stride, Inc. $LRN
Central Pacific Bank Trust Division significantly reduced its stake in Stride, Inc. (NYSE:LRN) by 96.8% in the fourth quarter, selling 79,100 shares and retaining 2,573 shares valued at $167,000. Despite this reduction, institutional investors collectively own 98.24% of Stride's stock. The company currently trades with a P/E ratio of 12.95 and analysts have an average "Hold" rating with a consensus target price of $109.75.
Central Pacific Bank Trust Division Sells 23,430 Shares of Oracle Corporation $ORCL
Central Pacific Bank Trust Division significantly reduced its Oracle (NYSE:ORCL) holdings by 85.1% in Q4, selling 23,430 shares and retaining 4,087 shares valued at $797,000. Despite corporate insiders offloading shares and legal overhang, Oracle reported strong Q4 earnings, beating estimates with $1.79 EPS and $17.19 billion revenue, and is buoyed by a reported $553 billion AI backlog and a "Moderate Buy" consensus rating with a $265.77 average price target. However, investors remain cautious due to large 2026 capital expenditures, potential dilution, and ongoing securities-fraud class actions.
Central Pacific Bank Trust Division Sells 5,506 Shares of The Progressive Corporation $PGR
Central Pacific Bank Trust Division reduced its stake in The Progressive Corporation by 32.3% in Q4, selling 5,506 shares and retaining 11,525 shares valued at $2.62 million. Insiders have also been net sellers, disposing of 11,417 shares over the past 90 days. Analyst sentiment is mixed, with a consensus "Hold" rating and a target price of $239.72, while the stock trades around $205.93 and pays a quarterly dividend of $0.10.
(CPF) as a Liquidity Pulse for Institutional Tactics
This article analyzes Central Pacific Financial Corp (NYSE: CPF) using AI models to provide institutional trading strategies. It highlights weak near and mid-term sentiment but a strong long-term outlook, offering specific entry, target, and stop-loss points for long, breakout, and short positions. The analysis also includes multi-timeframe signal strength, support, and resistance levels.
Central Pacific Financial Corp Stock (ISIN: US1547601047) Under Pressure Amid Monthly Declines
Central Pacific Financial Corp (NYSE: CPF) stock has declined 4.37% in March 2026, reflecting broader pressures in the U.S. regional banking sector. Despite this, the company demonstrates solid profitability with a net margin of 17.31% and a dividend yield of nearly 3.67%, supported by its focus on Hawaii's stable real estate and tourism-driven economy. Analysts maintain a "Moderate Buy" rating, anticipating an earnings growth of 10.91% and a price target of $34.50.
Central Pacific Financial Corp. Experiences Evaluation Revision Amid Market Dynamics and Performance Indicators
Central Pacific Financial Corp. has undergone an evaluation revision due to fluctuating market conditions, with its stock currently priced at $31.78. Technical indicators show a mixed outlook, and while the company's 14.85% return over the past year trails the S&P 500, it demonstrates longer-term resilience with a 42.00% return over three years. This adjustment highlights the company's efforts to navigate a competitive landscape and its performance relative to broader market indices.
(CPF) Risk Channels and Responsive Allocation
Central Pacific Financial Corp (NYSE: CPF) is showing weak near and mid-term sentiment, potentially challenging its long-term positive outlook. The article highlights an exceptional 24.0:1 risk-reward setup targeting a 7.1% gain versus a 0.3% risk, with specific entry, target, and stop-loss levels provided for position trading, momentum breakout, and risk hedging strategies. Multi-timeframe analysis indicates strong long-term signals despite current weakness.
CPF Financials: Income Statement, Balance Sheet & Cash Flow
This article provides an in-depth financial overview of Central Pacific (CPF), covering its income statement, balance sheet, and cash flow for both annual and quarterly periods up to FY2025. It highlights key financial metrics such as revenue, net income, EPS, and debt, noting a significant revenue decline but strong cash flow and net income growth. The analysis includes financial health signals, Piotroski F-Score, and earnings quality, indicating moderate overall financial health for the company.
