3 Reasons to Avoid CLBK and 1 Stock to Buy Instead
Columbia Financial (CLBK) has seen its stock price rise significantly, outperforming the S&P 500. However, StockStory recommends avoiding it due to flat net interest income, a low net interest margin indicating weak loan book profitability, and declining earnings per share. Instead, the article suggests looking for high-quality growth stocks with more timely opportunities.
3 Reasons to Avoid CLBK and 1 Stock to Buy Instead
Despite Columbia Financial (CLBK) outperforming the S&P 500, this analysis suggests caution due to its flat net interest income, low net interest margin, and declining earnings per share over the last five years. The article recommends avoiding CLBK and instead investing in high-quality industrial businesses or other growth stocks that are less crowded and offer better long-term potential.
Are DVN, STEL, CLBK, NFBK Obtaining Fair Deals for their Shareholders?
Halper Sadeh LLC, an investor rights law firm, is investigating Devon Energy Corporation (DVN), Stellar Bancorp, Inc. (STEL), Columbia Financial, Inc. (CLBK), and Northfield Bancorp, Inc. (NFBK) for potential violations of federal securities laws and breaches of fiduciary duties. The investigations concern proposed mergers and sales, with the firm suggesting that insiders might receive substantial financial benefits not available to ordinary shareholders. Halper Sadeh LLC encourages shareholders to contact them to discuss their legal rights and options.
Columbia Financial Weighs Northfield Merger, Public Shift And Rich Valuation
Columbia Financial (CLBK) is set to acquire Northfield Bancorp, creating a significant regional bank in New Jersey, and is also converting to a fully public stock holding company. The stock has seen strong short-term momentum, though its P/E ratio is significantly higher than the industry average. Investors should monitor integration risks, cost structure, and leadership execution given the expanded footprint and new governance.
Columbia Bank inks $597m merger with Northfield Bank
Columbia Bank and Northfield Bank's holding companies are merging in a $597 million deal that will create New Jersey's third-largest regional bank with approximately $18 billion in assets. The merger involves Columbia Financial acquiring Northfield Bancorp and a "second-step conversion" to a fully public stock holding company, with completion expected in early Q3 2026. Leadership roles have been planned, with Thomas Kemly remaining CEO and Steven Klein of Northfield Bank becoming COO of the combined entity.
Columbia Financial (CLBK) Net Interest Margin Rebound Supports Bullish Earnings Narrative
Columbia Financial (CLBK) reported a rebound in its net interest margin and a full year of positive net income in FY 2025, with basic EPS reaching US$0.15 in Q4. This performance supports a bullish narrative regarding improved fundamentals and a shift from losses to recurring earnings. However, the company's premium valuation at 35.8x trailing P/E compared to peers and a five-year annualized earnings decline of 33.6% raise valuation concerns for some critics.
Columbia Financial Q4 2025 Earnings Report | Revenue & Profit Analysis - News and Statistics
Columbia Financial (NASDAQ:CLBK) reported robust financial results for Q4 2025, with revenue surging by 247% to $68.78 million, significantly exceeding analyst expectations. The company also posted non-GAAP profit of $0.16 per share, matching consensus estimates. President and CEO Thomas J. Kemly attributed the positive performance to strategies focusing on margin expansion, commercial lending growth, and efficiency improvements through technology.
Columbia Financial and Northfield Bancorp To Merge
Columbia Financial (NASDAQ: CLBK) and Northfield Bancorp (NASDAQ: NFBK) announced a merger agreement valued at approximately $597 million, which will create the third-largest regional bank in New Jersey with $18 billion in assets. The transaction includes a "second-step" conversion for Columbia, where shares of its MHC will be sold to the public, and Northfield will merge into the new holding company. The combined entity is expected to be 50% accretive to Columbia's 2027 earnings per share and is anticipated to close early in Q3 2026.
SHAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Columbia Financial, Inc. (NASDAQ: CLBK)
Monteverde & Associates PC, a class action law firm, has announced an investigation into Columbia Financial, Inc. (NASDAQ: CLBK) concerning its merger with Northfield Bancorp, Inc. The firm invites shareholders of Columbia Financial to contact them for a free evaluation of whether the merger constitutes a fair deal. Monteverde & Associates PC has a track record of recovering funds for shareholders in class action securities cases.
Columbia Financial and Northfield Bancorp Plan to Merge
Columbia Financial has announced its plan to acquire Northfield Bancorp in a $597 million transaction, which will create the third-largest regional bank headquartered in New Jersey with assets of $18 billion. Concurrently, Columbia Financial will undergo a "second-step" conversion, reorganizing into a fully public stock holding company structure. The merger and conversion are anticipated to finalize early in the third quarter of 2026, with leadership roles defined and board representation planned for Northfield directors on the new combined entity.
Why Columbia Financial (CLBK) Stock Is Up Today
Columbia Financial (CLBK) shares rose 8.6% today after the company announced its acquisition of Northfield Bancorp, Inc. for approximately $597 million, which is expected to create the third-largest regional bank in New Jersey. The deal is projected to be about 50% accretive to Columbia's 2027 earnings per share. Additionally, Columbia's board adopted a plan to reorganize into a fully public stock holding company to unlock shareholder value.
CLBK Stock Alert: Halper Sadeh LLC is Investigating Whether the Merger of Columbia Financial, Inc. is Fair to Shareholders
Halper Sadeh LLC, an investor rights law firm, is investigating whether the merger between Columbia Financial, Inc. (NASDAQ: CLBK) and Northfield Bancorp, Inc. is fair to Columbia shareholders. The investigation will examine if Columbia's board violated federal securities laws or breached fiduciary duties by failing to secure the best possible consideration for shareholders and disclose all material information. Halper Sadeh LLC may seek increased consideration, additional disclosures, or other relief on behalf of shareholders.
Columbia Financial (NASDAQ:CLBK) Announces Quarterly Earnings Results, Meets Expectations
Columbia Financial (NASDAQ:CLBK) reported quarterly earnings, meeting analyst expectations with an EPS of $0.15, while revenue of $68.78 million significantly surpassed the $59.20 million estimate. The company's stock opened at $16.27 and has a market capitalization of $1.70 billion, with institutional investors owning approximately 12.72% of the shares. Analysts currently have a consensus "Reduce" rating and a $17 price target for CLBK.
Columbia Financial, Inc. Announces Financial Results for the Fourth Quarter and Year Ended December 31, 2025
Columbia Financial, Inc. reported significant financial improvements for the quarter and year ended December 31, 2025. Net income for Q4 2025 was $15.7 million, a substantial turnaround from a net loss of $21.2 million in Q4 2024, driven by higher net interest income and a decrease in credit loss provisions. For the full year 2025, net income reached $51.8 million, compared to a net loss of $11.7 million in 2024, largely due to a successful balance sheet repositioning strategy implemented in late 2024.
Two New Jersey banks combine into $18B regional lender in $597M deal
Columbia Financial (NASDAQ: CLBK) is set to acquire Northfield Bancorp (NASDAQ: NFBK) in a $597 million deal, creating an $18 billion regional bank in New Jersey. The transaction involves Columbia undergoing a "second-step conversion" to become a fully public stock holding company, with the merger expected to be 50% accretive to Columbia's 2027 EPS. The acquisition is anticipated to close early in Q3 2026, pending regulatory, depositor, and shareholder approvals.
Columbia Financial, Inc. and Northfield Bancorp, Inc. Announce Plans to Merge
Columbia Financial, Inc. (Columbia) and Northfield Bancorp, Inc. (Northfield) have announced a merger agreement, valuing the transaction at approximately $597 million. This combination will create the third-largest regional bank headquartered in New Jersey with pro forma total assets of $18 billion. Concurrently, Columbia will undertake a "second-step" conversion, becoming a fully public stock holding company, with the merger expected to be 50% accretive to Columbia's 2027 earnings per share at the midpoint of the estimated valuation range.
