Liquidity Mapping Around (CPF) Price Events
This article provides an AI-driven liquidity mapping analysis for Central Pacific Financial Corp (NYSE: CPF), highlighting a weak near-term sentiment but strong mid and long-term outlook. It details three trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss zones. The analysis also includes multi-timeframe signal strengths and support/resistance levels.
The Truth About Central Pacific Financial Corp: Is This Quiet Bank Stock About To Pop?
Central Pacific Financial Corp (CPF) is presented as a "sleeper play" in the banking sector, contrasting with popular meme stocks. The article discusses its potential as a dividend-paying, long-term investment for those seeking stability rather than quick, high-risk gains. It highlights CPF's low social media hype as an advantage, suggesting it indicates less emotional trading and more stable fundamentals, positioning it as a "boring but rich" option for patient investors.
The Truth About Central Pacific Financial Corp: Is This Quiet Bank Stock About To Pop?
Central Pacific Financial Corp (CPF) is presented as a low-key regional bank, contrasting with trending meme stocks. The article evaluates CPF's potential as a long-term investment, highlighting its dividend payouts, relatively stable price story, and moderate risk level compared to more volatile investment options. It concludes that CPF might appeal to investors seeking steady income and lower drama, rather than rapid growth or viral hype.
Earnings call transcript: Central Pacific Financial Q4 2025 beats estimates
Central Pacific Financial Corp (CPF) exceeded Q4 2025 earnings and revenue estimates, reporting an EPS of $0.85 against a forecast of $0.73, and revenue of $76.29 million, surpassing $75.7 million. The company announced a new $55 million share repurchase authorization and increased its quarterly cash dividend, reflecting strong financial performance and strategic initiatives including a new partnership with Korea Investment & Securities. Despite a slight decline in the total loan portfolio due to payoffs and delayed fundings, the company projects low single-digit growth in loans and deposits for 2026, alongside a 4-6% increase in net interest income.
Central Pacific Financial Corp: Regional Bank Stock Tests Investor Patience As Momentum Stalls
Central Pacific Financial Corp's stock has been underperforming, nearing its 52-week low amidst quiet news and a cautious earnings outlook, leading investors to question if it's a value opportunity or a trap. Technical analysis shows consolidating with a bearish tilt, and analysts largely maintain "Hold" ratings with limited upside potential. The bank faces challenges from interest rate risk and the need for operational efficiencies to improve shareholder returns.
Central Pacific Financial Corp: Regional Bank Stock Tests Investor Patience As Momentum Stalls
Central Pacific Financial Corp's stock has been underperforming, trading closer to its 52-week low amidst a quiet news environment and cautious earnings outlook. The regional bank faces challenges such as higher deposit costs and pressure on net interest margins, leading to a "Hold" consensus among Wall Street analysts with limited upside potential. Investors are grappling with whether the stock represents a value opportunity or a value trap, as it has shown a slow bleeding of value over the past year.
Central Pacific Financial (CPF) Net Interest Margin Resilience Tests Cautious Earnings Narratives
Central Pacific Financial (CPF) capped FY 2025 with strong fourth-quarter results, showing increased revenue and EPS, and a resilient net interest margin of 3.56%. Despite a roughly 60% cost-to-income ratio and modest forecast growth, the company's valuation, evidenced by a trailing P/E of 11.3x and a DCF fair value significantly higher than its current share price, suggests potential undervaluation for investors. However, slower forecast growth and cost pressures may temper the speed at which this valuation gap closes.
Central Pacific Financial Corp: Quiet Ticker, Loud Signals From Wall Street And The Tape
Central Pacific Financial Corp (CPF) has shown quiet trading recently but delivered a strong 19-20% gain over the past year, prompting a re-evaluation by investors and analysts. Despite this rally, Wall Street maintains a cautious "Hold" stance, citing macroeconomic headwinds and sector-wide uncertainties for regional banks. The article suggests CPF is at an inflection point, with future performance depending on interest rates, credit quality, and capital deployment strategies.