Central Pacific Financial (NYSE: CPF) CEO reports stock grant and tax share withholding
Central Pacific Financial Corp.'s CEO, Arnold D. Martines, was granted 13,384 shares of common stock on February 17, 2026, as part of an equity compensation award. On the same date, 6,324 shares were disposed of at $34.38 per share to cover tax withholding obligations, not as an open-market sale. The SEC Form 4 filing details these transactions and updates various direct and indirect shareholdings, including those held by his spouse.
CENTRAL PACIFIC FINANCIAL CORP SEC 10-K Report
Central Pacific Financial Corp (CPF) released its 2025 10-K report, detailing a year of strong financial growth with significant increases in net income, EPS, ROA, and ROE. The report highlights strategic initiatives like investment portfolio repositioning and robust capital management, while also addressing challenges such as economic, credit, and interest rate risks specific to its Hawaii market. The company aims for continued growth through strategic partnerships and enhanced digital banking, maintaining a strong capital and liquidity position.
CPF (CPF) CFO reports 1,052-share award and 340-share tax withholding
Central Pacific Financial Corp. (CPF) EVP and CFO Dayna N. Matsumoto reported recent equity compensation. She received a grant of 1,052 shares of common stock and simultaneously disposed of 340 shares to cover tax obligations on vested awards. This transaction is categorized as neutral in filing impact and sentiment, reflecting standard executive compensation practices.
CPF Technical Analysis & ETF Price Forecast
This article provides a technical analysis and price forecast for Central Pacific Financial Corp (CPF). It details the consensus from various technical indicators, including moving averages, MACD, and RSI, suggesting an overall "Neutral" to "Strong Sell" sentiment. Despite some buy signals from simple moving averages, the analysis highlights key support and resistance levels for the stock.
(CPF) Movement as an Input in Quant Signal Sets
Central Pacific Financial Corp (NYSE: CPF) is exhibiting weak near-term sentiment while maintaining long-term strength, with resistance being tested. AI models have generated three distinct trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—tailored to different risk profiles. The article provides real-time entry and exit signals, risk-reward ratios, and multi-timeframe analysis for institutional-grade insights.
Central Pacific Financial (CPF) risk chief logs stock grant and tax withholding
Central Pacific Financial Corp.'s Senior EVP and Chief Risk Officer, Ralph Mesick, reported equity compensation activity. He acquired 4,528 shares as a stock grant, with vesting over three years, and disposed of 548 shares for tax withholding purposes. This transaction was not an open-market sale but rather a common practice for covering taxes on vested stock awards.
Liquidity Mapping Around (CPF) Price Events
This article provides an AI-driven liquidity mapping analysis for Central Pacific Financial Corp (NYSE: CPF), highlighting a weak near-term sentiment but strong mid and long-term outlook. It details three trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss zones. The analysis also includes multi-timeframe signal strengths and support/resistance levels.
The Truth About Central Pacific Financial Corp: Is This Quiet Bank Stock About To Pop?
Central Pacific Financial Corp (CPF) is presented as a "sleeper play" in the banking sector, contrasting with popular meme stocks. The article discusses its potential as a dividend-paying, long-term investment for those seeking stability rather than quick, high-risk gains. It highlights CPF's low social media hype as an advantage, suggesting it indicates less emotional trading and more stable fundamentals, positioning it as a "boring but rich" option for patient investors.
The Truth About Central Pacific Financial Corp: Is This Quiet Bank Stock About To Pop?
Central Pacific Financial Corp (CPF) is presented as a low-key regional bank, contrasting with trending meme stocks. The article evaluates CPF's potential as a long-term investment, highlighting its dividend payouts, relatively stable price story, and moderate risk level compared to more volatile investment options. It concludes that CPF might appeal to investors seeking steady income and lower drama, rather than rapid growth or viral hype.
Earnings call transcript: Central Pacific Financial Q4 2025 beats estimates
Central Pacific Financial Corp (CPF) exceeded Q4 2025 earnings and revenue estimates, reporting an EPS of $0.85 against a forecast of $0.73, and revenue of $76.29 million, surpassing $75.7 million. The company announced a new $55 million share repurchase authorization and increased its quarterly cash dividend, reflecting strong financial performance and strategic initiatives including a new partnership with Korea Investment & Securities. Despite a slight decline in the total loan portfolio due to payoffs and delayed fundings, the company projects low single-digit growth in loans and deposits for 2026, alongside a 4-6% increase in net interest income.