Two New Jersey banks join forces in $597M deal to form $18B lender
Columbia Financial (NASDAQ: CLBK) announced its agreement to acquire Northfield Bancorp (NASDAQ: NFBK) for approximately $597 million, creating a combined financial institution with $18 billion in assets. The deal involves a second-step conversion for Columbia, where existing public shares will convert into a new holding company, and Northfield shareholders will have options for stock or cash consideration. The merger is expected to be 50% accretive to Columbia’s 2027 EPS at the midpoint of valuation assumptions and is projected to close in early Q3 2026.
Columbia Financial (NASDAQ:CLBK) Posts Better-Than-Expected Sales In Q4 CY2025
Columbia Financial (NASDAQ:CLBK) reported better-than-expected revenue in Q4 CY2025, with sales up 247% year-on-year to $68.78 million, surpassing analyst estimates. Its non-GAAP profit was in line with expectations at $0.16 per share. The company also announced plans to merge with Northfield Bancorp, Inc. in a $597 million deal.
Northfield Bancorp, Inc. Announces Strategic Transaction and Fourth Quarter and Year End 2025 Results
Northfield Bancorp, Inc. reported a net loss of $27.4 million for Q4 2025, primarily due to a $41.0 million goodwill impairment charge, compared to net income of $10.8 million in the prior quarter. Despite the loss, the company announced its agreement to merge with Columbia Financial, Inc. and declared a cash dividend of $0.13 per share. The report highlighted strong financial performance excluding the impairment, with an increased net interest margin and continued focus on growing non-multifamily loans and low-cost deposits.
Columbia Financial, Inc. and Northfield Bancorp, Inc. Announce Plans to Merge
Columbia Financial, Inc. and Northfield Bancorp, Inc. have announced a merger agreement valued at approximately $597 million, creating the third largest regional bank in New Jersey with $18 billion in pro forma assets. The transaction includes Columbia undertaking a "second-step" conversion to become a fully public stock holding company. This strategic move aims to immediately leverage capital raised and enhance financial results, with completion expected in early Q3 2026.
Columbia Financial promotes Gibney to first senior EVP and chief banking officer; Splaine to EVP and CFO
Columbia Financial, Inc. has announced two key leadership appointments. Dennis E. Gibney has been promoted to the newly created role of first senior executive vice president and chief banking officer, where he will oversee various banking functions and drive strategic initiatives. Concurrently, Thomas Splaine, Jr. has been appointed executive vice president and chief financial officer, responsible for the company's accounting and treasury departments.
Columbia Financial promotes top executives to senior roles
Columbia Financial, Inc. has announced new leadership appointments, promoting Dennis E. Gibney to First Senior Executive Vice President and Chief Banking Officer. Additionally, Thomas Splaine, Jr. has been appointed as Executive Vice President and Chief Financial Officer. These executive changes aim to strengthen the company's leadership team and support future growth and strategic initiatives.
Columbia Financial, Inc. Announces Leadership Changes with Dennis E. Gibney Promoted to Chief Banking Officer and Thomas Splaine Appointed CFO
Columbia Financial, Inc. has promoted Dennis E. Gibney to First Senior Executive Vice President and Chief Banking Officer, expanding his oversight to include legal, commercial, consumer banking, and technology functions. Concurrently, Thomas Splaine, Jr. has been appointed as Executive Vice President and Chief Financial Officer, bringing over 35 years of banking and financial expertise to the role. These leadership changes are effective immediately and aim to strengthen the company's strategic growth and financial management.
From CFO to overseeing finance, credit, legal and tech at Columbia Financial
Columbia Financial, Inc. (NASDAQ: CLBK) has announced significant leadership changes, promoting Dennis E. Gibney to First Senior Executive Vice President and Chief Banking Officer, expanding his responsibilities to include legal, commercial, consumer banking, and technology functions. Concurrently, Thomas Splaine Jr. has been appointed Executive Vice President and Chief Financial Officer. These appointments are effective immediately, with the company highlighting its growth from $5 billion to over $10 billion in assets and four acquisitions during Gibney's tenure as CFO.