Earnings call transcript: Central Pacific Financial Q4 2025 beats EPS forecast, stock rises
Central Pacific Financial (CPF) reported strong Q4 2025 earnings, surpassing Wall Street's EPS forecast with $0.85 against an expected $0.73, and revenue of $76.29 million. This positive performance led to a 1.89% rise in its stock price. The company also announced a new $55 million share repurchase authorization and strategic partnerships in Asia for future growth, while highlighting its focus on core business, operational excellence, and disciplined financial management for sustainable shareholder value.
Central Pacific Financial Corp. (NYSE:CPF) Q4 2025 Earnings Call Transcript
Central Pacific Financial Corp. reported strong financial results for Q4 2025, with diluted EPS of $0.85, exceeding expectations. The company highlighted its focused strategy on organic growth, diversification, and operational excellence, which led to significant improvements in profitability and shareholder returns. Management provided guidance for 2026, anticipating low single-digit net loan and deposit growth, along with an increase in net interest income and continued expansion of net interest margin.
Central Pacific Financial Q4 2025 slides: profit surges 45%, margin expands
Central Pacific Financial (NYSE: CPF) reported a strong Q4 and full-year 2025, with net income surging 45% year-over-year to $77.5 million for the full year, or $0.85 per diluted share in Q4, outperforming analyst expectations. The Hawaii-based bank expanded its net interest margin, improved its efficiency ratio, and outlined strategies for sustained growth, including geographic diversification and continued focus on the resilient Hawaii market. The company also announced a new share repurchase authorization and an increased quarterly dividend, reflecting confidence in its financial health.
Earnings call transcript: Central Pacific Financial Q4 2025 beats EPS forecast, stock rises
Central Pacific Financial Corp (CPF) exceeded Q4 2025 earnings expectations, reporting an EPS of $0.85 against a forecast of $0.73, and revenue of $76.29 million. The company's stock rose by 1.89% following the announcement, reflecting positive investor sentiment. CPF also authorized a new $55 million share repurchase program and outlined strategic initiatives for future growth, including expanding partnerships in Asia.
Central Pacific Financial posts strong Q4 and 2025 results
Central Pacific Financial (CPF) announced strong fourth-quarter and full-year 2025 results, with significant increases in net income and improved profitability metrics such as ROA and ROE. The company also enhanced shareholder returns through stock buybacks and a dividend increase, while maintaining a stable balance sheet and robust capital position. TipRanks' AI Analyst, Spark, rates CPF as "Outperform" due to its strong financial performance, despite potential risks from technical indicators suggesting the stock may be overbought and economic challenges in Hawaii.
Central Pacific Financial Corp. Reports Strong Q4 and Full Year 2025 Results
Central Pacific Financial Corp. announced strong financial results for Q4 and the full year 2025, with a significant increase in net income and an improved return on assets. The company also demonstrated a commitment to shareholder returns by authorizing a new $55 million share repurchase program and increasing its quarterly cash dividend by 3.6% to $0.29 per share. Additionally, the efficiency ratio improved, indicating better cost control and operational efficiency.
Central Pacific Financial earnings beat by $0.12, revenue topped estimates
Central Pacific Financial (NYSE: CPF) reported strong fourth-quarter earnings, with an EPS of $0.85, surpassing analyst estimates by $0.12. The company also exceeded revenue expectations, bringing in $76.29 million against a consensus estimate of $75.7 million. Central Pacific Financial's stock has shown positive performance, increasing by 11.15% in the last three months and 13.18% over the past year.
Earnings Flash (CPF) Central Pacific Financial Corp. Posts Q4 EPS $0.85 per Share, vs. FactSet Est of $0.73
Central Pacific Financial Corp. (CPF) reported Q4 Earnings Per Share (EPS) of $0.85, surpassing the FactSet estimate of $0.73. The article also provides recent company news, including details about an expired equity buyback, board member resignations, and past earnings call dates and results. Central Pacific Financial Corp. is described as the bank holding company for Central Pacific Bank, offering traditional banking and wealth management services across Hawaii.