Central Pacific Financial Corp: Regional Bank Stock Tests Investor Patience As Momentum Stalls
Central Pacific Financial Corp's stock has been underperforming, nearing its 52-week low amidst quiet news and a cautious earnings outlook, leading investors to question if it's a value opportunity or a trap. Technical analysis shows consolidating with a bearish tilt, and analysts largely maintain "Hold" ratings with limited upside potential. The bank faces challenges from interest rate risk and the need for operational efficiencies to improve shareholder returns.
Central Pacific Financial Corp: Regional Bank Stock Tests Investor Patience As Momentum Stalls
Central Pacific Financial Corp's stock has been underperforming, trading closer to its 52-week low amidst a quiet news environment and cautious earnings outlook. The regional bank faces challenges such as higher deposit costs and pressure on net interest margins, leading to a "Hold" consensus among Wall Street analysts with limited upside potential. Investors are grappling with whether the stock represents a value opportunity or a value trap, as it has shown a slow bleeding of value over the past year.
Central Pacific Financial (CPF) Net Interest Margin Resilience Tests Cautious Earnings Narratives
Central Pacific Financial (CPF) capped FY 2025 with strong fourth-quarter results, showing increased revenue and EPS, and a resilient net interest margin of 3.56%. Despite a roughly 60% cost-to-income ratio and modest forecast growth, the company's valuation, evidenced by a trailing P/E of 11.3x and a DCF fair value significantly higher than its current share price, suggests potential undervaluation for investors. However, slower forecast growth and cost pressures may temper the speed at which this valuation gap closes.
Central Pacific Financial Corp: Quiet Ticker, Loud Signals From Wall Street And The Tape
Central Pacific Financial Corp (CPF) has shown quiet trading recently but delivered a strong 19-20% gain over the past year, prompting a re-evaluation by investors and analysts. Despite this rally, Wall Street maintains a cautious "Hold" stance, citing macroeconomic headwinds and sector-wide uncertainties for regional banks. The article suggests CPF is at an inflection point, with future performance depending on interest rates, credit quality, and capital deployment strategies.
Earnings call transcript: Central Pacific Financial Q4 2025 beats EPS forecast, stock rises
Central Pacific Financial (CPF) reported strong Q4 2025 earnings, surpassing Wall Street's EPS forecast with $0.85 against an expected $0.73, and revenue of $76.29 million. This positive performance led to a 1.89% rise in its stock price. The company also announced a new $55 million share repurchase authorization and strategic partnerships in Asia for future growth, while highlighting its focus on core business, operational excellence, and disciplined financial management for sustainable shareholder value.
Central Pacific Financial Corp. (NYSE:CPF) Q4 2025 Earnings Call Transcript
Central Pacific Financial Corp. reported strong financial results for Q4 2025, with diluted EPS of $0.85, exceeding expectations. The company highlighted its focused strategy on organic growth, diversification, and operational excellence, which led to significant improvements in profitability and shareholder returns. Management provided guidance for 2026, anticipating low single-digit net loan and deposit growth, along with an increase in net interest income and continued expansion of net interest margin.
Earnings call transcript: Central Pacific Financial Q4 2025 beats EPS forecast, stock rises
Central Pacific Financial Corp (CPF) exceeded Q4 2025 earnings expectations, reporting an EPS of $0.85 against a forecast of $0.73, and revenue of $76.29 million. The company's stock rose by 1.89% following the announcement, reflecting positive investor sentiment. CPF also authorized a new $55 million share repurchase program and outlined strategic initiatives for future growth, including expanding partnerships in Asia.