Spotting Winners: Columbia Financial (NASDAQ:CLBK) And Thrifts & Mortgage Finance Stocks In Q3
This article analyzes the Q3 performance of Columbia Financial (NASDAQ:CLBK) and other companies in the thrifts & mortgage finance sector. Columbia Financial reported strong revenues, exceeding expectations, while Ellington Financial also had an exceptional quarter. WaFd Bank and Ladder Capital experienced softer quarters, missing some analyst estimates, and AGNC Investment had a mixed quarter with a significant beat on revenue but a miss on net interest income and EPS.
Avoiding Lag: Real-Time Signals in (CLBK) Movement
This article provides an in-depth analysis of Columbia Financial Inc. (NASDAQ: CLBK) using AI-generated signals and strategies. It highlights a near-term strong sentiment alongside neutral mid and long-term outlooks, detailing specific risk-reward scenarios and multi-timeframe signal analysis. The report also outlines distinct institutional trading strategies for position trading, momentum breakout, and risk hedging.
Columbia Financial (CLBK) Projected to Post Quarterly Earnings on Tuesday
Columbia Financial (NASDAQ:CLBK) is projected to announce its Q4 2025 earnings on Tuesday, January 27th, with analysts forecasting EPS of $0.15 and revenue of $59.20 million. The company's previous quarter saw it beat estimates with EPS of $0.15 and revenue of $67.25 million. Current consensus analyst ratings for CLBK are "Reduce" with a target price of $17.00.
Discipline and Rules-Based Execution in CLBK Response
The article analyzes Columbia Financial Inc. (NASDAQ: CLBK), indicating a neutral near-term sentiment that could moderate mid-term weakness. It highlights an exceptional risk-reward short setup and provides institutional trading strategies for different risk profiles, including position trading, momentum breakout, and risk hedging. The analysis is supported by AI-generated signals and multi-timeframe insights on support and resistance levels.
Optimism Around Columbia Financial (NASDAQ:CLBK) Delivering New Earnings Growth May Be Shrinking as Stock Declines 3.6% This Past Week
Columbia Financial (NASDAQ:CLBK) shareholders have seen their stock decline by 25% over the past three years, significantly underperforming the market, which returned 91%. The company's earnings per share (EPS) fell by 45% annually during this period, while its share price only declined by 9%, suggesting that investors still maintain some long-term optimism despite the EPS drop. Currently, Columbia Financial trades at a high P/E ratio of 113.84, indicating market expectations for a brighter future for the business.
Columbia Financial (NASDAQ:CLBK) Stock Price Up 0.7% - Time to Buy?
Columbia Financial (NASDAQ:CLBK) saw its stock price rise by 0.7%, trading at $16.86 with a market cap of $1.76 billion. Analyst opinions are mixed, with Piper Sandler upgrading its price target to $17 (neutral rating) and Weiss Ratings reaffirming a "sell" rating, while MarketBeat's consensus is "Reduce." Despite beating earnings expectations, the company's ROE and net margin remain modest, though a $1.8 million share buyback suggests management believes the stock is undervalued.
|Implied Volatility Surging for Columbia Financial Stock Options
|Implied volatility for Columbia Financial (CLBK) stock options, specifically the Jan. 16, 2025 $10 Put, is surging, suggesting that the market anticipates a significant price movement. This increased volatility aligns with Columbia Financial being a Zacks Rank #2 (Hold) and recent upward revisions in earnings estimates by analysts. Options traders might use this high implied volatility to sell premium, expecting the underlying stock not to move as much as initially predicted.
Implied Volatility Surging for Columbia Financial Stock Options
Implied volatility for Columbia Financial, Inc. (CLBK) stock options is surging, particularly for the Jan. 16, 2025 $10 Put, indicating expected significant price movement. Analysts currently rate CLBK as a Zacks Rank #2 (Hold), with earnings estimates recently increasing, suggesting this volatility might present a trading opportunity for options strategies, especially for selling premium. The article also touches upon the potential for quantum computing as a next big investment opportunity.