Central Pacific Financial Reports Fourth Quarter and Full Year 2025 Earnings
Central Pacific Financial Corp. reported strong results for the fourth quarter and full year 2025, with net income of $22.9 million ($0.85 per diluted share) for the quarter and $77.5 million ($2.86 per diluted share) for the year. The company saw improvements in profitability, efficiency ratio, and net interest margin, alongside increases in its quarterly cash dividend and authorization of a new $55 million share repurchase program for 2026. These positive outcomes were attributed to effective balance sheet management and progress on strategic priorities.
Central Pacific Financial Reports Fourth Quarter and Full Year 2025 Earnings
Central Pacific Financial Corp. announced strong fourth-quarter and full-year 2025 results, with net income of $22.9 million ($0.85 diluted EPS) for Q4 and $77.5 million ($2.86 diluted EPS) for the year. Key highlights include improved return on average assets and equity, an enhanced efficiency ratio, and a net interest margin increase. The company also authorized a new $55 million share repurchase program for 2026 and increased its quarterly cash dividend by 3.6% to $0.29 per share.
Central Pacific Financial (CPF) earnings expected to grow: Should you buy?
This article analyzes whether Central Pacific Financial (CPF) is a good investment based on its expected earnings growth. Investors often look to earnings per share (EPS) estimates and revisions as key indicators for a stock's future performance. The article doesn't provide specific financial details but implies a positive outlook due to anticipated growth.
Understanding Momentum Shifts in (CPF)
This article analyzes Central Pacific Financial Corp (CPF) using AI models to identify momentum shifts and provide trading strategies. It highlights a strong near-term sentiment possibly influencing mid-term neutrality and a long-term positive bias. The analysis includes a mid-channel oscillation pattern, risk-reward ratios, and specific strategies for position trading, momentum breakout, and risk hedging, along with multi-timeframe signal analysis.
Central Pacific Financial (CPF) Earnings Expected to Grow: Should You Buy?
Central Pacific Financial (CPF) is anticipated to report increased earnings and higher revenues for the quarter ended December 2025. While the company holds a Zacks Rank of #3, its Most Accurate Estimate for EPS is lower than the Zacks Consensus Estimate, leading to a negative Earnings ESP of -2.74% and making an earnings beat difficult to predict conclusively. Investors are advised to consider other factors in addition to earnings predictions.
Press Release: Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. has announced a conference call to discuss its fourth-quarter 2025 financial results. In related news, Unity Software (U.US) reported its Q4 earnings, with revenue up 35% year-over-year to $609 million, exceeding estimates, though the company posted a loss of 66 cents per share.
Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) will release its fourth quarter 2025 earnings on January 28, 2026, and will host a conference call and live audio webcast to discuss the results. The call will take place at 1:00 p.m. Eastern Time (8:00 a.m. Hawaii Time) on January 28, 2026, and a replay will be available through February 27, 2026. The company, which is the parent of Central Pacific Bank, is a Hawaii-based bank holding company with approximately $7.42 billion in assets.
Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) will release its fourth-quarter 2025 financial results on January 28, 2026, before the New York Stock Exchange opens. The company will host a conference call and live audio webcast at 1:00 p.m. Eastern Time on the same day to discuss these results. Interested parties can access the call via phone or webcast, with replay options available until February 27, 2026.
Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) is scheduled to release its fourth-quarter 2025 financial results on January 28, 2026. The company will host a conference call and live audio webcast on the same day at 1:00 p.m. Eastern Time to discuss the results. Interested parties can access the call via phone or webcast, and a replay will be available until February 27, 2026.
Central Pacific Financial Corp. Announces Conference Call to Discuss Fourth Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) announced it will release its fourth quarter 2025 earnings on January 28, 2026, before the New York Stock Exchange opens. Management will host a conference call and live audio webcast to discuss the results on January 28, 2026, at 1:00 p.m. Eastern Time. Participants can join by phone or through a webcast link provided by the company, with a replay available until February 27, 2026.