Central Pacific Financial Q4 2025 slides: profit surges 45%, margin expands
Central Pacific Financial (NYSE: CPF) reported a strong Q4 and full-year 2025, with net income surging 45% year-over-year to $77.5 million for the full year, or $0.85 per diluted share in Q4, outperforming analyst expectations. The Hawaii-based bank expanded its net interest margin, improved its efficiency ratio, and outlined strategies for sustained growth, including geographic diversification and continued focus on the resilient Hawaii market. The company also announced a new share repurchase authorization and an increased quarterly dividend, reflecting confidence in its financial health.
Central Pacific Financial posts strong Q4 and 2025 results
Central Pacific Financial (CPF) announced strong fourth-quarter and full-year 2025 results, with significant increases in net income and improved profitability metrics such as ROA and ROE. The company also enhanced shareholder returns through stock buybacks and a dividend increase, while maintaining a stable balance sheet and robust capital position. TipRanks' AI Analyst, Spark, rates CPF as "Outperform" due to its strong financial performance, despite potential risks from technical indicators suggesting the stock may be overbought and economic challenges in Hawaii.
Central Pacific Financial Corp. Reports Strong Q4 and Full Year 2025 Results
Central Pacific Financial Corp. announced strong financial results for Q4 and the full year 2025, with a significant increase in net income and an improved return on assets. The company also demonstrated a commitment to shareholder returns by authorizing a new $55 million share repurchase program and increasing its quarterly cash dividend by 3.6% to $0.29 per share. Additionally, the efficiency ratio improved, indicating better cost control and operational efficiency.
Central Pacific Financial earnings beat by $0.12, revenue topped estimates
Central Pacific Financial (NYSE: CPF) reported strong fourth-quarter earnings, with an EPS of $0.85, surpassing analyst estimates by $0.12. The company also exceeded revenue expectations, bringing in $76.29 million against a consensus estimate of $75.7 million. Central Pacific Financial's stock has shown positive performance, increasing by 11.15% in the last three months and 13.18% over the past year.
Earnings Flash (CPF) Central Pacific Financial Corp. Posts Q4 EPS $0.85 per Share, vs. FactSet Est of $0.73
Central Pacific Financial Corp. (CPF) reported Q4 Earnings Per Share (EPS) of $0.85, surpassing the FactSet estimate of $0.73. The article also provides recent company news, including details about an expired equity buyback, board member resignations, and past earnings call dates and results. Central Pacific Financial Corp. is described as the bank holding company for Central Pacific Bank, offering traditional banking and wealth management services across Hawaii.
Central Pacific Financial Reports Fourth Quarter and Full Year 2025 Earnings
Central Pacific Financial Corp. reported strong results for the fourth quarter and full year 2025, with net income of $22.9 million ($0.85 per diluted share) for the quarter and $77.5 million ($2.86 per diluted share) for the year. The company saw improvements in profitability, efficiency ratio, and net interest margin, alongside increases in its quarterly cash dividend and authorization of a new $55 million share repurchase program for 2026. These positive outcomes were attributed to effective balance sheet management and progress on strategic priorities.
Central Pacific Financial Reports Fourth Quarter and Full Year 2025 Earnings
Central Pacific Financial Corp. announced strong fourth-quarter and full-year 2025 results, with net income of $22.9 million ($0.85 diluted EPS) for Q4 and $77.5 million ($2.86 diluted EPS) for the year. Key highlights include improved return on average assets and equity, an enhanced efficiency ratio, and a net interest margin increase. The company also authorized a new $55 million share repurchase program for 2026 and increased its quarterly cash dividend by 3.6% to $0.29 per share.
Central Pacific Financial (CPF) earnings expected to grow: Should you buy?
This article analyzes whether Central Pacific Financial (CPF) is a good investment based on its expected earnings growth. Investors often look to earnings per share (EPS) estimates and revisions as key indicators for a stock's future performance. The article doesn't provide specific financial details but implies a positive outlook due to anticipated growth.
Understanding Momentum Shifts in (CPF)
This article analyzes Central Pacific Financial Corp (CPF) using AI models to identify momentum shifts and provide trading strategies. It highlights a strong near-term sentiment possibly influencing mid-term neutrality and a long-term positive bias. The analysis includes a mid-channel oscillation pattern, risk-reward ratios, and specific strategies for position trading, momentum breakout, and risk hedging, along with multi-timeframe signal analysis.