Columbia Financial, BOK Financial, Flagstar Financial, WSFS Financial, and Simmons First National Shares Are Soaring, What You Need To Know
Shares of Columbia Financial, BOK Financial, Flagstar Financial, WSFS Financial, and Simmons First National all rose significantly after comments from a Federal Reserve official boosted hopes for an interest rate cut. New York Federal Reserve President John Williams' remarks increased the probability of a December rate cut to over 73%, sparking a market rally. BOK Financial, in particular, saw its shares rise by 4.2%, trading near its 52-week high.
Why Columbia Financial (CLBK) Stock Is Up Today
Shares of Columbia Financial (CLBK) gained 3.8% due to an improved lending environment following a Federal Reserve rate cut and signals of further easing, which is expected to stabilize funding costs for financial institutions. The company had previously reported strong third-quarter revenues, surpassing analysts' expectations. The stock is up 8.2% year-to-date and is trading near its 52-week high.
Why Columbia Financial (CLBK) Stock Is Up Today
Shares of Columbia Financial (CLBK) jumped 3.8% due to an improved lending environment following a Federal Reserve rate cut, which is expected to stabilize funding costs for banks and boost loan income. This positive industry outlook, combined with the company's strong Q3 financial results including a 29.4% increase in revenues, contributed to the stock's rise. The stock is currently trading near its 52-week high, indicating a meaningful market response to these developments.
Why Columbia Financial (CLBK) Stock Is Up Today
Shares of Columbia Financial (CLBK) rose by 3.8% due to an improved lending environment following a Federal Reserve rate cut, which is expected to stabilize funding costs and boost loan income for banks. The company had previously reported strong third-quarter revenues, exceeding analyst expectations. This positive market reaction builds on earlier hopes for rate cuts, contributing to Columbia Financial's 8.2% year-to-date gain.
Columbia Financial $CLBK Shares Purchased by Creative Planning
Creative Planning significantly increased its holdings in Columbia Financial (NASDAQ:CLBK) by 132% in Q2, acquiring an additional 69,171 shares to bring its total to 121,572 shares valued at approximately $1.76 million. Despite the company beating Q2 earnings per share and revenue estimates, it faces a high P/E ratio and modest return on equity. Analysts currently have a "Reduce" rating on CLBK with a consensus target price of $17.00.
Columbia Financial (CLBK) Sees Price Target Raised to $17 by Piper Sandler
Piper Sandler has reaffirmed its Neutral rating on Columbia Financial (CLBK) and increased its price target to $17.00 from $16.00, representing a 6.25% rise. This adjustment follows a previous rating change where the price target was lowered, and the current target implies an 8.49% upside from the stock's current price. Wall Street analysts generally have an "Outperform" outlook for CLBK, with a GuruFocus estimated fair value suggesting an even higher upside.
Columbia Financial (CLBK) Sees Price Target Raised to $17 by Piper Sandler
Piper Sandler has maintained its Neutral rating on Columbia Financial (CLBK) but increased its price target from $16.00 to $17.00. This adjustment marks a 6.25% rise in the target price. Analysts forecast an average target of $17.00 for CLBK, implying an 8.49% upside from its current price, with a consensus indicating an "Outperform" status.
Columbia Financial (CLBK) Gets a Hold from Piper Sandler
Piper Sandler analyst Mark Fitzgibbon maintained a Hold rating on Columbia Financial (CLBK) with a price target of $17.00. The company reported quarterly revenue of $129.7 million and a net profit of $6.67 million for the quarter ending September 30. Fitzgibbon has a 5.1% average return and a 56.89% success rate on recommended stocks.
Columbia Financial, BOK Financial, Flagstar Financial, WSFS Financial, and Simmons First National Shares Are Soaring, What You Need To Know
Shares of Columbia Financial, BOK Financial, Flagstar Financial, WSFS Financial, and Simmons First National jumped after comments from a key Federal Reserve official boosted hopes for an interest rate cut. New York Federal Reserve President John Williams indicated "room for a further adjustment" in the near term, leading to an increase in the probability of a December rate cut. This positive sentiment provided relief to markets, especially benefiting these financial stocks.