Central Pacific Bank Expands SMB Lending Capabilities with Biz2X, Boosting Automation, Decisioning Speed, and End-to-End Efficiency
Central Pacific Bank (CPB) has expanded its partnership with Biz2X, a global SaaS lending platform, to enhance its small and mid-size business (SMB) lending capabilities. This expansion will integrate Biz2X's platform to automate loan decisioning, streamline workflows, and improve the overall efficiency and speed of lending processes for both SBA and non-SBA products. The collaboration aims to provide a faster, smarter SMB lending experience, enabling CPB to scale its credit delivery, reduce processing times, and enhance customer satisfaction.
Avoiding Lag: Real-Time Signals in (CPF) Movement
This article analyzes Central Pacific Financial Corp (NYSE: CPF) using AI models, identifying a mid-channel oscillation pattern and a significant risk-reward short setup. It details three distinct trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—along with multi-timeframe signal analysis, including near-term positive sentiment and long-term strength. The AI-generated signals provide support and resistance levels across different time horizons.
Central Pacific Financial Corp: Regional Bank Stock Tries to Find Its Footing After A Choppy Start to the Year
Central Pacific Financial Corp (CPF) has experienced a modest slip recently but remains in the upper half of its 52-week range, reflecting investor indecision over its classification. The stock has seen respectable gains over the past year, rewarding patient investors despite volatility concerning regional banks. Analysts largely offer a "Hold" rating with limited near-term upside, valuing CPF as a "good bank, fair price" due to its stable capital position and niche market focus in Hawaii, balanced against loan growth outlook and commercial real estate uncertainty.
Central Pacific Financial Corp: Regional Bank Stock Tries to Find Its Footing After A Choppy Start to the Year
Central Pacific Financial Corp's stock has seen modest fluctuations recently, trading in the upper half of its 52-week range. While the bank has rewarded investors with a 16% price gain over the past year, the market remains cautious about smaller financials, leading to a "holding pattern" for CPF shares. Analysts rate the stock as a "Hold" with limited near-term upside, suggesting it's viewed as a stable, fair-priced bank rather than an undervalued growth opportunity, with future performance tied to interest rates and credit quality.
The Truth About Central Pacific Financial Corp: Tiny Bank Stock, Big Questions About The Next Move
Central Pacific Financial Corp (CPF) is presented as a quiet, regional bank stock that contrasts with volatile meme stocks. The article explores whether CPF is an undervalued gem for long-term investors focused on dividends and traditional fundamentals, or a potential "snooze" if growth remains flat. It highlights CPF's position as a regional bank, its potential price-to-reality gap, and its appeal to income-focused investors.
Central Pacific Financial: Quiet Island Bank, Volatile Market Mood
Central Pacific Financial (CPF) has experienced stable stock performance recently, with modest year-on-year gains, reflecting its conservative, Hawaii-focused approach amidst regional banking scrutiny. The bank is seen as a defensive income vehicle, offering a solid total return due to share price appreciation and consistent dividends, appealing to conservative investors despite a lack of dramatic news. Analysts generally rate CPF with "Hold" or "cautious Buy" recommendations, with price targets modestly above current trading levels, suggesting it's suitable for investors seeking steady income and regional bank exposure rather than explosive growth.
Central Pacific Financial Corp: Regional Bank Stock Balances Cautious Optimism With Quiet Trading Ta
Central Pacific Financial Corp's stock has shown modest gains over the past year, reflecting rebuilding investor confidence despite muted recent trading. The regional bank has achieved a 13% price return over the last twelve months, offering a solid outcome given the challenging interest rate environment and macro uncertainties. While short-term catalysts are absent, the market is poised for future data points and shifts in central bank policy, making interest rate expectations and regional banking sentiment crucial for investors.
Central Pacific Financial Is Quietly Going Off – But Is CPF Stock Really Worth Your Money?
Central Pacific Financial (CPF) is gaining quiet attention as a regional bank in Hawaii, differentiating itself from other struggling regional banks with a steady dividend and connection to a stable local economy. The article delves into CPF's stock price story, dividend offerings, and risk level, ultimately examining whether it's a "cop" (worth buying) or "drop" for investors based on their risk tolerance and investment goals.