Central Pacific Financial (CPF) Earnings Expected to Grow: Should You Buy?
Central Pacific Financial (CPF) is anticipated to report increased earnings and higher revenues for the quarter ended December 2025. While the company holds a Zacks Rank of #3, its Most Accurate Estimate for EPS is lower than the Zacks Consensus Estimate, leading to a negative Earnings ESP of -2.74% and making an earnings beat difficult to predict conclusively. Investors are advised to consider other factors in addition to earnings predictions.
Press Release: Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. has announced a conference call to discuss its fourth-quarter 2025 financial results. In related news, Unity Software (U.US) reported its Q4 earnings, with revenue up 35% year-over-year to $609 million, exceeding estimates, though the company posted a loss of 66 cents per share.
Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) will release its fourth quarter 2025 earnings on January 28, 2026, and will host a conference call and live audio webcast to discuss the results. The call will take place at 1:00 p.m. Eastern Time (8:00 a.m. Hawaii Time) on January 28, 2026, and a replay will be available through February 27, 2026. The company, which is the parent of Central Pacific Bank, is a Hawaii-based bank holding company with approximately $7.42 billion in assets.
Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) will release its fourth-quarter 2025 financial results on January 28, 2026, before the New York Stock Exchange opens. The company will host a conference call and live audio webcast at 1:00 p.m. Eastern Time on the same day to discuss these results. Interested parties can access the call via phone or webcast, with replay options available until February 27, 2026.
Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) is scheduled to release its fourth-quarter 2025 financial results on January 28, 2026. The company will host a conference call and live audio webcast on the same day at 1:00 p.m. Eastern Time to discuss the results. Interested parties can access the call via phone or webcast, and a replay will be available until February 27, 2026.
Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) announced it will release its fourth quarter 2025 earnings on January 28, 2026, before the New York Stock Exchange opens. Management will host a conference call and live audio webcast to discuss the results on January 28, 2026, at 1:00 p.m. Eastern Time. Participants can join by phone or through a webcast link provided by the company, with a replay available until February 27, 2026.
Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) will release its fourth quarter 2025 earnings on January 28, 2026, before the New York Stock Exchange opens. The company will host a conference call and live webcast at 1:00 p.m. Eastern Time (8:00 a.m. Hawaii Time) on January 28, 2026, to review the results, with replay availability through February 27, 2026. Interested parties can access the call via phone or through the company's investor relations website, which will also feature a slide presentation.
Central Pacific Bank Expands SMB Lending Capabilities with Biz2X, Boosting Automation, Decisioning Speed, and End-to-End Efficiency
Central Pacific Bank (CPB) has expanded its partnership with Biz2X, a global SaaS lending platform, to enhance its small and mid-size business (SMB) lending capabilities. This expansion will integrate Biz2X's platform to automate loan decisioning, streamline workflows, and improve the overall efficiency and speed of lending processes for both SBA and non-SBA products. The collaboration aims to provide a faster, smarter SMB lending experience, enabling CPB to scale its credit delivery, reduce processing times, and enhance customer satisfaction.
Central Pacific Bank Expands SMB Lending Capabilities with Biz2X, Boosting Automation, Decisioning Speed, and End-to-End Efficiency
Central Pacific Bank (CPB) has expanded its partnership with Biz2X to further enhance its small and mid-sized business (SMB) lending capabilities. This collaboration will replace CPB's legacy workflow with a modern, cloud-based platform, significantly boosting automation, decisioning speed, and overall efficiency in their loan origination process. The integration introduces automated loan decisioning, tax return spreading, and streamlined workflows, enabling CPB to deliver faster approvals and an improved borrower experience for both SBA and non-SBA loan products.
Avoiding Lag: Real-Time Signals in (CPF) Movement
This article analyzes Central Pacific Financial Corp (NYSE: CPF) using AI models, identifying a mid-channel oscillation pattern and a significant risk-reward short setup. It details three distinct trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis, including near-term positive sentiment and long-term strength. The AI-generated signals provide support and resistance levels across different time horizons.