Columbia Financial Announces Strategic Growth Presentation
Columbia Financial (CLBK) has released a strategic growth presentation detailing its operating strategies and financial performance. The company reported significant financial growth for the nine months ending September 30, 2025, with net income increasing to $36.1 million, strong asset quality, and a new share repurchase program. Despite a "Hold" rating from analysts with a $15.00 price target, TipRanks' AI Analyst, Spark, rates CLBK as Neutral due to strong revenue growth balanced against challenges in profitability, cash flow, and potential overvaluation.
Columbia Financial Inc reports results for the quarter ended September 30 - Earnings Summary
Columbia Financial Inc (CLBK) reported adjusted quarterly earnings of 15 cents per share for the quarter ending September 30, surpassing analyst expectations of 13 cents and significantly higher than last year's 6 cents. Revenue increased by 26.7% to $57.39 million, also beating estimates. Wall Street's median 12-month price target for Columbia Financial Inc is $17.00, suggesting a potential 10.6% upside from its last closing price.
(CLBK) Movement as an Input in Quant Signal Sets - news.stocktradersdaily.com
This article provides an in-depth AI-driven analysis of Columbia Financial Inc. (NASDAQ: CLBK), highlighting weak sentiment across all time horizons supporting a short bias. It details specific institutional trading strategies including long, breakout, and short positions with precise entry, target, and stop-loss levels. The analysis also includes multi-timeframe signal analysis indicating weak signals across near-term, mid-term, and long-term horizons for the stock.
Columbia Financial (CLBK) Expected to Announce Quarterly Earnings on Thursday - MarketBeat
Columbia Financial (CLBK) is scheduled to release its Q3 2025 earnings on Thursday, October 23rd, with analysts forecasting earnings of $0.13 per share and revenue of $56.20 million. The company's board has authorized a stock repurchase plan for $1.80 million, suggesting management believes the stock is undervalued. Institutional investors have also significantly increased their holdings in CLBK, highlighting growing interest.
Columbia Financial (CLBK) Expected to Announce Quarterly Earnings on Thursday
Columbia Financial (CLBK) is expected to announce its quarterly earnings on Thursday. The company recently initiated a stock repurchase plan of $1.80 million, signifying management's belief that shares are undervalued. Institutional investors and hedge funds have also adjusted their holdings, with several firms increasing their stakes in CLBK.
Earnings call transcript: Columbia Banking Q2 2025 sees EPS growth By Investing.com - Investing.com Canada
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Columbia Financial announces new 1.8M stock repurchase program
Columbia Financial (CLBK) has announced a new stock repurchase program, approved by its board of directors, to buy back up to 1.8 million shares. This represents approximately 1.7% of its outstanding common stock and follows a non-objection notice from the Federal Reserve Bank of Philadelphia. The program is set to last for one year, with buyback timing dependent on share price, market conditions, and company financial needs.
1.8 Million Share Buyback: Columbia Financial Launches 7th Repurchase Program After Fed Approval
Columbia Financial (Nasdaq: CLBK) has announced its seventh stock repurchase program, authorizing the buyback of up to 1.8 million shares, representing approximately 1.7% of the company's outstanding common stock. This program has been approved by the Federal Reserve Bank of Philadelphia and will be effective for one year, allowing repurchases through various transaction methods based on market conditions and company liquidity needs.
Columbia Bank Appoints Ivan Seda as Deputy Chief Financial Officer
Columbia Bank has appointed Ivan Seda as Executive Vice President, Deputy Chief Financial Officer, effective August 25, 2025. Seda brings extensive financial services experience, including roles at Union Bank and MUFG Americas, and most recently served as Deputy CFO at BECU. In his new role, he will focus on advancing financial strategy, performance management, and long-term growth objectives for Columbia Bank.