Discipline and Rules-Based Execution in CPF Response
This article analyzes Central Pacific Financial Corp (NYSE: CPF), noting weak near-term sentiment but potential for shifts in mid- and long-term outlook. It presents a mid-channel oscillation pattern and highlights an exceptional 25.0:1 risk-reward short setup. The analysis includes three AI-generated trading strategies with specific entry, target, and stop-loss levels for different risk profiles and holding periods, along with multi-timeframe signal analysis.
Central Pacific Bank Trust Division Sells 193,750 Shares of PAR Technology Corporation $PAR
Central Pacific Bank Trust Division significantly reduced its stake in PAR Technology Corporation by selling 193,750 shares, cutting holdings by 99% to just 2,000 shares. Despite missing Q3 EPS estimates, PAR Technology saw 23.1% revenue growth, although it still maintains negative net margins and return on equity. Analyst ratings are mixed, with a "Moderate Buy" consensus target of $64, while insider selling, including CFO Bryan Menar, indicates a reduction in insider ownership.
Central Pacific Financial Unveils Strategic Plans for Growth
Central Pacific Financial Corp. announced its strategic plans for sustainable growth, brand strengthening, and disciplined asset deployment, highlighting operational excellence through automation and cost optimization. TipRanks' AI Analyst, Spark, rates CPF as "Outperform" due to strong financial performance and positive earnings sentiment, despite some potential overbought conditions. The company, a Hawaii-based bank holding company, also emphasizes its reasonable valuation, attractive dividend yield, and consistent recognition as "Best Bank in Hawaii" by Forbes Magazine.
Central Pacific Financial Corp Updates Investor Presentation
Central Pacific Financial Corp (CPF) updated its investor presentation on December 16, 2025, highlighting key financial and strategic achievements. The company reported a 2.5% quarter-over-quarter net interest income growth, an increase in its quarterly cash dividend to $0.28 per share, and the repurchase of 78,000 shares for $2.3 million. Additionally, CPF issued a notice to redeem $55 million in subordinated debt and partnered with Kyoto Shinkin Bank to strengthen Hawaii-Japan business ties.
HoldCo Asset Management LP Invests $30.77 Million in CPB Inc. $CPF
HoldCo Asset Management LP significantly increased its stake in CPB Inc. (NYSE:CPF) during the second quarter, purchasing over 1 million shares valued at $30.77 million. This new position makes CPB the eighth-largest holding for HoldCo. CPB's stock performance, dividend increase, and positive analyst ratings contribute to a "Moderate Buy" consensus with a $34.50 price target.
(CPF) Volatility Zones as Tactical Triggers
This article provides a detailed analysis of Central Pacific Financial Corp (NYSE: CPF) using AI models to generate trading strategies. It highlights key findings such as strong sentiment, a mid-channel oscillation pattern, and an exceptional risk-reward short setup. The article presents three distinct trading strategies (Position Trading, Momentum Breakout, and Risk Hedging) with specific entry, target, and stop-loss zones, along with multi-timeframe signal analysis.
Are Options Traders Betting on a Big Move in Central Pacific Financial Stock?
Options traders are showing increased interest in Central Pacific Financial Corp. (CPF), specifically with a Dec 19, 2025 $22.50 Put exhibiting high implied volatility. This suggests market anticipation of a significant price movement in the stock. However, a Zacks Rank #4 (Sell) for CPF and recent downward revisions in earnings estimates by analysts present a conflicting fundamental picture, indicating that options traders might be looking to sell premium.
Here's What We Like About Central Pacific Financial's (NYSE:CPF) Upcoming Dividend
Central Pacific Financial (NYSE:CPF) is set to trade ex-dividend soon, with an upcoming dividend of US$0.28 per share, contributing to a trailing annual yield of 3.8%. The company's dividend appears sustainable, as it pays out a modest 44% of its earnings, and has grown its EPS by 3.7% annually over the last five years, alongside an 8.8% average annual dividend growth over the past decade. This combination of sustainable payouts and earnings growth makes CPF an attractive prospect for dividend-focused investors.
Q&A: Shidler alumnus leads Central Pacific Bank
David Morimoto, a Shidler College of Business alumnus, serves as vice chairman and chief operating officer for Central Pacific Bank (CPB). He discusses his daily responsibilities, current projects focused on customer growth, and how his experiences at Shidler prepared him for his career in banking. Morimoto advises current students to embrace adversity and seek growth opportunities.
Central Pacific Financial : Bank announces partnership with Korea Investment & Securities
Central Pacific Bank (CPB) announced a partnership via Memorandum of Understanding (MOU) with Korea Investment & Securities (KIS) to support the financial needs of Korean individuals seeking opportunities in Hawaii. This collaboration aims to leverage CPB as an extension of KIS in Hawaii, assisting KIS customers with their investment and business ventures. KIS, a major South Korean financial institution with $73.9 billion in assets, views this partnership as a way to better serve clients interested in the Hawaiian market.
Central Pacific Financial Corp. announces Paul Yonamine’s retirement from Board
Central Pacific Financial Corp. announced the retirement of Paul Yonamine from both the CPF and CPB Boards of Directors, effective November 6, 2025. Yonamine, who served as a director since 2017 and as Chairman and CEO from October 2018 through December 2022, will hold the honorary title of Chairman Emeritus. His leadership was credited with driving key initiatives including the renovation of CPB’s Corporate Headquarters, rebranding, establishing a leading digital banking platform, and strengthening ties with Japan.
CENTRAL PACIFIC FINANCIAL CORP SEC 10-Q Report
Central Pacific Financial Corp (CPF) has released its Q3 Form 10-Q report, detailing significant financial growth and strategic operational adjustments. The company reported increased total interest income, net interest income, and net income, alongside higher basic and diluted EPS. Operational highlights include growth in construction loans, reclassification of consumer loans, and an updated Allowance for Credit Losses model.
Central Pacific Financial Corp. Announces Conference Call to Discuss Third Quarter 2025 Financial Results
Central Pacific Financial Corp. (NYSE: CPF) has announced a conference call and live audio webcast to discuss its third quarter 2025 financial results on October 29, 2025, at 2:00 p.m. Eastern Time. The company will release its earnings before the open of the New York Stock Exchange on the same day. A replay of the call will be available through November 28, 2025, for interested parties unable to attend the live event.
Central Pacific Financial Corp. (NYSE:CPF) Analysts Are Pretty Bullish On The Stock After Recent Results
Central Pacific Financial Corp. shareholders expressed disappointment after a 3.1% share drop post-Q3 results, despite revenues meeting analyst predictions. Analysts maintain a bullish outlook, reconfirming revenue and EPS forecasts for 2026, and increasing the price target to US$34.50. The company is expected to significantly accelerate revenue growth compared to its historical performance and the wider industry.
Central Pacific Financial Corp. (NYSE:CPF) Q3 2025 Earnings Call Transcript
Central Pacific Financial Corp. (NYSE:CPF) reported its Q3 2025 earnings, with EPS of $0.685 missing analyst expectations of $0.74. The company announced loan and deposit growth, margin expansion, and strategic operational consolidation, alongside a new partnership with Kyoto Shinkin Bank to strengthen economic ties between Hawaii and Japan. Management discussed their financial performance, capital allocation strategies, and outlook for loan growth and expenses, anticipating increased demand as interest rates decline.
Central Pacific Financial Reports $18.6 Million Profit in Q3 2025: A Solid Show of Stability
Central Pacific Financial (NYSE: CPF) announced Q3 2025 net earnings of $18.6 million, or $0.69 per diluted share, a substantial increase from the previous year. This regional bank, parent company of Central Pacific Bank, demonstrated resilience and prudent management through steady loan and deposit growth, improved net interest margin, and controlled credit costs. The company also continues to reward shareholders with increased dividends and share repurchases, offering a stable investment in a volatile market.
